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Book Review: Keeanga-Yamahtta Taylor, Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership 书评:Keeanga Yamahtta Taylor,《利润竞赛:银行和房地产行业如何破坏黑人住房所有权》
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-03-01 DOI: 10.1177/15356841211006494
Valerie E Stahl
If simplified, twentieth-century United States housing policy could be boiled down to two intersecting principles: the federal government’s facilitation of homeownership through Federal Housing Administration (FHA) loans, and the systematic exclusion of people of color, particularly of African Americans, from accessing such programs. Housing and community development scholars are all too familiar with how federal policies and the real estate industry have worked together to create segregated cities and suburbs. In the years following white flight, however, African American homeownership in urban neighborhoods is seldom discussed. In Race for Profit, Keeanga-Yamahtta Taylor describes an unfamiliar period of federal housing policy that occurred under familiar terms. The more familiar story is how poor African American families with extremely limited access to housing options were exploited via the private ecosystem of lenders, real estate agents, and property owners that sustained the federal program. What is novel about Taylor’s account are the details of the short-lived Section 235 program, which facilitated homeownership loans to poor and working-class individuals, many of whom were Black women. The HUD Act of 1968 included a provision that created the Section 235 program, which provided subsidies directly to private lenders so that lower-income home buyers could in turn access credit and mortgage interest rates that were as low as 1 percent. Just as municipalities phased out redlining and created lending opportunities in urban neighborhoods, the HUD Act of 1968 opened up FHA loans to a class of buyers who were previously excluded from homeownership. To theorize what took place under the Section 235 and similar programs, Taylor uses the concise and compelling term predatory inclusion, which she describes as granting African Americans access to publicly subsidized financial services while also ignoring how structural racism that was deeply embedded in the housing market would serve to further disadvantage Black homeowners. As Taylor puts it, “where white housing was seen as an asset developed through inclusion and the accruable possibilities of its surrounding property, Black housing was marked by its distress and isolation, where value was extracted, not imbued” (p. 11). The concept of predatory inclusion is best encapsulated in Taylor’s vivid descriptions of what families endured as they tried to gain access to the American Dream. Under Section 235, no contact with HUD or other government officials was required, and potential homeowners often exclusively worked with private mortgage lenders and real estate agents. Taylor details how many were unwittingly steered into homeownership, often in cases where prices were artificially inflated and properties were in a state of deep disrepair. She recounts the story of the mother of nine in Paterson, NJ, who bought a home with a faulty plumbing system for $12,500 after it was sold to a broker earlier th
