Pub Date : 2017-05-31DOI: 10.21580/economica.2017.8.1.1829
Zainul Hasan Quthbi
The objective of this article is to analyze the Islamic stocks are relatively efficient for investment decisions using SCAPM (Shari’a Compliant Asset Pricing Model). SCAPM is a modified form of the CAPM (Capital Asset Pricing Model) which aims to frame the analysis model within the framework of Shari’a. The data collection technique is documentation of data that is secondary. 13 samples used in the study of Islamic stocks with consistent criteria of Islamic stocks enter the JII (Jakarta Islamic Index) study period in December 2013 to November 2016 and has a positive individual stock returns. Results from the study showed there were 9 of Islamic stocks are relatively efficient and the 4 remaining inefficient. Shares of PT. Adaro Energy has the largest RVAR value means having the most excellent stock performance. Artikel ini bermaksud untuk menganalisis saham syariah yang tergolong efisien untuk keputusan investasi dengan menggunakan SCAPM (Shari’a Compliant Asset Pricing Model). SCAPM adalah bentuk modifikasi dari CAPM (Capital Asset Pricing Model) yang bertujuan agar kerangka model analisis masih dalam kerangka syariah. Teknik pengumpulan data adalah dokumentasi dari data yang bersifat sekunder. Digunakan 13 sampel saham syariah pada penelitian ini dengan kriteria saham syariah yang konsisten masuk pada JII (Jakarta Islamic Index) periode penelitian Desember 2013 hingga November 2016 dan memiliki pengembalian saham individual positif. Hasil dari penelitian menunjukkan terdapat 9 saham syariah yang tergolong efisien dan 4 sisanya tidak efisien. Saham PT. Adaro Energy memiliki nilai RVAR terbesar yang berarti memiliki kinerja saham paling baik.
{"title":"Analisis Saham Syariah Efisien dengan Pendekatan Shari’a Compliant Asset Pricing Model (SCAPM) pada Jakarta Islamic Index (JII)","authors":"Zainul Hasan Quthbi","doi":"10.21580/economica.2017.8.1.1829","DOIUrl":"https://doi.org/10.21580/economica.2017.8.1.1829","url":null,"abstract":"The objective of this article is to analyze the Islamic stocks are relatively efficient for investment decisions using SCAPM (Shari’a Compliant Asset Pricing Model). SCAPM is a modified form of the CAPM (Capital Asset Pricing Model) which aims to frame the analysis model within the framework of Shari’a. The data collection technique is documentation of data that is secondary. 13 samples used in the study of Islamic stocks with consistent criteria of Islamic stocks enter the JII (Jakarta Islamic Index) study period in December 2013 to November 2016 and has a positive individual stock returns. Results from the study showed there were 9 of Islamic stocks are relatively efficient and the 4 remaining inefficient. Shares of PT. Adaro Energy has the largest RVAR value means having the most excellent stock performance. Artikel ini bermaksud untuk menganalisis saham syariah yang tergolong efisien untuk keputusan investasi dengan menggunakan SCAPM (Shari’a Compliant Asset Pricing Model). SCAPM adalah bentuk modifikasi dari CAPM (Capital Asset Pricing Model) yang bertujuan agar kerangka model analisis masih dalam kerangka syariah. Teknik pengumpulan data adalah dokumentasi dari data yang bersifat sekunder. Digunakan 13 sampel saham syariah pada penelitian ini dengan kriteria saham syariah yang konsisten masuk pada JII (Jakarta Islamic Index) periode penelitian Desember 2013 hingga November 2016 dan memiliki pengembalian saham individual positif. Hasil dari penelitian menunjukkan terdapat 9 saham syariah yang tergolong efisien dan 4 sisanya tidak efisien. Saham PT. Adaro Energy memiliki nilai RVAR terbesar yang berarti memiliki kinerja saham paling baik.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"131-147"},"PeriodicalIF":0.0,"publicationDate":"2017-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45961665","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-05-31DOI: 10.21580/ECONOMICA.2017.8.1.1827
