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The Influence of Job Satisfaction, Distributive Justice and Affective Commitment to Organizational Citizenship Behavior (PKO) in Islamic Bank Employees in Indonesia 印尼伊斯兰银行员工工作满意度、分配公正和情感承诺对组织公民行为的影响
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6840
Andi Febrian, Rika Widianita, Zulvaruri Sintia Putri
Purpose: The purpose of this research is to identify and analyze the effect of job satisfaction and distributive justice on affective commitment, the effect of job satisfaction, distributive justice and affective commitment on organizational citizenship behavior, and to see the effect of job satisfaction and distributive justice on organizational citizenship behavior mediated by affective commitment. On Islamic bank employees in Indonesia.Design/Method/Approach: The research method used in this study is quantitative descriptive of Islamic bank employees in Indonesia. The total population in this study was 85 people from three Islamic banks in the Padang and Pekanbaru areas. The numbers of samples in this study were 70 people and the data used was primary data by distributing questionnaires to employees. The data collected in this study will be tested using research instrument tests, classical assumption tests, multiple regression tests, and hypothesis testing.Findings: The findings in this study are that there is a significant positive relationship between the effect of satisfaction and distributive justice on affective commitment, the effect of job satisfaction, distributive justice and affective commitment on organizational citizenship behavior, and the effect of job satisfaction on organizational citizenship behavior mediated by affective commitment in Islamic bank employees in Indonesia, and there is a non-significant relationship between the effect of distributive justice on organizational citizenship behavior mediated by affective commitment in Islamic bank employees in Indonesia.Originality/Value: The contribution of this research is to see how the citizenship behavior of employee organizations of Islamic banks in Indonesia can improve company performance so that they can compete with conventional banks
目的:本研究旨在识别和分析工作满意度和分配公平对情感承诺的影响,工作满意度、分配公平和情感承诺对组织公民行为的影响,以及工作满意度和分配公平在情感承诺的中介作用下对组织公民行为的影响。在印尼的伊斯兰银行雇员。设计/方法/途径:本研究采用的研究方法是对印度尼西亚伊斯兰银行员工进行定量描述。本次研究的总人数为85人,来自巴东和北干巴鲁地区的三家伊斯兰银行。本研究的样本数量为70人,使用的数据为原始数据,通过对员工进行问卷调查。本研究收集的数据将采用研究仪器检验、经典假设检验、多元回归检验和假设检验进行检验。发现:研究结果表明:满意度和分配公正对情感承诺的影响,工作满意度、分配公正和情感承诺对组织公民行为的影响,以及工作满意度对情感承诺介导的组织公民行为的影响,在印度尼西亚伊斯兰银行员工中存在显著的正相关关系。印度尼西亚伊斯兰银行员工在情感承诺的作用下,分配公正对组织公民行为的影响不显著。原创性/价值:本研究的贡献在于观察印度尼西亚伊斯兰银行员工组织的公民行为如何提高公司绩效,从而使其能够与传统银行竞争
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引用次数: 0
Analysis of Monzer Kahf's Thoughts on the Phenomenon of Consumption in Modern Society 分析蒙泽尔·卡夫关于现代社会消费现象的思想
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6855
Ranaswijaya Ranaswijaya, S. Soleha
Purpose: This study aims to describe the analysis of Monzer Kahf's thoughts on the phenomenon of consumption that occurs in today's society.Design/Method/Approach: Descriptive qualitative research with a literature review approach was used in this research. This approach was used because researcher only needed information, explanations and analysis to compile this research. The data was collected through observation and documentation while data analysis techniques used conclusion drawing techniques to obtain information objectively and systematically.Findings: The results show that Islam does not prohibit individuals from using goods to achieve satisfaction, but still regulates and limits their use so as not to violate sharia principles. A Muslim in consumption is based on obedience to Allah, needs, social justice, and freedom from sin. Therefore, a person's satisfaction in consumption is not solely based on the amount of goods consumed, but also considers whether the action is in accordance with religious teachings or not. Consumption done in order to fulfill Allah's commands and avoid His prohibitions will bring more meaningful satisfaction than merely pursuing worldly pleasures. In addition, Islam also prohibits israf and tabdzir in consumption, as these are considered inefficient and can harm one and others.Originality/Values: This research contributes to providing understanding in carrying out Islamic consumption in general and specifically based on Monzer Kahf's thoughts.
