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Maqasid al Shariah and Stakeholders’ Wellbeing in Islamic Banks: A Proposed Framework 伊斯兰银行中Maqasid al Shariah和利益相关者的福利:一个拟议的框架
Pub Date : 2019-03-10 DOI: 10.22547/BER/11.1.4
M. Siddiqui, Shafiullah Jan, K. Ullah
The extant literature describes and justifies stakeholders’ wellbeing as the essence of Islamic Banking and Finance (IBF). This infers the compulsion on Islamic banks to devise their operations based on inclusive wellbeing, and a greater perspective from the Maqasid al Shariah framework, and not merely converging on the compliance rulings. This paper presents a review and analysis of the present literature on Maqasid al Shariah and Stakeholders’ wellbeing and synthesizes a framework for gauging the theoretical association between the classical Maqasid al Shariah and Stakeholders’ wellbeing. The proposed framework can be used as a dependable framework for policy implication and future research in IBF. Moreover, concentrations of research efforts are identified from the present review and directions for future research are proposed.
现有文献描述并证明利益相关者的福祉是伊斯兰银行和金融(IBF)的本质。这就推断出,伊斯兰银行必须基于包容性福利和伊斯兰教法(Maqasid al Shariah)框架的更大视角来设计业务,而不仅仅是遵从合规裁决。本文回顾和分析了目前关于Maqasid al Shariah和利益相关者福祉的文献,并综合了一个框架,用于衡量经典的Maqasid al Shariah和利益相关者福祉之间的理论联系。该框架可作为IBF政策隐含和未来研究的可靠框架。在此基础上,提出了今后的研究方向和重点。
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引用次数: 10
Dynamics of Social Protection in Context of Structural and Institutional Performances: A Disaggregate Analysis for Pakistan 结构和制度绩效背景下的社会保护动态:巴基斯坦的分类分析
Pub Date : 2019-03-10 DOI: 10.22547/ber/11.1.2
Ahmed Raza ul Mustafa, Mohammed Nishat
This paper analyzes the dynamics of social protection expenditures in the context of structural and institutional characteristics across provinces in Pakistan. A rank and regression analysis is employed on a panel dataset for four provinces of Pakistan namely Khyber Pakhtunkhwa(KP), Balochistan, Sindh, and Punjab; over a period of 1988 to 2014.The analysis shows that KP gave more preference to education, health and, social security and welfare, and rank at the top in the respective social protection parameter. However, considering the structural and institutional features, KP shows a better performance in all social protection categories except social security and welfare. Punjab is in worst condition with respect to fiscal space generation, structural and institutional features in all social protection channels. Balochistan has better fiscal budget for subsidies and transfers but hasthe least structural and institutional features in utilizing these funds optimally. The Sindh province has the better structural and institutional performance for social protection provision but has comparatively low fiscal space for them. Theregression analysis results indicate that most of the structural and institutional features played a significant role in the determination of fiscal space for the concerned provinces. For Policy prospects, Sindh government needs to enhance the fiscal space for social protection purposes, whereas KP and Balochistan need to improve the required structural and institutional performance. In the case of Punjab, there is a need to enhance their fiscal space for social protection along with improved structural and institutional performances
