During the Covid 19 pandemic companies must pay attention to the cash to cash cycle in order to survive and develop by continuing to innovate and improve company performance. The aim of this research is to determine the effect of operation management and the cash to cash cycle on company financial performance. The research subjects are manufacturing companies listed on the Indonesia Stock Exchange in 2018 to 2020. The dependent variable in this research is financial performance and the independent variable is operation management which is proxied by inventory control and TQM, and the cash to cash cycle variable which is proxied by the average collection period and average payment period. The test analysis uses multiple linear methods and the test results show the results of data analysis using double linear regression analysis. It can be concluded that only the average payment period variable has no effect on financial performance while the inventory control, TQM and average collection period variables have a significant positive effect on financial performance.
{"title":"Pengaruh Operation Management Dan Cash To Cash Cycle Terhadap Financial Performance","authors":"Margarita Ekadjaja, dan Rorlen","doi":"10.24912/je.v27i3.1183","DOIUrl":"https://doi.org/10.24912/je.v27i3.1183","url":null,"abstract":"During the Covid 19 pandemic companies must pay attention to the cash to cash cycle in order to survive and develop by continuing to innovate and improve company performance. The aim of this research is to determine the effect of operation management and the cash to cash cycle on company financial performance. The research subjects are manufacturing companies listed on the Indonesia Stock Exchange in 2018 to 2020. The dependent variable in this research is financial performance and the independent variable is operation management which is proxied by inventory control and TQM, and the cash to cash cycle variable which is proxied by the average collection period and average payment period. The test analysis uses multiple linear methods and the test results show the results of data analysis using double linear regression analysis. It can be concluded that only the average payment period variable has no effect on financial performance while the inventory control, TQM and average collection period variables have a significant positive effect on financial performance.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"41 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74127952","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Salah satu pokok pemikiran ekonomi Muhammad Baqir ash Sadr adalah mengenai tanggung jawab pemerintah di bidang ekonomi. Pada saat ini pandemi COVID 19 mengakibatkan terjadinya perubahan yang cukup besar di indonesia. Bahkan analisis deskriptif telah menunjukkan bahwa pandemi ini telah menyebabkan permasalahan disisi permintaan dan penawaran dalam ekonomi indonesia, adanya penurunan yang tajam pertumbuhan perekonomian indonesia dari sekitar 5 persen menjadi sekitar 2 persen pertahun. Baqir Ash Sadr memiliki pemikiran mengenai tanggung jawab atas kehidupan masyarakat selain itu pula pemerintah mampu mewujudkan keseimbangan sosial khususnya pada saat pandemi COVID 19. Penelitian ini tergolong sebagai Library research (penelitian kepustakaan) , dimana ia melakukan pemahaman secara mendalam penelitian berupa jurnal maupun bentuk lain yang terkait dengan pemikiran Baqr Ash Sadr tentang tanggung jawab pemerintah di bidang ekonomi. Baqir Ash Sadr menyebutkan jika ekonomi islam merupakan sebuah doktrin dan bukan merupakan suatu ilmu pengetahuan. Karena ia mengejar suatu kehidupan ekonomi dan mengabaikan ilmu islam yang menjelaskan mengenai kehidupan ekonomi maupun hukum yang berlaku di dalamnya.
