Pub Date : 2018-07-31DOI: 10.21580/economica.2018.9.1.2711
Nasrul Fahmi Zaki Fuadi
This study aimed to analyze the role of waqf as an economic instrument for Islamic development. This was motivated by unresolved poverty conditions. That poor people still experience difficulties in meeting their primary needs. On the other hand, endowments as Islamic economic instruments have excellent potential in developing the economy and providing benefits to the community. This study uses qualitative methods by reviewing kinds of literature in obtaining waqf models in several countries and their success. The results show that endowments have potential in economic development. Some countries show their success in managing waqf and providing benefits to the community. The results of this study also show that Indonesia has a very good waqf potential and is able to be a solution to the problem of poverty.Artikel ini mencoba untuk menganalisis bagaimana peran wakaf sebagai intrumen ekonomi pembangunan Islam. Hal tersebut dilatarbelakangi oleh kondisi kemiskinan yang belum terselesaikan. Bahwa penduduk miskin masih mengalami kesulitan dalam memenuhi kebutuhan primernya. Di sisi lain, wakaf sebagai intrumen ekonomi Islam memiliki potensi yang sangat baik dalam pengembangan perekonomian dan memberikan manfaat bagi masyarakat. Penelitian ini menggunakan metode kualitatif dengan mengkaji beberapa sumber dalam mendapatkan model wakaf di beberapa negara dan keberhasilannya. Hasil penelitian menunjukkan bahwa wakaf memiliki potensi dalam pembangunan ekonomi. Beberapa negara menunjukkan keberhasilannya dalam mengelola wakaf dan memberikan manfaat bagi masyarakat. Hasil dari penelitian ini juga menunjukkan bahwa Indonesia memiliki potensi wakaf yang sangat baik dan mampu menjadi solusi dari masalah kemiskinan.
{"title":"Wakaf sebagai Instrumen Ekonomi Pembangunan Islam","authors":"Nasrul Fahmi Zaki Fuadi","doi":"10.21580/economica.2018.9.1.2711","DOIUrl":"https://doi.org/10.21580/economica.2018.9.1.2711","url":null,"abstract":"This study aimed to analyze the role of waqf as an economic instrument for Islamic development. This was motivated by unresolved poverty conditions. That poor people still experience difficulties in meeting their primary needs. On the other hand, endowments as Islamic economic instruments have excellent potential in developing the economy and providing benefits to the community. This study uses qualitative methods by reviewing kinds of literature in obtaining waqf models in several countries and their success. The results show that endowments have potential in economic development. Some countries show their success in managing waqf and providing benefits to the community. The results of this study also show that Indonesia has a very good waqf potential and is able to be a solution to the problem of poverty.Artikel ini mencoba untuk menganalisis bagaimana peran wakaf sebagai intrumen ekonomi pembangunan Islam. Hal tersebut dilatarbelakangi oleh kondisi kemiskinan yang belum terselesaikan. Bahwa penduduk miskin masih mengalami kesulitan dalam memenuhi kebutuhan primernya. Di sisi lain, wakaf sebagai intrumen ekonomi Islam memiliki potensi yang sangat baik dalam pengembangan perekonomian dan memberikan manfaat bagi masyarakat. Penelitian ini menggunakan metode kualitatif dengan mengkaji beberapa sumber dalam mendapatkan model wakaf di beberapa negara dan keberhasilannya. Hasil penelitian menunjukkan bahwa wakaf memiliki potensi dalam pembangunan ekonomi. Beberapa negara menunjukkan keberhasilannya dalam mengelola wakaf dan memberikan manfaat bagi masyarakat. Hasil dari penelitian ini juga menunjukkan bahwa Indonesia memiliki potensi wakaf yang sangat baik dan mampu menjadi solusi dari masalah kemiskinan.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43053950","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2018-07-31DOI: 10.21580/ECONOMICA.2018.9.1.2108
Cut muftia Keumala, Z. Zainuddin
As an agricultural country, attention to the welfare of farmers in Indonesia is considered very strategic. One of the measuring tools for farmers’ welfare that is used today is Farmer’s Exchange Rate (FER). This study aims to examine and explore some of the problems with the exchange rate experienced by farmers, including; Farmer’s Exchange Rate (FER) in identifying the welfare of farmers, determining the increase and decrease of Farmer Exchange Rate (FER) in Indonesia; and the potential of Islamic financing in providing solutions for the welfare of farmers. The results show that the increase in FER is not always good. Determination of the increase and decrease rice farmers’ exchange rates are productivity, grain prices, prices of consumer goods, and prices of fertilizers, the exchange rate of farmers on food and nonfood consumption, and production costs. Shariah schemes can be used as a new alternative to help the interest-free and profit-sharing agricultural sector.Sebagai negara agraris perhatian terhadap kesejahteraan petani di Indonesia dinilai sangat strategis. Salah satu alat ukur kesejahteraan petani yang digunakan saat ini adalah Nilai Tukar Petani (NTP). Penelitian ini bertujuan untuk mengkaji dan menggali beberapa permasalahan terhadap nilai tukar yang dialami petani, antara lain; Nilai Tukar Petani (NTP) dalam mengindentifikasi kesejahteraan petani, penentu peningkatan dan penurunan Nilai Tukar Petani (NTP) pangan di Indonesia; dan potensi pembiayaan syariah dalam memberikan solusi untuk mensejahterakan petani. Hasil penelitian menunjukkan bahwa Kenaikan NTP tidak selalu baik. Penentu terjadinya kenaikan dan penurunan nilai tukar petani padi adalah produktivitas, harga gabah, harga barang konsumsi, dan harga pupuk, nilai tukar petani terhadap konsumsi makanan dan nonmakanan, serta biaya produksi. Skim syariah dapat dijadikan alternatif baru untuk membantu sektor pertanian yang bebas bunga dan berdasarkan bagi hasil.