本文分析了巴基斯坦各省在结构和制度特征背景下社会保障支出的动态。对巴基斯坦四个省的面板数据集进行了秩和回归分析,即开伯尔-普赫图赫瓦省(KP)、俾路支省、信德省和旁遮普省;从1988年到2014年。分析表明,KP更倾向于教育、卫生和社会保障和福利,在各自的社会保护参数中排名最高。然而,考虑到结构和制度特征,KP在除社会保障和福利外的所有社会保护类别中表现更好。在所有社会保护渠道的财政空间产生、结构和制度特征方面,旁遮普处于最糟糕的状态。俾路支省在补贴和转移支付方面有更好的财政预算,但在优化利用这些资金方面,结构和制度特征最少。信德省在提供社会保障方面的结构和制度表现较好,但财政空间相对较小。回归分析结果表明,大多数结构性和制度性特征对相关省份财政空间的决定起着显著作用。就政策前景而言,信德省政府需要为社会保障目的增加财政空间,而KP和俾路支省则需要改善必要的结构和制度绩效。就旁遮普而言,有必要加强其社会保护的财政空间,同时改善结构和体制绩效
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引用次数: 4
Impact of Team Goal Orientation and Information Exchange on Creativity and Innovation in Advertising Creative Teams of Pakistan 团队目标导向与信息交流对巴基斯坦广告创意团队创造力与创新的影响
Pub Date : 2019-03-10 DOI: 10.22547/ber/11.1.7
A. Bilal, Wisal Ahmad
The main objective of the study is to investigate the impact of team goal orientation and information exchange on creativity and innovation in advertising creative teams of Pakistan. The data is collected from 70 teams and 436 employees of the advertising agencies in Pakistan and analyzed statistically using MEDTHREE analysis. The findings indicate that team goal orientation induces information exchange among team members, which leads to organizational innovation through team creativity in the advertising agencies of Pakistan. The mediation analysis of the data shows that for the innovation it is necessary that information exchange and creativity must exist at team level. The study may be useful for the managers of the advertising agencies of Pakistan to deal with the studied factors for the enhancement of creative thinking and innovation in the advertising agencies of Pakistan
本研究的主要目的是探讨团队目标导向和信息交流对巴基斯坦广告创意团队创造力和创新的影响。数据来自巴基斯坦广告公司的70个团队和436名员工,并使用MEDTHREE分析进行统计分析。研究结果表明,巴基斯坦广告公司的团队目标取向诱导了团队成员之间的信息交流,并通过团队创造力促进了组织创新。对数据的中介分析表明,对于创新而言,团队层面的信息交流和创造力必须存在。本研究可为巴基斯坦广告公司管理者处理研究因素提供参考,以增强巴基斯坦广告公司的创造性思维和创新能力
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引用次数: 2
Impact of Islamic Religiosity on Consumers’ Attitudes towards Islamic and Conventional ways of Advertisements, Attitude towards Brands and Purchase Intentions 伊斯兰宗教信仰对消费者对伊斯兰和传统广告方式的态度、对品牌的态度和购买意愿的影响
Pub Date : 2019-03-10 DOI: 10.22547/ber/11.1.1
Muhammad Abdullah Khan, U. Ghani, Sadia Aziz
Religious beliefs can shape the perception, behavior and reaction of a person towards marketing activities. This study aimed to examine the direct effect of Islamic religiosity on consumers’ attitude towards Islamic and Conventional advertisement in Pakistan. Moreover, the study has also examined serial mediating effects of consumers’ attitudes towards Islamic and conventional ways of advertisements and attitude towards brands between Islamic religiosity and their purchase intentions. Consumers’ attitude was explained through the theoretical lens of Value-Expressive theory of attitude. Experimental design was used to examine the relationships. Several statistical tools including Exploratory Factor Analysis (EFA) were used for screening and preparing the data for analysis. Structural Equation Modeling (SEM) with bootstrapping method for mediation was used to examine the mediation effects of consumers’ attitudes towards Islamic and conventional ways of advertisements and attitude towards brands. Results of the study showed positive relationship between Islamic religiosity and attitude towards Islamic way of advertisements and negative relationship between Islamic religiosity and conventional way of advertisements. Further results showed that attitude towards Islamic way of advertisement and attitude towards brands positively mediate the relationship between Islamic religiosity and purchase intention, while these relationships were negative for conventional way of advertisements.
