Based on the Regulation of the Minister of Manpower of the Republic of Indonesia Number 39 of 2016 concerning Manpower Placement can be done with a manual system and online services, in the placement of workers with these two systems, Human Resource Management greatly influences directly or indirectly . The element of HRM is human, human resource management also involves the design and implementation of planning systems, preparation of needs of subordinates and employee development, career management, performance evaluation, employee competency and good employment relations, factors influencing employee placement based on Market Information Analysis Work at the Office of Cooperatives and Labor in Kerinci Regency. Many companies, labor users are connected to information on the labor market, special job fairs (BKK) and job fairs, to make it easier to place sufficient subordinates and understand the requirements, without having to pay high costs, to get employees, subordinate laborers who meets the standards of competence.
{"title":"Factors Influencing The Placement of Subordinates A Analysis of Labor Market Information Service of Cooperations and Manpower Kerinci District","authors":"Suhaidir Suhaidir","doi":"10.38035/ijam.v2i2.270","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.270","url":null,"abstract":"Based on the Regulation of the Minister of Manpower of the Republic of Indonesia Number 39 of 2016 concerning Manpower Placement can be done with a manual system and online services, in the placement of workers with these two systems, Human Resource Management greatly influences directly or indirectly . The element of HRM is human, human resource management also involves the design and implementation of planning systems, preparation of needs of subordinates and employee development, career management, performance evaluation, employee competency and good employment relations, factors influencing employee placement based on Market Information Analysis Work at the Office of Cooperatives and Labor in Kerinci Regency. Many companies, labor users are connected to information on the labor market, special job fairs (BKK) and job fairs, to make it easier to place sufficient subordinates and understand the requirements, without having to pay high costs, to get employees, subordinate laborers who meets the standards of competence.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135756029","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In carrying out Islamic education management, it is important to pay attention to and manage these factors. educators , curriculum and work culture. Qualified educators have a very important role in the management of Islamic education. Curriculum plays an important role in the management of Islamic education. Factors that influence the management of Islamic education through the curriculum include: relevance, continuity, adaptability, and Islamic integrity. The work culture that is built in the Islamic education environment also has a major influence on educational management. Several factors influence the management of Islamic education through work culture, including: Cooperation, Leadership, work ethic, and professional ethics.
{"title":"Factors Influencing Islamic Education Management; Educators, Curriculum, Work Culture","authors":"Kusminin Kusminin","doi":"10.38035/ijam.v2i2.274","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.274","url":null,"abstract":"In carrying out Islamic education management, it is important to pay attention to and manage these factors. educators , curriculum and work culture. Qualified educators have a very important role in the management of Islamic education. Curriculum plays an important role in the management of Islamic education. Factors that influence the management of Islamic education through the curriculum include: relevance, continuity, adaptability, and Islamic integrity. The work culture that is built in the Islamic education environment also has a major influence on educational management. Several factors influence the management of Islamic education through work culture, including: Cooperation, Leadership, work ethic, and professional ethics.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135756025","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The role of education management in information systems, training accessibility in increasing the capacity of the State Civil Apparatus (ASN) is a scientific literature review article. The purpose of writing this article is to build roles between variables that will be used in further research, within the scope of Human Resource Management and Leadership. The article writing method is the library research method , which is sourced from online media such as Google Scholar and other academic online media . Qualitative descriptive analysis. The results of this article are: 1) Information Systems have a role in education management in ASN Capacity Building; 2) Accessibility has a role in education management in ASN Capacity Building; 3) Education management plays a role in increasing ASN capacity.
