首页 > 最新文献

Researchers World最新文献

英文 中文
Changing Business Environment and Young Ecopreneurs: Interpretative Structural Modeling 变化的商业环境与青年企业家:解释结构模型
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/26
Archana Singh, Nehajoan Panackal, R. Kazi
Sustainability entrepreneurship can offer a win-win scenario for the business and the environment and also enable young ecopreneurs to fulfill their goals. The purpose of this paper is to understand the correlation between young ecopreneurs and changing business environment leading to sustainability. To address this gap, this paper develops a theoretical framework and the factors identified are grounded in literature review. Literature Review is done for identifying the factors through extensive literature review and then, a qualitative and interpretive tool, ISM was applied to the study. Our study is unique and innovative as we have focused on exploring the different effects of the relationship between young ecopreneurs and the changing business environment leading to sustainability. The framework proposed in this paper can be utilized to develop business strategies in changing business environment. In the Indian context, this is a good study done for targeting young ecopreneurs . Sustainability and ecopreneurship emerged as the most important factor. An important fact that evolved is that almost all the factors have interdependence and were in coherence. The research limits itself to a conceptual understanding of young ecopreneurs in the current trends of business; however it does not show the results at a microscopic level. It is inclusive of factors at Macro Level. Outcome is based on intensed literature review. The present study needs to be further investigated under the light of market scope and issues. The model developed can be empirically validated by utilizing the conceptual framework.
可持续创业可以为企业和环境提供一个双赢的局面,也使年轻的企业家能够实现他们的目标。本文的目的是了解青年企业家和不断变化的商业环境之间的相关性,从而实现可持续发展。为了解决这一差距,本文建立了一个理论框架,并在文献综述中确定了因素。通过广泛的文献综述来确定影响因素,然后使用定性和解释性工具ISM进行研究。我们的研究是独特和创新的,因为我们专注于探索年轻企业家与不断变化的商业环境之间关系的不同影响,从而实现可持续发展。本文提出的框架可用于在不断变化的商业环境中制定商业战略。在印度的背景下,这是一项针对年轻企业家的很好的研究。可持续性和生态创业成为最重要的因素。一个重要的事实是,几乎所有的因素都是相互依存的,并且是一致的。该研究局限于对当前商业趋势中年轻企业家的概念性理解;然而,它并没有在微观水平上显示结果。它包括宏观层面的因素。结果基于密集的文献回顾。目前的研究需要根据市场范围和问题进行进一步的研究。利用概念框架可以对模型进行实证验证。
{"title":"Changing Business Environment and Young Ecopreneurs: Interpretative Structural Modeling","authors":"Archana Singh, Nehajoan Panackal, R. Kazi","doi":"10.18843/RWJASC/V9I2/26","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/26","url":null,"abstract":"Sustainability entrepreneurship can offer a win-win scenario for the business and the environment and also enable young ecopreneurs to fulfill their goals. The purpose of this paper is to understand the correlation between young ecopreneurs and changing business environment leading to sustainability. To address this gap, this paper develops a theoretical framework and the factors identified are grounded in literature review. Literature Review is done for identifying the factors through extensive literature review and then, a qualitative and interpretive tool, ISM was applied to the study. Our study is unique and innovative as we have focused on exploring the different effects of the relationship between young ecopreneurs and the changing business environment leading to sustainability. The framework proposed in this paper can be utilized to develop business strategies in changing business environment. In the Indian context, this is a good study done for targeting young ecopreneurs . Sustainability and ecopreneurship emerged as the most important factor. An important fact that evolved is that almost all the factors have interdependence and were in coherence. The research limits itself to a conceptual understanding of young ecopreneurs in the current trends of business; however it does not show the results at a microscopic level. It is inclusive of factors at Macro Level. Outcome is based on intensed literature review. The present study needs to be further investigated under the light of market scope and issues. The model developed can be empirically validated by utilizing the conceptual framework.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128140922","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Existence of Maslahah in the Establishment and Holding of State Owned Enterprises in Indonesia 印尼国有企业设立与控股中Maslahah的存在
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/20
Aunur Rohim Faqih, Abdurrahman Alfaqiih
The holding of State Owned Enterprises (SOEs) policy in Indonesia tends to improve efficiency and competitiveness. Nevertheless, it is necessary to measure whether or not the policy provides prosperity for the people. This Research aims to measure the mashlahah in the policy based on Islamic perspective. Using the qualitative method, normative approach and literature study method, this research concludes that although there is Mashlahah in the formation of SOEs or holding of SOEs on the basis of Mashlahah Mursalah, the welfare of the community has not been evenly distributed and not yet optimally realized.
