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Perceptions Regarding Digital Payments in Online Shopping amongst Millennials in KwaZulu-Natal, South Africa 南非夸祖鲁-纳塔尔省千禧一代对网上购物中数字支付的看法
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v4i1.1047
Themba Zitha, Darry Penceliah
Contemporary business continues to leverage the opportunities of internet connectivity for marketing, sales, and visibility. Digital payment plays an imperative role in online shopping transactions. With the evolution of online shopping, there has been a paradigm shift from traditional payment methods to a faster digital payment method. This paper assesses millennials’ perceptions of digital payments for online shopping. A cross-sectional study was undertaken using a quantitative method. Three hundred and ninety-three millennials completed a self-administered questionnaire. Descriptive and inferential statistical methods were utilised to summarise and analyse the results. Respondents used different types of digital payments for online shopping, namely, credit card, debit card, micropayment, digital wallet, PayPal, Bitcoin, and in-app purchase. Some of the challenges pertaining to digital payment methods are security, privacy, and trust issues. There is a dire need to develop various interventions and strategies such as standardisation of the browser and device support to educate consumers, integrate more banks, develop synergy with credit card companies, reduce fees for low-risk transactions, make digital payment easier, and personalise the digital payment process and its value chain to make digital payments more secure and safe for effective transaction and online payments.
当代企业继续利用互联网连接的机会进行营销、销售和知名度。数字支付在网上购物交易中起着至关重要的作用。随着网上购物的发展,人们已经从传统的支付方式转向了更快的数字支付方式。本文评估了千禧一代对网上购物数字支付的看法。采用定量方法进行横断面研究。333名千禧一代完成了一份自我管理的问卷。采用描述性和推断性统计方法对结果进行总结和分析。受访者使用不同类型的数字支付进行网上购物,即信用卡、借记卡、小额支付、数字钱包、PayPal、比特币和应用内购买。与数字支付方式相关的一些挑战是安全、隐私和信任问题。迫切需要制定各种干预措施和策略,如浏览器和设备支持的标准化,以教育消费者,整合更多的银行,发展与信用卡公司的协同作用,降低低风险交易的费用,使数字支付更容易,个性化数字支付过程及其价值链,使数字支付更安全,更有效地进行交易和在线支付。
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引用次数: 0
An Assessment of University in Entrepreneurship Training as a Means of Reducing Youth Unemployment in South Africa: A Case of Durban University of Technology 大学创业培训作为减少南非青年失业手段的评估:以德班理工大学为例
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v5i1.1248
Priscilla Musariwa, Faith Tinonetsana
Youth entrepreneurship is considered an important factor in economic growth, job creation, and poverty alleviation. Although youth entrepreneurship is considered a key to addressing unemployment, the youth unemployment rate remains worrisome in developing countries. This paper assessed the entrepreneurship training in universities as a means of reducing youth unemployment. Youth unemployment is an impediment to inclusive economic development, limits the earning potential and future prospects of a new generation of South Africans, stymies business growth, threatens social cohesion, and puts pressure on government resources. Data was collected from the Durban University of Technology students in Durban. A qualitative approach was adopted in which semi structured interviews were used to obtain an understanding of the importance of universities in reducing the rate of unemployment in South Africa. In addition, nonprobability sampling, specifically purposive was used in the study to select the Durban University of Technology’s benefiting students from the Durban Entrepreneurship Centre. The data collected was coded and analysed using thematic analysis. The findings revealed that universities play a crucial role in supporting youth entrepreneurship in South Africa, which has led to a reduction in the rate of unemployment in South Africa. Findings were categorised into themes. Universities’ effort to reduce unemployment has yielded positive results, however, both the students and the universities are faced with a number of challenges. It is recommended that universities work together with the government to design strategies that help to reduce unemployment in South Africa.
