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The application of artificial intelligence techniques in credit card fraud detection: a quantitative study 人工智能技术在信用卡欺诈检测中的应用:定量研究
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338907023
Yusuf Yusuf Dayyabu, D. Arumugam, S. Balasingam
Credit card fraud is a major problem that has caused several challenges for practitioners in the accounting and finance industry due to a large number of daily transactions as well as the difficulties encountered in identifying fraudulent transactions. The purpose of this study is to investigate the application of artificial intelligence techniques as a fraud detection mechanism that can effectively and efficiently detect credit card fraud and identify fraudulent financial transactions. The data was acquired from 100 respondents across the accounting and finance industry and analysed using SPSS. Researcher analysed the data using regression analysis, Pearson correlation coefficient, and reliability analysis. Findings revealed that the three artificial intelligence techniques machine learning, data mining, and fuzzy logic have a significant positive relationship with credit card fraud detection. However, fuzzy logic was discovered to be the least utilized by experts due to its low accuracy/precision in comparison with machine learning and data mining. Based on these findings, our study concludes that the application of artificial intelligence techniques provides experts with better accuracy and efficiency in detecting fraudulent transactions. Therefore, it is recommended that fraud examiners, auditors, accountants, bankers, and organizations should implement and apply artificial intelligence techniques in order to spot anomalies faster and identify fraudulent financial transactions effectively and efficiently.
由于大量的日常交易以及在识别欺诈交易方面遇到的困难,信用卡欺诈是一个给会计和金融行业从业人员带来挑战的主要问题。本研究的目的是研究人工智能技术作为欺诈检测机制的应用,该机制可以有效地检测信用卡欺诈并识别欺诈性金融交易。这些数据来自会计和金融行业的100名受访者,并使用SPSS进行分析。研究者对数据进行回归分析、Pearson相关系数分析和信度分析。研究结果表明,机器学习、数据挖掘和模糊逻辑这三种人工智能技术与信用卡欺诈检测有显著的正相关关系。然而,与机器学习和数据挖掘相比,模糊逻辑被发现是专家使用最少的,因为它的准确性/精度较低。基于这些发现,我们的研究得出结论,人工智能技术的应用为专家检测欺诈性交易提供了更好的准确性和效率。因此,建议欺诈审查人员、审计员、会计师、银行家和组织应该实施和应用人工智能技术,以便更快地发现异常情况,并有效地识别欺诈性金融交易。
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引用次数: 1
Transformation of the aggregate subject of activity in the context of digitalization of education 教育数字化背景下活动主体的转化
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338909013
Vyacheslav А. Terekhin, A. Korochentseva
The criteria for academic success are academic (educational) performance, reflecting the level of educational achievement, as well as interest, motivation, quality and methods of mental work (activity, tension, pace, duration, consistency, the ratio of rational and irrational methods of work, etc.). In our work, we examined how the above factors affect the success of students' learning activities in different forms of organizing the activities of the study group. Two main forms are considered: distance learning and full-time. The study allows us to trace the role of sociopsychological factors affecting the transformation of the aggregate subject of activity in the context of digitalization of education. The study involved two groups of university students. The first group: students of 1-4 courses, who have a distant form of organizing the activities of a group of 60 people. The second group: students of 1-4 courses, who have a full-time form of organizing the activities of a group of 60 people. The total sample size was 120 people. Methods used: Study method motivation learning at the university T.I. Ilyina; Test - questionnaire "Motivation for success and fear of failure" by AA Reana; Methodology studyingI social and psychological self-assessment of the team of O. Nemov; Questionnaire for the diagnosis of the ability to empathy. The research carried out confirms the proposed assumption that the form of organization of the group's activities significantly affects the success of its educational activities. Therefore, we can say that students with a full-time form of organizing activities are more successful in their educational activities than students with a distant system, since they strive to a significant extent to gain knowledge, master a profession, achieve success, and be within the team. to share his interests, to maintain friendly and comradely relations with each other than students with a distant form of organization of activities, who strive to be outside the team, since they may regard their classmates as potential competitors who can hinder the achievement of success in their educational activities.
