Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.2448
Dinar Lathifah, Healthy Nirmalasari, Iwan Sukoco
The significant increase in the hybrid work scheme trend post-Covid-19 pandemic has become a major concern for many companies, including PT Bhineka Rahsa Nusantara. Challenges arise when not all companies have proper management in responding to this work arrangement trend. Therefore, this research aims to assist PT Bhineka Rahsa Nusantara, a startup company in the FMCG industry in Indonesia, in analyzing, evaluating, and redesigning the hybrid work policy. The research method used is qualitative research, which will delve deeper into the components of the hybrid work scheme such as working hours, work flexibility, work environment, and information technology. This research is continued through 4 stages of designing the hybrid work scheme, namely mapping, layering, profiling, and transforming, which ultimately formulated into a policy strategy. Data collection techniques include interviews with internal and external company stakeholders, participatory observation, and documentation studies from primary and secondary sources. The results of this research present analysis, evaluation, and proposals for redesigning the hybrid work scheme based on the perspectives of policy makers, policy managers, and policy recipients that have been adjusted to various applicable regulations. The resulting scheme design consists of policy proposals and documented steps.
{"title":"Redesigning A Hybrid Work Scheme To Improve Employee Performance At Pt Bhineka Rahsa Nusantara, Bandung City","authors":"Dinar Lathifah, Healthy Nirmalasari, Iwan Sukoco","doi":"10.47467/alkharaj.v6i7.2448","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.2448","url":null,"abstract":"The significant increase in the hybrid work scheme trend post-Covid-19 pandemic has become a major concern for many companies, including PT Bhineka Rahsa Nusantara. Challenges arise when not all companies have proper management in responding to this work arrangement trend. Therefore, this research aims to assist PT Bhineka Rahsa Nusantara, a startup company in the FMCG industry in Indonesia, in analyzing, evaluating, and redesigning the hybrid work policy. The research method used is qualitative research, which will delve deeper into the components of the hybrid work scheme such as working hours, work flexibility, work environment, and information technology. This research is continued through 4 stages of designing the hybrid work scheme, namely mapping, layering, profiling, and transforming, which ultimately formulated into a policy strategy. Data collection techniques include interviews with internal and external company stakeholders, participatory observation, and documentation studies from primary and secondary sources. The results of this research present analysis, evaluation, and proposals for redesigning the hybrid work scheme based on the perspectives of policy makers, policy managers, and policy recipients that have been adjusted to various applicable regulations. The resulting scheme design consists of policy proposals and documented steps.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"60 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141714940","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.3474
Sriana Dewi, Maya Sari
This research aims to determine the influence of service innovation and quality on customers' decisions to save at PT BPRS Al-Washliyah Medan, both partially and simultaneously. This research uses an associative approach. The population taken was all PT BPRS customers, with a total sample of 100 customers taken using the accidental sampling method. The data collection method uses questionnaires by distributing questionnaires, interviews and direct observation. Data analysis in this research uses Multiple Linear Regression Analysis Test, Hypothesis Testing (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. The results of this research partially show that the service innovation variable has a significant effect on customers' decisions to save at PT BPRS Al-Washliyah Medan. The quality variable has a significant effect on customers' decisions to save at PT BPRS Al-Washliyah Medan. Simultaneously, the variables of service innovation and quality have a significant influence on customers' decisions to save at PT BPRS Al-Washliyah Medan.