作为一个农业国家，关注农民的福利被认为是非常具有战略意义的。目前使用的衡量农民福利的工具之一是农民汇率(FER)。本研究旨在检视及探讨农民在汇率方面所遇到的一些问题，包括:农民汇率(FER)在确定农民福利、确定印尼农民汇率(FER)增减中的作用;伊斯兰融资在为农民福利提供解决方案方面的潜力。结果表明，FER的增加并不总是好的。决定稻农汇率增减的因素有:生产率、粮食价格、消费品价格、化肥价格、粮食和非粮食消费的汇率、生产成本。伊斯兰教法计划可以作为一种新的替代方案来帮助无息和利润分享的农业部门。印尼国家农业发展战略(Sebagai negara agararis perhahape)将推动印尼经济发展战略。Salah satu alat ukur kesejahteraan petani yang digunakan saat ini adalah Nilai Tukar petani (NTP)。内蒙古自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区自治区;Nilai Tukar Petani (NTP) dalam mengentfikasi kesejahteraan Petani, penentu peningkatan danpenurunan Nilai Tukar Petani (NTP) pangan di Indonesia;当潜在的伊斯兰教徒和伊斯兰教徒在一起的时候，他们就会在一起。Hasil penelitian menunjukkan bahwa Kenaikan NTP tidak selalu baik。Penentu terjadinya kenaikan dan penurunan nilai tukar petani padi adalktivitas, harga gabah, harga barang konsumsi, dan harga pupuk, nilai tukar petani terhadap konsumsi makanan dan nonmakanan, serta biaya produksi。略去伊斯兰教法帕特·迪加迪坎替代教法巴鲁·乌图克，巴鲁·巴鲁，巴鲁·巴鲁，巴鲁·巴吉·哈西尔。
{"title":"Indikator Kesejahteraan Petani melalui Nilai Tukar Petani (NTP) dan Pembiayaan Syariah sebagai Solusi","authors":"Cut muftia Keumala, Z. Zainuddin","doi":"10.21580/ECONOMICA.2018.9.1.2108","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2018.9.1.2108","url":null,"abstract":"As an agricultural country, attention to the welfare of farmers in Indonesia is considered very strategic. One of the measuring tools for farmers’ welfare that is used today is Farmer’s Exchange Rate (FER). This study aims to examine and explore some of the problems with the exchange rate experienced by farmers, including; Farmer’s Exchange Rate (FER) in identifying the welfare of farmers, determining the increase and decrease of Farmer Exchange Rate (FER) in Indonesia; and the potential of Islamic financing in providing solutions for the welfare of farmers. The results show that the increase in FER is not always good. Determination of the increase and decrease rice farmers’ exchange rates are productivity, grain prices, prices of consumer goods, and prices of fertilizers, the exchange rate of farmers on food and nonfood consumption, and production costs. Shariah schemes can be used as a new alternative to help the interest-free and profit-sharing agricultural sector.Sebagai negara agraris perhatian terhadap kesejahteraan petani di Indonesia dinilai sangat strategis. Salah satu alat ukur kesejahteraan petani yang digunakan saat ini adalah Nilai Tukar Petani (NTP). Penelitian ini bertujuan untuk mengkaji dan menggali beberapa permasalahan terhadap nilai tukar yang dialami petani, antara lain; Nilai Tukar Petani (NTP) dalam mengindentifikasi kesejahteraan petani, penentu peningkatan dan penurunan Nilai Tukar Petani (NTP) pangan di Indonesia; dan potensi pembiayaan syariah dalam memberikan solusi untuk mensejahterakan petani. Hasil penelitian menunjukkan bahwa Kenaikan NTP tidak selalu baik. Penentu terjadinya kenaikan dan penurunan nilai tukar petani padi adalah produktivitas, harga gabah, harga barang konsumsi, dan harga pupuk, nilai tukar petani terhadap konsumsi makanan dan nonmakanan, serta biaya produksi. Skim syariah dapat dijadikan alternatif baru untuk membantu sektor pertanian yang bebas bunga dan berdasarkan bagi hasil.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2018-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47237848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/ECONOMICA.2017.8.2.1702
Heri Sudarsono
This study aimed to analyze the factors affecting the amount of profitability (ROA) provided by Islamic banking in Indonesia. The data which is used is taken from the financial report of the Shari’a Bank during the 2011-2016 periods by using montly financial statement This study uses a Vector Error Correction Model (VECM) to see the long-term effect and response to shock that occur in the studied variables. The result shows that in the long run, the percentage Financing (FIN) and BOPO give a positive siqnifikant effect on the ROA, while third party funds (DPK), percentage profit and loss sharing (TBH), financial to deposit ratio (FDR) has negative and siqnificant effect on the ROA. Sertifikat Bank Indonesia Syariah (SBIS) and non performing finance (NPF) have no significant effect on the ROA. In short run, ROA give a negatif and siqnificant effect on the ROA and FDR give a positif and siqnificant effect, while DPK, FIN, SBIS, TBH, NPF and BOPO have no sinificant effect on the ROA. Therfore, shocks that occur in the ROA, FIN, FDR , NPF dan BOPO positively responded by ROA and will be stable in the long term. While the shocks that occur in the percentage of FDR, SBIS and TBH responded negatively by financing and will be stable in the long term. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi profitabilitas (ROA) perbankan syariah di Indonesia. Data yang digunakan data bulanan dari laporan keuangan bank syariah periode 2010-2015. Penelitian ini mengunakan Vector Error Correction Model (VECM) untuk melihat dampak jangka panjang dan respon terhadap dampak shock pada setiap variabel terhadap pembiayaan. Hasil olah data menunjukkan bahwa FIN dan BOPO berhubungan positif terhadap ROA, sedangkan DPK, TBH, FDR berhubungan negatif terhadap dan ROA SBIS dan NPF tidak berpengaruh terhadap tingkat ROA. Dalam jangka pendek, ROA berhubungan negatif, tetapi FDR terhadap ROA berhubungan positif. Sedangkan DPK, FIN, SBIS, TBH, NPF and BOPO tidak berhubungan dengan pembiayaan. Di lain pihak, respon pembiayan terhadap goncangan yang terjadi terjadi pada ROA, FIN, FDR, NPF dan BOPO direspon positif oleh ROA. Sedangkan respon ROA terhadap goncangan yang terjadi pada FDR, SBIS dan TBH adalah negatif.
