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Heterogeneity in the Effects of Group Lending in Microfinance-The Case of Mongolia 小额信贷中群体贷款效应的异质性——以蒙古为例
Q3 Social Sciences Pub Date : 2022-02-07 DOI: 10.52941/jad.v8i1.25
Takaharu Ishii
This study examines the heterogeneity of the effects of the joint and several liability systems of microfinance in Mongolia. The heterogeneity was examined from three perspectives: consumption, repayment rate, and income.In terms of business income and business expenditure, the older the household, the greater the number of loans, and the more private businesses the household owns, the greater the business expenditure. For household consumption, there is no difference between group and individual lending except in the number of private businesses, but when we restrict the analysis to food consumption, group lending increases food consumption more for households with more than one borrower and borrowers with longer borrowing periods. While more variable heterogeneity was found for the whole sample, only age and borrowing duration were found to affect household income across different types of microfinance for the poorest households with below median household income. The results of this study suggest that even if there was no significant difference in each attribute between the treatment and control groups, joint and several liabilities may or may not be effective depending on the level of the attribute. To maximize the effect of a simple measure, it is important to understand the factors that affect heterogeneity and the effective level of the heterogeneity. Even if a measure is not effective, it may become effective if the level of the attribute changes.
本研究考察了蒙古小额信贷共同责任制度和若干责任制度影响的异质性。从消费、还款率和收入三个角度考察了其异质性。在营业收入和营业支出方面,家庭年龄越大,贷款数量越多,家庭拥有的私营企业越多,营业支出越大。对于家庭消费,除了私营企业的数量不同外,团体贷款和个人贷款之间没有区别,但当我们将分析限制在食品消费时,对于有一个以上借款人的家庭和借贷期限较长的借款人,团体贷款增加了更多的食品消费。虽然在整个样本中发现了更多的可变异质性,但对于家庭收入低于中位数的最贫困家庭,只有年龄和借款期限会影响不同类型小额信贷的家庭收入。本研究的结果表明,即使治疗组和对照组之间的每个属性没有显著差异,根据属性的水平,连带责任可能有效,也可能无效。为了使简单测量的效果最大化,了解影响异质性的因素和异质性的有效水平是很重要的。即使一个措施是无效的,如果属性的级别发生变化,它也可能变得有效。
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引用次数: 1
Malaysia’s Energy-Growth Nexus and Environmental Kuznets Curve Hypothesis: Empirical Analysis Using the VECM and ARDL Cointegration Techniques 马来西亚能源增长关系与环境库兹涅茨曲线假设:使用VECM和ARDL协整技术的实证分析
Q3 Social Sciences Pub Date : 2021-11-16 DOI: 10.52941/jad.v8i1.22
Takashi Fukuda
This paper investigated Malaysia’s energy-growth nexus and environmental Kuznets curve (EKC) hypothesis over the period 1971-2014 by taking the globalization variables of trade openness and foreign direct investment (FDI) and the structural break dummy of the Asian financial crisis of 1997 into estimation. To give interference, the Granger causality tests were implemented in the framework of two cointegration techniques: vector error correction model (VECM) and autoregressive distributed lag (ARDL). As per Malaysia’s energy-growth nexus, referring to different results of the two approaches, we concluded that the presence of the energy-growth nexus was statistically confirmed, but it has not been fully established yet in the country. On the other hand, both the VECM and ARDL results provided the same conclusion for Malaysia’s EKC hypothesis, that is, in the initial stage, as the higher economic growth, the less CO2 emissions, but after a threshold, the higher economic growth, the more CO2 emissions.
本文以贸易开放和外国直接投资(FDI)的全球化变量和1997年亚洲金融危机的结构性断裂dummy为估计对象,考察了1971-2014年马来西亚的能源增长联系和环境库兹涅茨曲线(EKC)假设。为了给出干扰,在向量误差校正模型(VECM)和自回归分布滞后(ARDL)两种协整技术的框架下进行格兰杰因果检验。根据马来西亚的能源增长关系,参考两种方法的不同结果,我们得出结论,能源增长关系的存在在统计上得到了证实,但在该国尚未完全建立。另一方面,VECM和ARDL的结果都为马来西亚的EKC假设提供了相同的结论,即在初始阶段,随着经济增长越高,二氧化碳排放量越少,但在一个阈值之后,经济增长越高,二氧化碳排放量越多。
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引用次数: 0
The Impact of Corruption on Economic Growth in Nigeria 腐败对尼日利亚经济增长的影响
Q3 Social Sciences Pub Date : 2021-10-30 DOI: 10.52941/jad.v7i2.24
M. Olarinde, Jacob Msonter Jonathan
This study empirically analyses the impact of corruption on economic growth in Nigeria, using time series data for the period 1980-2015 analyzed through the ARDL technique.  The result of the Bound test confirmed the existence of Cointegration among the variables. The ARDL results revealed that corruption has a significant negative influence on economic growth both in the short run and long run. It was further confirmed that external debt, agricultural output, and human capital development positively impact growth while FDI and inflation rate endanger growth, in both the short and long run. The result of the interacting term revealed the damaging influence of corruption on the positive impact of human capital expenditure and external debt on economic growth. Based on the findings of the study, it is obvious that achievement of growth that is sustainable will remain elusive in a corrupt environment. The study, therefore recommends that government should strengthen the activities of the anti-corruption agencies in Nigeria to reduce the rate of corruption.
