Economica Jurnal Ekonomi Islam最新文献

{"title":"Determinant Market Power of Sharia Banking in Indonesia","authors":"M. Fauzi","doi":"10.21580/economica.2020.11.2.4374","DOIUrl":"https://doi.org/10.21580/economica.2020.11.2.4374","url":null,"abstract":"Abstract: This study aims to analyze the level of market power and determinants of Sharia banking in Indonesia, using the Bresnahan-Lau model approach. This study is explanatory research using a quantitative approach. The data used are secondary, including one dependent variable, namely Market Power (MP), with five independent variables, namely Equivalent Rate (ER), 3-month Bank Indonesia Syariah Certificates (SBIS3), Number of Branches (CAB), Gross Domestic Product (GDP) ), Inflation (INF), and one control variable that is the historical aspect (MPt-1) by using time series data on the annual financial statements of Bank Syariah Mega Indonesia (BSMI), Bank Syariah Mandiri (BSM), Bank Muamalat Indonesia (BMI). The results show market power in the Sharia banking industry in Indonesia, with a significance level of ER and GDP interaction testing of 0,000.Abstrak: Penelitian ini bertujuan untuk menganalisis tingkat market power serta determinan market power perbankan syariah di Indonesia, dengan menggunakan pendekatan Bresnahan-Lau model. Penelitian ini merupakan penelitian explanatory research menggunakan pendekatan kuantitatif. Sumber data yang digunakan adalah data sekunder, meliputi satu variabel tergantung yaitu Market Power (MP), dengan lima variabel bebas yaitu Equivalent Rate (ER), Surat Berharga Indonesia Syariah 3bulan (SBIS3), Jumlah Cabang (CAB), Produk Domestik Bruto (PDB), Inflasi (INF), serta 1 variabel kontrol yaitu aspek historis (MPt-1). menggunakan data time series laporan keuangan tahunan Bank Syariah Mega Indonesia (BSMI), Bank Syariah Mandiri (BSM), Bank Muamalat Indonesia (BMI). Hasilnya menunjukkan bahwa terdapat market power pada industri syariah banking yang berkedudukan di Indonesia dengan tingkat signifikansi pengujian interaksi ER dan PDB sebesar 0,000. ","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46809830","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Securities Issuance Considerations As an External Funding Source for Sharia Commercial Banks","authors":"Ida Syafrida, Indianik Aminah, Taufik Awaludin","doi":"10.21580/economica.2020.11.2.4787","DOIUrl":"https://doi.org/10.21580/economica.2020.11.2.4787","url":null,"abstract":"Abstract: This research is to formulate dominant aspects and sub-aspects of benefits, opportunities, costs, risks for the Issuance of Sukuk and shares as an external funding source for Sharia Banks (IBs). The fundamental problem is related to the less optimal role of Islamic banking in the national economy because the market share is 5.94% (early 2019). It is necessary to increase external funding sources through the Issuance of Sukuk and shares. There were 3 IBs share issuers: BPDS, BRIS, BTPNS, and 4 IBs Sukuk issuers: BMI, BSM, BNIS, BRIS. The method uses Analytic Network Process to identify dominant aspects and sub-aspects that IBs consider to issue Sukuk and shares. The primary data from in-depth interviews with each 5 Sukuk and share issuer expert practitioners of  IBs Treasury and Corporate Planning. The consideration of  IBs is much influenced by the benefit and opportunity aspects. Dominant sub-aspects of  IBs considerations in Sukuk issuance: sources of funds for capital and business expansion (benefit aspects), oversubscribed investor demand (opportunity aspects), cost of capital (cost aspects), sharia compliance risks (risk aspects). Dominant sub-aspects of public share issuance: increasing capital (benefit aspect), broad investor base (opportunity aspect), underwriter costs (cost aspect), information disclosure demands (risk aspect).Abstrak: Penelitian ini untuk merumuskan aspek dan sub-aspek dominan dari manfaat, peluang, biaya, dan risiko (BOCR) atas penerbitan sukuk dan saham publik sebagai sumber pendanaan eksternal Bank Umum Syariah (BUS). Dasar masalah terkait belum optimalnya peran perbankan syariah dalam perekonomian nasional karena pangsa pasar yang baru mencapai 5,94% dari total perbankan nasional (awal tahun 2019).  