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Trust, Commitment, and Technology: An Integrated Model of Collaborative Governance in Digital Insurance Regulation 信任、承诺与技术:数字保险监管协同治理的集成模型
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-17 DOI: 10.1155/hbe2/8884386
Narongsak Sukma, Siriporn Yamnill

The insurance industry faces unprecedented challenges as digital transformation accelerates while regulatory frameworks struggle to keep pace with technological innovation, creating significant risks that require new models of public–private cooperation. This study examines key factors driving effective public–private cooperation in insurance regulation during digital transformation, developing an integrated theoretical framework that combines new public management principles, trust–commitment theory, and information systems participation theory. Using structural equation modeling with data from 546 stakeholders across multiple jurisdictions, we identify critical pathways through which efficiency considerations, accountability mechanisms, change agent activities, and open data initiatives influence collaborative governance outcomes. Analysis reveals three transformative insights that reshape understanding of collaborative governance in digital regulatory environments. First, relational factors serve as essential mediators between technological capabilities and collaborative outcomes, with relationship commitment, principled engagement, and trust collectively explaining nearly half of the variance in public–private cooperation effectiveness. Second, an efficiency–relationship paradox emerges where efficiency pressures simultaneously improve engagement processes while potentially undermining long-term commitment formation, challenging traditional assumptions about efficiency-focused governance approaches. Third, digital enablers function as relationship catalysts rather than mere operational tools, with change agents and open data initiatives proving crucial for trust development and sustained collaboration. The research provides actionable guidance for policymakers implementing AI governance frameworks while advancing theoretical understanding of collaborative governance in digital regulatory environments. Findings demonstrate that technological solutions alone prove insufficient for effective digital governance, requiring explicit integration of relationship-building mechanisms to achieve sustainable public–private cooperation. These contributions prove particularly timely as insurance ecosystems worldwide experience simultaneous technological revolution and intensified regulatory scrutiny.

随着数字化转型的加速,监管框架难以跟上技术创新的步伐,保险业面临着前所未有的挑战,这带来了巨大的风险,需要新的公私合作模式。本研究探讨了数字化转型中推动公私有效保险监管合作的关键因素,并结合新的公共管理原则、信任承诺理论和信息系统参与理论,构建了一个综合的理论框架。我们利用来自多个司法管辖区的546个利益相关者的数据进行结构方程建模,确定了效率考虑、问责机制、变革主体活动和开放数据倡议影响协作治理结果的关键途径。分析揭示了三个变革性的见解,重塑了对数字监管环境中协作治理的理解。首先,关系因素是技术能力和合作成果之间的重要中介,关系承诺、原则性参与和信任共同解释了公私合作有效性差异的近一半。其次,效率-关系悖论出现了,效率压力在改善参与过程的同时,可能破坏长期承诺的形成,挑战了关于以效率为中心的治理方法的传统假设。第三,数字推动者的作用不仅仅是操作工具,而是关系催化剂,变革推动者和开放数据倡议对信任发展和持续合作至关重要。该研究为决策者实施人工智能治理框架提供了可操作的指导,同时推进了对数字监管环境中协作治理的理论理解。研究结果表明,仅靠技术解决方案不足以实现有效的数字治理,需要明确整合建立关系的机制,以实现可持续的公私合作。事实证明,在全球保险生态系统同时经历技术革命和加强监管审查之际,这些贡献尤其及时。
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引用次数: 0
The Role of Digital Social Responsibility in Promoting Sustainable Economic Development: Evidence From Iraq and a Regional Comparison 数字社会责任在促进经济可持续发展中的作用:来自伊拉克的证据和区域比较
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-14 DOI: 10.1155/hbe2/8318259
Arshed Taha Othman