本研究旨在确定 PT BPRS Al-Washliyah Medan 公司的服务创新和质量对客户储蓄决策的影响，包括部分影响和同时影响。本研究采用联想法。研究对象为 PT BPRS 的所有客户，采用意外抽样法，共抽取了 100 名客户样本。数据收集方法包括发放问卷、访谈和直接观察。本研究的数据分析采用多元线性回归分析测试、假设检验（t 检验和 F 检验）和决定系数。本研究的数据处理使用了 29.00 版的 SPSS（社会科学统计软件包）软件程序。部分研究结果表明，服务创新变量对顾客在 PT BPRS Al-Washliyah Medan 的储蓄决策有显著影响。质量变量对顾客在棉兰市 BPRS Al-Washliyah 的储蓄决策有明显影响。同时，服务创新和质量变量对顾客在棉兰市公共服务公共资源中心的储蓄决策有显著影响。
{"title":"Pengaruh Inovasi Layanan dan Kualitas terhadap Keputusan Nasabah Menabung pada PT BPRS Al-Washliyah Medan","authors":"Sriana Dewi, Maya Sari","doi":"10.47467/alkharaj.v6i7.3474","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.3474","url":null,"abstract":"This research aims to determine the influence of service innovation and quality on customers' decisions to save at PT BPRS Al-Washliyah Medan, both partially and simultaneously. This research uses an associative approach. The population taken was all PT BPRS customers, with a total sample of 100 customers taken using the accidental sampling method. The data collection method uses questionnaires by distributing questionnaires, interviews and direct observation. Data analysis in this research uses Multiple Linear Regression Analysis Test, Hypothesis Testing (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. The results of this research partially show that the service innovation variable has a significant effect on customers' decisions to save at PT BPRS Al-Washliyah Medan. The quality variable has a significant effect on customers' decisions to save at PT BPRS Al-Washliyah Medan. Simultaneously, the variables of service innovation and quality have a significant influence on customers' decisions to save at PT BPRS Al-Washliyah Medan.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"132 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141714218","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.2182
Riska Febriyanti, Susilaningtyas B.Kurniawati, Syahriar Abdullah
This study aims to determine the influence of : (1) Capital, (2) Human Resources, (3) Partnership on the financial performance of MSMEs in Banjarsari District, Surakarta City. The method used in this study is a quantitative method with data analysis techniques using multiple linear regression. This study used probability sampling method, which is a simple random sampling technique. The sample of this study was 100 respondents who were MSME actors in Banjarsari District who were randomly invited. This study used primary data obtained through questionnaires that had been taken directly with Likert scale. The results of this study in T and F tests show that the variables of capital, human resources and partnerships affect the financial performance of MSMEs. The results of the R2 coefficient test have an Ajusted R Square value of 44.6% and the remaining 55.4% is influenced by variables outside this study.
本研究旨在确定以下因素对苏腊卡尔塔市 Banjarsari 区中小微企业财务绩效的影响：（1）资本；（2）人力资源；（3）合作伙伴关系。本研究采用的方法是定量方法，数据分析技术采用多元线性回归法。本研究采用概率抽样法，即简单随机抽样技术。本研究的样本是随机邀请的 100 名受访者，他们都是 Banjarsari 区的中小微企业行为者。本研究通过直接采用李克特量表的问卷调查获得原始数据。本研究的 T 检验和 F 检验结果表明，资本、人力资源和伙伴关系这三个变量会影响中小微企业的财务绩效。R2 系数检验结果的调整 R 平方值为 44.6%，其余 55.4%受到本研究以外变量的影响。
{"title":"Analisis Faktor yang Mempengaruhi Kinerja Keuangan UMKM Tahun 2023: Studi Kasus pada Pelaku UMKM di Kecamatan Banjarsari, Kota Surakarta","authors":"Riska Febriyanti, Susilaningtyas B.Kurniawati, Syahriar Abdullah","doi":"10.47467/alkharaj.v6i7.2182","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.2182","url":null,"abstract":"This study aims to determine the influence of : (1) Capital, (2) Human Resources, (3) Partnership on the financial performance of MSMEs in Banjarsari District, Surakarta City. The method used in this study is a quantitative method with data analysis techniques using multiple linear regression. This study used probability sampling method, which is a simple random sampling technique. The sample of this study was 100 respondents who were MSME actors in Banjarsari District who were randomly invited. This study used primary data obtained through questionnaires that had been taken directly with Likert scale. The results of this study in T and F tests show that the variables of capital, human resources and partnerships affect the financial performance of MSMEs. The results of the R2 coefficient test have an Ajusted R Square value of 44.6% and the remaining 55.4% is influenced by variables outside this study.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"2016 17","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141707154","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.3211
Nadia Silviatus Sa’diya, Uliyatul Mu’awwanah