Ini disebabkan minimnya permodalan dan skala industri serta individual BUS, sehingga perlu peningkatan sumber pendanaan eksternal melalui penerbitan sukuk dan saham publik. Di awal 2019 terdapat 3 BUS emiten saham: BPDS, BRIS, BTPNS dan 4 BUS emiten sukuk: BMI, BSM, BNIS, BRIS. Metode analisis data menggunakan Analytic Network Process untuk mengidentifikasi aspek dan sub-aspek dominan yang menjadi pertimbangan BUS menerbitkan sukuk dan saham publik. Data utama hasil wawancara terhadap masing-masing 5 praktisi ahli Treassury dan Corporate Planning BUS emiten saham dan emiten sukuk. Pertimbangan BUS dominan dipengaruhi aspek manfaat kemudian aspek peluang.  Sub-aspek dominan pertimbangan BUS dalam penerbitan sukuk yaitu: sumber dana ekspansi usaha dan permodalan (aspek manfaat), permintaan investor berlebih (aspek peluang), biaya modal (aspek biaya), risiko kepatuhan syariah (aspek risiko). Sub-aspek dominan penerbitan saham publik yaitu: meningkatkan permodalan (aspek manfaat), luasnya basis investor (aspek peluang), biaya penjamin emisi (aspek biaya), tuntutan keterbukaan informasi (aspek risiko). ","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43494632","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Term - Deposit Waqf Linked Isthisna (TDWLI): Proposed Models, Accounting Aspects, and Risk Management Analysis","authors":"Yaser Taufik Syamlan, S. Sakinah, Mursalmina Mursalmina, Asfa Asfiah","doi":"10.21580/economica.2020.11.1.4410","DOIUrl":"https://doi.org/10.21580/economica.2020.11.1.4410","url":null,"abstract":"Abstract: Islamic banking (further referred to as the Bank) faces two significant problems: excessive concentration in Murabaha financing contracts and high cost of funds. These two classic problems directly impact the development of the Bank and give rise to the stigma of a less innovative and unprofitable industry. This research aims to make a new product breakthrough that can help stakeholders overcome the two problems above. Term Deposit Waqf Linked Isthisna (TDWLI) has 4 variants: TDWLI Perpetual Principal, TDWLI Perpetual Principal + Profit Sharing, TDWLI Periodic Principal, TDWLI Periodic Principal, and + Profit Sharing. The TDWLI Periodic Principal is the variant that is most ready to be applied because, in accounting terms, it has been regulated in PSAK 112. In general, this TDWLI product will provide several advantages for banks to reduce the cost of funds (especially in the main variant of Waqf only). It will increase Isthisna financing, referring to OJK data in 2019, only 0.3% of total financing. In terms of accounting treatment, PSAK 112 must be adjusted especially if the Bank will release a Perpetual-based product variant. The main problem with perpetual-based products is the uncommon features. In perpetual, cash waqf cannot be withdrawn or, in other words, eternal. This research recommends that OJK is expected to study this product more deeply to develop healthy and innovative Islamic banking.Abstrak: Perbankan syariah (selanjutnya disebut Bank) saat ini sedang menghadapi 2 masalah besar yaitu konsentrasi berlebihan di akad pembiayaan Murabaha serta tingginya Cost of Fund. Kedua masalah klasik ini berdampak langsung kepada perkembangan Bank dan memunculkan stigma industry yang kurang inovatif dan tidak menguntungkan. Penelitian ini bertujuan untuk membuat terobosan produk baru yang dapat membantu stakeholders dalam mengatasi kedua masalah diatas. Produk Deposito Waqf Linked Isthisna (DWLI) dengan 4 varian nya baik itu DWLI Perpetual Pokok, DWLI Perpetual Pokok + Bagi Hasil, DWLI Periodic Pokok dan DWLI Periodic Pokok + Bagi Hasil. DWLI Periodic Pokok menjadi varian yang paling siap untuk diaplikasikan karena secara akuntansi sudah diatur dalam PSAK 112. Secara umum produk DWLI ini akan memberikan beberapa keuntungan bagi bank dalam rangka menurunkan cost of fund (terutama pada varian Wakaf pokok saja) serta akan menaikkan pembiayaan Isthisna yang merujuk kepada data OJK tahun 2019 hanya 0,3% dari total pembiayaan. Secara perlakuan akuntansi, PSAK 112 harus disesuaikan