首页 > 最新文献

International Political Economy: Migration eJournal最新文献

英文 中文
Modelling the Economic Impact of the Rohingya Influx in Southern Bangladesh 模拟罗兴亚人涌入孟加拉国南部的经济影响
Pub Date : 2019-09-04 DOI: 10.2499/p15738coll2.133397
M. Filipski, Ernesto Tiburcio, P. Dorosh, J. Hoddinott, Gracie Rosenbach
In the context of the massive influx of Forcibly Displaced Myanmar Nationals to Bangladesh, this paper aims to evaluate the potential consequences on the Southern Bangladesh economy. It adopts an economywide perspective to study the impacts of increased labor supply and increased consumer demand in a general equilibrium framework, using a Local Economy-wide Impact Evaluation (LEWIE) model. The model is used to illustrate the potential effect of a large arrival of displaced populations on wages, the supply and demand of goods, and incomes of migrant and host populations. Simulations enable comparisons between possible scenarios, including two options for the size of the market being impacted (either the smaller Cox’s Bazar District, or the larger Chittagong Division) and several options for aid provisions from international actors. The databases used are the Forcibly Displaced Myanmar Nationals (FDMN) and Host Community Household Survey carried out by IFPRI, BIDS, WFP and ACF in late 2018 and the official Bangladesh Household Income and Expenditure Survey (HIES) 2016. We find that if the migrants enter the Cox Bazar labor markets only, their large number could potentially lead to a large drop in wage levels of around 30%. However, under similar conditions their impact in the much larger Chittagong Division would be limited to a drop of less than 4%. Cash transfers to migrants could mitigate the wage effects by stimulating local demand, but this effect is limited. Some local households may be hurt due to lower wages and higher prices. Matched transfers to local populations and investments in local industry could potentially offset some of these negative impacts.
在大量被迫流离失所的缅甸国民涌入孟加拉国的背景下,本文旨在评估对孟加拉国南部经济的潜在后果。在一般均衡框架下,采用局部经济影响评估(Local Economy-wide Impact Evaluation, LEWIE)模型,从全经济视角研究劳动力供给增加和消费者需求增加的影响。该模型用于说明大量流离失所人口的到来对工资、商品供需以及移民和东道国人口收入的潜在影响。模拟可以对可能的情况进行比较,包括受影响市场规模的两种选择(要么是较小的巴扎尔区,要么是较大的吉大港区)以及国际行为体提供援助的几种选择。所使用的数据库是IFPRI、BIDS、WFP和ACF于2018年底开展的缅甸被迫流离失所者(FDMN)和收容社区家庭调查,以及2016年孟加拉国官方家庭收入和支出调查(HIES)。我们发现,如果移民只进入考克斯巴扎尔劳动力市场,他们的庞大数量可能会导致工资水平大幅下降约30%。然而,在类似的条件下,它们对规模大得多的吉大港师的影响将限于不到4%的下降。向农民工转移现金可以通过刺激当地需求来减轻工资效应,但这种效应是有限的。由于工资下降和物价上涨,一些当地家庭可能会受到伤害。对当地人口的相应转移和对当地工业的投资可能会抵消其中的一些负面影响。
{"title":"Modelling the Economic Impact of the Rohingya Influx in Southern Bangladesh","authors":"M. Filipski, Ernesto Tiburcio, P. Dorosh, J. Hoddinott, Gracie Rosenbach","doi":"10.2499/p15738coll2.133397","DOIUrl":"https://doi.org/10.2499/p15738coll2.133397","url":null,"abstract":"In the context of the massive influx of Forcibly Displaced Myanmar Nationals to Bangladesh, this paper aims to evaluate the potential consequences on the Southern Bangladesh economy. It adopts an economywide perspective to study the impacts of increased labor supply and increased consumer demand in a general equilibrium framework, using a Local Economy-wide Impact Evaluation (LEWIE) model. The model is used to illustrate the potential effect of a large arrival of displaced populations on wages, the supply and demand of goods, and incomes of migrant and host populations. Simulations enable comparisons between possible scenarios, including two options for the size of the market being impacted (either the smaller Cox’s Bazar District, or the larger Chittagong Division) and several options for aid provisions from international actors. The databases used are the Forcibly Displaced Myanmar Nationals (FDMN) and Host Community Household Survey carried out by IFPRI, BIDS, WFP and ACF in late 2018 and the official Bangladesh Household Income and Expenditure Survey (HIES) 2016. We find that if the migrants enter the Cox Bazar labor markets only, their large number could potentially lead to a large drop in wage levels of around 30%. However, under similar conditions their impact in the much larger Chittagong Division would be limited to a drop of less than 4%. Cash transfers to migrants could mitigate the wage effects by stimulating local demand, but this effect is limited. Some local households may be hurt due to lower wages and higher prices. Matched transfers to local populations and investments in local industry could potentially offset some of these negative impacts.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-09-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126480326","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Migration Growth: Abnormal Indexes 移民增长:异常指标
Pub Date : 2019-08-06 DOI: 10.2139/ssrn.3432942
N. Mkrtchyan, Y. Florinskaya
Russia registered a positive migration balance in January-April 2019, surpassing indices posted in previous ten years. The number of foreign migrant workers in Russia went up slightly, while the share of legal migrant workers decreased.
