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The Big Three of Financial Literacy: Analyzing its Influenceson Financial Well-being 金融素养的三大要素:分析其对财务健康的影响
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/1
This study attempts to identify the key components of financial literacy and itsconstituent factors, and to examine influences of people’s financial literacy on theirfinancial well-being. The study is mainly based on the primary data collected from384 randomized samples from the Indian state of Assam. Data analysis was carriedout using statistical techniques such as factor analysis, regression analysis, andcorrelation analysis. A thorough review of the empirical literature, and findings ofthe present study reveal three major components– "financial knowledge, financialbehavior, and financial attitude" –that constitute people’s financial literacy, which arecoined as “the big three of financial literacy.” Financial literacy and its three majorcomponents are found to have strong and significant influences on people’s financialwell-being. It is concluded that an increase in people’s financial literacy results in anincrease in their financial well-being, and vice versa
本研究试图确定金融素养的关键组成部分及其构成因素,并考察人们的金融素养对其财务福祉的影响。该研究主要基于从印度阿萨姆邦的384个随机样本中收集的原始数据。采用因子分析、回归分析、相关分析等统计方法进行数据分析。通过对实证文献的全面回顾和本研究的发现,揭示了“金融知识、金融行为和金融态度”这三个主要组成部分构成了人们的金融素养,这被称为“金融素养的三大要素”。研究发现,金融素养及其三个主要组成部分对人们的财务健康有着强烈而显著的影响。结论是,人们金融知识的提高会导致他们财务状况的改善,反之亦然
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引用次数: 0
The Perceptions of Elementary School Children towardProblem-Solving Abilities 小学生对问题解决能力的认知
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/9
The objective of this study is to assess the correlation between variousfactors influencing the problem-solving skills of elementary school students.To achieve this, eight hypotheses were formulated and examined using theGeneral Structural Component Analysis (GSCA) technique. We collectedquestionnaire responses from 240 elementary school students from diverselocations. Google Forms is used for question creation and administration.The experimental findings validated seven assumptions among the eightanticipated correlations between factors. That is, the teacher's actions affectthe learning environment; teachers' actions affect learning motivation;learning motivation affects both learning attitudes and metacognition;learning attitude, metacognition and learning environment all directly affectproblem solving abilities. The remaining hypothesis was rejected;metacognition had no effect on problem-solving abilities. Overall, the modelexplains 59.6% of the variance in the data. The impact of this study has beendemonstrated through theoretical and practical implications
摘要本研究旨在探讨影响小学生问题解决能力的各因素之间的相关关系。为了实现这一目标,我们制定了八个假设,并使用通用结构成分分析(GSCA)技术进行了检验。我们收集了来自不同学校的240名小学生的问卷。谷歌Forms用于问题创建和管理。实验结果证实了八个预期因素之间相关性中的七个假设。即教师的行为影响学习环境;教师的行为影响学习动机,学习动机影响学习态度和元认知,学习态度、元认知和学习环境都直接影响学生解决问题的能力。剩下的假设被拒绝了;元认知对解决问题的能力没有影响。总体而言,该模型解释了数据中59.6%的方差。本研究的影响已通过理论和实践意义得到证明
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引用次数: 0
Evolution of Research Culture in Pakistan: A SWOT Analysis fromthe Perspective of Humanities and Management Faculty 巴基斯坦研究文化的演变——基于人文与管理学院的SWOT分析
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/10
This qualitative study takes on to gauge the evolution of research culturein Pakistan. Primarily it revolves around SWOT analysis of past, present,and future. It seeks expert opinions of faculty members of theDepartments of Humanities, and Management Sciences of COMSATSUniversity Islamabad, Abbottabad Campus on open-ended questions. Thestudy finds a recent emergence of certain features of research cultureidentified in the literature and foresees it’s further strengthening in thecoming days based on some assumptions