如果简化的话,20世纪的美国住房政策可以归结为两个相互交叉的原则:联邦政府通过联邦住房管理局(FHA)贷款促进住房拥有,以及系统地排斥有色人种,特别是非裔美国人,使其无法获得此类计划。住房和社区发展学者都非常熟悉联邦政策和房地产行业是如何合作创建隔离城市和郊区的。然而,在白人逃亡后的几年里,非裔美国人在城市社区的住房所有权很少被讨论。在《利润竞赛》一书中,Keeanga Yamahtta Taylor描述了一段陌生的联邦住房政策时期,这段时期是在熟悉的条件下发生的。更为人熟悉的故事是,获得住房选择极其有限的贫穷非裔美国家庭是如何通过贷款人、房地产经纪人和房地产所有者的私人生态系统被利用的,这些生态系统维持了联邦计划。泰勒的叙述新颖之处在于短命的第235条计划的细节,该计划为穷人和工薪阶层提供了住房贷款,其中许多是黑人女性。1968年的《住房和城市发展部法案》包括一项创建第235条计划的条款,该计划直接向私人贷款人提供补贴,以便低收入购房者能够获得低至1%的信贷和抵押贷款利率。就在市政当局逐步取消红线并在城市社区创造贷款机会之际,1968年的《住房和城市发展部法案》向一类以前被排除在住房所有权之外的购房者开放了联邦住房管理局的贷款。为了对第235条和类似计划下发生的事情进行理论化,泰勒使用了一个简洁而令人信服的术语“掠夺性包容”,她将其描述为允许非裔美国人获得公共补贴的金融服务,同时也忽视了住房市场中根深蒂固的结构性种族主义将如何进一步使黑人房主处于不利地位。正如泰勒所说,“白人住房被视为一种通过包容及其周围财产的可累积可能性而发展起来的资产,而黑人住房则以其痛苦和孤立为标志,价值是提取而非注入的”(第11页)。掠夺性包容的概念最好地体现在泰勒对家庭在试图实现美国梦时所忍受的痛苦的生动描述中。根据第235条,不需要与住房和城市发展部或其他政府官员联系,潜在房主通常只与私人抵押贷款机构和房地产经纪人合作。泰勒详细介绍了有多少人在不知不觉中被引导买房,通常是在价格被人为抬高、房产年久失修的情况下。她讲述了新泽西州帕特森市一位九个孩子的母亲的故事,她以12500美元的价格买下了一套水管系统有故障的房子,当天早些时候,这套房子以9000美元的价格卖给了一位经纪人。或者是费城的一位单身母亲,她很快被迫用联邦住房管理局支持的贷款买房,只获得了1006494 CTYXX10.1177/155366841211006494城市与社区图书评论书评2021
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引用次数: 1
Afterword 后记
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-03-01 DOI: 10.1111/cico.12508
Victoria Reyes
This special issue serves as a much–needed platform to interrogate the role of theory and the Global South in urban research. The editors call for a new global urban sociology that decenters the US as the point of reference and constructs theory on the basis of non–US, not just US, cities. Theorizing urban life should not be unidirectional, as is often the case when US concepts are exported uncritically to cities elsewhere. Cities in the Global South are important cases for theorizing and understanding urban life more generally, and findings from these cities apply beyond the cases themselves. They can even be used to better understand urban life within the US. The editors take inspiration from Raymond Williams’ work
这期特刊为探讨理论和全球南方在城市研究中的作用提供了一个急需的平台。编辑们呼吁建立一种新的全球城市社会学,将美国作为参考点,并在非美国(而不仅仅是美国)城市的基础上构建理论。城市生活的理论化不应该是单向的,就像美国的概念不加批判地输出到其他地方的城市时经常出现的情况一样。全球南方的城市是理论化和更广泛地理解城市生活的重要案例,这些城市的研究结果超出了案例本身。它们甚至可以用来更好地理解美国的城市生活。编辑们从雷蒙德·威廉姆斯的作品中获得灵感
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引用次数: 0
Book Review: Emir Estrada, Kids at Work: Latinx Families Selling Food on the Streets of Los Angeles 书评:埃米尔·埃斯特拉达,《工作中的孩子:洛杉矶街头卖食物的拉丁裔家庭》
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-03-01 DOI: 10.1177/15356841211006495
E. Macias, Joanna Dreby
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引用次数: 0
Racial/Ethnic Segregation and Urban Inequality in Kansas City, Missouri: A Divided City 密苏里州堪萨斯城的种族/族裔隔离和城市不平等:一个分裂的城市
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-02-17 DOI: 10.1177/1535684121990799
Jesús M. González-Pérez
Racial/ethnic segregation is a cause of urban inequality. This, in turn, perpetuates disadvantaged groups’ spatial segregation and difficulty in upward mobility. Planned racial and social segregation through a process of redlining almost one hundred years ago is fundamental to understanding today’s patterns of urban inequality. The aim of this study is to analyze the links between racial/ethnic segregation and inequality in Kansas City (MO). After studying the origins and significance of redlining in the city, an analysis is made of the distribution and segregation of the African American and Hispanic populations at an intra-urban level in addition to an analysis of urban inequality at a census tract level, using economic and housing indicators. We conclude that Kansas City is a divided city. The processes of segregation and inequality are clearly interrelated. The historical redlining map of racial segregation is reflected in today’s socio-spatial map of inequality.