学业成功的标准是学业(教育)成绩,反映了教育成就的水平,以及智力工作的兴趣、动机、质量和方法(活动性、紧张性、速度、持续时间、一致性、合理和不合理的工作方法的比例等)。在我们的工作中,我们以不同的学习小组活动组织形式考察了上述因素是如何影响学生学习活动的成功的。主要考虑两种形式:远程学习和全日制学习。该研究使我们能够追踪在教育数字化背景下影响活动总体主体转变的社会心理因素的作用。这项研究涉及两组大学生。第一组:1-4门课程的学生,以远程形式组织60人的小组活动。第二组:1-4门课程的学生,以全职形式组织60人一组的活动。总样本量为120人。采用的方法:在大学t.i.l Ilyina学习动机学习法;测试- AA Reana问卷“成功动机与失败恐惧”;内莫夫团队社会心理自我评价的方法论研究共情能力诊断问卷。所进行的研究证实了所提出的假设,即团体活动的组织形式显著影响其教育活动的成功。因此,我们可以说,拥有全日制组织活动形式的学生在他们的教育活动中比拥有远程系统的学生更成功,因为他们在很大程度上努力获得知识,掌握专业,取得成功,并融入团队。要分享自己的兴趣,保持友好和同志的关系,而不是与远方的学生组织活动,他们努力在团队之外,因为他们可能会把他们的同学视为潜在的竞争对手,可能会阻碍他们在教育活动中取得成功。
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引用次数: 0
Classification of the elliptical sentences in the question-answer dialogue unity in modern English language communication 现代英语交际中问答对话统一中省略句的分类
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338908018
Ludmila Kosonozhkina, Natalya Treboukhina, Yu S Karagodskaya, E. Bogatskaya
The article provides an arrangement of different points of view of Russian and foreign linguists on the versatile issue of ellipsis and elliptical sentences. It shows how these constructions are de-scribed within the formal-grammatical, textual, stylistic, logical, comparative and communicative approaches; and the correlation between ellipsis and syntactic anaphoric zero qualification is given. The second part of the article is devoted to the statistics of different types of elliptical sentences based on the established basic models of elliptical sentences in questionand-answer dialogue unities of the modern English language communication. The author identifies five structural models of elliptical sentences in the question-answer dialogical unity of the modern English language. They are: one-member elliptical interrogative and answer sentences with noun, pronoun, adjective and adverb as a key component; one-member elliptical sentences with functional parts of speech as a key component: an elliptical question presented by question words, conjunctions; and elliptical answers in the form of conjunctions, interjections, prepositions. Then come one-member elliptical answer yesand no-sentences; two-member elliptical general and special questions with direct word order; two-member elliptical answer sentences with the incomplete structure of the predicate and also two-member elliptical interrogative and answer sentences with represented members.
本文整理了国内外语言学家对省略句和省略句多用途问题的不同观点。它展示了这些结构是如何在形式语法、语篇、文体、逻辑、比较和交际方法中被描述的;并给出了省略与句法回指零限定的关系。文章的第二部分在建立现代英语语言交际问答对话统一中省略句基本模式的基础上,对省略句的不同类型进行统计。本文研究了现代英语问答对话统一中省略句的五种结构模式。它们是:以名词、代词、形容词和副词为主要成分的单成员省略式疑问句和答疑句;以功能词类为主要成分的单句省略句:由疑问词、连词构成的省略句省略式的回答以连词,感叹词,介词的形式出现。然后是一句简短的“是”和“不是”的回答;带直接语序的两成员省略式一般疑问句和特殊疑问句;谓语结构不完整的两元省略句和具有表示成员的两元省略句。
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引用次数: 0
Resilience, styles of self-regulation of behavior as a personal resource in ensuring psychological security 弹性,行为的自我调节方式作为确保心理安全的个人资源
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338908026
Diana N. Cerfus, V. Kozlova
In order to investigate the resilience, and styles of self-regulation of behavior as a personal resource in ensuring the psychological safety of future specialists in the transport industry, a pilot study was conducted with the participation of 60 people. The survey included: 1–the methodology of "Diagnostics of S. Muddy's resilience"; 2–the test of "Life orientations" by D. Krambo and L. Makholik in the adaptation of D. A. Leontiev; 3–the questionnaire "Style of self-regulation of behavior" by V. I. Morosanova. The study found that resilience is a basic component of the psychological security of the personality of future specialists in the transport industry and ensures their psychological well-being. The analysis of the results revealed significant differences in resilience, value-semantic sphere, and styles of self-regulation of behavior among students of departmental and civil universities. According to the results of correlation analysis in the studied samples of students and cadets, significant connections between the studied phenomena were established. Based on the conducted research, it can be argued that situations of adverse effects of various factors of the external and internal environment on a person contribute to the formation and development of resilience, which directly affects the regulatory processes of the body. Resilience, life-meaning orientations, and styles of self-regulation of behavior determine social behavior and are the basic components of the level of psychological security of future specialists in the transport industry.