2019年1月至4月,俄罗斯实现了正移民平衡,超过了过去十年的指数。俄罗斯的外国移民工人数量略有上升,而合法移民工人的比例则有所下降。
{"title":"Migration Growth: Abnormal Indexes","authors":"N. Mkrtchyan, Y. Florinskaya","doi":"10.2139/ssrn.3432942","DOIUrl":"https://doi.org/10.2139/ssrn.3432942","url":null,"abstract":"Russia registered a positive migration balance in January-April 2019, surpassing indices posted in previous ten years. The number of foreign migrant workers in Russia went up slightly, while the share of legal migrant workers decreased.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"106 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124674209","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Global But Not Regional? The Role of African Regional Migration Regimes in the International Governance Architecture 全球而非地区?非洲区域移民制度在国际治理架构中的作用
Pub Date : 2019-05-01 DOI: 10.2139/ssrn.3393550
E. Dick, B. Schraven
Regional organisations and migration regimes are increasingly being acknowledged in global migration policies. The global compacts for migration and on refugees adopted in December 2018 recognise the migration-related expertise and important function of regional organisations in the implementation of international guidelines and policies. But the compacts’ wording is vague on the division of labour between global and regional migration regimes, and important questions remain unanswered regarding the added value and ideal role of regional migration regimes in the international system. This is particularly true for regions of the global South, whose institutional arrangements, substantive focus and performance in migration-related norm setting and implementation remain understudied. The authors contribute to filling this knowledge gap by considering two migration policy processes in the context of their overall (regional) migration governance systems and regimes – the ECOWAS Protocol for the Free Movement of Persons and the IGAD Regional Framework for Durable Solutions for Somali Refugees. Based on a qualitative research design, they find that regional migration regimes possess some comparative advantages compared with global ones, which enhance their agency. However, depending on institutional path dependencies, the degree of legalisation and the interests of powerful internal and external actors, levels of agency with regards to different migration types might show significant variation.