{"title":"Analisis Pengaruh Kinerja Keuangan terhadap Profitabilitas Bank Syariah di Indonesia","authors":"Heri Sudarsono","doi":"10.21580/ECONOMICA.2017.8.2.1702","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.2.1702","url":null,"abstract":"This study aimed to analyze the factors affecting the amount of profitability (ROA) provided by Islamic banking in Indonesia. The data which is used is taken from the financial report of the Shari’a Bank during the 2011-2016 periods by using montly financial statement This study uses a Vector Error Correction Model (VECM) to see the long-term effect and response to shock that occur in the studied variables. The result shows that in the long run, the percentage Financing (FIN) and BOPO give a positive siqnifikant effect on the ROA, while third party funds (DPK), percentage profit and loss sharing (TBH), financial to deposit ratio (FDR) has negative and siqnificant effect on the ROA. Sertifikat Bank Indonesia Syariah (SBIS) and non performing finance (NPF) have no significant effect on the ROA. In short run, ROA give a negatif and siqnificant effect on the ROA and FDR give a positif and siqnificant effect, while DPK, FIN, SBIS, TBH, NPF and BOPO have no sinificant effect on the ROA. Therfore, shocks that occur in the ROA, FIN, FDR , NPF dan BOPO positively responded by ROA and will be stable in the long term. While the shocks that occur in the percentage of FDR, SBIS and TBH responded negatively by financing and will be stable in the long term. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi profitabilitas (ROA) perbankan syariah di Indonesia. Data yang digunakan data bulanan dari laporan keuangan bank syariah periode 2010-2015. Penelitian ini mengunakan Vector Error Correction Model (VECM) untuk melihat dampak jangka panjang dan respon terhadap dampak shock pada setiap variabel terhadap pembiayaan. Hasil olah data menunjukkan bahwa FIN dan BOPO berhubungan positif terhadap ROA, sedangkan DPK, TBH, FDR berhubungan negatif terhadap dan ROA SBIS dan NPF tidak berpengaruh terhadap tingkat ROA. Dalam jangka pendek, ROA berhubungan negatif, tetapi FDR terhadap ROA berhubungan positif. Sedangkan DPK, FIN, SBIS, TBH, NPF and BOPO tidak berhubungan dengan pembiayaan. Di lain pihak, respon pembiayan terhadap goncangan yang terjadi terjadi pada ROA, FIN, FDR, NPF dan BOPO direspon positif oleh ROA. Sedangkan respon ROA terhadap goncangan yang terjadi pada FDR, SBIS dan TBH adalah negatif.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"175-203"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48220843","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/ECONOMICA.2017.8.2.1223
Setyo Budi Hartono
The objective of this study is to measure the capacity development of PTKIN auditors in Indonesia towards Intellectual Capital by using Audit Quality as a intervening variable. Resource-based theory as the basis for IC development that affects the accountability of PTKIN. Stakeholder theory is used as the basis of PTKIN in managing Budget Implementation. The methodology uses testing on 28 PTKIN auditors with questioner and WarpPLS 5.0 as a measuring tool. From the sample test it is known that the correlation between capacity building (CB) Audit Quality (AQ) has 53% coefficient, capacity building (CB) to Intellectual Capital (IC) has 93% coefficient, Audit Quality (AQ) significant to Intellectual Capital with coefficient -16 % And not significant, and the capacity building (CB) of Intellectual Capital (IC) with Audit Quality (AQ) as the mediation variable has coefficient - 80% and has no effect on VAF 10%. There is no factor influencing Intellectual Capital with Audit Quality as mediation variable to capacity building (CB). Intellectual Capital (IC) is strongly influenced by Audit Qualitys with appropriate educational back¬grounds. Penelitian ini bertujuan untuk mengukur pengembangan kapasitas auditor PTKIN di Indonesia terhadap Intellectual Capital (IC) dengan menggunakan Audit Quality (AQ) sebagai variabel intervening. Resource Based Theory (RBT) digunakan sebagai dasar pengembangan IC yang akan memengaruhi akuntabilitas PTKIN. Teori stake¬holder digunakan sebagai dasar PTKIN dalam mengelola implementasi Anggaran. Metodologi penelitian ini menggunakan pengujian pada 28 auditor PTKIN dengan kuesioner dan WarpPLS 5.0 sebagai alat ukur. Dari pengujian sampel diketahui hubungan antara Capacity Building (CB) Audit Quality (AQ) memiliki koefisien 53%, Capacity Building (CB) terhadap Intellectual Capital (IC) memiliki koefisien 93%, Audit Quality (AQ) signifikan terhadap Intellectual Capital (IC) dengan koefisien -16% dan tidak signifikan, dan Capacity Building (CB) terhadap Intellectual Capital (IC) dengan Audit Quality (AQ) sebagai variabel intervening memiliki koefisien - 80% dan tidak berpengaruh pada VAF 10%. Tidak ada faktor yang berpengaruh terhadap Intellectual Capital (IC) dengan Audit Quality (AQ) sebagai variabel intervening terhadap Capacity Building (CB). Intellectual Capital (IC) sangat dipengaruhi oleh Audit Quality (AQ) dengan latar belakang pendidikan yang sesuai.
