首页 > 最新文献

Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)最新文献

英文 中文
Institutional Components of Economic Security and Their Transformation 经济安全的制度要素及其转型
I. Vasileva, N. Morozova, A. Evseev
The most important process of economic security is the stability and stability of the national economy, which implies the protection of property in all its forms, the creation of reliable conditions and guarantees for business activities, and the containment of factors that can destabilize the situation. It is obvious that the economic security of the state is determined primarily by the state of productive forces and socio-economic relations, the scale of use of scientific and technological progress in the country's economy, and the structure of foreign economic relations. In this regard, it can be argued that the material basis of economic security of the state is the developed productive forces that can provide expanded reproduction and civilized life of citizens. The economic security of the state is closely linked to the concepts of "development" and "stability" of the economy.
经济安全的最重要进程是国民经济的稳定和稳定,这意味着保护一切形式的财产,为商业活动创造可靠的条件和保障,以及遏制可能破坏局势稳定的因素。显然,一个国家的经济安全主要取决于生产力和社会经济关系的状况、科技进步在该国经济中的应用规模以及对外经济关系的结构。在这一点上,可以说,国家经济安全的物质基础是发达的生产力,它可以为公民提供扩大的再生产和文明的生活。国家的经济安全与经济的“发展”和“稳定”概念密切相关。
{"title":"Institutional Components of Economic Security and Their Transformation","authors":"I. Vasileva, N. Morozova, A. Evseev","doi":"10.2991/aebmr.k.200509.041","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.041","url":null,"abstract":"The most important process of economic security is the stability and stability of the national economy, which implies the protection of property in all its forms, the creation of reliable conditions and guarantees for business activities, and the containment of factors that can destabilize the situation. It is obvious that the economic security of the state is determined primarily by the state of productive forces and socio-economic relations, the scale of use of scientific and technological progress in the country's economy, and the structure of foreign economic relations. In this regard, it can be argued that the material basis of economic security of the state is the developed productive forces that can provide expanded reproduction and civilized life of citizens. The economic security of the state is closely linked to the concepts of \"development\" and \"stability\" of the economy.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116769674","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Evaluation of the Effectiveness of the Logistics System 物流系统的有效性评价
Polina Arshinina, A. Kiseleva
Nowadays, there is no universal method for measuring the effectiveness of the logistic system, which takes into account its dynamics and the whole variety of alternatives determining the processes occurring in it. This article presents the result of scientific research on the effectiveness of logistics system. The logistics costs or profit, which is formed during the promotion of material flows, can be defined as one universal parameter with which the effectiveness of the whole logistics system. The analysis of the regional practices in logistics shows that there are five key indicators of system’s effectiveness such as the aggregate logistical costs, the quality level of the logistics service, the overall performance of the business system, the total duration of the logistic processes in the system and the quality of logistics operations.
目前,还没有一种通用的方法来衡量物流系统的有效性,这种方法要考虑到物流系统的动态和决定物流系统中发生的过程的各种选择。本文介绍了物流系统有效性的科学研究结果。物流成本或利润是在促进物流过程中形成的,它可以被定义为衡量整个物流系统有效性的一个通用参数。对区域物流实践的分析表明,系统有效性有五个关键指标,即物流总成本、物流服务质量水平、业务系统的总体绩效、系统中物流过程的总持续时间和物流操作质量。
{"title":"Evaluation of the Effectiveness of the Logistics System","authors":"Polina Arshinina, A. Kiseleva","doi":"10.2991/aebmr.k.200509.087","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.087","url":null,"abstract":"Nowadays, there is no universal method for measuring the effectiveness of the logistic system, which takes into account its dynamics and the whole variety of alternatives determining the processes occurring in it. This article presents the result of scientific research on the effectiveness of logistics system. The logistics costs or profit, which is formed during the promotion of material flows, can be defined as one universal parameter with which the effectiveness of the whole logistics system. The analysis of the regional practices in logistics shows that there are five key indicators of system’s effectiveness such as the aggregate logistical costs, the quality level of the logistics service, the overall performance of the business system, the total duration of the logistic processes in the system and the quality of logistics operations.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"75 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114215048","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Innovative Training in Digital Transformation 数字化转型的创新培训
M. Morozov, N. Morozova, M. Moldazhanov
Global digitalization affects all areas of socio-economic activity. It radically changes many business processes, which in turn affects the professional requirements for staff. The role and importance of digital competencies, which an employee of an enterprise should possess, is growing. The article analyzes the changes in the labor market that are caused by the influence of digitalization. It is shown that the need for innovative personnel who own modern information and communication technologies is growing. The dynamics of training innovative personnel in Russia is considered. The relationship between professional standards and educational programs has been studied.
