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The Jurisdiction of the Prosecutor's Office is to Confiscate Assets and Eradicate the Crime of Money Laundering 检察官办公室的管辖权是没收资产和根除洗钱犯罪
Pub Date : 2024-01-29 DOI: 10.55927/mudima.v4i1.7836
Prijo Santoso, Bambang Pujiono
Simply put, money laundering is the criminal act of transforming the proceeds of crimes, or what is known as "dirty money," such as money obtained through smuggling, gambling, tax evasion, drug sales, or corruption, into a form that seems safe and legal for use. Both a conceptual and legislative approach are used in this normative research. Legal approach by examining Law Number 20 of 2001 concerning Amendments to Law Number 31 of 1999 concerning Eradication of Corruption Crimes and Law Number 8 of 2010 concerning Eradication of Money Laundering Crimes. The practice of seizing property used in illicit conduct with the goal of returning it is known as asset confiscation. The meaning of the term confiscation is connected to confiscation which is commonly used in the asset confiscation system for the purpose of returning asset recovery as used in UNCAC 2003
简而言之,洗钱就是将犯罪所得或所谓的 "脏钱"(如通过走私、赌博、逃税、贩毒或腐败获得的钱)转化为看似安全和合法使用的形式的犯罪行为。本规范性研究采用了概念和立法两种方法。法律方法是研究 2001 年关于 1999 年第 31 号《根除腐败犯罪法》修正案的第 20 号法律和 2010 年关于根除洗钱犯罪的第 8 号法律。没收用于非法行为的财产并将其归还的做法被称为资产没收。没收一词的含义与 2003 年《联合国反腐败公约》中为返还资产追回而在资产没收系统中常用的没收有关。
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引用次数: 0
Rice Production, Policies, and Their Implications on Food Security Indonesia - Thailand Perspective 水稻生产、政策及其对粮食安全的影响 印度尼西亚-泰国视角
Pub Date : 2024-01-29 DOI: 10.55927/mudima.v4i1.7927
M.Asa`ari Yusuf, Sri Sundari, Ignatius Djoko Purwanto, Ratih Rachma Kurnia
Rice serves as the primary commodity in the staple food supply in Asia, with Indonesia being the number one consumer of rice in Southeast Asia. Despite having the largest land area in Southeast Asia and being located on the equator, which provides favorable conditions for agriculture, Indonesia, particularly, imports rice from Thailand. The national agricultural sector in Indonesia has proven to be significant, but the country is considered lagging behind Thailand in terms of rice commodities. From an economic perspective, rice remains a strategic commodity, both for food security and the agricultural sector, especially for farmers. This article employs a qualitative descriptive method, focusing on the land area, the existence of agricultural banks, fair pricing, farming orientation, modernization of agricultural tools, and government policies. The research findings emphasize the need for the development of new rice varieties to address climate change and increase resistance to pests. It also stresses the importance of accurate fertilizer subsidies, vigilance regarding global food crises due to conflicts in Russia-Ukraine and the Middle East, and anticipated climate change impacts. Indonesia must play a role in future rice exports, considering the high agricultural potential in the country
大米是亚洲主食供应的主要商品,印尼是东南亚第一大大米消费国。尽管印尼拥有东南亚最大的土地面积,而且位于赤道上,为农业提供了有利条件,但印尼尤其从泰国进口大米。事实证明,印尼的国家农业部门非常重要,但该国在大米商品方面被认为落后于泰国。从经济角度来看,无论是对粮食安全还是对农业部门,尤其是对农民而言,大米仍然是具有战略意义的商品。本文采用定性描述的方法,重点关注土地面积、农业银行的存在、公平定价、耕作方向、农业工具的现代化以及政府政策。研究结果强调,有必要开发新的水稻品种,以应对气候变化和提高抗虫害能力。研究还强调了准确的化肥补贴、警惕俄罗斯-乌克兰和中东冲突导致的全球粮食危机以及预期气候变化影响的重要性。考虑到印尼农业的巨大潜力,印尼必须在未来的大米出口中发挥作用
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引用次数: 0
Student Learning Outcomes and Motivation on Arts and Skills Education Course in PGSD Study Program of STKIP Taman Siswa Bima STKIP Taman Siswa Bima 大学 PGSD 学习课程中艺术和技能教育课程的学生学习成果和动机