区域组织和移民制度在全球移民政策中得到越来越多的认可。2018年12月通过的全球移民和难民契约承认了区域组织在执行国际准则和政策方面与移民相关的专业知识和重要功能。但契约的措辞在全球和区域移民制度之间的分工上含糊不清,关于区域移民制度在国际体系中的附加价值和理想作用的重要问题仍未得到解答。全球南方区域尤其如此,这些区域在与移徙有关的规范制定和执行方面的体制安排、实质性重点和表现仍未得到充分研究。作者通过在其整体(区域)移民治理系统和制度的背景下考虑两个移民政策进程——西非经共体人员自由流动议定书和伊加特索马里难民持久解决方案区域框架,为填补这一知识空白做出了贡献。基于定性研究设计,他们发现区域移民制度与全球移民制度相比具有一定的比较优势,这增强了区域移民制度的能动性。然而,根据体制路径依赖性、合法化程度以及强大的内部和外部行动者的利益,不同移徙类型的代理级别可能表现出显著差异。
{"title":"Global But Not Regional? The Role of African Regional Migration Regimes in the International Governance Architecture","authors":"E. Dick, B. Schraven","doi":"10.2139/ssrn.3393550","DOIUrl":"https://doi.org/10.2139/ssrn.3393550","url":null,"abstract":"Regional organisations and migration regimes are increasingly being acknowledged in global migration policies. The global compacts for migration and on refugees adopted in December 2018 recognise the migration-related expertise and important function of regional organisations in the implementation of international guidelines and policies. But the compacts’ wording is vague on the division of labour between global and regional migration regimes, and important questions remain unanswered regarding the added value and ideal role of regional migration regimes in the international system. This is particularly true for regions of the global South, whose institutional arrangements, substantive focus and performance in migration-related norm setting and implementation remain understudied. The authors contribute to filling this knowledge gap by considering two migration policy processes in the context of their overall (regional) migration governance systems and regimes – the ECOWAS Protocol for the Free Movement of Persons and the IGAD Regional Framework for Durable Solutions for Somali Refugees. Based on a qualitative research design, they find that regional migration regimes possess some comparative advantages compared with global ones, which enhance their agency. However, depending on institutional path dependencies, the degree of legalisation and the interests of powerful internal and external actors, levels of agency with regards to different migration types might show significant variation.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"2014 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121322627","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Reexamining the Effect of Refugees on Civil Conflict: A Global Subnational Analysis 重新审视难民对国内冲突的影响:一项全球次国家分析
Pub Date : 2019-04-03 DOI: 10.2139/ssrn.3107830
Yang-Yang Zhou, Andrew Shaver
A large literature suggests that the presence of refugees is associated with greater risk of conflict. We argue that the positive effects of hosting refugees on local conditions have been overlooked. Using global data from 1990 to 2018 on locations of refugee communities and civil conflict at the subnational level, we find no evidence that hosting refugees increases the likelihood of new conflict, prolongs existing conflict, or raises the number of violent events or casualties. Furthermore, we explore conditions where provinces are likely to experience substantively large decreases in conflict risk due to increased development. Analysis examining nighttime lights as a measure of development, coupled with expert interviews, support our claim. To address the possibility of selection bias, we use placebo tests and matching. Our research challenges assertions that refugees are security risks. Instead, we show that in many cases, hosting refugees can encourage local development and even conflict reduction.
大量文献表明,难民的存在与更大的冲突风险有关。我们认为,收容难民对当地条件的积极影响被忽视了。利用1990年至2018年关于难民社区所在地和次国家一级国内冲突的全球数据,我们发现没有证据表明收容难民会增加新冲突的可能性,延长现有冲突,或增加暴力事件或伤亡人数。此外,我们还探讨了各省可能因发展增加而大幅降低冲突风险的条件。将夜间灯光作为发展衡量标准的分析,加上专家访谈,支持了我们的说法。为了解决选择偏差的可能性,我们使用安慰剂测试和匹配。我们的研究挑战了难民是安全风险的断言。相反,我们表明,在许多情况下,收容难民可以鼓励当地发展,甚至减少冲突。
{"title":"Reexamining the Effect of Refugees on Civil Conflict: A Global Subnational Analysis","authors":"Yang-Yang Zhou, Andrew Shaver","doi":"10.2139/ssrn.3107830","DOIUrl":"https://doi.org/10.2139/ssrn.3107830","url":null,"abstract":"A large literature suggests that the presence of refugees is associated with greater risk of conflict. We argue that the positive effects of hosting refugees on local conditions have been overlooked. Using global data from 1990 to 2018 on locations of refugee communities and civil conflict at the subnational level, we find no evidence that hosting refugees increases the likelihood of new conflict, prolongs existing conflict, or raises the number of violent events or casualties. Furthermore, we explore conditions where provinces are likely to experience substantively large decreases in conflict risk due to increased development. Analysis examining nighttime lights as a measure of development, coupled with expert interviews, support our claim. To address the possibility of selection bias, we use placebo tests and matching. Our research challenges assertions that refugees are security risks. Instead, we show that in many cases, hosting refugees can encourage local development and even conflict reduction.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121022049","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 21
Refugees’ Self-Selection into Europe: Who Migrates Where? 难民进入欧洲的自我选择:谁移民到哪里?
