The COVID-19 virus has become a worldwide pandemic, and studies of its impact on insurance are needed. This paper aims to look at the impact of the COVID-19 pandemic on insurance by using the number of claim cases from BPJS Ketenagakerjaan in Indonesia, which covers 34 provinces. This study uses a time series spanning 2018-2021 and cross-sectional data from 11 regional offices of BPJS Ketenagakerjaan. The analytical method used in this research is static panel method. The dependent variable in this study is the number of claims cases (Claim) while the independent variables used are Covid19, per capita GRDP, and per capita -savings. Empirical findings suggest that COVID-19 cases are associated with additional insurance claims. Compared to before the pandemic, COVID-19 caused an average increase in claim cases by 0.2587845 per cent. Although the BPJS Ketenagakerjaan Program claims cases tend to increase every year, at the beginning of the pandemic, old-age security (JHT) and pension security (JP) programs were the most affected. Then in 2021, the death security (JKM), employment injury security (JKK), and pension security (JP) programs experienced the most significant increase in claim cases. Based on the results of the study, BPJS Ketenagakerjaan must prepare liquid funds to overcome the high number of claim cases during a pandemic such as the Covid-19 pandemic in the future. In addition, restrictions on community activities implemented by the government cause business processes to be developed digitally so that participants can carry out the claim process. Keywords: BPJS Ketenagakerjaan, COVID-19, Indonesia, insurance, insurance claim
{"title":"Pandemi Covid-19 dan Dampaknya Terhadap Klaim Asuransi di Indonesia: Studi Kasus BPJS Ketenagakerjaan","authors":"Andri Afrianto, Tony Irawan, Alla Asmara","doi":"10.17358/jabm.9.3.908","DOIUrl":"https://doi.org/10.17358/jabm.9.3.908","url":null,"abstract":"The COVID-19 virus has become a worldwide pandemic, and studies of its impact on insurance are needed. This paper aims to look at the impact of the COVID-19 pandemic on insurance by using the number of claim cases from BPJS Ketenagakerjaan in Indonesia, which covers 34 provinces. This study uses a time series spanning 2018-2021 and cross-sectional data from 11 regional offices of BPJS Ketenagakerjaan. The analytical method used in this research is static panel method. The dependent variable in this study is the number of claims cases (Claim) while the independent variables used are Covid19, per capita GRDP, and per capita -savings. Empirical findings suggest that COVID-19 cases are associated with additional insurance claims. Compared to before the pandemic, COVID-19 caused an average increase in claim cases by 0.2587845 per cent. Although the BPJS Ketenagakerjaan Program claims cases tend to increase every year, at the beginning of the pandemic, old-age security (JHT) and pension security (JP) programs were the most affected. Then in 2021, the death security (JKM), employment injury security (JKK), and pension security (JP) programs experienced the most significant increase in claim cases. Based on the results of the study, BPJS Ketenagakerjaan must prepare liquid funds to overcome the high number of claim cases during a pandemic such as the Covid-19 pandemic in the future. In addition, restrictions on community activities implemented by the government cause business processes to be developed digitally so that participants can carry out the claim process. Keywords: BPJS Ketenagakerjaan, COVID-19, Indonesia, insurance, insurance claim","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126246","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Ramaditya, Syahrul Effendi, Nabilla Ayu Syahrani
This study aims to determine the impact of toxic leadership, workplace incivility, employee welfare and job insecurity on employee innovative performance in private universities in the LLDIKTI III area. This study used causal and associative approach, where data is obtained from the results of collection using a questionnaire. The population in this study were lecturers from Private universities in the LLDIKTI III area. The sample in this study were 376 respondents. The analysis tool used is SmartPLS 3 with Structural Equation Modeling technique based on Partial Least Square. The results of this study state that Employee Welfare affects Employee Innovative Performance. Then Toxic Leadership and Employee Welfare affect Workplace Incivility, and Toxic leadership, Workplace Incivility and Employee Welfare affect Job Insecurity at private university. Leaders who have a Toxic Leadership, work incivility will not have a good impact on Employee Innovative Performance, while also reducing the innovative performance of employees. Leaders can pay more attention to welfare and insecurity to boost innovative performance. Keywords: employee welfare, innovative performance, job insecurity, toxic leadership, workplace incivility