This research examines the role of digital social responsibility (DSR) in fostering sustainable economic development in Iraq. Using a mixed-methods approach that included a large-scale survey and supplementary expert interviews, we model the observable relationship between DSR awareness, trust in digital companies, the priority given to data protection, and sustainable economic behavior in digitally active Iraqis. The regression model explained over 80% of the variance in sustainable economic behavior (R2 ≈ 0.81). The qualitative results underscored that most decision-makers and business leaders, as well as representatives from civil society organizations, understand the importance of accelerating digital law adoption, enhancing public awareness, and strengthening cross-sector collaboration. They also recognized existing challenges, such as the uneven adoption of DSR among SMEs, underdeveloped digital infrastructure, and a still-maturing digital culture. This research contributes to the gap in the global literature by providing empirical evidence on DSR and sustainable economic development in Iraq and the MENA region, where comprehensive research is lacking. Overall, the study indicates that Iraq can navigate a responsible shift to digital systems while also achieving sustainable economic development, provided effective policy initiatives embed DSR, strengthen regulatory frameworks, and advance digital inclusion and trust. These are essential for Iraq to bridge the gap with its regional peers and leverage digital innovation to achieve inclusive and sustainable development.

本研究探讨了数字社会责任(DSR)在促进伊拉克可持续经济发展中的作用。采用混合方法,包括大规模调查和补充专家访谈,我们建立了DSR意识、对数字公司的信任、数据保护的优先级和数字化活跃的伊拉克人的可持续经济行为之间的可观察关系模型。回归模型解释了80%以上的可持续经济行为方差(R2≈0.81)。定性结果强调,大多数决策者和商界领袖以及民间社会组织的代表都理解加快数字法律采用、提高公众意识和加强跨部门合作的重要性。双方还认识到当前存在的挑战,如中小企业采用数字数字研究的不均衡、数字基础设施不发达、数字文化仍在成熟等。本研究为伊拉克和中东和北非地区缺乏全面研究的DSR和可持续经济发展提供了经验证据,填补了全球文献的空白。总体而言,该研究表明,伊拉克可以在实现可持续经济发展的同时,实现向数字系统的负责任转变,提供有效的政策举措,包括数字数据共享,加强监管框架,推进数字包容和信任。这对于伊拉克缩小与地区同行的差距,利用数字创新实现包容性和可持续发展至关重要。
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引用次数: 0
Body, Mind, or Heart? Investigating the Sufficient and Necessary Factors for Robot Acceptance Among Middle-Aged and Older Chinese Adults 身体,头脑,还是心灵?中国中老年人接受机器人的充分和必要因素调查
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-13 DOI: 10.1155/hbe2/5581926
Ke Chen

As robots are increasingly perceived not only as functional tools but also as socially interactive agents endowed with perceived minds, inconsistent findings on the role of human-like mind in robot acceptance underscore the need to clarify the underlying psychological mechanisms. Drawing on the three-dimensional mind perception framework and the theory of reasoned action, this study investigated how perceptions of a robot′s body, cognitive, and socioemotional capacities—termed body, mind, and heart—influence robot acceptance among middle-aged and older adults in China. Using a two-stage analytical approach that combines set-explorative structural equation modeling (set-ESEM) and necessary condition analysis (NCA), this study investigated both sufficiency and necessity of mind perception and attitudes in shaping trust and behavioral intentions. Data were collected from a cross-sectional questionnaire survey of 407 Chinese adults aged 50 and above (M = 56.16, SD = 4.56). The set-ESEM results indicated that body dimension heightened negative attitudes toward robot interaction (β = 0.316, p = 0.024), whereas the mind (β = –0.452 , p < 0.001) and heart (β = −0.567, p < 0.001) dimensions mitigate negative attitudes toward interaction and emotional discomfort, respectively. NCA revealed that none of these mind dimensions individually served as necessary conditions for behavioral intentions. By contrast, trust in robots emerged as both a necessary (β = 0.320, p = 0.001) and sufficient condition (d = 0.18; p < 0.001). A minimal level of trust (21.4%) is required to reach a moderate intention to use (60%). The study advances theoretical understanding of mind perception in robot acceptance and provides practical guidance for designing robots that balance bodily sensation, cognitive, and socioemotional capacities. By prioritizing trust while integrating targeted mind perception dimensions, developers and policymakers can create inclusive and acceptable robots for older populations.

