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EDUCATION AND DISABILITY: A STUDY ON ACCESS TO HIGHER EDUCATION FOR STUDENTS WITH DISABILITY IN JAMMU AND KASHMIR 教育与残疾:关于查谟和克什米尔残疾学生接受高等教育机会的研究
Pub Date : 2023-09-30 DOI: 10.37867/te150344
Ms Bisma Manzoor
Access to education is crucial for students with disability as it empowers them, by promoting social inclusion, equal opportunities, personal development, raises awareness and empathy, upholds their fundamental human rights and breaks stereotypes. However, similar to most other societies, students with disability in Kashmir encounter numerous barriers when attempting to access higher education. In this context the primary objective of this study was to gain insights into the educational experiences of disabled students pursuing higher education in Kashmir. The study was based on 26 students with disability who were enrolled at Central University of Kashmir. The data was collected through qualitative methodology by using interviews. The results indicated that disabled individuals face notable challenges when it comes to accessing education. The barriers faced by students with disability encompass various challenges, such as experiencing harassment, being excluded from the university community, lacking sufficient institutional support, inadequate accommodations, limited financial assistance, substandard seminars, and insufficient infrastructure and facilities. These obstacles impede disabled students from achieving equal access to education when compared to their non-disabled peers.
接受教育对残疾学生至关重要,因为它通过促进社会包容、机会平等、个人发展、提高认识和同情、维护他们的基本人权和打破陈规定型观念,赋予他们权力。然而,与大多数其他社会一样,克什米尔的残疾学生在试图接受高等教育时遇到了许多障碍。在这方面,这项研究的主要目标是深入了解在克什米尔接受高等教育的残疾学生的教育经历。这项研究以克什米尔中央大学的26名残疾学生为研究对象。数据是通过访谈的定性方法收集的。结果表明,残疾人在接受教育方面面临着显著的挑战。残疾学生面临的障碍包括各种挑战,例如遭受骚扰,被大学社区排斥,缺乏足够的机构支持,住宿不足,经济援助有限,不合格的研讨会以及基础设施和设施不足。与非残疾学生相比,这些障碍阻碍了残疾学生获得平等的受教育机会。
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引用次数: 0
EFFECT OF SELF-ESTEEM, GENDER, AND TYPE OF INSTITUTION ON THE ORGANIZATIONAL COMMITMENT OF SECONDARY SCHOOL TEACHERS 自尊、性别、机构类型对中学教师组织承诺的影响
Pub Date : 2023-09-30 DOI: 10.37867/te150319
Mohd Hatim, Dr. Shaikh Irfan Jamil
This research is conducted to evaluate the impact of self-esteem, gender, and type of institution (public and Private) on the organizational commitment of secondary school teachers. Teachers of secondary school were taken as sample for the study. 200 teachers (Male=119, & Female=81., and Government=105, Private=95) were choosen for the sample of the study. However, for gathering of data a multistage random sampling technique was used. The self-Esteem Scale (SES) developed by Dhar & Dhar and the Teacher’s Organizational Commitment Scale Developed by Jamal & Raheem were administered on the 200 teachers for taking their responses.To conduct the analysis, the following techniques were used: Mean, S.D., Product Moment Correlation, Regression, t-test, and Factorial ANOVA. According to the study, there is a substantial positive association between organisational commitment and self-esteem (r=0.48). Moreover, self-esteem reported a significant (F=2.711) differential effect on organizational commitment. Gender (F=0.395) and type of institution (F=0.298) showed insignificant differential effects on self-esteem. While Gender (F=3.330) and type of institution (F=1.178) were also showed an insignificant differential effect on the organizational commitment of secondary school teachers.
