Pub Date : 2021-12-19DOI: 10.19195/2658-1310.27.1.5
Ł. Kurowski, P. Górski
The main goal of the deposit guarantee scheme is to prevent banking panic and consequently to prevent banking crises. The purpose of the article is to check whether the knowledge of depositors about the existence of a deposit guarantee scheme and about the terms of the guarantee affects the propensity to bank run. Thus, the presented study emphasizes that the effectiveness of the deposit guarantee scheme is dependent on the degree of knowledge about the principles of its functioning in society. The results of 200 CATI interviews suggest that this knowledge does not affect the decision to run on a bank, but determines the run type. People with higher knowledge about the principles of deposit guarantee are more likely to make a non-cash form of run (transfer of funds to another bank). For people with less knowledge the cash withdrawal is dominant. Due to the finite cash resources in bank branches, the cash withdrawal form can increase the scale of the run through its mediality.
{"title":"Znajomość zasad gwarantowania depozytów a skłonność do runu na banku","authors":"Ł. Kurowski, P. Górski","doi":"10.19195/2658-1310.27.1.5","DOIUrl":"https://doi.org/10.19195/2658-1310.27.1.5","url":null,"abstract":"The main goal of the deposit guarantee scheme is to prevent banking panic and consequently to prevent banking crises. The purpose of the article is to check whether the knowledge of depositors about the existence of a deposit guarantee scheme and about the terms of the guarantee affects the propensity to bank run. Thus, the presented study emphasizes that the effectiveness of the deposit guarantee scheme is dependent on the degree of knowledge about the principles of its functioning in society. The results of 200 CATI interviews suggest that this knowledge does not affect the decision to run on a bank, but determines the run type. People with higher knowledge about the principles of deposit guarantee are more likely to make a non-cash form of run (transfer of funds to another bank). For people with less knowledge the cash withdrawal is dominant. Due to the finite cash resources in bank branches, the cash withdrawal form can increase the scale of the run through its mediality.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"20 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84312693","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-19DOI: 10.19195/2658-1310.27.1.2
Łukasz M. Dominiak
In the present paper, I develop further my original argument for extending the Blockian Proviso to landlocked property. I use Walter Block’s newest rejoinder as an opportunity to generalize my case for necessity easements. I argue that in order to attenuate various conflicts of rights, libertarianism should interpret its thesis that property rights are absolute in a less demanding way.
{"title":"Libertarian easements revisited","authors":"Łukasz M. Dominiak","doi":"10.19195/2658-1310.27.1.2","DOIUrl":"https://doi.org/10.19195/2658-1310.27.1.2","url":null,"abstract":"In the present paper, I develop further my original argument for extending the Blockian Proviso to landlocked property. I use Walter Block’s newest rejoinder as an opportunity to generalize my case for necessity easements. I argue that in order to attenuate various conflicts of rights, libertarianism should interpret its thesis that property rights are absolute in a less demanding way.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"16 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77140528","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-19DOI: 10.19195/2658-1310.27.1.6
Przemysław Rapka
The utility function has long been the main tool used by many economists due to the mathematization of economics. Some textbooks on mathematical economics state that the application of mathematics in economics imposes greater rigor, precision, and transparency of assumptions, not significantly different from the non-mathematical method. When analyzing utility function, it can be noticed that its application influences the economic analysis by imposing certain behaviors on people and giving them a mechanical character, primarily by introducing a constant relationship between the goods or goals considered by the person. For this reason, it is almost impossible to take into account the real uncertainty in theoretical research, which overly mechanizes the description of decision-making and economic processes.
{"title":"Funkcja użyteczności — krytyka","authors":"Przemysław Rapka","doi":"10.19195/2658-1310.27.1.6","DOIUrl":"https://doi.org/10.19195/2658-1310.27.1.6","url":null,"abstract":"The utility function has long been the main tool used by many economists due to the mathematization of economics. Some textbooks on mathematical economics state that the application of mathematics in economics imposes greater rigor, precision, and transparency of assumptions, not significantly different from the non-mathematical method. When analyzing utility function, it can be noticed that its application influences the economic analysis by imposing certain behaviors on people and giving them a mechanical character, primarily by introducing a constant relationship between the goods or goals considered by the person. For this reason, it is almost impossible to take into account the real uncertainty in theoretical research, which overly mechanizes the description of decision-making and economic processes.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76487948","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-19DOI: 10.19195/2658-1310.27.1.4
Katarzyna Pastuszka, Sławomir Pastuszka
The paper aims to indicate the duration and intensity of the COVID-19 epidemic in Poland. To achieve this goal, the SIR interval model was used. The study was based on data from the Central Statistical Office, Hopkins University, and the Institute of Global Health at the University of Geneva. Based on the analysis results, it was established that the prognosis of the epidemic’s course largely depends on the size of the adopted R virus reproduction coefficient. The higher the coefficient, the more rapid the predicted course of the epidemic, the shorter the duration, and the greater the number of infected. And vice versa: the smaller the coefficient, the milder its course, the longer its duration, and the smaller the number of infected. For this reason, it is important to accurately assess the intensity of the epidemic’s development measured by the virus renewal rate, depending on the nature and intensity of interpersonal contacts. Perhaps in a given country different values of the coefficient for urbanized and rural areas should be used.
