Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.4312
A. Arwin, Faisal Affandi
Purpose: This study aims to find out about the growth of financing for customers or members of BMT Al Furqan Padang Sibusuk in its role as a sharia microfinance institution to be a solution for small communities to get business capital and also to see the enthusiasm of the community in accessing financing for BMT Al Furqan Padang Sibusuk.Design/Method/Approach: This research is a semi-quantitative research, a combination of analysis carried out qualitatively and quantitatively, in which the nature of the categories is analyzed qualitatively, while the characteristic values to be used are numerical values that resemble quantitative analysis.Findings: After doing the research, it was found that the public's interest in getting access to financing at this microfinance institution was quite good, there was an increase in the amount of financing disbursed, and the amount of financing growth at BMT Al-Furqan Padang Sibusuk from the 2019 period and the 2020 period on financing products. Mudharabah and murabahah financing products experienced growth, namely the provision of mudharabah product financing in 2019 amounted to Rp.483.687.000 and grew in 2020 to Rp.529.228.000 (8,6 percent). Meanwhile, murabahah product financing in 2019 was Rp.892.839.000 rupiah and experienced growth in 2020 of Rp.1.537.940.000, - (41,1 percent). This microfinance institution has also provided many benefits, such as making it easier for members to get financing for business capital, especially micro and small businesses.Originality/Values: To obtain information about the development of financing carried out by BMT Al Furqan Padang Sibusuk, Sijunjung Regency, where this Islamic microfinance institution or BMT is not yet well known to the people of Sijunjung Regency.
目的:本研究旨在了解BMT Al Furqan Padang Sibusuk作为伊斯兰小额信贷机构，为小型社区提供获得商业资本的解决方案时，其客户或成员的融资增长情况，以及社区为BMT Al Furqan Padang Sibusuk获得融资的热情。设计/方法/途径:本研究为半定量研究，定性分析与定量分析相结合，对类别的性质进行定性分析，使用的特征值为类似定量分析的数值。研究结果:通过研究发现，公众对该小额信贷机构的融资获取兴趣较好，融资支出金额有所增加，融资产品在BMT Al-Furqan Padang Sibusuk的融资金额较2019年和2020年有所增长。Mudharabah和murabahah融资产品经历了增长，即2019年提供的Mudharabah产品融资总额为48368.7万卢比，2020年增长至529.22.8万卢比(8.6%)。与此同时，2019年murabahah产品融资为892839.000印尼盾，2020年增长为1.537940000印尼盾(41.1%)。这个小额信贷机构也提供了许多好处，例如使会员更容易获得商业资本融资，特别是微型和小型企业。原始性/价值:为了获得关于BMT Al Furqan Padang Sibusuk, Sijunjung Regency开展的融资发展的信息，在那里，这个伊斯兰小额信贷机构或BMT还不为Sijunjung Regency的人们所熟知。
{"title":"Financing Growth Analysis in BMT Al-Furqan Padang Sibusuk","authors":"A. Arwin, Faisal Affandi","doi":"10.29240/alfalah.v7i1.4312","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.4312","url":null,"abstract":"Purpose: This study aims to find out about the growth of financing for customers or members of BMT Al Furqan Padang Sibusuk in its role as a sharia microfinance institution to be a solution for small communities to get business capital and also to see the enthusiasm of the community in accessing financing for BMT Al Furqan Padang Sibusuk.Design/Method/Approach: This research is a semi-quantitative research, a combination of analysis carried out qualitatively and quantitatively, in which the nature of the categories is analyzed qualitatively, while the characteristic values to be used are numerical values that resemble quantitative analysis.Findings: After doing the research, it was found that the public's interest in getting access to financing at this microfinance institution was quite good, there was an increase in the amount of financing disbursed, and the amount of financing growth at BMT Al-Furqan Padang Sibusuk from the 2019 period and the 2020 period on financing products. Mudharabah and murabahah financing products experienced growth, namely the provision of mudharabah product financing in 2019 amounted to Rp.483.687.000 and grew in 2020 to Rp.529.228.000 (8,6 percent). Meanwhile, murabahah product financing in 2019 was Rp.892.839.000 rupiah and experienced growth in 2020 of Rp.1.537.940.000, - (41,1 percent). This microfinance institution has also provided many benefits, such as making it easier for members to get financing for business capital, especially micro and small businesses.Originality/Values: To obtain information about the development of financing carried out by BMT Al Furqan Padang Sibusuk, Sijunjung Regency, where this Islamic microfinance institution or BMT is not yet well known to the people of Sijunjung Regency.","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126122334","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.3840
Muhammad Fachrurrazy, Dirah Nurmila Siliwadi, Nur Herlina
