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The impact of the COVID-19 pandemic on the assets and reserves of the banking sector COVID-19大流行对银行业资产和储备的影响
Pub Date : 2022-10-06 DOI: 10.19195/2658-1310.28.1.3
Emilia Puk
The banking sector is a very important part of the financial market. That is why banks, along with the spread of the pandemic, began to implement various strategies and solutions to protect people’s finances against the negative effects of the coronavirus crisis (Flotyński, 2020, 20). Today, it is clear that the pandemic has surprised everyone and the solutions used so far have not been perfect. Therefore, the banking sector requires corrections in current forecasts as well as the preparation of new forecasting models for the financial market. This is particularly important in times of economic, social, and financial instability caused by random events such as the COVID-19 pandemic. The present article examines the distribution mechanisms shaping and influencing the selection of the appropriate class of models depending on the current economic situation of chosen processes important for the banking sector, that is assets and reserves. The author recognizes the mechanisms shaping both processes during a stable period as well as the way in which the pandemic changed these mechanisms, thus affecting the prognostic abilities of the models used. The analysis shows that the Polish banking sector was well prepared for the economic slowdown, but despite this, the COVID-19 pandemic caused some perturbations.
银行业是金融市场的重要组成部分。这就是为什么随着疫情的蔓延,银行开始实施各种战略和解决方案,以保护人们的财务免受冠状病毒危机的负面影响(Flotyński, 2020, 20)。今天,很明显,这场大流行让每个人都感到惊讶,迄今使用的解决办法并不完美。因此,银行业需要修正目前的预测,并为金融市场准备新的预测模型。在COVID-19大流行等随机事件造成的经济、社会和金融不稳定时期,这一点尤为重要。本文考察了分配机制的形成和影响的选择适当类别的模型取决于当前经济形势的选择过程对银行业的重要,即资产和储备。提交人认识到在稳定时期形成这两个过程的机制,以及大流行改变这些机制的方式,从而影响所使用模型的预测能力。分析显示,波兰银行业为经济放缓做好了充分准备,但尽管如此,2019冠状病毒病大流行仍造成了一些动荡。
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引用次数: 0
The efficiency of public spending on education: Lower and higher secondary education 公共教育支出的效率:初中和高中教育
Pub Date : 2022-10-06 DOI: 10.19195/2658-1310.28.1.1
Małgorzata Gałecka, I. Kuropka, E. Szabela-Pasierbińska
Research on the efficiency of public spending on the education sector hardly addresses the territorial distribution of educational attainment. This paper tries to fill in the gap by verifying whether the analysis of spatial differentiation of educational attainment could provide crucial information on the financial policy in this sphere and assess the impact of the socio-economic factors upon the education level evaluated through school tests. Our article aims to identify the relationship between spending on public education and the degree of educational attainment and inter-regional inequality in Poland. The research results showed that the spatial approach should not be ignored when assessing the relationship between public education expenditure and the degree of educational achievement. We note that the applied public financing of second-level education in Poland does not reduce regional disparities in education but maintains them at a constant level.
对教育部门公共支出效率的研究几乎没有涉及到受教育程度的地域分布。本文试图通过验证教育程度空间分异分析能否为财政政策提供重要信息,并评估社会经济因素对通过学校测试评估的教育水平的影响,来填补这一空白。我们的文章旨在确定波兰公共教育支出与教育程度和地区间不平等之间的关系。研究结果表明,在评估公共教育支出与教育成就之间的关系时,不应忽视空间方法。我们注意到,波兰二级教育的公共资金并没有减少教育方面的地区差距,而是将其维持在一个恒定的水平。
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引用次数: 0
The institution of entering into a lease of a dwelling after the death of the current tenant (Art. 691 of the Civil Code) in the light of the jurisprudence
Pub Date : 2022-10-06 DOI: 10.19195/2658-1310.28.1.5
A. Rybak
The aim of this study is to explain how an institution can enter into a lease after the death of the tenant in accordance with Art. 691 of the the Polish Civil Code. The author tries to clarify the wording of Art. 691, which raises questions of interpretation on the basis of case law. In particular, the author undertook the examination of the conditions for entering into the rental relationship of a dwelling after the deceased tenant. Subsequently, the focus was on approximating the premises covered by this standard, then on clarifying the terms “residence” and “other persons to whom the tenant owed maintenance,” and on actual cohabitation with the tenant. The legal proceedings relating to the regulation in question are dealt with next, while the final part describes the possibility of terminating the contract by the rightholder and briefly refers to the provision of Art. 691 para. 5 of the Civil Code.