青年创业被认为是经济增长、创造就业和减轻贫困的重要因素。尽管青年创业被认为是解决失业问题的关键,但发展中国家的青年失业率仍然令人担忧。本文评估了大学创业培训作为减少青年失业的一种手段。青年失业是包容性经济发展的障碍,限制了新一代南非人的收入潜力和未来前景,阻碍了商业增长,威胁到社会凝聚力,并给政府资源带来压力。数据是从德班的德班理工大学的学生中收集的。采用了一种定性方法,其中使用半结构化访谈来了解大学在降低南非失业率方面的重要性。此外,在研究中使用了非概率抽样,具体目的是选择德班理工大学的受益学生从德班创业中心。对收集的数据进行编码,并使用专题分析进行分析。调查结果显示,大学在支持南非青年创业方面发挥着至关重要的作用,这导致了南非失业率的下降。研究结果按主题分类。大学减少失业的努力已经产生了积极的结果,然而,学生和大学都面临着许多挑战。建议大学与政府合作设计有助于减少南非失业的战略。
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引用次数: 0
The Benefits and Challenges of the Gig Economy: Perspective of Gig Workers and Small Medium and Micro Enterprises (SMMEs) in South Africa 零工经济的好处和挑战:南非零工工人和中小微企业的视角
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v5i1.1051
Sudhika Palhad, S. Onwubu, Rasmi Singh, Rookmoney Thakur, Surendra Thakur, G. Mkhize
Digital work, otherwise referred to as 'gig' work, is heralded as a useful strategy that could help bridge the unemployment rate in South Africa by connecting job seekers and business organisations across the global spectrum. The purpose of this paper was to explore the benefits and challenges of the gig economy on SMMEs in South Africa. In this study, an interpretive research paradigm was followed to explore the benefits and challenges of the gig economy in the SMMEs in South Africa. Semi-structured focus group interviews were conducted with 20 participants, consisting of thirteen gig workers (n=13) and seven business organization employees (n=7). The data collected were thematically analysed with the aid of NVivo v12 software (QSR International Pty Ltd, 2015). The participants held the view that the gig economy can promote business growth and economic inclusion, and help organisations better manage their resources. While gig work offers some advantages, the participants highlighted concerns surrounding the lack of clear policy, occupational vulnerability, precarity, platform-based work, and the risks of gig work. The study suggests that gig work is critical to advancing the growth of Small, Medium, and Micro Enterprises (SMMEs) in South Africa.
数字工作,也被称为“零工”工作,被认为是一种有用的策略,可以通过连接全球范围内的求职者和商业组织,帮助解决南非的失业率问题。本文的目的是探讨南非零工经济对中小企业的好处和挑战。本研究采用解释性研究范式,探讨了南非中小企业零工经济的好处和挑战。对20名参与者进行了半结构化的焦点小组访谈,其中包括13名零工(n=13)和7名商业组织员工(n=7)。收集的数据在NVivo v12软件(QSR International Pty Ltd, 2015)的帮助下进行了主题分析。与会者认为,零工经济可以促进商业增长和经济包容,帮助组织更好地管理资源。虽然零工有一些优势,但与会者强调了缺乏明确政策、职业脆弱性、不稳定性、基于平台的工作以及零工的风险等问题。研究表明,零工对于促进南非中小微企业的发展至关重要。
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引用次数: 1
Research Integrity and Ethical Challenges in African Higher Education 非洲高等教育的研究诚信与伦理挑战
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v3i1.979
S. Krishna
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引用次数: 0
The Role of Academic Researcher Coaching in Enhancing Innovation and Knowledge Production in Higher Education Institutions (HEIs) in South Africa 学术研究人员培训在南非高等教育机构(HEIs)加强创新和知识生产中的作用
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v4i1.1053
T. Petrus
Perhaps the most significant global impact of the Covid-19 pandemic is that it has catalysed accelerated innovation and change across various sectors. Businesses have had to pivot and innovate to survive in the “new normal”, medical and health care industries have had to adapt rapidly in order to stay ahead of the growing global health crisis brought on by the pandemic, and governments have had to think out of the box to manage the political, social and economic challenges engendered by Covid-19. Amidst all of this, the Higher Education sector has also been forced to adapt to the challenges of the pandemic. In the South African context, innovation in higher education has focused mostly on teaching and learning, specifically the accelerated shift from traditional face-to-face teaching to the use of online learning platforms. However, what has been neglected is innovation in knowledge production and research. This article explores the role of academic researcher coaching as a support mechanism to enhance innovation and knowledge production through postgraduate academic research. It is argued that academic researcher coaching will become an increasingly valuable tool to provide holistic support to researchers, and that complements the traditional research supervisor role.