这项定性研究旨在评估巴基斯坦研究文化的演变。它主要围绕SWOT分析过去,现在和未来。它就开放式问题征求了comsats大学伊斯兰堡阿伯塔巴德校区人文系和管理科学系教员的专家意见。该研究发现,在文献中发现的研究文化的某些特征最近出现了,并根据一些假设预测,它将在未来几天进一步加强
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引用次数: 0
Taliban’s Government in Afghanistan and the Dilemmas of Pakistan 阿富汗塔利班政府与巴基斯坦的困境
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/9951272/summer2023/2
The Taliban resistance against the various Afghan governments continued inthe post-2001 period which finally culminated in their agreement with theUnited States of America (USA) for the withdrawal of its forces fromAfghanistan in February 2020 and the subsequent capture of Kabul fromPresident Ashraf Ghani in September 2021. Pakistan once again played apivotal role in this US-Taliban agreement with a hope to achieve its regionalobjectives of discouraging Afghanistan from its claim on Durand Line,countering India to seek further influence in Afghanistan, tackling themenace of Tehreek-e-Taliban Pakistan (TTP) inside Pakistan and takingbenefits from regional economic and commercial developments. To add tothe surprise of Pakistan, the Taliban government repeated the Afghan claimon Durand Line as an international border, provided active support to TTP,allowed India to complete the ongoing projects and also failed to helpPakistan in realizing its dream of accessing the Central Asian markets onaccount of sanctions on their government. This research paper seeks toanswer the question that what dilemmas Pakistan faces after theestablishment of Taliban government in Afghanistan once again after a gapof 20 years
塔利班对阿富汗各政府的抵抗在2001年后继续进行,最终导致他们与美利坚合众国达成协议,于2020年2月从阿富汗撤军,随后于2021年9月从阿什拉夫·加尼总统手中夺取喀布尔。巴基斯坦再次在美国与塔利班的协议中发挥了关键作用,希望实现其地区目标,即阻止阿富汗对杜兰德线的主张,对抗印度在阿富汗寻求进一步影响力,解决巴基斯坦塔利班在巴基斯坦境内的行为,并从地区经济和商业发展中获益。更令巴基斯坦惊讶的是,塔利班政府将阿富汗克莱蒙·杜兰德线作为国际边界,向TTP提供积极支持,允许印度完成正在进行的项目,也未能帮助巴基斯坦实现其在政府受到制裁的情况下进入中亚市场的梦想。这篇研究论文试图回答巴基斯坦在时隔20年再次在阿富汗建立塔利班政府后面临的困境
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引用次数: 0
Helping After the 2020 Earthquake in Croatia: The Role of Men's andWomen's National Identity 2020年克罗地亚地震后的援助:男女民族认同的作用
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/4
The goal of this study was to investigate whether the association between nationalidentity and providing direct aid to individuals impacted by the 2020 earthquake inCroatia differs depending on the gender. A convenience sample of 374 Croatianresidents (70.1% women) between 18 and 64 years old completed a cross-sectionalsurvey on-line. Participants, using valid questionaires, self-reported their level ofnational identity and how much direct assistance they provided to people inearthquake-affected areas. The study employed a linear regression model to testthe moderating effect of gender on the relationship between national identity anddirect aid provision. The results showed that the interaction between nationalidentity and gender significantly affected helping: higher levels of national identitypredicted greater helping among men but not women. This suggests that men weremore motivated than women to provide aid after the earthquake due to their senseof national identity and affiliation with the nation. These findings have significantimplications for disaster relief efforts, as different motivations may be at playwhen providing aid during crises. Relief organizations can tailor their efforts tomeet the needs and motivations of different groups, resulting in more effectiverelief efforts