种族/民族隔离是城市不平等的一个原因。这反过来又使弱势群体的空间隔离和向上流动的困难永久化。近100年前通过划红线的过程有计划的种族和社会隔离,是理解当今城市不平等模式的基础。本研究的目的是分析堪萨斯城(MO)种族/民族隔离与不平等之间的联系。在研究了城市中划红线的起源和意义之后,除了使用经济和住房指标分析人口普查区的城市不平等之外,还分析了非裔美国人和西班牙裔人口在城市内部的分布和隔离。我们得出结论,堪萨斯城是一个分裂的城市。种族隔离和不平等的过程显然是相互关联的。历史上种族隔离的红线地图反映在今天的社会空间不平等地图上。
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引用次数: 3
New Faces, New Neighbors? How Latino Population Growth and Lending Expansion Shapes the Neighborhood Racial and Ethnic Composition for White and Latino Homebuyers 新面孔,新邻居?拉丁裔人口增长和贷款扩张如何影响白人和拉丁裔购房者的社区种族和民族构成
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-02-03 DOI: 10.1177/1535684120981344
Allen Hyde, Mary J. Fischer
Fueled by increased socioeconomic status (SES), geographic mobility, and access to lending, Latino home buying expanded during the recent housing boom. However, less is known about the types of neighborhoods Latino homebuyers accessed during this time. To address this gap, we explore how SES, mortgage type, and the metropolitan racial and ethnic context affected the racial and ethnic composition of neighborhoods for new white and Latino homeowners. We use data from the Home Mortgage Disclosure Act to explore these processes in 317 U.S. metropolitan areas from 2000 to 2010. Overall, we find evidence supporting both spatial assimilation theory and place stratification theory: while increased SES and loan amounts led to more white neighbors for both white and Latino homebuyers, subprime loans and the racial and ethnic context of metropolitan areas continue to constrain neighborhood attainment for Latinos.
在社会经济地位(SES)、地理流动性和贷款渠道提高的推动下,拉丁美洲人在最近的房地产热潮中购房规模扩大。然而,人们对拉丁裔购房者在这段时间所接触的社区类型知之甚少。为了解决这一差距,我们探讨了社会经济地位、抵押贷款类型和大都市种族和民族背景如何影响新白人和拉丁裔房主社区的种族和民族组成。我们使用《住房抵押贷款披露法》中的数据来探索2000年至2010年美国317个大都市地区的这些过程。总体而言,我们发现了支持空间同化理论和地方分层理论的证据:虽然社会经济地位和贷款金额的增加导致白人和拉丁裔购房者拥有更多的白人邻居,但次级贷款和大都市地区的种族和民族背景继续限制拉丁裔人的邻里成就。
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引用次数: 3
Predicting Mobility: Who Is Forced to Move? 预测流动性:谁被迫搬家?
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-01-18 DOI: 10.1177/1535684120981010
Thomas Siskar, M. Evans
We use the 2013 American Housing Survey to examine which households are more likely to experience a forced move compared to a voluntary move. We examine how household vulnerability varies by racial and socioeconomic stratification, as well as other household demographics among homeowners and renters. We analyze household-level predictors of experiencing an inclusively defined forced move, including moves caused by disasters, private and government displacement, and eviction (for renters) or foreclosure (for homeowners). Comparing an inclusive definition of displacement to voluntary mobility, we find that lower levels of education, income, and the presence of a disabled household member increase the likelihood of displacement for homeowners. Among renters, the presence of children, older households, and being native-born increase the odds of displacement, but a female-headed household reduces them. When examining type-specific displacement, we find variation in who is most susceptible to experience a forced move.