2019冠状病毒病大流行对全球最重大的影响可能是,它加速了各个部门的创新和变革。企业为了在“新常态”中生存,必须进行转型和创新;医疗和卫生保健行业必须迅速适应,以领先于疫情带来的日益严重的全球卫生危机;政府必须打破常规,应对新冠肺炎带来的政治、社会和经济挑战。在所有这一切中,高等教育部门也被迫适应大流行病的挑战。在南非的背景下,高等教育的创新主要集中在教与学上,特别是从传统的面对面教学到使用在线学习平台的加速转变。然而,知识生产和研究的创新却被忽视了。本文探讨了科研人员辅导作为一种支持机制,在研究生学术研究中促进创新和知识生产的作用。作者认为,学术研究人员指导将成为一种越来越有价值的工具,为研究人员提供全面的支持,并补充传统的研究主管角色。
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引用次数: 1
Post Covid-19: The new (ab)normal in South African Higher Education – Challenges with Emergency Remote Learning 后Covid-19:南非高等教育的新常态——紧急远程学习的挑战
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v4i1.1008
D. Moodley
The pandemic has compelled Higher Education Institutions around the world to resort to Emergency Remote Learning (ERL). This abrupt ‘pivot to online’ learning has exacerbated existing challenges in Higher Education, particularly in South Africa. This paper interrogates whether the sudden move to ERL has compounded or ameliorated existing academic challenges for students in Higher Education Institutions. The study summarised herein draws on ‘critical humanising pedagogy’, an approach that centres student needs in the teaching and learning process. In employing student experiences and perceptions of ERL, the study adopted a qualitative approach, with specific focus on students from one of SA’s top five universities. A perturbing finding is that teaching and learning under ERL has regressed into impersonal methodologies, devoid of any notion of pedagogy as the science and art of teaching. More unsettling is that ERL has alienated and disengaged students from learning as a collaborative process. The increased transactional distance between students and academics has desensitised the latter to the peculiar challenges students encounter in the virtual classroom. The study recommends Higher Education should consider student difficulties in adapting to online remote learning and find ways of fostering student-centred pedagogy in virtual classrooms.
疫情迫使世界各地的高等教育机构采取紧急远程学习(ERL)。这种突然的“转向在线”学习加剧了高等教育的现有挑战,特别是在南非。本文探讨了突然转向ERL是否加剧或改善了高等院校学生面临的学术挑战。本文总结的研究借鉴了“批判性人性化教学法”,这是一种在教学和学习过程中以学生需求为中心的方法。在利用学生的经验和对ERL的看法时,该研究采用了定性方法,特别关注来自南非前五所大学之一的学生。一个令人不安的发现是,在ERL下的教学已经回归到非个人的方法,缺乏作为教学科学和艺术的教育学的任何概念。更令人不安的是,ERL已经疏远了学生,使他们脱离了作为合作过程的学习。学生与学者之间交易距离的增加使后者对学生在虚拟课堂中遇到的特殊挑战失去了敏感度。该研究建议高等教育应该考虑到学生在适应在线远程学习方面的困难,并找到在虚拟教室中培养以学生为中心的教学法的方法。
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引用次数: 2
Challenges Impacting Higher Education Leaders in Achieving the Sustainable Development Goal of Quality Education in South Africa 影响高等教育领导者实现南非优质教育可持续发展目标的挑战
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v5i1.1178
S. Pramjeeth, Dominique Nupen, Jayseema Jagernath
Developing economies such as South Africa face numerous challenges to achieve sustainability within higher education (HE). This study examined the key challenges facing leaders within HE institutions (HEIs) in South Africa, as they aim to contribute significantly towards the achievement of Sustainable Development Goal 4 related to quality education. Using a qualitative research design, the study surveyed 75 leaders in various South African HEIs using an online survey platform. The findings revealed two overarching challenges across public and private institutions: an absence of strong leadership and a complex sociopolitical context. Within public institutions, additional challenges related to bureaucracy, outdated curricula, resourcing, and values were noted. Within private institutions, bureaucracy was also observed, as well as the digital divide; curricula and foundation; finance and affordability; inequitable access; lack of resourcing, benefits, and support.
