Reza Setiawan, Wulan Apriani, Khalisa Aulia Tasya, Hasyim Hasyim
This research aims to determine the influence of interest rate collection behavior and the quality of micro business credit services at Bank BRI, HM Medan branch. yes. This research uses explanatory research, where descriptive statistical methods are used to assess whether there is a relationship between the influence of services provided and interest rates on people's business credit customers. The research results showed that respondents' answers regarding service quality were considered good. The interest rate determination is in line with customer expectations and the results of the credit decision category show that respondents did not experience difficulty in determining the BRI HM Bank branch. Yamin Medan as the bank that submitted the KUR microcredit application.
本研究旨在确定 BRI 银行 HM 棉兰分行的利率收取行为和微型企业信贷服务质量的影响。 是的。本研究采用解释性研究，即使用描述性统计方法来评估所提供的服务和利率对人们的商业信贷客户的影响之间是否存在关系。研究结果表明，受访者对服务质量的回答被认为是好的。利率的确定符合客户的期望，信贷决策类的结果显示，受访者在确定 BRI HM 银行分行时没有遇到困难。Yamin Medan 是提交 KUR 小额信贷申请的银行。
{"title":"The Influence of Service Quality and Interest Rates on the Decision to Take Micro Credit at Bank BRI Medan Branch Hm. Yamin","authors":"Reza Setiawan, Wulan Apriani, Khalisa Aulia Tasya, Hasyim Hasyim","doi":"10.55927/fjas.v3i2.7429","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7429","url":null,"abstract":"This research aims to determine the influence of interest rate collection behavior and the quality of micro business credit services at Bank BRI, HM Medan branch. yes. This research uses explanatory research, where descriptive statistical methods are used to assess whether there is a relationship between the influence of services provided and interest rates on people's business credit customers. The research results showed that respondents' answers regarding service quality were considered good. The interest rate determination is in line with customer expectations and the results of the credit decision category show that respondents did not experience difficulty in determining the BRI HM Bank branch. Yamin Medan as the bank that submitted the KUR microcredit application.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140417538","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The success of a company, especially in the manufacturing industry, is closely linked to the performance of each department. The final objective of this research is to determine KPIs, measure department performance on each KPI based on the perspective of a Balanced Scorecard-based performance assessment approach, and then determine achievements. The process of generating Key Performance Indicators (KPIs) commences with conducting unstructured interviews to get KPIs for each perspective. Subsequently, a survey was devised to conduct a systematic evaluation of Key Performance Indicators (KPIs) for each perspective, employing the Analytical Hierarchy Process methodology. The computations yielded weights for the four perspectives: financial, customer, learning, and internal business process. Each perspective was assigned a weight value of 0.25, 0.50, 0.125, and 0.125, respectively.
{"title":"Performance Evaluation of a Department in the Manufacturing Industry Based on Balanced Scorecard","authors":"Setiyo Utomo, Nurfa Anisa, S. Sunyoto","doi":"10.55927/fjas.v3i2.7829","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7829","url":null,"abstract":"The success of a company, especially in the manufacturing industry, is closely linked to the performance of each department. The final objective of this research is to determine KPIs, measure department performance on each KPI based on the perspective of a Balanced Scorecard-based performance assessment approach, and then determine achievements. The process of generating Key Performance Indicators (KPIs) commences with conducting unstructured interviews to get KPIs for each perspective. Subsequently, a survey was devised to conduct a systematic evaluation of Key Performance Indicators (KPIs) for each perspective, employing the Analytical Hierarchy Process methodology. The computations yielded weights for the four perspectives: financial, customer, learning, and internal business process. Each perspective was assigned a weight value of 0.25, 0.50, 0.125, and 0.125, respectively.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140419975","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rinaldi Rifli Yulyans Luturmas, Dhea Meisa, Syukron Abdul Kadir, Elizabeth RD Kamlasi, Ega Diki Firmansyah, Ghozi Alfarizki Shabrian
Technological developments have triggered the phenomenon of change in society. The law as a tool for enforcing justice also adapts along with the development of crime in society. Currently, Indonesia is entering a polemic between the old criminal law and the new criminal law, because the old criminal law is considered irrelevant and not in accordance with the rules of the Indonesian nation. This is reflected, coupled with the Republican government wanting legal instruments and systems that are completely independent from the previous system created by the Dutch. The purpose of this article is to examine criminal law reform in Indonesia, so that this can answer existing problem phenomena. The method used in this research is the Systematic Literature Review (SLR) method with a qualitative approach.