宗教信仰可以塑造一个人对营销活动的看法、行为和反应。这studyÂ旨在to examineÂ伊斯兰宗教信仰对巴基斯坦消费者对伊斯兰和传统广告的态度的直接影响。此外,该研究还检验了消费者对伊斯兰和传统广告方式的态度以及对伊斯兰宗教信仰和他们的购买意愿之间的品牌态度的一系列中介效应。通过态度的价值表达理论来解释消费者的€™态度。采用实验设计来检验这些关系。包括探索性因素分析(EFA)在内的几种统计工具用于筛选和准备分析数据。采用结构方程模型(SEM)和自举法进行中介,考察消费者对伊斯兰和传统广告方式的态度与对品牌的态度之间的中介作用。研究结果表明,伊斯兰宗教信仰与对伊斯兰广告方式的态度呈正相关,伊斯兰宗教信仰与传统广告方式的态度呈负相关。进一步的结果表明,对伊斯兰广告方式的态度和对品牌的态度正向中介伊斯兰宗教信仰与购买意愿的关系,而对传统广告方式的关系为负向。
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引用次数: 13
Mediating Role of Customer Satisfaction between Corporate Social Responsibility and Customer-Based Brand Equity 顾客满意在企业社会责任与顾客品牌资产之间的中介作用
Pub Date : 2019-03-10 DOI: 10.22547/ber/11.1.6
Ifzal Ahmad, K. Shahzad, A. Gul
Using expectation conformation theory, this study theorized and empirically tested the relationship between corporate social responsibility (CSR) and customer-based brand equity via customer satisfaction. Data were collected from 225 customers of well-known brands of consumer goods and services using survey questionnaire consisting of standardized scales. Regression analysis using Baron and Kenney (1986) approach via SPSS was utilized to test the proposed hypotheses. Results confirm direct relationship between CSR and customer satisfaction and CSR and customer-based brand equity as well as direct effect of customer satisfaction on customer-based brand equity. In addition, the study also found support for mediating effect of customer satisfaction in relationship of CSR and customer-based brand equity. Importance of CSR activities, its awareness and communication are some of managerial implications of this study. Limitations of the study coupled with future directions have been highlighted
本研究运用期望符合性理论,通过顾客满意度对企业社会责任与顾客品牌资产之间的关系进行理论化和实证检验。采用标准化量表组成的调查问卷,对225名知名消费品和服务品牌的顾客进行数据收集。回归分析使用Baron和Kenney(1986)的方法通过SPSS来检验提出的假设。结果证实了企业社会责任与顾客满意、企业社会责任与顾客品牌资产之间的直接关系,以及顾客满意对顾客品牌资产的直接影响。此外,本研究也发现顾客满意在企业社会责任与顾客品牌资产关系中的中介作用。企业社会责任活动的重要性,其意识和沟通是本研究的一些管理意义。强调了研究的局限性以及未来的发展方向
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引用次数: 2
The Effects of Social Protection Program on Food Consumption and Poverty in Khyber Pakhtunkhwa, Pakistan 社会保护计划对巴基斯坦开伯尔-普赫图赫瓦省粮食消费和贫困的影响
Pub Date : 2019-01-01 DOI: 10.22547/ber/11.1.3
Muhammad Tariq, Aneesa, F. Khan
This study examines the effects of Unconditional Cash Transfers scheme of Benazir Income Support Program on household food consumption pattern and poverty in the District Mardan, Khyber Pakhtunkhwa, Pakistan. For this purpose, data has been collected randomly through a comprehensive questionnaire from 383 selected beneficiaries located in two villages, namely, Kot Doulat Zai and Batagram of the District Mardan. The methods of Flexible Linear Approximate Almost Ideal Demand (LA-AIDS) and poverty index have been used for the estimation of results. Firstly, investigating the impact of cash transfers on household consumption, it is found that cash transfers increased their expenditures on cereals, meat and decreased on pulses, dairy products and fruits/vegetables. Secondly, analyzing the role of cash transfers in household’s poverty reduction, the results showed that household consumption shortfall reduced from 21% to 14% and their consumption deprivation poverty decreased from 42% to 31%. These findings suggest that the Unconditional Cash Transfers scheme is affecting the household consumption pattern and has reduced their poverty. Hence, further increase in the amount of cash transfers, formulation and implementation of effective policies in this regard can improve the standard of living of the poor and the needy people in District Mardan and in the province of Khyber Pakhtunkhwa.