Hendri Hermawan Adinugraha
This purpose of this research is to describe the theoretical study of the principle of al-ghunm bi al-ghurm in detail and its implementation in mushārakah financing at Islamic banking. The type of research has been included in the library research category which is writing the data and information obtained from published sources. Therefore, this research was used literature research from journals, books and other sources related to the topic. This research used normative juridical approach, then in every analysis always refers main reference on primary sources, such as Umar Abdullah al-Kamil dissertation which entitled al-Qawa’id al-Fiqhiyyah al-Kubrā wa Atsaruhā fi al-Mu‘āmalat al-Māliyah and paper by Walid Rashid Ibn As-Sa'idan about Qawā‘id al-Buyu’ wa Farāid al-Furu’ to identify the concept of al-ghunm bi al-ghurm in mushārakah financing at Islamic banking. Tujuan penelitian ini adalah untuk mendeskripsikan dan menginterpretasikan hasil temuan/pengamatan mengenai konsep al -ghunm bi al-ghurm dalam pembiayaan mushārakah pada perbankan syariah. Jenis penelitian ini termasuk penelitian kepustakaan ( library research) dimana pengumpulan data dan informasinya diperoleh dari sumber-sumber pustaka (bacaan) yang berasal dari buku, hasil penelitian, jurnal dan bahan-bahan bacaan lainnya yang masih ada relevansinya dengan topik ini. Penelitian ini menggunakan pendekatan yuridis normatif, maka dalam setiap analisa selalu merujuk (rujukan utama) pada sumber primer yaitu disertasi Umar Abdullah al-Kamil yang berjudul al-Qawa’id al-Fiqhiyyah al-Kubrā wa Atharuhā fi al-Mu‘āmalat al-Māliyah dan paper karya Walid Ibnu Rasyid As-Sa’idan tentang Qawā‘id al-Buyu’ wa Farāiḍ al-Furu’ untuk mengidentifikasi konsep al-ghunm bi al-ghurm dalam pembiayaan mushārakah pada perbankan syariah.
本研究的目的是详细描述al-ghunm-bi-al-ghurm原则的理论研究及其在伊斯兰银行融资中的实施。这类研究已被纳入图书馆研究范畴，即撰写从已出版来源获得的数据和信息。因此，本研究采用文献研究法，从期刊、书籍等相关来源展开研究。本研究采用规范的法律方法，然后在每次分析中总是引用主要参考资料的主要来源，-例如Umar Abdullah al-Kamil的论文，题为al-Qawa'id al-Fiqhiyyah al-Kubrāwa Atsaruhāfi al-Muāmalat al-Māliyah，以及Walid Rashid Ibn as-Sa'aidan关于Qawā'id al-Buyu'wa Farāid al-Furu的论文，以确定伊斯兰银行融资中的al-ghunm-bi-al-hurm概念。本研究的目的是描述和解释在对公司银行的资助中对al-ghunm-bi-al-ghurm概念的发现/观察。这类研究包括图书馆研究，即从图书馆来源收集数据和信息，这些数据和信息来自书籍、研究成果、期刊和其他与该主题仍然相关的阅读材料。本研究采用规范的法律方法，然后，在每一次分析中，总是参考（主要参考）主要来源，沿着Umar Abdullah al-Kamil称为al-Qawa'id al-Fiqhiyaal al-Kubrāwa Atharuhāfi fi al-Mu’malat al-Māliyah和Walid Son Rasyid Rasyid As-Sa'idan关于QaQaQaQa’id al-Boowa Farāi7693al Furu的论文，以确定ghhurm在准备mushārakah时的ghum概念公司银行。
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Pub Date : 2017-05-31DOI: 10.21580/ECONOMICA.2017.8.1.1824
S. Sabirin, Dini Ayuning Sukimin
The purpose of t his research is to examines Islamic Micro Finance Melati ( Melawan Rentenir ) in helping traders in traditional markets to avoid the practice of loan sharks. This article uses descriptive explorative approach by analyzing the right strategy in the management of islamic micro finance institution targeting especially for traders in traditional market in Indonesia. From this study obtained the following conclusions. First , the design of Islamic Micro Finance Melati in order to create an easy Islamic microfinance institution in providing capital financing is very suitable in overcoming the practice of loan shark. Second , working capital is channeled using a system of cooperation whereby the trader is obliged to return the principal and profit share of the profit. Third , the organizational structure and management patterns that are not complicated will make Islamic Micro Finance Melati is easy to realize. Fourth , the existence of Islamic Micro Finance