Purpose: This study was to identify and analyze digital-based productive waqf management procedures according to existing regulations for the development of productive waqf in Islamic boarding schools in Palopo City.Design/Method/Approach: This research uses empirical and qualitative descriptive research as the method; the approach of this research is a case study. The subjects/informants of this research are elements of leadership and management at Datuk Sulaiman Islamic Boarding School and Muhammadyah Boarding School by means of observation, interviews, and documentation as the core analysis of research data.Findings: The result of this research is that Datuk Sulaiman Islamic Boarding School (PMDS) and Muhammadiyah Islamic Boarding School have great potential to realize an economic movement and independence with the concept of productive waqf in Islamic boarding schools. Supporting the management and optimization of existing (traditional) waqf by using productive waqf instruments and utilizing digital technology facilities that have developed the pesantren economy.Organally/Value: This research is expected to provide the development of waqf efforts from the portrait of the fact that most of the management of waqf empowerment in Indonesia has not been touched productively and its management is through a digital base.
{"title":"Potential for Digital-Based Productive Waqf Development (Case Study of Datuk Sulaiman ModernIslamic Boarding School and Muhammadiyah Boarding School) in Palopo City, South of Celebes","authors":"Muhammad Fachrurrazy, Dirah Nurmila Siliwadi, Nur Herlina","doi":"10.29240/alfalah.v7i1.3840","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.3840","url":null,"abstract":"Purpose: This study was to identify and analyze digital-based productive waqf management procedures according to existing regulations for the development of productive waqf in Islamic boarding schools in Palopo City.Design/Method/Approach: This research uses empirical and qualitative descriptive research as the method; the approach of this research is a case study. The subjects/informants of this research are elements of leadership and management at Datuk Sulaiman Islamic Boarding School and Muhammadyah Boarding School by means of observation, interviews, and documentation as the core analysis of research data.Findings: The result of this research is that Datuk Sulaiman Islamic Boarding School (PMDS) and Muhammadiyah Islamic Boarding School have great potential to realize an economic movement and independence with the concept of productive waqf in Islamic boarding schools. Supporting the management and optimization of existing (traditional) waqf by using productive waqf instruments and utilizing digital technology facilities that have developed the pesantren economy.Organally/Value: This research is expected to provide the development of waqf efforts from the portrait of the fact that most of the management of waqf empowerment in Indonesia has not been touched productively and its management is through a digital base.","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128297206","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Purpose: The Paper is to study the Restukturization Of Financing During The Covid-19 Pandemic: Maqashid Paradigm As-Syar'iyahDesign/Method/Approach : This research uses qualitative methods with a library study approach. in analyzing the position of financing restucturization during the pandemic from the point of view of maqasid al-syar'iyahFindings: The discussion is considered important because by digging from the point of view of muamalah figh in terms of Magashid Syari’ah so that the discussion specifically becomes the first two discussions, from the restructuring process of financing during the pandemic, restructuring which was developed with the istimbat ahkam with the aim of magashid syari’ah as part of Hifdul Maal [Maintaining Property] which is motivated by the social condition of public health, namely during the pandemic period empirically with analysis and argumentation, the second is the harmonization of syari’ah policies with the situation. Research subject related to causes and reasons for implementing decisions on financing restricting with Magashid Syari’ah., a paradigm developed through financing risk mitigation and the Magashid As-Syari’ah paradigm in legal protection based on the existence of benefits that are dharuriyyat [primary needs]. Hajiyat [secondary needs], and Tahsinivat [tertiary needs], with regard to protection of proferty [hifdz a-Maal] and hifdz al –nafs [guarding the soul] with legal arguments built starting from the view that the return on financing is carried out from bank financial institutioins Sharia is an obligation that must be fulfilled, in the process of fulfilling the obligatons given by financial institutions based on general and special considerations, especialty for conditions beyons the will and ability of humans, the ability to return financing is hindered due the covid-19 pandemic, there is a restructuring formulation. A is, namely postponemet of loan principal, postponement of principal and margin, delay of remaining principal extension of repayment period, and reduction in margins on people’s business financing (PUR) Originality/Values: The main contribution of this research is a concern in filling the gap in how the concept of Islamic economics in the restucturization of financing to business actors
