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EEG Frontal Asymmetry Predicts Product Purchase Differently for National Brands and Private Labels 脑电额叶不对称对国家品牌和自有品牌产品购买的预测存在差异
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-09-01 DOI: 10.1037/npe0000094
U. Garczarek-Bąk, Aneta Disterheft
The results of the following study show that among various neurophysiological measures, only the frontal asymmetry index measured with electroencephalography was significant in predicting further purchase decisions. The decision to buy was also influenced by the brand type (national brand or private label). Data from 21 participants were recorded during exposure to 20 fast-moving consumer goods. The electroencephalographic signal from the frontal lobe (F3 and F4) served to calculate the frontal asymmetry index for alpha, beta, and gamma bands. Electromyographic electrodes were placed on the zygomaticus major and corrugator supercilii muscles, whereas the galvanic skin responses were gathered from the forefinger and ring finger of the nondominant hand. Eye tracking glasses were used to control for eye movements. After product exposure, participants filled in the Purchase Intentions Scale, which then served to assess the final binary decision. A logistic regression model was applied to determine which neurophysiological factors play a crucial role in predicting a purchase decision and whether the brand type is relevant. The prediction rate of the resulting model was 65.8%. The article describes the possible implications of these results.
随后的研究结果表明,在各种神经生理指标中,只有脑电图测量的额叶不对称指数对进一步的购买决策有显著的预测作用。购买决定也受到品牌类型(国家品牌或自有品牌)的影响。研究人员记录了21名参与者在接触20种快速消费品时的数据。来自额叶(F3和F4)的脑电图信号用于计算α、β和γ波段的额叶不对称指数。肌电图电极放置在颧大肌和瓦楞肌上纤毛肌上,而皮肤电反应则从非优势手的食指和无名指收集。眼动追踪眼镜用于控制眼球运动。在产品暴露后,参与者填写购买意向量表,然后评估最终的二元决策。采用逻辑回归模型来确定哪些神经生理因素在预测购买决策中起关键作用,以及品牌类型是否相关。所得模型的预测率为65.8%。本文描述了这些结果可能产生的影响。
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引用次数: 12
Time Preference, Executive Functions, and Ego-Depletion: An Exploratory Study 时间偏好、执行功能与自我耗竭:一项探索性研究
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-09-01 DOI: 10.1037/npe0000092
Y. Bayer, Y. Osher
The present research investigates the ways in which the time preferences of young adults are influenced by the level of their executive cognitive abilities and by situational changes in these abilities. Within the framework of this study, young adults were asked to respond to a questionnaire dealing with their time preferences in light of changing amounts and delay durations. Some were asked to do a Stroop task beforehand, whereas others performed a similar but simpler task. This research assumes that because the Stroop task requires that the individual reach a decision while overcoming an automatic tendency and an ingrained habit, his or her self-control resources are depleted. As such, when an individual is filling out the questionnaire dealing with time preferences after a Stroop task, his or her ability to avoid automatic tendencies is depleted, making it difficult for him/her to reject the receipt of money in the present. The study found that, in general, individuals having good executive cognitive abilities, namely, those who got the highest scores on the Stroop task, were characterized by a lower rate of subjective discounting. In addition, the research showed a marked difference between those individuals who had experienced depletion and those who had not, in that the depleted individuals tended to demand higher discount rates for having postponed the payment. This means that the depletion of executive-ability resources caused a behavior similar to that of those having the lowest executive abilities. This outcome may attest to the fact that a depletion in the available level of executive abilities in an individual reduces the ability of that individual to overcome his or her natural tendency to prefer the present, thus influencing his or her intertemporal choices.