Melati can be an example for other Islamic microfinance institutions in managing management strategy so that sharia microfinance institution can be the main choice for micro business actors. Tujuan penelitian ini untuk m engkaji Islamic Micro Finance Melati (Melawan Rentenir) dalam membantu pedagang di pasar tradisional dari praktik rentenir. P enelitian ini menggunakan pendekatan eksploratif deskriptif dengan menganalisis strategi yang tepat dalam pengelolaan lembaga keuangan mikro syariah yang menyasar para pedagang di pasar tradisional di Indonesia. Dari penelitian ini diperoleh kesimpulan: Pertama , desain Islamic Micro Finance Melati dalam rangka menciptakan lembaga keuangan mikro syariah yang mudah dalam memberikan pembiayaan permodalan sangat cocok dalam mengatasi praktik rentenir. Kedua , modal kerja yang disalurkan menggunakan sistem kerjasama dimana pedagang wajib mengembalian pokok dan bagi hasil dari keuntungan. Ketiga , struktur organisasi dan pola pengelolaan yang tidak rumit akan membuat Islamic Micro Finance Melati ini mudah untuk direalisasikan. Keempat , keberadaan Islamic Micro Finance Melati dapat menjadi contoh bagi lembaga keuangan mikro syariah lainnya dalam pengelolaan strategi pengelolaan sehingga lembaga keuangan mikro syariah dapat menjadi pilihan utama bagi pelaku usaha mikro .
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Pub Date : 2017-05-31DOI: 10.21580/economica.2017.8.1.1830
Maltuf Fitri
The purpose of zakat management formally is to (1) improve the effectiveness and efficiency of services in the management of zakat, and (2) to increase the benefits of zakat to realize the welfare of society and poverty reduction. In this context, the distribution of zakat funds in addition to the consumptive purpose, can also be justified for the purpose of growing productive economic activities for mustahiq. By law, the use of zakat for productive economic activity is also not prohibited, as long as the mandatory of fulfilling the basic needs of mustahiq has been done. The use of zakat funds for productive economic activities is a conception to liberate the socio-economic life of mustahiq with a view to changing from the recipient of zakat to the payer of zakat. The implementation scheme of this concept is to build or grow a business unit in mustahiq through grant funding for business capital. Within a certain production cycle, mustahiq will also receive technical assistance and guidance from the zakat management institution in order to plan the establishment of a successful business unit and that mustahiq has a permanent source of income. Tujuan pengelolaan zakat secara formal adalah untuk meningkatkan efektifitas dan efisiensi pelayanan dalam pengelolaan zakat, dan meningkatkan manfaat zakat untuk mewujudkan kesejahteraan masyarakat dan penanggulangan kemiskinan. Dalam konteks ini, pendistribusian dana zakat selain untuk pemberian bantuan yang bersifat konsumtif, juga dapat dibenarkan untuk tujuan menumbuhkan kegiatan ekonomi produktif bagi penerima zakat (mustahik). Secara hukum, penggunaan zakat untuk kegiatan ekonomi produktif juga tidak dilarang, selama keberadaan para mustahik yang wajib dan harus dibantu sudah terpenuhi kebutuhan dasarnya. Penggunaan dana zakat untuk kegiatan ekonomi produktif adalah sebuah konsepsi untuk memandirikan penerima zakat secara sosial ekonomi dengan maksud untuk merubah dari penerima zakat menjadi pembayar zakat. Skema pelaksanaan dari konsep ini adalah membangun atau menumbuhkan unit usaha pada diri penerima zakat melalui pemberian dana hibah untuk modal usaha. Dalam satu siklus produksi tertentu, penerima zakat juga akan mendapat pendampingan dan bimbingan teknis dari lembaga pengelola zakat agar rencana membentuk unit usaha berhasil dan penerima zakat memiliki sumber pendapatan yang permanen.