{"title":"Financing Restructuring During the Covid-19 Pandemic: The Tadhbiq Ahkam Paradigm","authors":"Endah Robiatul Adawiyah, Rudi Setiadi, Dadang Rohandi, Udin Wahrudin, Inayatul Ummah","doi":"10.29240/alfalah.v7i1.4303","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.4303","url":null,"abstract":"Purpose: The Paper is to study the Restukturization Of Financing During The Covid-19 Pandemic: Maqashid Paradigm As-Syar'iyahDesign/Method/Approach : This research uses qualitative methods with a library study approach. in analyzing the position of financing restucturization during the pandemic from the point of view of maqasid al-syar'iyahFindings: The discussion is considered important because by digging from the point of view of muamalah figh in terms of Magashid Syari’ah so that the discussion specifically becomes the first two discussions, from the restructuring process of financing during the pandemic, restructuring which was developed with the istimbat ahkam with the aim of magashid syari’ah as part of Hifdul Maal [Maintaining Property] which is motivated by the social condition of public health, namely during the pandemic period empirically with analysis and argumentation, the second is the harmonization of syari’ah policies with the situation. Research subject related to causes and reasons for implementing decisions on financing restricting with Magashid Syari’ah., a paradigm developed through financing risk mitigation and the Magashid As-Syari’ah paradigm in legal protection based on the existence of benefits that are dharuriyyat [primary needs]. Hajiyat [secondary needs], and Tahsinivat [tertiary needs], with regard to protection of proferty [hifdz a-Maal] and hifdz al –nafs [guarding the soul] with legal arguments built starting from the view that the return on financing is carried out from bank financial institutioins Sharia is an obligation that must be fulfilled, in the process of fulfilling the obligatons given by financial institutions based on general and special considerations, especialty for conditions beyons the will and ability of humans, the ability to return financing is hindered due the covid-19 pandemic, there is a restructuring formulation. A is, namely postponemet of loan principal, postponement of principal and margin, delay of remaining principal extension of repayment period, and reduction in margins on people’s business financing (PUR) Originality/Values: The main contribution of this research is a concern in filling the gap in how the concept of Islamic economics in the restucturization of financing to business actors","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124676963","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.3953
Darmawati Darmawati, Birusman Nuryadin
Purpose: The aim of this study is to knowing the concept of sharia tourism services and facilities at Biru Kersik Coast in Marangkayu through reviewing the DSN-MUI Fatwa number 108/DSN-MUI/X/2016, and how its development accompanied by supporting and inhibiting factors.Design/Method/Approach: This study uses a descriptive analytical approach, to reveal a problem and the situation as it is at Biru Kersik Coast. It intensively implemented a qualitative approach to obtain information. The data collection techniques used in this study were interviews, observation, and documentation. The selected informants who are directly related to the Biru Kersik Coast Tourist.Findings: The concept of Biru Kersik Coast tourism services and facilities in Marangkayu are worthy as a tourist destination because of the accessibility and facilities provided. A sharia review of the Biru Kersik Coast tourist attraction in Marangkayu shows that the Coast has not yet fully adopted tourism services and facilities according to sharia principles because there are several aspects that have not been fulfilled such as not being separated between male and female visitors. Meanwhile, aspects that are in accordance with sharia principles are the presence of facilities and infrastructure for worship, bathrooms and places for ablution, halal food and drinks, and does not provide access to pornography and immoral acts as well as entertainment that leads to polytheism and immorality.Originality/Values: The main contribution in this study is to determine the suitability between the tourist destinations of Samarinda Biru Kersik Coast with the DSN-MUI, so as to create a tourism environment that is in accordance with sharia. Therefore, the atmosphere in tourism will provide a safe environment, without fear of things that are forbidden by the sharia.