本研究通过ARDL技术分析了尼日利亚1980-2015年期间的时间序列数据,实证分析了腐败对经济增长的影响。边界检验的结果证实了变量之间存在协整。ARDL结果显示,腐败对经济增长在短期和长期都有显著的负面影响。我们进一步确认,外债、农业产出和人力资本开发对增长有积极影响,而外国直接投资和通货膨胀率在短期和长期都危及增长。相互作用项的结果揭示了腐败对人力资本支出和外债对经济增长的积极影响的破坏性影响。根据这项研究的结果,很明显,在一个腐败的环境中,实现可持续的增长将是难以实现的。因此,该研究建议政府应加强尼日利亚反腐败机构的活动,以降低腐败率。
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引用次数: 0
Recruitment Search Engines for Screening Resumes through AI by Using Boolean Search Functions 基于布尔搜索功能的人工智能简历筛选招聘搜索引擎
Q3 Social Sciences Pub Date : 2021-10-29 DOI: 10.52941/jad.v7i2.23
Sunaina Arora, Neeraj Kumari
The days are gone when hard copies of resumes were sent to recruiters and they used to screen and set aside non relevant resumes. Artificial Intelligence has taken up mundane tasks of recruiters by simplifying search algorithms and human computer interaction. Job Boards provide recruiters with a database of candidates powered by a search tool with lot of filters. The demonstration paper actually carries out searches on recruitment database access tools to filter the relevant applicants from a wide pool of data with the help of search engine tools in resume databases of various jobboards. It shows how Boolean operators get through better search results in few minutes. Recruiter job to get to the right candidate is sorted out with Artificial Intelligence so that they can focus more on strategic tasks. Future of AI in recruitment is immense. Already companies are empowering recruiters with 360 degree tools which help with all Human Resource Aspects.
纸质简历寄给招聘人员的日子已经一去不复返了,招聘人员过去常常筛选和搁置不相关的简历。人工智能通过简化搜索算法和人机交互,取代了招聘人员的日常工作。招聘网站为招聘人员提供了一个求职者数据库,该数据库由带有许多过滤器的搜索工具提供支持。演示论文实际上是在招聘数据库访问工具上进行搜索,借助各种求职板的简历数据库中的搜索引擎工具,从广泛的数据池中过滤出相关的申请人。它展示了布尔运算符如何在几分钟内获得更好的搜索结果。招聘人员通过人工智能来挑选合适的候选人,这样他们就可以更多地专注于战略任务。人工智能在招聘方面的未来是巨大的。公司已经开始为招聘人员提供360度全方位的工具,帮助他们处理所有人力资源方面的问题。
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引用次数: 1
Harnessing the Demographic Dividend in Africa Through Lessons From East Asia's Experience 借鉴东亚经验,利用非洲人口红利
Q3 Social Sciences Pub Date : 2021-07-01 DOI: 10.4018/JCAD.20210701.OA1
Ehizuelen Michael Mitchell Omoruyi
Notably, East Asian Economies successfully capitalized on shifts in their age structures to gain a boost in economic productivity, a phenomenon known as the demographic dividend. Nowadays, despite the hitherto sluggish pace of Africa’s transition, experts remain optimistic that similar transformation in Africa may lead to faster development in coming decades. The paper attempts to answer the following three questions: (i) Can natural resource development help African economies harness its demographic dividend? (ii) as China forty years long, demographic dividend draws to an end, China is actively trying to capture fresh economic opportunities in higher-value-added productive activity. Can Africa seize this opportunity provided by its own emerging demographic dividend era? (iii) Can imitation game help African economies harness its demographic dividend? Arguably, for African economies to imitate the East Asian miracle and harness a maximum demographic dividend, they should adhere to these three mechanisms: labor supply, savings, and human capital.