目的:本研究旨在分析Monzer Kahf对当今社会中出现的消费现象的思考。设计/方法/途径:本研究采用文献回顾法的描述性定性研究。使用这种方法是因为研究者只需要信息,解释和分析来编写这项研究。数据的收集采用观察法和文献法,数据分析采用结论法,客观系统地获取信息。研究发现:结果表明,伊斯兰教并不禁止个人使用物品以获得满足,但仍对其使用进行规范和限制,以免违反伊斯兰教原则。穆斯林的消费是基于对安拉的服从、需求、社会正义和远离罪恶。因此,一个人对消费的满意程度不仅取决于消费了多少商品,而且还考虑到这种行为是否符合宗教教义。为了履行真主的命令和避免他的禁令而进行的消费将比仅仅追求世俗的快乐带来更有意义的满足。此外,伊斯兰教还禁止食用以色列和塔布兹尔,因为它们被认为效率低下,而且会对彼此造成伤害。原创性/价值:本研究有助于理解基于蒙泽尔·卡夫思想的总体和具体的伊斯兰消费。
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引用次数: 0
Transformation of Digital Marketing the Coffee Production in COVID-19 Pandemic : Islamic Economic Paradigm 2019冠状病毒病大流行中数字营销对咖啡生产的转变:伊斯兰经济范式
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.5618
Muhammad Kurniawan, Khavid Normasyhuri, Eva Pujianti
Purpose: This study aims to determine transformation of development through digital marketing in maintaining coffee production in West Lampung in the midst of the COVID-19 pandemic in the Islamic economic paradigm.Design/Method/Approach: The research uses qualitative methods with an approach post positivism philosophy. Secondary data was obtained from BPS and primary data was obtained from interviews with West Lampung Coffee SMEs. The data collection method uses several stages: Observation, Interview and Documentation. Data Processing and Validity includes: Credibility, Dependability, Transferability and Confirmability.Findings: The digital marketing transformation of coffee production SMEs coffee in West Lampung during the COVID-19 pandemic has brought about significant changes in the way business is done. SMEs coffee companies that are able to implement digital marketing strategies effectively can expand market reach, increase sales, and improve their overall business performance.Organally/Value: This research can provide new insights on how coffee SMEs in West Lampung can use digital marketing to increase coffee production and marketing effectively during the COVID-19 pandemic. In addition, this research can also provide insight into the latest trends and innovations in the use of digital marketing in the coffee industry. 
目的:本研究旨在确定在伊斯兰经济范式下,在2019冠状病毒病大流行期间,通过数字营销在维持西楠榜咖啡生产方面的发展转型。设计/方法/途径:本研究采用后实证主义哲学的定性方法。次要数据来自BPS,主要数据来自对西楠榜咖啡中小企业的访谈。数据收集方法分为几个阶段:观察、访谈和记录。数据处理和有效性包括:可信性、可靠性、可转移性和可确认性。研究结果:在2019冠状病毒病大流行期间,西楠榜咖啡生产中小企业咖啡的数字营销转型带来了业务方式的重大变化。能够有效实施数字营销策略的中小企业咖啡公司可以扩大市场范围,增加销售额,提高整体经营绩效。有机/价值:这项研究可以为西楠pung的咖啡中小企业如何在2019冠状病毒病大流行期间利用数字营销有效增加咖啡生产和营销提供新的见解。此外,这项研究还可以为咖啡行业使用数字营销的最新趋势和创新提供见解。
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引用次数: 0
The Impact of Social Media Visibility Toward Institutional Ownership and Individual Ownership on Indonesia Sharia Stocks Using Instagram Platform 使用Instagram平台的印度尼西亚伊斯兰教法股票的机构所有权和个人所有权的社交媒体知名度的影响
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6687
Ahmad Hafiyyan Shibghatalloh, Sugeng Wahyudi
Purpose: This study aims to examine the effect of Instagram user’s response to corporate Instagram post (likes and comments) toward individual ownership and institutional ownership of sharia stocks in Indonesia.Design/Method/Approach: The data collection method used is purposive sampling technique. The number of samples in this study were 158 companies registered in ISSI (Indonesia Sharia Stock Index) and having an active Instagram account. Data processing using SPSS.26 with Ordinary Least Square (OLS).Findings: The results showed that Instagram user respond increasing the institutional investor and individual investor in sharia stock. The interpretation for this findings that such Instagram activities increase the visibility of the company across a more diverse group of investors. This increase visibility makes information more accessible to individual and institutional investors, so that they are attracted to invest more in sharia stock.Origianalily/Value: This research is the first study that used social media to measure Sharia Stock Ownership.