{"title":"IMPLEMENTASI PEMIKIRAN EKONOMI MUHAMMAD BAQIR ASH SADR DI MASA PANDEMI COVID-19","authors":"Rahila Amanatul Ummah, Siti Nur Azizah","doi":"10.22236/jei.v13i2.8213","DOIUrl":"https://doi.org/10.22236/jei.v13i2.8213","url":null,"abstract":"Salah satu pokok pemikiran ekonomi Muhammad Baqir ash Sadr adalah mengenai tanggung jawab pemerintah di bidang ekonomi. Pada saat ini pandemi COVID 19 mengakibatkan terjadinya perubahan yang cukup besar di indonesia. Bahkan analisis deskriptif telah menunjukkan bahwa pandemi ini telah menyebabkan permasalahan disisi permintaan dan penawaran dalam ekonomi indonesia, adanya penurunan yang tajam pertumbuhan perekonomian indonesia dari sekitar 5 persen menjadi sekitar 2 persen pertahun. Baqir Ash Sadr memiliki pemikiran mengenai tanggung jawab atas kehidupan masyarakat selain itu pula pemerintah mampu mewujudkan keseimbangan sosial khususnya pada saat pandemi COVID 19. \u0000Penelitian ini tergolong sebagai Library research (penelitian kepustakaan) , dimana ia melakukan pemahaman secara mendalam penelitian berupa jurnal maupun bentuk lain yang terkait dengan pemikiran Baqr Ash Sadr tentang tanggung jawab pemerintah di bidang ekonomi. \u0000Baqir Ash Sadr menyebutkan jika ekonomi islam merupakan sebuah doktrin dan bukan merupakan suatu ilmu pengetahuan. Karena ia mengejar suatu kehidupan ekonomi dan mengabaikan ilmu islam yang menjelaskan mengenai kehidupan ekonomi maupun hukum yang berlaku di dalamnya.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"61 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91032077","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Malaysia has the most extensive family takaful market with a growth rate of 16 percent in 2015. Takaful development in Malaysia should be assessed to govern better improvement especially for the insuranceindustry. This research aims to examine the efficiency level of 11 family takaful in Malaysia from 2017 to 2020 using Stochastic Frontier Approach (SFA) involving management expenses as an input, net benefits & claims, and investment income as output. The result showed that Malaysian family takaful is considered less efficient from 2017 to 2020, with production efficiency level average at 56.83 percent. The author finds that management expenses negatively affect investment income, while net benefits & claims give positive impact. However, both variables are not significant enough to influence investment income. Keywords: Malaysia, Efficiency Level, Stochastic Frontier Approach.
{"title":"EFFICIENCY ANALYSIS OF MALAYSIAN FAMILY TAKAFUL USING STOCHASTIC FRONTIER APPROACH","authors":"Zubaidah Nasution, Labibah Salsabila, S. Setiawan","doi":"10.22236/jei.v13i2.8604","DOIUrl":"https://doi.org/10.22236/jei.v13i2.8604","url":null,"abstract":"Malaysia has the most extensive family takaful market with a growth rate of 16 percent in 2015. Takaful development in Malaysia should be assessed to govern better improvement especially for the insuranceindustry. This research aims to examine the efficiency level of 11 family takaful in Malaysia from 2017 to 2020 using Stochastic Frontier Approach (SFA) involving management expenses as an input, net benefits & claims, and investment income as output. The result showed that Malaysian family takaful is considered less efficient from 2017 to 2020, with production efficiency level average at 56.83 percent. The author finds that management expenses negatively affect investment income, while net benefits & claims give positive impact. However, both variables are not significant enough to influence investment income.\u0000Keywords: Malaysia, Efficiency Level, Stochastic Frontier Approach.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"193 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75844993","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yudi Ahmad Faisal, Joeliaty Joeliaty, R. N. Ariawaty, E. Firmansyah
Penelitian ini memuat konsep model tata kelola Syariah untuk hotel halal dengan menggunakan studi kasus Indonesia. Selain itu, penelitian ini mencoba untuk menggali peran dan fungsi dari badan penetapan standar Syariah lokal dalam rezim peraturan nasional. Salah satu perkembangan paling penting untuk hotel halal yang baru lahir adalah upaya untuk mendirikan tata kelola (governance) Syariah, yaitu, proses keseluruhan yang mengatur aktivitas hotel halal untuk mematuhi Syariah atau hukum Islam. Proses ini dapat menciptakan kejelasan dan konsistensi aturan Syariah untuk industri hotel halal. Analisis data dari penelitian ini terutama berasal dari sumber informasi sekunder baik melalui regulasi atau peraturan yang ada tentang hotel halal, fatwa, laporan tahunan hotel halal, dan sumber sekunder lainnya. Orisinalitas penelitian ini berupa model tata kelola Syariah untuk industri hotel halal. Kata Kunci: Tata Kelola Syariah, Hotel Halal, Badan Penetapan Standar Syariah.