{"title":"COVID-19 w Polsce — sekwencja epidemii według modelu SIR","authors":"Katarzyna Pastuszka, Sławomir Pastuszka","doi":"10.19195/2658-1310.27.1.4","DOIUrl":"https://doi.org/10.19195/2658-1310.27.1.4","url":null,"abstract":"The paper aims to indicate the duration and intensity of the COVID-19 epidemic in Poland. To achieve this goal, the SIR interval model was used. The study was based on data from the Central Statistical Office, Hopkins University, and the Institute of Global Health at the University of Geneva. Based on the analysis results, it was established that the prognosis of the epidemic’s course largely depends on the size of the adopted R virus reproduction coefficient. The higher the coefficient, the more rapid the predicted course of the epidemic, the shorter the duration, and the greater the number of infected. And vice versa: the smaller the coefficient, the milder its course, the longer its duration, and the smaller the number of infected. For this reason, it is important to accurately assess the intensity of the epidemic’s development measured by the virus renewal rate, depending on the nature and intensity of interpersonal contacts. Perhaps in a given country different values of the coefficient for urbanized and rural areas should be used.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76271045","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-19DOI: 10.19195/2658-1310.27.1.3
Patrycja Guzikowska
Turkey was hit by the recession, defined in a classic way (as negative real GDP growth lasting at least two quarters), three times over the discussed period. The main goal of the central bank of Turkey is to keep inflation as close as possible to the inflation target. The use of the interest rate as a tool to stabilize the economic situation is therefore limited. The country has experienced periods of high inflation which was not temporary, but long-term. Using the approach appropriate to the Austrian School of Economics, the article analyzes the behavior of the Turkish economy in 2005–2020. In the discussed time horizon, two phases of the business cycle have been identified according to the Austrian School of Economics — the first from 2005 to the first quarter of 2014, and the second from the second quarter of 2014 to 2020. It can be assumed that the Turkish economy will enter the third phase of the business cycle in the near future, although it is difficult to determine when it will happen.
{"title":"Cykl koniunkturalny w Turcji w latach 2005–2020 — interpretacja austriackiej szkoły ekonomii","authors":"Patrycja Guzikowska","doi":"10.19195/2658-1310.27.1.3","DOIUrl":"https://doi.org/10.19195/2658-1310.27.1.3","url":null,"abstract":"Turkey was hit by the recession, defined in a classic way (as negative real GDP growth lasting at least two quarters), three times over the discussed period. The main goal of the central bank of Turkey is to keep inflation as close as possible to the inflation target. The use of the interest rate as a tool to stabilize the economic situation is therefore limited. The country has experienced periods of high inflation which was not temporary, but long-term. Using the approach appropriate to the Austrian School of Economics, the article analyzes the behavior of the Turkish economy in 2005–2020. In the discussed time horizon, two phases of the business cycle have been identified according to the Austrian School of Economics — the first from 2005 to the first quarter of 2014, and the second from the second quarter of 2014 to 2020. It can be assumed that the Turkish economy will enter the third phase of the business cycle in the near future, although it is difficult to determine when it will happen.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"75 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72793101","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-11-19DOI: 10.19195/2658-1310.26.3.6
W. Nowak
The paper discusses the extent of inclusiveness of economic growth in the ten fastest-growing Asian countries between 2001 and 2019. It focuses on essential aspects of inclusiveness i.e. on poverty and inequality reduction and development of employment opportunities for poor people. The study is based on the data retrieved from the ILOSTAT and World Bank Database. In the twenty-first century, the fastest growing countries in Asia have significantly reduced poverty. However, the benefits of rapid economic growth in these countries have not been spread evenly. Income inequality has been steadily increasing in some Asian societies. Besides, economic growth in the fastest-growing countries in Asia has not been always accompanied by an increase in employment opportunities. Although unemployment is not a problem for the large part of the population in Asian countries, a lot of workers are still in extreme or moderate working poverty. Reasons behind the working poor in the fastest-growing Asian countries vary slightly from country to country but the most important are: jobless growth, high vulnerable employment in agriculture and a large part of the non-agricultural labour force working in the informal sector.