目的:本研究旨在检验Instagram用户对公司Instagram帖子(点赞和评论)的反应对印度尼西亚伊斯兰教股票的个人所有权和机构所有权的影响。设计/方法/途径:数据收集方法采用目的抽样技术。本研究的样本数量为158家在ISSI(印度尼西亚伊斯兰教法股票指数)中注册并拥有活跃Instagram账户的公司。数据处理采用SPSS.26,一般最小二乘(OLS)。研究发现:Instagram用户对伊斯兰教股票的机构投资者和个人投资者的反应增加。对这一发现的解释是,这样的Instagram活动提高了公司在更多样化的投资者群体中的知名度。这种能见度的提高使个人和机构投资者更容易获得信息,从而吸引他们更多地投资伊斯兰教股票。原创性/价值:这项研究是第一个使用社交媒体来衡量伊斯兰教股票所有权的研究。
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引用次数: 0
Implementation Strategics of Productive Waqf and Zakat Funding Integration Model Toward Sustainable Character Development: A Case Study of Universitas Airlangga 面向可持续品格发展的生产性Waqf和Zakat资助一体化模式的实施策略——以Airlangga大学为例
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6726
W. Wisudanto, Prawitra Thalib, Mochamad Shamsul Arif, Mochamad Nur Kholiq Nur Kholiq
Purpose: This research aimed to implementation strategy on waqf and zakat funding to improve student character. This research took place at Universitas Airlangga students who want to participate in character development through the Griya Khadijah program.Design/Methodology/Approach: This research used a qualitative method with an exploratory analysis approach and case studies. Data were obtained from in-depth interviews, focus group discussions, and field observations. The collected data were analyzed using triangulation techniques and effectiveness analysis to create a funding integration strategy.Findings: The results of the research indicated that the integration of zakat and waqf funding can be implemented with 2 different entities (Nazhir and PUSPAS). Nazhir acts as a provider of initial investment and curriculum development costs until Griya Khadijah was ready to run. While the role of PUSPAS was to provide operational costs by financing scholarships for students participating in the Griya Khadijah program. This funding integration process had several consequences, such as in accounting and curriculum aspects.Research limitations/implications: Research contributed to the Sustainable Character development of temporary waqf studies in Indonesia. In addition, the proposed model can be the basis of reference for other nazhir in Indonesia.Originality/value: This paper proposes a model which similar, to implemented strategy the management of waqf and zakat to improve the character of Universitas Airlangga students at Griya Khadijah. The results of this study In the context of the curriculum, Griya Khadijah has a target output of students as Hafidz Quran memorizers and young entrepreneurs. Therefore, Griya Khadijah has 4 class schemes starting from basic, intermediate, and advanced so that the material delivered is on target. 