本研究的目的是通过使用审计质量作为干预变量来衡量印尼PTKIN审计师对智力资本的能力发展。资源基础理论作为IC发展的基础，影响PTKIN的问责制。利益相关者理论是PTKIN在预算执行管理中的基础。该方法使用了对28名PTKIN审核员的测试，使用了提问者和WarpPLS 5.0作为测量工具。从样本检验可知，能力建设(CB)与审计质量(AQ)的相关系数为53%，能力建设(CB)与智力资本(IC)的相关系数为93%，审计质量(AQ)与智力资本的相关系数为- 16%且不显著，智力资本(IC)的能力建设(CB)与审计质量(AQ)作为中介变量的相关系数为- 80%，对VAF没有影响10%。以审计质量为中介变量的智力资本对能力建设没有影响。智力资本(IC)受审计质量的强烈影响，具有适当的教育背景。Penelitian ini bertujuan untuk menggukur pengembangan kapasitas审计师PTKIN di印度尼西亚terhadap知识资本(IC)登根menggunakan审计质量(AQ) sebagai变量干预。资源基础理论(RBT)的研究与应用。我们的利益相关者digunakan sebagai dasar PTKIN dalam mengelola在Anggaran实施。methodology penelitian ini menggunakan penguin pad28 auditor PTKIN dungan kusioner dan warpppls 5.0 sebagai alat ukur。能力建设(CB)审计质量(AQ)记忆率53%，能力建设(CB)审计质量(IC)记忆率93%，审计质量(AQ)显著性记忆率智力资本(IC)显著性记忆率16%，能力建设(CB)审计质量(AQ)显著性记忆率80%，能力建设(CB)审计质量(AQ)变量干预记忆率80%。知识资本(IC)、审计质量(AQ)、审计能力建设(CB)的变量干预。知识资本(IC)审计质量(AQ)审计质量(dengan)
{"title":"Peran Capacity Building terhadap Peningkatan Intellectual Capital Auditor Internal PTKIN di Indonesia dengan Audit Quality sebagai Variabel Intervening","authors":"Setyo Budi Hartono","doi":"10.21580/ECONOMICA.2017.8.2.1223","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.2.1223","url":null,"abstract":"The objective of this study is to measure the capacity development of PTKIN auditors in Indonesia towards Intellectual Capital by using Audit Quality as a intervening variable. Resource-based theory as the basis for IC development that affects the accountability of PTKIN. Stakeholder theory is used as the basis of PTKIN in managing Budget Implementation. The methodology uses testing on 28 PTKIN auditors with questioner and WarpPLS 5.0 as a measuring tool. From the sample test it is known that the correlation between capacity building (CB) Audit Quality (AQ) has 53% coefficient, capacity building (CB) to Intellectual Capital (IC) has 93% coefficient, Audit Quality (AQ) significant to Intellectual Capital with coefficient -16 % And not significant, and the capacity building (CB) of Intellectual Capital (IC) with Audit Quality (AQ) as the mediation variable has coefficient - 80% and has no effect on VAF 10%. There is no factor influencing Intellectual Capital with Audit Quality as mediation variable to capacity building (CB). Intellectual Capital (IC) is strongly influenced by Audit Qualitys with appropriate educational back¬grounds. Penelitian ini bertujuan untuk mengukur pengembangan kapasitas auditor PTKIN di Indonesia terhadap Intellectual Capital (IC) dengan menggunakan Audit Quality (AQ) sebagai variabel intervening. Resource Based Theory (RBT) digunakan sebagai dasar pengembangan IC yang akan memengaruhi akuntabilitas PTKIN. Teori stake¬holder digunakan sebagai dasar PTKIN dalam mengelola implementasi Anggaran. Metodologi penelitian ini menggunakan pengujian pada 28 auditor PTKIN dengan kuesioner dan WarpPLS 5.0 sebagai alat ukur. Dari pengujian sampel diketahui hubungan antara Capacity Building (CB) Audit Quality (AQ) memiliki koefisien 53%, Capacity Building (CB) terhadap Intellectual Capital (IC) memiliki koefisien 93%, Audit Quality (AQ) signifikan terhadap Intellectual Capital (IC) dengan koefisien -16% dan tidak signifikan, dan Capacity Building (CB) terhadap Intellectual Capital (IC) dengan Audit Quality (AQ) sebagai variabel intervening memiliki koefisien - 80% dan tidak berpengaruh pada VAF 10%. Tidak ada faktor yang berpengaruh terhadap Intellectual Capital (IC) dengan Audit Quality (AQ) sebagai variabel intervening terhadap Capacity Building (CB). Intellectual Capital (IC) sangat dipengaruhi oleh Audit Quality (AQ) dengan latar belakang pendidikan yang sesuai.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"205-236"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43583766","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/ECONOMICA.2017.8.2.1442
Dita Meyliana, Ade Sofyan Mulazid
This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia. Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.
{"title":"Pengaruh Produk Domestik Bruto (PDB), Jumlah Bagi Hasil dan Jumlah Kantor terhadap Jumlah Deposito Muḍārabah Bank Syariah di Indonesia Periode 2011-2015","authors":"Dita Meyliana, Ade Sofyan Mulazid","doi":"10.21580/ECONOMICA.2017.8.2.1442","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.2.1442","url":null,"abstract":"This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia. Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"263-283"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46324571","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/ECONOMICA.2017.8.2.1920
Elif Pardiansyah
Investment is a commitment to withhold excess funds in order to gain profit in the future. Nevertheless, there are unscrupulous individuals who utilize investment as a means of collecting funds from the public with products and activities that are not according to sharia. Therefore, explaining the principles of sharia in investing becomes important as a guide for society. Eclpisit and implicit investment activities contained in the number of Qur’anic verses and the sunnah of the Prophet Muhammad, who once ran the business and became a partner of the Mecca investor of his day. The principle of sharia investment is any form of muamalah may be done until there is a prohibited prohibition, the water search for forbidden activities in a business activity, both object (product) and the process of activity that contains elements haram, gharār, maysīr, ribā, tadlīs, talaqqī al-rukbān, ghabn, ḍ arar, rishwah, maksiat and ẓulm . In investing, there are sharia rules regarding what covenants are allowed, what is prohibited, and risks that arise as an integral part of investment activity.