Pub Date : 2019-02-12 DOI: 10.2139/ssrn.3339400
C. Aksoy, Panu Poutvaara
About 1.4 million refugees and irregular migrants arrived in Europe in 2015 and 2016. We model how refugees and irregular migrants are self-selected. Using unique datasets from the International Organization for Migration and Gallup World Polls, we provide the first large-scale evidence on reasons to emigrate, and the self-selection and sorting of refugees and irregular migrants for multiple origin and destination countries. Refugees and female irregular migrants are positively self-selected with respect to education, while male irregular migrants are not. We also find that both male and female migrants from major conflict countries are positively self-selected in terms of their predicted income. For countries with minor or no conflict, migrant and non-migrant men do not differ in terms of their income distribution. We also analyze how border controls affect destination country choice.
2015年和2016年,约有140万难民和非正规移民抵达欧洲。我们模拟了难民和非正规移民是如何自我选择的。利用来自国际移民组织和盖洛普世界民意调查的独特数据集,我们首次提供了关于移民原因的大规模证据,以及来自多个原籍国和目的地国的难民和非正规移民的自我选择和分类。难民和女性非正规移徙者在教育方面是积极的自我选择,而男性非正规移徙者则不是。我们还发现,在预测收入方面,来自主要冲突国家的男性和女性移民都是积极的自我选择。在冲突较少或没有冲突的国家,移徙男子和非移徙男子在收入分配方面没有差别。我们还分析了边境管制如何影响目的地国家的选择。
{"title":"Refugees’ Self-Selection into Europe: Who Migrates Where?","authors":"C. Aksoy, Panu Poutvaara","doi":"10.2139/ssrn.3339400","DOIUrl":"https://doi.org/10.2139/ssrn.3339400","url":null,"abstract":"About 1.4 million refugees and irregular migrants arrived in Europe in 2015 and 2016. We model how refugees and irregular migrants are self-selected. Using unique datasets from the International Organization for Migration and Gallup World Polls, we provide the first large-scale evidence on reasons to emigrate, and the self-selection and sorting of refugees and irregular migrants for multiple origin and destination countries. Refugees and female irregular migrants are positively self-selected with respect to education, while male irregular migrants are not. We also find that both male and female migrants from major conflict countries are positively self-selected in terms of their predicted income. For countries with minor or no conflict, migrant and non-migrant men do not differ in terms of their income distribution. We also analyze how border controls affect destination country choice.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"308 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133345524","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 26
Migration Constraints and Disparate Responses to Changing Job Opportunities 移民约束和对工作机会变化的不同反应
Pub Date : 2019-02-11 DOI: 10.29338/wp2019-01
Kalee Burns, J. Hotchkiss
Using the Current Population Survey between 1996 and 2018, this paper investigates the role constraints to migration might play in explaining racial/ethnic disparities in the labor market. The Delta Index of dissimilarity is used to illustrate a greater distributional mismatch between race/education specific workers and jobs among minorities relative to white non-Hispanics. Regression analysis then shows that this mismatch is consistent with minorities being less responsive to changes in the distribution of job opportunities. However, minorities are more responsive when the growing job opportunities are located in areas with greater same-racial/ethnic representation, suggesting that social constraints might play a role in the observed distributional mismatch. The analysis focuses on 25?54 year old men.