印尼的国有企业控股政策倾向于提高效率和竞争力。但是,有必要衡量这一政策是否为人民带来了繁荣。本研究的目的是基于伊斯兰教的视角来衡量政策中的mashlahah。本研究采用定性法、规范法和文献研究法,得出结论:虽然国有企业的形成或持有国有企业在Mashlahah Mursalah的基础上存在着Mashlahah,但社会福利并没有得到均匀的分配和最优的实现。
{"title":"The Existence of Maslahah in the Establishment and Holding of State Owned Enterprises in Indonesia","authors":"Aunur Rohim Faqih, Abdurrahman Alfaqiih","doi":"10.18843/RWJASC/V9I2/20","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/20","url":null,"abstract":"The holding of State Owned Enterprises (SOEs) policy in Indonesia tends to improve efficiency and competitiveness. Nevertheless, it is necessary to measure whether or not the policy provides prosperity for the people. This Research aims to measure the mashlahah in the policy based on Islamic perspective. Using the qualitative method, normative approach and literature study method, this research concludes that although there is Mashlahah in the formation of SOEs or holding of SOEs on the basis of Mashlahah Mursalah, the welfare of the community has not been evenly distributed and not yet optimally realized.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123825020","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Error Analysis on English Written Discourse of 4th Year Mass Communication Students at Isabela State University – Echague Campus 伊莎贝拉州立大学四年级大众传媒专业学生英语书面语篇错误分析
Pub Date : 2018-04-01 DOI: 10.18843/rwjasc/v9i2/23
Maricon I. Lagayan
{"title":"Error Analysis on English Written Discourse of 4th Year Mass Communication Students at Isabela State University – Echague Campus","authors":"Maricon I. Lagayan","doi":"10.18843/rwjasc/v9i2/23","DOIUrl":"https://doi.org/10.18843/rwjasc/v9i2/23","url":null,"abstract":"","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121684288","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
An Ecocritical Analysis of Lord Alfred Tennyson’s in Memoriam and the Selected Poems of Emily Dickinson 丁尼生《追忆》与《狄金森诗选》的生态批评分析
Pub Date : 2018-04-01 DOI: 10.18843/rwjasc/v9i2/09
Satnam Singh, Zameerpal Kaur
This paper explores the ecocritical connotations of Tennyson’s In Memoriam and the selected poems of Emily Dickinson. Both are the famous nineteenth century poets but belong to different nations and lands. Ecocriticism as a literary field developed in the last decade of the twentieth century. But the natural world was going through deterioration a long time before that. The industrial revolution of the nineteenth century was the hallmark of a large scale use of the natural resources which resulted into their destruction. But the poetry of Tennyson and Dickinson tries to raise the awareness among the people about securing the natural world and appreciating its beauties rather than exploiting it. Tennyson’s In Memoriam is explored by focusing on the homoerotic desire and the desire for the pleasant natural world as are presented in the poem. Dickinson’s poems are read by taking into account their environmental friendly ideas and meanings. Both the poets were aware about the importance of the natural world for human beings as can be seen through the ecocritical reading of their poetry.