{"title":"Investasi dalam Perspektif Ekonomi Islam: Pendekatan Teoritis dan Empiris","authors":"Elif Pardiansyah","doi":"10.21580/ECONOMICA.2017.8.2.1920","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.2.1920","url":null,"abstract":"Investment is a commitment to withhold excess funds in order to gain profit in the future. Nevertheless, there are unscrupulous individuals who utilize investment as a means of collecting funds from the public with products and activities that are not according to sharia. Therefore, explaining the principles of sharia in investing becomes important as a guide for society. Eclpisit and implicit investment activities contained in the number of Qur’anic verses and the sunnah of the Prophet Muhammad, who once ran the business and became a partner of the Mecca investor of his day. The principle of sharia investment is any form of muamalah may be done until there is a prohibited prohibition, the water search for forbidden activities in a business activity, both object (product) and the process of activity that contains elements haram, gharār, maysīr, ribā, tadlīs, talaqqī al-rukbān, ghabn, ḍ arar, rishwah, maksiat and ẓulm . In investing, there are sharia rules regarding what covenants are allowed, what is prohibited, and risks that arise as an integral part of investment activity.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"337-373"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42669031","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/ECONOMICA.2017.8.2.1546
Zuhdan Ady Fataron
The double burden on women’s work as schedules and work demands can make it difficult for women to fulfill family demands to have an unfavorable impact on both their working lives and on family life. It is necessary for a positive work-family interaction built through spiritual intelligence and work engagement. The focus of this study is to examine the effect of spiritual intelligence and work engagement in explaining the positive work-family interaction in order to build quality work life. Research data related to these variables obtained through interviews using questionnaires answered by the respondents working women, have a family and have children. The data obtained were analyzed by Structural Equation Modeling (SEM) approach. The results of data analysis showed that spiritual intelligence and work engagement were statistically proved to have a significant positive effect on family-positive work interaction. Similarly, a positive work-family interaction is evidently able to explain the quality of work life. Beban ganda pada pekerjaan perempuan seperti jadwal dan tuntutan kerja dapat menyulitkan perempuan untuk memenuhi tuntutan keluarga, memiliki dampak yang tidak menguntungkan baik pada kehidupan kerja maupun kehidupan keluarga mereka. Hal ini memerlukan adanya interaksi positif pekerjaan-keluarga yang dibangun melalui kecerdasan spiritual dan work engagement. Fokus dari penelitian ini adalah untuk menguji pengaruh kecerdasan spiritual dan work engagement dalam menjelaskan interaksi positif keluarga-kerja untuk membangun kehidupan kerja yang berkualitas. Data penelitian yang berkaitan dengan variabel-variabel ini diperoleh melalui wawancara dengan menggunakan kuesioner yang dijawab oleh responden wanita pekerja, memiliki keluarga dan memiliki anak. Data yang diperoleh dianalisis dengan pendekatan Structural Equation Modeling (SEM). Hasil analisis data menunjukkan bahwa kecerdasan spiritual dan work engagement secara statistik terbukti memiliki efek positif yang signifikan terhadap interaksi positif pekerjaan-keluarga. Demikian pula, interaksi positif pekerjaan-keluarga ternyata mampu menjelaskan kualitas kehidupan kerja.
妇女工作的双重负担，如日程安排和工作要求，可能使妇女难以满足家庭要求，从而对她们的工作生活和家庭生活产生不利影响。通过精神智慧和工作投入来建立积极的工作与家庭互动是必要的。本研究的重点是检验精神智力和工作投入在解释积极的工作-家庭互动，以建立高质量的工作生活中的作用。与这些变量相关的研究数据是通过访谈获得的，调查问卷是由有工作、有家庭和有孩子的受访者回答的。采用结构方程建模(SEM)方法对所得数据进行分析。数据分析结果显示，精神智力和工作投入对家庭-积极工作互动有显著的正向影响。同样，积极的工作-家庭互动显然能够解释工作生活的质量。Beban ganda padpadpekerjaan perperti jadwal dantuntunan kerja dapat menyulitkan perempuan untuk memenuhi tuntunan keluarga, memiliki danpak yang tidak menguntunkan baik padpadkehidupan kerja mapun kehidupan keluarga mereka。halini memerlukan adanya interaksi正能量pekerjaan-keluarga杨dibangan melalui kecerdasan灵性丹工作投入。集中精力，集中精力，集中精力，集中精力，集中精力，集中精力，集中精力，集中精力，集中精力，集中精力。数据penelitian yang berkaitan dunganan变量-变量ini diperoleh melalui wawanka dunganakan kuesoner yang dijajawa oleh被调查者wanita pekerja, memiliki keluarga和memiliki anak。结构方程建模(SEM)。Hasil分析数据menunjukkan bahwa kecerdasan精神dan工作投入，统计terbukti memiliki positive yang显著性，terhadhapa interaksi positive pekerjaan-keluarga。Demikian pula, interaksi positif pekerjaan-keluarga ternyata mampu menjelaskan kualitas kehidupan kerja。
{"title":"Kualitas Kehidupan Kerja pada Wanita Pekerja: Studi pada Pekerja Wanita di Lingkup Bank BRI Syariah Cabang Semarang","authors":"Zuhdan Ady Fataron","doi":"10.21580/ECONOMICA.2017.8.2.1546","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.2.1546","url":null,"abstract":"The double burden on women’s work as schedules and work demands can make it difficult for women to fulfill family demands to have an unfavorable impact on both their working lives and on family life. It is necessary for a positive work-family interaction built through spiritual intelligence and work engagement. The focus of this study is to examine the effect of spiritual intelligence and work engagement in explaining the positive work-family interaction in order to build quality work life. Research data related to these variables obtained through interviews using questionnaires answered by the respondents working women, have a family and have children. The data obtained were analyzed by Structural Equation Modeling (SEM) approach. The results of data analysis showed that spiritual intelligence and work engagement were statistically proved to have a significant positive effect on family-positive work interaction. Similarly, a positive work-family