{"title":"The Role of Education Management In Information Systems, Accessibility of Education and Training In The Capacity Development of The State Civil Apparatus (ASN)","authors":"Fianita Dhany, Hapzi Ali, Badarussyamsi Badarussyamsi","doi":"10.38035/ijam.v2i2.267","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.267","url":null,"abstract":"The role of education management in information systems, training accessibility in increasing the capacity of the State Civil Apparatus (ASN) is a scientific literature review article. The purpose of writing this article is to build roles between variables that will be used in further research, within the scope of Human Resource Management and Leadership. The article writing method is the library research method , which is sourced from online media such as Google Scholar and other academic online media . Qualitative descriptive analysis. The results of this article are: 1) Information Systems have a role in education management in ASN Capacity Building; 2) Accessibility has a role in education management in ASN Capacity Building; 3) Education management plays a role in increasing ASN capacity.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"13 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139354688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The effect of parenting and learning processes is a scientific literature review article. The purpose of writing this article is to build a hypothesis on the influence or role between variables that will be used in further research, within the scope of Islamic Education Management. The article writing method is the library research method, which is sourced from online media such as Google Scholar, PDF Drive and other academic online media. Qualitative descriptive analysis. The results of this article are: 1) Parenting has an effect on child empathy; 2) the learning process of children's empathy influences
{"title":"The Effect of Parenting and Learning Processes on the Development of Children's Empathy","authors":"Al Barokah, Badarussyamsi Badarussyamsi","doi":"10.38035/ijam.v2i2.264","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.264","url":null,"abstract":"The effect of parenting and learning processes is a scientific literature review article. The purpose of writing this article is to build a hypothesis on the influence or role between variables that will be used in further research, within the scope of Islamic Education Management. The article writing method is the library research method, which is sourced from online media such as Google Scholar, PDF Drive and other academic online media. Qualitative descriptive analysis. The results of this article are: 1) Parenting has an effect on child empathy; 2) the learning process of children's empathy influences","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"29 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139354447","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Termination of Islamic leadership:: Amanah, Fatonah, Tabligh, Siddiq are scientific literature review articles. Objective Writing this article to establish the influence hypothesis or the role between variables that will be used in further research, within the scope of Human Resource Management and Leadership. Article Writing Method is method library research, sourced from online media such as Google Scholar, Mendeley and media online other academics. Analysis qualitative descriptive. results of this article are: 1) Amanah has an effect on Islamic Leadership; 2) Fathanah influences Islamic leadership; 3) Tabligh influences Islamic leadership; 4) Siddiq influences Islamic leadership.
{"title":"Determination of Islamic Leadership: Amanah, Fatonah, Tabligh, Siddiq","authors":"Taufik Taufik","doi":"10.38035/ijam.v2i2.271","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.271","url":null,"abstract":"Termination of Islamic leadership:: Amanah, Fatonah, Tabligh, Siddiq are scientific literature review articles. Objective Writing this article to establish the influence hypothesis or the role between variables that will be used in further research, within the scope of Human Resource Management and Leadership. Article Writing Method is method library research, sourced from online media such as Google Scholar, Mendeley and media online other academics. Analysis qualitative descriptive. results of this article are: 1) Amanah has an effect on Islamic Leadership; 2) Fathanah influences Islamic leadership; 3) Tabligh influences Islamic leadership; 4) Siddiq influences Islamic leadership.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"65 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139354667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Talking about the quality of education, it will be directly related to the role of schools as educational institutions. Management of teaching and learning in schools is very meaningful in determining student success. To achieve good school quality, education costs must be managed optimally. Therefore, the stages in education financing management need to be considered. Basically the purpose of education financing management is the implementation of an educational process that is in accordance with the expected learning needs of students. Education financing management in PAUD is in the high category, meaning that school principals in PAUD have been able to carry out education financing management optimally starting from financing planning and budgeting, financing implementation, financing monitoring and control and accountability.
{"title":"Determination of Education Funding System, Community Participation and School Principles, on The Quality of Early Children Education in Jambi Province","authors":"Bahera Bahera, Badarussyamsi Badarussyamsi","doi":"10.38035/ijam.v2i2.268","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.268","url":null,"abstract":"Talking about the quality of education, it will be directly related to the role of schools as educational institutions. Management of teaching and learning in schools is very meaningful in determining student success. To achieve good school quality, education costs must be managed optimally. Therefore, the stages in education financing management need to be considered. Basically the purpose of education financing management is the implementation of an educational process that is in accordance with the expected learning needs of students. Education financing management in PAUD is in the high category, meaning that school principals in PAUD have been able to carry out education financing management optimally starting from financing planning and budgeting, financing implementation, financing monitoring and control and accountability.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139354637","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muchamad Sertunurisman, Veithzal Rivai Zainal, Azis Hakim
Implementation of the Policy through the housing program without down payment, the company hopes to be able to catch up with the increasing demand for housing. Based on this, the authors can formulate this research problem, namely: How is the policy implementation of the house program without down payment at PT. Pilar Ksatria Tidar Nusantara Knights and what factors led to the implementation of the zero down payment housing program policy at PT. Pilar Ksatria Tidar Nusantara. In research on the implementation of subsidized housing, it was analyzed using the theory of Donald Van Meter and Van Horn (Suharsono, 2005:99) with six variables that affect implementation performance, namely: 1) Policy standards and targets, 2) Resources, 3) Inter-organizational communication and reinforcement activities, 4) Characteristics of implementing agents, 5) Economic, social and political environment 6) Attitudes of executors. The research approach that the authors use is descriptive qualitative, using key informants. Based on the results of the study that: 1) the implementation of the no-down payment housing program policy at PT. The Ksatria Tidar Nusantara pillar is good, as evidenced by the statements of both users and non-users who say this program is good and very useful for the community and 2) External constraints, namely the implementers involved in implementing the subsidized KPR program also experience various obstacles that External constraints do not only occur in policy implementers but also in society as the target group. These constraints include administrative problems such as KTPs that are not recorded at Disdukcapil, NPWP which has problems with entrepreneurs whose businesses have not been taxed while the conditions are that they must have an NPWP, as well as domiciles that do not match their original place of residence. Furthermore, the constraints on complaints from the public are related to communication which they feel has not reached them and other community acknowledgments such as some who feel that the entry fee is still too high even though it has been subsidized by the government.