摘要本研究旨在探讨自尊、性别、机构类型(公立与私立)对中学教师组织承诺的影响。以中学教师为样本进行研究。200名教师(男119名,&女= 81。,政府=105,私人=95)作为研究样本。然而,为了收集数据,采用了多阶段随机抽样技术。自尊量表(SES)由Dhar &Dhar与Jamal等人编制的教师组织承诺量表他们对200名教师进行了拉希姆问卷调查。为了进行分析,使用了以下技术:均值、标准差、积差相关、回归、t检验和析因方差分析。研究发现,组织承诺与自尊之间存在显著的正相关关系(r=0.48)。自尊对组织承诺的差异效应显著(F=2.711)。性别(F=0.395)和机构类型(F=0.298)对自尊的影响不显著。性别(F=3.330)和机构类型(F=1.178)对中学教师组织承诺的差异也不显著。
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引用次数: 0
ગુજરાત રાજ્યમાં કૃષિ અને ગ્રામીણ વિકાસ બેંક દ્વારા વિતરિત કરાયેલા ધિરાણનું પ્રદર્શન મૂલ્યાંકન અને અસર વિશ્લેષણ
Pub Date : 2023-09-30 DOI: 10.37867/te150313
વિ. એમ. ચૌધરી, પ્રા. (ડૉ.) મયુરી ફાર્મ
સહકારી બેંકો મુખ્યત્વે ગ્રામીણ વિસ્તારોમાં ધિરાણ પ્રદાન કરવા માટે શરૂ કરવામાં આવી હતી. આ બેંકો સહકારના સિદ્ધાંત પર કામ કરે છે અને ઓછી આવક ધરાવતા લોકોને સશક્ત અને સુરક્ષિત કરવા પર ધ્યાન કેન્દ્રિત કરે છે. આ બેંકો ગ્રામીણ ધિરાણ અને માઇક્રો ફાઇનાન્સિંગ પ્રદાન કરે છે. તેમનો મુખ્ય ઉદ્દેશ અન્ય રાષ્ટ્રીયકૃત અથવા વ્યાપારી બેંકોની તુલનામાં ઓછા અથવા યોગ્ય વ્યાજ દરે ખેડૂતોને કૃષિ લોન પૂરી પાડવાનો છે. ભારતમાં કૃષિ અને સંલગ્ન પ્રવૃત્તિઓમાં સુધારો માટે, આ બેંકો વિવિધ પ્રકારની લોન મેળવવા માંગતા લોકોને તેમની ધિરાણની આવશ્યકતાઓને પૂરી પાડવા માટે વિવિધ લોન પ્રદાન કરે છે. લોનને ટૂંકા ગાળાની લોન, મધ્યમ ગાળાની લોન અને લાંબા ગાળાની લોનમાં વ્યાપકપણે વર્ગીકૃત કરી શકાય છે. ધી ગુજરાત રાજ્ય સહકારી કૃષિ અને ગ્રામીણ વિકાસ બેંક લિ., જેને ખેતી બેંક તરીકે ઓળખવામાં આવે છે, તે લાંબા ગાળાના ગ્રામીણ સહકારી ધિરાણ માળખામાં એકમ માળખા તરીકે કાર્યરત છે, જે રાજ્ય સ્તરની મુખ્ય કચેરી સાથે કાર્ય કરે છે, તાલુકા મુખ્ય મથક પર ૧૭૬ શાખાઓ અને ૧૭ જિલ્લા કચેરીઓ આખા ગુજરાત રાજ્યને આવરી લે છે. ગુજરાતમાં કૃષિના વિકાસમાં ખેતી બેંકનું યોગદાન નોંધપાત્ર રહ્યું છે. આ સંશોધન અધ્યયનનો હેતુ છેલ્લા દાયકા દરમિયાન આ બેંકની કામગીરીને વધુ સારી રીતે સમજવાનો અને લોન લાભાર્થીઓને આપવામાં આવતા ધિરાણની અસર વિશે વધુ જાણવાનો છે. અધ્યયનમાં બેંકની ધિરાણ સુવિધાઓ સંબંધિત લોન લેનારાઓની સમસ્યાઓ પર ધ્યાન કેન્દ્રિત કર્યું છે અને લોનની ચુકવણીમાં ડિફોલ્ટના કારણો શોધવા માટે પ્રયાસ કર્યો છે. ઉપરાંત, આ અધ્યયનમાં કૃષિ ધિરાણનો લાભ લીધા પછી, લોન લેનારાઓની સામાજિક-આર્થિક સ્થિતિ પર ધ્યાન કેન્દ્રિત કર્યું છે. આ અધ્યયનમાં બેંકની કામગીરી અંગે શાખા પ્રબંધકોની ધારણાઓને પણ આવરી લેવામાં આવી છે. ઉપરોક્ત ઉદ્દેશો પ્રાપ્ત કરવા માટે જરૂરી ડેટા એકત્રિત કરવા માટે પ્રાથમિક સંશોધન અને ગૌણ સંશોધન ડેટા સંગ્રહ બંનેનો ઉપયોગ કરવામાં આવ્યો છે. આ અભ્યાસ માટેના લક્ષ્ય જુથો લોન લેનારાઓ છે, જેમા (૧) જે નિયમિતપણે લોન ચૂકવે છે (નમૂનાનું કદ = ૪૫૦), (૨) લોન ડિફોલ્ટર્સ (નમૂનાનું કદ = ૨૧૦), (૩) શાખા મેનેજર્સ (નમૂનાનું કદ = ૩૦). સંરચિત પ્રશ્નાવલિઓનો ઉપયોગ કરીને, સંબંધિત સેગમેન્ટ સાથેની ક્રિયા-પ્રતિક્રિયાઓને