interaction is evidently able to explain the quality of work life. Beban ganda pada pekerjaan perempuan seperti jadwal dan tuntutan kerja dapat menyulitkan perempuan untuk memenuhi tuntutan keluarga, memiliki dampak yang tidak menguntungkan baik pada kehidupan kerja maupun kehidupan keluarga mereka. Hal ini memerlukan adanya interaksi positif pekerjaan-keluarga yang dibangun melalui kecerdasan spiritual dan work engagement. Fokus dari penelitian ini adalah untuk menguji pengaruh kecerdasan spiritual dan work engagement dalam menjelaskan interaksi positif keluarga-kerja untuk membangun kehidupan kerja yang berkualitas. Data penelitian yang berkaitan dengan variabel-variabel ini diperoleh melalui wawancara dengan menggunakan kuesioner yang dijawab oleh responden wanita pekerja, memiliki keluarga dan memiliki anak. Data yang diperoleh dianalisis dengan pendekatan Structural Equation Modeling (SEM). Hasil analisis data menunjukkan bahwa kecerdasan spiritual dan work engagement secara statistik terbukti memiliki efek positif yang signifikan terhadap interaksi positif pekerjaan-keluarga. Demikian pula, interaksi positif pekerjaan-keluarga ternyata mampu menjelaskan kualitas kehidupan kerja.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"285-307"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48390700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/economica.2017.8.2.1334
Naerul Edwin Kiky Aprianto
This article intends to examine the social security system in the perspective of Islamic economy. Using literature review, this article cut social security. For that, it can be concluded that the social security construction in the Islamic economic system has four stages, namely: (1) guarantees the individual against himself (individual guarantees); (2) among individuals with his family (family guarantees); (3) individuals with society (assurance society); and (4) between people within a country (a guarantee). Therefore, the construction of social security system in Islamic economics illustrates that guarantee it in layers. When social security was able to be resolved by the individual, then simply at the level of the individual. But when could not be resolved at the level of the individual, it will be resolved at the level of the family. If not completed in level of the family, it will be resolved at the community level. If social security did not complete in the community, then the obligation of the State to finish it Artikel ini bermaksud untuk mengkaji sistem jaminan sosial dalam perspektif ekonomi Islam. Dengan menggunakan literature review, artikel ini membedah jaminan sosial Islam. Artikel ini menyimpulkan bahwa konstruksi jaminan sosial dalam ekonomi Islam memiliki empat sistem tahapan, yaitu: (1) jaminan individu terhadap dirinya (jaminan individu); (2) antara individu dengan keluarganya (jaminan keluarga); (3) individu dengan masyarakatnya (jaminan masyarakat); dan (4) antara masyarakat dalam suatu negara (jaminan negara). Oleh karena itu, konstruksi sistem jaminan sosial dalam ekonomi Islam menggambarkan bahwa jaminan itu berlapis-lapis. Apabila jaminan sosial mampu diselesaikan oleh individu, maka cukup di level individu. Apabila tidak bisa diselesaikan di level individu, maka akan diselesaikan di level keluarga. Apabila tidak selesai di level keluarga, maka akan diselesaikan di level masyarakat. Apabila jaminan sosial tidak selesai di masyarakat, maka kewajiban negara menyelesaikannya.
本文试图从伊斯兰经济的角度来考察社会保障制度。本文采用文献综述的方法，对社会保障进行削减。由此可以得出，伊斯兰经济体制下的社会保障建设经历了四个阶段，即:(1)保障个人免受自身侵害(个人保障);(二)有家庭的个人(家庭担保);(三)个人社会(保障社会);(4)一个国家内的人之间(保证)。因此，伊斯兰经济学的社会保障体系建设说明了保障的层次性。当社会保障能够由个人来解决时，那只是在个人的层面上。但是当不能在个人层面上解决时，就会在家庭层面上解决。如果不能在家庭一级完成，将在社区一级解决。如果社会保障没有在社区内完成，那么国家的义务就必须完成它。登安蒙古纳坎文献综述，文章介绍了社会伊斯兰教的成员。Artikel ini menypulkkan bahwa konstruksi jaminan社会dalam经济ysl memiliki empat system; (1) jaminan individual terhadap dirinya;(2) antara individual dengan keluarganya (jaminan keluarga);(3) individual dengan masyarakatnya (jaminan masyarakat);丹(4)antara masyarakat dalam suatu negara (jaminan negara)。我的意思是，我的意思是，我的意思是，我的意思是，我的意思是，我的意思是，我的意思是有能力的人是社会猿猴，有能力的人是社会猿猴，有能力的人是社会猿猴。Apabila tidak bisa diselesaikan di level个人，maka akan diselesaikan di level keluarga。Apabila tidak selesai di level keluarga, maka akan diselesaikan di level masyarakat。Apabila jaminan social tidak selesai di masyarakat, maka kewajiban negara menyelesaikannya。
{"title":"Kontruksi Sistem Jaminan Sosial dalam Perspektif Ekonomi Islam","authors":"Naerul Edwin Kiky Aprianto","doi":"10.21580/economica.2017.8.2.1334","DOIUrl":"https://doi.org/10.21580/economica.2017.8.2.1334","url":null,"abstract":"This article intends to examine the social security system in the perspective of Islamic economy. Using literature review, this article cut social security. For that, it can be concluded that the social security construction in the Islamic economic system has four stages, namely: (1) guarantees the individual against himself (individual guarantees); (2) among individuals with his family (family guarantees); (3) individuals with society (assurance society); and (4) between people within a country (a guarantee). Therefore, the construction of social security system in Islamic economics illustrates that guarantee it in layers. When social security was able to be resolved by the individual, then simply at the level of the individual. But when could not be resolved at the level of the individual, it will be resolved at the level of the family. If not completed in level of the family, it will be resolved at the community level. If social security did not complete in the community, then the obligation of the State to finish it Artikel ini bermaksud untuk mengkaji sistem jaminan sosial dalam perspektif ekonomi Islam. Dengan menggunakan literature review, artikel ini membedah jaminan sosial Islam. Artikel ini menyimpulkan bahwa konstruksi jaminan sosial dalam ekonomi Islam memiliki empat sistem tahapan, yaitu: (1) jaminan individu terhadap dirinya (jaminan individu); (2) antara individu dengan keluarganya (jaminan keluarga); (3) individu dengan masyarakatnya (jaminan masyarakat); dan (4) antara masyarakat dalam suatu negara (jaminan negara). Oleh karena itu, konstruksi sistem jaminan sosial dalam ekonomi Islam menggambarkan bahwa jaminan itu berlapis-lapis. Apabila jaminan sosial mampu diselesaikan oleh individu, maka cukup di level individu. Apabila tidak bisa diselesaikan di level individu, maka akan diselesaikan di level keluarga. Apabila tidak selesai di level keluarga, maka akan diselesaikan di level masyarakat. Apabila jaminan sosial tidak selesai di masyarakat, maka kewajiban negara menyelesaikannya.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"237-262"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43869438","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-10-31DOI: 10.21580/economica.2017.8.2.2368