本研究探讨了年轻人的时间偏好是如何受到其执行认知能力水平和这些能力的情境变化的影响的。在这项研究的框架内,年轻的成年人被要求回答一份调查问卷,该问卷涉及他们在改变数量和延迟时间的情况下的时间偏好。其中一些人被要求事先做一个Stroop任务,而另一些人则做了一个类似但更简单的任务。这项研究假设,由于Stroop任务要求个体在克服自动倾向和根深蒂固的习惯的同时做出决定,他或她的自我控制资源被耗尽。因此,当一个人在Stroop任务后填写关于时间偏好的问卷时,他或她避免自动倾向的能力被耗尽,使他/她很难拒绝现在收到的钱。研究发现,一般来说,具有良好执行认知能力的人,即在Stroop任务中获得最高分的人,其主观折现率较低。此外,研究还表明,经历过耗尽的人和没有经历过耗尽的人之间存在显著差异,因为耗尽的人往往会因为推迟付款而要求更高的贴现率。这意味着执行能力资源的枯竭导致了类似于执行能力最低的人的行为。这一结果可能证明这样一个事实,即一个人现有的执行能力水平的下降,降低了他/她克服他/她偏爱现在的自然倾向的能力,从而影响了他/她的跨期选择。
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引用次数: 8
Reflective and Impulsive Processes Underlying Saving Behavior and the Additional Roles of Self-Control and Habit 储蓄行为背后的反思和冲动过程以及自我控制和习惯的附加作用
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-09-01 DOI: 10.1037/npe0000093
V. Allom, B. Mullan, L. Monds, S. Orbell, K. Hamilton, A. Rebar, M. Hagger
Using a dual-process framework, the aim of this research was to investigate the associations between reflective and impulsive processes and saving behavior. Self-control and saving habit were tested as additional factors that potentially moderate the relationship between constructs representing reflective and impulsive processes and behavior, or exert indirect effects on behavior through these systems. A community sample of 594 participants completed measures of saving intention, buying impulsiveness, trait self-control, saving automaticity, and propensity to save money. A well-fitting variance-based structural equation model, goodness-of-fit index = 0.338, average path coefficient = .119, p < .001, accounted for statistically significant amounts of variance in the key dependent variables: intention to save, R2 = .364, buying impulsiveness, R2 = .232, and saving behavior, R2 = .173. Self-control and saving habit were indirectly related to saving behavior through intention, and buying impulsiveness was directly related to behavior when saving habits were low. Findings indicate strong saving habits may help to protect against impulsive spending and offer several targets for interventions aimed at improving saving behavior.
采用双过程框架,本研究旨在探讨反思和冲动过程与储蓄行为之间的关系。自我控制和储蓄习惯被测试为潜在调节反映反思和冲动过程的构念与行为之间关系的附加因素,或通过这些系统对行为施加间接影响。一个由594名参与者组成的社区样本完成了储蓄意愿、购买冲动、特征自我控制、储蓄自动性和储蓄倾向的测试。一个拟合良好的基于方差的结构方程模型,拟合优度指数= 0.338,平均路径系数= 0.119,p < .001,在关键因变量:储蓄意愿,R2 = .364,购买冲动,R2 = .232,储蓄行为,R2 = .173中,方差具有统计学意义。自我控制和储蓄习惯通过意愿间接影响储蓄行为,而购买冲动在储蓄习惯低时直接影响行为。研究结果表明,良好的储蓄习惯可能有助于防止冲动消费,并为改善储蓄行为提供了几个干预目标。
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引用次数: 21
Distributional Preferences and Ego Depletion 分配偏好与自我损耗
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-09-01 DOI: 10.1037/npe0000082
Loukas Balafoutas, Rudolf Kerschbamer, Regine Oexl
By means of a laboratory experiment with 508 participants, we study the impact of ego depletion on revealed distributional preferences. Subjects are exposed to a social preference identification procedure in 2 consecutive weeks. In the treatment intervention, they accomplish an ego-depletion task before being exposed to the procedure in 1 of the 2 weeks, and in the control intervention they accomplish a control task. Half of the subjects are exposed to the intervention in Week 1 and the other half in Week 2. Our design allows us to cleanly identify 3 separate effects on social preferences: (a) the effect of exposing subjects to the social preference identification procedure a second time, (b) the effect of the intervention per se, and (c) the effect of ego depletion in particular. We find that only the intervention per se has an effect on social preferences for some types, whereas the ego-depletion task does not have a significant effect compared with the control task, and preferences display a considerable degree of stability over time.