{"title":"The Development of Biru Kersik Coast Tourism in Marangkayu, Sub-District of Kutai Kartanegara (A Review of Sharia National Council-Indonesian Ulema Council Fatwa Number 108/DSN-MUI/X/2016 about Tourist Guidelines Based on Sharia Principles)","authors":"Darmawati Darmawati, Birusman Nuryadin","doi":"10.29240/alfalah.v7i1.3953","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.3953","url":null,"abstract":"Purpose: The aim of this study is to knowing the concept of sharia tourism services and facilities at Biru Kersik Coast in Marangkayu through reviewing the DSN-MUI Fatwa number 108/DSN-MUI/X/2016, and how its development accompanied by supporting and inhibiting factors.Design/Method/Approach: This study uses a descriptive analytical approach, to reveal a problem and the situation as it is at Biru Kersik Coast. It intensively implemented a qualitative approach to obtain information. The data collection techniques used in this study were interviews, observation, and documentation. The selected informants who are directly related to the Biru Kersik Coast Tourist.Findings: The concept of Biru Kersik Coast tourism services and facilities in Marangkayu are worthy as a tourist destination because of the accessibility and facilities provided. A sharia review of the Biru Kersik Coast tourist attraction in Marangkayu shows that the Coast has not yet fully adopted tourism services and facilities according to sharia principles because there are several aspects that have not been fulfilled such as not being separated between male and female visitors. Meanwhile, aspects that are in accordance with sharia principles are the presence of facilities and infrastructure for worship, bathrooms and places for ablution, halal food and drinks, and does not provide access to pornography and immoral acts as well as entertainment that leads to polytheism and immorality.Originality/Values: The main contribution in this study is to determine the suitability between the tourist destinations of Samarinda Biru Kersik Coast with the DSN-MUI, so as to create a tourism environment that is in accordance with sharia. Therefore, the atmosphere in tourism will provide a safe environment, without fear of things that are forbidden by the sharia.","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133863229","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.4321
Hendrianto Hendrianto, Noza Aflisia, S. Soleha
Purpose: This research analyzed the implementation of education financing at MA Nurul Haq Semurup as well as the consequences and impacts of these policies on Sharia economy, educators and education personnel, madrasah environments, learning activities, and students.Design/Method/Approach: This research use descriptive qualitative approach. Sources of data came from the principal and teacher of MA Nurul Haq Semurup by using a research instrument in the form of closed interviews. The data obtained is then processed by stages of understanding the substance of the education financing standards contained in government policies and scientific articles, analyzing the results of interviews, analyzing the consequences and impacts of financing policies, as well as verifying and drawing conclusions.Findings: The results showed that MA Nurul Haq Semurup education financing was carried out in two ways, namely investment costs focused on financing learning facilities and human resource development, and operational costs focusing on educators' salaries and education personnel, student activities, consumables, indirect education, power subscriptions and services. The management of madrasah financing implemented has an impact on Sharia Economy (muamalah avoids Maysir, Gharar, Haram, and Riba), improving the competence of educators and education personnel, cleanliness and comfort of the madrasah environment, harmony between fellow madrasah personnel, systematic, measurable, and orderly madrasah governance, learning activities become interesting, meaningful, effective, and efficient, the spirit of leadership, independence, and discipline of students is formed, and students gain theoretical and practical learning.Originality/Values: The contribution of this research can provide valuable information related to education financing and become a reference of choice for other schools in the expenditure costs that have been set by the government and do not ignore the provisions in sharia economy.
