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Financial inclusion based on financial technology and risky behaviour of micro-finance institutes: evidence from South Asian micro-finance banks 基于金融技术和小额信贷机构风险行为的普惠金融:来自南亚小额信贷银行的证据
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-06-19 DOI: 10.1108/dprg-12-2022-0149
S. Hussain, Abdul Rasheed
PurposeThe purpose of this paper financial technology (FinTech) revolutions are promptly remodelling the worldwide financial industry and facilitating financial inclusion initiatives with the aid of micro-finance institutions. Such hi-tech modifications are anticipated to sell the stableness of the financial system and lessen its predominant actors’ risk-taking behaviour. However, there needs to be more practical proof to guide the effect of financial inclusion based on financial technology on the risky behaviour of South Asia micro-finance institutes.Design/methodology/approachTherefore, the authors industrialised a fresh index to calculate financial inclusion based on financial technology and empirically measure its position in decreasing the risk-taking approach of micro-finance institutes. The use of numerous robustness examinations endorsed the rationality of the authors’ outcomes.FindingsZ-scoring or standard scoring outcomes of FinInc support the extant studies displaying its incredible connection with economic stability, which interprets as a terrible courting with risky behaviour of micro-finance institutes. Consequently, the authors highlighted the significance of the universality and openness of financial technology solutions in minimising risk of micro-finance institutes. Moreover, the authors concluded that financial technology is greater related to small-size micro-finance institutes.Originality/valueThis study currently focusing South Asia, which has not been explored before, and it is the first time to research financial inclusion with Fintech in this area.
金融技术(FinTech)革命正在迅速重塑全球金融业,并在小额信贷机构的帮助下促进金融包容性举措。预计这种高科技改造将促进金融体系的稳定,并减少金融体系主要参与者的冒险行为。然而,需要更多的实际证据来指导基于金融技术的普惠金融对南亚小额信贷机构风险行为的影响。因此,作者构建了一个基于金融技术的普惠金融计算新指标,并实证衡量其在降低小额信贷机构风险承担方式中的地位。大量稳健性检验的使用支持了作者结果的合理性。FinInc的z评分或标准评分结果支持现有研究,显示其与经济稳定的惊人联系,这被解释为与小额信贷机构的风险行为的可怕追求。因此,作者强调了金融技术解决方案的普遍性和开放性对最小化小额信贷机构风险的重要性。此外,作者还得出结论,金融技术与小型小额信贷机构的关系更大。原创性/价值本研究目前集中在南亚,这是以前没有探索过的,这是第一次在该地区研究金融科技的普惠金融。
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引用次数: 0
Looming market failure in cloud computing: a new institutional economics perspective 云计算中若隐若现的市场失灵:一个新的制度经济学视角
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-06-08 DOI: 10.1108/dprg-09-2022-0111
Samit Tripathy, A. Sengupta, Amalendu Jyotishi
PurposeIn recent times, high demand for cloud-based services has led to substantial focus in extant literature from technological and business perspectives. However, the prevailing market imperfections have not drawn much interest. This study aims to emphasize on potential sources of market imperfections from new institutional economics (NIE) perspective and attempts to bring forth the importance of public policy in cloud computing ecosystem.Design/methodology/approachThis study takes a review-based deductive approach to present a set of propositions which highlight potential causes leading to suboptimal performance of cloud-based services.FindingsLack of clarity around ownership and property rights, high asset specificity, existence of information asymmetry and bounded rationality of the provider and consumer, lead to higher transaction cost for providers and consumers, discouraging participation. This would lead to moral hazard and adverse selection and create market imperfections. Appropriate contractual guidelines, standards, legal framework and policy measures will reduce the risk of such imperfections.Research limitations/implicationsAs the focus of the study is to forward the propositions and not to empirically test them, future researchers can adopt data-driven studies to validate those propositions.Practical implicationsTo ensure equity in the cloud-market, government and industry bodies should work towards enabling both the small and large players to use cloud-based services efficiently and effectively. Appropriate public policy measures can help remove potential market imperfections, encourage better participation and adoption of cloud-based services.Originality/valueThis study identifies potential market imperfections in cloud computing ecosystem through the lens of the theoretical frameworks of NIE.