全球数字化影响着社会经济活动的各个领域。它从根本上改变了许多业务流程,进而影响了员工的专业需求。企业员工应具备的数字能力的作用和重要性日益凸显。本文分析了数字化影响下劳动力市场的变化。这表明,对拥有现代信息和通信技术的创新型人才的需求正在增长。考虑了俄罗斯培养创新人才的动态。对专业标准与教育计划之间的关系进行了研究。
{"title":"Innovative Training in Digital Transformation","authors":"M. Morozov, N. Morozova, M. Moldazhanov","doi":"10.2991/aebmr.k.200509.089","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.089","url":null,"abstract":"Global digitalization affects all areas of socio-economic activity. It radically changes many business processes, which in turn affects the professional requirements for staff. The role and importance of digital competencies, which an employee of an enterprise should possess, is growing. The article analyzes the changes in the labor market that are caused by the influence of digitalization. It is shown that the need for innovative personnel who own modern information and communication technologies is growing. The dynamics of training innovative personnel in Russia is considered. The relationship between professional standards and educational programs has been studied.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126538479","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Prospects for Blockchain Implementation in the Financial Sector 区块链在金融领域实施的前景
L. Petrova, O. Kalachev, T. E. Kuznetzova, B. Saparova
The topic of this article is implementation of blockchain technology in all sectors of the economy, infrastructure, and government system. In recent years, introduction of blockchain was perceived as a revolution in business aimed at making information transfers from one device to another smoother, which significantly reduces the cost: the amount of time, money, human capital etc. Since the launch of blockchain eleven years ago companies, regulators and banks have been actively exploring its potential. The innovation resulted in restructuring of many business processes. The main goal of the research is to analyze the prospects of blockchain development in various elements of economy. Methodologically the research is based on systematic approach. Analysis and synthesis have been used. The article weighs advantages and disadvantages of blockchain and analyzes the prospects for its development. The consensus is that using blockchain in modern economy is essential. We understand that financial community`s future is using information technology for data processing. But blockchain`s weaknesses in terms of protecting personal data are concerning. No centralized operators or administrators are involved in blockchain. The system is managed by all participants peer - to – peer, which means that each blockchain member will ultimately be responsible for personal data control and other personal data developers.
本文的主题是区块链技术在经济、基础设施和政府系统的所有部门中的实施。近年来,区块链的引入被认为是一场商业革命,旨在使信息从一个设备传输到另一个设备更顺畅,这大大降低了成本:时间、金钱、人力资本等。自11年前区块链推出以来,公司、监管机构和银行一直在积极探索其潜力。这种创新导致了许多业务流程的重构。研究的主要目的是分析区块链在各个经济要素中的发展前景。在方法论上,本研究采用系统方法。采用了分析和合成方法。文章权衡了区块链的利弊,并分析了其发展前景。共识是,在现代经济中使用区块链是必不可少的。我们明白,金融界的未来是使用信息技术进行数据处理。但区块链在保护个人数据方面的弱点令人担忧。区块链中不涉及中心化的操作员或管理员。该系统由所有参与者点对点管理,这意味着每个区块链成员最终将负责个人数据控制和其他个人数据开发人员。
{"title":"Prospects for Blockchain Implementation in the Financial Sector","authors":"L. Petrova, O. Kalachev, T. E. Kuznetzova, B. Saparova","doi":"10.2991/aebmr.k.200509.034","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.034","url":null,"abstract":"The topic of this article is implementation of blockchain technology in all sectors of the economy, infrastructure, and government system. In recent years, introduction of blockchain was perceived as a revolution in business aimed at making information transfers from one device to another smoother, which significantly reduces the cost: the amount of time, money, human capital etc. Since the launch of blockchain eleven years ago companies, regulators and banks have been actively exploring its potential. The innovation resulted in restructuring of many business processes. The main goal of the research is to analyze the prospects of blockchain development in various elements of economy. Methodologically the research is based on systematic approach. Analysis and synthesis have been used. The article weighs advantages and disadvantages of blockchain and analyzes the prospects for its development. The consensus is that using blockchain in modern economy is essential. We understand that financial community`s future is using information technology for data processing. But blockchain`s weaknesses in terms of protecting personal data are concerning. No centralized operators or administrators are involved in blockchain. The system is managed by all participants peer - to – peer, which means that each blockchain member will ultimately be responsible for personal data control and other personal data developers.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126594227","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Development Institutions and Their Role in Maintaining Financial and Innovative Infrastructure of the State 发展机构及其在维持国家金融和创新基础设施方面的作用
S. Sazonov, I. Ezangina, E. Kharlamova, I. Chekhovskaya
Development institutions are one of the instruments of state policy that stimulate innovation processes and development of institutional infrastructure using public-private partnership mechanisms. This article discusses the concept, essence and classification of development institutions, defines their role in maintaining financial and innovative infrastructure of the state.