本文探讨了丁尼生的《追忆》和艾米莉·狄金森诗歌选集的生态批评内涵。他们都是19世纪著名的诗人,但属于不同的国家和土地。生态批评作为一个文学领域是在二十世纪最后十年发展起来的。但在那之前很久,自然界就在经历退化。19世纪的工业革命是大规模使用自然资源的标志,导致了自然资源的破坏。但丁尼生和狄金森的诗歌试图提高人们保护自然世界的意识,欣赏自然之美,而不是利用自然。丁尼生的《纪念》是通过关注同性恋的欲望和对美好自然世界的渴望来探索的正如诗中所呈现的那样。阅读狄金森的诗歌时要考虑到其环境友好的思想和意义。这两位诗人都意识到自然世界对人类的重要性,这一点可以从他们诗歌的生态批评阅读中看出。
{"title":"An Ecocritical Analysis of Lord Alfred Tennyson’s in Memoriam and the Selected Poems of Emily Dickinson","authors":"Satnam Singh, Zameerpal Kaur","doi":"10.18843/rwjasc/v9i2/09","DOIUrl":"https://doi.org/10.18843/rwjasc/v9i2/09","url":null,"abstract":"This paper explores the ecocritical connotations of Tennyson’s In Memoriam and the selected poems of Emily Dickinson. Both are the famous nineteenth century poets but belong to different nations and lands. Ecocriticism as a literary field developed in the last decade of the twentieth century. But the natural world was going through deterioration a long time before that. The industrial revolution of the nineteenth century was the hallmark of a large scale use of the natural resources which resulted into their destruction. But the poetry of Tennyson and Dickinson tries to raise the awareness among the people about securing the natural world and appreciating its beauties rather than exploiting it. Tennyson’s In Memoriam is explored by focusing on the homoerotic desire and the desire for the pleasant natural world as are presented in the poem. Dickinson’s poems are read by taking into account their environmental friendly ideas and meanings. Both the poets were aware about the importance of the natural world for human beings as can be seen through the ecocritical reading of their poetry.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130424954","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Parental Stress of Mothers of Children with Learning Disabilities 学习障碍儿童母亲的父母压力
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/01
N. Moideen, S. Mathai
Parents are very much worried when their child’s academic performance declines. Early identification, remedial training and positive support from family are very important for the child to perform well. Present study focused on parental stress of mothers of children diagnosed with Learning disabilities. Participants include 224 mothers, in which 112 are mothers of children with learning disabilities and 112 are mothers of typically developing children. Instruments used for the study are socio demographic data and parental stress scale. Result of the ttest reveals that there is significant difference in the stress experienced by mothers of children with learning disabilities when compared with typically developing children. Result implies there is a high need of extending the evaluation and intervention to parents by providing services like counselling, social support group so that they can realize they are not alone and gain new knowledge to enchance coping startegies.
当孩子的学习成绩下降时,父母非常担心。早期识别、补习训练和家庭的积极支持对儿童的良好表现非常重要。本研究主要关注学习障碍儿童母亲的父母压力。参与者包括224名母亲,其中112名是有学习障碍儿童的母亲,112名是正常发育儿童的母亲。本研究使用的工具是社会人口统计数据和父母压力量表。测试结果显示,与正常发育的儿童相比,有学习障碍儿童的母亲所经历的压力有显著差异。结果表明,有必要通过提供咨询、社会支持小组等服务,将评估和干预扩展到家长,使他们意识到自己并不孤单,并获得新的知识,以提高应对策略。
{"title":"Parental Stress of Mothers of Children with Learning Disabilities","authors":"N. Moideen, S. Mathai","doi":"10.18843/RWJASC/V9I2/01","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/01","url":null,"abstract":"Parents are very much worried when their child’s academic performance declines. Early identification, remedial training and positive support from family are very important for the child to perform well. Present study focused on parental stress of mothers of children diagnosed with Learning disabilities. Participants include 224 mothers, in which 112 are mothers of children with learning disabilities and 112 are mothers of typically developing children. Instruments used for the study are socio demographic data and parental stress scale. Result of the ttest reveals that there is significant difference in the stress experienced by mothers of children with learning disabilities when compared with typically developing children. Result implies there is a high need of extending the evaluation and intervention to parents by providing services like counselling, social support group so that they can realize they are not alone and gain new knowledge to enchance coping startegies.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124332173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Promotion of SHG through Cloud Computing Platform 通过云计算平台推广SHG
Pub Date : 2018-04-01 DOI: 10.18843/rwjasc/v9i2/17
M. Naik, A. Rodrigues
{"title":"Promotion of SHG through Cloud Computing Platform","authors":"M. Naik, A. Rodrigues","doi":"10.18843/rwjasc/v9i2/17","DOIUrl":"https://doi.org/10.18843/rwjasc/v9i2/17","url":null,"abstract":"","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125377143","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Professional and Technical Education Scenario of the Scheduled Tribe Population in Malda District, West Bengal 西孟加拉邦马尔达地区预定部落人口的专业技术教育情景
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/16
Pronob Mandal, S. Bhattacharya
The objective of this paper is to analyses the Professional & Technical Education Scenario of the tribal people from 2012 to 2016 years in the Malda district, West Bengal. Professional & Technical education level of the tribal people have been discussed in this paper where educational rates in this level has been focused and analyses and also compared with non-tribal groups (e.g. General, OBC, SC). Some educational problems of the tribal communities have been highlighted to adopt some measures towards improvement of this educational status of scheduled tribe population in Malda district. The study is based on both secondary and primary data. The primary data has been collected form field survey with questionnaire method and interview. The processed data has been finally used for quantitative estimation of the Professional & Technical education scenario of the tribal people and placed through cartographic presentation. It is apparent from the analysis that in Professional & Technical education level male students overtop the female numbers in the majority of the blocks but some blocks are dominated by higher number of female students over the male. In case of this education level of Old Malda, Habibpur, English Bazar, Manikchak, Gazol blocks come in prominence because all these blocks show higher percentage than other blocks in tribal education. The Present of this education status show that non-tribal groups are higher in number than the tribal people in all the levels which gives a bleak view of the tribal education in Malda district and therefore, some possible measures have been suggested.