{"title":"Does Toxic Leadership, Employee Welfare, Job Insecurity, and Work Incivility Have an Impact On Employee Innovative Performance at Private Universities in LLDIKTI III Area?","authors":"Muhammad Ramaditya, Syahrul Effendi, Nabilla Ayu Syahrani","doi":"10.17358/jabm.9.3.830","DOIUrl":"https://doi.org/10.17358/jabm.9.3.830","url":null,"abstract":"This study aims to determine the impact of toxic leadership, workplace incivility, employee welfare and job insecurity on employee innovative performance in private universities in the LLDIKTI III area. This study used causal and associative approach, where data is obtained from the results of collection using a questionnaire. The population in this study were lecturers from Private universities in the LLDIKTI III area. The sample in this study were 376 respondents. The analysis tool used is SmartPLS 3 with Structural Equation Modeling technique based on Partial Least Square. The results of this study state that Employee Welfare affects Employee Innovative Performance. Then Toxic Leadership and Employee Welfare affect Workplace Incivility, and Toxic leadership, Workplace Incivility and Employee Welfare affect Job Insecurity at private university. Leaders who have a Toxic Leadership, work incivility will not have a good impact on Employee Innovative Performance, while also reducing the innovative performance of employees. Leaders can pay more attention to welfare and insecurity to boost innovative performance. Keywords: employee welfare, innovative performance, job insecurity, toxic leadership, workplace incivility","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"14 6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126247","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Resources are considered a key driver of organizational performance. However, the means to improve performance through resources remains an issue that is yet to be conclusively addressed in both theoretical and practical terms. This study aims to examine the roles of competitive advantage and Islamic Label (IL) in the relationship between financial flexibility and the performance of companies listed on the Indonesian Sharia Stock Index (ISSI). Using a longitudinal approach covering the period 2012–2021 and observing 88 companies, a total of 880 observations were obtained for this study. The statistical technique used for the analysis was variance-based structural equation modeling utilizing partial least squares with the statistical tool of WarpPLS. The study revealed that competitive advantage is able to partially mediate the impact of financial flexibility on firm performance. Proxies of competitive advantage, such as receivable turnover and financial leverage, were found to be significant to all performance proxies, namely ROA, ROE, and Tobin’s Q. However, IL did not significantly enhance the link between financial flexibility and performance. It was found that the mediating impact of competitive advantage on the relationship between financial flexibility and performance indicated that improving performance through financial flexibility is indirect. Thus, contingency factors should be given due consideration in enhancing resource-based performance. For Islamic label companies, competitive advantage can be built to enhance performance by optimizing resource utilization. Keywords: competitive advantage, contingency factors, financial flexibility, financial performance, Islamic label
{"title":"Competitive Advantage in Mediating The Effect of Financial Flexibility on Financial Performance: Indonesian Sharia Stock Index","authors":"Diana Hasyim, Kustoro Budiarta","doi":"10.17358/jabm.9.3.740","DOIUrl":"https://doi.org/10.17358/jabm.9.3.740","url":null,"abstract":"Resources are considered a key driver of organizational performance. However, the means to improve performance through resources remains an issue that is yet to be conclusively addressed in both theoretical and practical terms. This study aims to examine the roles of competitive advantage and Islamic Label (IL) in the relationship between financial flexibility and the performance of companies listed on the Indonesian Sharia Stock Index (ISSI). Using a longitudinal approach covering the period 2012–2021 and observing 88 companies, a total of 880 observations were obtained for this study. The statistical technique used for the analysis was variance-based structural equation modeling utilizing partial least squares with the statistical tool of WarpPLS. The study revealed that competitive advantage is able to partially mediate the impact of financial flexibility on firm performance. Proxies of competitive advantage, such as receivable turnover and financial leverage, were found to be significant to all performance proxies, namely ROA, ROE, and Tobin’s Q. However, IL did not significantly enhance the link between financial flexibility and performance. It was found that the mediating impact of competitive advantage on the relationship between financial flexibility and performance indicated that improving performance through financial flexibility is indirect. Thus, contingency factors should be given due consideration in enhancing resource-based performance. For Islamic label companies, competitive advantage can be built to enhance performance by optimizing resource utilization. Keywords: competitive advantage, contingency factors, financial flexibility, financial performance, Islamic label","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126232","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study were to identifify the influence of agile work practices both directly and indirectly on job demand, emotional fatigue and safety compliance for Indonesian television journalists after two years of being hit by the co-19 pandemic in 2019-2021. In this study, the method used to analyze and determine the level of significance and interrelationships between variables is to use the Structural Equation Modeling Partial Least Squares (SEM PLS) analysis tool. The results of a study of 218 journalists spread across almost all parts of Indonesia show that agile work practices have a negative effect both directly and indirectly on job demand and emotional fatigue. Job demand has a negative effect on safety compliance. The results and implications of this study have been discussed and assessed as having an empirical influence on both theory and practice on television mass media companies in Indonesia. Keywords: agile work practices, emotional fatigue, job demands, safety compliance, structural equation modeling