本研究的目的是调查国籍认同与向2020年克罗地亚地震受灾个人提供直接援助之间的关系是否因性别而异。374名年龄在18岁至64岁之间的克罗地亚居民(70.1%为女性)完成了一项在线横断面调查。参与者使用有效的问卷,自我报告他们的国家认同水平以及他们向地震灾区人民提供了多少直接援助。本研究采用线性回归模型检验性别对国家认同与直接援助之间关系的调节作用。结果表明,国家认同和性别之间的相互作用显著影响着助人行为:国家认同水平越高,男性的助人行为就越多,而女性则不然。这表明,男性比女性更有动力在地震后提供援助,因为他们的国家认同感和对国家的归属感。这些发现对救灾工作具有重要意义,因为在危机期间提供援助时,不同的动机可能在起作用。救援组织可以根据不同群体的需求和动机量身定制他们的工作,从而使救援工作更有效
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引用次数: 0
Role of Artificial Intelligence in Legal Education in the 21st Century 21世纪人工智能在法学教育中的作用
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/5
We set out to investigate the significant responses of the digital economy to legaleducation, as well as some of the practical proposals made in response to systemcriticisms. In order to do this, important suggestions made by legal and educationalexperts to modify legal education in light of the pervasiveness of technology wereidentified. It then delves deeply into how colleges and universities are evolving as AIenters the market. The research was conducted on the impact of AI on legal educationas well as suggestions for necessary modifications. Relevant literature searches wereconducted using both qualitative and technical methodologies, as well as a deductivehypothetical procedural approach, in this interdisciplinary exploratory research.Furthermore, legal education should shift from a retrospective to a forward-lookingand projective perspective, integrating technical knowledge and quantitative methods,while not ignoring the practice of traditional skills, communication, and descriptivestandards so extremely valued by legal professionals, thus emphasizing the need todevelop creativeness in students. However, in parallel, a policy must be devised thattakes into consideration the ethical issues associated with the use of AI in theclassroom. Lastly, it is obvious that there is no likelihood of AI replacing the legalprofessions in the near future. However, institutions must notify students that somelegal profession responsibilities may be performed by AI technologies
我们着手调查数字经济对法律教育的重要反应,以及为回应系统批评而提出的一些实际建议。为了做到这一点,法律和教育专家根据技术的普及提出了修改法律教育的重要建议。然后,它深入研究了随着ai进入市场,学院和大学是如何发展的。这项研究是关于人工智能对法律教育的影响以及必要的修改建议。在这个跨学科的探索性研究中,使用定性和技术方法以及演绎假设程序方法进行了相关文献检索。此外,法律教育应该从回顾性的角度转向前瞻性和投射性的角度,将技术知识与定量方法相结合,同时不忽视法律专业人士非常重视的传统技能、沟通和描述标准的实践,从而强调培养学生的创造力。然而,与此同时,必须制定一项政策,考虑到与在课堂上使用人工智能相关的道德问题。最后,很明显,在不久的将来,人工智能不可能取代法律职业。然而,机构必须通知学生,人工智能技术可能会承担一些法律职业责任
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引用次数: 1
Merging Flipped Classroom Model with the Ethnomathematics Approach: A New Flexibility Learning Model 将翻转课堂模式与民族数学方法相结合:一种新的灵活学习模式
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/7
This research focuses on developing a learning model that focuses on flexibility aswell as meaningful and student-centered learning. The development of this model is asolution to the challenges of the Education 4.0 era. The problem found in the learningprocess is that the developed learning model does not facilitate students to followflexible learning. Students are also not facilitated with learning that brings the contextof students' local culture and traditions into learning activities. Another problem isthat the learning model used so far has not been tested for model quality, namelyvalid, practical, and effective. Referring to these problems, the research wasconducted through a design research approach with Plomp's development study-modeltype. The