随着人们越来越多地认为机器人不仅是功能性工具,而且是具有感知思维的社会互动代理,关于类人思维在机器人接受中的作用的不一致的发现强调了澄清潜在心理机制的必要性。利用三维心智感知框架和理性行为理论,本研究调查了中国中老年人对机器人身体、认知和社会情感能力(称为身体、心灵和心脏)的感知如何影响机器人的接受度。本研究采用集合探索性结构方程模型(set-ESEM)和必要条件分析(NCA)相结合的两阶段分析方法,探讨了心理知觉和态度在塑造信任和行为意图中的充分性和必要性。数据来源于对407名50岁及以上中国成年人的横断面问卷调查(M = 56.16, SD = 4.56)。set-ESEM结果显示,身体维度增加了对机器人互动的消极态度(β = 0.316, p = 0.024),而心灵维度(β = -0.452, p < 0.001)和心脏维度(β = - 0.567, p < 0.001)分别减轻了对机器人互动和情绪不适的消极态度。NCA发现,这些心理维度都不是行为意图的必要条件。相比之下,对机器人的信任既是必要条件(β = 0.320, p = 0.001),也是充分条件(d = 0.18; p < 0.001)。达到适度的使用意向(60%)需要最低程度的信任(21.4%)。该研究促进了对机器人接受过程中心理感知的理论理解,并为设计平衡身体感觉、认知和社会情感能力的机器人提供了实践指导。通过优先考虑信任,同时整合有针对性的心理感知维度,开发人员和政策制定者可以为老年人创造包容性和可接受的机器人。
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引用次数: 0
Is Information Sharing During Online Medical Consultations a Patient’s Concern? An Extended Theoretical Model 在线医疗咨询中的信息共享是患者关心的问题吗?一个扩展的理论模型
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-09 DOI: 10.1155/hbe2/7342994
Faiza Khalid, Shahbaz Abbas, Abdellatif Sadeq, Binyameen Aslam

Although OMC is a convenient healthcare technology, it poses challenges related to user satisfaction and data confidentiality. Previous studies have overlooked the importance of OMC in densely populated developing countries, where a healthcare application could potentially serve millions of patients. Moreover, patients in developing countries view OMC as more convenient and affordable in terms of saving time and transportation costs from face-to-face medical consultations. On the other hand, there are associated risks such as losing data confidentiality and satisfaction comparing in-person visits. Therefore, the proposed theoretical framework extends the existing UTAUT model by emphasizing user-perceived satisfaction and the perceived risk of adopting OMC. A cross-sectional survey was conducted using a structured questionnaire and random sampling of 978 Pakistani respondents, and the data were analyzed using partial least square structural modelling. The results indicate that perceived satisfaction (β = 0.219) was the strongest predictor of users’ behavioral intention, followed by performance expectancy (β = 0.204), effort expectancy (β = 0.155), trust (β = 0.147), social influence (β = 0.124), and self-efficacy (β = 0.082), accounting for (R2 = 0.553) of the variance in OMC adoption. However, perceived risk (β = 0.012) appeared to be an insignificant factor for behavioral intention in the acceptance of OMC. The findings underscore that as users perceive OMC systems to be more trustworthy, their behavioral intentions to engage with these digital healthcare platforms experience a notable and positive upswing. Saving travel expenses and time is the major benefit for the patients in the developing countries who are struggling in managing their socioeconomic conditions. It is recommended that the government should regulate and promote the use of OMC applications by leveraging patients’ trust towards this technology. In addition, the developing countries with significant rural populations and infrastructure gaps can benefit from strategies that enhance trust in digital platforms and emphasize user satisfaction to drive OMC adoption.

尽管OMC是一种方便的医疗保健技术,但它带来了与用户满意度和数据机密性相关的挑战。以前的研究忽视了OMC在人口密集的发展中国家的重要性,在这些国家,医疗保健应用程序可能为数百万患者提供服务。此外,发展中国家的患者认为,在节省面对面医疗咨询的时间和运输费用方面,OMC更为方便和负担得起。另一方面,有相关的风险,如失去数据保密性和满意度相比,亲自访问。因此,本文提出的理论框架通过强调用户感知满意度和采用OMC的感知风险来扩展现有的UTAUT模型。采用结构化问卷和随机抽样对978名巴基斯坦受访者进行了横断面调查,并使用偏最小二乘结构模型对数据进行了分析。结果表明,感知满意度(β = 0.219)是用户行为意向的最显著预测因子,其次是绩效期望(β = 0.204)、努力期望(β = 0.155)、信任(β = 0.147)、社会影响(β = 0.124)和自我效能感(β = 0.082),对OMC采用的方差具有显著的影响(R2 = 0.553)。然而,感知风险(β = 0.012)在接受OMC的行为意向中似乎是一个不显著的因素。研究结果强调,随着用户认为OMC系统更值得信赖,他们使用这些数字医疗平台的行为意愿出现了显著的积极上升。节省旅行费用和时间是发展中国家患者的主要好处,他们正在努力管理自己的社会经济条件。建议政府通过利用患者对该技术的信任来规范和促进OMC应用的使用。此外,农村人口和基础设施存在巨大差距的发展中国家可以从增强对数字平台的信任和强调用户满意度以推动OMC采用的战略中受益。
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引用次数: 0
‘Unfollow Them!’: The Role of Morality- and Emotion-Related Factors in the Cancelling Process “Unfollow !:道德和情感相关因素在取消过程中的作用
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-09 DOI: 10.1155/hbe2/7144903
Merilyn A. Greig, Rachel C. Hogg