本文利用1996年至2018年的当前人口调查,研究了移民限制在解释劳动力市场种族/民族差异方面可能发挥的作用。Delta差异指数用于说明与非西班牙裔白人相比,少数民族中特定种族/教育程度的工人和工作之间存在更大的分配不匹配。然后,回归分析表明,这种不匹配与少数民族对工作机会分配变化的反应较差是一致的。然而,当不断增长的就业机会位于同种族/民族代表性更大的地区时,少数民族的反应更积极,这表明社会约束可能在观察到的分配不匹配中起作用。分析的重点是25?54岁男性。
{"title":"Migration Constraints and Disparate Responses to Changing Job Opportunities","authors":"Kalee Burns, J. Hotchkiss","doi":"10.29338/wp2019-01","DOIUrl":"https://doi.org/10.29338/wp2019-01","url":null,"abstract":"Using the Current Population Survey between 1996 and 2018, this paper investigates the role constraints to migration might play in explaining racial/ethnic disparities in the labor market. The Delta Index of dissimilarity is used to illustrate a greater distributional mismatch between race/education specific workers and jobs among minorities relative to white non-Hispanics. Regression analysis then shows that this mismatch is consistent with minorities being less responsive to changes in the distribution of job opportunities. However, minorities are more responsive when the growing job opportunities are located in areas with greater same-racial/ethnic representation, suggesting that social constraints might play a role in the observed distributional mismatch. The analysis focuses on 25?54 year old men.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131760298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
How the Migration Wave Challenges European Identity 移民浪潮如何挑战欧洲认同
Pub Date : 2018-12-01 DOI: 10.2139/ssrn.3338336
Heinz Handler
For extended periods, the European integration project was an unquestioned success story, delivering advances such as the tariff union, the internal market, the single currency, and an ever-increasing number of Member States. European integration now seems to have come to a stalemate, or is even on a retreat, as demonstrated by the British exit vote and the lack of solidarity to jointly handle the immigration problem, fueled by untamed nationalism and populism. The following overview investigates the threat migration and national populism means for the evolving European identity and proposes policies to avert further damage to the European integration project.
在很长一段时间内,欧洲一体化项目无疑是一个成功的故事,带来了诸如关税联盟、内部市场、单一货币和越来越多的成员国等进步。欧洲一体化现在似乎陷入了僵局,甚至正在退却,英国脱欧公投以及在不受约束的民族主义和民粹主义的推动下,缺乏共同应对移民问题的团结就证明了这一点。以下概述调查了移民和民族民粹主义对不断演变的欧洲认同的威胁,并提出了避免进一步损害欧洲一体化项目的政策。
{"title":"How the Migration Wave Challenges European Identity","authors":"Heinz Handler","doi":"10.2139/ssrn.3338336","DOIUrl":"https://doi.org/10.2139/ssrn.3338336","url":null,"abstract":"For extended periods, the European integration project was an unquestioned success story, delivering advances such as the tariff union, the internal market, the single currency, and an ever-increasing number of Member States. European integration now seems to have come to a stalemate, or is even on a retreat, as demonstrated by the British exit vote and the lack of solidarity to jointly handle the immigration problem, fueled by untamed nationalism and populism. The following overview investigates the threat migration and national populism means for the evolving European identity and proposes policies to avert further damage to the European integration project.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123409788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
The Initial Effects of EMV Migration on Chargebacks in the United States EMV迁移对美国退款的初步影响
Pub Date : 2018-12-01 DOI: 10.18651/rwp2018-10
Fumiko Hayashi, Z. Markiewicz, Sabrina Minhas
To reduce counterfeit fraud in the card-present environment, the United States started migrating to EMV chip technology in the mid-2010s. Since October 2015, merchants have been liable for counterfeit fraud committed using EMV cards if the merchants had not adopted EMV chip-readable terminals. In particular, merchants are held liable through chargebacks. {{p}} This study examines the initial effects of the EMV liability shift on fraud chargeback and merchant loss rates using data from merchant processors and PIN debit networks. Combined with gross fraud rates?overall fraud rates regardless of who incurs fraud losses?estimated in other studies, the results of our study suggest that merchants have faced a significantly higher share of fraud losses since the shift; however, this spike will decline if merchants continue to adopt EMV. Merchant fraud loss rates for signature-based transactions in the card-present channel increased sixfold, but the rates significantly vary between magnetic stripe and chip-to-chip transactions. While merchant fraud loss rates for magnetic stripe transactions are over 9 basis points in value for all merchants combined and vary across merchant categories, the rates for chip-to-chip transactions are very low, around 0.02 basis points, across all merchant categories. Because the gross fraud rates for magnetic-stripe transactions did not increase after the liability shift, our results suggest that the higher merchant fraud loss rates for magnetic-stripe transactions are mainly due to the liability shift. {{p}} Compared with signature-based transactions, fraud chargeback rates for PIN debit transactions in the card-present channel are much lower. Our results suggest that both EMV and PIN are effective in reducing merchant fraud loss rates. However, we need detailed gross fraud rates to examine how effective EMV and PIN are in reducing fraud more generally in the card-present channel. {{p}} Our results for card-not-present fraud chargeback and merchant loss rates are mixed. Both rates increased for some merchant categories, but the rates for all merchants combined actually decreased in our data. This decline is likely due to the underrepresentation of signature-based CNP transactions in our data. The gross fraud rates for card-not-present transactions increased over the same period, and merchants are generally liable for card-not-present fraud.
