Digitalization profoundly affects organizational performance, especially in the financial industry, by disrupting established business models and providing new opportunities for value creation. The combination of advanced internet technology and financial services—namely financial technology (fintech)—has become the most inflammatory component of financial digitalization. However, there is limited knowledge in academia about the effect of fintech on traditional financial intermediation. Using panel data of China’s bank sector from 2013 to 2019, the researchers found that financial digitalization is negatively associated with the performance of banks. In addition, further research on the moderating effect shows that the monetary policy easing cycle, the high financial friction environment, and the risk-taking preference of banks could mitigate the negative effect of fintech development on bank performance. These findings contribute to the literature on financial digitization and traditional financial intermediation and have implications for banking practitioners and regulators.
{"title":"Impact of Financial Digitalization on Organizational Performance","authors":"","doi":"10.4018/jgim.301602","DOIUrl":"https://doi.org/10.4018/jgim.301602","url":null,"abstract":"Digitalization profoundly affects organizational performance, especially in the financial industry, by disrupting established business models and providing new opportunities for value creation. The combination of advanced internet technology and financial services—namely financial technology (fintech)—has become the most inflammatory component of financial digitalization. However, there is limited knowledge in academia about the effect of fintech on traditional financial intermediation. Using panel data of China’s bank sector from 2013 to 2019, the researchers found that financial digitalization is negatively associated with the performance of banks. In addition, further research on the moderating effect shows that the monetary policy easing cycle, the high financial friction environment, and the risk-taking preference of banks could mitigate the negative effect of fintech development on bank performance. These findings contribute to the literature on financial digitization and traditional financial intermediation and have implications for banking practitioners and regulators.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41627542","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Under the background of electrification, it is significant to explore the changes in residential electricity consumption for energy conservation and emission reduction. Based on the staggered difference-in-difference (DID) approach, this paper investigates urbanization's effect on residential electricity consumption using the longitudinal dataset from 2010-2018 China Family Panel Studies (CFPS). It is found that China's urbanization has increased the average electricity consumption by 12.8% with electricity substitution as the main channel. After urbanization, the scale effect of population and area levels does not exist. The authors also find that this positive effect is affected by electricity price (i.e., the higher the price level, the smaller the positive impact). However, as the electric charge is insignificant relative to the income, the moderating effect of price remains small. This indicates that the positive effect of urbanization will not decrease soon in the future unless the residential electricity price system is reformed.
{"title":"Revisiting the Effect of Urbanization on Residential Electricity Consumption","authors":"P. Zhu, Boqiang Lin","doi":"10.4018/jgim.314788","DOIUrl":"https://doi.org/10.4018/jgim.314788","url":null,"abstract":"Under the background of electrification, it is significant to explore the changes in residential electricity consumption for energy conservation and emission reduction. Based on the staggered difference-in-difference (DID) approach, this paper investigates urbanization's effect on residential electricity consumption using the longitudinal dataset from 2010-2018 China Family Panel Studies (CFPS). It is found that China's urbanization has increased the average electricity consumption by 12.8% with electricity substitution as the main channel. After urbanization, the scale effect of population and area levels does not exist. The authors also find that this positive effect is affected by electricity price (i.e., the higher the price level, the smaller the positive impact). However, as the electric charge is insignificant relative to the income, the moderating effect of price remains small. This indicates that the positive effect of urbanization will not decrease soon in the future unless the residential electricity price system is reformed.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46806711","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The Chinese government implemented the payment system for plastic shopping bags in 2008 and 2020. This study aims to analyze consumers' perceptions and purchase willingness of plastic shopping bags. Using information technology, a random survey was carried out in Chinese first-tier cities. After collecting the rich first-hand data, the ordered Logit model is applied to conduct the empirical investigation. The results show that the average willingness to pay is roughly equal to what supermarkets charge. For socio-demographic characteristics, male, younger, and higher-income consumers are likely to pay more money. Consumers with more positive perceptions of policy support, environmental threat, personal ability, and charging benefits tend to pay higher fees. Moreover, the marginal influence of different variables on purchase willingness is heterogeneous. This study finally puts forward targeted suggestions for reducing plastic shopping bag consumption based on findings.
