The Indian Sundarban, renowned for its unique hydro-geomorphic diversity, faces rising threats from sea level rise, necessitating an examination of the spatio-temporal variation of vertical accretion and the role played by mangroves in mitigating these impacts. As such, fifteen transects were chosen across buffer and transition zones of Indian Sundarban, each equipped with 4–6 sedimentation pins, to gauge accretion rates in premonsoon, monsoon, and postmonsoon season during period March 2020 to March 2022, considering diverse hydro-geomorphic attributes. The vertical accretion rate exhibits a curvilinear pattern, ascending from the lower seafront zone towards the middle of the estuarine region, reaching a peak, and subsequently declining towards the upper estuarine zones. Specifically, in the seafront zone, the yearly mean accretion (focusing solely on accretion and excluding subsidence) ranges between 5 and 10 mm/year, while in the middle estuarine region, it increases to an average of 38.1 ± 9.44 mm/year. However, in the upper zone, the yearly mean accretion decreases slightly to approximately 17.71 ± 9.54 mm/year. Similar patterns are observed when considering the distance from the riverfront to the interior of the mangrove zones. Seasonal analysis demonstrates that the postmonsoon period exhibits the highest accretion, followed by the premonsoon season, while the monsoon tends to be erosional in nature. Mangrove zonation, and subsequent distribution of root height, root diameter, root density, tree density, tree basal area, inundation frequency, current speed, variation in suspended sediment concentration were identified as influential factors affecting vertical accretion rates. Based on multiple regression analysis, root density, inundation frequency, and tree density demonstrated moderate-positive correlations with vertical accretion, whereas distance from the riverfront, root height, and root diameter displayed negative correlations. This study enhances our understanding of the intricate processes behind vertical accretion in the Sundarban, offering valuable insights for future research and advancing discussions on the broader implications of climate change in coastal regions.