发展机构是利用公私伙伴关系机制刺激创新进程和体制基础设施发展的国家政策工具之一。本文讨论了发展机构的概念、本质和分类,界定了发展机构在维护国家金融和创新基础设施中的作用。
{"title":"Development Institutions and Their Role in Maintaining Financial and Innovative Infrastructure of the State","authors":"S. Sazonov, I. Ezangina, E. Kharlamova, I. Chekhovskaya","doi":"10.2991/aebmr.k.200509.023","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.023","url":null,"abstract":"Development institutions are one of the instruments of state policy that stimulate innovation processes and development of institutional infrastructure using public-private partnership mechanisms. This article discusses the concept, essence and classification of development institutions, defines their role in maintaining financial and innovative infrastructure of the state.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123298381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Economic Feasibility of Using a Renewable Energy Source for a Remote Industrial Enterprise 偏远工业企业使用可再生能源的经济可行性
O. Vishniakova, O. Matushkina
The article deals with the problem of economic feasibility of choosing the type of power supply for a remote industrial facility. A comparative analysis of the use of two options for Autonomous renewable and centralized power supply is carried out. The methods described in the article allow us to take into account the distance of an industrial enterprise from a centralized power grid.
本文讨论了远程工业设施供电方式选择的经济可行性问题。对自主可再生能源和集中供电两种方案的使用情况进行了比较分析。文中描述的方法使我们能够考虑到工业企业与集中电网的距离。
{"title":"Economic Feasibility of Using a Renewable Energy Source for a Remote Industrial Enterprise","authors":"O. Vishniakova, O. Matushkina","doi":"10.2991/aebmr.k.200509.072","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.072","url":null,"abstract":"The article deals with the problem of economic feasibility of choosing the type of power supply for a remote industrial facility. A comparative analysis of the use of two options for Autonomous renewable and centralized power supply is carried out. The methods described in the article allow us to take into account the distance of an industrial enterprise from a centralized power grid.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130000570","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Employee Online Surveys: Satisfaction, Engagement, Loyalty, and Readiness for Personal Branding 员工在线调查:满意度、敬业度、忠诚度和个人品牌的准备
Leyla H. Alikhanova, O. Mineva, D. Smirnova
Employee engagement is understood by us as the highest stage of commitment. In our understanding, this is such a physical, emotional and intellectual state that can motivate employees to perform their work as efficiently as possible. Achieving employee engagement is a guarantee of the efficient operation of the company and its long-term competitiveness. In order to analyze the individual components of an employee’s commitment to the company in recent years, online survey systems have become popular around the world. We identified eight key areas of employee surveys. We conducted a comparative substantive analysis of five software products based on online surveys of employees and revealed one common drawback. This disadvantage lies in the fact that little attention is paid to such a stage in the life cycle of an employee in an organization as readiness for a career and personal branding. We proposed a direction and tools for such an analysis with testing the effectiveness of the stage for 340 employees. You can be sure that the study of readiness for personal branding provides an opportunity to identify and evaluate the career potential of an employee and increase his level of loyalty in the long term to the highest commitment to the company.