最近,对基于云的服务的高需求导致了现有文献从技术和商业角度的大量关注。然而,普遍存在的市场缺陷并没有引起多大兴趣。本研究旨在从新制度经济学(NIE)的视角出发,强调市场不完善的潜在来源,并试图提出公共政策在云计算生态系统中的重要性。设计/方法/方法本研究采用基于评论的演绎方法来提出一组命题,这些命题突出了导致基于云的服务性能次优的潜在原因。发现所有权和产权不清晰、资产专用性高、信息不对称以及提供者和消费者有限理性的存在,导致提供者和消费者的交易成本较高,不利于参与。这将导致道德风险和逆向选择,并造成市场不完善。适当的合同准则、标准、法律框架和政策措施将减少这种不完善的风险。由于研究的重点是提出命题,而不是对其进行实证检验,未来的研究人员可以采用数据驱动的研究来验证这些命题。实际影响为了确保云市场的公平,政府和行业机构应努力使小型和大型企业都能高效地使用基于云的服务。适当的公共政策措施有助于消除潜在的市场缺陷,鼓励更好地参与和采用基于云的服务。原创性/价值本研究通过NIE的理论框架来识别云计算生态系统中潜在的市场缺陷。
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引用次数: 0
Navigating cyber resilience in seaports: challenges of preparing for cyberattacks at the Port of Rotterdam 海港网络弹性导航:鹿特丹港应对网络攻击的挑战
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-05-26 DOI: 10.1108/dprg-12-2022-0150
E. Punt, Jochen Monstadt, S. Frank, P. Witte
PurposeCyber resilience has emerged as an approach for seaports to deal with cyberattacks; it emphasizes ports’ ability to prepare for an attack and to keep operating and recover quickly. However, little research has been undertaken on the challenges of governing cyber risks in seaports. This study aims to address this gap.Design/methodology/approachGoverning cyber resilience is shaped by distributed responsibilities, uncertainties and ambiguities. The authors use this conceptualization to explore the governance of cyber risks in seaports, taking the Port of Rotterdam as a case study and analyzing semistructured interviews with stakeholders, participatory observation and policy documents and legislation.FindingsThe authors found that many strategies for governing cyber risks remain dedicated to protecting computer systems against cyberattacks. Nevertheless, port stakeholders have also developed strategies in anticipation of disruptions. However, these strategies appear informal and uncoordinated due to a lack of information exchange, insufficient knowledge regarding cyber risks and disagreement about how to make the Port of Rotterdam cyber resilient. What mainly hampers the cyber resilience of the port is the lack of a comprehensive regulatory framework and economic incentives. The authors conclude that resilience is merely an ideal at the Port of Rotterdam, meaning related governance strategies remain incremental and await institutionalization.Originality/valueThis paper offers insights into the cyber resilience of critical socio-technical systems, which have been underexposed in cyber resilience debates, but, when exploited, can manifest in large-scale disruptions.