terutama apabila Bank akan merelaisasikan varian produk berbasis Perpetual. Permasalahan utama dari produk berbasis perpetual adalah ketidak umuman fitur dimana dalam perpetual, Wakaf uang tidak dapat ditarik atau dengan kata lain abadi. Rekomendasi dari penelitian ini adalah OJK diharapkan dapat mengkaji produk ini lebih dalam demi perkembangan perbank syariah yang sehat dan inovatif.Islamic banking (further referred to as the Bank) faces two significant problems: ex","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47900143","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Community-Based Halal Tourism Village: Insight from Setanggor Village","authors":"Hendri Hermawan Adinugraha, Razie Bin Nasarruddin, A. Rofiq, A. H. A. Ulama’i, Ade Yusuf Mujaddid, Mila Sartika","doi":"10.21580/economica.2020.11.1.6819","DOIUrl":"https://doi.org/10.21580/economica.2020.11.1.6819","url":null,"abstract":"Abstract: This research aims to describe the development model of Setanggor halal tourism village. This research uses qualitative research methods with a descriptive approach. The results showed that halal tourism in Setanggor village was developed through active community participation with the village government through a tourism village model based on community and halal values. The development of halal tourism villages in Setanggor is not able to be separated from religious values. As a result, Community-Based Halal Tourism in Setanggor village combines community-based tourism and halal-based tourism that will eventually serve as a model for community-based halal tourism. The growth of the halal tourism sector in Setanggor village has also provided positive benefits for enhancing the local community's well-being. In addition to the community's active role, the legality of the Setanggor halal tourism village is also supported by the local government of NTB and the Indonesian Council of Ulama.Abstrak: Penelitian ini bertujuan untuk mendeskripsikan model pengembangan desa wisata halal Setanggor. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan deskriptif. Hasil penelitian menunjukkan bahwa wisata halal di Desa Setanggor dikembangkan melalui partisipasi aktif masyarakat dengan pemerintah desa melalui model “Desa Wisata Halal Berbasis Masyarakat”. Pengembangan desa wisata halal di Setanggor tidak lepas dari nilai-nilai religi. Oleh karena itu, CBT di desa Setanggor yang merupakan gabungan antara pariwisata berbasis komunitas dengan pariwisata berbasis halal pada akhirnya menjadi role model bagi wisata halal berbasis komunitas. Pertumbuhan sektor wisata halal di desa Setanggor juga memberikan manfaat positif bagi peningkatan kesejahteraan masyarakat setempat. Selain peran aktif masyarakat, legalitas desa wisata halal Setanggor juga didukung oleh pemerintah daerah NTB dan Majelis Ulama Indonesia.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47736786","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Competitiveness of Indonesian Halal Food Exports in Global Market Competition Industry","authors":"N. Masruroh","doi":"10.21580/economica.2020.11.1.3709","DOIUrl":"https://doi.org/10.21580/economica.2020.11.1.3709","url":null,"abstract":"Abstract: Indonesia's position in the global competition for the halal food industry is not yet at the top competitive position. However, there is a significant change in the position of the competitiveness. The change can be seen from the Global Islamic Economy Indicator report for 2020/2021, which positions Indonesia at number 4 (fourth) in the halal food industry. Previously, Indonesia had never been in the top 10 positions. Since Indonesia is the first country ranked in halal consumption, the new ranking position is an achievement. The high competitiveness position during the COVID-19 pandemic also becomes an obstacle to make Indonesia a World Halal Center in 2024. This study aims to discuss an in-depth analysis of the implementation of halal value chain policies in Indonesia and the impact of implementing these policies on the export competitiveness of the Indonesian halal food industry. This study used a qualitative approach