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Investors Perception and Satisfactions Levels towards Mutual funds in Rayalaseema Region of Andhra Pradesh 安得拉邦Rayalaseema地区投资者对共同基金的看法和满意度
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I6.293
Geetha Sineni, S. Reddy
Mutual Fund has emerged as a tool forconfirming one’s financial security. As statistics and awareness arerising, more and more people are enjoying the benefits of investing in mutual funds. Mutual funds have originated in the USA and have become so popular that they have almost overtaken the bank deposits and total assets of insurance funds. In India, the Mutual Fund industry had its origin with the establishment of UTl Mutual funds have all come forward with different schemes suitable to the need of saving populace.It is in the backdrop of some of these encouraging statistics that the Indian mutual fund industry has fostered itself. Since 1990 were when the mutual fund space unlocked up to the private sector, the industry has gone through a long path, adapting itself continuously, to the changes that have come along. Progress in Assets Under Management (AUM) veteran has been exceptional, growing at a CAGR(Compound Annual Growth Rate) of 34% over the last four years the sale of mutual funds has recovered over the last few quarters, which implies regained assurance of stakeholders, endeavoring to look at alternate investment opportunities and any consequent higher returns, though the markets continue to be changing. The objectives of the study are to identify the rural and semi-urban investor's perceptions on mutual funds and to analyse the satisfaction level of investors in Rayalaseema region of Andhra Pradesh. By adopting convenience sampling, 600 respondents living in four districts of Rayalaseema (Anantapuram, Chittoor, Kurnool, and YSR Kadapa) were selected for this study. Simple statistical tools are used for analysing the data whatsoever collected in this study. The outcomes of the study have importantsuggestionsfor mutual fund companies. Considerate of semi-urban and rural areas investor's perception is asignificant task for the asset managers to be effective in facing many tasks and prospects.
共同基金已成为确认个人财务安全的工具。随着统计数据和意识的提高,越来越多的人开始享受投资共同基金的好处。共同基金起源于美国,并且变得如此受欢迎,以至于它们几乎超过了银行存款和保险基金的总资产。在印度,共同基金行业起源于UTl的成立,共同基金都提出了适合储蓄民众需要的不同方案。正是在这些令人鼓舞的统计数据的背景下,印度共同基金业发展壮大。自1990年共同基金领域向私营部门开放以来,该行业走过了漫长的道路,不断调整自己,以适应随之而来的变化。资产管理(AUM)方面的进展非常出色,在过去四年中以34%的复合年增长率增长,共同基金的销售在过去几个季度中有所恢复,这意味着利益相关者重新获得了信心,努力寻找替代投资机会和随之而来的更高回报,尽管市场继续变化。本研究的目的是确定农村和半城市投资者对共同基金的看法,并分析安得拉邦Rayalaseema地区投资者的满意度。采用方便抽样的方法,选取了居住在拉亚拉辛马4个区(Anantapuram、Chittoor、Kurnool和YSR Kadapa)的600名受访者进行研究。简单的统计工具用于分析本研究中收集的数据。研究结果对共同基金公司有重要的建议。考虑到半城市和农村地区投资者的看法是资产管理者在面对许多任务和前景时有效的一项重要任务。
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引用次数: 3
Quadcopter for Medical Services 医疗服务四轴飞行器
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I7.222
K. Supritha, V. Mantri, S. Reddy, S. Ramji
Lack of immediate medical attention post trauma is the major factor of the increased death rates in road accidents. In order to provide timely medical attention, a system is to be designed which is a means that does not have the road constraints of an emergency medical system. This is the Air Ambulance- Quadcopter. Attempting to bring about faster accessibility of medical services to the patient especially in rural areas is the motivating factor. The system will help in implementing this idea of faster site accessibility to a large extent, by providing timely first aid and serving the society through means of a Quadcopter. To design such an equipment, an elaborate survey has been made on the topics of Wi-Fi, Sensor. This paper is an outcome of the survey done which has enriched us with an in-depth knowledge of the various components and techniques required to design and build a Quadcopter.
创伤后缺乏及时的医疗照顾是道路交通事故死亡率上升的主要因素。为了提供及时的医疗护理,需要设计一种不受道路紧急医疗系统限制的系统。这是空中救护-四轴飞行器。努力使病人更快地获得医疗服务,特别是在农村地区,是一个激励因素。该系统将通过四轴飞行器提供及时的急救和服务社会,在很大程度上有助于实现更快到达现场的想法。为了设计这样的设备,对Wi-Fi、传感器等课题进行了详细的调研。本文是调查所做的结果,丰富了我们对设计和建造四轴飞行器所需的各种组件和技术的深入了解。
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引用次数: 0
Can Financial Indicators be used to Measure the Competitive Advantages and Sustainability in Business Companies Listed in Palestine Financial Market? 财务指标能否衡量巴勒斯坦金融市场上市公司的竞争优势和可持续性?