通过一项有508名参与者的实验,我们研究了自我损耗对揭示的分配偏好的影响。被试连续两周接受社会偏好识别程序。在治疗干预中,他们在两周中的一周内完成了自我消耗任务,在对照组干预中,他们完成了一个控制任务。一半的受试者在第一周接受干预另一半在第二周接受干预。我们的设计使我们能够清楚地识别出3种对社会偏好的独立影响:(a)第二次将受试者暴露于社会偏好识别程序的影响,(b)干预本身的影响,以及(c)特别是自我消耗的影响。我们发现只有干预本身对某些类型的社会偏好有影响,而自我消耗任务与控制任务相比没有显著影响,并且偏好随时间的推移显示出相当程度的稳定性。
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引用次数: 7
The Neural Correlates of Decisions About Sadness in Facial Expressions 面部表情中悲伤决定的神经关联
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-06-01 DOI: 10.1037/npe0000081
R. Viviani, L. Dommes, Julia E. Bosch, J. Stingl, P. Beschoner
Models of decision processes postulate the action of a similar mechanism when computing responses across very different domains, such as decisions made on the intensity of a stimulus or according to subjective preferences. However, the neural substrates of decision-making in domains such as those involving emotion processing in social interactions have as yet remained largely unexplored. In this functional neuroimaging study, we used a paradigm developed in neuroeconomical studies of subjective preferences to uncover the neural substrates involved in deciding the degree of sadness in facial expressions, which convey information on sufferance in conspecifics. Because of the possible association of facial expressions with stimulus properties such as the capacity to be emotionally arousing, we used a procedure designed to control for this possible confound. The contrast representing differences in attributed sadness activated the precuneus and posterior cingular cortex, areas often implicated in studies of subjective preference. Also, the somatosensory cortex was active, an area associated with both sensory discrimination tasks in the visual domain and whose lesion is known to result in deficits in emotion recognition. In the same contrast, no activation of the amygdala, the substrate of emotional arousal, was detected (or of any other area associated with the sensory processing of faces, such as the fusiform gyrus). These results suggest that specific networks beyond those sensitive to the arousing properties of emotional stimuli are active when making choices in a social–cognitive domain.
当计算不同领域的反应时,决策过程模型假设了类似机制的作用,例如根据刺激的强度或根据主观偏好做出的决策。然而,在诸如社会互动中涉及情感处理的领域中,决策的神经基础尚未得到很大程度的探索。在这项功能性神经成像研究中,我们使用了主观偏好的神经经济学研究中开发的范式来揭示参与决定面部表情中悲伤程度的神经基质,面部表情传达了在特定情况下的忍受信息。由于面部表情可能与刺激特性(如情绪唤起的能力)有关,我们使用了一种设计来控制这种可能的混淆的程序。这种差异激活了楔前叶和后扣带皮层,这两个区域通常与主观偏好的研究有关。此外,体感觉皮层也很活跃,这一区域与视觉领域的感觉辨别任务有关,并且已知其损伤会导致情绪识别的缺陷。与此形成对比的是,没有检测到杏仁核(情绪唤起的基础)的激活(或与面部感觉处理相关的任何其他区域,如梭状回)。这些结果表明,在社会认知领域做出选择时,除了那些对情绪刺激的唤起特性敏感的网络之外,还有一些特定的网络是活跃的。
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引用次数: 4
Social Purpose Increases Direct-to-Borrower Microfinance Investments by Reducing Physiologic Arousal 社会目的通过减少生理唤起增加直接面向借款人的小额信贷投资
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-06-01 DOI: 10.1037/npe0000091
Adriana Kraig, C. Cornelis, Elizabeth T. Terris, M. Neubert, Matthew S. Wood, Jorge A. Barraza, P. Zak
Websites offering microfinance loans have become an increasingly popular form of investment. However, it is unclear why some projects offered on sites such as Kiva.org, Microplace.com, and Lendforpeace.org are more successful at meeting funding goals than others. The present article reports the results of an experiment to test if communicating social purpose enhances investment appeal and the neurophysiological mechanism through which this effect occurs. By connecting physiological and behavioral responses to microfinance requests for 101 participants, we found that investments with a social purpose, compared with those that were self-focused, received 25% more loans. Social purpose requests were associated with a significant reduction in two measures of physiologic arousal, resulted in greater empathic concern, and produced stronger negative affect compared with self-focused requests. These factors were largely driven by responses by women, who invested 90% more money to requests overall and 97% more to social purpose requests than did men. Our findings indicate that communicating social purpose is an effective way to attract more investment to entrepreneurs in developing countries.
