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Factors Influencing Financial Inclusion for Social Inclusion in Selected African Countries 影响选定非洲国家金融包容性促进社会包容的因素
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-11-26 DOI: 10.1177/09750878231194558
Kosmas Njanike, Raphael T. Mpofu
The study investigated the determinants of financial inclusion in selected African countries. Researchers have found an extraordinarily strong positive association between social inclusion and financial inclusion; financial inclusion is the key to eradicating poverty and social exclusion as it presents an opportunity for people to benefit from financial services. A single data set was formed by combining four samples from the Democratic Republic of Congo, Eswatini, Kenya and South Africa. Data were obtained from surveys done by FinScope. FinScope Consumer Survey is a probability survey with an end-user focus (individual or household) on financial services and products. The FinScope Consumer Survey, done by the FinMark Trust, is uniquely aimed at increasing understanding of the informal financial product/service market. Probit regression models were estimated to find significant factors influencing financial inclusion in selected African countries. The linear probability model was used for the robustness check. The study found that age, education, marital status, bank branch accessibility, location, internet, salary, income, proof of residence, social networks, financial advice, gender and connectivity were significant in influencing financial inclusion. Governments must implement policies that enhance financial inclusion, in particular, ethnic groups, small communities and minorities. These policies will also lead to the reduction of poverty and the attainment of the UN Sustainable Development Goals.
该研究调查了选定非洲国家金融包容性的决定因素。研究人员发现,社会包容性与金融包容性之间存在着非常密切的正相关关系;金融包容性是消除贫困和社会排斥的关键,因为它为人们提供了从金融服务中受益的机会。通过合并刚果民主共和国、埃斯瓦提尼、肯尼亚和南非的四个样本,形成了一个单一的数据集。数据来自 FinScope 的调查。FinScope 消费者调查是一项以金融服务和产品的最终用户(个人或家庭)为重点的概率调查。FinScope 消费者调查由 FinMark 信托公司完成,其独特的目的是增进对非正规金融产品/服务市场的了解。对 Probit 回归模型进行了估算,以发现影响选定非洲国家金融包容性的重要因素。线性概率模型用于稳健性检验。研究发现,年龄、教育程度、婚姻状况、银行网点便利性、地理位置、互联网、工资、收入、居住证明、社交网络、财务咨询、性别和连接性对金融包容性的影响显著。各国政府必须实施提高金融包容性的政策,特别是针对少数民族、小社区和少数群体的政策。这些政策还将有助于减少贫困和实现联合国可持续发展目标。
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引用次数: 0
Are Borders a Burden? Debates and Counter-Narratives on Nigeria’s National Security 边境是负担吗?关于尼日利亚国家安全的辩论和反叙述
Q1 Arts and Humanities Pub Date : 2023-10-20 DOI: 10.1177/09750878231194560
Oladotun E. Awosusi, Ferim Valery
Nigeria is in a security quandary. The country’s security debacles are impacting its socio-economic and political landscapes. Aside from the protracted Boko Haram terrorism, banditry and kidnapping have taken on momentary dimensions in the country. Many studies have attributed this menace to the porous and ill-manned status of Nigerian borders, which lend ambience to unwholesome intrusions and thus render the borders a national burden. This study unpacks the state of Nigeria’s borders vis-à-vis the national security experiences of the country. It argues that, beyond the ‘porosity’ debates and narratives, the lingering cross-border challenges are the effects of patronage networks and internal crises that have engulfed domestic lives and state politics. It submits further that, notwithstanding the subjective colonial status and the uncoordinated management agenda of Nigeria’s borders, they have inherent geo-strategic potentials and advantages capable of transforming national lives and enhancing state security.
尼日利亚正处于安全困境。该国的安全问题正在影响其社会经济和政治格局。除了长期的博科圣地恐怖主义外,该国的土匪和绑架也只是暂时的。许多研究将这一威胁归因于尼日利亚边境漏洞百出和人员不足的状况,这种状况为不健康的入侵提供了氛围,从而使边界成为国家负担。这项研究揭示了尼日利亚的边界状况-à-vis国家安全经验的国家。它认为,除了“多孔性”的辩论和叙述之外,挥之不去的跨境挑战是庇护网络和内部危机的影响,这些危机已经吞没了国内生活和国家政治。它还认为,尽管尼日利亚的边界具有主观的殖民地地位和不协调的管理议程,但它们具有内在的地缘战略潜力和优势,能够改变国民生活和加强国家安全。
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引用次数: 0
Global Capitalism and the Underdevelopment of African Political Economy: Where Will Our Help Come From? 全球资本主义与非洲政治经济的欠发达:我们的帮助从哪里来?