Pub Date : 2024-01-27 DOI: 10.55927/mudima.v4i1.7460
Nur Ifniati, Mulyanto, Basuki Sumartono
The objective of this study is to propose a case study method application which can improve student learning outcomes and motivation in the arts and skills education course in the PGSD study program at STKIP Taman Siswa Bima. This Classroom Action Research (CAR) study adopted the Kemmis and McTaggart's model design, which involves planning, implementation and evaluation.  The data were derived from primary data on learning outcomes and learning motivation after applying the case study learning method. The study object was to apply the case study learning method. The data collection methods include library studies, observation, tests, questionnaires, interviews, and documentation. The data analysis technically used a qualitative descriptive method. The study results revealed that the case study method is used in the PGSD study program at STKIP Taman Siswa Bima through conveying objectives and motivation, dividing students in groups, distinguishing cases, students having discussions, students delivering presentations, and evaluating learning. The case study method includes components of the Semester Learning Plan, media, materials, and learning objectives. The case study method can improve learning outcomes and student motivation in the arts and skills education course in the PGSD study program at STKIP Taman Siswa Bima. This can be measured by the increase in learning outcomes in Cycle III, where the completeness score was 100% and learning motivation was 96.7%
本研究的目的是提出一种案例研究方法的应用,该方法可以在 STKIP Taman Siswa Bima 的 PGSD 学习课程中提高学生的学习成绩和学习动力。这项课堂行动研究(CAR)采用了凯米斯(Kemmis)和麦克塔格特(McTaggart)的模式设计,包括规划、实施和评估。 数据来源于采用案例研究学习法后有关学习成果和学习动机的原始数据。研究对象是应用案例学习法。数据收集方法包括图书馆研究、观察、测试、问卷、访谈和文献。数据分析在技术上采用了定性描述法。研究结果显示,STKIP Taman Siswa Bima 的 PGSD 学习课程通过传达目标和动机、将学生分成小组、区分案例、学生讨论、学生演讲和学习评价等方式使用了案例学习法。案例教学法包括学期学习计划、媒体、材料和学习目标等组成部分。在 STKIP Taman Siswa Bima 的 PGSD 学习课程中,案例研究法可以提高艺术与技能教育课程的学习成果和学生的学习积极性。这可以通过第三周期学习成果的提高来衡量,第三周期的完成率为 100%,学习积极性为 96.7%。
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引用次数: 0
Early Detection and Treatment Speech Delay Children of Preschool Age (Multi-Site Study of 3 Preschool Institutions in Malang City) 学龄前儿童言语发育迟缓的早期诊断与治疗(马朗市三所学龄前机构的多点研究)
Pub Date : 2024-01-27 DOI: 10.55927/mudima.v4i1.7848
A. Astuti, Mohammad Efendi, D. H. Rahman, Ediyanto
This study aims to understand: (1) forms of speech delay (2) internal and external factors that affect speech delay, (3) indicators that affect child development (4) procedures for handling speech delay. In order to be able to reveal the phenomena that occur in the community, researchers used the Multisite Study research design where data collection in this study used descriptive qualitative methods with interview, observation and documentation techniques. The researchers conducted interviews with subject parents/teachers in class. Observations researchers do by observing the subject while in the school environment and also at home. Meanwhile, in order for the findings that the researchers carried out to be declared valid, the validity of the data used (1) observation persistence, (2) triangulation, and (3) reference adequacy.The results of the study show that children who experience speech delay or are late in speaking are more dominant due to wrong parenting and a lack of educational/parenting knowledge for parents starting from pregnancy until the child is born. Excessive giving of gadgets makes children less able to carry out 2-way interactions so that it affects children's language development which causes children's communication and behavior to deviate
