Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.40-52
Bintang Aulia Lutfi, Ari Prasetyo, Yan Putra Timur, Muhammad Rifqi
Introduction: This study aims to determine what factors lead people in East Java use Bank Aladin Sharia services based on gender differences.
Methods: The PLS-SEM Multi Group Analysis approach is used as an evaluation model in this study's quantitative methodology, which makes use of SmartPLS 3.0. The information was gathered by having respondents living in East Java to fill out an online survey, which was then divided by gender. 417 respondents who met the requirements of being Indonesian citizens, Muslims, and capable cell phone users were used as the sample.
Results: Performance expectations, social influence, and price values—generally have an impact on a customer's decision to adopt digital Islamic banking services. The same outcomes were also seen in the male data group, demonstrating again how customer intents to use Bank Aladin Sharia services were influenced by performance expectations, social influence, and price values. The pricing value variable is the only factor influencing customer intentions in this female data group.
Conclusion and suggestion: The study results show that different factors encourage males and females to use Bank Aladin Sharia services. Researchers suggest that Islamic banks can increase public understanding of sharia digital banking services. This study has limitations on the UTAUT2 variable as an exogenous variable. In future research, it is possible to modify the UTAUT-2 model by including a moderating variable.
{"title":"EXPLORING GENDER DIFFERENCES IN DETERMINANTS OF BANK ALADIN SHARIA ADOPTION: A MULTI-GROUP ANALYSIS APPROACH","authors":"Bintang Aulia Lutfi, Ari Prasetyo, Yan Putra Timur, Muhammad Rifqi","doi":"10.20473/jeba.v33i12023.40-52","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.40-52","url":null,"abstract":"Introduction: This study aims to determine what factors lead people in East Java use Bank Aladin Sharia services based on gender differences.
 Methods: The PLS-SEM Multi Group Analysis approach is used as an evaluation model in this study's quantitative methodology, which makes use of SmartPLS 3.0. The information was gathered by having respondents living in East Java to fill out an online survey, which was then divided by gender. 417 respondents who met the requirements of being Indonesian citizens, Muslims, and capable cell phone users were used as the sample.
 Results: Performance expectations, social influence, and price values—generally have an impact on a customer's decision to adopt digital Islamic banking services. The same outcomes were also seen in the male data group, demonstrating again how customer intents to use Bank Aladin Sharia services were influenced by performance expectations, social influence, and price values. The pricing value variable is the only factor influencing customer intentions in this female data group.
 Conclusion and suggestion: The study results show that different factors encourage males and females to use Bank Aladin Sharia services. Researchers suggest that Islamic banks can increase public understanding of sharia digital banking services. This study has limitations on the UTAUT2 variable as an exogenous variable. In future research, it is possible to modify the UTAUT-2 model by including a moderating variable.
","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135831883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.1-20
Iis Mei Hudawidayanti, Masmira Kurniawati
Introduction: The study intends to affect the shop image, trust, risk perception, and benefit perception of online mobile phone purchases. Methods: The Smart PLS program was used in conjunction with data acquired via a questionnaire. Because Sentra Mobile's online store is in Bibli, the population of this study includes the whole Blibli user base. In this study, non-probability sampling is used, which means that a population element has no chance of being chosen as a sample subject. Sampling is a purposeful sampling approach in which the sample is determined using multiple criteria so that it may be utilized as a sample. Results: The findings indicated that each of the variables had an impact on the purchase intention. There is a positive effect on the store's image intended for purchasing mobile phones online. Through trust mediation, store image has a higher favorable impact on the desire to buy mobile phones online. The inclination to acquire a mobile phone online is influenced positively by trust. The perception of risk has a negative effect on the inclination to acquire a mobile phone online. Conclusion and suggestion: This research can be a reference for further research related to the influence of store image, trust, perceived risk, and perceived benefits on the purchase intention of mobile phones online.