网络弹性已成为海港应对网络攻击的一种方法;它强调港口应对攻击的能力,以及保持运营和快速恢复的能力。然而,关于管理海港网络风险的挑战的研究很少。本研究旨在解决这一差距。设计/方法/方法管理网络弹性是由分散的责任、不确定性和模糊性决定的。作者利用这一概念来探索海港网络风险的治理,以鹿特丹港为例,分析了与利益相关者的半结构化访谈、参与性观察以及政策文件和立法。研究结果作者发现,许多管理网络风险的策略仍然致力于保护计算机系统免受网络攻击。然而,港口利益相关者也制定了预期中断的战略。然而,由于缺乏信息交流,对网络风险的认识不足,以及在如何使鹿特丹港具有网络弹性方面存在分歧,这些战略显得非正式和不协调。阻碍港口网络弹性的主要因素是缺乏全面的监管框架和经济激励。作者得出的结论是,弹性仅仅是鹿特丹港的一种理想,这意味着相关的治理策略仍然是渐进的,等待制度化。原创性/价值本文提供了对关键社会技术系统的网络弹性的见解,这些系统在网络弹性辩论中未被充分暴露,但是,当被利用时,可能会导致大规模的破坏。
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引用次数: 0
Snowden, Assange, Manning & the new knowledge cyberclass 斯诺登、阿桑奇、曼宁和新知识网络课堂
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-05-25 DOI: 10.1108/dprg-12-2022-0147
E. Boussios
PurposeThe purpose of this study is to explore and theorize on the motivations of a new class of whistleblowers or leakers stemming from the “abusive” cybersecurity practices of Western governments. This research primarily focuses on such practices of the US Government.Design/methodology/approachThis work is designed as a case study research of cybersecurity whistleblowers or leakers on Western governments, involving data collection from primary and secondary sources. The method is a content analysis to determine the presence of certain themes within this primary and secondary data which this research can then make inferences about the messages within the texts.FindingsThe findings show a formation of a recent class of power brokers, with its own collective ethos, who will be known by a new term: the “New Knowledge Cyberclass” (NKC). The development of the NKC was revealed through the shocking data revelations by Edward Snowden, Julian Assange and Chelsea Manning. What separates the NKC from government “protectors” (i.e. President Obama, Central Intelligence Agency Director Mike Pompeo), who argue that these leakers stole and leaked classified documents that endangered lives, is their definitions of what it means to be defenders of democracy, which here pertains to the rights to citizens’ online privacy and the degree of secrecy in US Government.Originality/valueTo the best of the author’s knowledge, this is the first study directed toward connecting, Snowden, Assange and Manning, to the birth of a new class of power brokers designed to directly challenge Western government malpractices with citizens’ online privacy and secrecy in foreign operations. This research explores both the birth of this new class and a collective ethos that binds this group together despite the tensions and conflicts within this new class.
本研究的目的是探索和理论化源于西方政府“滥用”网络安全实践的新一类举报人或泄密者的动机。本研究主要关注美国政府的此类做法。设计/方法/方法本工作旨在作为西方政府的网络安全举报人或泄密者的案例研究,涉及从一手和二手来源收集数据。该方法是一种内容分析,以确定这些主要和次要数据中某些主题的存在,然后本研究可以对文本中的信息进行推断。研究结果表明,最近形成了一个具有集体精神的权力掮客阶层,他们将被称为“新知识网络阶层”(NKC)。国家情报中心的发展是通过爱德华·斯诺登、朱利安·阿桑奇和切尔西·曼宁披露的令人震惊的数据而曝光的。NKC与政府“保护者”(即奥巴马总统、中央情报局局长迈克·蓬佩奥)的区别在于他们对民主捍卫者的定义,即公民的网络隐私权和美国政府的保密程度。政府“保护者”认为这些泄密者窃取并泄露了危及生命的机密文件。原创性/价值据作者所知,这是第一个将斯诺登、阿桑奇和曼宁与新一类权力经纪人的诞生联系起来的研究,这些权力经纪人旨在直接挑战西方政府在海外行动中侵犯公民在线隐私和保密的不当行为。本研究探讨了这个新阶级的诞生,以及一种将这个群体联系在一起的集体精神,尽管这个新阶级内部存在紧张和冲突。
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引用次数: 1
Cryptocurrency estate planning: the challenges, suggested solutions and Malaysia’s future directions 加密货币遗产规划:挑战、建议的解决方案和马来西亚的未来方向
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-05-02 DOI: 10.1108/dprg-10-2021-0126
N. Katuk, Norazlina Abd. Wahab, Nur Syaedah Kamis
PurposeThis paper aims to collect evidence on the issues and challenges in cryptocurrency estate planning and the possible approaches or methods to address them. Then, this paper also aims to understand Malaysia’s situation compared to global situations and determine how the country could address those challenges.Design/methodology/approachThis study adapted a standard systematic review protocol named preferred reporting items for systematic reviews and meta-analyses, guided by three research questions: what are the challenges of cryptocurrency estate planning, how do researchers and practitioners address the issues or challenges and how could Malaysians move towards sustainable cryptocurrency estate planning? Relevant documents reported on cryptocurrency estate planning were analysed using thematic analysis.FindingsThe results of this review suggested that the issues and challenges in cryptocurrency estate planning can be described from six aspects: awareness, financial aspects, law, process, security and taxation. On the other hand, the approaches or methods to address these challenges may be categorised into laws, processes and technology. Further, a framework for cryptocurrency estate planning in Malaysia is proposed as an initial step towards a sustainable economy and society in Malaysia.Research limitations/implicationsThe state and the use of cryptocurrency are still considered new in most countries globally. Hence, people are yet to be aware of the issues that may arise from it. Nevertheless, cryptocurrency estate planning will soon become an area of interest in which this study could enhance the literature and contribute knowledge to understanding the situation.Originality/valueThis study collected evidence on the issues and the approaches to address cryptocurrency estate planning. This study then focused on the Malaysian perspective by proposing a framework that was not covered by existing studies.