{"title":"What Information Do We Have on People's Willingness to Pay on Reducing Plastic Shopping Bags?","authors":"Rongxin Wu, Boqiang Lin","doi":"10.4018/jgim.313188","DOIUrl":"https://doi.org/10.4018/jgim.313188","url":null,"abstract":"The Chinese government implemented the payment system for plastic shopping bags in 2008 and 2020. This study aims to analyze consumers' perceptions and purchase willingness of plastic shopping bags. Using information technology, a random survey was carried out in Chinese first-tier cities. After collecting the rich first-hand data, the ordered Logit model is applied to conduct the empirical investigation. The results show that the average willingness to pay is roughly equal to what supermarkets charge. For socio-demographic characteristics, male, younger, and higher-income consumers are likely to pay more money. Consumers with more positive perceptions of policy support, environmental threat, personal ability, and charging benefits tend to pay higher fees. Moreover, the marginal influence of different variables on purchase willingness is heterogeneous. This study finally puts forward targeted suggestions for reducing plastic shopping bag consumption based on findings.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47384112","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study uses a cross-cultural sample from the U.S. and China to compare information privacy-protective responses to a breach in privacy during a job interview. Using a job recruitment scenario, the relationships among individuals' concern for information privacy, disposition to trust, judgment of moral issues, and their information privacy-protective responses were examined. Based on the multiple group analysis results, this paper find that the privacy-protective responses significantly vary between the American and Chinese cultures. The findings shed light on individuals' responses to privacy issues in the United States and China.
{"title":"When Job Candidates Experience Social Media Privacy Violations","authors":"Shiwei Sun, John R. Drake, Dianne Hall","doi":"10.4018/jgim.312251","DOIUrl":"https://doi.org/10.4018/jgim.312251","url":null,"abstract":"This study uses a cross-cultural sample from the U.S. and China to compare information privacy-protective responses to a breach in privacy during a job interview. Using a job recruitment scenario, the relationships among individuals' concern for information privacy, disposition to trust, judgment of moral issues, and their information privacy-protective responses were examined. Based on the multiple group analysis results, this paper find that the privacy-protective responses significantly vary between the American and Chinese cultures. The findings shed light on individuals' responses to privacy issues in the United States and China.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49592715","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The relation between corporate environmental, social, and governance (ESG) performance and firm value has received increasing attention. However, the recent literature on corporate ESG performance evaluation suffers from potentially biased data sources, incomplete coverage, and uncertainty among agencies. The objectivity, timeliness, and breadth of news allow the media to provide a good perspective on ESG instead. This study investigated the effects of ESG-related news on the stock market to confirm that news is a helpful complement to the assessment of ESG performance. The results show that 1) ESG news has a greater and more significant impact on the stock market than news unrelated to ESG. 2) Of the three fields of ESG news, environmental news has a greater and more significant impact, which varies widely by topic. 3) Environmental news has different impacts on listed firms in different regions. This study provides new ideas for a complete and objective assessment of corporate ESG performance and the management of a corporate media image from the use of ESG news.
{"title":"The Effect of ESG News on the Chinese Stock Market","authors":"Xiaoqing Xu, Yan Chen, Jingmei Zhao, Jun Wang","doi":"10.4018/jgim.313916","DOIUrl":"https://doi.org/10.4018/jgim.313916","url":null,"abstract":"The relation between corporate environmental, social, and governance (ESG) performance and firm value has received increasing attention. However, the recent literature on corporate ESG performance evaluation suffers from potentially biased data sources, incomplete coverage, and uncertainty among agencies. The objectivity, timeliness, and breadth of news allow the media to provide a good perspective on ESG instead. This study investigated the effects of ESG-related news on the stock market to confirm that news is a helpful complement to the assessment of ESG performance. The results show that 1) ESG news has a greater and more significant impact on the stock market than news unrelated to ESG. 2) Of the three fields of ESG news, environmental news has a greater and more significant impact, which varies widely by topic. 3) Environmental news has different impacts on listed firms in different regions. This study provides new ideas for a complete and objective assessment of corporate ESG performance and the management of a corporate media image from the use of ESG news.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48490135","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Live streaming has become popular among various e-commerce models. As an efficient way of marketing, live streaming can stimulate consumers' impulse purchasing behavior by creating a compelling experience, flow experience. Even though research on flow experience has been applied to understand consumer behavior in e-commerce, few studies have been conducted in live streaming e-commerce, let alone the influencing factors. Drawing on the stimulus-organism-response (S-O-R) model, this paper examines the impact of cognitive stimuli and perceptive stimuli on the urge to buy impulsively via flow experience. The results indicate that information content, website design, time pressure, and personalized recommendation positively relate to flow experience and the urge to buy impulsively. They also find the direct effect of time pressure and personalized recommendation on the urge to buy impulsively. The theoretical contributions and the practical implications for e-commerce live streaming are presented.