我们使用2013年美国住房调查来调查哪些家庭比自愿搬家更有可能经历强迫搬家。我们研究了家庭脆弱性如何因种族和社会经济分层以及房主和租房者的其他家庭人口统计而变化。我们分析了经历包容性强制搬迁的家庭层面预测因素,包括灾难、私人和政府流离失所、驱逐(对于租房者)或丧失抵押品赎回权(对于房主)引起的搬迁。将流离失所的包容性定义与自愿流动进行比较,我们发现,较低的教育水平、收入和残疾家庭成员的存在增加了房主流离失所的可能性。在租房者中,有孩子、年长家庭和土生土长的人会增加流离失所的几率,但女性户主家庭会减少流离失所的几率。在检查特定类型的位移时,我们发现谁最容易经历强迫移动的变化。
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引用次数: 3
Managing Difference: White Parenting Practices in Socioeconomically Diverse Neighborhoods 管理差异:不同社会经济背景下的白人家庭教育实践
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-01-18 DOI: 10.1177/1535684120981011
M. Underhill
Drawing on 40 interviews with white parents in two mixed-income neighborhoods—one that is majority-white and the other that is multiracial—this article examines how residence in socioeconomically diverse neighborhoods conditions the parenting practices of middle-class whites, specifically concerning parents’ management of their children’s contact with the poor. The data reveal that white parents in both neighborhoods work to ensure symbolic and spatial distance between their children and their poor neighbors resulting in distinctive patterns of micro-segregation in each neighborhood. However, how parents engage in this work depends on the race of their neighbors and the block-level geography of their community. I find that parents deploy more contact-avoidant practices toward their poor white rather than their poor black neighbors. Among participants, poor whites conjure feelings of disgust and are actively avoided, whereas poor black residents provoke feelings of ambivalence, as contact with them is judged to be both valuable and threatening.
这篇文章对两个混合收入社区的白人父母进行了40次采访,一个是白人占多数,另一个是多种族。文章考察了居住在社会经济多样化的社区如何影响中产阶级白人的育儿方式,特别是父母对孩子与穷人接触的管理。数据显示,两个社区的白人父母都在努力确保他们的孩子与贫穷邻居之间的象征性和空间距离,从而在每个社区形成独特的微观隔离模式。然而,父母如何参与这项工作取决于他们邻居的种族和社区的街区地理。我发现父母对贫穷的白人邻居比贫穷的黑人邻居采取了更多的避免接触的做法。在参与者中,贫穷的白人会产生厌恶感,并被积极回避,而贫穷的黑人居民则会产生矛盾感,因为与他们的接触被认为既有价值又有威胁。
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引用次数: 3
Immersion in Buzz or Withdrawal to Solitude? Artists’ Creative and Social Strategies in Urban Settings 沉浸在嗡嗡声中还是退缩到孤独?艺术家在城市环境中的创作与社会策略
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-01-18 DOI: 10.1177/1535684120981022
Monika Murzyn-Kupisz, Jarosław Działek
Expectations of bohemian inclinations of artists and their need to immerse in buzz shape the popular image of artistic professionals and often become a point of departure for public policies. The aim of our study, moving beyond preconceived notions on artists’ social and spatial preferences, has been to take a more nuanced look at artists’ attitudes toward buzz and its presence in urban settings. Drawing on the results of a research project conducted in two Polish cities, we have considered to what extent buzz is indeed an important artistic resource in contemporary urban centers and in what locations and types of spaces it is experienced by artists. We have also taken into account artists’ use of the opposite of buzz, that is, silence and solitude, in their urban creative strategies as well as analyzed what factors impact on the diversity of artists’ attitudes, needs, and strategies toward buzz-rich environments. Research findings point to the complexity of artists’ strategies toward buzz which might in turn translate into specific spatial strategies and choices they make within cities.