એકત્રિત કરવા માટે પ્રાથમિક સંશોધન ડેટા એકત્રિત કરવામાં આવ્યો છે. લોનની વિગતો, લોનની પરત ચુકવણી, મુદતવિતી રકમ, બેંક વિશેની સમજ, લોન વ્યાજ દર, ખેડૂતને લગતા વિવિધ પાસાઓ પર અસર, બેંકની સેવાઓ પર એકંદર રેટિંગ, બેંક સાથે સંતોષ સ્તર અને બેંકની સેવાઓમાં સુધારણા માટેના સૂચનો એ અભ્યાસના મુખ્ય પરિમાણો છે. શાખાના પ્રબંધકોને લોન મંજૂરી, લોન વિતરણ, મુખ્ય કચેરીમાંથી જરૂરી સહયોગ અને બેંકની સેવાઓ સુધારવા માટેના સૂચનો વિશે વધુ વિગતો જણાવવા માટે પ્રોત્સાહિત કરવામાં આવ્યા હતા. ડેટા વિશ્લેષણમાં વિશ્વસનીયતા પરીક્ષણો, વર્ણનાત્મક વિશ્લેષણ, સહસંબંધ પરીક્ષણો, ટી-પરીક્ષણ અને કાઈ-સ્ક્વેર પરીક્ષણ જેવી પૂર્વધારણા પરીક્ષણ તકનીકોનો ઉપયોગ કરેલ છે. બેંક, તેના પ્રદર્શન અને યોગદાન, અન્ય સંબંધિત સહાયક તથ્યો વિશે વધુ વિગતવાર સમજવા માટે વિગતવાર સાહિત્ય સમીક્ષા હાથ ધરવામાં આવી છે. અભ્યાસના તારણોના મુખ્ય મુદ્દાઓ: વર્ષ ૨૦૧૯-૨૦માં ડિમાન્ડ અને વસૂલાત વધી છે. તાજેતરના સમયગાળામાં લોન ઓવરડ્યુમાં કંઈક અંશે વધારો થયો છે, પરંતુ તાજેતરના વર્ષોમાં ઘટાડો જણાયો છે. બેંક ધિરાણમાં અને થાપણોમાં સતત વૃધ્ધિ જાળવવામાં અસમર્થ રહી છે. ઓછી વસૂલાત, એનપીએનું ઉચ્ચ સ્તર, લોન અને એડવાન્સિસમાં ઓછી વૃદ્ધિ અને થાપણ એકત્રીકરણ માટે મર્યાદિત અવ
સહકા 投诉 બેંકો મ 防止ખ્ય 关键信息્વે ્ 投诉મ嚒ણ વિસ્ 防止ખ્ય嚒ોમં ધિ嚒ણપ્嚒દ嚒નક嚒વ嚒 મ ૂ ક ૆ 投诉વ嚒મ嚒ં આવ嚒હ嚒。આબેંકો સહક 奖品ꪨસિદ્ધ 奖品ં ꪪ网站 ક 奖品ꪮ કે છે અને ઓછી આવક ꪧ网站 લોકોને સશક્આ બેંકો ્ortuneામીણ ધિા︰ણ અને માઇક્︰ો ફાઇનાન્સિંF પ્︰દાન ક︰ે _COPY0.赞成 ેમનો મેેખ્ય ઉદ્દેશ અન્ય ેમેષ્ટ્ ેમેયકૃ 表述方式 અથવ યો યો વ્ય વ્ય ેમેોને કૃષિ લોન પૂ 所选择的 ેમેડવાનો છે.ધી ્્ય સહકા 听说 કૃષિ અને ્ 据说ꪮીꪣ વિકાસ બેંક લિ。视察视察ે ૈસહહહહહહહહહહહહહહહહહહહહહહહમ.આ સંશોધન અધ્યયનનો હે અધ્યયનનો 王牌特工 છેલ્લાા દયક ા priéમિય ા priéમિય ા ꡨ ꡨ બેંકની કામસ信使倘若ને વધ 秉公执法 સ信使倘若સમ 维持વાનો અને લોન લાભા prié્થીઓને આપવામ ાંઆવાધિ窘ાણન┨અસ┨વિશે વધ┨ણવાનો┨છે.ઉꪪોક્ 关键信息 ઉદ્દેશો પ્ 关键信息પ્ ક 关键信息વ મ 关键信息ટે 缴纳的费用ૂ 关键信息 ડેટ 关键信息 એક 代表્ 关键信息િ 代表ક 关键信息વ 关键信息 મ 关键信息ટે પ્ 关键信息થમિક સંશોધન અને 罚款ૌણ સંશોધન ડેટ 关键信息 સં 罚款્ 关键信息હ બંનેનો ઉપયો 罚款ક 关键信息વમ 关键信息ં આવ્યો.સં루ꦪિપ્:શ્નાવલિઓનો罚款 ઉપયોકીને, સંબંધિ સે信 息મેન્ટ સ루સથેન ક્루સિય-ાપ્루સિક્루સસઓને﹢એક﹢્﹢િ﹢ક﹢વ﹢મ﹢ટે﹢પ્﹢થમિક સંશોધન ડેટ﹢એક﹢્﹢િ﹢વ﹢મ﹢આવ્યો﹢છે﹢。શાખાના પ્ difficultyબંધકોને લોન મં 授权ૂ 好意, લોન, વિ 威胁ણ, મ 威胁ખ્ય કચે 好意, મ 威胁માંથ, 好意, 威胁ૂ, સહયોortune અને બેંકની સેવાઓ સ威胁ꪧાડેટા વિશ્લેષણમ ાંવિશ્વસન.બેંક, ેના ꪪ્诗દ 诗્શન અને યોદ 奖项ꪨ, અન્ય સંબંધિ સહાયક 钠થ્યો વિશે વધ 督察 વિ હિ હિ હિ હિ વ વિશે વિશે હિ હિ હિ હિ હિ હિ હિ હિ હિ વ માટે વિ આવ વિશે હિ હિ હિ ્યક્ષા હાથ ધˆવમાં આવ છે.બેંક ધિ馈赠ાણꪮાં અને થાપણોમવૃધ્ધિં સ馈赠ાળવવ મ馈赠ાં અસમ અસમ馈赠્થ馈赠હ枏 છે.ઓછ 吗 વસૂલા, એનપ 吗એꪨ 推销ં ઉચ્ચ સ્殉લોન, અને એડવાન્સિસમાં ઓછ 吗 વૃદ્ધિ અને થાપણ એક લોન્ 声音ક殉ણ માટે મ્યાદિ અવકાશ બેંકન 吗 મ 推销ખ્ય સમસ્ય 吗ઓ છે.