南非等发展中经济体在实现高等教育的可持续性方面面临着许多挑战。本研究考察了南非高等教育机构(HEIs)领导人面临的主要挑战,因为他们的目标是为实现与优质教育相关的可持续发展目标4做出重大贡献。该研究采用定性研究设计,使用在线调查平台对南非各高等教育机构的75名领导人进行了调查。调查结果揭示了公共和私营机构面临的两大挑战:缺乏强有力的领导和复杂的社会政治背景。在公共机构内,与官僚主义、过时的课程、资源和价值观有关的额外挑战被注意到。在私人机构内部,官僚主义和数字鸿沟也被观察到;课程及基础;财政和负担能力;不公平的访问;缺乏资源、利益和支持。
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引用次数: 0
The Potential of Goat Meat Acceptance by Young Adults in South Africa 南非年轻人接受山羊肉的潜力
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v4i1.1043
Karin Palmér, A. Naicker, U. Kolanisi
Recent global meat consumption trends report an increase in goat meat consumption as a protein source; however, consumption is not popular in South Africa. Despite goat meat being a nutritious and sustainable source, the willingness to consume goat meat as an acceptable protein source among young adults is not known. The study aims to explore factors that may prevent goat meat consumption and determine the potential for goat meat consumption among young adults from a rural and urban university in KwaZulu-Natal, South Africa. An online meat consumption survey was developed and disseminated through email to students (n=416). Goat meat consumption by young adults was reported to be mainly due to cultural practices. Although most of the participants consumed goat meat, the frequency of consumption was lower than that of chicken, beef and pork. Key barriers to goat meat consumption included a lack of availability, unappealing aroma and allergies. The findings indicated the potential to promote goat meat availability at retail outlets in South Africa, specifically through value-added convenience products. An integrated approach, including consumer education and the increasing availability of goat meat and value-added products, will improve the consumption of this sustainable and nutritious protein source.
最近的全球肉类消费趋势显示,作为蛋白质来源的山羊肉消费量有所增加;然而,消费在南非并不受欢迎。尽管山羊肉是一种营养丰富且可持续的来源,但目前尚不清楚年轻人是否愿意将山羊肉作为一种可接受的蛋白质来源。该研究旨在探索可能阻止山羊肉消费的因素,并确定来自南非夸祖鲁-纳塔尔省一所农村和城市大学的年轻人食用山羊肉的潜力。制定了一项在线肉类消费调查,并通过电子邮件发送给学生(n=416)。据报道,年轻人食用山羊肉主要是由于文化习俗。虽然大多数参与者食用山羊肉,但食用频率低于鸡肉,牛肉和猪肉。山羊肉消费的主要障碍包括缺乏可用性,不吸引人的气味和过敏。研究结果表明,在南非的零售店,特别是通过增值便利产品,有可能促进山羊肉的供应。综合方法,包括消费者教育和增加山羊肉和增值产品的供应,将改善这种可持续和营养丰富的蛋白质来源的消费。
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引用次数: 0
Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa 学习财务和商业技能,促进南非非正规街头贸易中女性必需品企业家的可持续发展
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v5i1.997
M. Cloete, S. Maistry, Shakila Singh
Western-centric studies on opportunity-based entrepreneurship have dominated the literature on female entrepreneurs. Existing research has also tended to focus on the experiences of women in the formal rather than the informal sector. In this article, we examine female necessity entrepreneurs' experiences of learning financial and business skills in the informal street trade in South Africa. The theoretical framework for this research, which was located within a critical feminist paradigm and used a feminist phenomenological design, drew on African feminisms, resilience, and informal learning. Phenomenological, in-depth, face-to-face interviews were conducted with a convenience sample of twelve women in the informal street trade in the Durban area of KwaZulu-Natal, to capture the essence of their experiences of running their businesses. The main findings showed that poor black women, especially those trading without permits in the informal street trade, faced multiple challenges, but were able to learn some of the financial and business skills necessary for survival. However, this learning was reactive, problem-centred, observation based, imitative, and partial. These findings emphasised the need for these entrepreneurs to upgrade their financial and business skills in order for their businesses to remain sustainable. The study recommended various targeted policy initiatives to support female necessity entrepreneurs.