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231170178
C. Onah, B. Amujiri
The global capitalist system created and sustained by the West has eaten deep into the global economy, serving as the ideological and economic hegemony upon which it revolves. Against this backdrop, this article explores the trends and partners of accumulation in the global political economy of capitalism and interrogates how it benefits the West and oppresses Africa through forced integration and unequal power relations. A key finding of the analysis is that global integration of the world economy that runs on capitalism has not benefited Africa significantly, as claimed by capitalist bourgeoisie scholars.
由西方创造和维持的全球资本主义体系已经深深侵蚀了全球经济,成为其赖以运转的意识形态和经济霸权。在此背景下,本文探讨了资本主义全球政治经济中积累的趋势和伙伴,并探讨了资本主义如何通过强制一体化和不平等的权力关系使西方受益并压迫非洲。该分析的一个关键发现是,资本主义世界经济的全球一体化并没有像资本主义资产阶级学者所声称的那样使非洲显著受益。
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引用次数: 0
Book review: Ucheoma Nwagbara, The Struggles of Post-Independence Nigeria: Missed Opportunities and a Continuing Crisis 书评:Ucheoma Nwagbara,《独立后的尼日利亚:错失的机会和持续的危机》
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231174678
R. Anand
Ucheoma Nwagbara, The Struggles of Post-Independence Nigeria: Missed Opportunities and a Continuing Crisis, Lexington Books, 2022, 372pp.
Ucheoma Nwagbara,《独立后的尼日利亚:错失的机会和持续的危机》,列克星敦出版社,2022年,372页。
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引用次数: 1
Diagnosing Ethiopia’s Tigray War: Reverberations in the Horn of Africa 诊断埃塞俄比亚的提格雷战争:在非洲之角的反响
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231170177
Frederick Appiah Afriyie, Shirley Ayangbah, Kwaku Obeng Effah
The flare-up of hostilities in Ethiopia’s Tigray district in November 2020 is simply the aftereffect of a forced battle between so-called reformist Prime Minister Abiy Ahmed’s central government and the Tigray People’s Liberation Front (TPLF). This previous revolutionary development ruled Ethiopian legislative issues for over 25 years before Abiy’s rise to control of power in 2018. Numerous Ethiopians considered the TPLF’s rule authoritative, and misconducts executed under its authority stirred up scorn in several groups. The fight additionally displays ethnic strains in the country, which have been exacerbated as of late as the nation goes through political and financial modifications. The advancing battle has effectively brought about outrage, expanded the flow of refugees, and stressed territorial relations. This research article provides an account of the origins of the TPLF and the Tigrayans, Eritrea’s involvement in the conflict, the sources of tension, and the paths to war. Finally, the repercussions of Ethiopia’s Tigray conflict and its corollaries on the Horn of Africa. Specifically, the article draws on the Protracted Social Conflict Theory to explain Ethiopia’s Tigray conflict. The answer stipulates a hint at addressing the current problem.
2020年11月埃塞俄比亚提格雷地区爆发的敌对行动只是所谓的改革派总理阿比·艾哈迈德的中央政府与提格雷人民解放阵线(TPLF)之间的强迫战斗的后果。在阿比于2018年掌权之前,这一先前的革命性发展统治了埃塞俄比亚的立法问题超过25年。许多埃塞俄比亚人认为蒂格雷人阵的统治具有权威性,在其权威下实施的不当行为在几个团体中激起了蔑视。这场斗争还显示出该国的种族紧张局势,随着该国经历政治和财政调整,这种紧张局势最近加剧。不断推进的战斗实际上引起了愤怒,扩大了难民的流动,并强调了领土关系。这篇研究文章介绍了蒂格雷人阵和提格雷人的起源、厄立特里亚参与冲突、紧张局势的根源以及战争的途径。最后,埃塞俄比亚提格雷冲突及其对非洲之角的影响。具体而言,本文借鉴了长期社会冲突理论来解释埃塞俄比亚的提格雷冲突。答案提供了解决当前问题的提示。
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引用次数: 0
Post-colonial Independence and Africa’s Corruption Conundrum: A Succinct South African Critique Post-democratisation 后殖民独立与非洲的腐败困境:南非对后民主化的简洁批判
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231176260
D. N. Mlambo, M. A. Mubecua, Victor H. Mlambo
The article examines Africa’s struggle with corruption in a post-colonial era with specific reference to South Africa. The article conceptualises the Afrocentric appraisal approach to reflect on the corruption challenges in post-colonial Africa. The article demonstrates that even though most African countries have adopted democratic systems of governance, nothing has changed, as the post-colonial leader has used the same tactics used by colonialism to maintain control, force, tyranny and oppression. Even though liberation movements in Africa were seen as heroes in the struggle for freedom, they, in turn, have become a burden to Africa’s development through increased corruption, breakdown in governance, political instability and the failure to consolidate a shared vision for Africa’s development. This observation has also been observed in South Africa. Narrowing this to South Africa, corruption has been a widespread phenomenon, predominantly post the democratic era. Over the years and until recently, the African National Congress-led government has been severely hindered by immense allegations of corruption among those top of the hierarchy. In the eyes of most academics, researchers and analysts, this has further hindered the need for inclusive development in a country faced with high numbers of escalating unemployment, inequality, poverty and crime. Driven by institutional theory, this article critically delves into corruption from an Afrocentric viewpoint, albeit focusing on South Africa’s post-democratic era.