નાના મૂલ્યન 记得 લોન લેન ૂાઓ (据称ૂા. ૧ ૧ ૨ લ ૥ી ૨ લ ૥ અને ૂ. ૨.૧ ૩ લ ૩ાખ) વધ 维持ોવ ા છે.લોન લેન ા⼏⼏╰ઓએ ⼏⼏╰ે ⼏⼏╰ે ⼏⼏╰હે ઉપયો ⼏⼏╰ે લોનનો ⼏⼏╰ક⼏⼏╰્યો છે。વિશ્લેષણ બ 牙买加全民投票特派团 છે છે કે લોન મેળવ્ય બાદ કૃષિ કૃષિ ઉપ 维持和平, કૃષિ, બચ 和平, સ ામ ા维持和平િક સ્થિ ઇલેક્ટ્ ઇલેક્ટ્ 维护和平 ઇલેક્ટ્ોનિક્સ વસ્ 维护和平ઓન 已经 ખ対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対対.ઘેલ_ં ૂ 藐视િય 吗?બેંકન 吗 યો 维持ના ઓ અને લોન લેન ા 徼 ઓના શિક્ષણ સ્ 徼 પપ维持ન岿 徼 ૃ 维持િ સંકળ ાયેલ છે.ખેડૂ 被访问的网站 કેટે 麻烦的网站 (恳请મ) માલિક આધા↪Lo_Mn_AC7↩) અનેાયેલ ા હે灾害预防 માટે લોનનો યો્ય ઉપયો, એકબ 让步ા સાથે સંકળાયેલ છે.维持મીન હોલ્ડિં્સન 藐视↪Lo_Mn_A82↩ કદ અને ડિફોલ્ટ એકબ 藐视સા થે સંકળયેલ ા નથ અને 阁下 સ્વ સ્વં 威胁્ છે.શાખા મેને 维持和平行动ોની લોન મંૂ 维持和平行动વિ 所作的贡献。વિ 所作的贡献:ણ, લોન લેન 所作的贡献:ઓન 所作的贡献:ૂ 所作的贡献:િય 所作的贡献:ોને 所作的贡献:પહોંચ 所作的贡献:વળવ 所作的贡献:અને 所作的贡献:પૂ 所作的贡献:ો ꪪાડવ 所作的贡献:નિયમિ હપ્ો ભ 所作的贡献:ન 所作的贡献:ને પ્ 所作的贡献:ો 所作的贡献:્સ 所作的贡献:હિ વ્ય 所作的贡献:ન 所作的贡献:ભ લાવિશે નોંધપ ા↪Lo_Mn_ACD↩所作的贡献:છે.અભ્યાસનો નિષ્ક 涉嫌્ષ છે બેંકન 喜欢吗?્ષ?છે?ન?ન?ન?ન?ન?ન?ન?ન?ન?સમયમ?ન?સમયમ?સ્થિ?સ્થિ?સ્થિ?સ્થિ?સ્થિ?સ્થિ?આવ方向 વ方向્ષોમ ાં વધ 推销 ખેડૂ ખેડૂ વિસ્ોને સેવ ા આપવ મ ાટે ્ 恶作剧ામીણ વિસ્ 黎 巴 嫩 ાોમાં બેંક નવી શાખ ાઓ ખોલ શકેી。વિશિષ્ટ લોન માટે બેંક બે અઠવ ે અઠવ ેડિય ે વધ સમય લે છે કાણ કે ે કે ે્ય ે વિવિધ ચકસણ ેસણ ેસણ ેસણ ેસણ ે છે。
{"title":"ગુજરાત રાજ્યમાં કૃષિ અને ગ્રામીણ વિકાસ બેંક દ્વારા વિતરિત કરાયેલા ધિરાણનું પ્રદર્શન મૂલ્યાંકન અને અસર વિશ્લેષણ","authors":"વિ. એમ. ચૌધરી, પ્રા. (ડૉ.) મયુરી ફાર્મ","doi":"10.37867/te150313","DOIUrl":"https://doi.org/10.37867/te150313","url":null,"abstract":"સહકારી બેંકો મુખ્યત્વે ગ્રામીણ વિસ્તારોમાં ધિરાણ પ્રદાન કરવા માટે શરૂ કરવામાં આવી હતી. આ બેંકો સહકારના સિદ્ધાંત પર કામ કરે છે અને ઓછી આવક ધરાવતા લોકોને સશક્ત અને સુરક્ષિત કરવા પર ધ્યાન કેન્દ્રિત કરે છે. આ બેંકો ગ્રામીણ ધિરાણ અને માઇક્રો ફાઇનાન્સિંગ પ્રદાન કરે છે. તેમનો મુખ્ય ઉદ્દેશ અન્ય રાષ્ટ્રીયકૃત અથવા વ્યાપારી બેંકોની તુલનામાં ઓછા અથવા યોગ્ય વ્યાજ દરે ખેડૂતોને કૃષિ લોન પૂરી પાડવાનો છે. ભારતમાં કૃષિ અને સંલગ્ન પ્રવૃત્તિઓમાં સુધારો માટે, આ બેંકો વિવિધ પ્રકારની લોન મેળવવા માંગતા લોકોને તેમની ધિરાણની આવશ્યકતાઓને પૂરી પાડવા માટે વિવિધ લોન પ્રદાન કરે છે. લોનને ટૂંકા ગાળાની લોન, મધ્યમ ગાળાની લોન અને લાંબા ગાળાની લોનમાં વ્યાપકપણે વર્ગીકૃત કરી શકાય છે. ધી ગુજરાત રાજ્ય સહકારી કૃષિ અને ગ્રામીણ વિકાસ બેંક લિ., જેને ખેતી બેંક તરીકે ઓળખવામાં આવે છે, તે લાંબા ગાળાના ગ્રામીણ સહકારી ધિરાણ માળખામાં એકમ માળખા તરીકે કાર્યરત છે, જે રાજ્ય સ્તરની મુખ્ય કચેરી સાથે કાર્ય કરે છે, તાલુકા મુખ્ય મથક પર ૧૭૬ શાખાઓ અને ૧૭ જિલ્લા કચેરીઓ આખા ગુજરાત રાજ્યને આવરી લે છે. ગુજરાતમાં કૃષિના વિકાસમાં ખેતી બેંકનું યોગદાન નોંધપાત્ર