{"title":"Systematic Literature Review: Criminal Law Reform in Indonesia","authors":"Rinaldi Rifli Yulyans Luturmas, Dhea Meisa, Syukron Abdul Kadir, Elizabeth RD Kamlasi, Ega Diki Firmansyah, Ghozi Alfarizki Shabrian","doi":"10.55927/fjas.v3i2.7844","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7844","url":null,"abstract":"Technological developments have triggered the phenomenon of change in society. The law as a tool for enforcing justice also adapts along with the development of crime in society. Currently, Indonesia is entering a polemic between the old criminal law and the new criminal law, because the old criminal law is considered irrelevant and not in accordance with the rules of the Indonesian nation. This is reflected, coupled with the Republican government wanting legal instruments and systems that are completely independent from the previous system created by the Dutch. The purpose of this article is to examine criminal law reform in Indonesia, so that this can answer existing problem phenomena. The method used in this research is the Systematic Literature Review (SLR) method with a qualitative approach.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140420111","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Syukron Abdul Kadir, Christian Doni, Muhammad Tebyan Rasyid, Nurmalita Kussuma Astuti, Nomensius Arif, Adinda Nasyuha Putri Cahyang Ashar
Drugs are widely discussed and broadcast in mass media, such as television shows and social networks. Drugs are often discussed because of their abuse in society. Drugs cause many problems in communities such as Indonesia. Drug addiction cases often occur in Indonesia, ranging from minors, teenagers, adults to the elderly. In fact, illegal drugs or narcotics and dangerous drugs were initially only intended for anesthesia during surgery, for medicinal purposes or could also be used as rituals in ancient times, but as times change and people get older, drug abuse is becoming more common. The situation of drug abuse in society could be caused by the influence of the social environment, or even by oneself.
{"title":"The Influence of Drug Abuse on the Young Generation","authors":"Syukron Abdul Kadir, Christian Doni, Muhammad Tebyan Rasyid, Nurmalita Kussuma Astuti, Nomensius Arif, Adinda Nasyuha Putri Cahyang Ashar","doi":"10.55927/fjas.v3i2.7783","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7783","url":null,"abstract":"Drugs are widely discussed and broadcast in mass media, such as television shows and social networks. Drugs are often discussed because of their abuse in society. Drugs cause many problems in communities such as Indonesia. Drug addiction cases often occur in Indonesia, ranging from minors, teenagers, adults to the elderly. In fact, illegal drugs or narcotics and dangerous drugs were initially only intended for anesthesia during surgery, for medicinal purposes or could also be used as rituals in ancient times, but as times change and people get older, drug abuse is becoming more common. The situation of drug abuse in society could be caused by the influence of the social environment, or even by oneself.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140420400","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research tries to ascertain how service quality influences fuel purchasing decisions at SPBU Coco 11.201.107 HM. Yamin Medan. This research uses explanatory research which uses descriptive statistical methods to verify whether there is an influence between the services provided on customers' fuel purchasing decisions. The research results showed that respondents' responses regarding the quality of service were considered good. Respondents rated the services and facilities provided at the Coco HM gas station positively. Yamin. Similar research can be carried out between regions for the next stage of the research process in the same environment with different characteristics and with changes in research variables that can be developed for further research.