本文旨在收集有关加密货币遗产规划中的问题和挑战以及解决这些问题的可能方法或方法的证据。然后,本文还旨在了解马来西亚的情况与全球情况相比,并确定该国如何应对这些挑战。本研究采用了一个标准的系统审查协议,命名为系统审查和荟萃分析的首选报告项目,以三个研究问题为指导:加密货币遗产规划的挑战是什么,研究人员和从业者如何解决这些问题或挑战,以及马来西亚人如何走向可持续的加密货币遗产规划?采用专题分析方法对加密货币遗产规划相关文献进行分析。研究结果表明,加密货币遗产规划中存在的问题和挑战可以从意识、财务、法律、流程、安全和税收六个方面进行描述。另一方面,解决这些挑战的途径或方法可以分为法律、流程和技术。此外,马来西亚提出了一个加密货币遗产规划框架,作为马来西亚实现可持续经济和社会的第一步。研究限制/影响在全球大多数国家,加密货币的状态和使用仍然被认为是新的。因此,人们还没有意识到可能由此产生的问题。尽管如此,加密货币遗产规划将很快成为一个感兴趣的领域,本研究可以增强文献并为理解情况提供知识。独创性/价值本研究收集了有关问题和解决加密货币遗产规划方法的证据。然后,这项研究通过提出一个现有研究未涵盖的框架,将重点放在马来西亚的观点上。
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引用次数: 0
Challenges in smart nation building: a solution-oriented framework based on a systematic literature review 智慧国家建设的挑战:基于系统文献综述的解决方案导向框架
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-04-27 DOI: 10.1108/dprg-11-2021-0151
Murali Krishna Penmetsa, Sebastián Bruque-Cámara
PurposeNations are opening their “digital borders” to allow the free movement of business, employment and skills. However, this process of digitalization is fraught with challenges. This study aims to identify these challenges to build a solution-oriented framework for smart nations.Design/methodology/approachThis study conducted a systematic literature review, analyzing 69 peer-reviewed academic papers out of 5,958 identified papers.FindingsThe identified challenges for smart nation building were categorized as follows: people and society, technology and innovation, digital infrastructure, politics, governance, economics and business and sustainability. To overcome these challenges, this study highlights the need for a holistic national approach, which includes solutions such as improving education, technology-driven innovations, investments for building smart nation infrastructure, top political leadership involvement, national vision and action plan, national regulatory frameworks, business environment and job creation, stakeholder engagement, renewable energy use and technological integration – all of which are key for sustainable development.Research limitations/implicationsThis study provides directions for building a smart nation framework, but the literature review results are confined to articles, conference papers and book chapters. This study could be further enriched if the findings are cross-checked with experts. This limitation will be addressed in future research.Originality/valueGiven the dearth of literature on this nascent concept, the insights from this study can guide policymakers and industry leaders involved in smart nation building and benefit researchers engaged in theoretical development.