为了调查弹性和自我调节行为的风格,作为确保未来交通行业专家心理安全的个人资源,我们进行了一项有60人参与的试点研究。调查内容包括:1 .“S. Muddy’s resilience的诊断学”方法;D. Krambo和L. Makholik的“人生取向”在D. A. Leontiev的改编中的检验;3 . Morosanova的“行为自我调节风格”问卷。研究发现,弹性是交通运输行业未来专家人格心理安全的基本组成部分,并确保他们的心理健康。分析结果显示,系校与民办高校学生在心理弹性、价值语义领域、行为自律方式等方面存在显著差异。根据对学生和学员样本的相关分析结果,所研究的现象之间存在显著的联系。根据所进行的研究,可以认为,外部和内部环境的各种因素对人的不利影响的情况有助于弹性的形成和发展,它直接影响身体的调节过程。弹性、生活意义取向和行为自我调节方式决定了社会行为,是未来交通行业专家心理安全水平的基本组成部分。
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引用次数: 0
On the issue of freedom of conscience 关于良心自由的问题
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338908002
A. Mirzakhmedov, K. Mirzakhmedov, S. Aminov, G. Tashbaeva
This article examines the problem of the legal relationship of the state to religion, religious organizations and believers on the basis of the theoretical results of domestic and foreign scientific research. An analysis of the formation and development of modern materials on the problem of freedom of conscience and religious organizations in the sociolegal literature is presented. Protestantism laid the foundation for the idea of freedom of conscience, i.e., the religious freedom of the individual in the context of human rights. Avtorami suggests an interpretation of the definition of “conscience” and “freedom of conscience” through the prism of religion as the right of believers and analyses the current Law of the Republic of Uzbekistan and the CIS “On freedom of conscience and religious organizations” in the context of state-religious organization relations. Conscience as an ethical category has a purely personal character, expressing the inner spiritual and psychological "I", a sovereign spiritual phenomenon from the political and legal spheres of civil relations. The authors identify the problematic points in the regulation of relations between the rights and freedoms of believers to religion and associations in the legal acts of the country.
本文在借鉴国内外科学研究理论成果的基础上,对国家与宗教、宗教组织和信仰者的法律关系问题进行了探讨。分析了社会法学文献中关于信仰自由和宗教组织问题的现代材料的形成和发展。新教为良心自由的理念奠定了基础,即个人在人权背景下的宗教自由。Avtorami建议通过宗教作为信仰者权利的棱镜来解释“良心”和“良心自由”的定义,并在国家-宗教组织关系的背景下分析乌兹别克斯坦共和国和独联体现行法律“关于良心自由和宗教组织”。良心作为一种伦理范畴,具有纯粹的个人性质,表达了内心的精神和心理“我”,是一种来自民事关系的政治和法律领域的主权精神现象。作者指出了在国家法律行为中对信徒的宗教和结社权利和自由之间关系的规定存在的问题。
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引用次数: 0
Paragraph construction in scientific and technical research for Bachelor of Sciences students 理学士学生科学技术研究课题的段落构建
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338908007
Kristina Dubikova, R. Avedova, Yulia Shapovalova, Tatyana I. Volkova
The research objective is the study of paragraph construction structural peculiarities in scientific and technical text in teaching students of various fields. The article analyses and reveals distinctive features of paragraph construction in scientific research. The study proves that analyses of paragraph structural features conduce to fuller distinction of stylistic originality of scientific text, its architectonics and composition. The article clarifies that in contrast to literary text, paragraph in scientific and technical text is distinguished by far greater concise and accurate structure formatting. The research proves that in the paragraph of scientific and technical text every following utterance, having close semantic relations with a preceding utterance, functions as its continuation. Having analyzed paragraph construction structural peculiarities the authors single out its main distinctive features: standardized size, unilinearity, clarity of hierarchic relations between utterances, logically strict consecutive order of its sequence, tight connection between preceding and following utterances. The study proves that in scientific and technical texts paragraphs are monolithic speech units from which bigger segments of the text are «built» (sections, chapters, etc). By building such units, clear, evident logical division of the text is achieved (speech product), necessary for more precise and objective scientific statements and facts, eloquent evidence of the propositions put forward, theories, hypotheses, etc.