Ferry Khusnul Mubarok, Ahmad Ridho Darmawan, Zahirotul Luailiyah
The objective of this research is to analyze the comparison of sharia and nonsharia stock performance. The sample is a company listed on the Indonesia Stock Exchange, listing from 2013-2017. The sample consists of nonsharia stock (LQ45) and sharia stock (Jakarta Islamic Index). Sampling method used purposive sampling technique. Data analysis technique used Risk-Adjusted Return Measurement and analyzed by using paired sample T-Test. Based on analysis and discussion, there is no significant differences between portfolio performance of LQ45 and JII, either using Sharpe, Treynor, and Jensen alpha Index. Based on annual data, the performance of JII’s portfolio is better than LQ45 when macroeconomic is depression, while LQ45 portfolio performance is better when macroeconomic is booming. Thus, JII portfolios are more effective used when the economy is depressed, while LQ45 is more effective when the economy is booming.
{"title":"Optimalisasi Portofolio Nilai Saham: Studi Komparasi Kinerja Saham Syariah dan Nonsyariah","authors":"Ferry Khusnul Mubarok, Ahmad Ridho Darmawan, Zahirotul Luailiyah","doi":"10.21580/economica.2017.8.2.2368","DOIUrl":"https://doi.org/10.21580/economica.2017.8.2.2368","url":null,"abstract":"The objective of this research is to analyze the comparison of sharia and nonsharia stock performance. The sample is a company listed on the Indonesia Stock Exchange, listing from 2013-2017. The sample consists of nonsharia stock (LQ45) and sharia stock (Jakarta Islamic Index). Sampling method used purposive sampling technique. Data analysis technique used Risk-Adjusted Return Measurement and analyzed by using paired sample T-Test. Based on analysis and discussion, there is no significant differences between portfolio performance of LQ45 and JII, either using Sharpe, Treynor, and Jensen alpha Index. Based on annual data, the performance of JII’s portfolio is better than LQ45 when macroeconomic is depression, while LQ45 portfolio performance is better when macroeconomic is booming. Thus, JII portfolios are more effective used when the economy is depressed, while LQ45 is more effective when the economy is booming.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"309-336"},"PeriodicalIF":0.0,"publicationDate":"2017-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45252044","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2017-05-31DOI: 10.21580/ECONOMICA.2017.8.1.1826
E. Cahyono, M. Mardianto, S. Rusmita
The importance of financial inclusion in Islamic Bank is not only affordable for business level, but also agricultural sector. Indonesian Islamic banking as one of the providers of financial services continued to grow, but its market share is still small compared with conventional banking. Therefore financial inclusion Islamic banking, especially in reaching out to the agriculture sector, need to be improved. This study aims to measure the value of financial inclusion Islamic banks in Indonesia province in reaching the agricultural sector, both provincial and district or city. Indexing method factor analysis (Principal Component Analysis) using 14 indicators that have been adapted to the concept of Financial Inclusion Index (FII). Data correlated with Islamic Financial Institution availability can be divided into two factors which are of Islamic banking (including Islamic windows of the conventional bank) and Islamic Rural Bank. The result of the analysis is indicating that the most dominant factor provided by Islamic banking (including Islamic windows of conventional Bank). The result also present the highest index score reached by West Java Province and East Java, while the lowest index score reached by East Nusa Tenggara and West Papua Province. Keuangan inklusi bagi bank syariah sangatlah penting, bukan hanya memberikan pembiayaan pada sektor bisnis namun juga untuk sektor pertanian. Bank syariah di Indonesia sebagai salah satu lembaga keuangan yang terus berkembang memiliki potensi untuk mengembangkan keuangan inklusi walaupun pangsa pasar dari bank syariah masih lebih kecil dibandingkan konvensional. Keberadaan keuangan inklusi di bank syariah khususnya pada sektor pertanian masih perlu ditingkatkan Penelitian ini bertujuan untuk mengukur nilai keuangan inklusi di bank syariah pada sektor pertanian di seluruh provinsi yang ada di Indonesia, baik pada level provinsi, kabupaten dan kota. Penelitian ini menggunakan metode index faktor analisis (analisis komponen prinsip) dengan 14 indikator yang diadaptasi dari konsep Indeks Inklusi Keuangan. Data-data berkenaan dengan lembaga keuangan Islam yang tersedia dapat dibagi menjadi dua factor, yaitu faktor yang berkaitan dengan bank syariah (termasuk unit usaha syariah) dan Bank Pembiayaan Rakyat Syariah. Hasil analisis menunjukkan bahwa faktor yang paling dominan adalah faktor yang berkaitan dengan bank syariah dan unit usaha syariah. Hasil menunjukkan bahwa angka indeks tertinggi diraih oleh provinsi Jawa Barat dan Jawa Timur, sedangkan angka indeks terendah diraih oleh provinsi Nusa Tenggara Timur dan Papua Barat.