为了减少信用卡环境下的伪造欺诈,美国在2010年代中期开始向EMV芯片技术迁移。自2015年10月起,商户若未采用EMV芯片可读终端,需对使用EMV卡的假冒欺诈行为承担法律责任。特别是,商家通过退款承担责任。{{p}}本研究使用来自商家处理器和PIN借记网络的数据,检验EMV责任转移对欺诈退款和商家损失率的初步影响。再加上总欺诈率?不管谁遭受欺诈损失,总的欺诈率是多少?据其他研究估计,我们的研究结果表明,自这一转变以来,商家面临的欺诈损失比例明显更高;然而,如果商家继续采用EMV,这一峰值将会下降。在有卡通道中,基于签名的交易的商家欺诈损失率增加了6倍,但磁条和芯片对芯片交易的损失率差异很大。虽然磁条交易的商家欺诈损失率在所有商家的总价值中超过9个基点,并且在不同的商家类别中有所不同,但芯片对芯片交易的损失率非常低,在所有商家类别中约为0.02个基点。由于责任转移后,磁条交易的总欺诈率没有增加,我们的研究结果表明,磁条交易中较高的商家欺诈损失率主要是由于责任转移。{{p}}与基于签名的交易相比,在有卡通道中PIN借记交易的欺诈退款率要低得多。我们的研究结果表明,EMV和PIN码都能有效降低商家的欺诈损失率。然而,我们需要详细的总欺诈率来检查EMV和PIN在减少信用卡渠道中更普遍的欺诈方面的有效性。{{p}}我们对无卡欺诈退款和商家损失率的结果喜忧参半。在我们的数据中,某些商家类别的两种费率都有所上升,但所有商家的综合费率实际上都有所下降。这种下降可能是由于我们的数据中基于签名的CNP交易的代表性不足。在同一时期,无卡交易的总欺诈率有所上升,而商家通常要对无卡欺诈负责。
{"title":"The Initial Effects of EMV Migration on Chargebacks in the United States","authors":"Fumiko Hayashi, Z. Markiewicz, Sabrina Minhas","doi":"10.18651/rwp2018-10","DOIUrl":"https://doi.org/10.18651/rwp2018-10","url":null,"abstract":"To reduce counterfeit fraud in the card-present environment, the United States started migrating to EMV chip technology in the mid-2010s. Since October 2015, merchants have been liable for counterfeit fraud committed using EMV cards if the merchants had not adopted EMV chip-readable terminals. In particular, merchants are held liable through chargebacks. {{p}} This study examines the initial effects of the EMV liability shift on fraud chargeback and merchant loss rates using data from merchant processors and PIN debit networks. Combined with gross fraud rates?overall fraud rates regardless of who incurs fraud losses?estimated in other studies, the results of our study suggest that merchants have faced a significantly higher share of fraud losses since the shift; however, this spike will decline if merchants continue to adopt EMV. Merchant fraud loss rates for signature-based transactions in the card-present channel increased sixfold, but the rates significantly vary between magnetic stripe and chip-to-chip transactions. While merchant fraud loss rates for magnetic stripe transactions are over 9 basis points in value for all merchants combined and vary across merchant categories, the rates for chip-to-chip transactions are very low, around 0.02 basis points, across all merchant categories. Because the gross fraud rates for magnetic-stripe transactions did not increase after the liability shift, our results suggest that the higher merchant fraud loss rates for magnetic-stripe transactions are mainly due to the liability shift. {{p}} Compared with signature-based transactions, fraud chargeback rates for PIN debit transactions in the card-present channel are much lower. Our results suggest that both EMV and PIN are effective in reducing merchant fraud loss rates. However, we need detailed gross fraud rates to examine how effective EMV and PIN are in reducing fraud more generally in the card-present channel. {{p}} Our results for card-not-present fraud chargeback and merchant loss rates are mixed. Both rates increased for some merchant categories, but the rates for all merchants combined actually decreased in our data. This decline is likely due to the underrepresentation of signature-based CNP transactions in our data. The gross fraud rates for card-not-present transactions increased over the same period, and merchants are generally liable for card-not-present fraud.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128513617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Remittances and Emigration Intentions: Evidence from Armenia 汇款和移民意向:来自亚美尼亚的证据
Pub Date : 2018-10-01 DOI: 10.2139/ssrn.3259211
A. Grigoryan, Knar Khachatryan