对艺术家放荡不羁倾向的期望以及他们沉浸在喧嚣中的需要塑造了艺术专业人士的流行形象,并经常成为公共政策的出发点。我们研究的目的是超越对艺术家社会和空间偏好的先入为主的观念,更细致地观察艺术家对嗡嗡声的态度及其在城市环境中的存在。根据在波兰两个城市进行的一个研究项目的结果,我们考虑了嗡嗡声在多大程度上确实是当代城市中心的重要艺术资源,以及艺术家在什么位置和类型的空间中体验到了嗡嗡声。我们还考虑了艺术家在城市创作策略中使用与嗡嗡声相反的东西,即沉默和孤独,并分析了哪些因素影响艺术家对嗡嗡声丰富的环境的态度、需求和策略的多样性。研究结果表明,艺术家对嗡嗡声的策略很复杂,这可能反过来转化为他们在城市中做出的特定空间策略和选择。
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引用次数: 3
Compound Disadvantage between Economic Declines at the City and Neighborhood Levels for Older Americans’ Depressive Symptoms 美国老年人抑郁症状在城市和社区经济衰退之间的复合劣势
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2021-01-17 DOI: 10.1177/1535684120980992
Jason Settels
American cities and neighborhoods vary in their residents’ typical levels of mental health. Despite scholarship emphasizing that we cannot thoroughly understand city and neighborhood problems without investigating how they are intertwined, limited research examines how city and neighborhood effects interact as they impact health. I investigate these interactions through a study of the effects of the Great Recession of 2007–2009. Using Waves 1 (2005–2006) and 2 (2010–2011) of the National Social Life, Health, and Aging Project survey (N = 1,341) and in accordance with the compound disadvantage model, I find through fixed-effects linear regression models that city- and neighborhood-level economic declines combine multiplicatively as they impact older Americans’ depressive symptoms. I furthermore find that this effect is only partly based on personal socioeconomic changes, suggesting contextual channels of effect. My results show that we cannot fully understand the effects of city-level changes without also considering neighborhood-level changes.
美国城市和社区居民的典型心理健康水平各不相同。尽管学术界强调,如果不调查城市和社区问题是如何交织在一起的,我们就无法彻底了解它们,但有限的研究考察了城市和社区影响在影响健康时是如何相互作用的。我通过对2007-2009年大衰退影响的研究来调查这些相互作用。使用国家社会生活、健康和老龄化项目调查的第1波(2005-2006年)和第2波(2010-2011年)(N=1341),并根据复合劣势模型,我通过固定效应线性回归模型发现,城市和社区层面的经济衰退在影响美国老年人的抑郁症状时会成倍地结合在一起。我进一步发现,这种影响只是部分基于个人的社会经济变化,暗示了影响的情境渠道。我的研究结果表明,如果不考虑社区层面的变化,我们就无法完全理解城市层面变化的影响。
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引用次数: 2
Know It When You See It? The Qualities of the Communities People Describe as “Diverse” (or Not) 看到它就知道吗?人们描述为“多样化”(或不多样化)的社区的素质
IF 2.5 3区 社会学 Q1 Social Sciences Pub Date : 2020-12-11 DOI: 10.1177/15356841221108901
Maria Abascal, Flavien Ganter
We explore what people mean by “diversity” when they use the term to describe real communities. “Diversity” can refer to multiple differences—ethnoracial, economic, and so on. It may also refer to multiple dimensions of the same difference, that is, heterogeneity or group representation. Analyzing a survey of Chicago-area residents, we ask: (1) When people describe a community as diverse, on which kinds of differences are they drawing? (2) Within each relevant difference, are evaluations of diversity predicted by heterogeneity, the share of specific groups, or both? Findings suggest that respondents associate diversity primarily with a community’s ethnoracial attributes and secondarily with its economic attributes. Within ethnoracial attributes, both heterogeneity and the share of disadvantaged ethnoracial groups, especially Blacks, predict assessed diversity. Within economic attributes, income inequality predicts assessed diversity, albeit negatively; the representation of poor people does not. Qualitative responses reveal varied understandings of diversity while confirming the dominance of ethnoracial attributes.
当人们用“多样性”这个词来描述真实的社区时,我们探讨了他们所说的多样性是什么意思。“多样性”可以指多种差异——种族、经济等。它也可以指同一差异的多个维度,即异质性或群体代表性。分析一项针对芝加哥地区居民的调查,我们会问:(1)当人们将一个社区描述为多样化时,他们会在哪些方面产生差异?(2) 在每个相关差异中,多样性的评估是通过异质性、特定群体的份额预测的,还是两者都预测的?调查结果表明,受访者将多样性主要与社区的种族特征联系起来,其次与社区的经济特征联系起来。在种族属性中,异质性和弱势种族群体(尤其是黑人)的比例都预测了评估的多样性。在经济属性方面,收入不平等预测了评估的多样性,尽管是负面的;穷人的代表性则不然。定性反应揭示了对多样性的不同理解,同时证实了民族-种族属性的主导地位。
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引用次数: 4
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City & Community
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