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The Old Regime (of Mutualisation) and the Revolution (of Big Data). 旧体制(共同化)和革命(大数据)。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-03-15 DOI: 10.1111/1468-4446.13205
Pierre Francois

In his classic work L'ancien régime et la révolution, Alexis de Tocqueville proposes a reinterpretation of the French Revolution: behind the spectacular ruptures associated with the event, profound continuities are at play. Beyond the specific case of the French Revolution, Tocqueville calls for vigilance in mobilizing the notion of revolution to account for historical dynamics. In this contribution, I propose to apply this vigilance to account for the supposed "Big Data revolution" in the field of European insurance. Most observers of the sector-whether professionals or academic-agree that the arrival of Big Data represents a major rupture. This break would call into question the business model of insurance companies, stabilized for 250 years around the principle of risk pooling, since it would now be possible to individualize risk management. This individualization of risk management would then reconfigure the nature of solidarity and the social bond at work within Western societies, which, since the end of the 19th century, have been constituted as "insurance societies" (Ewald 1986). On the contrary, I defend the idea that these ruptures are only apparent, incomplete or unfinished, and that the "Big Data Revolution" masks profound continuities, by mobilizing two arguments: attempts to individualize risk management long predate the advent of big data; and attempts to individualize risk management based on big data are, to date, inconclusive.

托克维尔(Alexis de Tocqueville)在他的经典著作《旧的升迁与升迁》(L’ancien rme et la rrevolution)中提出了对法国大革命的重新解释:在与该事件相关的壮观断裂背后,有着深刻的连续性在发挥作用。除了法国大革命的具体案例外,托克维尔呼吁在动员革命概念以解释历史动态时保持警惕。在这篇文章中,我建议运用这种警惕来解释欧洲保险领域所谓的“大数据革命”。大多数行业观察人士——无论是专业人士还是学术界人士——都认为,大数据的到来代表着一次重大突破。这一突破将对250年来围绕风险分担原则稳定下来的保险公司的商业模式提出质疑,因为现在有可能实现个性化的风险管理。这种风险管理的个体化将重新配置西方社会的团结性质和社会纽带,自19世纪末以来,西方社会一直被构成为“保险社会”(Ewald 1986)。相反,我为以下观点辩护:这些断裂只是明显的、不完整的或未完成的,“大数据革命”掩盖了深刻的连续性:早在大数据出现之前,人们就试图将风险管理个性化;迄今为止,基于大数据进行个性化风险管理的尝试尚无定论。
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引用次数: 0
That's Not Fair! Navigating the Duality of Fairness in Insurance. 这不公平!导航保险公平的双重性。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-03-15 DOI: 10.1111/1468-4446.13206
Konstantinos Chalkias, Paula Jarzabkowski, Mustafa Kavas, Elisabeth Krull

Insurance serves as a social good, providing financial protection against disasters whilst operating within a profit-driven market. This dual role highlights the complex intersection of social and commercial interests, raising a fairness puzzle often portrayed as a trade-off between solidarity and actuarial fairness. Insurance organisations adhere to actuarial fairness by setting insurance premiums proportional to each individual's risk. As extreme weather drives greater losses in high-risk areas, actuarial fairness often results in unaffordable premiums for many. To address this, societies may adopt principles of solidarity fairness to subsidise their premiums. However, this approach threats diminishing personal responsibility to contain risk, as individuals may rely on subsidised protection rather than taking proactive measures. This study draws on a longitudinal qualitative study of a government-legislated insurance organisation to develop a process framework that reconceptualises fairness in insurance as a duality of solidarity and actuarial fairness. It offers insights into designing insurance systems that are socially equitable and financially sustainable.

保险是一种社会公益事业,它在利润驱动的市场中运作的同时,为人们提供防灾财务保护。这种双重角色凸显了社会利益与商业利益的复杂交集,提出了一个通常被描述为团结与精算公平之间权衡的公平难题。保险机构根据每个人的风险确定相应的保险费,从而实现精算公平。由于极端天气导致高风险地区的损失增加,精算公平往往导致许多人无法负担保费。为了解决这个问题,社会可以采用团结公平原则来补贴保费。然而,这种方法可能会削弱个人控制风险的责任,因为个人可能会依赖补贴保护,而不是采取积极主动的措施。本研究通过对一个政府立法保险组织的纵向定性研究,建立了一个过程框架,将保险公平重新概念化为团结和精算公平的二元性。它为设计社会公平和财务可持续的保险体系提供了启示。
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引用次数: 0
Students' Interactional Cultural Capital and Academic Performance in Test- and Teacher-Based Assessments 学生的互动文化资本与考试和教师评估中的学业成绩。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-03-07 DOI: 10.1111/1468-4446.13199
Sara Geven, Dieuwke Zwier