{"title":"Investigating the Key Drivers of Impulsive Buying Behavior in Live Streaming","authors":"Yi Cui, Yanping Liu, Meng Gu","doi":"10.4018/jgim.314226","DOIUrl":"https://doi.org/10.4018/jgim.314226","url":null,"abstract":"Live streaming has become popular among various e-commerce models. As an efficient way of marketing, live streaming can stimulate consumers' impulse purchasing behavior by creating a compelling experience, flow experience. Even though research on flow experience has been applied to understand consumer behavior in e-commerce, few studies have been conducted in live streaming e-commerce, let alone the influencing factors. Drawing on the stimulus-organism-response (S-O-R) model, this paper examines the impact of cognitive stimuli and perceptive stimuli on the urge to buy impulsively via flow experience. The results indicate that information content, website design, time pressure, and personalized recommendation positively relate to flow experience and the urge to buy impulsively. They also find the direct effect of time pressure and personalized recommendation on the urge to buy impulsively. The theoretical contributions and the practical implications for e-commerce live streaming are presented.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49312508","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Media-aware stock performance has been well recognized in recent studies. Previous research, however, focused on the content influence of the media, ignoring the manner in which the media is delivered. Based on the trust theory, this study argues that the media platforms, as media distribution vehicles and trust endorsement for news, are themselves influential on the stock market. This paper collected news data from seven Chinese mainstream media platforms and classified them into official, professional, and mass media platforms to investigate the impact of different platforms. The authors find that high official and professional media coverage predict increased abnormal returns, while high mass media coverage predicts the opposite. In addition, this paper systematically explores the mechanism of media platforms on stock performance from the perspectives of platform content, audience, and publication timeliness. The findings include that investors' attention to media platforms has a moderating effect on the stock performance, and such an effect is more salient in bear markets.
{"title":"Media Platforms and Stock Performance","authors":"Xiaoman Jin, Jun Wang, Jinghua Tan, Qing Li","doi":"10.4018/jgim.315611","DOIUrl":"https://doi.org/10.4018/jgim.315611","url":null,"abstract":"Media-aware stock performance has been well recognized in recent studies. Previous research, however, focused on the content influence of the media, ignoring the manner in which the media is delivered. Based on the trust theory, this study argues that the media platforms, as media distribution vehicles and trust endorsement for news, are themselves influential on the stock market. This paper collected news data from seven Chinese mainstream media platforms and classified them into official, professional, and mass media platforms to investigate the impact of different platforms. The authors find that high official and professional media coverage predict increased abnormal returns, while high mass media coverage predicts the opposite. In addition, this paper systematically explores the mechanism of media platforms on stock performance from the perspectives of platform content, audience, and publication timeliness. The findings include that investors' attention to media platforms has a moderating effect on the stock performance, and such an effect is more salient in bear markets.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47547564","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In online sharing economy platforms, users often need to cooperate with strangers with minimal information. When personal photos are available on these platforms, how do users form social perceptions and consequently cooperative intention? According to the stimulus-organism-response (S-O-R) model and the kin selection theory, the authors propose that facial resemblance between two partners affects their perceptions of the cognitive trustworthiness, affective trustworthiness, attractiveness, and sociability of the partner, and that these social perceptions affect their cooperative intention. In the experiment, subjects evaluate the face of five potential partners of various levels of facial resemblance. The results support that the effect of facial resemblance on cooperative intention is mediated by social perceptions. Moreover, the transactional values and social values of the task partially moderate the effect of facial resemblance on social perceptions for female subjects. Sharing economy platforms may leverage the facial resemblance to facilitate cooperation among strangers.