本研究的目的是解释一个机构如何在承租人死亡后根据《波兰民法典》第691条签订租赁合同。作者试图澄清第691条的措辞,这引起了基于判例法的解释问题。特别是,提交人审查了在房客去世后进入住房租赁关系的条件。随后,重点是接近这一标准所涵盖的房地,然后是澄清“住所”和“租户欠赡养费的其他人”等术语,以及与租户的实际同居。接下来将讨论与该规定有关的法律程序,而最后一部分则描述了权利人终止合同的可能性,并简要提及第691条第1款的规定。民法典第5条。
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引用次数: 0
Patent law and innovations of the Polish economy: Analysis of the current situation and recommendations for the future 专利法与波兰经济创新:现状分析及对未来的建议
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.5
Kinga Karpińska, Anna Protasiewicz
One of the key elements of modern economies is their innovation, measured in many ways. The measures of innovation most often include R&D expenditure (expenditure side) and patents (effects side). Undoubtedly, the level of expenditure on research activities is important, but the true picture of an innovative economy is provided by the side of the achieved results, i.e. patents. The purpose of the article is to analyze the impact of patent law (organizational, financial, and legal conditions, and thus the number of filed and patented solutions) on the level of innovativeness on the example of the Polish economy. The analysis was based on a review of domestic and foreign literature and legal acts on patent protection at the national, regional (European) and international levels on the one hand, and innovation in Poland and European countries on the other. To assess the level of innovativeness data from the Global Innovation Index, the Central Statistical Office (GUS) and the European Innovation Scoreboard were used. Comparison of these data made it possible to articulate several conclusions. First, patent law is considered too complex and unclear for research applicants. Moreover, the awareness of patent  applicants in Poland is still quite low, especially if the entity is a small enterprise. An undoubted barriers to the patent activity are also the costs that must be borne during the entire patent procedure and the waiting time for the procedure to be completed. Future research should focus on surveying businesses in Poland about their views on patent law and possible changes to improve its operation, allowing for a more detailed analysis of the issue.
现代经济的关键要素之一是创新,这可以用多种方式衡量。创新的衡量标准通常包括研发支出(支出方)和专利(效果方)。毫无疑问,研究活动的支出水平很重要,但创新经济的真实面貌是由所取得的成果,即专利方面提供的。本文的目的是以波兰经济为例,分析专利法(组织、财务和法律条件,以及申请和专利解决方案的数量)对创新水平的影响。这一分析是基于对国内外文献和法律行为的审查,一方面是对国家、地区(欧洲)和国际层面的专利保护,另一方面是对波兰和欧洲国家的创新。为了评估来自全球创新指数的创新数据水平,我们使用了中央统计局(GUS)和欧洲创新计分板。对这些数据进行比较,可以清楚地得出几个结论。首先,专利法被认为对研究申请人来说过于复杂和不明确。此外,波兰专利申请人的意识仍然很低,特别是如果实体是小企业。在整个专利程序中必须承担的费用和程序完成的等待时间无疑也是专利活动的障碍。未来的研究应该集中在调查波兰的企业,了解他们对专利法的看法,以及改善其运作的可能变化,从而对这个问题进行更详细的分析。
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引用次数: 0
Fair Trade: Shortcomings and contemporary challenges 公平贸易:缺点与当代挑战
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.3
Maksymilian Fiedoruk
The aim of this paper is presenting the Fair Trade movement in pragmatic categories, disassembling the core components to discuss them more closely, and drawing an image of what Fair Trade really is. This article has also confronted over 60-year-old fundamentals of Fair Trade with modern global problems and new political doctrines, shedding the light onto future prospects of the movement. By collecting the data and analysing the mechanisms of the Fair Trade model, this paper has attempted to discuss the current shape and effects of Fair Trade, exposing the flaws and the assets of the organization to see if its role is significant in the world trade system. The conclusions are mainly negative — Fair Trade has a minimal share in global trade, presents discussable effects on economic well-being of people and outdated agricultural doctrine, putting in question its sustainability. Fair Trade has rarely been subject to analysis from this perspective, and it can prove to be a starting point for future research.
