{"title":"The Distributional and Cost Implications of Negative Expected Family Contributions","authors":"Robert Kelchen","doi":"10.55504/0884-9153.1597","DOIUrl":"https://doi.org/10.55504/0884-9153.1597","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"163 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2017-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78008944","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Although public concern about student loan debt has been increasing, little research has examined predictors of debt beyond financial need or demographic factors. The present study explored the role of several psychological and attitudinal variables in student loan debt among 189 college students. Results indicate that loan initiative and loan resignation attitudes predicted level of student loan debt. In addition, locus of control, delay of gratification, and social comparison are also related to loans and loan attitudes. Parental instruction marginally predicted loan attitudes, but not loan totals. Overall, these results suggest the need to consider non-need based factors when counseling students about accepting loans.
{"title":"Beyond Financial Need: Predictors of Student Loans and Student Loan Attitudes","authors":"J. Norvilitis, Meghan J Batt","doi":"10.55504/0884-9153.1574","DOIUrl":"https://doi.org/10.55504/0884-9153.1574","url":null,"abstract":"Although public concern about student loan debt has been increasing, little research has examined predictors of debt beyond financial need or demographic factors. The present study explored the role of several psychological and attitudinal variables in student loan debt among 189 college students. Results indicate that loan initiative and loan resignation attitudes predicted level of student loan debt. In addition, locus of control, delay of gratification, and social comparison are also related to loans and loan attitudes. Parental instruction marginally predicted loan attitudes, but not loan totals. Overall, these results suggest the need to consider non-need based factors when counseling students about accepting loans.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"25 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81469503","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Amanda Rutherford Expectations of public institutions of higher education now include a growing number of competing goals. Financial assistance policies are expected to reward student talent, expand access to education, boost retention and graduation rates, and more. Yet research has not generally provided an empirical assessment of whether and how higher levels of goal complexity are linked to institutional processes and outcomes. The present study examines financial assistance goal complexity in two- and four-year public institutions using survey data from the State Higher Education Executive Officers Association (SHEEO). Findings show that both two-year and four-year colleges are affected similarly by goal complexity in terms of state and institutional financial aid awards but quite differently for student outcomes. Complexity has a strong negative effect on graduation and retention rates at two-year institutions, suggesting that state actors need to better differentiate between their demands of two- and
{"title":"Goal Complexity in Financial Aid and the Contingency of Organizational Sector","authors":"A. Rutherford","doi":"10.55504/0884-9153.1582","DOIUrl":"https://doi.org/10.55504/0884-9153.1582","url":null,"abstract":"Amanda Rutherford Expectations of public institutions of higher education now include a growing number of competing goals. Financial assistance policies are expected to reward student talent, expand access to education, boost retention and graduation rates, and more. Yet research has not generally provided an empirical assessment of whether and how higher levels of goal complexity are linked to institutional processes and outcomes. The present study examines financial assistance goal complexity in two- and four-year public institutions using survey data from the State Higher Education Executive Officers Association (SHEEO). Findings show that both two-year and four-year colleges are affected similarly by goal complexity in terms of state and institutional financial aid awards but quite differently for student outcomes. Complexity has a strong negative effect on graduation and retention rates at two-year institutions, suggesting that state actors need to better differentiate between their demands of two- and","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"14 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87994394","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors that Affect Willingness to Borrow Student Loans among Community College Students","authors":"Kathleen K Menges, C. Leonhard","doi":"10.55504/0884-9153.1563","DOIUrl":"https://doi.org/10.55504/0884-9153.1563","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"24 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76696335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Does Merit-Based Aid Improve College Affordability? Testing the Bennett Hypothesis in the Era of Merit-Based Aid","authors":"Jungmin Lee","doi":"10.55504/0884-9153.1575","DOIUrl":"https://doi.org/10.55504/0884-9153.1575","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"67 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-07-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84055577","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Editor's Column","authors":"Jacob P. K. Gross","doi":"10.55504/0884-9153.1606","DOIUrl":"https://doi.org/10.55504/0884-9153.1606","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"1 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82812549","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"How Money Helps Keep Students in College: The Relationship between Family Finances, Merit-based Aid, and Retention in Higher Education","authors":"Alexandre Olbrecht, C. Romano, Jeremy M. Teigen","doi":"10.55504/0884-9153.1548","DOIUrl":"https://doi.org/10.55504/0884-9153.1548","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"33 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2016-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75090901","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Federal Pell Grant Program and Reauthorization of the Higher Education Act","authors":"S. Baum","doi":"10.55504/0884-9153.1587","DOIUrl":"https://doi.org/10.55504/0884-9153.1587","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"1 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2015-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89381418","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Introduction: Reauthorization: An Opportunity for Substantive Change in How Students Pay for College","authors":"Jacob P. Gross","doi":"10.55504/0884-9153.1585","DOIUrl":"https://doi.org/10.55504/0884-9153.1585","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"104 48 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2015-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77636013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Borrowing and Repaying Student Loans","authors":"Nicholas W. Hillman","doi":"10.55504/0884-9153.1588","DOIUrl":"https://doi.org/10.55504/0884-9153.1588","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"10 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2015-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74716056","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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