本研究考察了贝娜齐尔收入支持计划的无条件现金转移计划对巴基斯坦开伯尔-普赫图赫瓦省马尔丹地区家庭食品消费模式和贫困的影响。为此目的,通过一份全面的调查问卷,从位于马丹区Kot Doulat Zai和Batagram两个村庄的383名选定受益人中随机收集数据。采用柔性线性近似近似理想需求法和贫困指数法对结果进行了估计。首先,调查现金转移对家庭消费的影响,发现现金转移增加了他们在谷物、肉类上的支出,减少了在豆类、乳制品和水果/蔬菜上的支出。其次,分析现金转移支付在家庭减贫中的作用,结果表明,家庭消费缺口从21%下降到14%,消费剥夺贫困率从42%下降到31%。这些发现表明,无条件现金转移支付计划正在影响家庭消费模式,并减少了他们的贫困。因此,进一步增加现金转移的数额,拟订和执行这方面的有效政策,可以提高马尔丹区和开伯尔-普赫图赫瓦省穷人和有需要的人的生活水平。
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引用次数: 0
Organization Development and Performance: The Impact of ISO 9001:2015, ISO 14001:2015 and OHSAS 18001 Interventions on Product Quality in Manufacturing Organizations of Pakistan 组织发展与绩效:ISO 9001:2015、ISO 14001:2015和OHSAS 18001干预措施对巴基斯坦制造组织产品质量的影响
Pub Date : 2018-12-10 DOI: 10.22547/ber/10.4.2
A. Khattak, M. Ilyas
Product quality is a major business dilemma in Pakistan. Organizations are dependent on Organization Development (OD) interventions to help them enhance their product quality to sustain in the global market. OD is a systematic organizational change process. The models of OD are helpful in designing state-of-the-art production systems to achieve the quality defined by customers. The current mixed methods explanatory sequential research study has tested a mediated model and investigated the impact of three structural OD interventions (ISO 9001:2015, ISO 14001:2015 & OHSAS 18001) on the product quality. Quantitative data from 146 manufacturing units, collected through a questionnaire, and qualitative data from five management systems experts are merged. Quantitative and qualitative findings show the positive and significant impact of ISO 9001:2015 on the product quality. The quantitative findings show the positive impacts of ISO 14001:2015 and OHSAS 18001 on the product quality. However, the qualitative findings reject any positive contribution of ISO 14001:2015 and OHSAS 18001 in product quality. The findings further revealed that the Integrated Management System (IMS), top management commitment and an effective monitoring system are essential strategies to make the systems more effective and efficient. The paper also discusses the compliant role of high performance corporate culture during the OD change process. The results have implications for corporate managers and management representatives
产品质量是巴基斯坦主要的商业困境。组织依赖于组织发展(OD)干预来帮助他们提高产品质量,以维持在全球市场。OD是一个系统化的组织变革过程。OD模型有助于设计最先进的生产系统,以达到客户定义的质量。目前的混合方法解释序贯研究测试了中介模型,并调查了三种结构性OD干预(ISO 9001:2015, ISO 14001:2015和OHSAS 18001)对产品质量的影响。通过问卷调查收集的146个制造单位的定量数据和5位管理系统专家的定性数据被合并。定量和定性结果表明iso9001:2015对产品质量的积极和显著影响。定量结果显示ISO 14001:2015和OHSAS 18001对产品质量的积极影响。然而,定性调查结果拒绝了ISO 14001:2015和OHSAS 18001在产品质量方面的任何积极贡献。调查结果进一步显示,综合管理系统、最高管理层的承诺和有效的监测系统是使系统更有效和有效率的基本战略。本文还探讨了高绩效企业文化在OD变更过程中的合规作用。研究结果对企业管理者和管理层代表具有启示意义
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引用次数: 2
Poverty Traps and Economic Growth: Evidence from Pakistan 贫困陷阱与经济增长:来自巴基斯坦的证据
Pub Date : 2018-12-10 DOI: 10.22547/ber/10.4.6
F. Khan, Muhammad Tariq Majeed
The research on economic growth and poverty has largely considered poverty as an outcome of lower growth performance. In contrary to this commonly held belief that growth is necessary to reduce poverty, in this study we argue that poverty traps create self-perpetuating mechanisms that impede long-run economic growth. Poverty results in forgone growth opportunities because of higher transaction cost. Moreover, the poor people who are financially distress and also are distrustful are likely to be excluded from the active and efficient participation in economic activities. This study investigates the impact of poverty on economic growth in Pakistan using annual data for the period 1975 to 2016. The empirical analysis for the effect of poverty on economic growth is based on ARDL approach to cointegration, generalized method of moments, fully modified OLS, and dynamic ordinary least square estimation techniques. The main finding suggests that poverty inhibits economic growth performance of Pakistan and this finding is robust to diverse estimation methods. Therefore, growth policies should be designed not only to enhance economic growth but also should exert an independent influence on poverty reduction, thereby reducing the drag of poverty on growth.