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I7.180
Marwan J. Darwish, Fathallah Ghanem
The aim of this study is to figure out the status of Palestinian industrial and Service Company’s possession of competitive advantages and sustainability. Research sample consist of fourteen companies of which seven industrial companies and seven service companies listed in Palestine Financial Market. Industrial and service companies showed a real challenges in achieving competitive advantages and maintaining their level of sustainability, as VOIC was the leading company in the selected industrial companies followed by JPH, whereas BOP, PIB, and PALTEL showed a healthy presentation towards competitive advantages and sustainability. On the other hand PPI in the industrial companies proved to face serious obstacles that might exit this company from the era of business, while AHC, WASEL, and WATANIYA showed critical issues towards competitive advantages and sustainability in the service sector.  The research found many conclusions both theoretically and practically, the most important as far as the calculated mean average is concern: all companies are trying hard in seeking and maintaining possession of competitive advantages and work on sustainability. While the weak point was in the service companies to achieve competitive advantages and sustaining mechanisms in the market. The research has provide several recommendations of which was the successful and healthy image some companies showed, therefore all companies listed in Palestine Financial Market need to continue on the issues of innovation and entrepreneurship, which leads to the innovation of new services and products which limit the ability of competitors to do with tradition, and to achieve the companies’ ability to satisfy the demand in a timely manner, shaping it to customer need and expectation, especially after customers became the focal point of any industry and his voice should be heard and attained as customers has a reflection on the achievement of revenue and profits that could contribute to companies competitive advantages and sustainability.
本研究的目的在于了解巴勒斯坦工业及服务业公司的竞争优势及可持续性的现况。研究样本包括14家公司,其中7家工业公司和7家服务公司在巴勒斯坦金融市场上市。工业和服务公司在实现竞争优势和保持其可持续性水平方面表现出真正的挑战,因为VOIC在选定的工业公司中处于领先地位,其次是JPH,而BOP, PIB和PALTEL在竞争优势和可持续性方面表现良好。另一方面,工业公司的PPI面临着严重的障碍,可能使该公司退出商业时代,而AHC, WASEL和WATANIYA在服务业的竞争优势和可持续性方面表现出关键问题。研究在理论和实践上都得出了许多结论,其中最重要的是计算平均值:所有公司都在努力寻求和保持竞争优势的占有,并致力于可持续性。而服务企业的短板在于如何在市场中获得竞争优势和维持机制。该研究提供了一些建议,其中一些公司表现出成功和健康的形象,因此所有在巴勒斯坦金融市场上市的公司都需要继续创新和创业问题,这导致新的服务和产品的创新,限制了竞争对手与传统做的能力,并实现公司及时满足需求的能力,使其符合客户的需求和期望。特别是在客户成为任何行业的焦点之后,他的声音应该被听到和获得,因为客户对收入和利润的实现有反映,这可能有助于公司的竞争优势和可持续性。
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引用次数: 0
Factors Influencing Consumer Purchase Decisions at Organized Retail Stores in Ludhiana 影响卢迪亚纳有组织零售商店消费者购买决策的因素
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I7.184
Manu Sehgal, P. Khanna
Indian Retail Market is going through a transition phase. With retail environment getting modernized and customers gradually shifting from the culture of shopping at small neighborhood kirana stores to large hypermarkets. With more and more fancy shopping option in hand in form of growing number of malls and supermarkets and with more number of international counterparts entering the sector, consumer is being spoilt for choice. The share of organized retail in total retail sector in India is growing at a remarkable rate. Many domestic as well as international players have already penetrated in this market. Competition is at its high pace. Great focus is on the consumer preference over the attributes of retail stores that are considered important. It is assumed that such factors play a significant role in converting footfalls into actual sales. The aim of the study is to identify the factors affecting consumer behavior and preference related to shopping at organized retail stores. In this paper, analysis of the consumer’s preference of the specific attributes of selected 5 major retail brands of Ludhiana is done. Retail stores selected were Big Bazaar, Lifestyle, Westside, Vishal Mega Mart and Globus. Factor analysis has been used in identifying the main factors. The factors include sales assistance, store ambience, store attractiveness, store pricing policy, store promotion and store Convenience.