本研究旨在了解:(1)言语发育迟缓的形式;(2)影响言语发育迟缓的内部和外部因素;(3)影响儿童发育的指标;(4)处理言语发育迟缓的程序。为了能够揭示社区中出现的现象,研究人员采用了多点研究的研究设计,在本研究中,数据收集采用了描述性定性方法,包括访谈、观察和记录技术。研究人员在课堂上与受试家长/教师进行了访谈。研究人员通过在学校环境和家中观察受试者来进行观察。研究结果表明,出现语言发育迟缓或说话晚的儿童,主要是由于错误的养育方式,以及父母从怀孕开始到孩子出生前缺乏教育/养育知识。过多的小玩意儿使儿童无法进行双向互动,从而影响儿童的语言发展,导致儿童的交流和行为出现偏差。
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引用次数: 0
Determinants that Influence the Decision of Nazhir in Investing in the Sharia Capital Market 影响纳齐尔决定投资伊斯兰教资本市场的决定因素
Pub Date : 2024-01-27 DOI: 10.55927/mudima.v4i1.7850
Ridlo Abelian, Jafril Khalil
The Islamic capital market is one of the Islamic financial instruments, the development of the Islamic capital market is quite good in Indonesia, but investors from nazir waqf have not been very active in investing in the Islamic capital market. The purpose of this study was to examine the effect of the variables knowledge, motivation, and minimum capital on investment on the Nazhir Decision variable in developing waqf assets in the Islamic capital market. The research object is Islamic capital market while the population is Islamic capital market Nazir, the sampling technique uses random sampling technique of 140 respondents. Collective data used a questionnaire using a Linkert scale with a scale of 1 to 5. The data analysis technique used a structural equation model (SEM) with SmartPLS software. The results of the study prove that the independent variable Islamic knowledge has a significant effect on the decision to invest in the Islamic capital market. The minimum capital deposit has a significant and positive influence on Nazir's decision to invest in the Islamic and variable capital markets. The motivational variable has no significant effect on Nazir's decision to invest in the Islamic capital market
伊斯兰资本市场是伊斯兰金融工具之一,在印度尼西亚,伊斯兰资本市场的发展相当不错,但来自纳齐尔宗教基金的投资者在伊斯兰资本市场的投资并不十分活跃。本研究的目的是考察知识、动机和最低投资资本等变量对在伊斯兰资本市场上开发宗教基金资产的纳齐尔决策变量的影响。研究对象是伊斯兰资本市场,研究人群是伊斯兰资本市场的纳齐尔,抽样技术采用随机抽样技术,抽取 140 名受访者。收集数据时使用了林克特量表(1 到 5 分)。数据分析技术使用了 SmartPLS 软件的结构方程模型(SEM)。研究结果证明,自变量伊斯兰知识对投资伊斯兰资本市场的决定有显著影响。最低资本保证金对 Nazir 投资伊斯兰和可变资本市场的决定有显著的积极影响。动机变量对纳齐尔投资伊斯兰资本市场的决定没有重大影响。
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引用次数: 0
Implementation of the 5C Financing Principle in Islamic Banking in the Perspective of the Qur'an 古兰经》视角下伊斯兰银行业 5C 融资原则的实施
Pub Date : 2024-01-27 DOI: 10.55927/mudima.v4i1.7502
Abdul Rifan Syarif, Iwan Setiadi
This research focuses on the implementation of the 5C principle of Islamic banking in the perspective of the Qur'an as one of the strengthening of the Islamic banking financial sector. The main problems raised are how the implementation of the 5C principle of financing in Islamic banking and how the implementation of the 5C principle in the perspective of the Qur'an. The method used in this research uses a mix method, namely library research and field research, namely research conducted through literature studies and sourced from various literature, tafsir, al- Qur'an, journals, as well as data taken from the field directly through interviews and data regarding the implementation of the 5C principle of financing at Bank Syariah Indonesia. By using a normative approach, namely analysing the implementation of the 5C principle in Islamic banking in accordance