{"title":"CONCEPTUALISING SHARIAH GOVERNANCE FOR HALAL HOTEL","authors":"Yudi Ahmad Faisal, Joeliaty Joeliaty, R. N. Ariawaty, E. Firmansyah","doi":"10.22236/jei.v13i2.5172","DOIUrl":"https://doi.org/10.22236/jei.v13i2.5172","url":null,"abstract":"Penelitian ini memuat konsep model tata kelola Syariah untuk hotel halal dengan menggunakan studi kasus Indonesia. Selain itu, penelitian ini mencoba untuk menggali peran dan fungsi dari badan penetapan standar Syariah lokal dalam rezim peraturan nasional. Salah satu perkembangan paling penting untuk hotel halal yang baru lahir adalah upaya untuk mendirikan tata kelola (governance) Syariah, yaitu, proses keseluruhan yang mengatur aktivitas hotel halal untuk mematuhi Syariah atau hukum Islam. Proses ini dapat menciptakan kejelasan dan konsistensi aturan Syariah untuk industri hotel halal. Analisis data dari penelitian ini terutama berasal dari sumber informasi sekunder baik melalui regulasi atau peraturan yang ada tentang hotel halal, fatwa, laporan tahunan hotel halal, dan sumber sekunder lainnya. Orisinalitas penelitian ini berupa model tata kelola Syariah untuk industri hotel halal.\u0000Kata Kunci: Tata Kelola Syariah, Hotel Halal, Badan Penetapan Standar Syariah.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80139666","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Tulisan ini mengkaji tentang peluang dan tantangan Konsep Hutan Wakaf dalam Konservasi Hutan dan Pencapaian SDGs di Provinsi Konservasi Papua Barat. Proses pengumpulan informasi dilakukan dengan menggunakan metode Studi Literatur. Konsep hutan wakaf merupakan pertimbangan atas meningkatnya ancaman krisis lingkungan, terutama akibat deforestasi yang tidak terkendali. Upaya perlindungan pemanfaatan ekosistem secara berkelanjutan sejalan dengan gagasan Sustainable Development Goals (SDGs). Selanjutnya, Provinsi Papua Barat merupakan provinsi konservasi yang bergerak menuju pembangunan yang lebih berkelanjutan. Peluang konsep hutan wakaf di provinsi konservasi Papua Barat sangat cocok untuk menjaga kelestarian hutan sebab karakteristiknya yang sejalan dengan kelestarian lingkungan, yang memposisikan pembangunan berkelanjutan serta konservasi pada setiap kegiatan dan pertumbuhan ekonomi di Provinsi Papua Barat. Kemudian tantangan terkait literasi wakaf, kerjasama antar lembaga, belum optimalnya lembaga wakaf dan SDM, serta kesiapan anggaran pengelolaan hutan wakaf.
{"title":"KONSEP HUTAN WAKAF DALAM PELESTARIAN HUTAN DAN PENCAPAIAN SDGs: PELUANG DAN TANTANGAN PADA PROVINSI KONSERVASI PAPUA BARAT","authors":"Muhammad Yahya Saifuddin, Diah Aghsari","doi":"10.22236/jei.v13i2.8842","DOIUrl":"https://doi.org/10.22236/jei.v13i2.8842","url":null,"abstract":"Tulisan ini mengkaji tentang peluang dan tantangan Konsep Hutan Wakaf dalam Konservasi Hutan dan Pencapaian SDGs di Provinsi Konservasi Papua Barat. Proses pengumpulan informasi dilakukan dengan menggunakan metode Studi Literatur. Konsep hutan wakaf merupakan pertimbangan atas meningkatnya ancaman krisis lingkungan, terutama akibat deforestasi yang tidak terkendali. Upaya perlindungan pemanfaatan ekosistem secara berkelanjutan sejalan dengan gagasan Sustainable Development Goals (SDGs). Selanjutnya, Provinsi Papua Barat merupakan provinsi konservasi yang bergerak menuju pembangunan yang lebih berkelanjutan. Peluang konsep hutan wakaf di provinsi konservasi Papua Barat sangat cocok untuk menjaga kelestarian hutan sebab karakteristiknya yang sejalan dengan kelestarian lingkungan, yang memposisikan pembangunan berkelanjutan serta konservasi pada setiap kegiatan dan pertumbuhan ekonomi di Provinsi Papua Barat. Kemudian tantangan terkait literasi wakaf, kerjasama antar lembaga, belum optimalnya lembaga wakaf dan SDM, serta kesiapan anggaran pengelolaan hutan wakaf.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"36 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88355892","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
B. Rahardjo, Khairul Ikhwan, Shinta Ratnawati, Hendi Ari Wibowo
During the pandemic, the turnover of the food cluster UKM, which is the mainstay of the Magelang City economy, has decreased. This study aims to describe the problems and performance of SMEs and determine the model for improving the performance of SMEs. This study uses qualitative research using The House Model. The research sample consisted of 17 UKM owners and 53 UKM employees. This research was conducted in three stages. The first stage is to identify the main problems faced by food cluster SMEs by using the fishbone chart. The second stage is to analyze the Importance-Performance aspect. The third stage is to design a model for improving SME performance with The House Model. The results of the study show that the main problem for SMEs is the low performance of SMEs in the food cluster. This low performance comes from 14 aspects originating from machines, methods, people, environment, and materials. The roof of the Pilot House is the vision of SMEs to become SMEs that are sustainable and competitive at the national level in five years.