In this paper we analyze the recent migration wave in Armenia, using household level representative data from 2011. We identify determinants of emigration intentions by estimating a bivariate probit model with endogenous remittances. The key finding is that remittances help potential migrants to ease the migration process, serving as a resource rather than as a contractual tool between migrants and non-migrants. Spatial factors dominate in the set of (community level) instruments driving remittances. When distinguishing the destination country for potential migrants, Post-Soviet versus Western countries (EU countries or USA), we find that the instruments identified for remittances are more relevant for individuals targeting the Post-Soviet area (mainly Russia). Nevertheless, remittances remain a significant resource for migrating to Western countries. In this case, we control for endogeneity of remittances using Lewbel’s (2012) methodology. Our findings suggest that the two pools of potential migrants differ crucially in the main set of skill characteristics: high-skilled potential migrants opt for Western countries (brain drain), while the low-skilled prefer Post-Soviet countries as a destination. In particular, English language knowledge and computer literacy increase the likelihood for migrating to Western countries, and individuals with those skills are less likely to migrate to Post-Soviet countries. Education is significant for the Post-Soviet model only, with a negative impact on migration intentions.
本文利用2011年以来的户级代表性数据分析了亚美尼亚近期的移民潮。我们通过估计具有内生汇款的双变量probit模型来确定移民意图的决定因素。关键的发现是,汇款帮助潜在移民简化了移民过程,它是移民和非移民之间的一种资源,而不是一种契约工具。在推动汇款的一系列(社区层面)手段中,空间因素占主导地位。在区分潜在移民的目的地国家时,后苏联国家与西方国家(欧盟国家或美国),我们发现为汇款确定的工具与针对后苏联地区(主要是俄罗斯)的个人更相关。然而,汇款仍然是向西方国家移民的重要来源。在这种情况下,我们使用lebel(2012)的方法控制汇款的内生性。我们的研究结果表明,这两个潜在移民群体在主要的技能特征上存在关键差异:高技能潜在移民选择西方国家(人才流失),而低技能移民更喜欢后苏联国家作为目的地。特别是,英语语言知识和计算机知识增加了移民到西方国家的可能性,而拥有这些技能的个人不太可能移民到后苏联国家。教育只在后苏联模式中具有重要意义,对移民意愿有负面影响。
{"title":"Remittances and Emigration Intentions: Evidence from Armenia","authors":"A. Grigoryan, Knar Khachatryan","doi":"10.2139/ssrn.3259211","DOIUrl":"https://doi.org/10.2139/ssrn.3259211","url":null,"abstract":"In this paper we analyze the recent migration wave in Armenia, using household level representative data from 2011. We identify determinants of emigration intentions by estimating a bivariate probit model with endogenous remittances. The key finding is that remittances help potential migrants to ease the migration process, serving as a resource rather than as a contractual tool between migrants and non-migrants. Spatial factors dominate in the set of (community level) instruments driving remittances. When distinguishing the destination country for potential migrants, Post-Soviet versus Western countries (EU countries or USA), we find that the instruments identified for remittances are more relevant for individuals targeting the Post-Soviet area (mainly Russia). Nevertheless, remittances remain a significant resource for migrating to Western countries. In this case, we control for endogeneity of remittances using Lewbel’s (2012) methodology. Our findings suggest that the two pools of potential migrants differ crucially in the main set of skill characteristics: high-skilled potential migrants opt for Western countries (brain drain), while the low-skilled prefer Post-Soviet countries as a destination. In particular, English language knowledge and computer literacy increase the likelihood for migrating to Western countries, and individuals with those skills are less likely to migrate to Post-Soviet countries. Education is significant for the Post-Soviet model only, with a negative impact on migration intentions.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"268 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124352325","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
What Can Papua New Guinea Do to Lift Its Numbers in the Seasonal Worker Programs of Australia and New Zealand? 巴布亚新几内亚能做些什么来提高澳大利亚和新西兰季节性工人计划的数量?