{"title":"The Effect of Facial Resemblance on Cooperative Behavior in the Sharing Economy","authors":"Yajing Wang, Y. Xu, Xiang Ni","doi":"10.4018/jgim.315307","DOIUrl":"https://doi.org/10.4018/jgim.315307","url":null,"abstract":"In online sharing economy platforms, users often need to cooperate with strangers with minimal information. When personal photos are available on these platforms, how do users form social perceptions and consequently cooperative intention? According to the stimulus-organism-response (S-O-R) model and the kin selection theory, the authors propose that facial resemblance between two partners affects their perceptions of the cognitive trustworthiness, affective trustworthiness, attractiveness, and sociability of the partner, and that these social perceptions affect their cooperative intention. In the experiment, subjects evaluate the face of five potential partners of various levels of facial resemblance. The results support that the effect of facial resemblance on cooperative intention is mediated by social perceptions. Moreover, the transactional values and social values of the task partially moderate the effect of facial resemblance on social perceptions for female subjects. Sharing economy platforms may leverage the facial resemblance to facilitate cooperation among strangers.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45534388","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
With the fast growth of IoT and AI techniques, AIoT’s potential in creating and capturing business value is being increasingly acknowledged. AIoT is the practice of combining AI with IoT-based hardware to proactively predict what might happen and what action needs to be taken. However, research on this issue has been limited and what the key mechanisms for designing AIoT based context-aware services are in the real field is still underexplored. In this article, we bridge this gap by studying a case study of AIoT based context-aware system in law enforcement in terms of information system artifacts to extend our understating of the AIoT based system’s mechanisms for business applications. Our case study reveals a conceptual model that can ensure AIoT empowered context-aware services in a police field unit. The implications, limitations, and future applications of the development of AIoT empowered context-aware services are discussed.
{"title":"Towards Convergence of AI and IoT for Smart Policing","authors":"","doi":"10.4018/jgim.296260","DOIUrl":"https://doi.org/10.4018/jgim.296260","url":null,"abstract":"With the fast growth of IoT and AI techniques, AIoT’s potential in creating and capturing business value is being increasingly acknowledged. AIoT is the practice of combining AI with IoT-based hardware to proactively predict what might happen and what action needs to be taken. However, research on this issue has been limited and what the key mechanisms for designing AIoT based context-aware services are in the real field is still underexplored. In this article, we bridge this gap by studying a case study of AIoT based context-aware system in law enforcement in terms of information system artifacts to extend our understating of the AIoT based system’s mechanisms for business applications. Our case study reveals a conceptual model that can ensure AIoT empowered context-aware services in a police field unit. The implications, limitations, and future applications of the development of AIoT empowered context-aware services are discussed.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":" ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2021-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47023943","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Promotion tournaments theory and regional economic competition can be used to explain China's overcapacity. This study used the non-radial distance function to evaluate the overcapacity considering resource and environmental pollution, combined with Chinese industrial enterprise data, to evaluate the fiscal subsidies and their impact on regional industrial capacity. Empirical evidence based on provincial panel data shows that to strive for more foreign investment, local governments tend to increase fiscal subsidies to industrial enterprises and inhibit capacity utilization, but the technology diffusion and competitive effect of foreign investment can also weaken this adverse effect. The heterogeneity analysis based on geographical location shows that the fiscal subsidies to industrial enterprises weaken the improvement effect of economic competition on capacity utilization in coastal cities, but there is no such impact in inland cities. Reducing the government's excessive intervention and promoting orderly competition are essential to eliminating overcapacity.
{"title":"Regional Economic Competition, Fiscal Subsidies, and Overcapacity","authors":"Weijia Chen, Wen Gong, Zhouyan Jiang, Peizhen Jin","doi":"10.4018/jgim.313410","DOIUrl":"https://doi.org/10.4018/jgim.313410","url":null,"abstract":"Promotion tournaments theory and regional economic competition can be used to explain China's overcapacity. This study used the non-radial distance function to evaluate the overcapacity considering resource and environmental pollution, combined with Chinese industrial enterprise data, to evaluate the fiscal subsidies and their impact on regional industrial capacity. Empirical evidence based on provincial panel data shows that to strive for more foreign investment, local governments tend to increase fiscal subsidies to industrial enterprises and inhibit capacity utilization, but the technology diffusion and competitive effect of foreign investment can also weaken this adverse effect. The heterogeneity analysis based on geographical location shows that the fiscal subsidies to industrial enterprises weaken the improvement effect of economic competition on capacity utilization in coastal cities, but there is no such impact in inland cities. Reducing the government's excessive intervention and promoting orderly competition are essential to eliminating overcapacity.","PeriodicalId":46306,"journal":{"name":"Journal of Global Information Management","volume":"100 ","pages":""},"PeriodicalIF":4.7,"publicationDate":"2021-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41311366","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"管理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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