Islamic investment has become an attractive choice for Indonesian society looking to grow their funds while adhering to Islamic law. BSI Kencong, part of Bank Syariah Indonesia (BSI), offers the Cilem investment product designed to meet these needs. This research aims to identify the factors influencing public interest in investing in Cilem at BSI Kencong. The research method employed is qualitative, utilizing literature review and customer testimonial analysis. Data was gathered from various sources, including official BSI publications, Islamic investment literature, and customer reviews. The findings reveal several key factors driving public interest in Cilem investments. Firstly, the competitive profit potential is a major attraction, supported by expertise in investment management and diversification across safe Sharia-compliant instruments. Secondly, the security and trust provided by BSI Kencong, overseen by the Financial Services Authority and the National Sharia Board of MUI, instill confidence in customers. Thirdly, adherence to Islamic principles is crucial, evidenced by Sharia certification from the National Sharia Board of MUI. Additionally, ease of access and transactions play a significant role. BSI Kencong offers various channels including branches, the BSI Mobile app, website, and agents, enhancing customer convenience. Friendly and professional service from BSI Kencong staff adds to customer comfort and satisfaction. Active promotion and education efforts by BSI Kencong increase public awareness and understanding of Cilem products. Positive testimonials from investors demonstrate real benefits, encouraging prospective customers to participate. Lastly, the desire to support the growth of Islamic economy in Indonesia further strengthens public interest in Cilem investments. In conclusion, the combination of factors such as profit potential, security and trust, Sharia compliance, ease of access, professional service, promotion and education, positive testimonials, and support for Islamic economy collectively create a compelling attraction for the public to invest in Cilem products through BSI Kencong.
{"title":"Dimensi Pembentuk Ketertarikan Investor Memilih Produk Cilem BSI Kencong","authors":"Nadia Silviatus Sa’diya, Uliyatul Mu’awwanah","doi":"10.47467/alkharaj.v6i7.3211","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.3211","url":null,"abstract":"Islamic investment has become an attractive choice for Indonesian society looking to grow their funds while adhering to Islamic law. BSI Kencong, part of Bank Syariah Indonesia (BSI), offers the Cilem investment product designed to meet these needs. This research aims to identify the factors influencing public interest in investing in Cilem at BSI Kencong. The research method employed is qualitative, utilizing literature review and customer testimonial analysis. Data was gathered from various sources, including official BSI publications, Islamic investment literature, and customer reviews. The findings reveal several key factors driving public interest in Cilem investments. Firstly, the competitive profit potential is a major attraction, supported by expertise in investment management and diversification across safe Sharia-compliant instruments. Secondly, the security and trust provided by BSI Kencong, overseen by the Financial Services Authority and the National Sharia Board of MUI, instill confidence in customers. Thirdly, adherence to Islamic principles is crucial, evidenced by Sharia certification from the National Sharia Board of MUI. Additionally, ease of access and transactions play a significant role. BSI Kencong offers various channels including branches, the BSI Mobile app, website, and agents, enhancing customer convenience. Friendly and professional service from BSI Kencong staff adds to customer comfort and satisfaction. Active promotion and education efforts by BSI Kencong increase public awareness and understanding of Cilem products. Positive testimonials from investors demonstrate real benefits, encouraging prospective customers to participate. Lastly, the desire to support the growth of Islamic economy in Indonesia further strengthens public interest in Cilem investments. In conclusion, the combination of factors such as profit potential, security and trust, Sharia compliance, ease of access, professional service, promotion and education, positive testimonials, and support for Islamic economy collectively create a compelling attraction for the public to invest in Cilem products through BSI Kencong.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"305 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141691984","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.2728
Ria Vinola Ulimas, E. Rahayuningsih