目的:本研究旨在探讨伊斯兰教和天课资助的实施策略,以提高学生的品格。这项研究是在希望通过Griya Khadijah项目参与性格发展的Universitas Airlangga学生中进行的。设计/方法/方法:本研究采用定性方法结合探索性分析方法和案例研究。数据来自深度访谈、焦点小组讨论和实地观察。利用三角测量技术和有效性分析对收集到的数据进行分析,以制定资金整合策略。结果:研究结果表明,zakat和waqf资助的整合可以通过两个不同的实体(Nazhir和PUSPAS)来实施。Nazhir提供初期投资和课程开发费用,直到Griya Khadijah准备好运营。而PUSPAS的作用是通过为参加Griya Khadijah项目的学生提供奖学金来提供运营成本。这一供资一体化进程产生了若干后果,例如在会计和课程方面。研究限制/影响:研究有助于印度尼西亚临时waqf研究的可持续发展。此外,所提出的模式也可作为印尼其他纳齐尔的参考依据。创意/价值:本文提出了一个类似的模式,以实施waqf和zakat的管理策略,以提高格里亚·赫迪彻大学学生的素质。在课程背景下,Griya Khadijah的目标输出学生是Hafidz可兰经记忆者和青年企业家。因此,Griya Khadijah有从基础,中级和高级开始的4个课程计划,以便交付的材料符合目标。
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引用次数: 0
The Implementation of Conventional Retailer Membership Cards In The Perspective of Islamic Business Ethics 伊斯兰商业伦理视域下传统零售商会员卡的实施
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6852
Z. Arifin
Purpose: The purpose of this research is to review the implementation of membership cards in buying and selling transactions at a conventional retailer in Metro City, Lampung, and its use in terms of Islamic business ethics.Design/Method/Approach: This qualitative field study uses primary and secondary data sources. The study used interviews, observation, and documentation to collect the data. In total, there were six respondents participated in this study. The collected data is then analyzed using inductive reasoning as the data analysis technique.Findings: Based on the research results, it was found that the member card implementation is used for a discount program obtained from collecting points from each transaction which can later be redeemed for various compensations and prizes. Such a scheme appears as a strategy to captivate customer in the form of loyalty issue. This finding indicates an incompatibility with the principles of Islamic business ethics. The implications of this research show that using member cards as a transaction attraction widely applied to various contemporary retailers is not in line with the principles of the sharia economics laws.Organally/Value: The novelty value(s) of this study concern filling the gap of how the member card strategy is seen from Islamic business ethics. The findings are expected to help business practitioners, policymakers, and academics to understand the implementation of various modern business strategies that do not conflict with Islamic characteristics.
目的:本研究的目的是回顾在南榜Metro City的传统零售商的会员卡在买卖交易中的实施情况,以及它在伊斯兰商业道德方面的使用。设计/方法/途径:本定性实地研究使用第一手和第二手数据来源。本研究采用访谈法、观察法和文献法收集数据。总共有6位受访者参与了这项研究。然后使用归纳推理作为数据分析技术来分析收集到的数据。调查结果:根据研究结果发现,会员卡的实施是用于每笔交易的积分获得的折扣计划,之后可以兑换各种补偿和奖品。这种方案以忠诚度问题的形式出现,是一种吸引顾客的策略。这一发现表明与伊斯兰商业道德原则不相容。本研究的启示表明,将会员卡作为一种交易吸引力广泛应用于当代各种零售商是不符合伊斯兰教经济学法的原则。有机/价值:本研究的新颖价值在于填补了伊斯兰商业伦理如何看待会员卡策略的空白。研究结果有望帮助商业从业者、政策制定者和学者了解与伊斯兰特征不冲突的各种现代商业战略的实施。
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引用次数: 0
Islamic Microcredit-based Financing Analysis: A Study of Islamic Banking in the Special Region of Yogyakarta 以伊斯兰小额信贷为基础的融资分析:日惹特别地区伊斯兰银行的研究
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6842
Syah Amelia Manggala Putri, Eka Jati Rahayu Firmansyah, Safaah Restuning Hayati
Purpose: The goal of this research is to find out how Sharia banking can overtake financing for MSMEs that are not yet bankable by sticking to prudential banking with a case study: Islamic Banking in the Special Region of YogyakartaDesign/Method/Approach: This is qualitative research using a triangulation method to verify the validity of the data obtained. The research was undertaken at an Islamic bank in the Special Region of Yogyakarta, Indonesia disbursing KUR.Findings: The results of this study are that Islamic banking in the Special Region of Yogyakarta (DIY) applies the 5 CS methods (Character, Capacity, Capital, Collateral, and Condition of Economy) when conducting a financing analysis of their prospective KUR recipient customers.Organally/Value: The method found in this study is beneficial for analyzing unbankable MSMEs. Islamic banks can believe in the ability to pay prospective customers despite the limitations of the data and documents analyzed. This method is beneficial to help unbankable MSMEs to be able to access capital from Islamic banking. 