Pub Date : 2018-09-26 DOI: 10.2139/SSRN.3255353
R. Curtain
Why is it that Papua New Guinea, a country of nearly nine million people – 3.2 million of whom are aged 20 to 45 years of age, have so few workers able to access high-paying jobs in its near neighbours? In relation to opportunities for low-skilled, temporary work, Papua New Guinea in 2017-18 was only able to gain one per cent of the seasonal jobs available in Australia and New Zealand to workers from the Pacific and Timor-Leste. The actual number of PNG workers in seasonal work in Australia in 2017-18 was only 92, and in New Zealand was only 132 in the same year. How can Papua New Guinea, with support from Australia and New Zealand, improve its prospects of gaining more seasonal work? Why is it that two small countries, Tonga and Vanuatu, have gained more jobs than any of the other eligible countries? What lessons can be drawn from the success of the two leading countries? How have other countries such as Fiji, Solomon Islands and Timor-Lest sought to win a greater share of the seasonal work? This paper explores these questions, and concludes by recommending a strategy for Papua New Guinea to improve its prospects of gaining more temporary low-skilled work in Australia and New Zealand.
巴布亚新几内亚是一个拥有近900万人口的国家,其中320万人年龄在20岁至45岁之间,为什么能够在其邻国获得高薪工作的工人如此之少?在低技能临时工作机会方面,2017-18年巴布亚新几内亚只能获得澳大利亚和新西兰提供给太平洋和东帝汶工人的季节性工作的1%。2017-18年在澳大利亚从事季节性工作的巴布亚新几内亚工人实际人数仅为92人,同年在新西兰仅为132人。在澳大利亚和新西兰的支持下,巴布亚新几内亚如何改善其获得更多季节性工作的前景?为什么汤加和瓦努阿图这两个小国比其他符合条件的国家创造了更多的就业机会?我们可以从这两个主要国家的成功中学到什么?斐济、所罗门群岛和东帝汶等其他国家如何争取更大份额的季节性工作?本文探讨了这些问题,并通过建议巴布亚新几内亚的战略来改善其在澳大利亚和新西兰获得更多临时低技能工作的前景。
{"title":"What Can Papua New Guinea Do to Lift Its Numbers in the Seasonal Worker Programs of Australia and New Zealand?","authors":"R. Curtain","doi":"10.2139/SSRN.3255353","DOIUrl":"https://doi.org/10.2139/SSRN.3255353","url":null,"abstract":"Why is it that Papua New Guinea, a country of nearly nine million people – 3.2 million of whom are aged 20 to 45 years of age, have so few workers able to access high-paying jobs in its near neighbours? In relation to opportunities for low-skilled, temporary work, Papua New Guinea in 2017-18 was only able to gain one per cent of the seasonal jobs available in Australia and New Zealand to workers from the Pacific and Timor-Leste. The actual number of PNG workers in seasonal work in Australia in 2017-18 was only 92, and in New Zealand was only 132 in the same year. \u0000How can Papua New Guinea, with support from Australia and New Zealand, improve its prospects of gaining more seasonal work? Why is it that two small countries, Tonga and Vanuatu, have gained more jobs than any of the other eligible countries? What lessons can be drawn from the success of the two leading countries? How have other countries such as Fiji, Solomon Islands and Timor-Lest sought to win a greater share of the seasonal work? This paper explores these questions, and concludes by recommending a strategy for Papua New Guinea to improve its prospects of gaining more temporary low-skilled work in Australia and New Zealand.","PeriodicalId":346996,"journal":{"name":"International Political Economy: Migration eJournal","volume":"78 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-09-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117221985","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
International Political Economy: Migration eJournal
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1