This study aims to analyze the role of social capital in the implementation of the Halal Product Assurance System (SJPH) among businesses in Lon Malang Beach. Social capital represents the characteristics of social organizations, such as networks, norms, and social trust, which facilitate coordination and mutually beneficial cooperation. SJPH is a quality management system that ensures the produced goods meet halal standards. This research employs a qualitative method. Data were collected through observation, interviews, and documentation. The results of the study indicate that businesses in Lon Malang Beach are in the process of implementing halal product assurance after attending socialization sessions organized by the Village-Owned Enterprises (BUMDes). They have started using materials uncontaminated by non-halal substances. If using animals as raw materials, the slaughtering process must adhere to Islamic Sharia law. Additionally, 19 individuals have obtained a Business Identification Number (NIB) as a requirement for applying for halal certification. The implementation of SJPH is influenced by strong social capital between business operators and BUMDes, which provides assistance and guidance in the halal certification process. This robust social capital is reflected in the norms, trust, networks, and reciprocal relationships that are mutually beneficial between the businesses and BUMDes. Although they do not yet possess halal certificates, the Madurese community has a high awareness of halal practices, as these have been taught from a young age by figures such as Bhuppa,' Bhâbhu', Ghuru, and Rato (Father, Mother, Government Leader). However, the ability to obtain halal certification is still low due to the limited knowledge about the certification registration process.
{"title":"Analisis Modal Sosial Terhadap Penerapan Sistem Jaminan Produk Halal (SJPH) pada Pelaku Usaha di Pantai Lon Malang","authors":"Ria Vinola Ulimas, E. Rahayuningsih","doi":"10.47467/alkharaj.v6i7.2728","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.2728","url":null,"abstract":"This study aims to analyze the role of social capital in the implementation of the Halal Product Assurance System (SJPH) among businesses in Lon Malang Beach. Social capital represents the characteristics of social organizations, such as networks, norms, and social trust, which facilitate coordination and mutually beneficial cooperation. SJPH is a quality management system that ensures the produced goods meet halal standards. This research employs a qualitative method. Data were collected through observation, interviews, and documentation. The results of the study indicate that businesses in Lon Malang Beach are in the process of implementing halal product assurance after attending socialization sessions organized by the Village-Owned Enterprises (BUMDes). They have started using materials uncontaminated by non-halal substances. If using animals as raw materials, the slaughtering process must adhere to Islamic Sharia law. Additionally, 19 individuals have obtained a Business Identification Number (NIB) as a requirement for applying for halal certification. The implementation of SJPH is influenced by strong social capital between business operators and BUMDes, which provides assistance and guidance in the halal certification process. This robust social capital is reflected in the norms, trust, networks, and reciprocal relationships that are mutually beneficial between the businesses and BUMDes. Although they do not yet possess halal certificates, the Madurese community has a high awareness of halal practices, as these have been taught from a young age by figures such as Bhuppa,' Bhâbhu', Ghuru, and Rato (Father, Mother, Government Leader). However, the ability to obtain halal certification is still low due to the limited knowledge about the certification registration process.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"16 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141716722","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Students utilize technology to invest which can make it easier for them to access and learn about financial understanding. However, if access to investment is not balanced with an understanding of investment products and their mechanisms in the hope of getting large returns, it will become an opportunity for perpetrators of investment fraud. The aim of this research is to determine the influence of financial literacy and risk perception among students in Surabaya on preventing illegal investment. The method used in this research is quantitative. The population in this study were students who invested and were registered in 14 university investment galleries in Surabaya so that the sample obtained was 100 respondents and used a purposive sampling technique. Data collection is by using a questionnaire with Google Form. The results of the research show that financial literacy influences the prevention of illegal investment, risk perception influences the prevention of illegal investment and financial literacy and risk perception simultaneously influence the prevention of illegal investment.