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Pub Date : 2017-05-31DOI: 10.21580/ECONOMICA.2017.8.1.1823
Wasyith Wasyith
What is the core purpose of Islamic banking? Why is the existence of Islamic banking so important? It can not be denied, the answer of the crucial question about the purpose of establishing Islamic banking is still a fragmentary discussion. If studied more deeply, Islamic banking is an entity that has its own unique characteristics, especially when compared with conventional banking. Therefore, Islamic banking, both in theory and practice, should make paradigm shifts, especially in terms of performance measurement that is not only limited to financial parameters. This study aims to explore the extent to which the revitalization of the concept of maqāṣid in Islamic finance, especially banking. The result shows that the revitalization of the concept of maqāṣid defined by Muhammad Abu Zahrah and Abdul Majid Najjar can be used to measure the performance of sharia banking in a more measurable way. Apakah sebenarnya tujuan inti dari perbankan syariah? Kenapa eksistensi perbankan syariah begitu penting? Tidak dapat dipungkiri, jawaban dari pertanyaan krusial mengenai tujuan pendirian perbankan syariah masih berupa diskusi sepotong-sepotong. Jika dikaji lebih dalam, perbankan syariah adalah entitas yang mempunyai karakteristik unik dan tersendiri, khususnya saat dibandingkan dengan perbankan konvensional. Oleh karena itu, perbankan syariah, baik secara teori maupun praktik, harus melakukan pergeseran paradigma ( shifting paradigm ), khususnya dalam hal pengukuran kinerja yang tidak hanya terbatas pada parameter keuangan. Penelitian ini bertujuan untuk menelusuri sejauh mana revitalisasi konsep maqāṣid dalam keuangan s yariah, khususnya perbankan. Hasil penelitian menunjukkan bahwa revitalisasi konsep maqāṣid Muhammad Abu Zahrah dan Abdul Majid Najjar dapat digunakan untuk melakukan pengukuran kinerja perbankan syariah secara lebih terukur. Beyond Banking: Revitalisasi Maqā ṣ id dalam Perbankan Syariah
伊斯兰银行的核心目的是什么?为什么伊斯兰银行的存在如此重要?不可否认，关于建立伊斯兰银行的目的这一关键问题的答案仍然是一个支离破碎的讨论。如果深入研究，伊斯兰银行是一个具有自己独特特征的实体，特别是与传统银行相比。因此，伊斯兰银行在理论和实践上都应该进行范式转变，特别是在不仅限于财务参数的绩效衡量方面。本研究旨在探讨maqāṣid概念在伊斯兰金融尤其是银行业中的复兴程度。研究结果表明，复兴了Muhammad Abu Zahrah和Abdul Majid Najjar定义的maqāṣid概念，可以更可衡量地衡量伊斯兰银行的绩效。Apakah sebenarnya tujuan inti dari perbankan syariah?Kenapa eksistensi perbankan伊斯兰教开始流行。我在这里是说，我在这里是说，我在这里是说，我在这里是说，我在这里是说，我在这里。Jika dikaji lebih dalam, perbankan syariah adalah entitas yang mempunyai karakteristik unik dan tersendiri, khususnya saat dibandingkan dengan perbankan konvension。Oleh karena itu, perbankan syariah, baik secara teori maupun praktik, harus melakukan pergeseran paradigm(移位范式)，khususnya dalam hal penguin, kinerja yang tidak hanya terbatas padas parameter keuangan。Penelitian ini bertujuan untuk menelusuri sejauh mana reviisasi konsep maqāṣid dalam keuangan ' s yariah, khususnya perbankan。哈西尔penelitian menunjukkan bahwa reisisaskonsep maqāṣid穆罕默德·阿布·扎拉赫·丹·阿卜杜勒·马吉德·纳贾尔·达帕特·迪古纳坎untuk melakukan企鹅，kinerja perbankan伊斯兰教，secara lebih terukur。超越银行业:复兴伊斯兰银行