{"title":"THE INFLUENCE OF STORE IMAGE, TRUST, RISK PERCEPTION, AND BENEFIT PERCEPTION ON ONLINE MOBILE PHONE PURCHASE INTENTION","authors":"Iis Mei Hudawidayanti, Masmira Kurniawati","doi":"10.20473/jeba.v33i12023.1-20","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.1-20","url":null,"abstract":"Introduction: The study intends to affect the shop image, trust, risk perception, and benefit perception of online mobile phone purchases. Methods: The Smart PLS program was used in conjunction with data acquired via a questionnaire. Because Sentra Mobile's online store is in Bibli, the population of this study includes the whole Blibli user base. In this study, non-probability sampling is used, which means that a population element has no chance of being chosen as a sample subject. Sampling is a purposeful sampling approach in which the sample is determined using multiple criteria so that it may be utilized as a sample. Results: The findings indicated that each of the variables had an impact on the purchase intention. There is a positive effect on the store's image intended for purchasing mobile phones online. Through trust mediation, store image has a higher favorable impact on the desire to buy mobile phones online. The inclination to acquire a mobile phone online is influenced positively by trust. The perception of risk has a negative effect on the inclination to acquire a mobile phone online. Conclusion and suggestion: This research can be a reference for further research related to the influence of store image, trust, perceived risk, and perceived benefits on the purchase intention of mobile phones online.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135831999","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.106-120
Muhammad Ahsanul Amal, None Darmawan, None Lamondo
Introduction: A dividend announcement is an information disclosed by a public company regarding the distribution of its corporate profits, whether in the form of dividends or retained earnings to strengthen the company in funding future investments. Dividend announcements might have either a positive or negative effect on the market.
Methods: This quantitative research uses the event study method in the data collection period of 20 days, ten days before and ten days after the ex-dividend date. The analysis used is a descriptive statistical test, Shapiro-Wilk normality test, and hypothesis test.
Results: The study results indicate that the market reaction is a change in the share price of PT. Bank Syariah Indonesia Tbk (BRIS), there is no significant difference between before and after the ex-dividend date but at PT. National Sharia Pension Savings Bank Tbk (BTPS) changes stock prices before and after the ex-dividend date, and there is a significant difference. Furthermore, for abnormal returns at PT. Bank Syariah Indonesia Tbk (BRIS) and PT. National Sharia Pension Savings Bank Tbk (BTPS) before and after the ex-dividend date, there is no significant difference, as well as the trading volume activity of PT. Bank Syariah Indonesia Tbk (BRIS) and PT. National Sharia Pension Savings Bank Tbk (BTPS) before and after the ex-dividend date, there is no significant difference.
Conclusion and suggestion: This is because the dividend policy is not a factor of investor interest in investing in the company but is determined through the earning power of the company's assets
简介:股息公告是上市公司披露的关于公司利润分配的信息,无论是以股息还是留存收益的形式,以加强公司为未来投资提供资金。股息公告可能对市场产生积极或消极的影响。方法:本定量研究采用事件研究法,在除息前10天、除息后10天的数据收集期内进行。分析采用描述性统计检验、Shapiro-Wilk正态性检验和假设检验。
结果:研究结果表明,市场反应是印度尼西亚伊斯兰银行Tbk (BRIS)的股价变化,除息日前后没有显著差异,但在PT. National Sharia Pension Savings Bank Tbk (BTPS)的除息日前后改变股价,存在显著差异。此外,除息日前后PT. Bank ysariah Indonesia Tbk (BRIS)和PT. National Sharia Pension Savings Bank Tbk (BTPS)的异常收益无显著差异,除息日前后PT. Bank ysariah Indonesia Tbk (BRIS)和PT. National Sharia Pension Savings Bank Tbk (BTPS)的交易量活动也无显著差异。
结论和建议:这是因为股利政策不是投资者投资公司的兴趣因素,而是通过公司资产的盈利能力来决定的
{"title":"MARKET REACTIONS TO DIVIDENDS ANNOUNCEMENT: AN EVENT STUDY OF BRIS AND BTPS","authors":"Muhammad Ahsanul Amal, None Darmawan, None Lamondo","doi":"10.20473/jeba.v33i12023.106-120","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.106-120","url":null,"abstract":"Introduction: A dividend announcement is an information disclosed by a public company regarding the distribution of its corporate profits, whether in the form of dividends or retained earnings to strengthen the company in funding future investments. Dividend announcements might have either a positive or negative effect on the market.
 Methods: This quantitative research uses the event study method in the data collection period of 20 days, ten days before and ten days after the ex-dividend date. The analysis used is a descriptive statistical test, Shapiro-Wilk normality test, and hypothesis test.