with the rules or norms in the Qur'an. The results of this study found that the implementation of the 5C principle in Islamic banking is no longer conceptualised as 5C namely character, capacity, capital, condition, and collateral but has been conceptualised into 5B namely mandate, knowledge, work, pious deeds, and borg / guarantee). The application of the 5B principle will be very good if implemented in accordance with the instructions in the Qur'an, especially in sharia-based banking. So that banking is not only labelled sharia, but also in terms and implementation has fulfilled the requirements of sharia, which has implications for the welfare of the world and the hereafter
本研究侧重于从《古兰经》的角度探讨伊斯兰银行业 5C 原则的实施问题,以此作为加强伊斯兰银行业金融部门的措施之一。提出的主要问题是如何在伊斯兰银行业实施 5C 融资原则,以及如何从《古兰经》的角度实施 5C 原则。本研究采用的方法是图书馆研究和实地研究相结合的方法,即通过文献研究和从各种文献、《塔夫西尔》、《古兰经》、期刊中获取的资料,以及通过访谈直接从实地获取的数据和有关印尼伊斯兰银行实施 5C 融资原则的数据进行研究。通过使用规范方法,即根据《古兰经》中的规则或规范分析伊斯兰银行实施 5C 原则的情况。研究结果发现,伊斯兰银行业 5C 原则的实施不再是 5C 概念(即品德、能力、资本、条件和抵押品),而是 5B 概念(即任务、知识、工作、虔诚行为和担保)。如果按照《古兰经》中的指示来执行,5B 原则的应用将会非常好,尤其是在以伊斯兰教法为基础的银行业务中。这样,银行业不仅被贴上了伊斯兰教法的标签,而且在条款和实施方面也达到了伊斯兰教法的要求,这对世界和后世的福祉都有影响。
{"title":"Implementation of the 5C Financing Principle in Islamic Banking in the Perspective of the Qur'an","authors":"Abdul Rifan Syarif, Iwan Setiadi","doi":"10.55927/mudima.v4i1.7502","DOIUrl":"https://doi.org/10.55927/mudima.v4i1.7502","url":null,"abstract":"This research focuses on the implementation of the 5C principle of Islamic banking in the perspective of the Qur'an as one of the strengthening of the Islamic banking financial sector. The main problems raised are how the implementation of the 5C principle of financing in Islamic banking and how the implementation of the 5C principle in the perspective of the Qur'an. The method used in this research uses a mix method, namely library research and field research, namely research conducted through literature studies and sourced from various literature, tafsir, al- Qur'an, journals, as well as data taken from the field directly through interviews and data regarding the implementation of the 5C principle of financing at Bank Syariah Indonesia. By using a normative approach, namely analysing the implementation of the 5C principle in Islamic banking in accordance with the rules or norms in the Qur'an. The results of this study found that the implementation of the 5C principle in Islamic banking is no longer conceptualised as 5C namely character, capacity, capital, condition, and collateral but has been conceptualised into 5B namely mandate, knowledge, work, pious deeds, and borg / guarantee). The application of the 5B principle will be very good if implemented in accordance with the instructions in the Qur'an, especially in sharia-based banking. So that banking is not only labelled sharia, but also in terms and implementation has fulfilled the requirements of sharia, which has implications for the welfare of the world and the hereafter","PeriodicalId":508275,"journal":{"name":"Jurnal Multidisiplin Madani","volume":"125 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140492491","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysing Challenges Faced by Micro Finance Institutions and Exploring Linkages on Rural Development and Quality of Life 分析小额信贷机构面临的挑战,探讨与农村发展和生活质量的联系
Pub Date : 2024-01-24 DOI: 10.55927/mudima.v4i1.3046
Monish P