{"title":"The Influence of Service Quality and Location on Fuel Purchase Decisions at COCO Gas Stations 11.201.107 Hm. Yamin Medan","authors":"Reza Setiawan, Khalisa Aulia Tasya, Wulan Apriani, Cinthia Tasyva Zetira, Hasyim Hasyim","doi":"10.55927/fjas.v3i2.7423","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7423","url":null,"abstract":"This research tries to ascertain how service quality influences fuel purchasing decisions at SPBU Coco 11.201.107 HM. Yamin Medan. This research uses explanatory research which uses descriptive statistical methods to verify whether there is an influence between the services provided on customers' fuel purchasing decisions. The research results showed that respondents' responses regarding the quality of service were considered good. Respondents rated the services and facilities provided at the Coco HM gas station positively. Yamin. Similar research can be carried out between regions for the next stage of the research process in the same environment with different characteristics and with changes in research variables that can be developed for further research.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140417759","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper explores the speech errors made by King George VI in David Seidler's "The King's Speech." The study seeks to identify these errors and describe the treatments used to remedy them. Adopting a qualitative method, with a psycholinguistic approach, note-taking is employed as the primary tool for data collection through watching of movie clips, reading script materials, categorizing data based on applicable theories. Timely resolution needs addressing relevant issues before they become regular habits. This thesis serves an integral purpose within English Literature research-education thus proving highly beneficial among students alike-unlocking epistemic learning potentiality assessments concerning this category English literature genre.
{"title":"The Analysis of Speech Error in King George VI in the Movie “King’s Speech” By David Seidler","authors":"Nur Sapta Riskiawati, Muhammad Fauzi Razak","doi":"10.55927/fjas.v3i2.8215","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.8215","url":null,"abstract":"This paper explores the speech errors made by King George VI in David Seidler's \"The King's Speech.\" The study seeks to identify these errors and describe the treatments used to remedy them. Adopting a qualitative method, with a psycholinguistic approach, note-taking is employed as the primary tool for data collection through watching of movie clips, reading script materials, categorizing data based on applicable theories. Timely resolution needs addressing relevant issues before they become regular habits. This thesis serves an integral purpose within English Literature research-education thus proving highly beneficial among students alike-unlocking epistemic learning potentiality assessments concerning this category English literature genre.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140417855","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research aims to investigate the importance of the empowering aspects of digital literacy in education policy to support young people's readiness for the digital age. Utilizing a structured approach, this research conducted a deep analysis of the relevant literature and presented data and findings that support the argument. The literature review highlights the concept of digital literacy, its impact on everyday life, and the need for integration into the education system. The research methodology involved a critical analysis of various sources related to the topic, including scientific journals, textbooks, and research reports. The findings show that the empowerment of digital literacy in education policy has a positive impact on preparing young people for the challenges and opportunities of the digital age.orts. The findings show that the empowerment of digital literacy in education policy has a positive impact on preparing young people for the challenges and opportunities of the digital age.
{"title":"The Empowerment of Digital Literacy Aspects in Education Policy: Supporting Young Generation's Preparability for the Digital Era Literature Review","authors":"Ujang Suratno, Didi Nursidi, Iman Cahyanto","doi":"10.55927/fjas.v3i2.8199","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.8199","url":null,"abstract":"This research aims to investigate the importance of the empowering aspects of digital literacy in education policy to support young people's readiness for the digital age. Utilizing a structured approach, this research conducted a deep analysis of the relevant literature and presented data and findings that support the argument. The literature review highlights the concept of digital literacy, its impact on everyday life, and the need for integration into the education system. The research methodology involved a critical analysis of various sources related to the topic, including scientific journals, textbooks, and research reports. The findings show that the empowerment of digital literacy in education policy has a positive impact on preparing young people for the challenges and opportunities of the digital age.orts. The findings show that the empowerment of digital literacy in education policy has a positive impact on preparing young people for the challenges and opportunities of the digital age.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140430175","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research is aimed at finding the influence/impact of Electronic Word of Mouth (e-WOM) on purchasing decisions, knowing the influence of Brand Awareness on purchasing decisions, and analyzing the combined effect of Electronic Word of Mouth (e-WOM) and Brand Awareness on Mixue purchasing decisions in Medan city. The research method applied is a quantitative method with an associative approach. Samples were taken using a non-probability sampling technique (purposive sampling) by distributing questionnaires to 100 respondents who were students from 10 universities in Medan City. The research results show that together, Electronic Word Of Mouth (X1) and Brand Awareness (X2) have a positive and significant impact on Purchase Decisions (Y) Mixue among Medan City students.