Cancel culture is a notable, but not well theorised social phenomenon, widely understood as a way of punishing those in the public eye who are perceived to do or say the wrong thing. This study aimed to elucidate the cancelling process and the role of morality- and emotion-related traits in this process. Adult social media users (n = 298) undertook an online survey containing cancel culture–related vignettes and scales. As hypothesised, moral outrage was found to positively mediate the relationship between transgression perception and cancel culture engagement. Moral sensitivity also had a positive correlation with transgression perception. Moral sensitivity was not related to cancel culture engagement, however, whilst emotion regulation difficulty and moral identity did not moderate the relationship between moral outrage and cancel culture engagement. These findings suggest that those sensitive to moral problems, who feel strong negative emotions, are more likely to engage in cancel culture. Furthermore, findings indicate that Crockett’s (2017) online moral outrage theory has some explanatory power, and that moral outrage and sensitivity may be important to consider when regulating cancel culture. Features of social media and artificial intelligence can be potential obstacles in this process, however, and this warrants consideration in instances where preventing cancellation is desirable. Future research is needed to corroborate these findings and evaluate other prospective cancel culture theories.

“取消文化”是一种引人注目的社会现象,但没有很好地理论化,它被广泛理解为一种惩罚那些在公众眼中被认为做错事或说错话的人的方式。本研究旨在阐明道德和情绪相关特质在这一过程中的作用。成年社交媒体用户(n = 298)进行了一项在线调查,其中包含与文化相关的小短文和量表。正如假设的那样,道德愤怒被发现积极地调解了越轨感知和取消文化参与之间的关系。道德敏感性与越轨感知也有正相关。然而,道德敏感性与取消文化参与无关,而情绪调节困难和道德认同并没有调节道德愤怒与取消文化参与的关系。这些发现表明,那些对道德问题敏感的人,那些感受到强烈负面情绪的人,更有可能参与“取消文化”。此外,研究结果表明Crockett(2017)的网络道德愤怒理论具有一定的解释力,道德愤怒和敏感性可能是规范取消文化时需要考虑的重要因素。然而,社交媒体和人工智能的特点可能成为这一过程中的潜在障碍,在需要防止取消的情况下,这一点值得考虑。未来的研究需要证实这些发现,并评估其他潜在的取消文化理论。
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引用次数: 0
Sentiment Analysis to Detect Cyberbullying on Twitter 情感分析检测Twitter上的网络欺凌
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-07 DOI: 10.1155/hbe2/5419912
Avuzwa Lerotholi, Ibidun Christiana Obagbuwa