{"title":"Policy Implementation of the No Advance House Program at PTPilar Ksatria Tidar Nusantara","authors":"Muchamad Sertunurisman, Veithzal Rivai Zainal, Azis Hakim","doi":"10.38035/ijam.v2i2.286","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.286","url":null,"abstract":"Implementation of the Policy through the housing program without down payment, the company hopes to be able to catch up with the increasing demand for housing. Based on this, the authors can formulate this research problem, namely: How is the policy implementation of the house program without down payment at PT. Pilar Ksatria Tidar Nusantara Knights and what factors led to the implementation of the zero down payment housing program policy at PT. Pilar Ksatria Tidar Nusantara. In research on the implementation of subsidized housing, it was analyzed using the theory of Donald Van Meter and Van Horn (Suharsono, 2005:99) with six variables that affect implementation performance, namely: 1) Policy standards and targets, 2) Resources, 3) Inter-organizational communication and reinforcement activities, 4) Characteristics of implementing agents, 5) Economic, social and political environment 6) Attitudes of executors. The research approach that the authors use is descriptive qualitative, using key informants. Based on the results of the study that: 1) the implementation of the no-down payment housing program policy at PT. The Ksatria Tidar Nusantara pillar is good, as evidenced by the statements of both users and non-users who say this program is good and very useful for the community and 2) External constraints, namely the implementers involved in implementing the subsidized KPR program also experience various obstacles that External constraints do not only occur in policy implementers but also in society as the target group. These constraints include administrative problems such as KTPs that are not recorded at Disdukcapil, NPWP which has problems with entrepreneurs whose businesses have not been taxed while the conditions are that they must have an NPWP, as well as domiciles that do not match their original place of residence. Furthermore, the constraints on complaints from the public are related to communication which they feel has not reached them and other community acknowledgments such as some who feel that the entry fee is still too high even though it has been subsidized by the government.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"22 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139356484","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Classification using a decision tree for grouping customers with a case study of PT Teknik Kreasi Solusindo is a problem that exists in the company. Where the classification of customer data grouping in the company PT Teknik Kreasi Solusindo previously had no basis which resulted in the classification results not being entirely good. To overcome this problem, this study uses a classification method that exists in the data mining process, namely the decision tree algorithm. This study uses a Decision tree because the data used has a discrete type and the classification process is simple and fast. The data in the research used are product offering attributes of PT Teknik Kreasi Solusindo from 2018-2023. The source of the data obtained is the results of interviews with representatives from PT Teknik Kreasi Solusindo and also several bidding files in the company. Based on this data, a classification will be carried out with the Google Colabolatory service. And with this method, the accuracy of the decision tree method will be seen as a reference for the desired classification.
以 PT Teknik Kreasi Solusindo 公司为例，使用决策树对客户进行分组分类是该公司存在的一个问题。以前，PT Teknik Kreasi Solusindo 公司的客户数据分组分类没有依据，导致分类结果不尽如人意。为了克服这一问题，本研究使用了数据挖掘过程中的一种分类方法，即决策树算法。本研究使用决策树是因为所使用的数据类型离散，而且分类过程简单快捷。研究中使用的数据是 PT Teknik Kreasi Solusindo 2018-2023 年的产品供应属性。获得数据的来源是对 PT Teknik Kreasi Solusindo 公司代表的访谈结果，以及该公司的几份投标文件。根据这些数据，将使用谷歌 Colabolatory 服务进行分类。通过这种方法，决策树方法的准确性将作为理想分类的参考。
{"title":"Prediction of Customer Data Classification by Company Category Using Decision Tree Algorithm (Case Study: PT. Teknik Kreasi Solusindo)","authors":"Ryo Nicholas Reinaldo, Saruni Dwiasnati","doi":"10.38035/ijam.v2i2.285","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.285","url":null,"abstract":"Classification using a decision tree for grouping customers with a case study of PT Teknik Kreasi Solusindo is a problem that exists in the company. Where the classification of customer data grouping in the company PT Teknik Kreasi Solusindo previously had no basis which resulted in the classification results not being entirely good. To overcome this problem, this study uses a classification method that exists in the data mining process, namely the decision tree algorithm. This study uses a Decision tree because the data used has a discrete type and the classification process is simple and fast. The data in the research used are product offering attributes of PT Teknik Kreasi Solusindo from 2018-2023. The source of the data obtained is the results of interviews with representatives from PT Teknik Kreasi Solusindo and also several bidding files in the company. Based on this data, a classification will be carried out with the Google Colabolatory service. And with this method, the accuracy of the decision tree method will be seen as a reference for the desired classification.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"58 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139356708","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rini Wijayaningsih, Intan Nur Azizah, Surachman Surjaatmadja
The researcher will conduct a study entitled "Implications of Organizational Culture and Work Discipline on Employee Performance at PT. 'X'. The population in this study were all employees of PT 'X', the number of samples used in the study followed the slovin formula, totaling 109 respondents. To obtain research results that are in accordance with the research objectives, the data analysis method uses multiple regression with two independent variables, namely Organizational Culture and Employee Discipline and one dependent variable, namely Employee Performance. The tools used are SPSS 24 for Windows. Based on research data that has been obtained from the results of an analysis regarding the influence of organizational culture and work discipline on employee performance at PT 'X' it is concluded the simultaneous test (f-test) this study concluded that together organizational culture and work discipline have implications for employee performance in a positive and significant way for employee performance at PT. 'X'.