员工敬业度被我们理解为承诺的最高阶段。在我们的理解中,这是一种能够激励员工尽可能高效地完成工作的身体、情感和智力状态。实现员工敬业度是企业高效运营和长期竞争力的保证。近年来,为了分析员工对公司的承诺的各个组成部分,在线调查系统在世界各地都很流行。我们确定了员工调查的八个关键领域。我们基于对员工的在线调查,对五种软件产品进行了比较实质性的分析,并揭示了一个共同的缺点。这种缺点在于,人们很少关注组织中员工生命周期中的一个阶段,即为职业生涯和个人品牌做好准备的阶段。我们提出了这样的分析方向和工具,测试了340名员工的阶段的有效性。可以肯定的是,对个人品牌准备度的研究提供了一个机会,可以识别和评估员工的职业潜力,并提高他对公司的长期忠诚度,达到对公司的最高承诺。
{"title":"Employee Online Surveys: Satisfaction, Engagement, Loyalty, and Readiness for Personal Branding","authors":"Leyla H. Alikhanova, O. Mineva, D. Smirnova","doi":"10.2991/aebmr.k.200509.098","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.098","url":null,"abstract":"Employee engagement is understood by us as the highest stage of commitment. In our understanding, this is such a physical, emotional and intellectual state that can motivate employees to perform their work as efficiently as possible. Achieving employee engagement is a guarantee of the efficient operation of the company and its long-term competitiveness. In order to analyze the individual components of an employee’s commitment to the company in recent years, online survey systems have become popular around the world. We identified eight key areas of employee surveys. We conducted a comparative substantive analysis of five software products based on online surveys of employees and revealed one common drawback. This disadvantage lies in the fact that little attention is paid to such a stage in the life cycle of an employee in an organization as readiness for a career and personal branding. We proposed a direction and tools for such an analysis with testing the effectiveness of the stage for 340 employees. You can be sure that the study of readiness for personal branding provides an opportunity to identify and evaluate the career potential of an employee and increase his level of loyalty in the long term to the highest commitment to the company.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131205188","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
The Development of the Theory of Human Capital in the Historical Dimension 历史维度下人力资本理论的发展
M. Khaykin, A. Lapinskas, O. Kochergina
The paper deals with the main stages of the formation of the theory of human capital in works of L. Walras, J.M. Clark, F. List, D. Ricardo, and J. McCulloch who showed the influence of the theories of marginal utility, supply and demand, costs, etc. on the development of human capital. The source of the nation's wealth is "mental capital", i.e. discoveries, inventions, achievements in science and art. G. McLeod emphasized the importance of employee competence, A. Marshall introduced the concept of "personal capital". The essence of human capital is understood ambiguously: a) it is a person as a set of characteristics, b) only his ability to work. The transition to innovative production, an increase in the share of intellectual, highly professional labor costs, etc. contributed to the formation of a full-fledged (classical) theory of human capital. In parallel, the institutional theory of human capital was formed, in which a special role was given to the social environment. On its basis, the foundations of other areas of human capital theory were laid, such as the economy of education, knowledge, and intellectual property. Human capital has been interpreted in an expanded way.