{"title":"Pengaruh Agile Work Practice Terhadap Safety Compliance dan Emotional Fatigue Melalui Job Demand Pada Wartawan Indonesia","authors":"Muhammad Ridswan, Abdul Haeba Ramli","doi":"10.17358/jabm.9.3.1020","DOIUrl":"https://doi.org/10.17358/jabm.9.3.1020","url":null,"abstract":"The purpose of this study were to identifify the influence of agile work practices both directly and indirectly on job demand, emotional fatigue and safety compliance for Indonesian television journalists after two years of being hit by the co-19 pandemic in 2019-2021. In this study, the method used to analyze and determine the level of significance and interrelationships between variables is to use the Structural Equation Modeling Partial Least Squares (SEM PLS) analysis tool. The results of a study of 218 journalists spread across almost all parts of Indonesia show that agile work practices have a negative effect both directly and indirectly on job demand and emotional fatigue. Job demand has a negative effect on safety compliance. The results and implications of this study have been discussed and assessed as having an empirical influence on both theory and practice on television mass media companies in Indonesia. Keywords: agile work practices, emotional fatigue, job demands, safety compliance, structural equation modeling","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126238","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The development of Islamic banking in Indonesia has experienced very rapid growth. On the other hand, the availability of Islamic human resources is not in accordance with the standards expected by Islamic banking. This is indicated by a large number of human resources graduates from public universities compared to graduates of Islamic banking or Islamic economics. The purpose of this study is to analyze the factors that determine the success of Islamic HR in Islamic banking in North Sumatera. Data analysis was carried out using the ANP approach. The results of this study indicate that problems related to the determinants of the success of Islamic HR in North Sumatera internally are the most important internal performance appraisal and self-quality improvement in the form of knowledge, skills, and abilities (KSA). There are internal and external factors to improve Islamic human resources at sharia banking. From the internal factors, Sharia banking needs to develop a performance appraisal system from the perspective of Sharia compliance and financial risk. The Islamic bank employee recruitment system must also comply with sharia principles. In addition, it needs training and education by instilling sharia concepts. Finally, improving the quality of human resources through developing soft skills, increasing work motivation, sharia work ethic with the itqan. External factors are from universities in the form of curriculum and regulations from the government. The solution is to create a standard system for developing Islamic human resources and compile a curriculum that is in accordance with KSA. Keywords: anp, islamic bank, islamic human resources, key success factors
{"title":"Key Success Factors Islamic Human Resources in North Sumatera Islamic Banking With Analytical Network Process (ANP)","authors":"Rukiah Lubis, Zulaika Matondang, Utari Evy Cahyani","doi":"10.17358/jabm.9.3.898","DOIUrl":"https://doi.org/10.17358/jabm.9.3.898","url":null,"abstract":"The development of Islamic banking in Indonesia has experienced very rapid growth. On the other hand, the availability of Islamic human resources is not in accordance with the standards expected by Islamic banking. This is indicated by a large number of human resources graduates from public universities compared to graduates of Islamic banking or Islamic economics. The purpose of this study is to analyze the factors that determine the success of Islamic HR in Islamic banking in North Sumatera. Data analysis was carried out using the ANP approach. The results of this study indicate that problems related to the determinants of the success of Islamic HR in North Sumatera internally are the most important internal performance appraisal and self-quality improvement in the form of knowledge, skills, and abilities (KSA). There are internal and external factors to improve Islamic human resources at sharia banking. From the internal factors, Sharia banking needs to develop a performance appraisal system from the perspective of Sharia compliance and financial risk. The Islamic bank employee recruitment system must also comply with sharia principles. In addition, it needs training and education by instilling sharia concepts. Finally, improving the quality of human resources through developing soft skills, increasing work motivation, sharia work ethic with the itqan. External factors are from universities in the form of curriculum and regulations from the