 Results: The study results indicate that the market reaction is a change in the share price of PT. Bank Syariah Indonesia Tbk (BRIS), there is no significant difference between before and after the ex-dividend date but at PT. National Sharia Pension Savings Bank Tbk (BTPS) changes stock prices before and after the ex-dividend date, and there is a significant difference. Furthermore, for abnormal returns at PT. Bank Syariah Indonesia Tbk (BRIS) and PT. National Sharia Pension Savings Bank Tbk (BTPS) before and after the ex-dividend date, there is no significant difference, as well as the trading volume activity of PT. Bank Syariah Indonesia Tbk (BRIS) and PT. National Sharia Pension Savings Bank Tbk (BTPS) before and after the ex-dividend date, there is no significant difference.
 Conclusion and suggestion: This is because the dividend policy is not a factor of investor interest in investing in the company but is determined through the earning power of the company's assets","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832195","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.68-78
Aldi Adi Pratama, Aulia Nabil Bayyinah, Rakha Ramadhana
Introduction: The economic management system is based on the principle of economic actors, tending to focus on the needs, comfort and health of consumers. It is very incomplete, if it is not environmentally oriented when the product is no longer used. The purpose of this study is to find out whether green peace campaigns can influence the choice of non-environmentally friendly products on consumer demand. This research is also expected to be able to make an evaluation for the XYZ company in developing products, based on balancing consumer demand with the environment Methods: The method used in this research is using a closed questionnaire data processing approach, and includes the interview method, in analyzing why the respondent chose a particular answer Results: The selection of product D with non-environmentally friendly packaging and components, still has the highest purchase rate of 1,9. Followed by the second-ranking of product B from the second statement with non-environmentally friendly packaging often purchased at 1,8; the third-ranking product A from the first statement with environmentally friendly packaging is purchased more often at 1,3; and the last ranking of product C from the third statement with environmentally friendly packaging and components is often purchased at 1,2. Conclusion and suggestion: The concept of selecting relatively cheaper costs, is said to still be the main product choice for consumer behavior, even though it has non-environmentally friendly risks. Data processing also shows that the selection of environmentally friendly products with more expensive costs is less chosen by consumers.
{"title":"GREENPEACE CAMPAIGN ON THE PURCHASE OF NON-ENVIRONMENTALLY FRIENDLY PRODUCTS","authors":"Aldi Adi Pratama, Aulia Nabil Bayyinah, Rakha Ramadhana","doi":"10.20473/jeba.v33i12023.68-78","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.68-78","url":null,"abstract":"Introduction: The economic management system is based on the principle of economic actors, tending to focus on the needs, comfort and health of consumers. It is very incomplete, if it is not environmentally oriented when the product is no longer used. The purpose of this study is to find out whether green peace campaigns can influence the choice of non-environmentally friendly products on consumer demand. This research is also expected to be able to make an evaluation for the XYZ company in developing products, based on balancing consumer demand with the environment Methods: The method used in this research is using a closed questionnaire data processing approach, and includes the interview method, in analyzing why the respondent chose a particular answer Results: The selection of product D with non-environmentally friendly packaging and components, still has the highest purchase rate of 1,9. Followed by the second-ranking of product B from the second statement with non-environmentally friendly packaging often purchased at 1,8; the third-ranking product A from the first statement with environmentally friendly packaging is purchased more often at 1,3; and the last ranking of product C from the third statement with environmentally friendly packaging and components is often purchased at 1,2. Conclusion and suggestion: The concept of selecting relatively cheaper costs, is said to still be the main product choice for consumer behavior, even though it has non-environmentally friendly risks. Data processing also shows that the selection of environmentally friendly products with more expensive costs is less chosen by consumers.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832574","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.121-131
Dewi Kholifah, Hadi Sumarsono
Introduction: Economic development is one of a nation's attempts to achieve social well-being. The poverty line could possibly be utilized to indicate social welfare given there is an adverse relationship between welfare and poverty rates in Indonesia. A citizen is considered to be poor if their earnings are insufficient to cover necessities such food and shelter.
Methods: This research uses the panel data method in 38 districts/cities in East Java Province between 2019 and 2022.
Results: Economic growth, general allocation funds, and health have a negative and substantial impact on the poverty rate of districts and cities in East Java Province.