Qualitative work highlights the significance of students' interactional cultural capital in educational settings—that is, cultural resources that help to navigate/interact with educational institutions and gatekeepers. We make a first attempt to measure expressions of students' interactional cultural capital quantitatively, and examine their relationship with academic performance. Using data on over 1200 Dutch students in their final year of primary school, we find positive associations between several expressions of students' interactional cultural capital (knowledge about the educational system; perceived cultural match between home and school) and academic performance. These positive relationships are equally strong for teacher- and test-based assessments of performance, suggesting that these forms of cultural capital help students in their learning rather than providing educational benefits via teacher biases. We find little support for positive relations between students' help-seeking strategies and academic performance. Different help-seeking behaviors do not form a unified cultural “strategy” and are not stratified by socio-economic status (SES) as anticipated. For educational knowledge, we find some support for the cultural mobility hypothesis: SES-based performance gaps, particularly in teacher assessments, are smaller among students with greater knowledge of the educational system.

定性工作强调了学生在教育环境中的互动文化资本的重要性,即帮助他们与教育机构和看门人进行导航/互动的文化资源。本文首次尝试定量测量学生互动文化资本的表现形式,并考察其与学习成绩的关系。使用1200多名荷兰学生在小学最后一年的数据,我们发现学生的互动文化资本的几种表达之间存在正相关(关于教育系统的知识;家庭和学校之间的文化匹配)和学习成绩。这些积极的关系对于基于教师和基于考试的成绩评估同样强烈,这表明这些形式的文化资本有助于学生的学习,而不是通过教师的偏见提供教育利益。我们发现学生的求助策略与学习成绩之间的正相关关系很少。不同的求助行为并没有形成统一的文化“策略”,也没有像预期的那样被社会经济地位(SES)分层。对于教育知识,我们发现了一些对文化流动性假设的支持:基于ses的绩效差距,特别是在教师评估中,在对教育系统了解更多的学生中较小。
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引用次数: 0
Niklas Luhmann's Unknown Class Theory and Its Explanatory Potential for the Clustering of Inequalities Niklas Luhmann的未知阶级理论及其对不平等聚集的解释潜力。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-03-06 DOI: 10.1111/1468-4446.13195
Michael Grothe-Hammer, Svenja Hammer

Niklas Luhmann's theory of social classes, which was just recently made available in English, may surprise many, as Luhmann is not typically associated with social class theory. Instead, his work is renowned for emphasizing functional differentiation over stratification. Luhmann in fact asserted that society exhibits both, but argued that social classes can only be adequately grasped through the lens of functional differentiation. This review essay provides an introduction to Luhmann's concept of social class for readers unfamiliar with his oeuvre. Luhmann offers a radically different understanding of class, capable of explaining phenomena like a disproportionately influential elite and the crucial role of organizations. The essay also discusses the role of important inequalities such as gender, ethnicity, age, and dis-/ability and how these can be meaningfully integrated into Luhmann's theory of social class.

Niklas Luhmann的社会阶级理论,最近刚刚出版了英文版,可能会让很多人感到惊讶,因为Luhmann通常不会和社会阶级理论联系在一起。相反,他的工作以强调功能分化而不是分层而闻名。事实上,Luhmann断言社会表现出两者,但认为社会阶层只能通过功能分化的镜头来充分把握。这篇评论文章为不熟悉鲁曼作品的读者介绍了他的社会阶级概念。卢曼对阶级提出了一种截然不同的理解,能够解释诸如不成比例的影响力精英和组织的关键作用等现象。本文还讨论了性别、种族、年龄和残疾/能力等重要不平等因素的作用,以及如何将这些因素有意义地整合到鲁曼的社会阶级理论中。
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引用次数: 0
Elite Status-Seeking and Class Reproduction in Civil Society: An Analysis of Corporate Elite Appointments to Charity Boards 公民社会中的精英地位追求与阶级再生产——对企业精英进入慈善机构董事会的分析。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-27 DOI: 10.1111/1468-4446.13201
Tom Mills, Narzanin Massoumi

This article examines the relationship between economic elites and civil society by analysing the appointments of corporate elites to the boards of charitable companies in the UK. Whilst previous research has usually focused on who among the corporate elite hold positions in key civil society organisations, and the extent to which these organisations are integrated into corporate networks, we use data on the nature and operations of civil society organisations to identify which are more likely to attract corporate elites as board members. Using a dataset of over thirty-one thousand UK incorporated companies registered with the Charity Commission of England and Wales, we examine the appointments of corporate elite to these organisations over a 10-year period. Based on these appointments, we are able to offer insights into the social networks, values and interests of the corporate elite as a whole. We find that the UK corporate elite are more likely to join the boards of larger, high-status charities, and those that support traditional upper-class culture and class reproduction. We also find they are relatively more likely to join organisations that seek to shape politics and society—such as foundations distributing grants, or think tanks undertaking public policy research and advocacy—than those involved in the provision of welfare and social services. Taken together, the findings are suggestive of a status-seeking, culturally highbrow and secular economic elite, that is more traditional than meritocratic, and more concerned with shaping policy and supporting the institutions of their class, than directly supporting disadvantaged groups.