government. The solution is to create a standard system for developing Islamic human resources and compile a curriculum that is in accordance with KSA. Keywords: anp, islamic bank, islamic human resources, key success factors","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"219 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135127521","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In Indonesia, the number of vegetarians and vegetarian restaurants selling meat-free, plant-based alternatives, is growing. This is due to consumer encouragement and awareness of the benefits of eating healthier meals. There are, however, various more reasons why consumers should consume alternative meats. The aim of this study was to assess the influence of push and pull motivation on consumer loyalty by examining the subjective well-being of Indonesian vegetarian consumers who had ingested vegetable-based alternative meats. Quantitative research was conducted by delivering questionnaires online to 204 respondents. The study's findings indicate that both push and pull motivation have a positively significant influence on subjective well-being, with the push motivation component having a larger effect. Mood, that carries the highest loading factor value of 0.846, has the greatest influence on push motivation. Natural content, with a loading factor value of 0.808, is the dimension with the greatest influence on pull motivation. Loyalty is also significantly influenced by the two components of subjective well-being, perceived vitality, and affective well-being. The significance of this research is that it will serve as a reference for company management and marketers in developing a promotion strategy for plant-based meat products based on Indonesian vegetarian consumers. Keywords: loyalty, meat alternatives, motivation, plant-based, subjective well-being
{"title":"Loyalitas Konsumen Plant-Based Meat Alternatives: Pengaruh Motivasi dan Subjective Well-Being","authors":"Falih Ryan Dharmawan Putra, Yeshika Alversia","doi":"10.17358/jabm.9.3.930","DOIUrl":"https://doi.org/10.17358/jabm.9.3.930","url":null,"abstract":"In Indonesia, the number of vegetarians and vegetarian restaurants selling meat-free, plant-based alternatives, is growing. This is due to consumer encouragement and awareness of the benefits of eating healthier meals. There are, however, various more reasons why consumers should consume alternative meats. The aim of this study was to assess the influence of push and pull motivation on consumer loyalty by examining the subjective well-being of Indonesian vegetarian consumers who had ingested vegetable-based alternative meats. Quantitative research was conducted by delivering questionnaires online to 204 respondents. The study's findings indicate that both push and pull motivation have a positively significant influence on subjective well-being, with the push motivation component having a larger effect. Mood, that carries the highest loading factor value of 0.846, has the greatest influence on push motivation. Natural content, with a loading factor value of 0.808, is the dimension with the greatest influence on pull motivation. Loyalty is also significantly influenced by the two components of subjective well-being, perceived vitality, and affective well-being. The significance of this research is that it will serve as a reference for company management and marketers in developing a promotion strategy for plant-based meat products based on Indonesian vegetarian consumers. Keywords: loyalty, meat alternatives, motivation, plant-based, subjective well-being","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135127525","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study examines herding behavior in Indonesian capital market during COVID-19 pandemic. We assume, COVID-19 announcement has a black swan effect on the Indonesian capital market, which results in behavioral anomalies such as herding behavior. Herding can cause high volatility and market destabilization. This research used Cross-Sectional Absolute Deviation (CSAD) method to determine herding behavior in nine sectors (225 companies) on the Indonesia Stock Exchange (IDX) caused by black swan effect of the COVID-19 pandemic. The samples were stocks in nine sectors in IDX, consisting of 225 companies. The observation period is from February 01, 2018, to March 31, 2022. The study found that JKBIND (basic industry and chemicals) is the only sector that tends to herd. Meanwhile, there was no tendency for herding to occur in the other eight sectors. This study found that Indonesian capital market is quite rational because it is stable during the COVID-19 period (only one sector has a herding behavior trend). Herding behavior is an interesting topic during crisis periods, when investors share their fears and are vulnerable to large-scale financial panics. This research can increase the understanding of the capital market and the financial impact of the COVID-19 pandemic for investors and regulators. Keywords: COVID-19, Cross-Sectional Absolute Deviation (CSAD), herding behavior, Indonesia, stock market