Over the last four decades, as populations around the world have expanded their use of social networks, cyberbullying incidents have likewise risen. Although social networks, including Twitter (now known as X), provide numerous benefits, such as quick communication with people both locally and globally, they also have negative consequences, the most common of which is cyberbullying. Studies show that users who have experienced cyberbullying have more negative feelings about themselves than those who have not. Thus, having technology that can effectively detect cyberbullying instances on social networks, such as Twitter, flag them and find ways to prevent them in the future is of utmost importance. This paper evaluates the available literature on utilising sentiment analysis to detect cases of cyberbullying. The research then explores sentiment analysis by constructing a machine learning model and training and testing the model using a dataset from Twitter. The algorithms used are naive Bayes, recurrent neural network (RNN) and support vector machine (SVM). These are all built on Python with the aid of existing Python libraries. The models are then evaluated to establish their performance, including the recall score, which measures false negatives. A performance comparison is carried out across the three models to find the most suitable algorithm for the task. The SVM, RNN and naive Bayes achieved accuracy scores of 91.37%, 90.59% and 83.62%, respectively. The results reveal that the SVM algorithm consistently outperformed the other two in detecting cyberbullying tweets. SVM has the potential to alter the way social media platforms and online communities moderate content, offering a strong balance of performance, speed and interpretability, making it well-suited for real-time cyberbullying detection on large-scale platforms. This allows for faster intervention to safeguard users, particularly vulnerable persons, from harassment and abuse, resulting in safer digital environments and improved overall user well-being.

在过去的四十年里,随着世界各地的人们越来越多地使用社交网络,网络欺凌事件也同样增多。尽管包括Twitter(现在被称为X)在内的社交网络提供了许多好处,比如与本地和全球的人们快速沟通,但它们也有负面影响,其中最常见的是网络欺凌。研究表明,经历过网络欺凌的用户比没有经历过的人对自己有更多的负面情绪。因此,拥有能够有效检测社交网络(如Twitter)上的网络欺凌实例的技术,标记它们并找到预防它们的方法是至关重要的。本文评估了利用情感分析来检测网络欺凌案件的现有文献。然后,该研究通过构建一个机器学习模型,并使用来自Twitter的数据集训练和测试该模型来探索情感分析。使用的算法有朴素贝叶斯、递归神经网络(RNN)和支持向量机(SVM)。这些都是在现有Python库的帮助下在Python上构建的。然后对这些模型进行评估,以确定它们的性能,包括衡量假阴性的回忆分数。在三个模型之间进行性能比较,以找到最适合任务的算法。SVM、RNN和朴素贝叶斯的准确率分别为91.37%、90.59%和83.62%。结果表明,SVM算法在检测网络欺凌推文方面始终优于其他两种算法。支持向量机有可能改变社交媒体平台和在线社区对内容的调节方式,在性能、速度和可解释性方面提供了强有力的平衡,使其非常适合大规模平台上的实时网络欺凌检测。这样就可以更快地进行干预,保护用户,特别是弱势群体,免受骚扰和虐待,从而建立更安全的数字环境,改善用户的整体福祉。
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引用次数: 0
Reliability and Validity Analysis of the AMAS-Mobile for Assessing Anxiety in Mexican Higher Education Students 墨西哥高等教育学生焦虑量表的信效度分析
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-06 DOI: 10.1155/hbe2/5510433
María Luisa González-Ramírez, Luis A. Padilla-López, Juan Pablo García-Vázquez, Adriana Sánchez-Yescas, Daniela Gracia-Montaño, Marcela D. Rodríguez, Jorge Eduardo Ibarra-Esquer, Cecilia Curlango, Daniel Cuevas González

Anxiety is a prevalent issue among university students, with recent studies indicating that one in three students experiences it or another emotional disorder. To address this, the use of standardized scales has been proposed to assess anxiety in this population. However, large-scale assessment remains challenging due to the lack of digital tools that facilitate widespread application. Traditional paper-based scales are time-consuming to administer and difficult to analyze efficiently. This article introduces AMAS-Mobile, a digital version of the AMAS-C scale designed for mobile devices, and presents its evaluation of validity and reliability through a nonexperimental exploratory study with Mexican university students between the ages of 18 and 50. This evaluation implies that a statistical analysis was conducted, which included calculating McDonald’s omega coefficient (ω) to assess reliability, as well as performing an exploratory factor analysis (EFA) and a confirmatory factor analysis (CFA) to evaluate validity. The AMAS-Mobile is reliable since ω = 0.87, indicating satisfactory internal consistency for both the overall instrument and the individual subscales. EFA revealed a four-factor structure, explaining 37.48% of the total variance. In addition, CFA indicated that the model fit accuracy index was analyzed (χ2 = 2055.554, p < 0.001), indicating differences between the observed and expected matrices. A model fit analysis was also performed (RMSEA = 0.056; CFI = 0.794), which indicated that the model presented an adequate fit but was outside the expected range. This finding suggests a new arrangement of items.