Micro finance institutions play a significant role in economic development of India. Such institutions provide financial access to lower income people. These institutions are very helpful for poor people who lack access of banking services. Micro finance institutions provide a large variety of financial and non-financial services to people including credit, counseling, and training. Such institutions are necessary to achieve rural development, financial inclusion and women empowerment.  Today micro finance institutions are faced many problems. Problems of non-performing assets are considered as a big challenge for micro finance institutions. Financial illiteracy, lack of speedy generation of funds, lack of proper infrastructure, political interference and competition are the other challenges faced by micro finance institutions. This chapter made an attempt to analyze the problems faced by micro finance institutions and understand the role of micro finance in rural development
小额金融机构在印度的经济发展中发挥着重要作用。这些机构为低收入人群提供金融服务。这些机构对缺乏银行服务的穷人非常有帮助。小额金融机构为人们提供大量金融和非金融服务,包括信贷、咨询和培训。这些机构对于实现农村发展、金融普惠和妇女赋权十分必要。 如今,微型金融机构面临着许多问题。不良资产问题被认为是微型金融机构面临的一大挑战。金融文盲、资金生成速度不够快、缺乏适当的基础设施、政治干预和竞争是小额金融机构面临的其他挑战。本章试图分析微型金融机构面临的问题,并了解微型金融在农村发展中的作用。
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引用次数: 0
Voices and Choices of HIV-serodiscordant Heterosexual Couples 不同意感染艾滋病毒的异性伴侣的声音和选择
Pub Date : 2024-01-24 DOI: 10.55927/mudima.v4i1.7446
Constance Matshidiso Lelaka
There is limited information regarding serodiscordancy. HIV-serodiscordant couples face challenges in their relationships, this is likely to threaten their relationship’s and they need psychosocial support from various sources to strengthen their quality of life and well-being. The study seeks to explore the voices and choices from HIV-serodiscordant heterosexual couples. This was a qualitative study, and thirteen (13) participants were purposively sampled. Data was collected using semi-structure interview guide and all interviews were held face-to-face at the hospital with participants and data was thematically analysed. The main overarching themes emerged from the qualitative included the following:  perceptions regarding the limited knowledge on discordant couples, the importance of providing psychosocial to discordant couples, challenges facing discordant couples in relationships, and couple’s sexual and reproductive needs. The results suggests that there is limited knowledge and education on discordancy. There is need for discordant couple’s services and programmes that should be streamed lined to provide comprehensive and sufficient psychosocial support, mitigate challenges faced by discordant couples and promote couples sexual and reproductive health via the safer conception services ensuring reduction of HIV risk practices behaviours among the couples
关于血清不一致的信息很有限。艾滋病毒血清不一致的夫妇在他们的关系中面临着挑战,这很可能会威胁到他们的关系,他们需要来自各种渠道的社会心理支持,以提高他们的生活质量和幸福感。本研究旨在探讨与艾滋病病毒感染者不一致的异性伴侣的心声和选择。这是一项定性研究,有目的性地抽取了十三(13)名参与者。采用半结构式访谈指南收集数据,所有访谈均在医院与参与者面对面进行,并对数据进行主题分析。定性分析得出的主要主题包括:对不和谐夫妇知识有限的看法、为不和谐夫妇提供社会心理辅导的重要性、不和谐夫妇在关系中面临的挑战以及夫妇的性和生殖需求。结果表明,人们对不和谐夫妇的了解和教育有限。有必要对不和夫妇的服务和方案进行整合,以提供全面、充分的社会心理支持,缓解不和夫妇面临的挑战,并通过安全受孕服务促进夫妇的性健康和生殖健康,确保减少夫妇的艾滋病风险行为。
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引用次数: 0
Tensile, Bending Testing on Straw Fiber Composites 00 and 900 Angle Orientations with Polyester Matrix 聚酯基质秸秆纤维复合材料 00 角和 900 角方向的拉伸和弯曲测试
Pub Date : 2024-01-23 DOI: 10.55927/mudima.v4i1.7731
G. Gundara, Nifal Nugraha, Acep Wagiman