{"title":"Performance Improvement Of Food Cluster Small Medium Enterprises (SMEs) In Magelang City","authors":"B. Rahardjo, Khairul Ikhwan, Shinta Ratnawati, Hendi Ari Wibowo","doi":"10.24912/je.v27i3.1137","DOIUrl":"https://doi.org/10.24912/je.v27i3.1137","url":null,"abstract":"During the pandemic, the turnover of the food cluster UKM, which is the mainstay of the Magelang City economy, has decreased. This study aims to describe the problems and performance of SMEs and determine the model for improving the performance of SMEs. This study uses qualitative research using The House Model. The research sample consisted of 17 UKM owners and 53 UKM employees. This research was conducted in three stages. The first stage is to identify the main problems faced by food cluster SMEs by using the fishbone chart. The second stage is to analyze the Importance-Performance aspect. The third stage is to design a model for improving SME performance with The House Model. The results of the study show that the main problem for SMEs is the low performance of SMEs in the food cluster. This low performance comes from 14 aspects originating from machines, methods, people, environment, and materials. The roof of the Pilot House is the vision of SMEs to become SMEs that are sustainable and competitive at the national level in five years.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"41 2 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73089492","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study examined the influence of consumption, exports, and investment variables on South Sulawesi's economic growth from 2010-2021. The results of the study found that consumption variables had a positive and significant effect on economic growth, as well as export variables. The high level of consumption of the community of South Sulawesi Province is strongly influenced by the per capita income, as well as the improvement of the economy of the people who rebound after the pandemic. Furthermore, the export contribution to the economy of South Sulawesi is still quite high because the export commodity in the region has a very high demand in the international market. While investment has a positive influence on the economic growth of South Sulawesi but is not significant. The investment performance in South Sulawesi began to improve as the prospect of export commodity demand was maintained, although the influence was not significant. Keywords: Consumption; Export; Investment; Economic Growth.
{"title":"Determinant of South Sulawesi Economic Growth","authors":"Aulia Rahman Bato","doi":"10.24912/je.v27i3.1168","DOIUrl":"https://doi.org/10.24912/je.v27i3.1168","url":null,"abstract":"This study examined the influence of consumption, exports, and investment variables on South Sulawesi's economic growth from 2010-2021. The results of the study found that consumption variables had a positive and significant effect on economic growth, as well as export variables. The high level of consumption of the community of South Sulawesi Province is strongly influenced by the per capita income, as well as the improvement of the economy of the people who rebound after the pandemic. Furthermore, the export contribution to the economy of South Sulawesi is still quite high because the export commodity in the region has a very high demand in the international market. While investment has a positive influence on the economic growth of South Sulawesi but is not significant. The investment performance in South Sulawesi began to improve as the prospect of export commodity demand was maintained, although the influence was not significant. \u0000Keywords: Consumption; Export; Investment; Economic Growth.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"110 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90364004","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Perbedaan kondisi hidup merupakan keniscayaan di dunia ini dan kemiskinan adalah persoalan serius yang harus dicarikan solusinya. Kriminalitas dan tragedi pencurian tidak lepas dari persoalan kemiskinan. Ditengah persoalan ini, zakat adalah langkah solutif untuk menyelesaikan permasalahan kesenjangan ekonomi ditengah masayrakat. Selain zakat sebagai perintah dari Allah SWT juga sebagai fungsi "sosial ekonomis” dalam kerangka gotong royong antar sesama manusia. Penelitian ini bertujuan untuk mengetahui potensi zakat produktif dan efektifatas redistribusi dana zakat produktif untuk pemberdyaan UMKM. Tulisan ini merupakan studi kepustakaan menggunakan pendekatan grounded teory dengan metode SLR (Sistetmatic Literatur Review) bertujuan mendiskripsikan dan menganalisis secara kritis zakat produktif sebagai instrumen pemberdayaan masyarakat serta mensintesis hasil-hasil penelitian terdahulu. Tulisan ini selain mendiskripsikan zakat dari segala demensinya, juga menjelaskan zakat sebagai solusi kemiskinan dengan efektifitas konsep zakat produktif melalui akad qardh al-hasan. Hasil dari penelitian ini efektifitas zakat produkif dengan akad qardh al-hasan di setiap lembaga zakat berbeda-beda, ada yang terlaksana sesuai harapan dan umkm binaan memperoleh kehidupan yang layak dan dibeberapa tempat masih belum susuai harapan karena ada beberapa kendala yang harus dievaluasi. Terkahir upaya akad qardhul hasan dalam zakat produktif untuk mewujudkan kehidupan UMKM binaan menjadi lebih baik, akad qardhul hasan sebaiknya bertindak sebagai akad tatawwu' (tolong menolong) bukan bertindak sebagai akad komersial yang represif.