焦虑在大学生中是一个普遍的问题,最近的研究表明,三分之一的学生经历过焦虑或其他情绪障碍。为了解决这个问题,已经提出使用标准化的量表来评估这一人群的焦虑。然而,由于缺乏促进广泛应用的数字工具,大规模评估仍然具有挑战性。传统的纸质量表管理耗时长,难以有效分析。本文介绍了专为移动设备设计的AMAS-C量表的数字版本AMAS-Mobile,并通过对墨西哥18 - 50岁大学生的非实验探索性研究,对其效度和信度进行了评估。该评价意味着进行了统计分析,其中包括计算麦当劳的ω系数(ω)来评估信度,以及进行探索性因素分析(EFA)和验证性因素分析(CFA)来评估效度。AMAS-Mobile是可靠的,因为ω = 0.87,表明整体仪器和单个子量表的内部一致性令人满意。EFA呈现四因子结构,解释总方差的37.48%。此外,CFA表示模型拟合精度指数进行了分析(χ2 = 2055.554, p < 0.001),表明观察到的矩阵与期望的矩阵存在差异。我们还进行了模型拟合分析(RMSEA = 0.056; CFI = 0.794),表明模型拟合足够,但超出了预期范围。这一发现暗示了一种新的项目安排。
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引用次数: 0
Mapping the Landscape of Online Discrimination: An Integrated Transdisciplinary Approach 绘制网络歧视的景观:一个综合的跨学科方法
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-06 DOI: 10.1155/hbe2/6627162
Chiara Imperato, Tiziana Mancini

Online discrimination is an alarming phenomenon that draws growing attention across academic disciplines. However, this interest has led to fragmented knowledge, with research often confined within disciplinary boundaries. This study introduces an innovative hybrid approach that combines a scoping review with textual analysis to bridge this gap by (1) mapping the existing literature, (2) identifying key concepts across disciplines, and (3) offering an open, interactive tool for scholars, policymakers, and professionals. Following PRISMA guidelines, we selected 374 scientific publications from 2011 to 2024 across diverse fields (i.e., arts and humanities, history, information and communication technology, law, medicine, psychology, and social sciences). Then, key concepts were identified through textual analysis of the titles and abstracts of the selected contributions, revealing five thematic classes: “consequences on mental health,” “online discrimination detection,” “critical political discourse,” “laws and regulations,”, and “perceptions and reactions.” For each class, we conducted a similarity analysis to further explore its structure and associations. Based on our findings, we propose a transdisciplinary framework to better understand online discrimination and provide a publicly accessible interactive tool and database for further exploration. This tool enables practitioners to perform targeted analyses and support evidence-based decision-making.

网络歧视是一个令人担忧的现象,越来越受到各学科的关注。然而,这种兴趣导致了知识的碎片化,研究往往局限于学科界限内。本研究引入了一种创新的混合方法,将范围审查与文本分析相结合,通过以下方式弥合这一差距:(1)绘制现有文献图;(2)确定跨学科的关键概念;(3)为学者、政策制定者和专业人士提供一个开放的、互动的工具。根据PRISMA的指导方针,我们选择了2011年至2024年间不同领域(即艺术与人文、历史、信息与通信技术、法律、医学、心理学和社会科学)的374篇科学出版物。然后,通过对所选文章的标题和摘要进行文本分析,确定了关键概念,揭示了五个主题类别:“对心理健康的影响”、“在线歧视检测”、“批判性政治话语”、“法律法规”和“感知和反应”。对于每个类,我们进行了相似性分析,以进一步探索其结构和关联。基于我们的研究结果,我们提出了一个跨学科的框架,以更好地理解在线歧视,并提供一个公开访问的互动工具和数据库,以供进一步探索。该工具使从业者能够执行有针对性的分析并支持基于证据的决策。
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引用次数: 0
A Deep Dive Into the Role of Organizational Culture in AI Integration Within FinTech: A Comprehensive Analysis 金融科技企业组织文化在人工智能整合中的作用:综合分析
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-03 DOI: 10.1155/hbe2/6067964
Raed Walid Al-Smadi

The study examines the associations between the adoption of AI, worker training, customer communication by the adoption of AI, and regulatory awareness and customer satisfaction in the Jordan context. Through the application of SmartPLS software on 308 participants who have knowledge of the variables, the study findings provide the centrality of the adoption of AI, worker training, and customer communication to customer satisfaction. Organizational culture also has the key role to play as the moderator between the adoption of AI and customer satisfaction. The study findings provide insightful policy recommendations to practitioners and policy implementers in the context of the first Arab Kingdom to embed the adoption of AI, prioritize worker education, and maintain the positive organizational culture to obtain customer satisfaction and realize the long-term business goals.