提供小额贷款的网站已经成为一种越来越受欢迎的投资形式。然而,目前尚不清楚为什么Kiva.org、Microplace.com和Lendforpeace.org等网站上提供的一些项目比其他项目更能成功地实现融资目标。本文报告了一项实验的结果,以测试沟通社会目的是否会提高投资吸引力,以及这种效应发生的神经生理机制。通过将101名参与者的生理和行为反应与小额贷款请求联系起来,我们发现,与以自我为中心的投资相比,以社会为目的的投资获得的贷款多25%。与以自我为中心的请求相比,社会目的请求与两项生理唤醒指标的显著降低有关,导致更大的共情关注,并产生更强的负面影响。这些因素在很大程度上是由女性的回应推动的,她们在总体请求上的投入比男性多90%,在社交目的请求上的投入比男性多97%。我们的研究结果表明,传播社会目的是发展中国家企业家吸引更多投资的有效途径。
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引用次数: 2
The Relationship of Extraversion and Neuroticism with Risk Attitude, Risk Perception, and Return Expectations 外倾性、神经质与风险态度、风险知觉、回报预期的关系
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-06-01 DOI: 10.1037/npe0000088
A. Oehler, Florian Wedlich
We analyze the influence of individuals’ degree of extraversion and neuroticism on the determinants of their risk-taking behavior in investment decisions. As there are no studies that investigate the influence of personality traits on risk attitude, risk perception, and return expectations in investment decisions simultaneously, we provide a meaningful contribution to existing literature. We use a unique data set that contains 342 undergraduate business students’ questionnaire responses measuring the students’ degree of extraversion and neuroticism as well as their risk attitude, risk perception, and return expectations. Therefore, we are able to identify which determinants of risk-taking are influenced by extraversion and neuroticism and induce individuals to take investment risks. We find that more extraverted individuals are less risk averse, whereas more neurotic subjects are more risk averse. Beside these results, we find that more conscientious individuals are more risk averse and perceive investments in assets as more risky. Further research should consider individuals’ personality as an influence factor on the determinants of risk-taking behavior in investment decisions.
我们分析了个体的外向性和神经质程度对其投资冒险行为决定因素的影响。由于目前还没有研究同时考察人格特质对风险态度、风险感知和投资决策回报预期的影响,我们对现有文献做出了有意义的贡献。本研究以342名商科学本科学生为研究对象,对他们的外向性、神经质程度、风险态度、风险感知和回报预期进行了问卷调查。因此,我们能够确定哪些决定风险的因素受到外向性和神经质的影响,并诱导个人承担投资风险。我们发现,更外向的人更不愿冒险,而更神经质的人更不愿冒险。除了这些结果外,我们还发现,更有责任心的个人更倾向于规避风险,并认为资产投资风险更大。进一步的研究应考虑个体的个性对投资决策中冒险行为的决定因素的影响。
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引用次数: 58
Risk Preferences of People With Disabilities and Their Relation to Labor Market Participation 残障人士风险偏好及其与劳动市场参与的关系
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-05-14 DOI: 10.1037/npe0000089
Ofir Y. Pinto, E. Ert
Previous studies have suggested that the participation of people with disabilities in the labor market might be affected by their risk perception, as finding a job might be perceived as an action that risks their allowance. The current study explores 2 main questions that relate to risk preferences among people with disabilities. First, it explores the potential relationship between risk preferences and employment by comparing the risk preferences of employed and unemployed people with disabilities. Second, it questions whether the risk preferences of people with disabilities are different from those of people without disabilities. To measure risk preferences in these 3 populations, we used 2 common elicitation methods: the Holt–Laury task and the balloon analogue risk task. The 2 methods complement each other, as the Holt–Laury task measures decisions from description and “explicit” risk-taking, whereas the balloon analogue risk task measures decisions from experience and “implicit” risk-taking. The results revealed no difference in risk preferences between people with and without disabilities. However, contrary to propositions from earlier studies, employed people with disabilities were found to be more risk-averse than unemployed people with disabilities. One possible interpretation of the results could be that risk aversion increases the willingness of people with disabilities to make compromises in order to participate in the labor market.