伊斯兰银行金融包容性的重要性不仅对商业层面来说是负担得起的，而且对农业部门来说也是负担得起的。印尼伊斯兰银行作为金融服务的提供者之一不断增长，但与传统银行相比，其市场份额仍然很小。因此，需要改进金融包容性伊斯兰银行业务，特别是涉及农业部门的业务。本研究的目的是衡量金融包容性的价值伊斯兰银行在印尼省达到农业部门，省和地区或城市。索引方法因子分析(主成分分析)使用14个指标，这些指标已适应金融包容性指数(FII)的概念。与伊斯兰金融机构可用性相关的数据可以分为两个因素，即伊斯兰银行(包括传统银行的伊斯兰窗口)和伊斯兰农村银行。分析结果表明，伊斯兰银行(包括传统银行的伊斯兰窗口)提供了最主要的因素。结果还显示，西爪哇省和东爪哇省的指数得分最高，而东努沙登加拉省和西巴布亚省的指数得分最低。Keuangan inklusi bagi银行伊斯兰教教徒sangatlah penting, bukan hanya成员kanbiayaan paada部门bisnis namun juga untuk部门pertanian。印度尼西亚的伊斯兰银行是印度尼西亚的伊斯兰银行，它是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行，是印度尼西亚的伊斯兰银行。Keberadaan keuangan inklusi di bank syariah khususnya pada部门pertanian masih pertaningkatkan Penelitian ini bertujuan untuk mengukur nilai keuangan inklusi di bank syariah pada部门pertanian di seluruh省yang ada di Indonesia, baik pada level省，kabupaten dan kota。Penelitian ini mongunakan方法指标因子分析(analysis komponen prinsip)， dengan 14指标yang diadaptsi dari konsep index, Inklusi keangan。数据-数据berkenaan dengan lembaga keuangan Islam yang tersedia dapat dibagi menjadi dua factor, yitu factor for yang berkaitan dengan bank ysariah (termasuk unit usaha ysariah) dan bank Pembiayaan Rakyat ysariah。Hasil分析menunjukkan bahwa因子为yang paling dominan adalah因子为yang berkaitan邓安银行伊斯兰教单位usaha伊斯兰教。Hasil menunjukkan bahwa angka indeks tertingi diaii oleh省爪哇巴拉特和爪哇木木尔，sedangkan angka indeks terendah diraih oleh省努沙登加拉木木尔和巴布亚巴拉特。
{"title":"Faktor Dominan pada Indeks Inklusi Perbankan Syariah Sektor Pertanian di Indonesia","authors":"E. Cahyono, M. Mardianto, S. Rusmita","doi":"10.21580/ECONOMICA.2017.8.1.1826","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2017.8.1.1826","url":null,"abstract":"The importance of financial inclusion in Islamic Bank is not only affordable for business level, but also agricultural sector. Indonesian Islamic banking as one of the providers of financial services continued to grow, but its market share is still small compared with conventional banking. Therefore financial inclusion Islamic banking, especially in reaching out to the agriculture sector, need to be improved. This study aims to measure the value of financial inclusion Islamic banks in Indonesia province in reaching the agricultural sector, both provincial and district or city. Indexing method factor analysis (Principal Component Analysis) using 14 indicators that have been adapted to the concept of Financial Inclusion Index (FII). Data correlated with Islamic Financial Institution availability can be divided into two factors which are of Islamic banking (including Islamic windows of the conventional bank) and Islamic Rural Bank. The result of the analysis is indicating that the most dominant factor provided by Islamic banking (including Islamic windows of conventional Bank). The result also present the highest index score reached by West Java Province and East Java, while the lowest index score reached by East Nusa Tenggara and West Papua Province. Keuangan inklusi bagi bank syariah sangatlah penting, bukan hanya memberikan pembiayaan pada sektor bisnis namun juga untuk sektor pertanian. Bank syariah di Indonesia sebagai salah satu lembaga keuangan yang terus berkembang memiliki potensi untuk mengembangkan keuangan inklusi walaupun pangsa pasar dari bank syariah masih lebih kecil dibandingkan konvensional. Keberadaan keuangan inklusi di bank syariah khususnya pada sektor pertanian masih perlu ditingkatkan Penelitian ini bertujuan untuk mengukur nilai keuangan inklusi di bank syariah pada sektor pertanian di seluruh provinsi yang ada di Indonesia, baik pada level provinsi, kabupaten dan kota. Penelitian ini menggunakan metode index faktor analisis (analisis komponen prinsip) dengan 14 indikator yang diadaptasi dari konsep Indeks Inklusi Keuangan. Data-data berkenaan dengan lembaga keuangan Islam yang tersedia dapat dibagi menjadi dua factor, yaitu faktor yang berkaitan dengan bank syariah (termasuk unit usaha syariah) dan Bank Pembiayaan Rakyat Syariah. Hasil analisis menunjukkan bahwa faktor yang paling dominan adalah faktor yang berkaitan dengan bank syariah dan unit usaha syariah. Hasil menunjukkan bahwa angka indeks tertinggi diraih oleh provinsi Jawa Barat dan Jawa Timur, sedangkan angka indeks terendah diraih oleh provinsi Nusa Tenggara Timur dan Papua Barat.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"8 1","pages":"55-79"},"PeriodicalIF":0.0,"publicationDate":"2017-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48055486","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：