值得注意的是,东亚经济体成功地利用了其年龄结构的变化,从而提高了经济生产率,这种现象被称为人口红利。如今,尽管迄今为止非洲的转型步伐缓慢,但专家们仍然乐观地认为,非洲的类似转型可能会在未来几十年带来更快的发展。本文试图回答以下三个问题:(i)自然资源开发能否帮助非洲经济利用其人口红利?(ii)随着中国长达40年的人口红利接近尾声,中国正积极尝试在高附加值的生产活动中捕捉新的经济机会。非洲能否抓住人口红利时代带来的机遇?(三)模仿游戏能否帮助非洲经济体利用其人口红利?可以说,非洲经济体要想模仿东亚奇迹并最大限度地利用人口红利,就应该坚持这三种机制:劳动力供应、储蓄和人力资本。
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引用次数: 2
China's Shifting Labour-Intensive Manufacturing Firms to Africa 中国劳动密集型制造业企业向非洲转移
Q3 Social Sciences Pub Date : 2021-07-01 DOI: 10.4018/jcad.285550
Ezihuelen Michael Mitchell Omoruyi
The paper aims to bring attention to the vital phenomenon of China’s factory relocation to Africa, with a special focus on Ethiopia and Rwanda. As such, the paper asks: can the surge in wages in China decisively lead to the relocation of labor-intensive manufacturing firms from China to Ethiopia and Rwanda on a scale substantially sufficient to kick-start their industrialization? In attempting to answer the question, the paper also attempts to find out if there can be any possible shift from Asian to African Geese formation within the context of flying geese (FG) theory of comparative advantage, a framework that is useful in understanding the concept of “catching-up economy”, relaying as the paper general analytical framework. The paper finds out that China’s factory relocation are still limited and constrained, owing to both African nations and China’s side factors.
本文旨在引起人们对中国工厂迁往非洲这一重要现象的关注,并特别关注埃塞俄比亚和卢旺达。因此,这篇论文提出了这样的问题:中国工资的飙升能否决定性地导致劳动密集型制造业企业从中国转移到埃塞俄比亚和卢旺达,其规模是否足以启动它们的工业化?在试图回答这个问题的过程中,本文还试图找出在雁群比较优势理论的背景下,是否存在从亚洲雁群到非洲雁群形成的任何可能的转变,这一框架有助于理解“追赶型经济”的概念,并将其作为本文的一般分析框架。本文发现,由于非洲国家和中国的侧面因素,中国的工厂搬迁仍然是有限和受限的。
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引用次数: 3
China’s Infrastructure Financing and the Role of Infrastructure in Awakening African Economies 中国的基础设施融资和基础设施在非洲经济觉醒中的作用
Q3 Social Sciences Pub Date : 2021-07-01 DOI: 10.4018/jcad.20210701oa02
African economies, through Agenda 2063, recognize that developing infrastructure – transport, electricity, energy, water, and e-connectivity – will be critical for the region to assume a lasting place in the global economic system. As a result, this paper addresses the continent’s infrastructure gap and provides an important insight into the rapidly growing presence of China’s official infrastructure financing in Africa as well as the distinctive character of its involvement. In addition, the paper provides an empirical evaluation of the role of infrastructure in awakening African economies. The generalized-method-of-moments (GMM) estimator for dynamic models of panel data developed by Arellano and Bond (1991), and Arellano and Bover (1995) was employed to estimate an infrastructure-increased growth model.
通过《2063年议程》,非洲经济体认识到发展基础设施——交通、电力、能源、水和电子连接——对于该地区在全球经济体系中占据持久地位至关重要。因此,本文解决了非洲大陆的基础设施缺口,并对中国在非洲的官方基础设施融资的快速增长及其参与的独特特征提供了重要见解。此外,本文还对基础设施在觉醒的非洲经济中的作用进行了实证评估。采用由Arellano和Bond(1991)以及Arellano和Bover(1995)开发的面板数据动态模型的广义矩量法(GMM)估计器来估计基础设施增长模型。
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引用次数: 0
Towards Eco-Friendly Responsibilities 履行环保责任
Q3 Social Sciences Pub Date : 2021-07-01 DOI: 10.4018/jcad.286773
M. Huda, Islah Gusmian, Mufrad Teguh Mulyo
Attempts to fulfil the contemporary needs mainly on strengthening eco-friendly responsibilities are in line with the strategic role of expanding committed awareness of sustaining the healthy community. This initiative should bring along with enhancing the duties on how educational institution can manage its role in the balance between human being and natural resources. As such, the innovative learning culture in enabling the school approach in empowering sustainability should be taken into consideration in strengthening multi-task for sustainable communities. This paper aims to examine the eco-friendly responsibilities to enhance the healthy community through cross reviewing Indonesian field school model. With the critical review of literature from referred journals, books, and conferences, the theoretical framework model with a guideline will be offered to assist in the innovative learning culture to strengthen its play in bringing environmental and social responsibilities in line with sustainability goal achievement program.