关于经济增长和贫困的研究在很大程度上认为贫困是低增长绩效的结果。与人们普遍认为的增长是减少贫困的必要条件相反,在本研究中,我们认为贫困陷阱创造了阻碍长期经济增长的自我延续机制。由于交易成本较高,贫困导致放弃增长机会。此外,经济困难和不信任的穷人很可能被排除在积极和有效参与经济活动之外。本研究使用1975年至2016年的年度数据调查了贫困对巴基斯坦经济增长的影响。贫困对经济增长影响的实证分析基于协整的ARDL方法、广义矩量法、完全修正OLS和动态普通最小二乘估计技术。主要发现表明,贫困抑制了巴基斯坦的经济增长表现,这一发现对各种估计方法都是稳健的。因此,制定增长政策不仅要促进经济增长,而且要对减贫产生独立的影响,从而减少贫困对增长的拖累。
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引用次数: 1
An Assessment of the Predictors and Consequences of Workaholism using Hierarchical Models 用层次模型评估工作狂的预测因素和后果
Pub Date : 2018-12-10 DOI: 10.22547/BER/10.4.1
Mariya Razzaghian, Attaullah Shah
Workaholism is one of the least researched phenomena in organizational behavior in Pakistan. Since it is considered akin to other forms of addiction, this study attempted to define, measure and reinforce the notion of workaholism within the addiction framework. This was done in order to address some of the gaps in previous researches. Using the trait theory and social learning paradigm, big 5 personality traits and social contagion were hypothesized as the predictors of workaholism. Similarly, drawing from the literature on well-being, counterproductive work behavior was postulated as a consequence of workaholism having a negative impact on employee well-being in the form of job burnout. A multi-stage sampling approach was employed. The analysis sample constituted a total of 1467 faculty members serving in the higher education institutions all over Pakistan. The results revealed that the traits of conscientiousness, neuroticism, and extraversion, as well as social contagion, were significant predictors of workaholism. At the same time, workaholism was found to be a significant predictor of counterproductive work behavior and, via the indirect effect, of job burnout. This lent support to the addiction framework. One of the major contributions of this study included the use of formative second-order hierarchical models.
在巴基斯坦,工作狂是组织行为学中研究最少的现象之一。由于它被认为与其他形式的成瘾类似,本研究试图在成瘾框架内定义、衡量和强化工作狂的概念。这样做是为了解决以前研究中的一些空白。运用特质理论和社会学习范式,假设大五人格特质和社会传染是工作狂的预测因子。同样,从关于幸福感的文献中,反生产行为被假设为工作狂以工作倦怠的形式对员工幸福感产生负面影响的结果。采用多阶段抽样方法。分析样本包括在巴基斯坦各地高等教育机构任职的1467名教员。结果表明,尽责性、神经质、外向性以及社会传染是工作狂的显著预测因子。与此同时,工作狂被发现是反生产行为的重要预测因素,并通过间接影响,导致工作倦怠。这为成瘾框架提供了支持。本研究的主要贡献之一是使用了形成性的二阶层次模型。
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引用次数: 1
Impact of Health and Education on Income Inequality: Evidence from Selected Developing Countries 健康和教育对收入不平等的影响:来自特定发展中国家的证据
Pub Date : 2018-12-10 DOI: 10.22547/ber/10.4.4
Samina Sabir, N. Aziz
This paper analyzes the impact of health and education on income inequality in selected developing countries. This study uses panel data for 31 developing countries from 1996 to 2015. We estimated the coefficients by employing the System Generalized Method of Moments (System-GMM) technique due to endogeneity problem. We conclude that education and health significantly contribute to decrease income inequality
本文分析了选定的发展中国家卫生和教育对收入不平等的影响。本研究使用了31个发展中国家1996年至2015年的面板数据。由于内生性问题,我们采用系统广义矩量法(System- gmm)技术估计系数。我们的结论是,教育和健康显著有助于减少收入不平等
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引用次数: 3
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Akron business and economic review
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