રહ્યું છે. આ સંશોધન અધ્યયનનો હેતુ છેલ્લા દાયકા દરમિયાન આ બેંકની કામગીરીને વધુ સારી રીતે સમજવાનો અને લોન લાભાર્થીઓને આપવામાં આવતા ધિરાણની અસર વિશે વધુ જાણવાનો છે. અધ્યયનમાં બેંકની ધિરાણ સુવિધાઓ સંબંધિત લોન લેનારાઓની સમસ્યાઓ પર ધ્યાન કેન્દ્રિત કર્યું છે અને લોનની ચુકવણીમાં ડિફોલ્ટના કારણો શોધવા માટે પ્રયાસ કર્યો છે. ઉપરાંત, આ અધ્યયનમાં કૃષિ ધિરાણનો લાભ લીધા પછી, લોન લેનારાઓની સામાજિક-આર્થિક સ્થિતિ પર ધ્યાન કેન્દ્રિત કર્યું છે. આ અધ્યયનમાં બેંકની કામગીરી અંગે શાખા પ્રબંધકોની ધારણાઓને પણ આવરી લેવામાં આવી છે. ઉપરોક્ત ઉદ્દેશો પ્રાપ્ત કરવા માટે જરૂરી ડેટા એકત્રિત કરવા માટે પ્રાથમિક સંશોધન અને ગૌણ સંશોધન ડેટા સંગ્રહ બંનેનો ઉપયોગ કરવામાં આવ્યો છે. આ અભ્યાસ માટેના લક્ષ્ય જુથો લોન લેનારાઓ છે, જેમા (૧) જે નિયમિતપણે લોન ચૂકવે છે (નમૂનાનું કદ = ૪૫૦), (૨) લોન ડિફોલ્ટર્સ (નમૂનાનું કદ = ૨૧૦), (૩) શાખા મેનેજર્સ (નમૂનાનું કદ = ૩૦). સંરચિત પ્રશ્નાવલિઓનો ઉપયોગ કરીને, સંબંધિત સેગમેન્ટ સાથેની ક્રિયા-પ્રતિક્રિયાઓને એકત્રિત કરવા માટે પ્રાથમિક સંશોધન ડેટા એકત્રિત કરવામાં આવ્યો છે. લોનની વિગતો, લોનની પરત ચુકવણી, મુદતવિતી રકમ, બેંક વિશેની સમજ, લોન વ્યાજ દર, ખેડૂતને લગતા વિવિધ પાસાઓ પર અસર, બેંકની સેવાઓ પર એકંદર રેટિંગ, બેંક સાથે સંતોષ સ્તર અને બેંકની સેવાઓમાં સુધારણા માટેના સૂચનો એ અભ્યાસના મુખ્ય પરિમાણો છે. શાખાના પ્રબંધકોને લોન મંજૂરી, લોન વિતરણ, મુખ્ય કચેરીમાંથી જરૂરી સહયોગ અને બેંકની સેવાઓ સુધારવા માટેના સૂચનો વિશે વધુ વિગતો જણાવવા માટે પ્રોત્સાહિત કરવામાં આવ્યા હતા. ડેટા વિશ્લેષણમાં વિશ્વસનીયતા પરીક્ષણો, વર્ણનાત્મક વિશ્લેષણ, સહસંબંધ પરીક્ષણો, ટી-પરીક્ષણ અને કાઈ-સ્ક્વેર પરીક્ષણ જેવી પૂર્વધારણા પરીક્ષણ તકનીકોનો ઉપયોગ કરેલ છે. બેંક, તેના પ્રદર્શન અને યોગદાન, અન્ય સંબંધિત સહાયક તથ્યો વિશે વધુ વિગતવાર સમજવા માટે વિગતવાર સાહિત્ય સમીક્ષા હાથ ધરવામાં આવી છે. અભ્યાસના તારણોના મુખ્ય મુદ્દાઓ: વર્ષ ૨૦૧૯-૨૦માં ડિમાન્ડ અને વસૂલાત વધી છે. તાજેતરના સમયગાળામાં લોન ઓવરડ્યુમાં કંઈક અંશે વધારો થયો છે, પરંતુ તાજેતરના વર્ષોમાં ઘટાડો જણાયો છે. બેંક ધિરાણમાં અને થાપણોમાં સતત વૃધ્ધિ જાળવવામાં અસમર્થ રહી છે. ઓછી વસૂલાત, એનપીએનું ઉચ્ચ સ્તર, લોન અને એડવાન્સિસમાં ઓછી વૃદ્ધિ અને થાપણ એકત્રીકરણ માટે મર્યાદિત અવ","PeriodicalId":23114,"journal":{"name":"Towards Excellence","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135038013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
“TRIBES ARE THE GLORY OF NATIONS” “部落是国家的荣耀”
Pub Date : 2023-09-30 DOI: 10.37867/te150335
Trupti Vijay Jadhav