new learning model developed combines the concepts of the flippedclassroom and ethnomathematics called the ethno-flipped classroom model. Thequality of the developed model was tested using Nieveen's concept through validity,practicality, and effectiveness. The results showed that the ethno-flipped classroommodel was valid, practical, and effective. This research obtained an ethno-flippedclassroom model syntax consisting of six stages, namely Flexibility, CultureExperience, Cooperative, Elaboration, Collaboration, and Evaluation
本研究的重点是开发一种注重灵活性以及有意义和以学生为中心的学习模式。这种模式的发展是对教育4.0时代挑战的解决方案。在学习过程中发现的问题是,所开发的学习模式不利于学生进行灵活的学习。将学生的当地文化和传统融入学习活动的学习也不利于学生。另一个问题是,到目前为止使用的学习模型还没有经过模型质量、有效性、实用性和有效性的测试。针对这些问题,本研究采用Plomp的开发研究模型,采用设计研究的方法进行。新开发的学习模式结合了翻转课堂和民族数学的概念,称为民族翻转课堂模式。通过有效性、实用性和有效性,使用Nieveen的概念对所开发的模型的质量进行了测试。结果表明,民族翻转教室模型是有效的、实用的、有效的。本研究获得了一个由六个阶段组成的种族翻转课堂模型语法,即灵活性、文化体验、合作、精化、协作和评估
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引用次数: 0
Uncovering the Key Elements and Supporting Factors of Tahfiz Houses inShaping the Spiritual Education of the Younger Generation in Indonesia 塔菲兹故居塑造印尼年轻一代精神教育的关键要素和支撑因素
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/3
Tahfiz houses have become the choice of parents for their children's education,while spiritual education for children has become a challenge for urban familiesdue to the busy schedules of their parents. The presence of tahfiz houses is onesolution to this challenge. This study aims to uncover the key elements andsupports of tahfiz houses in shaping the spiritual education of young people inIndonesia. This research uses a case study approach, which emphasizes in-depthanalysis of specific cases with the aim of finding specific aspects of tahfizprograms. The research findings indicate that the presence of An-Nur tahfizhouse has brought spiritual education to children through a trilogy of educationprograms: Night of Building Faith and Piety (MABIT), Quranic camp living,preserving Islamic traditions, shalawat, creativity, and the role model ofMudabbir-Mudabbirah. This program has instilled a sense of consistency inperforming night prayers, morning prayers, fasting on Mondays and Thursdays,reading good readings, eating and drinking in accordance with religiousteachings, and a love for the Quran. Not only does it foster spiritual attitudes,but it also nurtures social cohesion. These findings suggest that the integrationbetween tahfiz programs and worship practices with consistent and sustainedspiritual education has resulted in children's spiritual development
Tahfiz的房子已经成为父母对孩子教育的选择,而由于父母的繁忙日程,对孩子的精神教育已经成为城市家庭的挑战。塔菲兹房屋的存在是应对这一挑战的解决方案之一。本研究旨在揭示塔菲兹住宅在塑造印尼年轻人精神教育方面的关键要素和支持。本研究采用案例研究的方法,强调深入分析具体案例,目的是找到tahfiz项目的具体方面。研究结果表明,An Nur tahfizhouse的存在通过三个教育项目为儿童带来了精神教育:建立信仰和虔诚之夜(MABIT)、古兰经营地生活、保护伊斯兰传统、沙拉瓦特、创造力和穆达比尔·穆达比拉的榜样。这个项目在进行夜间祈祷、晨祷、周一和周四禁食、阅读好的读物、按照宗教习惯饮食以及对《古兰经》的热爱方面灌输了一致性。它不仅培养了精神态度,而且培养了社会凝聚力。这些发现表明,塔菲兹计划和崇拜实践与持续的精神教育相结合,促进了儿童的精神发展
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引用次数: 0
Teaching of English at Secondary Level: A Comparative Study ofPublic Schools and Madaris of District Mianwali 中学英语教学:绵里区公立学校与公立学校的比较研究
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/19951272/summer2023/8