目的是开放他们的“数字边界”,允许商业、就业和技能的自由流动。然而,这一数字化进程充满了挑战。本研究旨在确定这些挑战,为智能国家建立一个以解决方案为导向的框架。本研究进行了系统的文献综述,分析了5958篇经同行评审的学术论文中的69篇。智慧国家建设面临的挑战如下:人与社会、技术与创新、数字基础设施、政治、治理、经济与商业以及可持续性。为了克服这些挑战,本研究强调需要一个整体的国家方法,其中包括改善教育、技术驱动的创新、投资建设智能国家基础设施、最高政治领导参与、国家愿景和行动计划、国家监管框架、商业环境和创造就业机会、利益相关者参与、可再生能源的使用和技术整合——所有这些都是可持续发展的关键。研究局限/启示本研究为构建智慧国家框架提供了方向,但文献综述结果仅限于文章、会议论文和书籍章节。如果研究结果与专家进行交叉验证,这项研究可能会进一步丰富。这一限制将在未来的研究中加以解决。原创性/价值鉴于这一新兴概念的文献匮乏,本研究的见解可以指导参与智慧国家建设的政策制定者和行业领导者,并使从事理论发展的研究人员受益。
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引用次数: 0
Data driven approaches for smart city planning and design: a case scenario on urban data management 智慧城市规划与设计的数据驱动方法:城市数据管理的案例场景
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-04-18 DOI: 10.1108/dprg-03-2022-0023
Anthony Jnr. Bokolo
PurposeBecause of the use of digital technologies in smart cities, municipalities are increasingly facing issues related to urban data management and are seeking ways to exploit these huge amounts of data for the actualization of data driven services. However, only few studies discuss challenges related to data driven strategies in smart cities. Accordingly, the purpose of this study is to present data driven approaches (architecture and model), for urban data management needed to improve smart city planning and design. The developed approaches depict how data can underpin sustainable urban development.Design/methodology/approachDesign science research is adopted following a qualitative method to evaluate the architecture developed based on top-level design using a case data from workshops and interviews with experts involved in a smart city project.FindingsThe findings of this study from the evaluations indicate that the identified enablers are useful to support data driven services in smart cities and the developed architecture can be used to promote urban data management. More importantly, findings from this study provide guidelines to municipalities to improve data driven services for smart city planning and design.Research limitations/implicationsFeedback as qualitative data from practitioners provided evidence on how data driven strategies can be achieved in smart cities. However, the model is not validated. Hence, quantitative data is needed to further validate the enablers that influence data driven services in smart city planning and design.Practical implicationsFindings from this study offer practical insights and real-life evidence to define data driven enablers in smart cities and suggest research propositions for future studies. Additionally, this study develops a real conceptualization of data driven method for municipalities to foster open data and digital service innovation for smart city development.Social implicationsThe main findings of this study suggest that data governance, interoperability, data security and risk assessment influence data driven services in smart cities. This study derives propositions based on the developed model that identifies enablers for actualization of data driven services for smart cities planning and design.Originality/valueThis study explores the enablers of data driven strategies in smart city and further developed an architecture and model that can be adopted by municipalities to structure their urban data initiatives for improving data driven services to make cities smarter. The developed model supports municipalities to manage data used from different sources to support the design of data driven services provided by different enterprises that collaborate in urban environment.
由于在智慧城市中使用数字技术,市政当局越来越多地面临与城市数据管理相关的问题,并正在寻求利用这些大量数据实现数据驱动服务的方法。然而,只有少数研究讨论了与智慧城市中数据驱动战略相关的挑战。因此,本研究的目的是提出数据驱动的方法(架构和模型),用于改善智慧城市规划和设计所需的城市数据管理。开发的方法描述了数据如何支持可持续城市发展。设计/方法论/方法采用设计科学研究,采用定性方法评估基于顶层设计开发的架构,使用来自研讨会的案例数据和对参与智慧城市项目的专家的访谈。本研究的评估结果表明,确定的使能因素有助于支持智慧城市中的数据驱动服务,开发的架构可用于促进城市数据管理。更重要的是,本研究的结果为市政当局提供了指导方针,以改善智能城市规划和设计的数据驱动服务。研究局限/启示来自从业者的反馈作为定性数据为如何在智慧城市中实现数据驱动战略提供了证据。然而,该模型尚未得到验证。因此,需要定量数据来进一步验证影响智慧城市规划和设计中数据驱动服务的促成因素。实际意义本研究的发现为定义智慧城市中的数据驱动因素提供了实际见解和现实证据,并为未来的研究提出了研究建议。此外,本研究为市政当局提供了数据驱动方法的真正概念化,以促进智能城市发展的开放数据和数字服务创新。社会意义本研究的主要发现表明,数据治理、互操作性、数据安全和风险评估影响着智慧城市中数据驱动的服务。本研究基于已开发的模型提出建议,该模型确定了实现智能城市规划和设计的数据驱动服务的使能因素。原创性/价值本研究探讨了智慧城市中数据驱动战略的推动因素,并进一步开发了一种架构和模型,可供市政当局采用,以构建其城市数据计划,以改善数据驱动服务,使城市变得更加智能。所开发的模型支持市政当局管理来自不同来源的数据,以支持在城市环境中协作的不同企业提供的数据驱动服务的设计。