India has to be commended for its unique and different tribal groups living in various parts of the nation. They indirectly play a vital role in sustainable development. Today, we adapt sustainable measures to tackle environmental problems, but the tribal community is one of the communities that have adapted these things since the commencement of human history. In this article, I want to explain the multidimensional roles played by tribal peoples, especially tribal women. First of all, I want to give a concise elaboration about tribal presence in India, demonstrating my own grandmother’s experience in a story format to make it comprehensible for all. After this, explain the role of tribal women from different point of views. Such as the role of tribal women in ecological conservation, economic activities, Governance and Policy Making, cultural preservation, Indian medicinal preservation techniques, etc. along with suitable examples of key role models. This article wants to highlight the major challenges faced by tribal women at the individual and community levels. And finally according to the overall study, I am willing to suggest short-term and long-term strategies to overcome the problem of tribal women and promote and contribute to ensuring their dignity, prosperity and progress as well. To explain and analyze the above sub-themes, I am collecting and studying secondary data; including Government Reports, Books, Journals, Newspapers and the thesis of research scholars. This data gives me authentic information, which gives this article an edge. For this article, I am applying the content analysis techniques to understand the issues faced by tribal women in India.
印度的独特和不同的部落群体生活在全国各地,值得称赞。它们间接地在可持续发展中起着至关重要的作用。今天,我们采用可持续的措施来解决环境问题,但部落社区是自人类历史开始以来就适应这些事情的社区之一。在这篇文章中,我想解释部落人民,特别是部落妇女所扮演的多维角色。首先,我想对印度的部落存在做一个简明的阐述,用一个故事的形式展示我自己祖母的经历,让所有人都能理解。在此之后,从不同的角度解释部落妇女的作用。例如部落妇女在生态保护、经济活动、治理和政策制定、文化保护、印第安医药保护技术等方面的作用,以及关键榜样的适当例子。本文想强调部落妇女在个人和社区层面面临的主要挑战。最后,根据整体研究,我愿意提出克服部落妇女问题的短期和长期战略,并促进和贡献确保她们的尊严,繁荣和进步。为了解释和分析上述子主题,我正在收集和研究二手数据;包括政府报告、书籍、期刊、报纸和研究学者的论文。这些数据给了我真实的信息,这给了这篇文章一个优势。在本文中,我将应用内容分析技术来了解印度部落妇女所面临的问题。
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引用次数: 0
POCKET MONEY AND SPENDING HABITS OF COLLEGE STUDENTS 大学生的零花钱和消费习惯
Pub Date : 2023-09-30 DOI: 10.37867/te150347
Dr. Dharmeshkumar G. Raval
Pocket expenses of college students have skyrocketed to look rich and prove more sophisticated. This research has been done according to the various expenses of the students. Based on this research study, it is known that how much the students spend on studies, transport, food, clothes, entertainment etc. On the basis of this study, an idea of the income resources and saving habits of the students can be obtained.