这篇文章考察了非洲在后殖民时代与腐败的斗争,并特别提到了南非。本文将非洲中心评价方法概念化,以反思后殖民时期非洲的腐败挑战。这篇文章表明,尽管大多数非洲国家都采用了民主的治理制度,但没有任何改变,因为后殖民领导人使用了与殖民主义相同的策略来维持控制、武力、暴政和压迫。尽管非洲的解放运动被视为争取自由斗争中的英雄,但由于腐败加剧、治理崩溃、政治不稳定和未能巩固非洲发展的共同愿景,它们反过来又成为非洲发展的负担。南非也观察到这种情况。缩小到南非,腐败已经成为一种普遍现象,主要是在后民主时代。多年来,直到最近,非洲人国民大会(African National congress)领导的政府一直受到高层腐败指控的严重阻碍。在大多数学者、研究人员和分析人士看来,这进一步阻碍了一个面临大量不断升级的失业、不平等、贫困和犯罪的国家实现包容性发展的需要。在制度理论的推动下,本文从非洲中心的角度对腐败进行了批判性的深入研究,尽管关注的是南非的后民主时代。
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引用次数: 0
Book review: Samwiri Lwanga Lunyiigo, Uganda an Indian Colony 1897–1972 书评:Samwiri Lwanga Lunyiigo,乌干达和印度殖民地1897–1972
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231173796
Aarshi Dua
Samwiri Lwanga Lunyiigo, Uganda an Indian Colony 1897–1972, The African Studies Bookstore, 2021, pp. 224, ₹1547.
Samwiri Lwanga Lunyiigo,《乌干达——1897-1972年的印度殖民地》,非洲研究书店,2021年,第224页,₹1547
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引用次数: 0
Marshall Plan and International Development Strategy: Perspectives from African Underdevelopment 马歇尔计划与国际发展战略:非洲欠发达国家视角
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-07-01 DOI: 10.1177/09750878231178210
C. Onah, A. Aloysius, B. Amujiri
All that mankind seeks from the dawn of civilisation to this epoch is sustainable development (SD). Due to a lack of SD, Second World War broke out and devastated Europe and retrogressed her to the status of underdevelopment. To recue Europe from the ruins, the U.S. introduced Marshall Plan (MP)—a programme of actions and projects with huge financial aid aimed at reviving and restoring Europe from the aftermaths of the war. Through MP, Europe ‘miraculously’ recovered and developed again within a brief period, and since then, Europe has been sustaining the development till date. The article argued that MP did not restore Europe because of the huge amount committed to it as many scholars claim. Rather, because of the already-built political economy of quality human resource/capital, politico-administrative capabilities and patriotism already in existence. Unlike the third world countries that have received their own versions of MP in foreign aids, programmes, loans, projects, and so on, without commiserate development.