目的:本研究分析了马努尔哈克塞姆鲁普大学教育融资政策的实施情况，以及这些政策对伊斯兰教经济、教育工作者和教育人员、伊斯兰学校环境、学习活动和学生的影响。设计/方法/途径:本研究采用描述性定性方法。数据来源于MA Nurul Haq Semurup的校长和老师，采用了封闭式访谈的研究工具。然后，通过了解政府政策和科学文章中包含的教育筹资标准的实质内容，分析访谈结果，分析筹资政策的后果和影响，以及验证和得出结论，对所获得的数据进行处理。研究结果表明:MA Nurul Haq Semurup教育融资以两种方式进行，即以学习设施和人力资源开发融资为重点的投资成本和以教育工作者工资和教育人员、学生活动、消耗品、间接教育、电力订阅和服务为重点的运营成本。实施的伊斯兰学校融资管理对伊斯兰教法经济(muamalah避免了Maysir、Gharar、Haram和Riba)、提高教育工作者和教育人员的能力、伊斯兰学校环境的清洁和舒适、伊斯兰学校人员之间的和谐、系统、可衡量和有序的伊斯兰学校治理、学习活动变得有趣、有意义、有效和高效、领导精神、独立性、并形成学生的学科，使学生获得理论和实践的学习。原创性/价值:本研究的贡献可以提供与教育融资相关的有价值的信息，并成为其他学校在政府设定的支出成本中选择的参考，而不是忽视伊斯兰教经济的规定。
{"title":"Education Financing Policy : Implementation and Impact in Madrasah Aliyah","authors":"Hendrianto Hendrianto, Noza Aflisia, S. Soleha","doi":"10.29240/alfalah.v7i1.4321","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.4321","url":null,"abstract":"Purpose: This research analyzed the implementation of education financing at MA Nurul Haq Semurup as well as the consequences and impacts of these policies on Sharia economy, educators and education personnel, madrasah environments, learning activities, and students.Design/Method/Approach: This research use descriptive qualitative approach. Sources of data came from the principal and teacher of MA Nurul Haq Semurup by using a research instrument in the form of closed interviews. The data obtained is then processed by stages of understanding the substance of the education financing standards contained in government policies and scientific articles, analyzing the results of interviews, analyzing the consequences and impacts of financing policies, as well as verifying and drawing conclusions.Findings: The results showed that MA Nurul Haq Semurup education financing was carried out in two ways, namely investment costs focused on financing learning facilities and human resource development, and operational costs focusing on educators' salaries and education personnel, student activities, consumables, indirect education, power subscriptions and services. The management of madrasah financing implemented has an impact on Sharia Economy (muamalah avoids Maysir, Gharar, Haram, and Riba), improving the competence of educators and education personnel, cleanliness and comfort of the madrasah environment, harmony between fellow madrasah personnel, systematic, measurable, and orderly madrasah governance, learning activities become interesting, meaningful, effective, and efficient, the spirit of leadership, independence, and discipline of students is formed, and students gain theoretical and practical learning.Originality/Values: The contribution of this research can provide valuable information related to education financing and become a reference of choice for other schools in the expenditure costs that have been set by the government and do not ignore the provisions in sharia economy.","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123903512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.4302
Haris Maiza Putra, Ending Solehudin
Purpose: This study aims to look at the monetary system from an Islamic perspective.Design/Method/Approach: This research is literature research using a qualitative approach and using descriptive methods related to the discussion.Findings: The results of the study indicate that it is necessary to abolish the interest system, increase investment, maximize zakat instruments, and others regarding cross-subsidies or bridges between the rich and the poor, and besides that, the central bank is obliged to assess the demand for money in the context of price stability and other monetary policy targets. Originality/Values: The main contribution of this research is to fill the gap. The majority of studies mainly focus on the conceptual and theoretical aspects of the Islamic monetary economy without any empirical validation in the field. The author suggests the application of Islamic monetary instruments to carry out the ideal goals of management-based Islamic monetary.