{"title":"EFEKTIVITAS QARDH AL-HASAN DALAM KERANGKA ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN UMKM","authors":"Fauzi Rizal","doi":"10.22236/jei.v13i2.9123","DOIUrl":"https://doi.org/10.22236/jei.v13i2.9123","url":null,"abstract":"Perbedaan kondisi hidup merupakan keniscayaan di dunia ini dan kemiskinan adalah persoalan serius yang harus dicarikan solusinya. Kriminalitas dan tragedi pencurian tidak lepas dari persoalan kemiskinan. Ditengah persoalan ini, zakat adalah langkah solutif untuk menyelesaikan permasalahan kesenjangan ekonomi ditengah masayrakat. Selain zakat sebagai perintah dari Allah SWT juga sebagai fungsi \"sosial ekonomis” dalam kerangka gotong royong antar sesama manusia. Penelitian ini bertujuan untuk mengetahui potensi zakat produktif dan efektifatas redistribusi dana zakat produktif untuk pemberdyaan UMKM. Tulisan ini merupakan studi kepustakaan menggunakan pendekatan grounded teory dengan metode SLR (Sistetmatic Literatur Review) bertujuan mendiskripsikan dan menganalisis secara kritis zakat produktif sebagai instrumen pemberdayaan masyarakat serta mensintesis hasil-hasil penelitian terdahulu. Tulisan ini selain mendiskripsikan zakat dari segala demensinya, juga menjelaskan zakat sebagai solusi kemiskinan dengan efektifitas konsep zakat produktif melalui akad qardh al-hasan. Hasil dari penelitian ini efektifitas zakat produkif dengan akad qardh al-hasan di setiap lembaga zakat berbeda-beda, ada yang terlaksana sesuai harapan dan umkm binaan memperoleh kehidupan yang layak dan dibeberapa tempat masih belum susuai harapan karena ada beberapa kendala yang harus dievaluasi. Terkahir upaya akad qardhul hasan dalam zakat produktif untuk mewujudkan kehidupan UMKM binaan menjadi lebih baik, akad qardhul hasan sebaiknya bertindak sebagai akad tatawwu' (tolong menolong) bukan bertindak sebagai akad komersial yang represif.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"273 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73055024","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-11-30DOI: 10.22236/jei.v13i2.10378
Mitra Sami Gultom, Ainul Latif
Penelitian ini bertujuan untuk mengetahui pengaruh Financial Literacy, Technology Literacy dan Lifestyleterhadap Penggunaan Uang Elektronik pada Mahasiswa Perbankan Syariah di Jakarta. Jenis penelitian ini adalah pendekatan kuantitatif dengan menggunakan teknik deskriptif. Metode yang digunakan dalam penelitian ini adalah menyebarkan kuesioner kepada 91 mahasiswa yang mengikuti kursus perbankan syariah di Jakarta yang menggunakan uang elektronik. Selanjutnya, metode non-probability sampling dan purposive sampling diterapkan untuk menghasilkan data. Pengolahan data kemudian dihitung dengan SPSS 25 dan Microsoft Excel. Analisis data menggunakan Analisis Regresi Linier Berganda. Hasil penelitian ini menunjukkan bahwa literasi keuangan, literasi teknologi dan gaya hidup secara simultan berpengaruh positif dan signifikan terhadap penggunaan uang elektronik. Uji secara parsial menunjukkan bahwa variabel literasi keuangan (X1) tidak berpengaruh signifikan terhadap penggunaan uang elektronik (Y), sedangkan variabel literasi teknologi (X2) berpengaruh positif dan signifikan terhadap penggunaan uang elektronik (Y), dan variabel gaya hidup (X3) berpengaruh positif dan signifikan terhadap penggunaan uang elektronik (Y). Keywords: Literasi Keuangan, Literasi Teknologi, Gaya Hidup, Uang Elektronik.