{"title":"Beyond Banking: Revitalisasi Maqāṣid dalam Perbankan Syariah","authors":"Wasyith Wasyith","doi":"10.21580/ECONOMICA.2017.8.1.1823","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.1.1823","url":null,"abstract":"What is the core purpose of Islamic banking? Why is the existence of Islamic banking so important? It can not be denied, the answer of the crucial question about the purpose of establishing Islamic banking is still a fragmentary discussion. If studied more deeply, Islamic banking is an entity that has its own unique characteristics, especially when compared with conventional banking. Therefore, Islamic banking, both in theory and practice, should make paradigm shifts, especially in terms of performance measurement that is not only limited to financial parameters. This study aims to explore the extent to which the revitalization of the concept of maqāṣid in Islamic finance, especially banking. The result shows that the revitalization of the concept of maqāṣid defined by Muhammad Abu Zahrah and Abdul Majid Najjar can be used to measure the performance of sharia banking in a more measurable way. Apakah sebenarnya tujuan inti dari perbankan syariah? Kenapa eksistensi perbankan syariah begitu penting? Tidak dapat dipungkiri, jawaban dari pertanyaan krusial mengenai tujuan pendirian perbankan syariah masih berupa diskusi sepotong-sepotong. Jika dikaji lebih dalam, perbankan syariah adalah entitas yang mempunyai karakteristik unik dan tersendiri, khususnya saat dibandingkan dengan perbankan konvensional. Oleh karena itu, perbankan syariah, baik secara teori maupun praktik, harus melakukan pergeseran paradigma ( shifting paradigm ), khususnya dalam hal pengukuran kinerja yang tidak hanya terbatas pada parameter keuangan. Penelitian ini bertujuan untuk menelusuri sejauh mana revitalisasi konsep maqāṣid dalam keuangan s yariah, khususnya perbankan. Hasil penelitian menunjukkan bahwa revitalisasi konsep maqāṣid Muhammad Abu Zahrah dan Abdul Majid Najjar dapat digunakan untuk melakukan pengukuran kinerja perbankan syariah secara lebih terukur. Beyond Banking: Revitalisasi Maqā ṣ id dalam Perbankan Syariah","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"1-25"},"PeriodicalIF":0.0,"publicationDate":"2017-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48664220","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-01-03DOI: 10.21580/economica.2016.7.2.1154
Alwiyah Alwiyah
Today many organizations face a dynamic and changing environment which in turn requires the organization to adjust to the environment. Dynamic environments requires management to adopt changes regardless of work ethic (to modify the structure, objectives, technology, organization of work tasks, etc.) in order to adjust to the changing environment. Success in the field of employment is determined by various factors, such as the level of competence, professionalism and commitment to the field is practiced. Having regard to the Islamic work ethic and commitment to the organization hopefully someone can reach the level of job satisfaction. The purpose of this study to find empirical evidence of an increase in the work ethic of Islam against comitment affective, normative commitment, continuance commitment and job satisfaction. The population is a Staff Auditor who work on public accounting firm who are Muslims in the city of Semarang. Hypothesis testing using the F test, the coefficient of determination and t test, where the F test is used to determine the increase of Islamic work ethics to organizational commitment and job satisfaction. Coefficient of determination (R ²) was essentially measure how far the model's ability to explain the dependent variables. Determiasi value is zero and one. Value (R ²) is small means that the ability of the independent variables in explaining the dependent variable is very limited. T Test To test whether there is any significant relationship between dependent and independent variables.