The study was designed to compare Public Schools and Madarisof DistrictMianwali regarding teaching of English as a subject and to find out satisfaction ofstudents with English teachers. Multi-stage sampling method was used to drawsample. At first stage 6 public schools were selected through simple randomsampling method and all 6 Madaris where English was taught were selected. Atsecond stage, 120 students of 8th and 9th class were selected from each school andMadrisa by giving equal representation. At third stage, 12 English teachers of 8thand 9th class were selected through simple random sampling from public schoolsand 12 teachers from Madaris were selected. Results of the study showed thatreading and writing were given some attention by the English teachers of bothPublic Schools and Madaris while listening and speaking skills were not givenattention by teachers. Teachers of English of both types of institutions were usingsimple method of grammar translation but students of Public Schools were able tounderstand easy English without translation in Urdu as compared to students ofMadaris who were not able to do that. Moreover, students were satisfied with theirteachers. It is recommended that professional training of teachers should bearranged in order to update them about English language
本研究旨在比较公立学校和棉瓦利区马达里索夫公立学校在英语教学方面的情况,并了解学生对英语教师的满意度。采用多阶段取样法抽取样品。在第一阶段,通过简单随机抽样方法选择了6所公立学校,并选择了所有6所教授英语的马达加斯加学校。在第二阶段,通过平等代表制,从每所学校和马德里萨选出120名八年级和九年级的学生。第三阶段,从公立学校随机抽取8、9班英语教师12名,从马达加斯加抽取12名。研究结果表明,公立学校和马德里大学的英语教师都对阅读和写作给予了一定的关注,而教师对听力和口语技能没有给予应有的重视。这两种类型的学校的英语教师都使用简单的语法翻译方法,但公立学校的学生在没有乌尔都语翻译的情况下能够理解简单的英语,而马达加斯加的学生则无法理解。此外,学生们对老师很满意。建议对教师进行专业培训,使他们了解英语
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引用次数: 0
Internet Addiction: Predictor of Disturbed Emotion Regulation,Sleep quality and General Health in University Students 网络成瘾:大学生不安情绪调节、睡眠质量和总体健康的预测因子
IF 0.7 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2023-06-15 DOI: 10.51709/9951272/summer2023/6
Excessive practice of using internet may result to behavioral addiction that isassociated with detrimental physical, emotional and psychological health inuniversity students by using between-groups correlational research design. Thepresent research explored differences in university students with and withoutinternet addiction regarding disturbed emotion regulation, poor sleep quality andgeneral health issues. Further, the research explored internet addiction as apredictor of disturbed emotion regulation, poor sleep quality and general healthissues in university students identified with internet addiction. The samplecontained 600 students (375 with & 225 without internet addiction) fromdifferent public universities of Lahore. Findings revealed higher mean scores forthe students with internet addiction on disturbed emotion regulation, poor sleepquality and general health issues (p < 0.01). Besides internet addiction, genderand nuclear family system emerged as significant predictors of disturbedemotion regulation, poor sleep quality and general health issues (p < 0.01) inuniversity students. Research implications suggest that young adults fromuniversities should be given counselling for appropriate usage of internet ratherdevelop internet addiction so that they can be able to utilize internet rather thandeteriorating their health and time
通过组间相关研究设计,发现大学生过度使用网络可能导致行为成瘾,并对大学生的身体、情绪和心理健康产生不利影响。本研究探讨了网络成瘾和非网络成瘾大学生在情绪调节障碍、睡眠质量差和一般健康问题上的差异。此外,本研究还探讨了网络成瘾作为情绪调节障碍、睡眠质量差和一般健康问题的预测因子在网络成瘾大学生中的作用。样本包括来自拉合尔不同公立大学的600名学生(375人有网瘾,225人没有网瘾)。结果显示,网络成瘾学生在情绪调节障碍、睡眠质量差和一般健康问题上的平均得分较高(p < 0.01)。除网络成瘾外,性别和核心家庭制度是大学生情绪失调调节、睡眠质量差和一般健康问题的显著预测因子(p < 0.01)。研究表明,大学里的年轻人应该接受适当使用互联网的咨询,而不是发展网瘾,这样他们就能利用互联网,而不是损害他们的健康和时间
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引用次数: 0
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FWU Journal of Social Sciences
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