{"title":"THE EFFECT OF FINANCIAL LITERACY, TECHNOLOGY LITERACY, AND LYFESTYLE ON THE USE OF ELECTRONIC MONEY (CASE STUDY OF ISLAMIC BANKING STUDENTS IN JAKARTA)","authors":"Mitra Sami Gultom, Ainul Latif","doi":"10.22236/jei.v13i2.10378","DOIUrl":"https://doi.org/10.22236/jei.v13i2.10378","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh Financial Literacy, Technology Literacy dan Lifestyleterhadap Penggunaan Uang Elektronik pada Mahasiswa Perbankan Syariah di Jakarta. Jenis penelitian ini adalah pendekatan kuantitatif dengan menggunakan teknik deskriptif. Metode yang digunakan dalam penelitian ini adalah menyebarkan kuesioner kepada 91 mahasiswa yang mengikuti kursus perbankan syariah di Jakarta yang menggunakan uang elektronik. Selanjutnya, metode non-probability sampling dan purposive sampling diterapkan untuk menghasilkan data. Pengolahan data kemudian dihitung dengan SPSS 25 dan Microsoft Excel. Analisis data menggunakan Analisis Regresi Linier Berganda. Hasil penelitian ini menunjukkan bahwa literasi keuangan, literasi teknologi dan gaya hidup secara simultan berpengaruh positif dan signifikan terhadap penggunaan uang elektronik. Uji secara parsial menunjukkan bahwa variabel literasi keuangan (X1) tidak berpengaruh signifikan terhadap penggunaan uang elektronik (Y), sedangkan variabel literasi teknologi (X2) berpengaruh positif dan signifikan terhadap penggunaan uang elektronik (Y), dan variabel gaya hidup (X3) berpengaruh positif dan signifikan terhadap penggunaan uang elektronik (Y).\u0000Keywords: Literasi Keuangan, Literasi Teknologi, Gaya Hidup, Uang Elektronik.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"17 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72402602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Analisis Potensi, Sektor Ekonomi, Pada Kabupaten, Shinta Iffah Rosyidah
Regional growth in the present era of regional autonomy will be fraught with challenges. This is a result of regional disparities, the advent of globalization, and the fierce rivalry across areas. The province of Daerah Istimewa Yogyakarta (DIY) possesses one city and four districts constitute. Each municipality/district has its own GRDP and economic potential. This helps an area raise its competitiveness so that it can improve the well-being of its citizens. This research employs a quantitative method to identify the top sectors in DIY municipalities/districts for 2018-2021. According to the findings of the LQ analysis, there are several basic sectors, including seven in Sleman Regency, six in Bantul Regency, eleven in Yogyakarta City, eight in Kulonprogo Regency, and seven in Gunungkidul Regency. Several sectors showed both positive and negative outcomes based on the Shift Share analysis. Meanwhile, According to the findings of Klassen's typology analysis, there are sectors in quadrant I, quadrant II, quadrant III, and quadrant IV.
{"title":"Analisis Potensi Sektor Ekonomi Pada Kabupaten Dan Kota Provinsi Daerah Istimewa Yogyakarta","authors":"Analisis Potensi, Sektor Ekonomi, Pada Kabupaten, Shinta Iffah Rosyidah","doi":"10.24912/je.v27i3.1111","DOIUrl":"https://doi.org/10.24912/je.v27i3.1111","url":null,"abstract":"Regional growth in the present era of regional autonomy will be fraught with challenges. This is a result of regional disparities, the advent of globalization, and the fierce rivalry across areas. The province of Daerah Istimewa Yogyakarta (DIY) possesses one city and four districts constitute. Each municipality/district has its own GRDP and economic potential. This helps an area raise its competitiveness so that it can improve the well-being of its citizens. This research employs a quantitative method to identify the top sectors in DIY municipalities/districts for 2018-2021. According to the findings of the LQ analysis, there are several basic sectors, including seven in Sleman Regency, six in Bantul Regency, eleven in Yogyakarta City, eight in Kulonprogo Regency, and seven in Gunungkidul Regency. Several sectors showed both positive and negative outcomes based on the Shift Share analysis. Meanwhile, According to the findings of Klassen's typology analysis, there are sectors in quadrant I, quadrant II, quadrant III, and quadrant IV.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"40 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89218664","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：