with a phenomenological type through data collection by interviewing export business actors in the halal food industry. The experiences of some informants are the key to answers the objectives of this study. This research produces the first halal value chain policy stated in the Halal Product Guarantee Law No. 33 of 2014, which requires all food entrepreneurs to carry out halal certification. The halal value chain in Indonesia applies the principle of traceability which makes Indonesian halal food products competitive. The second application of the principle of traceability is different from other countries, making halal food products produced by Indonesia acceptable to importing countries, especially OIC countries.Abstrak: Posisi Indonesia dalam persaingan global industri makanan halal belum berada pada posisi kompetitif teratas. Namun, ada perubahan signifikan dalam posisi daya saing. Perubahan tersebut terlihat dari laporan Global Islamic Economy Indicator 2020/2021 yang menempatkan Indonesia pada peringkat 4 (empat) dalam industri makanan halal. Sebelumnya, Indonesia belum pernah berada di posisi 10 besar. Karena Indonesia adalah negara pertama yang menempati peringkat pertama dalam konsumsi halal, posisi peringkat baru tersebut merupakan sebuah pencapaian. Posisi daya saing yang tinggi di masa pandemi COVID-19 juga menjadi kendala untuk menjadikan Indonesia sebagai World Halal Center pada tahun 2024. kebijakan daya saing ekspor industri makanan halal Indonesia. Penelitian ini menggunakan pendekatan kualitatif dengan tipe fenomenologis melalui pengumpulan data dengan mewawancarai pelaku usaha ekspor pada industri makanan halal. Pengalaman beberapa informan menjadi kunci untuk menjawab tujuan penelitian ini. Penelitian ini menghasilkan kebijakan rantai nilai halal pertama yang tertuang dalam Undang-Undang Jaminan Produk Halal Nomor 33 Tahun 2014, yang mewajibkan semua pengusaha makanan untuk melakukan sertifikasi halal. Rantai nilai halal di Indonesia menerapkan prinsip ketertelusuran yang membuat produk makanan hala","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46488605","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analyzing The Macroeconomic and Fundamental Determinants of Non-Performing Financing of Bank Muamalat Indonesia","authors":"Pungky Lela Saputri, Ratno Agriyanto, Mujiyono Abdillah","doi":"10.21580/economica.2020.11.1.4346","DOIUrl":"https://doi.org/10.21580/economica.2020.11.1.4346","url":null,"abstract":"Abstract: This study analyzes the macroeconomic and fundamentals of Islamic banking factors towards the non-performing financing (NPF) of Bank Muamalat Indonesia in the long run and short-run period 2005-2018. The data used in this study are quarterly time-series data of Bank Muamalat Indonesia Financial Report as the source of fundamentals of Islamic banking data and Bank Indonesia Monetary Policy Review as the source of macroeconomic data period 2005 - 2018. The analytical method used is the Error Correction Model (ECM). This study shows that in the long run, inflation, central bank (Bank Indonesia/BI) Rate, and capital adequacy ratio (CAR) significantly affect the NPF; meanwhile, the financing to deposit (FDR) ratio does not affect NPF. In the short term context, only CAR has a significant effect, yet inflation, BI Rate, and FDR have no significant impact on NPF. Thus, the novelty can present the result of analysis of factors that affect NPF in the long run and short run. The limitation of the study is the use of time-series data that are very likely to spurious regression.Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh faktor makroekonomi dan fundamental perbankan syariah terhadap NPF Bank Muamalat Indonesia dalam jangka panjang dan jangka pendek periode 2005-2018. Data yang digunakan dalam penelitian ini yaitu data runtun waktu Laporan Keuangan Triwulan Bank Muamalat Indonesia sebagai sumber data fundamental perbankan syariah dan Tinjauan Kebijakan Moneter Bank Indonesia sebagai sumber data makroekonomi periode 2005 – 2018. Faktor makroekonomi diwujudkan dalam variabel Inflasi dan BI Rate. Faktor fundamental perbankan syariah diwujudkan dalam variabel CAR dan FDR. Alat analisis yang digunakan yaitu Error Correction Model (ECM). Hasil analisis menunjukkan dalam jangka panjang Inflasi, BI Rate, dan CAR dengan nilai signifikansi 0.0026, 0.0001, dan 0.0032 berpengaruh signifikan dan FDR dengan nilai signifikansi 0.6940 tidak berpengaruh signifikan terhadap NPF. Dalam jangka pendek hanya CAR dengan nilai signifikansi 0.0056 yang berpengaruh signifikan sedangkan Inflasi, BI Rate, dan FDR dengan nilai signifikansi 0.0666, 0.9532, and 0.2065 berpengaruh tidak signifikan terhadap NPF. Kebaharuan penelitian ini yaitu penelitian ini mampu menyajikan hasil analisis faktor-faktor yang mempengaruhi NPF dalam jangka panjang dan jangka pendek. Meski begitu, terdapat juga limitasi pada penelitian ini yaitu penggunaan data time series yang rawan terkena regresi lancung.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44641802","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Strategi Bauran Pemasaran Terhadap Kinerja Pemasaran Dengan Orientasi Kewirausahaan Sebagai Variabel Pemoderasi Pada Uppks (Usaha Peningkatan Pendapatan Keluarga Sejahtera) Di Kota Pekanbaru","authors":"Rizal Rahmat, Zulkarnain, Alvi Furwanti Alwie","doi":"10.46750/economica.v8i1.29","DOIUrl":"https://doi.org/10.46750/economica.v8i1.29","url":null,"abstract":"One of the concerns of the government in efforts to reduce poverty is through the BKKBN (National Population and Family Planning Agency), namely by organizing the UPPKS (Prosperous Family Income Improvement Program) program as a family economic empowerment program through the learning of economic businesses by inspiring family interest and enthusiasm for entrepreneurship. UPPKS groups in Pekanbaru City have produced many products that are actually quite attractive and even needed by the community. However, not all UPPKS products are known by the wider community. UPPKS products are mostly made if there are only orders, even though the UPPKS group has the potential to produce products that have a sale value and are mass produced to be sold widely. In the absence of certainty in the amount of production due to the weak marketing strategy, the income received by members of the UPPKS group is unstable, so there is no continuous certainty. The objectives of this research are: To find out and analyze the influence of marketing mix strategies, entrepreneurial orientation and marketing mix which is moderated by entrepreneurial orientation on marketing performance in UPPKS groups in Pekanbaru City. The object of this research was conducted on 29 business groups incorporated in the UPKKS assisted by Pekanbaru City BKKBN. The population in this study were 29 UPPKS groups in Pekanbaru with a total membership of 315 people. Determination of the number of samples was represented by 3 people from each UPPKS group, so the number of samples was 77 people. The data used are primary data through questionnaires. The research analysis tool is Path Analysis with the Multiple Regression Analysis method. The results showed that the marketing mix, and entrepreneurial orientation had a significant effect on marketing performance. The marketing mix strategy if it is moderated by entrepreneurial orientation has a significant influence on marketing performance. Entrepreneurial orientation is an indispensable variable because it can increase the influence of the marketing mix on marketing performance.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82321329","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Kualitas Pelayanan Terhadap Kepuasan Dan Loyalitas Pasien Pada Instalasi Rawat Inap Di Rsud Indrasari Rengat","authors":"Desi Wardiati, Zulkarnain, Any Widiyatsari","doi":"10.46750/economica.v8i1.27","DOIUrl":"https://doi.org/10.46750/economica.v8i1.27","url":null,"abstract":"The study was conducted at Indrasari Rengat Inhu Hospital. The aim is to determine the direct effect of the dimensions of service quality, namely Tangible, Emphaty, Reliability, Responseveness, Assurance on patient satisfaction and loyalty. This study took a sample of 100 patients. The variables used are Tangible, Emphaty, Reliability, Responseveness, Assurance of patient satisfaction and loyalty. Data were analyzed using SEM (Structural Equation Modeling) analysis which is operated through the Smart PLS 3.2.7 program. The results showed that there was an effect of Tangible, Emphaty, Reliability, Responseveness, Assurance on patient satisfaction. And there is the influence of Tangible, Emphaty, Reliability, Responseveness, Assurance on patient loyalty through patient satisfaction and there is an influence between patient satisfaction variables on patient loyalty, the better the patient satisfaction will increase patient loyalty.