目的:本研究的目的是通过一个案例研究,找出伊斯兰银行如何通过坚持审慎的银行业务来取代尚未可融资的中小微企业的融资:日yakarta特区的伊斯兰银行设计/方法/途径:这是使用三角测量方法来验证所获得数据有效性的定性研究。这项研究是在印度尼西亚日惹特区的一家伊斯兰银行进行的。研究结果:本研究的结果是,日惹特区(DIY)的伊斯兰银行在对其潜在的KUR接收客户进行融资分析时,应用了5cs方法(特征,能力,资本,抵押品和经济状况)。有机/价值:本研究发现的方法有利于分析不可融资的中小微企业。尽管所分析的数据和文件有限,但伊斯兰银行相信有能力向潜在客户付款。这种方法有利于帮助无法获得银行贷款的中小微企业能够从伊斯兰银行获得资金。
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引用次数: 1
The Diversity of Contemporary Islamic Economic Thoughts of Schools: Baqir As-Sadr, Mainstream and Alternative 当代伊斯兰学派经济思想的多样性:萨德尔、主流与另类
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6968
Hendrianto Hendrianto, Ikin Ainul Yakin
Purpose: This study aims to reveal three schools of thought in contemporary times regarding Islamic economic thought in contemporary times, namely the Baqir As-Sadr, Mainstream, and Alternative (critical) schools.Method: This research was conducted with the library (Library Research) data collection using documentation data collection techniques with data analysis, namely content analysis.Findings: The results of this study indicate that contemporary Islamic economics in the first period, the view of the Baqir as-Sadr School, namely Islamic economics is not the same as Islam, Islamic economics must be changed to Iqtishadi, conventional economics needs to be discarded because it is not in accordance with iqtishodi, and the availability of resources is not limited, the two Mainstream schools, that is, not abandoning conventional economics, taking good values from the conventional and then transforming them into sharia, and finally limited resources, the three Alternative schools criticize previous contemporary schools, such as the Baqir As-Sadr school which destroys theories old but still using the old theory. While the Alternative Schools are considered to plagiarize conventional theory, finally Islamic economics needs to be tested for its truth. The three schools provide solutions to contemporary economic progressOriginality: The main contribution in this research lies in disclosing the differences in the three schools of Contemporary Islamic Economics Schools: Baqir As-Sadr, Mainstream, and Alternative
目的:本研究旨在揭示当代关于伊斯兰经济思想的三个学派,即巴克尔·萨德尔学派、主流学派和另类(批判)学派。方法:本研究通过图书馆(library research)的数据收集,采用文献资料收集技术进行数据分析,即内容分析。发现:本研究结果表明,当代伊斯兰经济学在第一时期,巴克尔-萨德尔学派的观点,即伊斯兰经济学与伊斯兰不一样,伊斯兰经济学必须向伊克蒂肖迪转变,传统经济学需要被抛弃,因为它不符合伊克蒂肖迪,而且资源的可得性不受限制,这两大主流学派,即不是抛弃传统经济学;从传统中获取好的价值观,然后将其转化为伊斯兰教法,最后限制资源,三个另类学派批评了以前的当代学派,如巴克尔萨德尔学派,它摧毁了旧的理论,但仍在使用旧的理论。虽然另类学派被认为抄袭了传统理论,但最终伊斯兰经济学需要检验其真实性。这三种学派为当代经济进步提供了解决方案。原创性:本研究的主要贡献在于揭示了当代伊斯兰经济学派的三种学派:萨德尔学派、主流学派和另类学派的差异
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引用次数: 0
Effect of Electronic Money Transactions on Customer Satisfaction According to Sharia Economy (Case Study at STAI La Tansa Mashiro) 基于伊斯兰经济的电子货币交易对顾客满意度的影响(以泰国理工学院La Tansa Mashiro为例)
Pub Date : 2023-05-26 DOI: 10.29240/alfalah.v8i1.6904
B. Budiman, Endah Robiatul Adawiyah, Mahmud Syukri, Ibadurohmah Ibadurohmah, Udin Wahrudin