{"title":"Fundamentals of Economic and Monetary Policy in Islam","authors":"Haris Maiza Putra, Ending Solehudin","doi":"10.29240/alfalah.v7i1.4302","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.4302","url":null,"abstract":"Purpose: This study aims to look at the monetary system from an Islamic perspective.Design/Method/Approach: This research is literature research using a qualitative approach and using descriptive methods related to the discussion.Findings: The results of the study indicate that it is necessary to abolish the interest system, increase investment, maximize zakat instruments, and others regarding cross-subsidies or bridges between the rich and the poor, and besides that, the central bank is obliged to assess the demand for money in the context of price stability and other monetary policy targets. Originality/Values: The main contribution of this research is to fill the gap. The majority of studies mainly focus on the conceptual and theoretical aspects of the Islamic monetary economy without any empirical validation in the field. The author suggests the application of Islamic monetary instruments to carry out the ideal goals of management-based Islamic monetary. ","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131265809","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-05-29DOI: 10.29240/alfalah.v7i1.3703
Dhiyaa Meuthia Faiqah Erba, Nofrianto Nofrianto
Purpose: This study aims to determine how the implementation of maqashid sharia in sharia business transactions such as Sharia Banking, Sharia Cooperatives and Sharia Insurance.Design/Method/Approach: This research is a descriptive research. This research was conducted by analyzing the implementation of maqashid sharia in sharia business transactions. This research uses a qualitative approach. The sources of this research are secondary data, and the data sources are obtained through various sources such as books, journals, or websites. The technique used in this research is to examine important notes or materials related to the object of researchFindings: Maqashid Syariah in sharia business transactions such as sharia banking, sharia cooperatives and sharia insurance has been implemented properly. It was proven byIslamic banks that help people achieve goodness and provide benefits for their lives and stay away from harm. In a Sharia Cooperative, the implementation of Maqashid Sharia is manifested in a sharia cooperative that can help prosper the lives of its members. Meanwhile, in Maqashid Syariah Insurance, it can be seen from Helping in the face of a risk.Organally/Value: The results of this study can be used as learning materials and knowledge for readers and financial institutions and can be used as a reference for learning about the implementation of maqashid sharia in Islamic financial institutions. Because, this study finds out how the implementation of maqashid sharia in Islamic financial institutions such as sharia insurance, sharia banking, and sharia cooperatives.
{"title":"Implementation of Maqashid Syariah in Sharia Business Transactions","authors":"Dhiyaa Meuthia Faiqah Erba, Nofrianto Nofrianto","doi":"10.29240/alfalah.v7i1.3703","DOIUrl":"https://doi.org/10.29240/alfalah.v7i1.3703","url":null,"abstract":"Purpose: This study aims to determine how the implementation of maqashid sharia in sharia business transactions such as Sharia Banking, Sharia Cooperatives and Sharia Insurance.Design/Method/Approach: This research is a descriptive research. This research was conducted by analyzing the implementation of maqashid sharia in sharia business transactions. This research uses a qualitative approach. The sources of this research are secondary data, and the data sources are obtained through various sources such as books, journals, or websites. The technique used in this research is to examine important notes or materials related to the object of researchFindings: Maqashid Syariah in sharia business transactions such as sharia banking, sharia cooperatives and sharia insurance has been implemented properly. It was proven byIslamic banks that help people achieve goodness and provide benefits for their lives and stay away from harm. In a Sharia Cooperative, the implementation of Maqashid Sharia is manifested in a sharia cooperative that can help prosper the lives of its members. Meanwhile, in Maqashid Syariah Insurance, it can be seen from Helping in the face of a risk.Organally/Value: The results of this study can be used as learning materials and knowledge for readers and financial institutions and can be used as a reference for learning about the implementation of maqashid sharia in Islamic financial institutions. Because, this study finds out how the implementation of maqashid sharia in Islamic financial institutions such as sharia insurance, sharia banking, and sharia cooperatives.","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114195523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-17DOI: 10.29240/alfalah.v6i2.3516
Paulina Lubis, Rafiqi Rafiqi, Ary Dean Amri, Fitri Widiastuti