{"title":"Fenomena Black Swan: Dampak Covid-19 Terhadap Herding Behavior Pada Sembilan Sektor di Pasar Modal Indonesia","authors":"Serarifi Elagin Harahap, Noer Azam Achsani, Hendro Sasongko","doi":"10.17358/jabm.9.3.998","DOIUrl":"https://doi.org/10.17358/jabm.9.3.998","url":null,"abstract":"This study examines herding behavior in Indonesian capital market during COVID-19 pandemic. We assume, COVID-19 announcement has a black swan effect on the Indonesian capital market, which results in behavioral anomalies such as herding behavior. Herding can cause high volatility and market destabilization. This research used Cross-Sectional Absolute Deviation (CSAD) method to determine herding behavior in nine sectors (225 companies) on the Indonesia Stock Exchange (IDX) caused by black swan effect of the COVID-19 pandemic. The samples were stocks in nine sectors in IDX, consisting of 225 companies. The observation period is from February 01, 2018, to March 31, 2022. The study found that JKBIND (basic industry and chemicals) is the only sector that tends to herd. Meanwhile, there was no tendency for herding to occur in the other eight sectors. This study found that Indonesian capital market is quite rational because it is stable during the COVID-19 period (only one sector has a herding behavior trend). Herding behavior is an interesting topic during crisis periods, when investors share their fears and are vulnerable to large-scale financial panics. This research can increase the understanding of the capital market and the financial impact of the COVID-19 pandemic for investors and regulators. Keywords: COVID-19, Cross-Sectional Absolute Deviation (CSAD), herding behavior, Indonesia, stock market","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rizqa Anita, Muhammad Rasyid Abdillah, Giri Suseno
During the COVID-19 pandemic, several companies increased their leverage to enhance their performance and ultimately impact the value of their firm. The purpose of this study is to investigate the relationship between leverage and firm value as well as to examine the potential mediating role of firm performance, specifically return on equity and earnings per share. The study employs a quantitative approach, utilizing the partial least squares-structural equation modeling (PLS-SEM) tool, with a sample of 687 companies listed on the Indonesia Stock Exchange (IDX) for the 2021 period. Sampling was conducted using a purposive sampling method. The findings indicate that leverage does not have a direct impact on firm value, but rather, the mediating role of return on equity is significant in this relationship. In contrast, earnings per share were found not mediate the relationship between leverage and firm value. This study provides an important contribution in the field of financial performance to managers and investors in making decisions. Limitations and suggestions for future research will be discussed. Keywords: decisions making, financial performance, firm value, indonesia stock exchange, leverage, structural equation modeling
{"title":"Leverage On Firm Value: The Role of Financial Performance Mechanisms","authors":"Rizqa Anita, Muhammad Rasyid Abdillah, Giri Suseno","doi":"10.17358/jabm.9.3.751","DOIUrl":"https://doi.org/10.17358/jabm.9.3.751","url":null,"abstract":"During the COVID-19 pandemic, several companies increased their leverage to enhance their performance and ultimately impact the value of their firm. The purpose of this study is to investigate the relationship between leverage and firm value as well as to examine the potential mediating role of firm performance, specifically return on equity and earnings per share. The study employs a quantitative approach, utilizing the partial least squares-structural equation modeling (PLS-SEM) tool, with a sample of 687 companies listed on the Indonesia Stock Exchange (IDX) for the 2021 period. Sampling was conducted using a purposive sampling method. The findings indicate that leverage does not have a direct impact on firm value, but rather, the mediating role of return on equity is significant in this relationship. In contrast, earnings per share were found not mediate the relationship between leverage and firm value. This study provides an important contribution in the field of financial performance to managers and investors in making decisions. Limitations and suggestions for future research will be discussed. Keywords: decisions making, financial performance, firm value, indonesia stock exchange, leverage, structural equation modeling","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126484","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Fintech is an innovation in financial services with the application of modern technology to introduce practicality, convenience, ease of access, and affordable costs. The purpose of this study was to examine the impact of attitudes, subjective norms, and behavioral control in the theory of planned behavior on interest in utilizing fintech, using religiosity as a moderation variable. This research is a quantitative study with explanatory research method to prove the research hypotheses. Data were gathered through the distribution of questionnaires to 570 respondents who had or were utilizing fintech, and analyzed using partial least squares (PLS). The findings revealed that attitudes, subjective standards, and behavioral control had a substantial impact on interest in utilizing fintech, while religiosity does not moderate the relationship between variables. As a result, fintech service providers are advised to increase positive assessments of the use of fintech services, to make use of social media, and to collaborate with influencers to hype up Indonesians' interest in using fintech. The research findings could be useful for increasing interest in utilizing fintech by engaging in tangible consumer financial and technology education that supports wider adoption of fintech. Keywords: planned behavior, subjective norm, behavioral control, fintech