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引用次数: 4
Citizen empowerment through smart surveillance: evidence from Indian smart cities 通过智能监控赋予公民权力:来自印度智能城市的证据
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-04-13 DOI: 10.1108/dprg-11-2022-0141
Preeti Khanna, Sayantan Khanra
PurposeCitizens often perceive surveillance by government authorities as oppressive and, hence, demonstrate reluctance in value co-creation from such services. This study aims to investigate the challenges and benefits of citizen empowerment through technology-driven surveillance or “smart surveillance.”Design/methodology/approachGuided by Dynamic Capability theory, the authors conduct in-depth interviews with officers in-charge of surveillance in smart cities. Given the contemporary advancements, this approach allows a retrospective and real-time understanding of interviewees’ experiences with smart surveillance.FindingsThe authors develop five propositions for citizen empowerment through smart surveillance to summarize the findings of this study.Research limitations/implicationsThis study advances the relevance of Dynamic Capability in public administration.Practical implicationsSmart city authorities and policymakers may leverage the insights provided in this study to design appropriate policies for smart surveillance.Originality/valueThe authors find that factors such as digital technology and infrastructure, information management, skill divide and perceived return on investment may influence citizen empowerment through smart surveillance.
公民通常认为政府当局的监视是压迫性的,因此,不愿意通过此类服务共同创造价值。本研究旨在调查通过技术驱动的监控或“智能监控”赋予公民权力的挑战和好处。设计/方法/方法在动态能力理论的指导下,作者对智慧城市负责监控的官员进行了深入访谈。考虑到当代的进步,这种方法可以回顾和实时了解受访者对智能监控的体验。作者提出了通过智能监控赋予公民权力的五个主张,以总结本研究的发现。研究局限/启示本研究提出动态能力在公共管理中的相关性。实际意义智慧城市当局和政策制定者可以利用本研究提供的见解来设计适当的智能监控政策。作者发现,数字技术和基础设施、信息管理、技能鸿沟和感知投资回报等因素可能会通过智能监控影响公民赋权。
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引用次数: 1
Personal data and personalisation in media: experts’ perceptions of value, benefits, and risks 媒体中的个人数据和个性化:专家对价值、利益和风险的看法
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-04-10 DOI: 10.1108/dprg-07-2022-0076
PurposeMedia users daily exchange personal data for “free” personalised media. Is this a fair trade, or user “exploitation”? Do personalisation benefits outweigh privacy risks?Design/methodology/approachThis study surveyed experts in three consecutive online rounds (e-Delphi). The authors explored personal data processing value for media, personalisation relevance, benefits and risks for users. The authors scrutinised the value-exchange between media and users and determined whether media communicate transparently, or use “dark patterns” to obtain more personal data.FindingsCommunication to users must be clear, correct and concise (prevent user deception). Experts disagree on “payment” with personal data for “free” personalised media. This study discerned obstacles and solutions to substantially balance the interests of media and users (fair value exchange). Personal data processing must be transparent, profitable to media and users. Media can agree “sector-wide” on personalisation transparency. Fair, secure and transparent information disclosure to media is possible through shared responsibility and effort.Originality/valueThis study’s innovative contribution is threefold: Firstly, focus on professional stakeholders’ opinion in the value network. Secondly, recommendations to clearly communicate personalised media value, benefits and risks to users. This allows media to create codes of conduct that increase user trust. Thirdly, expanding literature explaining how media realise personal data value, deal with stakeholder interests and position themselves in the data processing debate. This research improves understanding of personal data value, processing benefits and potential risks in a regional context and European regulatory framework.