Conclusion and suggestion: The government is expected to be able to maximize the results of the economic sector in each district or city in East Java, due to a high potential for expanding the economy, in addition to optimizing general allocation funds for public infrastructure and facilities, access to education, health, and infrastructure that stimulates economic activity, and enhance the quality of public health considering good health, of course, leads to economic growth.
{"title":"EXAMINING THE DETERMINANTS OF POVERTY IN EAST JAVA","authors":"Dewi Kholifah, Hadi Sumarsono","doi":"10.20473/jeba.v33i12023.121-131","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.121-131","url":null,"abstract":"Introduction: Economic development is one of a nation's attempts to achieve social well-being. The poverty line could possibly be utilized to indicate social welfare given there is an adverse relationship between welfare and poverty rates in Indonesia. A citizen is considered to be poor if their earnings are insufficient to cover necessities such food and shelter.
 Methods: This research uses the panel data method in 38 districts/cities in East Java Province between 2019 and 2022.
 Results: Economic growth, general allocation funds, and health have a negative and substantial impact on the poverty rate of districts and cities in East Java Province.
 Conclusion and suggestion: The government is expected to be able to maximize the results of the economic sector in each district or city in East Java, due to a high potential for expanding the economy, in addition to optimizing general allocation funds for public infrastructure and facilities, access to education, health, and infrastructure that stimulates economic activity, and enhance the quality of public health considering good health, of course, leads to economic growth.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135831917","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.91-105
Adry Daffand Ghifar, Muhammad Zakariyya, Erdin Maulana Tristianto
Introduction: The aim of this research was carried out in order to show whether corporate governance, liquidity, and business size might impact the efficiency of an Islamic bank in Indonesia prior to the merger of three Islamic banks, namely BNI Syariah, BRI Syariah, and Bank Syariah Mandiri, and from 2016 to 2021. Methods: Sharia governance is measured using CEO duality proxies and board size, whereas liquidity is measured using DAR, bank size is calculated using the logarithm of total assets, and bank efficiency is measured using three proxies: managerial efficiency, expenses, and profits. The information was compiled from annual financial reports 2016–2021 of 14 Indonesian Islamic commercial banks. Multiple linear regression and testing of conventional hypotheses are used to process the data in SPSS 25. Results: The results of the hypothesis testing indicate that factors affecting management effectiveness are board size, CEO duality, bank size, and liquidity. Conclusion and suggestion: The observation period of the previous five years can be used in future studies to add measurement indicators to corporate governance factors. In order to acquire more varied results with distinct settings of bank efficiency between conventional banks and Islamic banks, study samples might be used that come from conventional banks in addition to these other choices.
{"title":"DOES CORPORATE GOVERNANCE, LIQUIDITY, AND BANK SIZE AFFECT THE EFFICIENCY OF SHARIA BANKS IN INDONESIA?","authors":"Adry Daffand Ghifar, Muhammad Zakariyya, Erdin Maulana Tristianto","doi":"10.20473/jeba.v33i12023.91-105","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.91-105","url":null,"abstract":"Introduction: The aim of this research was carried out in order to show whether corporate governance, liquidity, and business size might impact the efficiency of an Islamic bank in Indonesia prior to the merger of three Islamic banks, namely BNI Syariah, BRI Syariah, and Bank Syariah Mandiri, and from 2016 to 2021. Methods: Sharia governance is measured using CEO duality proxies and board size, whereas liquidity is measured using DAR, bank size is calculated using the logarithm of total assets, and bank efficiency is measured using three proxies: managerial efficiency, expenses, and profits. The information was compiled from annual financial reports 2016–2021 of 14 Indonesian Islamic commercial banks. Multiple linear regression and testing of conventional hypotheses are used to process the data in SPSS 25. Results: The results of the hypothesis testing indicate that factors affecting management effectiveness are board size, CEO duality, bank size, and liquidity. Conclusion and suggestion: The observation period of the previous five years can be used in future studies to add measurement indicators to corporate governance factors. In order to acquire more varied results with distinct settings of bank efficiency between conventional banks and Islamic banks, study samples might be used that come from conventional banks in addition to these other choices.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.53-67
Aji Binawan Putra, Muhammad Wakhid Musthofa
Introduction: The relationship between companies and economic growth needs to be analyzed. What if the company's performance is not effective then economic growth will not be in good condition or the company's financial performance does not affect economic growth. Methods: This research is a quantitative study using the balanced scorecard method with variables namely financial ratio indicators ROA and DER, and economic growth as measured by Gross Domestic Product (GDP). Data were collected from the financial reports of 11 companies for 10 years, and were processed using panel data regression analysis with the Random Effect Model (REM) approach with the help of the Econometric Views 10 Application (Eviews 10). Results: The results of the study show that ROA and DER have no effect on Indonesia's economic growth. Conclusion and suggestion: This study can be used as an additional reference in financial management activities, and then for institutions that have supervisory authority to ensure that the profits and debts of a company must be strictly controlled so that in the future financial performance can increase economic growth.