{"title":"PENINGKATAN ETIKA KERJA ISLAM TERHADAP KOMITMEN ORGANISASI DAN KEPUASAN KERJA (Studi Kasus Pada Staf Auditor Kantor Akuntan Publik Kota Semarang)","authors":"Alwiyah Alwiyah","doi":"10.21580/economica.2016.7.2.1154","DOIUrl":"https://doi.org/10.21580/economica.2016.7.2.1154","url":null,"abstract":"Today many organizations face a dynamic and changing environment which in turn requires the organization to adjust to the environment. Dynamic environments requires management to adopt changes regardless of work ethic (to modify the structure, objectives, technology, organization of work tasks, etc.) in order to adjust to the changing environment. Success in the field of employment is determined by various factors, such as the level of competence, professionalism and commitment to the field is practiced. Having regard to the Islamic work ethic and commitment to the organization hopefully someone can reach the level of job satisfaction. The purpose of this study to find empirical evidence of an increase in the work ethic of Islam against comitment affective, normative commitment, continuance commitment and job satisfaction. The population is a Staff Auditor who work on public accounting firm who are Muslims in the city of Semarang. Hypothesis testing using the F test, the coefficient of determination and t test, where the F test is used to determine the increase of Islamic work ethics to organizational commitment and job satisfaction. Coefficient of determination (R ²) was essentially measure how far the model's ability to explain the dependent variables. Determiasi value is zero and one. Value (R ²) is small means that the ability of the independent variables in explaining the dependent variable is very limited. T Test To test whether there is any significant relationship between dependent and independent variables.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"7 1","pages":"23-54"},"PeriodicalIF":0.0,"publicationDate":"2017-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41674654","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-01-03DOI: 10.21580/ECONOMICA.2016.7.2.1153
Ali Murtadho
Several theories about the development strategy formulated by the most conventional neo-classical economists much criticized. Fahim Khan including contemporary Islamic economic thinkers who criticize conventional economic development strategy with alternative bids from the Islamic economics perspective. Their thinking is exciting to examined substance and its correlation with the economic development of contemporary Islamic discourse that dominated the development of financial institutions/syariah banking. The creation of entrepreneurial opportunities made Fahim Khan as a keyword in the concept of criticizing conventional strategy and supporting the Islamic economic development strategy. Strategy opened and graced this productive creative independent businesses are deemed appropriate and supported by the Islamic economic system based on profit and loss sharing partnership (profit-loss sharing). The idea is to promote excellence banking system of sharing based on the conventional interest-based banking system in spurring economic development suplus to enliven the entrepreneurial workforce.