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89516405","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peranan PT. Permodalan Ekonomi Rakyat (PER) Dalam Peningkatan Ekonomi Masyarakat Di Provinsi Riau","authors":"R. Fatriani, Jenita, Dosen Faperta Agribisnis Uir, Dosen Stie Riau","doi":"10.46750/economica.v8i1.36","DOIUrl":"https://doi.org/10.46750/economica.v8i1.36","url":null,"abstract":"PT. PER as society wervice institution and PAD source in the economic crisis condition still exist and felt its role. The people economic improvement faces complex problem. The activities in the real sectors grow and will need huge capital. The role of PT. PER  will be importanc in improving the society economic. The society economic development and improvent faces complex  problem such as : the difficulty in accessing capital, the low  of human resoureces quality, the limited technology mastering, the wenk management (financial and marketing), the low quality product and the  weak institution and the institution arrangement in developing and empowering the people economic still non optimum. In the problems formulation, the writer discloseded qualitative and quatitative data. The results tried to describe the phenomenon about  the PT. PER roles in improving the society economic at Riau Province. The results showed that during four years operation, ther is credit channeling improvement from year to year.  PT. Permodalan Ekonomi Rakyat (PER) able to be “agent of development” in the economic  recovery, able to distribute economic factors  more evenly to people and has big multiplier effect. With PT. PER presence, the micro, small, middle business and cooperative and financial institution of Bank  (BPR/S) and  micro financial institution (UEK/D-SP), BMT) farmer group and other that formerly difficult to obtained business capital able to access PT. PER.The othe positive impact is PT. PER also contribute in illuminating the society attitude become bank minded.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"26 3 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89302864","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Label Halal, Kualitas Produk Dan Harga Terhadap Keputusan Pembelian Produk Kemasan Dan Dampaknya Pada Loyalitas Mahasiswa Fakultas Ekonomi Universitas Islam Riau","authors":"Syamsilasmi Saleh, Zulkarnain, Kasman Arifin","doi":"10.46750/economica.v8i1.34","DOIUrl":"https://doi.org/10.46750/economica.v8i1.34","url":null,"abstract":"Penelitian ini bertujuan untuk: 1) mengetahui pengaruh label halal, kualitas produk, dan harga terhadapkeputusan pembelian 2). mengetahui pengaruh keputusan pembelian terhadap loyalitas. Penelitian ini dilakukan di Universitas Islam Riau dengan jumlah responden 100 mahasiswa FEKON UIR. Data dikupulkan dengan menngunakan kuesioner dn dianalisis dengan meggunakan analisis regresi berganda dan regresi sederhana. Berdasarkan hasil penelitian diperoleh bahwa label halal memiliki pengaruh signifikan dan positif terhadap keputusan pembelian mahasiswa FEKON UIR. Kualitas produk tidak memiliki pengaruh yang signifikan dan positif terhadap keputusan pembelian mahasiswa FEKON UIR. Harga memiliki pengaruh signifikan dan positif terhadap keputusan pembelian mahasiswa FEKON UIR. Keputusan pembelian memiliki pengaruh signifikan dan positif terhadap loyalitas mahasiswa FEKON UIR.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"67 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89074193","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}