以西方为中心的以机会为基础的创业研究主导了关于女性企业家的文献。现有的研究也倾向于把重点放在正式部门而不是非正式部门妇女的经历上。在本文中,我们考察了女性必需品企业家在南非非正规街头贸易中学习金融和商业技能的经验。本研究的理论框架位于批判性女权主义范式中,并使用了女权主义现象学设计,借鉴了非洲女权主义、弹性和非正式学习。对在夸祖鲁-纳塔尔省德班地区从事非正规街头贸易的12名妇女进行了现象学的、深入的面对面访谈,以了解她们经营企业的经验精髓。主要调查结果表明,贫穷的黑人妇女,特别是那些在非正规街头交易中没有许可证的人,面临着多重挑战,但能够学习一些生存所必需的金融和商业技能。然而,这种学习是被动的、以问题为中心的、基于观察的、模仿的和部分的。这些调查结果强调,这些企业家需要提高他们的财务和商业技能,以使他们的企业保持可持续发展。该研究建议了各种有针对性的政策举措,以支持女性必需品企业家。
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引用次数: 0
Situating Inquiry Pedagogical Practices in the Classroom to Foster a High-Impact Research-Minded Learning Experience 将研究性教学实践置于课堂中,培养具有高影响力的研究性学习体验
Pub Date : 1900-01-01 DOI: 10.51415/ajims.v4i1.1030
M. Serekoane, Hellen Agumba, Corlia Janse van Vuuren
Undergraduate programmes should provide students with meaningful learning opportunities to acquire a range of knowledge, skills, and attributes. Within the current, fast, and ever-changing environments of learning, a student’s acquisition of self-reflection, problem-solving and critical thinking skills – and ultimately the ability to undertake an independent academic inquiry – is more evident than ever before. In this article, the authors imagine a shift in the traditional notion of the classroom as a space of knowledge dissemination, to the classroom becoming a space of knowledge creation It is within this space that differences intersect, influence each other, and hybridize in pursuit of inquiry-minded (and meaningful) learning experiences. The authors argue that adopting a reflexive pedagogic approach, underscored by the notion of inquiry-based learning, best aids the development of a student’s required skill set. In the reflexive context, lecturers and students are collaborators in the learning and teaching process through mutual inquiry. Based on Paulo Freire’s notion of critical pedagogy and supported by undergraduate research as a high-impact practice, reflexive pedagogical practices stimulate students’ agency, interest and performance – creating opportunities to establish baseline research skills on undergraduate level. This article is a conceptual exploration positioning inquiry-based learning, through reflexive practices, as part of the undergraduate curriculum at all three levels of undergraduate progression. Progression and the development of inquiry skills are proposed through structured inquiry in the first year, guided inquiry during the second year, and open inquiry at the third-year level.
本科课程应该为学生提供有意义的学习机会,以获得一系列的知识、技能和属性。在当前快速且不断变化的学习环境中,学生获得自我反思,解决问题和批判性思维技能-以及最终进行独立学术探究的能力-比以往任何时候都更加明显。在这篇文章中,作者想象了一种转变,从传统的课堂作为知识传播的空间,到课堂成为知识创造的空间。在这个空间中,差异相交,相互影响,并在追求探究性(和有意义的)学习体验中杂交。作者认为,采用反思性的教学方法,强调以探究为基础的学习概念,最有助于学生所需技能的发展。在反身性语境中,教师和学生通过相互探究成为学习和教学过程中的合作者。基于保罗·弗莱雷(Paulo Freire)的批判性教学法概念,并以本科生研究作为高影响力实践的支持,反思性教学实践激发了学生的能动性、兴趣和表现——创造了在本科生水平上建立基线研究技能的机会。这篇文章是一个概念性的探索,定位探究性学习,通过反思性实践,作为本科三个阶段课程的一部分。通过第一年的结构化探究,第二年的指导性探究和第三年的开放性探究,提出了探究技能的进步和发展。
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引用次数: 0
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African Journal of Inter/Multidisciplinary Studies
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