本文的目的是分析2012年至2016年西孟加拉邦马尔达地区部落人民的专业技术教育情景。本文讨论了部落人民的专业和技术教育水平,重点分析了这一水平的受教育率,并与非部落群体(如将军,OBC, SC)进行了比较。强调了部落社区的一些教育问题,采取了一些措施来改善马尔达地区在册部落人口的教育状况。这项研究基于二手和原始数据。主要资料采用问卷调查法和访谈法进行实地调查。处理后的数据最终用于部落人民专业技术教育情景的定量估计,并通过制图呈现。从分析中可以明显看出,在专业技术教育水平上,大多数街区的男生人数超过女生人数,但有些街区的女生人数高于男生人数。就老马尔达、哈比普尔、英国巴扎尔、Manikchak、Gazol街区的教育水平而言,这些街区的教育水平突出,因为所有这些街区的部落教育比例都高于其他街区。这种教育状况的现状表明,在所有各级,非部落群体的人数都高于部落群体,这使马尔达地区的部落教育前景黯淡,因此,提出了一些可能的措施。
{"title":"Professional and Technical Education Scenario of the Scheduled Tribe Population in Malda District, West Bengal","authors":"Pronob Mandal, S. Bhattacharya","doi":"10.18843/RWJASC/V9I2/16","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/16","url":null,"abstract":"The objective of this paper is to analyses the Professional & Technical Education Scenario of the tribal people from 2012 to 2016 years in the Malda district, West Bengal. Professional & Technical education level of the tribal people have been discussed in this paper where educational rates in this level has been focused and analyses and also compared with non-tribal groups (e.g. General, OBC, SC). Some educational problems of the tribal communities have been highlighted to adopt some measures towards improvement of this educational status of scheduled tribe population in Malda district. The study is based on both secondary and primary data. The primary data has been collected form field survey with questionnaire method and interview. The processed data has been finally used for quantitative estimation of the Professional & Technical education scenario of the tribal people and placed through cartographic presentation. It is apparent from the analysis that in Professional & Technical education level male students overtop the female numbers in the majority of the blocks but some blocks are dominated by higher number of female students over the male. In case of this education level of Old Malda, Habibpur, English Bazar, Manikchak, Gazol blocks come in prominence because all these blocks show higher percentage than other blocks in tribal education. The Present of this education status show that non-tribal groups are higher in number than the tribal people in all the levels which gives a bleak view of the tribal education in Malda district and therefore, some possible measures have been suggested.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116853106","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Major Factors Influencing Parents Buying Behaviour of Children Products 影响家长儿童产品购买行为的主要因素
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/11
T. Vasumathi, P. B. Banudevi
{"title":"The Major Factors Influencing Parents Buying Behaviour of Children Products","authors":"T. Vasumathi, P. B. Banudevi","doi":"10.18843/RWJASC/V9I2/11","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/11","url":null,"abstract":"","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131515875","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Gender and Entrepreneurship: Micro Level Perspective and Analysis on Gender Related Challenges in Jammu and Kashmir 性别与创业:查谟和克什米尔与性别有关的挑战的微观视角和分析
Pub Date : 2018-04-01 DOI: 10.18843/RWJASC/V9I2/13
Irm Jalali Bodha
{"title":"Gender and Entrepreneurship: Micro Level Perspective and Analysis on Gender Related Challenges in Jammu and Kashmir","authors":"Irm Jalali Bodha","doi":"10.18843/RWJASC/V9I2/13","DOIUrl":"https://doi.org/10.18843/RWJASC/V9I2/13","url":null,"abstract":"","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131306499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Credit Risk and Public and Private Banks' Performance in India: A Panel Approach 信用风险与印度公共和私人银行绩效:一个小组方法
Pub Date : 2018-04-01 DOI: 10.18843/rwjasc/v9i2/05
Champa Ramkrishna Parab, M. Patil