该研究考察了在约旦的情况下,人工智能的采用、工人培训、采用人工智能的客户沟通、监管意识和客户满意度之间的关系。通过对308名了解变量的参与者应用SmartPLS软件,研究结果提供了采用人工智能,工人培训和客户沟通对客户满意度的中心作用。组织文化在人工智能的采用和客户满意度之间也起着关键的调节作用。研究结果为第一个阿拉伯王国的从业者和政策执行者提供了深刻的政策建议,以嵌入人工智能的采用,优先考虑工人教育,并保持积极的组织文化,以获得客户满意度和实现长期业务目标。
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引用次数: 0
Inside the Lives of Spanish Children and Adolescents: Exploring Daily Activities, Social Media Behaviors, and Video Game Use 西班牙儿童和青少年的生活内部:探索日常活动,社交媒体行为和视频游戏使用
IF 3 Q1 PSYCHOLOGY, MULTIDISCIPLINARY Pub Date : 2025-10-02 DOI: 10.1155/hbe2/5312147
Mireia Orgilés, Víctor Amorós-Reche, Jose A. Piqueras, Alexandra Morales, Jose P. Espada

Recent research highlights an increasing trend of technology-based activities gaining popularity among children and adolescents. In particular, social media and video game usage, when dysfunctional, have shown potential to develop into addictive behaviors that may negatively impact mental health. This study was aimed at exploring and comparing, based on developmental stages and gender, the involvement of children and adolescents in daily activities, mobile phone ownership with internet access, social media behaviors, problematic social media use (PSMU), and internet gaming disorder (IGD). The study surveyed a sample of 5652 children and adolescents aged 9–16 from all Spanish autonomous communities. Daily routines primarily included sports or exercise, using social media, chatting with family, and watching TV, with variations across age groups and genders. Approximately half of the children and almost all adolescents owned a mobile phone, with findings indicating that the age of first ownership is progressively decreasing. Age-based differences in social media behaviors were observed, with higher usage among adolescents but no significant differences or even a slightly higher presence of some problematic behaviors among younger children. Girls generally used social media more frequently than boys, while boys engaged in video gaming to a greater extent. PSMU was identified in 6% of children and adolescents who use social media, while 2.4% of adolescents who play video games self-report symptoms aligned with IGD. These findings provide insights into current patterns of technology use among youth, highlighting the presence of addictive tendencies associated with social media and video games.

最近的研究表明,以技术为基础的活动越来越受到儿童和青少年的欢迎。特别是,社交媒体和视频游戏的使用,如果功能失调,有可能发展成成瘾行为,可能对心理健康产生负面影响。本研究旨在探讨和比较儿童和青少年在发展阶段和性别基础上的日常活动参与、手机上网、社交媒体行为、问题社交媒体使用(PSMU)和网络游戏障碍(IGD)。该研究调查了来自西班牙所有自治区的5652名9-16岁的儿童和青少年。日常活动主要包括运动或锻炼、使用社交媒体、与家人聊天、看电视,不同年龄组和性别的活动也有所不同。大约一半的儿童和几乎所有的青少年拥有手机,调查结果表明,首次拥有手机的年龄正在逐渐下降。观察到社交媒体行为的年龄差异,青少年的使用率较高,但年龄较小的儿童没有显著差异,甚至一些问题行为的存在程度略高。女孩通常比男孩更频繁地使用社交媒体,而男孩更频繁地玩电子游戏。在使用社交媒体的儿童和青少年中,有6%的人患有PSMU,而在玩电子游戏的青少年中,有2.4%的人自我报告的症状与IGD相符。这些发现提供了对当前青少年技术使用模式的见解,突出了与社交媒体和视频游戏相关的成瘾倾向的存在。
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Human Behavior and Emerging Technologies
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