{"title":"Implications of Organizational Culture and Work Discipline on The Performance of PT 'X' Employees","authors":"Rini Wijayaningsih, Intan Nur Azizah, Surachman Surjaatmadja","doi":"10.38035/ijam.v2i2.281","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.281","url":null,"abstract":"The researcher will conduct a study entitled \"Implications of Organizational Culture and Work Discipline on Employee Performance at PT. 'X'. The population in this study were all employees of PT 'X', the number of samples used in the study followed the slovin formula, totaling 109 respondents. To obtain research results that are in accordance with the research objectives, the data analysis method uses multiple regression with two independent variables, namely Organizational Culture and Employee Discipline and one dependent variable, namely Employee Performance. The tools used are SPSS 24 for Windows. Based on research data that has been obtained from the results of an analysis regarding the influence of organizational culture and work discipline on employee performance at PT 'X' it is concluded the simultaneous test (f-test) this study concluded that together organizational culture and work discipline have implications for employee performance in a positive and significant way for employee performance at PT. 'X'.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"41 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139357772","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In its efforts to promote financial inclusivity, the Indonesian government has set a goal of achieving a 75% inclusion rate by 2019. However, as accessibility to formal financial services becomes more convenient for the general population, the risks within the financial industry also escalate. Unfortunately, ordinary individuals are ill-prepared for these circumstances as their understanding of financial products remains limited. The primary issues at hand are twofold: firstly, the lack of financial literacy among micro, small, and medium enterprises (MSMEs) and housewives in Indonesia, and secondly, the need for effective strategies to enhance financial literacy among MSMEs and housewives specifically in UMKM Azalea, located in West Jakarta. PKM aims to deliver training, knowledge, and solutions while offering capital resources. The research methodology employed is a descriptive qualitative approach. The outcomes of PKM reveal that there is a significant deficiency in financial literacy among Azlea MSMEs and households, with only 50% possessing adequate knowledge. Strategies for enhancing competency and capability encompass various aspects, including: a) fostering awareness and understanding of diverse financial products and services, b) comprehending the risks associated with financial products, c) ensuring customer protection, and d) cultivating skills in financial management.
{"title":"Strategy For Increasing The Competence and Capability of Financial Literacy of MSMEs","authors":"Lenggogeni Lenggogeni, Bachtiar Usman","doi":"10.38035/ijam.v2i2.277","DOIUrl":"https://doi.org/10.38035/ijam.v2i2.277","url":null,"abstract":"In its efforts to promote financial inclusivity, the Indonesian government has set a goal of achieving a 75% inclusion rate by 2019. However, as accessibility to formal financial services becomes more convenient for the general population, the risks within the financial industry also escalate. Unfortunately, ordinary individuals are ill-prepared for these circumstances as their understanding of financial products remains limited. The primary issues at hand are twofold: firstly, the lack of financial literacy among micro, small, and medium enterprises (MSMEs) and housewives in Indonesia, and secondly, the need for effective strategies to enhance financial literacy among MSMEs and housewives specifically in UMKM Azalea, located in West Jakarta. PKM aims to deliver training, knowledge, and solutions while offering capital resources. The research methodology employed is a descriptive qualitative approach. The outcomes of PKM reveal that there is a significant deficiency in financial literacy among Azlea MSMEs and households, with only 50% possessing adequate knowledge. Strategies for enhancing competency and capability encompass various aspects, including: a) fostering awareness and understanding of diverse financial products and services, b) comprehending the risks associated with financial products, c) ensuring customer protection, and d) cultivating skills in financial management.","PeriodicalId":339665,"journal":{"name":"International Journal of Advanced Multidisciplinary","volume":"76 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139358551","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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