{"title":"Inclusive growth in the fastest-growing Asian countries","authors":"W. Nowak","doi":"10.19195/2658-1310.26.3.6","DOIUrl":"https://doi.org/10.19195/2658-1310.26.3.6","url":null,"abstract":"The paper discusses the extent of inclusiveness of economic growth in the ten fastest-growing Asian countries between 2001 and 2019. It focuses on essential aspects of inclusiveness i.e. on poverty and inequality reduction and development of employment opportunities for poor people. The study is based on the data retrieved from the ILOSTAT and World Bank Database. In the twenty-first century, the fastest growing countries in Asia have significantly reduced poverty. However, the benefits of rapid economic growth in these countries have not been spread evenly. Income inequality has been steadily increasing in some Asian societies. Besides, economic growth in the fastest-growing countries in Asia has not been always accompanied by an increase in employment opportunities. Although unemployment is not a problem for the large part of the population in Asian countries, a lot of workers are still in extreme or moderate working poverty. Reasons behind the working poor in the fastest-growing Asian countries vary slightly from country to country but the most important are: jobless growth, high vulnerable employment in agriculture and a large part of the non-agricultural labour force working in the informal sector.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"62 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83837279","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-02DOI: 10.19195/2658-1310.25.4.4
Anna Płońska
The issue of collectiv e entities’ liability in the light of crucial assumptionsof proposed amendments to the Act on the Liability of Collective Entitiesfor Acts Prohibited under the Threat of PenaltyPursuant to the Act of 28 October 2002 — Act on the Liability of Collective Entities for Acts Prohibited under the Threat of Penalty, a new category of liability was introduced into the Polish criminal law system. There is no doubt that in certain cases the need to punish collective entities is justified and even necessary. However, after more than 15 years of the above mentioned Act being in force, due to the low eff ectiveness of its regulations regarding collective entities’ responsibility, its amendment becomes advisable. Although at the time of writing this article, work on the amendment of the provisions on collective entities’ liability is still in progress, the main assumptions of proposed legislative changes deserve attention. The key idea of the proposed changes is to increase the effi ciency of sanctioning collective entities, especially in cases of fi scal and economic off ences. This article aims at a general overview of the proposed changes in the light of current regulations, in terms of the new collective entity legal defi nition and the principles of its liability, including penalties.
{"title":"Problematyka odpowiedzialności podmiotów zbiorowych w świetle węzłowych założeń projektowanych zmian ustawy o odpowiedzialności podmiotów zbiorowych za czyny zabronione pod groźbą kary","authors":"Anna Płońska","doi":"10.19195/2658-1310.25.4.4","DOIUrl":"https://doi.org/10.19195/2658-1310.25.4.4","url":null,"abstract":"The issue of collectiv e entities’ liability in the light of crucial assumptionsof proposed amendments to the Act on the Liability of Collective Entitiesfor Acts Prohibited under the Threat of PenaltyPursuant to the Act of 28 October 2002 — Act on the Liability of Collective Entities for Acts Prohibited under the Threat of Penalty, a new category of liability was introduced into the Polish criminal law system. There is no doubt that in certain cases the need to punish collective entities is justified and even necessary. However, after more than 15 years of the above mentioned Act being in force, due to the low eff ectiveness of its regulations regarding collective entities’ responsibility, its amendment becomes advisable. Although at the time of writing this article, work on the amendment of the provisions on collective entities’ liability is still in progress, the main assumptions of proposed legislative changes deserve attention. The key idea of the proposed changes is to increase the effi ciency of sanctioning collective entities, especially in cases of fi scal and economic off ences. This article aims at a general overview of the proposed changes in the light of current regulations, in terms of the new collective entity legal defi nition and the principles of its liability, including penalties.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74948821","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-11-07DOI: 10.19195/2084-4093.25.2.1
Łukasz Brzezicki
Efficiency of academic sports clubs operating in higher educationIn the article, the efficiency of 29 academic sports clubs in 2017 was measured using the NR-DEA non-radial-efficiency data envelopment analysis model. Two empirical models characterizing two different areas of activity of academic sports clubs were used in the study. The first model M1 focused on club productivity, it includes the number of people practicing in the club and the total number of points obtained in the Polish Academic Championships. The second model M2 focused on club activity, it takes into account the number of organized events and participants taking part in the events. The results obtained show that sports clubs of technical universities were more often effective in terms of productivity than in terms of activity. A different situation occurs in university clubs, which were more often effective in terms of the activity of sports events, sporadically in terms of productivity.