The study is mainly concerned with Credit Risk and Public and Private Banks’ Performance in India and uses panel data of 40 commercial banks, comprising of 24 public and 16 private banks which were listed on Bombay Stock Exchange during the study period. The study employs various credit risk ratios as independent variables and three performance indicators as dependent variables for a period of 16 years from 2000-01 to 2015-16. The proxy for credit risk used in the study include Gross Non Performing Asset ratio, Loan Loss Allowance to Total Advances, Capital Adequacy Ratio, Credit Deposit Ratio, Loan Loss Allowance to Non Performing Assets, Loan Loss Allowance to Assets, and Advances to Assets. Deposits and Size have been used as control variables. Return on Assets, Return on Equity and Net Interest Margin have been used as proxy for performance. The result of the Random Effect Model shows that there is positive and significant relationship between Loan Loss Allowance and all the three performance indicators used in the study. Credit Deposit ratio is also significant at varying level and positively influences all the three performance indicators. Loan loss Allowance to Non Performing Asset is significant and inversely influences all three performance indicators. Loan loss Allowance to Total Assets is significant for two performance indicators viz., NIM and ROE and positively influences the same.
该研究主要关注印度的信贷风险和公共和私人银行的表现,并使用了40家商业银行的面板数据,其中包括24家公共银行和16家私人银行,这些银行在研究期间在孟买证券交易所上市。本研究以各信用风险比率为自变量,以三个绩效指标为因变量,研究时间为2000-01 - 2015-16年,共16年。研究中使用的信用风险代理包括不良资产总额比率、贷款损失准备与总预收款之比、资本充足率、信贷存款比率、贷款损失准备与不良资产之比、贷款损失准备与资产之比和预收款之比。沉积物和粒度被用作控制变量。资产报酬率、股本报酬率和净息差已被用作业绩指标。随机效应模型的结果表明,贷款损失准备与研究中使用的三个绩效指标之间存在显著的正相关关系。信贷存款比率也在不同程度上显著,并对三个绩效指标均有正向影响。不良资产的贷款损失准备是显著的,并负向影响所有三个绩效指标。贷款损失对总资产的拨备对NIM和ROE两项绩效指标均有显著影响,并对其产生正向影响。
{"title":"Credit Risk and Public and Private Banks' Performance in India: A Panel Approach","authors":"Champa Ramkrishna Parab, M. Patil","doi":"10.18843/rwjasc/v9i2/05","DOIUrl":"https://doi.org/10.18843/rwjasc/v9i2/05","url":null,"abstract":"The study is mainly concerned with Credit Risk and Public and Private Banks’ Performance in India and uses panel data of 40 commercial banks, comprising of 24 public and 16 private banks which were listed on Bombay Stock Exchange during the study period. The study employs various credit risk ratios as independent variables and three performance indicators as dependent variables for a period of 16 years from 2000-01 to 2015-16. The proxy for credit risk used in the study include Gross Non Performing Asset ratio, Loan Loss Allowance to Total Advances, Capital Adequacy Ratio, Credit Deposit Ratio, Loan Loss Allowance to Non Performing Assets, Loan Loss Allowance to Assets, and Advances to Assets. Deposits and Size have been used as control variables. Return on Assets, Return on Equity and Net Interest Margin have been used as proxy for performance. The result of the Random Effect Model shows that there is positive and significant relationship between Loan Loss Allowance and all the three performance indicators used in the study. Credit Deposit ratio is also significant at varying level and positively influences all the three performance indicators. Loan loss Allowance to Non Performing Asset is significant and inversely influences all three performance indicators. Loan loss Allowance to Total Assets is significant for two performance indicators viz., NIM and ROE and positively influences the same.","PeriodicalId":243104,"journal":{"name":"Researchers World","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115417884","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
期刊
Researchers World
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1