{"title":"THE IMPACT OF COMPANY FINANCIAL PERFORMANCE ON ECONOMIC GROWTH","authors":"Aji Binawan Putra, Muhammad Wakhid Musthofa","doi":"10.20473/jeba.v33i12023.53-67","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.53-67","url":null,"abstract":"Introduction: The relationship between companies and economic growth needs to be analyzed. What if the company's performance is not effective then economic growth will not be in good condition or the company's financial performance does not affect economic growth. Methods: This research is a quantitative study using the balanced scorecard method with variables namely financial ratio indicators ROA and DER, and economic growth as measured by Gross Domestic Product (GDP). Data were collected from the financial reports of 11 companies for 10 years, and were processed using panel data regression analysis with the Random Effect Model (REM) approach with the help of the Econometric Views 10 Application (Eviews 10). Results: The results of the study show that ROA and DER have no effect on Indonesia's economic growth. Conclusion and suggestion: This study can be used as an additional reference in financial management activities, and then for institutions that have supervisory authority to ensure that the profits and debts of a company must be strictly controlled so that in the future financial performance can increase economic growth.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832221","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.21-29
Khotimatul Barki, Malinda Aptika Rachmah
Introduction: Organic rice is a food product that is cultivated organically, does not contain chemicals and pesticides, and has a high nutrient and antioxidant content. This study aims to 1) find out the method used to collect data about consumers' willingness to pay for organic rice, 2) find out the method used to measure the level of willingness to pay for organic rice, 3) find out the factors that influence consumers' willingness to pay for organic rice. Methods: The method used in this study is the SLR (Systematic Literature Review) method with PRISMA (Preferred Reporting Items for Systematic Review and Meta-Analysis). Results: The results showed that 1) the highest frequency in data collection techniques was carried out using questionnaires and interviews (460 respondents), 2) the highest frequency in data analysis was using the CVM (contingent valuation method), 3) the most frequent category of factors influencing WTP, namely price product. Conclusion and suggestion: The more research questions answered in published journals, the more data collection methods, methods of measuring WTP, and factors that influence WTP are often used in research.
简介:有机大米是一种有机种植的食品,不含化学药品和农药,具有很高的营养和抗氧化剂含量。本研究旨在1)找出消费者购买有机大米意愿的数据收集方法,2)找出衡量消费者购买有机大米意愿水平的方法,3)找出影响消费者购买有机大米意愿的因素。方法:本研究采用的方法为SLR (Systematic Literature Review)法,采用PRISMA (Preferred Reporting Items for Systematic Review and Meta-Analysis)。结果:结果表明:1)数据收集技术中使用问卷和访谈的频率最高(460名受访者),2)数据分析中使用CVM(条件估值法)的频率最高,3)影响WTP的因素类别中使用频率最高的是价格产品。结论与建议:发表的期刊回答的研究问题越多,研究中经常使用的数据收集方法、测量WTP的方法以及影响WTP的因素就越多。
{"title":"SYSTEMATIC LITERATURE REVIEW: WILLINGNESS TO PAY FOR CONSUMERS TO ORGANIC RICE","authors":"Khotimatul Barki, Malinda Aptika Rachmah","doi":"10.20473/jeba.v33i12023.21-29","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.21-29","url":null,"abstract":"Introduction: Organic rice is a food product that is cultivated organically, does not contain chemicals and pesticides, and has a high nutrient and antioxidant content. This study aims to 1) find out the method used to collect data about consumers' willingness to pay for organic rice, 2) find out the method used to measure the level of willingness to pay for organic rice, 3) find out the factors that influence consumers' willingness to pay for organic rice. Methods: The method used in this study is the SLR (Systematic Literature Review) method with PRISMA (Preferred Reporting Items for Systematic Review and Meta-Analysis). Results: The results showed that 1) the highest frequency in data collection techniques was carried out using questionnaires and interviews (460 respondents), 2) the highest frequency in data analysis was using the CVM (contingent valuation method), 3) the most frequent category of factors influencing WTP, namely price product. Conclusion and suggestion: The more research questions answered in published journals, the more data collection methods, methods of measuring WTP, and factors that influence WTP are often used in research.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135831895","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-29DOI: 10.20473/jeba.v33i12023.30-39