{"title":"Efektywność akademickich klubów sportowych funkcjonujących w szkolnictwie wyższym","authors":"Łukasz Brzezicki","doi":"10.19195/2084-4093.25.2.1","DOIUrl":"https://doi.org/10.19195/2084-4093.25.2.1","url":null,"abstract":"Efficiency of academic sports clubs operating in higher educationIn the article, the efficiency of 29 academic sports clubs in 2017 was measured using the NR-DEA non-radial-efficiency data envelopment analysis model. Two empirical models characterizing two different areas of activity of academic sports clubs were used in the study. The first model M1 focused on club productivity, it includes the number of people practicing in the club and the total number of points obtained in the Polish Academic Championships. The second model M2 focused on club activity, it takes into account the number of organized events and participants taking part in the events. The results obtained show that sports clubs of technical universities were more often effective in terms of productivity than in terms of activity. A different situation occurs in university clubs, which were more often effective in terms of the activity of sports events, sporadically in terms of productivity.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"56 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85880788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-11-07DOI: 10.19195/2084-4093.25.2.3
A. Wicka, O. Podlińska
Assessment of customer service quality using the mystery shopping method based on the example of a bank The aim of the article is to assess the quality of customer service in a bank using the “mystery shopper” method in the context of the binding service standards. The article was prepared on the basis of data from primary and secondary sources. As part of the mystery shopping research, 1,388 audits were conducted in 2018 and 2019. As a result of the conducted analyses, it was found that most of the analyzed criteria influencing customer satisfaction with the service in the examined bank are at a very good level over 91% of positive indications. One element of the service provision process a discreet greeting of an entering customer needs to be improved as its rating was positive only in 56% of indications, which gives an equivalent of a pass mark.
{"title":"Ocena jakości obsługi klienta metodą \"mystery shopping\" na przykładzie banku","authors":"A. Wicka, O. Podlińska","doi":"10.19195/2084-4093.25.2.3","DOIUrl":"https://doi.org/10.19195/2084-4093.25.2.3","url":null,"abstract":"Assessment of customer service quality using the mystery shopping method based on the example of a bank The aim of the article is to assess the quality of customer service in a bank using the “mystery shopper” method in the context of the binding service standards. The article was prepared on the basis of data from primary and secondary sources. As part of the mystery shopping research, 1,388 audits were conducted in 2018 and 2019. As a result of the conducted analyses, it was found that most of the analyzed criteria influencing customer satisfaction with the service in the examined bank are at a very good level over 91% of positive indications. One element of the service provision process a discreet greeting of an entering customer needs to be improved as its rating was positive only in 56% of indications, which gives an equivalent of a pass mark.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87757994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-11-07DOI: 10.19195/2084-4093.25.2.4
R. Hrubá
Market segmentation is useful in developing the profiles of consumer segments in order to better understand their behavior. The most commonly-used approaches are applied — a food-related lifestyle FRL and the theory of planned behavior. Data from a 2015 nationwide Czech food consumer survey n = 331 of young students were used in a factor analysis to identify sustainability-oriented variables, health-oriented variables as well as social and ethics-oriented variables. These factor scores were used to identify student segments; this was done by means of multilevel latent class cluster analyses. Developing students segments and finding the differences was based on the FRL concept. It can be pointed out that segmentation based on FRL gives good results when dividing consumers into groups, but this has only been verified among young people.
{"title":"Lifestyle segmentation of Czech food shoppers","authors":"R. Hrubá","doi":"10.19195/2084-4093.25.2.4","DOIUrl":"https://doi.org/10.19195/2084-4093.25.2.4","url":null,"abstract":"Market segmentation is useful in developing the profiles of consumer segments in order to better understand their behavior. The most commonly-used approaches are applied — a food-related lifestyle FRL and the theory of planned behavior. Data from a 2015 nationwide Czech food consumer survey n = 331 of young students were used in a factor analysis to identify sustainability-oriented variables, health-oriented variables as well as social and ethics-oriented variables. These factor scores were used to identify student segments; this was done by means of multilevel latent class cluster analyses. Developing students segments and finding the differences was based on the FRL concept. It can be pointed out that segmentation based on FRL gives good results when dividing consumers into groups, but this has only been verified among young people.","PeriodicalId":34121,"journal":{"name":"Ekonomia Spoleczna","volume":"73 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83974613","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：