本文的目的是在实用主义类别中呈现公平贸易运动,分解核心组成部分以更密切地讨论它们,并绘制公平贸易真正是什么的图像。本文也将60多年来的公平贸易基本原则与现代全球问题和新的政治理论进行了对比,揭示了公平贸易运动的未来前景。通过收集数据和分析公平贸易模式的机制,本文试图讨论公平贸易的当前形态和影响,揭示该组织的缺陷和资产,看看它在世界贸易体系中的作用是否重要。结论主要是负面的-公平贸易在全球贸易中所占的份额很小,对人们的经济福祉和过时的农业理论提出了可讨论的影响,使其可持续性受到质疑。公平贸易很少从这个角度进行分析,它可以被证明是未来研究的起点。
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引用次数: 0
The crucial role of entrepreneurship education at university using different educational practices 创业教育在高校运用不同的教育实践中的关键作用
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.2
Adam Damrath
In 2020, the world was unexpectedly struck by the coronavirus pandemic. Regulations introduced by the governments have affected many businesses. The key problem is a good preparation of entrepreneurs for similar crises. One of the main factors influencing entrepreneurial activities is entrepreneurship education, mainly at the university level. The article aims to analyse different education practices focused on learning entrepreneurship, especially at universities, in selected countries. The work is analytical and descriptive.
2020年,全球意外遭遇冠状病毒大流行。政府出台的法规影响了许多企业。关键问题是,企业家们要做好应对类似危机的准备。影响创业活动的主要因素之一是创业教育,主要是在大学层面。本文的目的是分析不同的教育实践侧重于学习创业精神,特别是在大学,在选定的国家。这项工作是分析性和描述性的。
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引用次数: 0
Digital exclusion of elderly citizens: Polish experiences based on the project Adult Social Inclusion in a Digital Environment (ASIDE) 老年公民的数字排斥:基于数字环境中成人社会包容项目的波兰经验(ASIDE)
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.4
Z. Gródek-Szostak, Luis Ochoa Siguencia, A. Niemczyk, R. Seweryn
The dynamic development of digital technologies and their widespread use in everyday life, especially by younger generations, forces urgent initiatives to counter the digital exclusion of older people. Adult Social Inclusion in and the Digital Environment (ASIDE) has offered activities to support inclusive education and digital skills, raising competences for digital social inclusion of adult social educators and adult social volunteers. The aim of the article is to present the experiences of the ASIDE project in the field of digital inclusion of seniors. Research methods typical of this type of study were used: critical analysis of the literature on the subject, analysis of project documents, analysis of published secondary data.
数字技术的动态发展及其在日常生活中的广泛使用,特别是在年轻一代中,迫使我们采取紧急行动,应对对老年人的数字排斥。数字环境中的成人社会包容(ASIDE)提供了支持全纳教育和数字技能的活动,提高了成人社会教育者和成人社会志愿者的数字社会包容能力。本文的目的是介绍老年人数字包容领域的ASIDE项目的经验。使用了这类研究的典型研究方法:对主题的文献进行批判性分析,对项目文件进行分析,对已发表的二手数据进行分析。
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引用次数: 1
Searching for entrepreneurship: The perception of the phenomenon 寻找企业家精神:对这一现象的看法
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.1
A. Andrzejczyk
In the article, the picture of entrepreneurship, its empirical/conceptual context, discipline diversity and orientation emerging from the bibliography searching process according to relevance in Google Scholar were assessed. Preliminarily, a comparison with other forms of obtaining scientific information about entrepreneurship was made. Some evidence has been found on the directions of the possible influence of this source of knowledge on the perception of the entrepreneurship phenomenon. The popular scientific databases/search engines in terms of entrepreneurship terms retrieval were compared. After selecting Google Scholar, a set of articles about entrepreneurship was analysed. The method of literature analysis and criticism was used. In order to develop interest in entrepreneurship, it is necessary to analyse the publicly available sources of economic knowledge more often in order to prevent possible distortions of the image of phenomena and efficient detection of unfair practices. The research popularity of entrepreneurship is high, but the limitations faced by readers interested in it may slow down the progress of scientists’ achievements and the creation of a separate field, and may even cause a loop/stagnation disproportionate to the interest in this area of science. It is worth paying attention to the popularization of scientific databases/search engines, and becoming familiarized with the results of the research in this field.