{"title":"Pengaruh Literasi Keuangan dan Persepsi Risiko pada Mahasiswa di Surabaya Terhadap Pencegahan Investasi Ilegal","authors":"Nadya Meisya Nilasetiyowati, Merlyana Dwinda Yanthi","doi":"10.47467/alkharaj.v6i7.3309","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.3309","url":null,"abstract":"Students utilize technology to invest which can make it easier for them to access and learn about financial understanding. However, if access to investment is not balanced with an understanding of investment products and their mechanisms in the hope of getting large returns, it will become an opportunity for perpetrators of investment fraud. The aim of this research is to determine the influence of financial literacy and risk perception among students in Surabaya on preventing illegal investment. The method used in this research is quantitative. The population in this study were students who invested and were registered in 14 university investment galleries in Surabaya so that the sample obtained was 100 respondents and used a purposive sampling technique. Data collection is by using a questionnaire with Google Form. The results of the research show that financial literacy influences the prevention of illegal investment, risk perception influences the prevention of illegal investment and financial literacy and risk perception simultaneously influence the prevention of illegal investment.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"19 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141712617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.3476
Anggi Listia, Mutiah Khaira Sihotang
Pengaruh Digital Payment dan E-Commerce terhadap Perilaku Konsumtif: Studi Kasus pada Mahasiswa Fakultas Agama Islam UMSU This research aims to find out the influence of digital payments and e-commerce on consumer behavior (case study of students at the Umsu Islamic Faculty) both partially and simultaneously. This research approach is associative. The population was 1,215 students and the sample was 92 students. The data collection technique in this research uses a questionnaire technique. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. Partially, the digital payment variable has a significant effect on consumer behavior. Partially, the e-commerce variable has a significant effect on consumer behavior. Simultaneously, digital payment and e-commerce variables have a significant effect on consumer behavior.
Pengaruh Digital Payment dan E-Commerce terhadap Perilaku Konsumtif: Studi Kasus pada Mahasiswa Fakultas Agama Islam UMSU 本研究旨在发现数字支付和电子商务对消费者行为的影响（UMSU 伊斯兰学院学生案例研究），包括部分影响和同时影响。本研究采用联想法。研究对象为 1215 名学生，样本为 92 名学生。本研究的数据收集技术采用问卷调查技术。本研究的数据分析技术采用多元线性回归分析测试、假设检验（t 检验和 F 检验）和决定系数。本研究的数据处理使用了 29.00 版的 SPSS（社会科学统计软件包）软件程序。部分结果显示，数字支付变量对消费者行为有显著影响。电子商务变量对消费者行为有显著影响。同时，数字支付和电子商务变量对消费者行为有显著影响。
{"title":"Pengaruh Digital Payment dan E-Commerce terhadap Perilaku Konsumtif: Studi Kasus pada Mahasiswa Fakultas Agama Islam UMSU","authors":"Anggi Listia, Mutiah Khaira Sihotang","doi":"10.47467/alkharaj.v6i7.3476","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.3476","url":null,"abstract":"Pengaruh Digital Payment dan E-Commerce terhadap Perilaku Konsumtif: Studi Kasus pada Mahasiswa Fakultas Agama Islam UMSU \u0000This research aims to find out the influence of digital payments and e-commerce on consumer behavior (case study of students at the Umsu Islamic Faculty) both partially and simultaneously. This research approach is associative. The population was 1,215 students and the sample was 92 students. The data collection technique in this research uses a questionnaire technique. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. Partially, the digital payment variable has a significant effect on consumer behavior. Partially, the e-commerce variable has a significant effect on consumer behavior. Simultaneously, digital payment and e-commerce variables have a significant effect on consumer behavior.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"309 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141691965","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.2616
Dewi Oktavia, Sihabudin, Robby Fauji
In principle, the main goal of every company is to achieve optimal profits for its owners. To be able to compete effectively with other companies, companies need to improve their operational performance more efficiently and effectively. Bakmie Sultan Karawang, a developing MSME business, still does not have accurate information regarding the profits generated from minimum sales of their noodles. This research aims to explore the role of Break Even Point (BEP) analysis in planning and increasing company profits. This research method uses a quantitative descriptive approach by applying BEP and Margin of Safety analysis techniques. The results of the break even point analysis show that the total business BEP reached Rp. 94,267,790.38, with details for each product Bakmie Komplit, Bakmie Bakso, Bakmie Pangsit, Bakmie Manis, and Bakmie Regular. Msargin of Safety (MOS) reached 93.03%, equivalent to Rp. 1,258,132,209.62, gives an idea of how much of a decline in sales can be handled without incurring a loss or breaking even. The estimated profit target for 2024 is 30%, or Rp. 177,263,404,629, which is a guide for the company in achieving the expected profit. Recommendations are provided so that companies can optimize BEP strategies to maintain sales above the break-even point and reduce potential losses. It is hoped that the results of this research will provide support for companies in designing optimal profit plans through BEP and MOS analysis.