印度零售市场正处于转型阶段。随着零售环境的现代化,消费者的购物文化逐渐从小型的社区基拉纳商店转向大型的超级市场。随着越来越多的购物中心和超市的出现,以及越来越多的国际同行进入这一领域,消费者的选择越来越多。在印度,有组织的零售在整个零售业中的份额正以惊人的速度增长。许多国内和国际公司已经进入了这个市场。竞争非常激烈。重点是消费者对零售商店属性的偏好,这些属性被认为是重要的。假设这些因素在将客流量转化为实际销售额方面起着重要作用。研究的目的是确定影响消费者的行为和偏好相关的因素,在有组织的零售商店购物。本文对卢迪亚纳选取的5大零售品牌的具体属性进行了消费者偏好分析。入选的零售店包括Big Bazaar、Lifestyle、Westside、Vishal Mega Mart和Globus。因子分析已被用于确定主要因素。这些因素包括销售协助、商店氛围、商店吸引力、商店定价政策、商店促销和商店便利性。
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引用次数: 5
Review on LTE Cryptography Algorithm ZUC and its Attacks LTE加密算法ZUC及其攻击研究综述
Pub Date : 2018-06-29 DOI: 10.23956/ijermt.v6i7.192
S. Lawange, M. Narnaware
Security is the important when it comes to wireless communication, and as the expectations of people increased, the data service now arrived at LTE. The faster data access and communication with high priority security. ZUC is the algorithm adopted to provide security under third set of LTE i.e. EEA3 and EIA3. The algorithms are used for confidentiality and integrity protection over the air. To analyze the security level of the algorithm different attacks were published in literature. The aim of this paper is to discuss the working of ZUC algorithm in detail. Also different attacks are listed in the last section.
当涉及到无线通信时,安全性是很重要的,随着人们的期望增加,数据服务现在到达了LTE。更快的数据访问和通信,具有高优先级的安全性。ZUC是在第三组LTE即EEA3和EIA3下提供安全的算法。这些算法用于空中的机密性和完整性保护。为了分析算法的安全级别,文献中发表了不同的攻击方法。本文的目的是详细讨论ZUC算法的工作原理。最后一节还列出了不同的攻击。
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引用次数: 1
An Opinion Survey on User Interface Design of Web Learning System Web学习系统用户界面设计的意见调查
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I6.284
T. Saravanan, N. Nagadeepa
The aim of this research paper is to study the user interface design of web learning system. This paper also analyzes the opinion of the users to improve the current web learning system. There are many web learning portals are available to the learners with and without pay and learn option. But the user interface design of the web learning system has no specific standards. There are many possibilities to improve the current system. User generated content is a new area to explore and study. The users of the system can give an opinion and also able to modify some design aspects according to their preferences and likes. In this research paper, we have studied two different web learning systems and its design aspects. Cognitive aspects and the flexibility of the design plays a very important role in learning. Cloud sharing and downloading time play a very vital role in learners’ preferences. Many free course learners withdraw learning modules due to the pure connectivity from the cloud learning environment. Web design principles, color principles, basic design principles and user interface design considerations should be studied and applied to create a well-constructed user-friendly environment.User generated and user participated design plays a very important role in the effectiveness of learning.
本研究的目的是研究网络学习系统的用户界面设计。本文还分析了用户对改进现有网络学习系统的意见。有许多网络学习门户网站可供学习者使用,有或没有付费学习选项。但是网络学习系统的用户界面设计并没有具体的标准。改善现行制度的可能性有很多。用户生成内容是一个值得探索和研究的新领域。系统的用户可以给出意见,也可以根据自己的喜好修改一些设计方面。在本文中,我们研究了两种不同的网络学习系统及其设计方面。认知方面和灵活性的设计在学习中起着非常重要的作用。云共享和下载时间在学习者的偏好中起着至关重要的作用。由于云学习环境的纯粹连接性,许多免费课程学习者撤回了学习模块。应该研究和应用网页设计原则、色彩原则、基本设计原则和用户界面设计考虑因素,以创建一个构造良好的用户友好环境。用户生成设计和用户参与设计对学习的有效性起着非常重要的作用。
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引用次数: 0
From Integrated Library System (ILS) to Library Service Platform (LSP): Role of Library Discovery System (LDS) 从综合图书馆系统(ILS)到图书馆服务平台(LSP):图书馆发现系统(LDS)的作用
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I7.198
Sheuli Hazra
This paper shows  the evolution of the web-scale resource discovery services in libraries along with different discovery software available both in commercial and open source domain. The paper discusses several discovery tools and identifies several key parameters on the  basis of which can compare the usability and accessibility of different discovery software. It will be identifies tools possibilities of applications of these interactive, collaborative and participative tools in enhancing existing library services and the feasibility of introducing next generation library services. Therefore, today all world look-over the newly made association which is library discovery system. Library discovery system make a software like 'VuFind' as open source software,  digital library software to distributed across the globe.