本研究的目的是研究各专业学生在科技语篇教学中段落结构的特点。文章分析并揭示了科研段落结构的特点。研究表明,对篇章结构特征的分析有助于更全面地区分科技语篇的文体创意、结构和构成。文章指出,与文学文本相比,科技文本段落的结构格式要简洁准确得多。研究证明,在科技语篇段落中,每一个与前一句语义关系密切的后一句都是它的延续。在分析了段落结构特点的基础上,提出了段落结构的主要特点:尺寸规范、单一化、话语之间的层次关系清晰、逻辑上严格的连续顺序、前后话语之间的紧密联系。该研究证明,在科技文本中,段落是单一的语音单位,从中“构建”了更大的文本片段(节、章等)。通过建立这样的单元,可以实现对文本的清晰、明显的逻辑划分(语音产品),这是更精确、客观的科学陈述和事实、对所提出的命题、理论、假设等的有力证据所必需的。
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引用次数: 0
Assessment of the digital transformation impact on the structural changes dynamics in the Russian economy 评估数字化转型对俄罗斯经济结构变化动态的影响
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338909052
E. Petrova, M. Buyanova, V. Kalinina
The purpose of this study is a quantitative assessment of the structural changes dynamics; the authors propose to assess these shifts based on an analysis of changes occurring within the economy sectoral structure and the gross value added in recent years. Another purpose is to identify the relations between economic development and the digital technologies use in the Russian economy in general, which allow to evaluate the effectiveness of the strategy implementation as part of the development of the Digital Economy in the country in general. The Gatev’s coefficient is the most effective tool for calculating the magnitude of structural changes, it allows to evaluate the dynamics of changes, as well as to identify structural changes based on the effectiveness. The empirical base of the study consists of statistical materials on the gross value added reflected in the industry structure, statistical publications on the use of various types of digital technologies and on digital technology expenses from 2005 to 2022. The study identified the trends of the Gatev’s structural changes coefficients dynamics and provided their quantitative assessment according to the selected indicators for Russia. An analysis of the comparability of economical structural changes both in terms of the use and the costs of digital technologies was carried out. The obtained results of the quantitative assessment served as the basis for substantiating the identified dynamics for the quantitative assessment of the structural changes taking place in the country's economy and the dynamics of the use of digital technologies.
本研究的目的是定量评估结构变化的动态;作者建议通过分析近年来经济部门结构和总增加值的变化来评估这些变化。另一个目的是确定经济发展与俄罗斯经济中数字技术使用之间的关系,从而评估战略实施的有效性,作为该国数字经济发展的一部分。盖特夫系数是计算结构变化幅度的最有效工具,它允许评估变化的动态,以及基于有效性识别结构变化。本文的实证基础包括2005 - 2022年反映在产业结构中的总增加值统计资料、各类数字技术使用统计出版物和数字技术费用统计出版物。该研究确定了门户结构变化系数动态的趋势,并根据选定的俄罗斯指标对其进行了定量评估。从数字技术的使用和成本两方面对经济结构变化的可比性进行了分析。定量评估所获得的结果为证实对该国经济中正在发生的结构性变化和数字技术使用动态进行定量评估的确定动态提供了基础。
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引用次数: 0
Development particulars and trends of foreign trade activities of the Russian Federation 俄罗斯联邦对外贸易活动的发展情况和趋势
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202338909047
I. Aksenov, P. Afonin, I. Grekov, Victoria Ivanenko
The project development, which is especially noticeable at the regional economic level, has got wide application for the purpose of sustainable development of the territories. The regional economics and global economy are interdependent categories that can be confirmed by the example of imposing the foreign trade sanctions, which are currently expanding on an almost weekly basis. Therefore, we are of the opinion that it would be reasonable to consider the situation in the foreign trade of the Russian Federation, because it is just this issue that creates conditions for development of the territories and, undoubtedly, predetermines the project management efficiency to a greater extent. This research paper discloses the particular features and trends of development of the Russian Federation foreign trade under the present conditions. Three types of scenarios, according to which it is possible to provide for development of trade relations of the Russian Federation, are determined. The paper provides the analysis of the possibilities of the Russian Federation trade development under the conservative scenario (basically, trading of hydrocarbons) and stresses on the special importance of performing the transition to the innovation and forced scenarios (transition to trading of the innovation goods) while performing the international trade activity. On the basis of the revealed development scenarios there are created groups of trends, within the frameworks of which, in our view, the foreign trade of the Russian Federation has to be developed.