原则上，每家公司的主要目标都是为其所有者实现最佳利润。为了能够有效地与其他公司竞争，公司需要更高效、更有效地提高经营业绩。Bakmie Sultan Karawang 是一家发展中的中小微企业，但它仍然没有关于面条最低销售额所产生利润的准确信息。本研究旨在探讨 "收支平衡点"（BEP）分析在规划和增加公司利润方面的作用。本研究方法采用定量描述法，运用 BEP 和安全边际分析技术。收支平衡点分析的结果显示，总业务收支平衡点（BEP）达到 94,267,790.38 印尼盾，每种产品的详细情况为 Bakmie Komplit、Bakmie Bakso、Bakmie Pangsit、Bakmie Manis 和 Bakmie Regular。安全边际利润率（MOS）达到 93.03%，相当于 1,258,132,209.62 印尼盾，表明在销售额下降多少的情况下也不会出现亏损或收支平衡。2024 年的预计利润目标为 30%，即 177,263,404,629 印尼盾，这为公司实现预期利润提供了指导。本报告提出了一些建议，以便公司优化 BEP 战略，将销售额维持在盈亏平衡点以上，减少潜在损失。希望本研究成果能为企业通过 BEP 和 MOS 分析设计最佳利润计划提供支持。
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Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.2480
Rizka Yunifia Putri, Widhian Hardiyanti
This study aims to examine the difference in how effective and efficient the application is in managing the financial statements of the Candirejo Tourism Village Cooperative, before and after using through the Financial Administration Information System (SiAKU) application. Through the Si AKU application, experts provide comprehensive updates and settings to make it easier for Candirejo city tourists to help record visit packages. Candirejo tourism village is a tourism located in Candirejo Village, Borobudur District, Magelang Regency, Central Java Province. This study used quantitative procedures with data collection strategies through convenience surveys to obtain satisfaction fulfillment scores. This study uses quantitative methods that explain the differences between variables. This study used a sample of 10 respondents from employees of the Candirejo Tourism Village Cooperative through the interview method and the Paired T-Test stage with an alpha of 5%. The results of this test show that there are differences between effectiveness and efficient variables in managing the time of making financial statements at the Candirejo Tourism Village Cooperative.