Felix Aberu
Introduction: The Nigerian economy experienced a significant growth turning point in early 2000 after returning to democratic rule in 1999. Nonetheless, the country's strong economic growth has done little to address the issues such as poverty, inequality, unemployment, the exchange rate, inflation, and interest rate spread. As a result, consumer confidence falls, resulting in lower spending. Methods: The ARDL model was used to highlight the importance of consumer confidence (household spending) and inflation in Nigeria using data from the cbn survey of consumer expectations from 1996 to 2022. Results: The findings show that a unit increase in headline inflation corresponds to a 0.01 increase in consumer confidence, implying that consumers lose 99.99 percent of their confidence at every point of increase in headline inflation, indicating that headline inflation is a core determinant of consumption in Nigeria. Conclusion and suggestion: In light of the study's findings, the federal government should consider raising the nation's minimum wage, among other policy options, in order to increase household consumption expenditures. Furthermore, Nigerian government policies should address disparities in consumption among the citizenries.
{"title":"HEADLINE INFLATION AND CONSUMERS’ CONFIDENCE IN NIGERIA","authors":"Felix Aberu","doi":"10.20473/jeba.v33i12023.30-39","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.30-39","url":null,"abstract":"Introduction: The Nigerian economy experienced a significant growth turning point in early 2000 after returning to democratic rule in 1999. Nonetheless, the country's strong economic growth has done little to address the issues such as poverty, inequality, unemployment, the exchange rate, inflation, and interest rate spread. As a result, consumer confidence falls, resulting in lower spending. Methods: The ARDL model was used to highlight the importance of consumer confidence (household spending) and inflation in Nigeria using data from the cbn survey of consumer expectations from 1996 to 2022. Results: The findings show that a unit increase in headline inflation corresponds to a 0.01 increase in consumer confidence, implying that consumers lose 99.99 percent of their confidence at every point of increase in headline inflation, indicating that headline inflation is a core determinant of consumption in Nigeria. Conclusion and suggestion: In light of the study's findings, the federal government should consider raising the nation's minimum wage, among other policy options, in order to increase household consumption expenditures. Furthermore, Nigerian government policies should address disparities in consumption among the citizenries.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135741435","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Introduction: The Covid-19 pandemic is unique because the financial sector is usually affected earlier when a shock occurs, but in this incident, the real industry is more affected. Differences of opinion regarding procyclicality maintain the importance of early indication. Methods: This study aims to reexamine procyclicality in Islamic banking using the VAR/VECM method. Results: The results show that Islamic banks are proxies that support economic development without causing bubbles. Conclusion and suggestion: The avoidance of MAGHRIB (Maysir, Gharar and Riba) ultimately makes Islamic banks have financing characteristics that are different from conventional loans.
{"title":"RETESTING OF PROCYCLICALITY IN INDONESIAN SHARIA BANKING DURING THE COVID-19","authors":"Mohamad Rifqi Fathoni, Ries Wulandari, None Zainuri","doi":"10.20473/jeba.v33i12023.79-90","DOIUrl":"https://doi.org/10.20473/jeba.v33i12023.79-90","url":null,"abstract":"Introduction: The Covid-19 pandemic is unique because the financial sector is usually affected earlier when a shock occurs, but in this incident, the real industry is more affected. Differences of opinion regarding procyclicality maintain the importance of early indication. Methods: This study aims to reexamine procyclicality in Islamic banking using the VAR/VECM method. Results: The results show that Islamic banks are proxies that support economic development without causing bubbles. Conclusion and suggestion: The avoidance of MAGHRIB (Maysir, Gharar and Riba) ultimately makes Islamic banks have financing characteristics that are different from conventional loans.","PeriodicalId":336211,"journal":{"name":"Jurnal Ekonomi dan Bisnis Airlangga","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135832224","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}