从文明之初到这个时代,人类所追求的就是可持续发展。由于缺乏可持续发展,第二次世界大战爆发,摧毁了欧洲,使其倒退到不发达状态。为了将欧洲从废墟中拯救出来,美国推出了马歇尔计划(MP),这是一项拥有巨额财政援助的行动和项目计划,旨在将欧洲从战争的余波中复兴和恢复。通过MP,欧洲在很短的时间内“奇迹般地”恢复和发展,从那时起,欧洲一直在保持发展至今。这篇文章认为,正如许多学者所说,MP并没有恢复欧洲,因为它投入了大量资金。相反,因为已经建立了高质量的人力资源/资本、政治行政能力和爱国主义的政治经济。与第三世界国家不同的是,这些国家在对外援助、计划、贷款、项目等方面都获得了自己版本的MP,而没有得到同情的发展。
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引用次数: 0
Ref lections on Democracy and Development in Africa: A Hew Trail of Political Reforms 对非洲民主与发展的反思:政治改革的新路径
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-02-05 DOI: 10.1177/09750878221140555
A. I. Braimah, J. Forson
Liberal democracy is the most affectionate and all-embracing de facto and de jure form of constitutional governance worldwide. Unrepentant authoritarian regimes and other pseudo-democracies across Latin America, Eastern Europe, Asia, Middle East and Africa also purports to practice democracy and its imperatives. This is to achieve regime legitimacy and catch the eye of the proponents of democracy around the world. In the unique case of Africa, metropolitan states customarily evaluate the democratic credentials of peripheral states as a sine qua non to accessing international financial assistance. It is envisaged by proponents of democracy that its practice is the sidekick to national development, prosperity and human development. This paper is a reflection that thematically interrogates the efficacy of democracy as a coherent dissilient to Africa’s development. It concludes that, the argument of liberal democracy being pivotal to Africa’s development is dispiritingly distant and a hyperbole.
自由民主是世界上最深情、最包罗万象的宪政形式。在拉丁美洲、东欧、亚洲、中东和非洲,顽固不化的专制政权和其他伪民主国家也声称要实践民主及其必要性。这是为了实现政权的合法性,并吸引世界各地民主支持者的目光。在非洲这个独特的案例中,大都市国家通常会将外围国家的民主资格作为获得国际金融援助的必要条件来评估。民主的支持者设想,民主的实践是国家发展、繁荣和人类发展的伙伴。这篇论文从主题上反思了民主作为非洲发展的一种连贯的推动力的功效。它的结论是,自由民主对非洲发展至关重要的观点是令人沮丧的遥远和夸张。
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引用次数: 3
Diffracting the Global: Exploring the Implementation of WHO’s COVID-19 Protocols in Sub-Saharan Africa 全球困境:探索世界卫生组织新冠肺炎议定书在撒哈拉以南非洲的实施
IF 0.8 Q1 Arts and Humanities Pub Date : 2023-01-07 DOI: 10.1177/09750878221135078
Tebogo B. Sebeelo
The coronavirus disease 2019 (COVID-19) has impacted the world in unprecedented ways. To deal with the virus, countries across the world implemented COVID-19-related protocols that include social distancing, washing hands, wearing masks and restricting movements of people. While the literature on the impact of COVID-19 is emerging, it is still relatively unknown how the virus affected countries in sub-Saharan Africa. This article explores the impact of COVID-19 protocols in sub-Saharan Africa. The article broadly argues that an all-assuming and globalised approach of COVID-19 protocols is antithetical to the sub-Saharan African continent with its vast territories and unique populations. The article highlights that the African continent that houses the world’s poorest populations cannot be adequately served by COVID-19 protocols in similar ways to Western countries. It is further suggested that COVID-19 protocols that reify universalism may need to be adapted and domesticated to fit the African context. The article provides critical insights into the experience of COVID-19 protocols that has several policy implications for future pandemics and disease outbreaks in the African continent.
2019冠状病毒病(COVID-19)以前所未有的方式影响着世界。为应对该病毒,世界各国实施了与covid -19相关的协议,包括保持社交距离、洗手、戴口罩和限制人员流动。虽然关于COVID-19影响的文献正在出现,但该病毒如何影响撒哈拉以南非洲国家仍然相对未知。本文探讨了COVID-19协议对撒哈拉以南非洲的影响。这篇文章广泛地认为,对COVID-19协议采取包罗万象的全球化方法与拥有广阔领土和独特人口的撒哈拉以南非洲大陆是背道而驰的。这篇文章强调,非洲大陆居住着世界上最贫困的人口,无法像西方国家那样通过COVID-19协议得到充分的服务。进一步建议,可能需要对具体化普遍性的COVID-19协议进行调整和驯化,以适应非洲的情况。本文对COVID-19协议的经验提供了重要见解,这些经验对非洲大陆未来的大流行和疾病暴发具有若干政策意义。
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引用次数: 3
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Insight on Africa
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