{"title":"Understanding The Drivers of Interest in Fintech Adoption: Examining The Moderating Influence of Religiosity","authors":"Jukri Baharuddin, Achmad Sani Supriyanto, Siswanto Siswanto, Vivin Maharani Ekowati","doi":"10.17358/jabm.9.3.695","DOIUrl":"https://doi.org/10.17358/jabm.9.3.695","url":null,"abstract":"Fintech is an innovation in financial services with the application of modern technology to introduce practicality, convenience, ease of access, and affordable costs. The purpose of this study was to examine the impact of attitudes, subjective norms, and behavioral control in the theory of planned behavior on interest in utilizing fintech, using religiosity as a moderation variable. This research is a quantitative study with explanatory research method to prove the research hypotheses. Data were gathered through the distribution of questionnaires to 570 respondents who had or were utilizing fintech, and analyzed using partial least squares (PLS). The findings revealed that attitudes, subjective standards, and behavioral control had a substantial impact on interest in utilizing fintech, while religiosity does not moderate the relationship between variables. As a result, fintech service providers are advised to increase positive assessments of the use of fintech services, to make use of social media, and to collaborate with influencers to hype up Indonesians' interest in using fintech. The research findings could be useful for increasing interest in utilizing fintech by engaging in tangible consumer financial and technology education that supports wider adoption of fintech. Keywords: planned behavior, subjective norm, behavioral control, fintech","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126487","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to assess the level of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the critical success factors of PT Discover Indonesia Ltd; assessing the degree of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the parenting opportunities of PT Discover Indonesia Ltd; determine Discover's position based on the parenting fit matrix area and formulate priority strategies that can be applied by Perusahaan Milik Negara Tbk to PT Discover Indonesia Ltd using the AHP method. This suitability assessment uses the Parenting Fit Matrix approach based on the calculation of the weights and ratings filled out by the top management of the parent company and its subsidiaries. The final results of this study indicate that the position of the area of PT Discover is at the Edge of Heartland, namely a position where the parent company can add value but in some cases has the potential to destroy the value of the subsidiary. In this position, the main strategies that can be carried out based on the AHP assessment are formulated, namely accelerating the development of new field projects in assets that have just been operated by Discover. Keywords: AHP, corporate strategy, corporate parenting framework, oil and gas, parenting fit matrix
本研究旨在评估Perusahaan Milik Negara Tbk的教养特征与PT Discover Indonesia Ltd的关键成功因素之间的适宜性水平;评估Perusahaan Milik Negara Tbk的育儿特征与PT Discover Indonesia Ltd的育儿机会之间的适合度;根据亲子关系匹配矩阵区域确定Discover的位置，并使用AHP方法制定可由Perusahaan Milik Negara Tbk应用于PT Discover Indonesia Ltd的优先策略。这种适合性评估使用基于母公司及其子公司的高层管理人员填写的权重和评级计算的育儿适合矩阵方法。本研究的最终结果表明，PT Discover地区的位置处于心脏地带的边缘，即母公司可以增加价值的位置，但在某些情况下有可能破坏子公司的价值。在这个位置上，可以制定基于AHP评估的主要战略，即加速开发刚刚由Discover运营的资产中的新油田项目。关键词:层次分析法，企业战略，企业育儿框架，油气，育儿契合矩阵
{"title":"Strategi Korporasi Pada Perusahaan Milik Negara Tbk Dengan Menggunakan Corporate Parenting Framework","authors":"Tasya Laudita Rumampuk, Yudha Heryawan Asnawi, Imam Teguh Saptono","doi":"10.17358/jabm.9.3.963","DOIUrl":"https://doi.org/10.17358/jabm.9.3.963","url":null,"abstract":"This study aims to assess the level of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the critical success factors of PT Discover Indonesia Ltd; assessing the degree of suitability between the parenting characteristics of Perusahaan Milik Negara Tbk and the parenting opportunities of PT Discover Indonesia Ltd; determine Discover's position based on the parenting fit matrix area and formulate priority strategies that can be applied by Perusahaan Milik Negara Tbk to PT Discover Indonesia Ltd using the AHP method. This suitability assessment uses the Parenting Fit Matrix approach based on the calculation of the weights and ratings filled out by the top management of the parent company and its subsidiaries. The final results of this study indicate that the position of the area of PT Discover is at the Edge of Heartland, namely a position where the parent company can add value but in some cases has the potential to destroy the value of the subsidiary. In this position, the main strategies that can be carried out based on the AHP assessment are formulated, namely accelerating the development of new field projects in assets that have just been operated by Discover. Keywords: AHP, corporate strategy, corporate parenting framework, oil and gas, parenting fit matrix","PeriodicalId":31261,"journal":{"name":"Jurnal Aplikasi Bisnis dan Manajemen","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135126242","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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