本文通过分析英国慈善公司董事会中企业精英的任命来考察经济精英与公民社会之间的关系。虽然之前的研究通常关注的是哪些企业精英在关键的公民社会组织中担任职务,以及这些组织在多大程度上融入了企业网络,但我们利用公民社会组织的性质和运作数据来确定哪些组织更有可能吸引企业精英成为董事会成员。我们使用在英格兰和威尔士慈善委员会注册的超过3.1万家英国公司的数据集,研究了这些组织在10年期间对企业精英的任命。基于这些任命,我们能够提供对整个企业精英的社交网络、价值观和兴趣的见解。我们发现,英国企业精英更有可能加入规模更大、地位更高的慈善机构的董事会,以及那些支持传统上流社会文化和阶级再生产的慈善机构的董事会。我们还发现,相对于那些提供福利和社会服务的组织,他们更有可能加入那些寻求塑造政治和社会的组织,比如分发赠款的基金会,或者从事公共政策研究和倡导的智库。综上所述,这些发现暗示了一群追求地位、文化高雅、世俗的经济精英,他们更传统,而不是任人唯贤,更关心制定政策和支持自己阶级的制度,而不是直接支持弱势群体。
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引用次数: 0
If You Want the University to Change, Don't Theorise—Organise! 如果你想改变大学,不要理论化——组织起来!
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-27 DOI: 10.1111/1468-4446.13200
Sol Gamsu

Organising as workers to build industrial power within our universities is a key element of how we respond to redundancies, marketisation and other political pressures on higher education. This piece argues that academics, as a subset of university workers, must interrogate their own working practices and commit to organising within their workplaces as a form of praxis. Practical steps of what organising might involve and long-term strategic aims are identified drawing on the author's experience of organising within the University and Colleges Union in UK universities.

作为工人组织起来,在我们的大学里建设工业力量,是我们如何应对高等教育裁员、市场化和其他政治压力的一个关键因素。这篇文章认为,作为大学工作者的一个子集,学者们必须审视自己的工作实践,并致力于在他们的工作场所组织起来,作为一种实践形式。根据作者在英国大学和学院联盟组织的经验,确定了组织可能涉及的实际步骤和长期战略目标。
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引用次数: 0
How investors account for the quick and the dead. 投资者如何解释生者和死者。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-24 DOI: 10.1111/1468-4446.13176_5
Frederick F Wherry
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引用次数: 0
Alloparenting the investment child: A reply to responses. 允许子女投资:对回应的回复。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-22 DOI: 10.1111/1468-4446.13176_6
Nina Bandelj
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引用次数: 0
"Now we don't have that freedom to not work": Childhood and parenting in insecurity culture. “现在我们没有不工作的自由”:不安全感文化中的童年和育儿。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-22 DOI: 10.1111/1468-4446.13176_3
Allison J Pugh
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引用次数: 0
The social life of money for children. 社会生活的金钱为孩子。
IF 2.7 2区 社会学 Q1 SOCIOLOGY Pub Date : 2025-02-22 DOI: 10.1111/1468-4446.13176_1
Nina Bandelj

Inspired by Nigel Dodd's The Social Life of Money, this article proposes an analysis of entangled economic lives, that is, how meaning, structures and politics jointly shape the flow of monies within households. The past decades have marked a shift from "childrearing expenditures" to "parenting investments" that align with new visions of both children and parents. The new social life of money for children revolves less around what Viviana Zelizer decades ago famously called "a priceless child," and more in support of human capital development of children and invested parenting identities. The new ideational schemas are scaffolded by financialization, an exploding parenting product industry, and an aloof state offloading provision for children onto individual parents. Leading entangled economic lives, parents engage in relational work in which they match the sacred child-parent bond with not only culturally appropriate but actually affordable monies for children, creating a new political economy of parenting.

受Nigel Dodd的《金钱的社会生活》(The Social Life of Money)的启发,本文提出了对纠缠的经济生活的分析,即意义、结构和政治如何共同塑造家庭内部的金钱流动。过去几十年标志着从“育儿支出”到“育儿投资”的转变,这与孩子和父母的新愿景一致。为孩子们提供金钱的新社会生活不再像维维安娜·泽利泽(Viviana Zelizer)几十年前所说的那样,围绕着“无价的孩子”展开,而是更多地支持儿童的人力资本发展和父母身份的投资。新的观念模式是由金融化、爆炸式的育儿产品行业和冷漠的国家将孩子的供应转嫁给个人父母来支撑的。父母们过着错综复杂的经济生活,他们从事关系工作,将神圣的亲子关系与文化上合适但实际上负担得起的孩子的钱相匹配,创造了一种新的养育子女的政治经济学。
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引用次数: 0
期刊
British Journal of Sociology
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