Currently, the development of science and technology continues to develop in all fields, such as vehicle construction, building construction, industry, and also the field of materials engineering, especially composites. Composite materials generally consist of two elements, namely fibers as a filler and a binding material for these fibers which is called a matrix. In composites, the main element is fiber, while the binding material uses polymer material which is easy to form and has high binding power. The aim of this research is to determine the effect of straw fiber length oriented at 0° and 90° angles in polyester matrix composites on tensile and bending strength. The influence of straw fiber length provides a value for maximum tensile strength with a value of 28.604 Mpa with a fiber length of 15 mm and an angle of 0°. Meanwhile, the angle direction of 900 has a greater value at a fiber length of 10 mm, amounting to 19.619 MPa. The influence of straw fiber length provides a value for maximum bending strength with a value of 86.29 MPa with a fiber length of 10 mm and an angle of 0°. Meanwhile, the maximum tensile strength value at an angle of 900 with a fiber length of 15 mm is 40.02 MPa
目前,科学技术在各个领域都在不断发展,如车辆制造、建筑施工、工业以及材料工程领域,尤其是复合材料。复合材料一般由两种元素组成,即作为填充物的纤维和与这些纤维结合的材料(称为基体)。在复合材料中,主要元素是纤维,而结合材料则使用聚合物材料,这种材料易于成型且结合力强。本研究旨在确定聚酯基复合材料中以 0° 和 90° 角定向的稻草纤维长度对拉伸和弯曲强度的影响。在纤维长度为 15 毫米、角度为 0° 的情况下,秸秆纤维长度对最大拉伸强度的影响值为 28.604 兆帕。同时,当纤维长度为 10 毫米时,角度方向 900 的值更大,达到 19.619 兆帕。在纤维长度为 10 毫米、角度为 0° 时,秸秆纤维长度对最大弯曲强度的影响值为 86.29 兆帕。同时,纤维长度为 15 毫米、角度为 900 时的最大抗拉强度值为 40.02 兆帕
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引用次数: 0
Analysis of Profitability, Activity, and Interest Rates on Dividend Policy in Non-Cyclical Consumer Sector 非周期性消费行业盈利能力、活动和利率对股利政策的影响分析
Pub Date : 2024-01-23 DOI: 10.55927/mudima.v4i1.7739
Hasya Difa Auliarrahman, D. Pinem
Dividend policy is a company's decision regarding whether profits earned will be distributed to investors as dividends or kept as retained earnings to fund future company investments. Factors that influence dividend policy can be internal and external factors of the company. The aim of carrying out this research is to determine the influence of profitability, activity and interest rates on dividend policy in non-cyclical consumer sector companies in Indonesia. The sampling technique used was purposive sampling which was based on criteria, resulting in 26 non-cyclical consumer companies listed on the Indonesia Stock Exchange (IDX) for the 2018-2022 period. The analysis technique used in this research is panel data regression analysis as hypothesis testing with a significance level of 5% (0.05) and uses the help of Eviews 12 software in its processing. Based on the results of data processing, this research shows that profitability has no significant on dividend policy, activity has no significant on dividend policy, and interest rates have a significant negative on dividend policy. The results of this research show that external monetary aspects, namely interest rates, influence dividend policy in the non-cyclical consumer sector more than internal aspects of the company
股利政策是指公司决定所赚取的利润是作为股利分配给投资者,还是作为留存收益为公司未来投资提供资金。影响股利政策的因素可能是公司的内部因素,也可能是外部因素。本研究旨在确定印尼非周期性消费行业公司的盈利能力、活动和利率对股利政策的影响。本研究采用的抽样技术是基于标准的目的性抽样,最终选取了 2018-2022 年期间在印尼证券交易所(IDX)上市的 26 家非周期消费类公司。本研究使用的分析技术是面板数据回归分析作为假设检验,显著性水平为 5%(0.05),并在处理过程中使用 Eviews 12 软件的帮助。根据数据处理结果,本研究表明盈利能力对股利政策的影响不显著,活动对股利政策的影响不显著,利率对股利政策的影响显著为负。研究结果表明,外部货币因素(即利率)对非周期性消费行业股利政策的影响大于公司内部因素
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引用次数: 0
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