在本文中,企业家精神的图景,其经验/概念背景,学科多样性和方向从书目搜索过程中根据谷歌学术的相关性进行了评估。初步与其他获取创业科学信息的方式进行了比较。关于这种知识来源对创业现象的看法可能产生的影响的方向,已经发现了一些证据。比较了常用的科学数据库/搜索引擎在创业术语检索方面的差异。选择Google Scholar后,对一组关于创业的文章进行分析。本文采用文献分析法和批评法。为了培养对企业家精神的兴趣,有必要更经常地分析可公开获得的经济知识来源,以防止可能歪曲现象的形象和有效地发现不公平的做法。创业的研究人气很高,但对其感兴趣的读者所面临的限制可能会减缓科学家成就的进步和单独领域的创建,甚至可能导致与对该科学领域的兴趣不成比例的循环/停滞。值得关注的是科学数据库/搜索引擎的普及,熟悉这一领域的研究成果。
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引用次数: 0
Town design and town communications in the process of image creation of Wroclaw and Malaga 弗罗茨瓦夫和马拉加形象塑造过程中的城镇设计与城镇传播
Pub Date : 2022-02-16 DOI: 10.19195/2658-1310.27.4.6
Paweł Waniowski, A. Wojtaś
Creating a positive image is one of the most important activities undertaken not only by enterprises, but also by territorial units. Cities and regions can see the need to create and maintain a good image as an important factor of competitive advantage facilitating opportunities for dynamic development. Nowadays, the most active in this respect are large urban centers which are managed in a creative way, and a good image, which is their most important intangible asset, definitely facilitates competition in increasingly demanding markets. The paper aims to present activities within town design and town communications, which, apart from town behavior, belong to the basic components of the process of creating the image of modern cities. One of the qualitative methods, which is a case study, was applied due to the possibility of making comprehensive comparisons based on the information identified. The examples of two culturally distant cities were used, namely the Polish city of Wroclaw and the Spanish city of Malaga, which, in many areas of creating their image, carry out similar activities. In both cities, the commercialization of city symbols is visible at the expense of historical and cultural aspects. The communication with stakeholders is similar, in which interactive techniques dominate, and particular activity manifests itself in social media and in the development of urban applications that perform both information and entertainment functions.
塑造正面形象是企业乃至地区单位最重要的活动之一。城市和地区可以看到,必须创造和保持良好的形象,这是竞争优势的重要因素,为动态发展创造机会。如今,在这方面最活跃的是大型城市中心,他们以创造性的方式进行管理,而良好的形象作为他们最重要的无形资产,无疑有助于在日益苛刻的市场中竞争。本文旨在呈现城镇设计和城镇传播中的活动,这些活动除了城镇行为之外,还属于现代城市形象塑造过程的基本组成部分。其中一种定性方法是案例研究,因为可以根据所确定的信息进行全面比较。本文以两个文化上相距遥远的城市为例,即波兰城市弗罗茨瓦夫和西班牙城市马拉加,这两个城市在塑造其形象的许多领域开展了类似的活动。在这两个城市,城市标志的商业化是以牺牲历史和文化方面为代价的。与利益相关者的沟通是相似的,其中互动技术占主导地位,特定的活动表现在社交媒体和兼具信息和娱乐功能的城市应用程序的开发中。
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引用次数: 0
Interwencjonizm państwowy na rynku usług turystycznych w warunkach pandemii COVID-19
Pub Date : 2022-01-26 DOI: 10.19195/2658-1310.27.3.2
A. Niemczyk, Paweł Zamora
Spośród wielu branż turystyczna została w największym stopniu dotknięta skutkami pandemii COVID-19. Podmioty podaży rynku turystycznego blisko rok pozostały zamknięte, nie prowadząc swojej działalności. Pomocne w takiej sytuacji są mechanizmy interwencjonizmu państwowego, a w zbiorze ich narzędzi tarcze antykryzysowe oraz bon turystyczny. Celem artykułu jest zaprezentowanie skali wpływu pandemii COVID-19 na działalność turystyczną w Polsce oraz skali interwencjonizmu państwowego w tej branży. Praca ma charakter teoretyczno-analityczny. Wykorzystano typowe w takich opracowaniach metody badawcze: krytycznej analizy literatury przedmiotu, analizy dokumentów, analizy publikowanych danych wtórnych.
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引用次数: 2
期刊
Ekonomia Spoleczna
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