本文介绍了图书馆网络规模资源发现服务的演变,以及商业和开源领域中不同的资源发现软件。本文讨论了几种发现工具,并确定了几个关键参数,在此基础上可以比较不同发现软件的可用性和可访问性。它将确定这些互动、合作和参与工具在加强现有图书馆服务方面的应用可能性,以及引入下一代图书馆服务的可行性。因此,今天全世界都在关注图书馆发现制度这一新生事物。图书馆发现系统使像“VuFind”这样的软件作为开源软件,将数字图书馆软件分发到全球。
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引用次数: 1
The Impact of Loan Portfolio Diversification on Tunisian Bank’s Profitability 贷款组合多元化对突尼斯银行盈利能力的影响
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I6.242
Houda Belguith, Meryem Bellouma
This paper examines the effect of loan portfolio diversification on Tunisian banks profitability over the period 2000-2015. By using panel data method, our finding, show that focusing on few sectors is more profitable than diversifying bank lending operations. In addition, we find that this negative impact is more pronounced in private banks. However, for foreign banks loan portfolio diversification is found to be positively associated with higher bank profitability. Also, we find support to the hypothesis stating that the positive effect of loan portfolio diversification is more pronounced for credit risky banks.
本文考察了2000-2015年期间贷款组合多样化对突尼斯银行盈利能力的影响。通过使用面板数据方法,我们的发现表明,专注于少数行业比多样化的银行贷款业务更有利可图。此外,我们发现这种负面影响在私人银行中更为明显。然而,对于外资银行来说,贷款组合多样化与银行盈利能力的提高呈正相关。此外,我们发现贷款组合多元化对信贷风险银行的积极影响更为明显的假设得到支持。
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引用次数: 5
A Novel Insight into Slurry Erosion Performance of Some Nickel, Alumina, and Titania Based Thermal Spray Coatings: A Review 一些镍、氧化铝和钛基热喷涂涂层浆液侵蚀性能的新研究进展
Pub Date : 2018-06-29 DOI: 10.23956/ijermt.v6i7.190
Rajeev Kumar, S. Bhandari, A. Goyal
An ideal coating system is generally considered as an appropriate combination of significant hardness and toughness. In the past investigations, the potential of various hard phases, as well as tougher candidates have been already explored. Some of these works related to slurry erosion, using nickel, alumina and titania as a coating candidate has been reviewed in the present study. The study is aiming towards investigating the effect of these coating candidates on the slurry erosion performance of a coating system. The review revealed a significant improvement in the coating properties (mechanical and microstructural) as well as coating performance with the application of the investigated coating materials.
理想的涂层系统通常被认为是硬度和韧性的适当组合。在过去的研究中,已经探索了各种硬相的潜力,以及更强的候选者。本文综述了一些与浆液侵蚀有关的研究工作,并对镍、氧化铝和二氧化钛作为候选涂层进行了综述。该研究旨在调查这些候选涂层对涂层系统的浆液侵蚀性能的影响。综述表明,所研究的涂层材料的应用在涂层性能(力学和显微组织)以及涂层性能方面都有显著的改善。
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引用次数: 1
Design Two Dimensional Nanocavity Photonic Crystal Biosensor Detection in Malaria 二维纳米腔光子晶体生物传感器检测疟疾的设计
Pub Date : 2018-06-29 DOI: 10.23956/IJERMT.V6I6.239
Varsha Sharma, V. Kalyani
In this paper we design a two dimensional (2-D) photonic crystal based biosensor implemented by linear waveguide and nanocavity detection in malaria. The bio molecules such as a red blood cell, infected red blood cell, trapped inside the nanocavity cause transmission shift at the output terminal.  The sensing mechanism of biosensor is change in refractive index of analytes. The layout biosensor is consists a linear waveguide with a nanocavity in square symmetry For the proposed photonic based biosensor, the band gap from 2210nm to 1420 nm and input wavelength of 1550nm are used in this design. The simulation results have analysed by using the finite difference time domain (FDTD) method, bandgap calculation is performed using plane wave expansion method.
本文设计了一种基于线性波导和纳米腔检测的二维光子晶体生物传感器。生物分子,如红细胞,被感染的红细胞,被困在纳米腔内,导致输出端的传输移位。生物传感器的传感机制是分析物折射率的变化。所设计的光子生物传感器的带隙为2210nm ~ 1420nm,输入波长为1550nm。用时域有限差分法对仿真结果进行了分析,用平面波展开法进行了带隙计算。
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引用次数: 9
期刊
International Journal of Emerging Research in Management and Technology
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