本文分析了瓦尔拉斯、克拉克、李斯特、李嘉图、麦卡洛克等人的著作中人力资本理论形成的主要阶段,他们阐述了边际效用理论、供求理论、成本理论等对人力资本发展的影响。国家财富的来源是“精神资本”,即发现、发明、科学和艺术成就。G.麦克劳德强调了员工能力的重要性,A.马歇尔提出了“个人资本”的概念。人力资本的本质被理解得很模糊:a)它是一个人的一系列特征,b)只是他的工作能力。向创新生产的转变,智力、高度专业化的劳动力成本份额的增加等促成了成熟的(经典的)人力资本理论的形成。与此同时,人力资本的制度理论也形成了,其中社会环境被赋予了特殊的作用。在此基础上,奠定了人力资本理论的其他领域的基础,如教育经济、知识经济和知识产权经济。对人力资本的解释已经扩大了。
{"title":"The Development of the Theory of Human Capital in the Historical Dimension","authors":"M. Khaykin, A. Lapinskas, O. Kochergina","doi":"10.2991/aebmr.k.200509.090","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.090","url":null,"abstract":"The paper deals with the main stages of the formation of the theory of human capital in works of L. Walras, J.M. Clark, F. List, D. Ricardo, and J. McCulloch who showed the influence of the theories of marginal utility, supply and demand, costs, etc. on the development of human capital. The source of the nation's wealth is \"mental capital\", i.e. discoveries, inventions, achievements in science and art. G. McLeod emphasized the importance of employee competence, A. Marshall introduced the concept of \"personal capital\". The essence of human capital is understood ambiguously: a) it is a person as a set of characteristics, b) only his ability to work. The transition to innovative production, an increase in the share of intellectual, highly professional labor costs, etc. contributed to the formation of a full-fledged (classical) theory of human capital. In parallel, the institutional theory of human capital was formed, in which a special role was given to the social environment. On its basis, the foundations of other areas of human capital theory were laid, such as the economy of education, knowledge, and intellectual property. Human capital has been interpreted in an expanded way.","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133625144","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Regional Differences in Income and Involvement in the Use of DFS as Factors of Influence on the Population Financial Literacy 地区收入差异和DFS使用参与程度对人口金融素养的影响
E. Razumovskaya, D.Yu. Razumovskiy
The article attempts to analyze the impact of regional differences in income and activity of using digital financial services (DFS) on the financial literacy of the population. The authors proceeded from the hypothesis that the effect of concentration of financial activity in large federal centers of the Russian Federation on other territories, in particular, the Sverdlovsk region, is approximated. The main research hypothesis is that the regular and active use of digital financial services is more inherent with people living in large settlements and having a relatively higher income; these two factors have a decisive influence on the level of financial literacy. The use of constantly developing digital financial services in everyday life allows people to visualize the dynamics of their financial capabilities, analyze and adjust the structure of financial resources, which increases financial knowledge and strengthens skills .
本文试图分析收入和使用数字金融服务(DFS)活动的地区差异对人口金融素养的影响。作者从这样一个假设出发,即俄罗斯联邦大型联邦中心的金融活动集中对其他领土,特别是斯维尔德洛夫斯克地区的影响是近似的。主要的研究假设是,经常和积极地使用数字金融服务更多地是生活在大型定居点并拥有相对较高收入的人所固有的;这两个因素对金融知识水平有决定性的影响。在日常生活中使用不断发展的数字金融服务,使人们能够可视化自己的金融能力动态,分析和调整金融资源结构,从而增加金融知识,增强技能。
{"title":"Regional Differences in Income and Involvement in the Use of DFS as Factors of Influence on the Population Financial Literacy","authors":"E. Razumovskaya, D.Yu. Razumovskiy","doi":"10.2991/aebmr.k.200509.013","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.013","url":null,"abstract":"The article attempts to analyze the impact of regional differences in income and activity of using digital financial services (DFS) on the financial literacy of the population. The authors proceeded from the hypothesis that the effect of concentration of financial activity in large federal centers of the Russian Federation on other territories, in particular, the Sverdlovsk region, is approximated. The main research hypothesis is that the regular and active use of digital financial services is more inherent with people living in large settlements and having a relatively higher income; these two factors have a decisive influence on the level of financial literacy. The use of constantly developing digital financial services in everyday life allows people to visualize the dynamics of their financial capabilities, analyze and adjust the structure of financial resources, which increases financial knowledge and strengthens skills .","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132390341","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Standardization of Insurance Services as a Factor in Improving Their Quality 保险服务标准化是提高保险服务质量的重要因素
T. Odinokova, E. Dvoryadkina
{"title":"Standardization of Insurance Services as a Factor in Improving Their Quality","authors":"T. Odinokova, E. Dvoryadkina","doi":"10.2991/aebmr.k.200509.032","DOIUrl":"https://doi.org/10.2991/aebmr.k.200509.032","url":null,"abstract":"","PeriodicalId":191445,"journal":{"name":"Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125115536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
Proceedings of the International Conference on Economics, Management and Technologies 2020 (ICEMT 2020)
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1