Purpose: This paper examines the Effect of Electronic Money Transactions on Consumer Satisfaction According to Sharia Economics on STAI La Tansa Mashiro Students.Design/Method/Approach: This research uses descriptive quantitative with 110 samples. Sampling was carried out using purposive sampling method with 2 categories, namely activity and use of the OVO or Go pay e-wallet application to make transactions, to objectively measure socio-economic phenomena in electronic money transactions on consumer satisfaction.Findings: The results show a positive and significant effect, Electronic Money Transactions on Consumer Satisfaction. Where the t test results are 3.724 and t table 1.659 significant level <0.05, namely 0.001 <0.05, then t count> from t table 3.724> 1.659. Explaining that Ho is rejected and Ha is accepted. The t test results are reinforced with (R²) 0.114.Organally/Value: There is a positive and significant effect of Electronic Money Transactions on Consumer Satisfaction. With t test results of 3.724 and t table 1.659 with a significant 0.001 <0.05, then t count> t table 3.724> 1.659. Then Ho is rejected and Ha is accepted. The t test results were strengthened (R²) 0.114. Sharia Economic Perspective DSN MUI Fatwa No. 116 of 2017 states that legal electronic money can be used as a means of payment by following the provisions of this fatwa.
摘要目的:本研究采用伊斯兰经济学的方法,探讨电子货币交易对台湾高等教育学院La Tansa Mashiro学生消费满意度的影响。设计/方法/途径:本研究采用描述性定量方法,共110个样本。采用目的抽样的方法进行抽样,分为活动和使用OVO或Go支付电子钱包应用程序进行交易两类,客观衡量电子货币交易中的社会经济现象对消费者满意度的影响。研究发现:电子货币交易对消费者满意度有显著的正向影响。其中t检验结果为3.724和t表1.659,显著水平从t表3.724> 1.659。解释何某被拒绝,何某被接受。t检验结果用(R²)0.114加强。有机/价值:电子货币交易对消费者满意度有显著的正向影响。t检验结果为3.724,t表1.659具有显著性0.001,t表3.724> 1.659。然后Ho被拒绝,Ha被接受。t检验结果增强(R²)0.114。2017年第116号法特瓦(DSN MUI Fatwa)指出,通过遵守该法特瓦的规定,合法的电子货币可以用作支付手段。
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引用次数: 1
Building Trust in the Use of Sharia Fintech Services: A Literature Review 在使用伊斯兰金融科技服务中建立信任:文献综述
Pub Date : 2022-11-28 DOI: 10.29240/alfalah.v7i2.5278
O. S’
Purpose: This study analyzes how to build trust in the use of sharia fintech services in Indonesia by considering the benefits and risks faced by users.Design/Method/Approach: Descriptive qualitative research design with a literature review approach was used in this study. The data collection method was documentation technique while the data analysis technique used conclusion drawing technique to obtain information about a message objectively and systematically.Findings: The results of the study show that building trust in the use of sharia fintech services is something that must be done by sharia fintech startup companies since Indonesia is a country with a majority Muslim community. Trust is built by maximizing the benefits obtained and minimizing the risks that will be faced by users.Originality/Values:This research contributes to provide valuable information regarding how to build trust in the use of sharia fintech services in Indonesia in the context of developing the sharia industry and economy.
目的:本研究通过考虑用户面临的利益和风险,分析如何在印度尼西亚建立对使用伊斯兰金融科技服务的信任。设计/方法/途径:本研究采用文献回顾法的描述性定性研究设计。数据收集方法采用文献技术,数据分析技术采用结论绘制技术,客观系统地获取信息信息。研究结果:研究结果表明,由于印度尼西亚是一个穆斯林社区占多数的国家,因此建立对使用伊斯兰金融科技服务的信任是伊斯兰金融科技初创公司必须做的事情。信任是通过最大化获得的利益和最小化用户将面临的风险来建立的。原创性/价值:本研究有助于提供有关如何在发展伊斯兰教产业和经济的背景下,在印度尼西亚建立对使用伊斯兰教金融科技服务的信任的有价值的信息。
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引用次数: 0
期刊
AL-FALAH : Journal of Islamic Economics
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