Purpose: This paper examines the level of knowledge and awareness of the Jambi province community in issuing zakat through the e-commerce payment system.Design/Method/Approach: This study uses descriptive analysis by applying a quantitative approach to obtain information and collect the required data through google forms. Observation and literature study were also applied to expand the secondary data. The method is carried out to see the model of knowledge, awareness people pay zakat through e-commerce. Can it speed up the collection and distribution of zakat funds to people in need?Findings: The results showed that the level of knowledge and public awareness distribute zakat through e-commerce had a significant positive effect on the acceleration in the collection of zakat funds. The greater the level of knowledge and public awareness in the use of e-commerce, it can help accelerate the collection and distribution of zakat funds in Jambi Province.Originality/Values: The main contribution of this research is the existence of payment services and distribution of zakat funds by e-commerce which is very helpful and fosters awareness and knowledge of the Muslim community who wants to pay zakat without having to meet face to face, and Islamic law remains valid
{"title":"Measuring The Level of Knowledge and Awareness of The People in Jambi Province Pay Zakat Through E-Commerce","authors":"Paulina Lubis, Rafiqi Rafiqi, Ary Dean Amri, Fitri Widiastuti","doi":"10.29240/alfalah.v6i2.3516","DOIUrl":"https://doi.org/10.29240/alfalah.v6i2.3516","url":null,"abstract":"Purpose: This paper examines the level of knowledge and awareness of the Jambi province community in issuing zakat through the e-commerce payment system.Design/Method/Approach: This study uses descriptive analysis by applying a quantitative approach to obtain information and collect the required data through google forms. Observation and literature study were also applied to expand the secondary data. The method is carried out to see the model of knowledge, awareness people pay zakat through e-commerce. Can it speed up the collection and distribution of zakat funds to people in need?Findings: The results showed that the level of knowledge and public awareness distribute zakat through e-commerce had a significant positive effect on the acceleration in the collection of zakat funds. The greater the level of knowledge and public awareness in the use of e-commerce, it can help accelerate the collection and distribution of zakat funds in Jambi Province.Originality/Values: The main contribution of this research is the existence of payment services and distribution of zakat funds by e-commerce which is very helpful and fosters awareness and knowledge of the Muslim community who wants to pay zakat without having to meet face to face, and Islamic law remains valid ","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116207373","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-17DOI: 10.29240/alfalah.v6i2.3515
Damri Batubara, Windari Windari, Abdul Nasser Hasibuan, Annida Karima Sovia
Purpose: This paper discusses about maximization the land waqf assets of south Tapanuli Regency reached an area of 108.07 (Ha) with a total of 411 land waqf assets,both certified and uncertified, but the condition did not develop all. Meanwhile, the mandate of the law of the republic of Indonesia number 41 of 2004 in articles 42-43 emphasizes that nazir is obliged to manage and develop waqf assets in accordance with their objectives, functions and designations with sharia principles cerried out productively.Design/Method/Approach: This research is a qualitative research with descriptive method. The subjects were waqf land asset, nazir and nazir institutions of waqf land assets in south Tapanuli regency. The population is 411 and the sample is 20 %. Data collection techniques in the form of observation, interview documentation and literature review.Findings: From this study we found thatthe potential of human resources of land waqf assets has great potential in managing and empowering land waqf assets, but this potential is not optimally empowered because of the unsupportive perception of nazir, lack of responsibility, passed away, relocation, and did not implement his duties as nazir and waqf land assets are idle. The another obstacle are financial capital that is not supported, nazir’s salary is not clear and does not have an entrepreneurial spirit (such as creative spirit, innovation, skills in empowering waqf land assets).Originality/Values: understand nazir that the importance of land waqf is productively empowered