以前的研究表明,残疾人在劳动力市场的参与可能受到他们的风险认知的影响,因为找工作可能被认为是一种冒着津贴风险的行为。目前的研究探讨了与残疾人的风险偏好有关的两个主要问题。首先,通过比较就业和失业残疾人的风险偏好,探讨风险偏好与就业之间的潜在关系。其次,它质疑残疾人的风险偏好是否与非残疾人不同。为了测量这三个人群的风险偏好,我们使用了两种常见的启发方法:Holt-Laury任务和气球模拟风险任务。这两种方法相辅相成,因为Holt-Laury任务从描述和“显性”风险承担中衡量决策,而气球模拟风险任务从经验和“隐性”风险承担中衡量决策。结果显示,残疾人和正常人在风险偏好上没有差异。然而,与早期研究的命题相反,受雇的残疾人士被发现比失业的残疾人士更厌恶风险。对这一结果的一种可能解释是,规避风险增加了残疾人为了进入劳动力市场而做出妥协的意愿。
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引用次数: 1
Inertia in Partnerships 伙伴关系中的惯性
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-03-01 DOI: 10.1037/npe0000085
Wei Bao, Erte Xiao, Yulei Rao
We design a novel experiment to examine the role of inertia in choosing partners, that is, a preference for staying with one’s original partner when offered an opportunity to switch. Our data show that the majority of participants who are offered the choice to play a new game with their original partner or a new partner will choose the original partner, even when they deceived their original partner in order to gain selfish profits. The results may suggest the importance of considering inertia in partner selections, in addition to economic incentives.
我们设计了一个新颖的实验来检验惯性在选择伴侣中的作用,也就是说,当有机会改变时,人们倾向于和原来的伴侣呆在一起。我们的数据显示,大多数参与者在选择与原来的伙伴或新的伙伴玩新游戏时,即使他们为了获得自私的利益而欺骗了原来的伙伴,他们也会选择原来的伙伴。研究结果可能表明,除了经济激励外,在选择伴侣时考虑惯性的重要性。
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引用次数: 3
Decision Muscles? How Choosing More Food (Despite Incentives to Eat Less) Is Associated With the Brain’s Cortical Thickness 决定肌肉?选择更多的食物(尽管有少吃的动机)是如何与大脑皮层厚度相关的
IF 0.7 4区 医学 Q2 Economics, Econometrics and Finance Pub Date : 2018-03-01 DOI: 10.1037/npe0000087
M. Reimann
Can the mind be understood as a muscle? Both embodiment theorists and cognitive scientists have proposed that the architecture of the mind is flexible and adaptable. This proposition implies that cognitions can be shaped through repeated bodily actions and modal simulations, making them physically embodied at the brain level. To explore this notion, a measure of cortical thickness is extracted from anatomical brain scans to test whether cortical thickness is correlated with choice (here, in the domain of fast food). Results revealed that consumers’ large-sized fast-food choices are significantly correlated with the cortical thickness of structures in the prefrontal cortex and that this association holds even for cases in which the participants were offered a possible monetary incentive to choose a smaller-sized portion. Body mass index, age, and sex were not correlated with cortical thickness or portion choice in the present data set. In summary, this work provides preliminary insights into the possible existence of a malleable, muscle-like brain, which would support the idea that cognitions are grounded in a plastic sensory system and subject to repeated bodily actions and modal simulations.
心灵可以被理解为肌肉吗?具体化理论家和认知科学家都提出,思维的结构是灵活的和可适应的。这一命题意味着,认知可以通过重复的身体动作和模态模拟来塑造,使它们在大脑层面上得到物理体现。为了探索这一概念,从大脑解剖扫描中提取了皮质厚度的测量值,以测试皮质厚度是否与选择(在这里,在快餐领域)相关。结果显示,消费者选择的大份量快餐与前额叶皮层结构的皮质厚度显著相关,即使在参与者被提供可能的金钱激励来选择小份量快餐的情况下,这种关联也成立。在目前的数据集中,体重指数、年龄和性别与皮质厚度或部位选择无关。总之,这项工作提供了一个初步的见解,可能存在一个可塑的,肌肉般的大脑,这将支持这样的想法,即认知是建立在一个可塑性的感觉系统,并受到重复的身体动作和模态模拟。
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引用次数: 1
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Journal of Neuroscience Psychology and Economics
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