{"title":"STRATEGI PEMBANGUNAN EKONOMI YANG ISLAMI MENURUT FAHIM KHAN","authors":"Ali Murtadho","doi":"10.21580/ECONOMICA.2016.7.2.1153","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2016.7.2.1153","url":null,"abstract":"Several theories about the development strategy formulated by the most conventional neo-classical economists much criticized. Fahim Khan including contemporary Islamic economic thinkers who criticize conventional economic development strategy with alternative bids from the Islamic economics perspective. Their thinking is exciting to examined substance and its correlation with the economic development of contemporary Islamic discourse that dominated the development of financial institutions/syariah banking. The creation of entrepreneurial opportunities made Fahim Khan as a keyword in the concept of criticizing conventional strategy and supporting the Islamic economic development strategy. Strategy opened and graced this productive creative independent businesses are deemed appropriate and supported by the Islamic economic system based on profit and loss sharing partnership (profit-loss sharing). The idea is to promote excellence banking system of sharing based on the conventional interest-based banking system in spurring economic development suplus to enliven the entrepreneurial workforce.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"7 1","pages":"1-22"},"PeriodicalIF":0.0,"publicationDate":"2017-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46657071","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-01-03DOI: 10.21580/ECONOMICA.2016.7.2.1155
Ari Kristin Prasetyoningrum, Noor Ahmad Toyyib
The rapid development of banking as well as high levels of complexity influence the performance and increase the risk of a bank. Therefore, it is important for banks to maintain the trust because of activities related to public confidence. This study aims to determine the health level of PT. Bank BRISyariah in 2011-2014 by using CAMEL. This research used quantitative descriptive analysis aims to analyze the soundness of PT. Bank BRISyariah in 2011-2014 using the CAMEL factors include capital, asset quality, management, earnings and liquidity. Data used in this study a BRISyariah Annual Report 2011 to 2014 taken from www.brisyariah.co.id. and Quarterly Financial Report Bank BRISyariah published by Bank Indonesia was taken from www.bi.go.id . Based on the analysis of the Bank’s soundness BRISyariah using CAMEL ratio in 2011-2014 can be said that in general PT. Bank BRISyariah in conditions HEALTHY, the the first rank in the CAR, PPAP, ROA, NPM, and CR; The second rank in the KAP; BOPO ranked third; and LDR in the fourth.
{"title":"ANALISIS TINGKAT KESEHATAN PT. BANK BRISYARIAH PERIODE 2011-2014 DENGAN MENGGUNAKAN METODE CAMEL","authors":"Ari Kristin Prasetyoningrum, Noor Ahmad Toyyib","doi":"10.21580/ECONOMICA.2016.7.2.1155","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2016.7.2.1155","url":null,"abstract":"The rapid development of banking as well as high levels of complexity influence the performance and increase the risk of a bank. Therefore, it is important for banks to maintain the trust because of activities related to public confidence. This study aims to determine the health level of PT. Bank BRISyariah in 2011-2014 by using CAMEL. This research used quantitative descriptive analysis aims to analyze the soundness of PT. Bank BRISyariah in 2011-2014 using the CAMEL factors include capital, asset quality, management, earnings and liquidity. Data used in this study a BRISyariah Annual Report 2011 to 2014 taken from www.brisyariah.co.id. and Quarterly Financial Report Bank BRISyariah published by Bank Indonesia was taken from www.bi.go.id . Based on the analysis of the Bank’s soundness BRISyariah using CAMEL ratio in 2011-2014 can be said that in general PT. Bank BRISyariah in conditions HEALTHY, the the first rank in the CAR, PPAP, ROA, NPM, and CR; The second rank in the KAP; BOPO ranked third; and LDR in the fourth.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"7 1","pages":"55-78"},"PeriodicalIF":0.0,"publicationDate":"2017-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41405536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-01-03DOI: 10.21580/ECONOMICA.2016.7.2.1156
C. Huda
This study focused on the work ethos of Moeslim entrepreneurs who graduated from UIN Walisongo Semarang. It is very interesting to study because of their profession as a businessmen and their educational background which based on Islamic sciences. Through a qualitative descriptive approach, there are two issues to be answered, namely how the work ethos of Muslim entrepreneurs who graduated from UIN Walisongo Semarang in running a business and how relationships between work ethos of muslim entrepreneurs with their success in business? Results of this study stated that Muslim entrepreneurs who graduated from UIN Walisongo Semarang have a high work ethic as capital in running and developing a business that was involved. Their work ethos is not only driven by economic motives, namely in order to meeth the economic needs alone, but it is also driven by social and religious motives. It correlates with the answer to the second issue, that, a high work ethich as been able to deliver the mon the success of the business that was involved, albeit with varying levels of success. It was determined by the type of business that is occupied and the time period to run the business. It also showed a good ability of the entrepreneur to manage and develop their business