本研究旨在探讨坎迪雷霍旅游村合作社在使用财务管理信息系统（SiAKU）应用程序前后，该应用程序在管理财务报表方面的效果和效率有何不同。通过 Si AKU 应用程序，专家们提供了全面的更新和设置，使坎迪雷霍市的游客更容易帮助记录游览套餐。坎迪雷霍旅游村是位于中爪哇省马格朗县婆罗浮屠区坎迪雷霍村的一个旅游点。本研究采用定量程序，通过便利性调查的数据收集策略来获得满意度分数。本研究采用定量方法来解释变量之间的差异。本研究通过访谈法和α为 5%的配对 T 检验阶段，从 Candirejo 旅游村合作社的员工中抽取了 10 名受访者。检验结果表明，坎迪雷霍旅游村合作社在管理制作财务报表的时间方面存在有效性和高效性变量之间的差异。
{"title":"Seberapa Efektivitas Aplikasi SiAKU Terhadap Laporan Keuangan Koperasi Desa Wisata Candirejo: Studi Kasus Pada Koperasi Desa Wisata Candirejo","authors":"Rizka Yunifia Putri, Widhian Hardiyanti","doi":"10.47467/alkharaj.v6i7.2480","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.2480","url":null,"abstract":"This study aims to examine the difference in how effective and efficient the application is in managing the financial statements of the Candirejo Tourism Village Cooperative, before and after using through the Financial Administration Information System (SiAKU) application. Through the Si AKU application, experts provide comprehensive updates and settings to make it easier for Candirejo city tourists to help record visit packages. Candirejo tourism village is a tourism located in Candirejo Village, Borobudur District, Magelang Regency, Central Java Province. This study used quantitative procedures with data collection strategies through convenience surveys to obtain satisfaction fulfillment scores. This study uses quantitative methods that explain the differences between variables. This study used a sample of 10 respondents from employees of the Candirejo Tourism Village Cooperative through the interview method and the Paired T-Test stage with an alpha of 5%. The results of this test show that there are differences between effectiveness and efficient variables in managing the time of making financial statements at the Candirejo Tourism Village Cooperative.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141706362","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-07-01DOI: 10.47467/alkharaj.v6i7.3161
Frisca Della Oktavianingrum, Basar Maringan Hutahuruk
Development of Technology Over the past few years, technology has advanced rapidly and will continue to do so indefinitely. In Indonesia today, online shopping has emerged as a trend and option for acquiring a wide range of desired goods. This study aims to determine how free delivery, limits, and online customer surveys influence purchase decisions on the Tiktokshop Commercial center. Comparative causality is used in this study. This study uses a type of quantitative data because the presented data are related to numbers or scoring. Customers who use TikTok Shop are the focus of this study. Subsequently, the plan of this study utilizes a quantitative methodology, utilizes a coincidental examining technique, and afterward utilizes a non-likelihood testing strategy to make a populace and an example. The study reveals that TikTok Shop purchase decisions are influenced simultaneously by free shipping, discounts, and online customer reviews. The connection between free transportation, limits and online client audits is at the same time sure, intending that in the event that the general factors of free delivery, limits and picture are improved, the buy choice will increment.
{"title":"Pengaruh Gratis Ongkos Kirim, Diskon dan Online Customer Review Terhadap Keputusan Pembelian Konsumen Tiktok Shop","authors":"Frisca Della Oktavianingrum, Basar Maringan Hutahuruk","doi":"10.47467/alkharaj.v6i7.3161","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i7.3161","url":null,"abstract":"Development of Technology Over the past few years, technology has advanced rapidly and will continue to do so indefinitely. In Indonesia today, online shopping has emerged as a trend and option for acquiring a wide range of desired goods. This study aims to determine how free delivery, limits, and online customer surveys influence purchase decisions on the Tiktokshop Commercial center. Comparative causality is used in this study. This study uses a type of quantitative data because the presented data are related to numbers or scoring. Customers who use TikTok Shop are the focus of this study. Subsequently, the plan of this study utilizes a quantitative methodology, utilizes a coincidental examining technique, and afterward utilizes a non-likelihood testing strategy to make a populace and an example. The study reveals that TikTok Shop purchase decisions are influenced simultaneously by free shipping, discounts, and online customer reviews. The connection between free transportation, limits and online client audits is at the same time sure, intending that in the event that the general factors of free delivery, limits and picture are improved, the buy choice will increment.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"20 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141708931","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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