大学生的零花钱飞涨,让他们看起来更有钱,也更成熟。这项研究是根据学生的各种费用进行的。根据这项研究,我们知道了学生在学习、交通、饮食、衣服、娱乐等方面的花费。在此研究的基础上,可以了解学生的收入资源和储蓄习惯。
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引用次数: 0
GENDER DISPARITY IN LABOUR FORCE AND WORKFORCE PARTICIPATION- A CASE STUDY OF GANDHIDHAM CITY 劳动力和劳动力参与的性别差异——以甘地罕市为例
Pub Date : 2023-09-30 DOI: 10.37867/te150348
Dr. Jagdish Maheshwari
According to UNICEF “Worldwide, nearly 1 in 4 girls between the ages of 15 and 19 are neither employed nor in education or training – compared to 1 in 10 boys.”Based on this, it can be said that gender inequality is also found in Labour force and Workforce participation globally. Gandhidham is the main trading centre of Kachchh and is one of the important contributor of the economic development of Kachchh. Therefore, Gandhidham has been selected as a research area in this study. This study seeks to quantify gender inequality in Labour force and Workforce participation of Gandhidham City.
根据联合国儿童基金会的数据,“在世界范围内,年龄在15岁至19岁之间的女孩中,有近四分之一既没有就业,也没有接受教育或培训,而男孩则为十分之一。”基于此,可以说,性别不平等在全球劳动力和劳动力参与方面也存在。甘地罕是克钦的主要贸易中心,也是克钦经济发展的重要贡献者之一。因此,本研究选择甘地作为研究领域。本研究旨在量化甘地罕市劳动力和劳动力参与方面的性别不平等。
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引用次数: 0
OVERARCHING OVERTONES: ORACLES ON CAREER CHRONICLES OF WOMEN IN INDIAN HOTEL INDUSTRY 总体寓意:印度酒店业女性职业编年史的预言
Pub Date : 2023-09-30 DOI: 10.37867/te150301
J. Eugene
The hospitality sector has been witnessing tremendous changes of late in terms of gender diversity with the increased participatory role of women at all levels of the workforce. The global food and beverage, and lodging industries have been proactively getting women on board down the years, recognising their important role in enhancing visitor satisfaction translating into repeat visits. This trend is however more widespread and popular in developed countries. India’s unique cultural values, social traditions, conventional customs, gender stereotyping, conservative attitudes and religious beliefs have all been challenging age-old obstacles that have largely hindered the greater employment and integration of women in the hospitality sector’s labour market. It is only from the 1960s that the women workforce in the Indian precincts saw limited presence and then slowly grew in numbers. This analytical research paper actively seeks to explore and highlight the trajectory of women employees in the hotel industry. Accurate and objective data for this investigative analysis is obtained from several leading five-star hotels in Chennai. Insights into the hospitality sector are obtained through interaction with a number of women holding managerial positions. The gathered data is decoded, and variables that help it are extracted. This research study on the work trends, changing industry dynamics and administrative challenges encountered by women in the hospitality sector can help establish gender parity by promoting a greater number of women to join the ranks and raise the profile of women in the hotel industry.
最近,随着妇女在各级劳动力中的参与性作用增强,酒店业在性别多样性方面发生了巨大变化。近年来,全球餐饮和住宿行业一直在积极吸引女性加入,认识到她们在提高游客满意度、转化为回头率方面的重要作用。然而,这种趋势在发达国家更为普遍和流行。印度独特的文化价值观、社会传统、传统习俗、性别陈规定型观念、保守态度和宗教信仰都在挑战那些在很大程度上阻碍妇女更多地就业和融入酒店业劳动力市场的古老障碍。从20世纪60年代开始,印度选区的女性劳动力数量有限,然后数量缓慢增长。这篇分析研究论文积极寻求探索和突出女性员工在酒店业的发展轨迹。准确和客观的数据,这一调查分析是从金奈几家领先的五星级酒店获得的。通过与一些担任管理职务的妇女的互动,对接待部门有了深入的了解。对收集到的数据进行解码,并提取有助于解码的变量。这项关于工作趋势、不断变化的行业动态和女性在酒店业遇到的行政挑战的研究可以通过促进更多的女性加入队伍和提高女性在酒店业的形象来帮助建立性别平等。
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引用次数: 0
IN QUEST OF SECULARISM: WEST AND EAST 追求世俗主义:西方与东方
Pub Date : 2023-09-30 DOI: 10.37867/te150312
Sarbajit Roy Chowdhury Sarbajit Roy Chowdhury
The world of academics is divided into different groups pertaining to their reflection on the questions of secularism. Some of them considered that secularism is a western concept. It is a product of European history that has been implanted in Indian societies so the secularization of politics has taken place in India where the people are strongly committed to religion. Some other scholars believe secularism is an Indian experience for that matter Hinduism itself a great secular religion. Diversity of faith, diversity of ideas, and spirit of co-existence, accommodation, and tolerance are the essential ingredients of Hinduism. Therefore, secularism as a concept as plasticized in West is so different from the practice of secularism in India. The present paper seeks to explore a comparative analysis to the concept of secularism in west and east.