主要通过加强生态友好责任来满足当代需求的努力,符合扩大对维持健康社区的坚定认识的战略作用。这一举措应伴随着加强教育机构如何管理其在人与自然资源之间平衡中的作用的责任。因此,在加强可持续社区的多重任务时,应考虑到创新的学习文化,使学校的方法能够增强可持续性。本文旨在通过对印尼田野学校模式的交叉考察,考察生态友好型责任对促进健康社区的作用。通过对相关期刊、书籍和会议文献的批判性回顾,本文提出了具有指导意义的理论框架模型,以帮助创新学习文化加强其在将环境和社会责任与可持续发展目标实现计划相一致方面的作用。
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引用次数: 1
China's Infrastructure Financing and the Role of Infrastructure in Awakening African Economies 中国的基础设施融资和基础设施在非洲经济觉醒中的作用
Q3 Social Sciences Pub Date : 2021-07-01 DOI: 10.4018/jcad.20210701.oa2
M. M. O. Ehizuelen
African economies, through Agenda 2063, recognize that developing infrastructure – transport, electricity, energy, water, and e-connectivity – will be critical for the region to assume a lasting place in the global economic system. As a result, this paper addresses the continent’s infrastructure gap and provides an important insight into the rapidly growing presence of China’s official infrastructure financing in Africa as well as the distinctive character of its involvement. In addition, the paper provides an empirical evaluation of the role of infrastructure in awakening African economies. The generalized-method-of-moments (GMM) estimator for dynamic models of panel data developed by Arellano and Bond (1991), and Arellano and Bover (1995) was employed to estimate an infrastructure-increased growth model.
通过《2063年议程》,非洲经济体认识到发展基础设施——交通、电力、能源、水和电子连接——对于该地区在全球经济体系中占据持久地位至关重要。因此,本文解决了非洲大陆的基础设施缺口,并对中国在非洲的官方基础设施融资的快速增长及其参与的独特特征提供了重要见解。此外,本文还对基础设施在觉醒的非洲经济中的作用进行了实证评估。采用由Arellano和Bond(1991)以及Arellano和Bover(1995)开发的面板数据动态模型的广义矩量法(GMM)估计器来估计基础设施增长模型。
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引用次数: 4
Use of Social Networking Sites Among the Student of Universities in Bangladesh: A Case Study of Cumilla District 孟加拉大学生使用社交网站情况:以卡米拉区为例
Q3 Social Sciences Pub Date : 2021-06-29 DOI: 10.52941/jad.v7i2.7
Md. Ruhul Amin, Md. Rashidul Islam Sheikh
Social networking sites are a well-known word in today’s world because of their enormous growth, development, and utilization. It has created a new world without boundaries. The total population, 5 percent, 9 percent, 10 percent, 38 percent, and 78 percent of Bangladesh, Pakistan, India, China, and the USA using the internet reported by the World Bank (Editor, 2013). Teenagers and young adults are used social networking sites devotedly—the study conducted on four universities in Cumilla district, Bangladesh. This research aims to determine the causes and consequences of using social networking sites (SNSs) among the students at universities in Cumilla, Bangladesh. In this study, we have used the survey method and questionnaire tools for collecting the data. The information was collected from 200 students through purposive sampling. We have assessed and analyzed the data through descriptive statistical methods. Some significant findings of the study demonstrate that the students use the SNSs to communicate with friends and family, collecting educational information. They spend an average of 2/3 hours daily using SNSs. Among the SNSs, Facebook is the most popular site. Findings also revealed that the excessive use of SNSs creates physical and mental disorders. 
社交网站在当今世界因其巨大的增长、发展和使用而成为一个众所周知的词。它创造了一个没有边界的新世界。据世界银行报道,孟加拉国、巴基斯坦、印度、中国和美国使用互联网的总人口分别为5%、9%、10%、38%和78%(编辑,2013年)。青少年和年轻人对社交网站的使用率很高——这项研究是在孟加拉国卡米拉区的四所大学进行的。本研究旨在确定孟加拉Cumilla大学学生使用社交网站(sns)的原因和后果。在本研究中,我们使用了调查法和问卷调查工具来收集数据。通过有目的的抽样,从200名学生中收集信息。我们通过描述性统计方法对数据进行了评估和分析。本研究的一些重要发现表明,学生使用社交网站与朋友和家人交流,收集教育信息。他们平均每天花2/3小时使用社交网站。在社交网站中,Facebook是最受欢迎的网站。调查结果还显示,过度使用社交媒体会造成身体和精神障碍。
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引用次数: 0
期刊
Journal of Comparative Asian Development
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