{"title":"ETOS KERJA PENGUSAHA MUSLIM (Studi Kasus pada Pengusaha Muslim Alumni UIN Walisongo Semarang)","authors":"C. Huda","doi":"10.21580/ECONOMICA.2016.7.2.1156","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2016.7.2.1156","url":null,"abstract":"This study focused on the work ethos of Moeslim entrepreneurs who graduated from UIN Walisongo Semarang. It is very interesting to study because of their profession as a businessmen and their educational background which based on Islamic sciences. Through a qualitative descriptive approach, there are two issues to be answered, namely how the work ethos of Muslim entrepreneurs who graduated from UIN Walisongo Semarang in running a business and how relationships between work ethos of muslim entrepreneurs with their success in business? Results of this study stated that Muslim entrepreneurs who graduated from UIN Walisongo Semarang have a high work ethic as capital in running and developing a business that was involved. Their work ethos is not only driven by economic motives, namely in order to meeth the economic needs alone, but it is also driven by social and religious motives. It correlates with the answer to the second issue, that, a high work ethich as been able to deliver the mon the success of the business that was involved, albeit with varying levels of success. It was determined by the type of business that is occupied and the time period to run the business. It also showed a good ability of the entrepreneur to manage and develop their business","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"7 1","pages":"79-107"},"PeriodicalIF":0.0,"publicationDate":"2017-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45745426","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-01-03DOI: 10.21580/ECONOMICA.2016.7.2.1158
N. Nurhayati, Fatmasari Sukesti
Competitive rivalry between conventional banks and Islamic banks make Islamic banks should be able to compete with conventional banks in providing good quality of service, product quality and customer satisfaction, thereby increasing the number of customers. Quality of service also can affect customer loyalty directly and indirectly. The quality of service and satisfaction to encourage customers to be loyal to a company's products and services that have an impact on the improvement of market share for a product. Quality of service and customer satisfaction, especially in service companies is very important in retaining customers in a long time. Quality of service and customer satisfaction will determine the performance of the company. Factors religiosity in Indonesia also played in determining and pushing for elections on islamic bank customers because the system for different results offered by the system of interest of conventional banks. These results indicate that the quality of service and level of customer satisfaction and religiosity jointly effect on customer loyalty. Quality of service and customer satisfaction levels also have an effect on customer loyalty which variabels most influence on customer loyalty is the degree of religiosity.
{"title":"PENINGKATAN LOYALITAS NASABAH BANK SYARIAH MELALUI PENINGKATAN KUALITAS LAYANAN DAN KEPUASAN NASABAH DENGAN VARIABEL RELIGIUSITAS SEBAGAI VARIABEL MODERATING (Studi pada Bank Syariah di Kota Semarang)","authors":"N. Nurhayati, Fatmasari Sukesti","doi":"10.21580/ECONOMICA.2016.7.2.1158","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2016.7.2.1158","url":null,"abstract":"Competitive rivalry between conventional banks and Islamic banks make Islamic banks should be able to compete with conventional banks in providing good quality of service, product quality and customer satisfaction, thereby increasing the number of customers. Quality of service also can affect customer loyalty directly and indirectly. The quality of service and satisfaction to encourage customers to be loyal to a company's products and services that have an impact on the improvement of market share for a product. Quality of service and customer satisfaction, especially in service companies is very important in retaining customers in a long time. Quality of service and customer satisfaction will determine the performance of the company. Factors religiosity in Indonesia also played in determining and pushing for elections on islamic bank customers because the system for different results offered by the system of interest of conventional banks. These results indicate that the quality of service and level of customer satisfaction and religiosity jointly effect on customer loyalty. Quality of service and customer satisfaction levels also have an effect on customer loyalty which variabels most influence on customer loyalty is the degree of religiosity.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"7 1","pages":"141-153"},"PeriodicalIF":0.0,"publicationDate":"2017-01-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44461923","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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