项目开发在区域经济层面尤为引人注目,在区域可持续发展中得到了广泛的应用。区域经济和全球经济是相互依存的范畴,这可以从实施外贸制裁的例子中得到证实,这种制裁目前几乎每周都在扩大。因此,我们认为,考虑俄罗斯联邦对外贸易的情况是合理的,因为正是这个问题为领土的发展创造了条件,而且无疑在更大程度上预先决定了项目管理的效率。本文揭示了当前形势下俄罗斯联邦对外贸易发展的特点和趋势。确定了三种可能为发展俄罗斯联邦的贸易关系提供条件的设想。本文分析了俄罗斯联邦在保守情景(基本上是碳氢化合物贸易)下贸易发展的可能性,并强调了在进行国际贸易活动时向创新和强制情景(向创新产品贸易过渡)过渡的特殊重要性。在揭示的发展前景的基础上,出现了各种趋势,我们认为,必须在这些趋势的框架内发展俄罗斯联邦的对外贸易。
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引用次数: 0
Detection of vertical load on the base drive with a plug-in drive 检测基盘上的垂直载荷时用插入式驱动器
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202339001039
A. Tukhtakuziev, Shuxrat Ishmuradov
When the disc plug is in operation, its straight line movement is considered important. The reason for this is that the plug bodies are angled, all pointing in the same direction, so they will attempt to rotate the plug during operation. To prevent this from happening, the plug incorporates a support disc which, by resting on the base formed by the end housing, ensures that the plug operates horizontally without tilting to the side, i.e. in a straight line movement. Based on this, it was found in theoretical studies that the vertical load applied to the disc connector depends on its parameters. According to the obtained expression, it was shown that the steepness of load on the support disc depends on its radius (diameter), depth of immersion in the bottom, thickness, thickness of the crucible, angles of sharpening and installation relative to the steepness, as well as friction and volume crushing coefficients of the ground.
当阀瓣塞工作时,其直线运动被认为是重要的。这样做的原因是,塞体是有角度的,都指向同一个方向,所以他们会试图在操作过程中旋转塞。为了防止这种情况的发生,桥塞集成了一个支撑盘,通过放置在由端壳形成的基座上,确保桥塞水平运行而不会向一侧倾斜,即直线运动。在此基础上,在理论研究中发现,施加在圆盘式连接器上的垂直载荷取决于其参数。根据得到的表达式,表明支承盘上载荷的陡度取决于支承盘的半径(直径)、底部浸没深度、坩埚的厚度、厚度、与陡度相关的锐化和安装角度以及地面的摩擦系数和体积破碎系数。
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引用次数: 1
Growing juvenile beluga and its hybrids with sterlet in environmentally friendly conditions 在环境友好的条件下饲养幼白鲸及其与小鱼的杂交后代
Pub Date : 2023-01-01 DOI: 10.1051/e3sconf/202339002004
T. Khoroshailo, Y. Alekseeva, A. Tishchenko, T. Kuznetsova
Currently, the general trend of the global fishing industry is to increase the production of fish food products not only due to the development of aquaculture, but also the biological characteristics of the body of sturgeon. The aim of the study was the theoretical justification and practical implementation of the assessment of the growth and development of beluga juveniles and their hybrids with sterlet aged 0+ to 2+ (three-year-olds) in industrial of the Krasnodar Territory. The determined: fish mass, live weight gain, linear growth. By the end of the control cultivation, the weight of fish in the control and experimental groups was 1728.3 and 2236.4 g, respectively. In the experimental group, the absolute increase in live weight of fish was 2198.2 g, while in the control group it was 1692.2 g. The difference in average daily gains was 0.71 g in favour of hybrids. The body length of the fish in the control and experimental groups was 32.7 and 37.3 cm. The positive effect of heterosis had a positive effect on the first- generation crossbreeds obtained from beluga and sterlet.
目前,全球捕鱼业的大趋势是增加鱼类食品的产量,这不仅是由于水产养殖的发展,也是由于鲟鱼身体的生物学特性。本研究的目的是对克拉斯诺达尔地区工业区内0 ~ 2岁(3岁)白鲸幼鱼及其杂种幼鱼的生长发育进行理论论证和实际实施。确定:鱼体质量,活增重,线性增长。对照养殖结束时,对照组和试验组鱼的体重分别为1728.3和2236.4 g。试验组鱼活重绝对增加量为2198.2 g,对照组鱼活重绝对增加量为1692.2 g。杂交鼠的平均日增重差为0.71克。对照组和试验组鱼体长分别为32.7和37.3 cm。杂种优势的积极作用对白鲸与小鲟杂交获得的第一代杂种具有积极作用。
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引用次数: 0
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