{"title":"Potential and Optimization of Waqf Land Empowerment in South Tapanuli Regency","authors":"Damri Batubara, Windari Windari, Abdul Nasser Hasibuan, Annida Karima Sovia","doi":"10.29240/alfalah.v6i2.3515","DOIUrl":"https://doi.org/10.29240/alfalah.v6i2.3515","url":null,"abstract":"Purpose: This paper discusses about maximization the land waqf assets of south Tapanuli Regency reached an area of 108.07 (Ha) with a total of 411 land waqf assets,both certified and uncertified, but the condition did not develop all. Meanwhile, the mandate of the law of the republic of Indonesia number 41 of 2004 in articles 42-43 emphasizes that nazir is obliged to manage and develop waqf assets in accordance with their objectives, functions and designations with sharia principles cerried out productively.Design/Method/Approach: This research is a qualitative research with descriptive method. The subjects were waqf land asset, nazir and nazir institutions of waqf land assets in south Tapanuli regency. The population is 411 and the sample is 20 %. Data collection techniques in the form of observation, interview documentation and literature review.Findings: From this study we found thatthe potential of human resources of land waqf assets has great potential in managing and empowering land waqf assets, but this potential is not optimally empowered because of the unsupportive perception of nazir, lack of responsibility, passed away, relocation, and did not implement his duties as nazir and waqf land assets are idle. The another obstacle are financial capital that is not supported, nazir’s salary is not clear and does not have an entrepreneurial spirit (such as creative spirit, innovation, skills in empowering waqf land assets).Originality/Values: understand nazir that the importance of land waqf is productively empowered","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128730866","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-17DOI: 10.29240/alfalah.v6i2.3504
Ahmad Erwaedy, Pardiman Pardiman, S. Syahril, Ach. Andiriyanto
Purpose: Ecosystem problems are an increasingly complex and serious global problem faced by human beings around the world. More and more production with the use of modern technology to exploit nature continuously resulted in the declining quality of the environment. The core of a green economy is low carbon growth, resource efficiency, and social inclusivity, which have implications for sustainable development, energy management, a green economy in urban areas, as well as green business. This is in accordance with the values in Islamic economics, especially analyzed from the Maqashidal-Shariah point of view. This study intended to give an overview of halal industry management and environment conservation in the view of Maqashid ShariaDesign: This study was a literature study to overview the management of halal industry and environment conservation in the view of Maqashid Sharia.Findings: Economic dissemination with the universal values of Maqashid Sharia (linking environmental issues with aspects of sharia objectives) in fiqh al-bi'ah resulted in a decrease in the passive attitude of the community. The basis of the green economy on the problem of inequality caused by the unequal distribution of green production factors can be overcome based on the principles of al-adl (justice), Maslahah (public interest) and Musawah (equality).Originality/Values: Various obstacles that arise will be overcome because the purpose of Sharia is a concept based on the guidelines set by the Creator.
{"title":"Implementing Halal Industry Management and Environment Conservation Based on Maqashid Sharia","authors":"Ahmad Erwaedy, Pardiman Pardiman, S. Syahril, Ach. Andiriyanto","doi":"10.29240/alfalah.v6i2.3504","DOIUrl":"https://doi.org/10.29240/alfalah.v6i2.3504","url":null,"abstract":"Purpose: Ecosystem problems are an increasingly complex and serious global problem faced by human beings around the world. More and more production with the use of modern technology to exploit nature continuously resulted in the declining quality of the environment. The core of a green economy is low carbon growth, resource efficiency, and social inclusivity, which have implications for sustainable development, energy management, a green economy in urban areas, as well as green business. This is in accordance with the values in Islamic economics, especially analyzed from the Maqashidal-Shariah point of view. This study intended to give an overview of halal industry management and environment conservation in the view of Maqashid ShariaDesign: This study was a literature study to overview the management of halal industry and environment conservation in the view of Maqashid Sharia.Findings: Economic dissemination with the universal values of Maqashid Sharia (linking environmental issues with aspects of sharia objectives) in fiqh al-bi'ah resulted in a decrease in the passive attitude of the community. The basis of the green economy on the problem of inequality caused by the unequal distribution of green production factors can be overcome based on the principles of al-adl (justice), Maslahah (public interest) and Musawah (equality).Originality/Values: Various obstacles that arise will be overcome because the purpose of Sharia is a concept based on the guidelines set by the Creator. ","PeriodicalId":344360,"journal":{"name":"AL-FALAH : Journal of Islamic Economics","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134515971","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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