学术界根据他们对世俗主义问题的思考分为不同的群体。他们中的一些人认为世俗主义是西方的概念。它是欧洲历史的产物,已经植入印度社会,因此政治的世俗化已经发生在印度,那里的人们强烈地信仰宗教。其他一些学者认为世俗主义是印度的经验,因为印度教本身就是一个伟大的世俗宗教。信仰的多样性、思想的多样性以及共存、迁就和宽容的精神是印度教的基本成分。因此,世俗主义作为一个在西方被塑化的概念,与世俗主义在印度的实践是如此不同。本文试图对西方和东方的世俗主义概念进行比较分析。
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引用次数: 0
“MEDICINAL PLANTS TRADITIONALLY USED BY INDIGENOUS PEOPLE FOR THE MANAGEMENT OF HUMAN AILMENTS IN AND AROUND ‘’POLO FOREST’’–VIJAYNAGAR DISTRICT” "传统上被土著居民用来治疗马球森林及其周围的人类疾病的药用植物-维杰那格尔区"
Pub Date : 2023-09-30 DOI: 10.37867/te150324
Nikita Patel, Krishna Upadhaya
This paper reports an ethnobotanical study that focused on the traditional medicinal plants used by local communities to treat various human diseases. The study focused on documentation of medicinal plants used to treat various human diseases in the study area. Ethnobotanical data were collected using surveys, interviews, field walks, and observations with local peoples. A total of 67 medicinal plants, were collected and identified. Crushing was a widely used mode of preparation of traditional remedies where oral administration was the dominant route. Local people in the study area possess a rich traditional knowledge on medicinal plants used to treat various human ailments. However, agricultural expansion and lack of interest by the young generation became a major threat to the medicinal plant diversity and the retention of the knowledge. It is, therefore, necessary to preserve this indigenous knowledge on traditional medicines by proper documentation, identification of plant species used, and the mode of preparation. To save medicinal plants from becoming rare in the area, cultivation of the medicinal plants by local communities is suggested.
本文报道了一项民族植物学研究,重点研究了当地社区用于治疗各种人类疾病的传统药用植物。该研究的重点是研究地区用于治疗各种人类疾病的药用植物的文献记录。通过调查、访谈、实地考察和对当地居民的观察收集民族植物学数据。共采集鉴定药用植物67种。粉碎是一种广泛使用的传统药物制备模式,其中口服给药是主要途径。研究区域的当地人拥有丰富的药用植物传统知识,用于治疗各种人类疾病。然而,农业扩张和年轻一代缺乏兴趣成为药用植物多样性和知识保留的主要威胁。因此,有必要通过适当的文献记录、鉴定所使用的植物种类和制备方式来保护这种关于传统药物的土著知识。为了避免药用植物在该地区变得稀有,建议由当地社区种植药用植物。
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引用次数: 0
A STUDY ON WORK SAFETY OF HEALTHCARE EMPLOYEES 卫生保健从业人员工作安全状况研究
Pub Date : 2023-09-30 DOI: 10.37867/te150334
Vishesh Bhatia, Dr. Amandeep Dhaliwal
The ancient pandemics like situations partake brought out trendy open the shortcomings of administration to guard the health and safety of their employees especially in the healthcare sectors. Because of this many of the healthcare organizations nowadays have started giving a lot of attention to work safety of their employees. The health and safety management norms have been set up for the same to avoid as such major disasters. In the healthcare industry, a culture of safety and the performance of safety protocol is followed keeping in mind the employee or workers safety. But even then due to the “people” element, unsafe behaviours leading to accidents. Therefore this research intends to study the work safety of healthcare employees in healthcare sector. An empirical study was undertaken where the employees of a multispecialty hospital were asked to respond to questionnaire to collect their perception towards the employees work safety and all the procedures that are being performed regarding work safety of any employee in the organisation. The results revealed that though organisations are doing a lot for employee safety but still some major concerns remain. This research would be very helpful in promoting the work safety culture.
古代流行病的情况,如参与揭示了现代公开管理的缺点,以保护其员工的健康和安全,特别是在医疗保健部门。正因为如此,许多医疗机构现在已经开始对员工的工作安全给予很多关注。为避免此类重大灾害的发生,制定了相应的健康安全管理规范。在医疗保健行业,要遵循安全文化和安全协议的执行,同时牢记员工或工人的安全。但即便如此,由于“人”的因素,不安全的行为也会导致事故。因此,本研究拟对医疗保健行业医护人员的工作安全进行研究。进行了一项实证研究,要求一家多专科医院的员工回答问卷,以收集他们对员工工作安全的看法以及组织中任何员工正在执行的有关工作安全的所有程序。调查结果显示,尽管企业在员工安全方面做了很多工作,但仍存在一些主要问题。本研究对促进安全生产文化的发展具有重要意义。
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引用次数: 0
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