目的media用户每天交换个人数据以获得“免费”的个性化媒体。这是公平交易,还是对用户的“剥削”?个性化的好处是否大于隐私风险?设计/方法/方法本研究对专家进行了连续三轮在线调查(e-Delphi)。作者探讨了个人数据处理对媒体的价值、个性化相关性、用户的利益和风险。作者仔细审查了媒体和用户之间的价值交换,并确定媒体是透明沟通,还是使用“黑暗模式”获取更多个人数据。与用户的沟通必须清晰、正确、简洁(防止欺骗用户)。专家们对“免费”个性化媒体使用个人数据“付费”的做法持不同意见。本研究发现了障碍和解决方案,以实质性地平衡媒体和用户的利益(公平价值交换)。个人资料处理必须透明,对媒体和用户有利。媒体可以就个性化透明度达成“全行业”共识。通过共同的责任和努力,公平、安全和透明地向媒体披露信息是可能的。原创性/价值本研究的创新贡献有三个方面:第一,关注价值网络中专业利益相关者的意见。其次,建议向用户清晰传达个性化媒体的价值、收益和风险。这使得媒体能够制定行为准则来增加用户的信任。第三,扩充文献,解释媒体如何实现个人数据价值,如何处理利益相关者的利益,以及如何在数据处理辩论中定位自己。本研究提高了对个人数据价值、处理利益和潜在风险在区域背景和欧洲监管框架的理解。
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引用次数: 0
Is COCOMO and Putnam relevant to e-Government? Software development efforts estimation in e-Government in the Indian state of Andhra Pradesh COCOMO和Putnam与电子政府有关吗?印度安得拉邦电子政务软件开发工作评估
IF 1.8 Q2 INFORMATION SCIENCE & LIBRARY SCIENCE Pub Date : 2023-03-23 DOI: 10.1108/dprg-11-2021-0147
S. Balakrishna
PurposeThis paper aims to examine the process for estimation of efforts for software development and suggests a framework for estimating software development costs and ensuring quality of code in e-Government projects from the Indian state of Andhra Pradesh. With no established processes for estimation of efforts, the Government relied on open bids from the market to develop these e-Government applications.Design/methodology/approachThe paper adopts an exploratory case study approach to analyze the e-Government applications in Andhra Pradesh. Using data from the information technology department of the Government of Andhra Pradesh, the paper evolves a framework to compute costs of software development, based on the software development life cycle.FindingsThe framework helps in arriving at a hurdle price before the tender process. The study has shown that an e-Government application in AP state would cost Rs. 224,000, or US$2,969.25, for a simple application, and Rs. 33,60,000, or US$44,538.71, for a complex application over a five-year period, depending on the complexity and size of the application. This information would be useful to the Government decision-makers for expanding e-Government.Research limitations/implicationsFurther research may assess the utility of this framework for e-Government support activities like automation of data centers, video conferencing facilities and ushering in financial technologies for encouraging cashless payments.Originality/valueThe paper provides information that could be of value at a national level (for India) and at the same time providing a guide for other countries that would like to adopt this framework.
本文旨在研究软件开发工作的评估过程,并提出一个框架,用于评估印度安得拉邦电子政务项目的软件开发成本和确保代码质量。由于没有既定的评估工作程序,政府依靠向市场公开投标来发展这些电子政府应用系统。设计/方法/途径本文采用探索性案例研究方法来分析安得拉邦的电子政务应用。本文利用安得拉邦政府信息技术部门的数据,提出了一个基于软件开发生命周期计算软件开发成本的框架。该框架有助于在投标过程之前确定一个门槛价格。该研究表明,在AP邦,一个简单的电子政务应用程序将花费224,000卢比(或2,969.25美元),而一个复杂的应用程序将花费33,60,000卢比(或44,538.71美元),这取决于应用程序的复杂性和规模。这些资料对政府决策者在扩大电子政府方面很有帮助。进一步的研究可能会评估该框架在电子政务支持活动中的效用,如数据中心自动化、视频会议设施和引入金融技术以鼓励无现金支付。本文提供了在国家层面(对印度)可能有价值的信息,同时为其他想要采用这一框架的国家提供了指南。
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引用次数: 0
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Digital Policy Regulation and Governance
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