{"title":"The Influence of Electronic Word of Mouth (E-Wom) and Brand Awareness on Mixue Purchase Decisions in Medan City","authors":"Mustika Rotama Banjarnahor, Feronica Simanjorang","doi":"10.55927/fjas.v3i2.7642","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7642","url":null,"abstract":"This research is aimed at finding the influence/impact of Electronic Word of Mouth (e-WOM) on purchasing decisions, knowing the influence of Brand Awareness on purchasing decisions, and analyzing the combined effect of Electronic Word of Mouth (e-WOM) and Brand Awareness on Mixue purchasing decisions in Medan city. The research method applied is a quantitative method with an associative approach. Samples were taken using a non-probability sampling technique (purposive sampling) by distributing questionnaires to 100 respondents who were students from 10 universities in Medan City. The research results show that together, Electronic Word Of Mouth (X1) and Brand Awareness (X2) have a positive and significant impact on Purchase Decisions (Y) Mixue among Medan City students.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140434956","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sharia banks are institutions that provide banking services in accordance with Islamic sharia principles. One of the products owned by sharia banks is Hasanah cards. Hasanah card is a financing card that functions like a credit card based on sharia principles that can be used to carry out transactions. This research uses primary data through observation, interviews, and collecting documents from companies. The focus of this research is to find out the right strategy to increase the use of hasanah cards, procedures for applying for hasanah cards, and what obstacles are experienced in marketing hasanah cards. The results of this research show that (1) the strategy carried out is not optimal (2) the procedure is carried out via telephone at the head office, bundling, and submissions from branches (3) the obstacles experienced by many people are not yet familiar with Hasanah cards and a lack of awareness from marketing.
{"title":"Marketing Strategy and Procedures for Using the Hasanah Card at Bank XYZ Yogyakarta Area","authors":"Silvia Fatma Anggraeni, Rifqi Muhammad","doi":"10.55927/fjas.v3i2.7748","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.7748","url":null,"abstract":"Sharia banks are institutions that provide banking services in accordance with Islamic sharia principles. One of the products owned by sharia banks is Hasanah cards. Hasanah card is a financing card that functions like a credit card based on sharia principles that can be used to carry out transactions. This research uses primary data through observation, interviews, and collecting documents from companies. The focus of this research is to find out the right strategy to increase the use of hasanah cards, procedures for applying for hasanah cards, and what obstacles are experienced in marketing hasanah cards. The results of this research show that (1) the strategy carried out is not optimal (2) the procedure is carried out via telephone at the head office, bundling, and submissions from branches (3) the obstacles experienced by many people are not yet familiar with Hasanah cards and a lack of awareness from marketing.\u0000 ","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140434048","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Wider dissemination of information and setting relatively affordable ticket prices through the TikTok application will be able to increase tourists' visiting decisions. This examination means to quantify the impact of viral marketing on TikTok and ticket costs on travelers' choices to visit Maimun Palace In the city oF Medan. This exploration utilizes quantitatIve techniques with an affiliated methodology. . This research uses various tests using SPSS software to obtain research results, namely validity test, reliability test, classical assumption test, multiple linear regression analysis, hypothesis testing (t test, f test, and R2 test). Based on the results of SPSs data processing, the results/findings of viral marketing and the price of entrance tickets have a positive and significant influence partially and simultaneously on variable Y, namely the decision of tourists to visit Maimun Palace, Medan City.
{"title":"The Influence of Viral Marketing at Tiktok and Ticket Prices on Tourists’ Decision to Visit Maimun Palace in Medan City","authors":"Dila Latul Fauzia, Hafiza Adlina","doi":"10.55927/fjas.v3i2.8132","DOIUrl":"https://doi.org/10.55927/fjas.v3i2.8132","url":null,"abstract":"Wider dissemination of information and setting relatively affordable ticket prices through the TikTok application will be able to increase tourists' visiting decisions. This examination means to quantify the impact of viral marketing on TikTok and ticket costs on travelers' choices to visit Maimun Palace In the city oF Medan. This exploration utilizes quantitatIve techniques with an affiliated methodology. . This research uses various tests using SPSS software to obtain research results, namely validity test, reliability test, classical assumption test, multiple linear regression analysis, hypothesis testing (t test, f test, and R2 test). Based on the results of SPSs data processing, the results/findings of viral marketing and the price of entrance tickets have a positive and significant influence partially and simultaneously on variable Y, namely the decision of tourists to visit Maimun Palace, Medan City.","PeriodicalId":504529,"journal":{"name":"Formosa Journal of Applied Sciences","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140435089","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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