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Return Behavior of Indian Consumers for Apparels and Electronics Purchased Online - Customer Behaviour & Scope of Improvement 印度消费者在线购买服装和电子产品的退货行为——顾客行为改善范围
Pub Date : 2023-10-30 DOI: 10.35940/ijmh.b1657.1010223
Gautamkumar Rajkumar, Ankit Pandey
The logistics industry has changed significantly due to the adoption of newer technologies, resulting in a more complex and multi-locational system. Online shopping companies, like Amazon and Flipkart, now make it easy for individuals in rural areas to purchase goods without having to leave their homes. Additionally, reverse logistics involves taking materials from the consumer destination and redistributing or disposing of them properly. This shift in expectations has been driven by customer- centric policies, encouraging people to make more purchases, but at a higher environmental cost. This paper looks at the Indian ecommerce industry in terms of how customers differ from the industry in terms of quality of service, and how big data and blockchain technology can help to provide modern solutions. We used customer surveys to gain insight into the perspectives of consumers, which we then analysed and visualised using Tableau. This paper will examine the Indian e-commerce industry in terms of how customers vary from the industry in terms of quality of service, and identify strategies to bridge the gap between tier-1 cities and tier-2 or tier-3 cities. Additionally, it will explore ways to achieve cost reductions for companies and reduce environmental impact through the use of big data and blockchain technology to find modern-day solutions.
由于采用了更新的技术,物流业发生了重大变化,导致了一个更复杂和多地点的系统。亚马逊和Flipkart等在线购物公司现在让农村地区的个人无需离开家就能轻松购买商品。此外,逆向物流涉及从消费者目的地获取材料并适当地重新分配或处理它们。这种期望的转变是由以顾客为中心的政策推动的,鼓励人们购买更多的东西,但却付出了更高的环境代价。本文着眼于印度电子商务行业,从客户在服务质量方面与行业的不同,以及大数据和区块链技术如何帮助提供现代解决方案。我们使用客户调查来深入了解消费者的观点,然后我们使用Tableau对其进行分析和可视化。本文将研究印度电子商务行业的客户在服务质量方面的差异,并确定弥合一线城市与二线或三线城市之间差距的策略。此外,它将探索如何通过使用大数据和区块链技术来寻找现代解决方案,为公司降低成本并减少对环境的影响。
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引用次数: 0
Financial Risk, Attitude, and Skills of the Young Generation in Central India 印度中部年轻一代的金融风险、态度和技能
Pub Date : 2023-10-30 DOI: 10.35940/ijmh.b1659.1010223
Prasenjit Roy, Harshita Shukla, Mahima Bajpai
This study described an association of financial risk, attitude, and skill as interrelated variables and focused on the young generation in central India. The main objective of the study is to find out the relationship between financial skill and financial attitude, after controlling the financial knowledge of the respondents. The sample size of 296 was finalized, which was gathered following convenience sampling by a structured questionnaire designed on a 5-point Likert scale, for analysis. Cronbach alpha was .799 and correlation, multiple linear regression, and ANOVA was applied to the respondent. The findings of the result show that a small amount of correlation was observed between financial attitude and financial skills after controlling financial knowledge.
这项研究描述了金融风险、态度和技能作为相互关联的变量的关联,并关注了印度中部的年轻一代。本研究的主要目的是在控制受访者的财务知识之后,找出财务技能与财务态度之间的关系。最终样本量为296人,采用5分Likert量表的结构化问卷进行方便抽样,以供分析。Cronbach alpha为0.799,对被调查者进行了相关、多元线性回归和方差分析。结果发现,在控制财务知识后,财务态度与财务技能之间存在少量的相关关系。
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引用次数: 0
Determinants of the Related Party Disclosure Practice by Non-Financial Sectors in Bangladesh 孟加拉国非金融部门关联方信息披露实践的决定因素
Pub Date : 2023-10-30 DOI: 10.35940/ijmh.b1658.1010223
Rokhshana Akter, Amirus Salat
This study attempts to find out the determinants that have significant impact on the extent of related party disclosure. Albeit, related party is one of the most important reasons for corporate scandals, very few researches have been conducted to find the determinants of related party disclosures particularly in developing countries’ perspectives. This motivated the authors to find the determinants of related party disclosures. For conducting this study, a disclosure index of 28 disclosure items has been prepared and the annual reports of 102 listed non-financial firms for the year 2019-2020 of Dhaka Stock Exchange (DSE) were scrutinized against this disclosure index. The findings show that the related party disclosure by the sample companies is on an average 37.36%, which indicates that the current scenario of related party disclosure is not satisfactory. The regression analysis was done to find the determinants of related party disclosures. The results show that the association between the extent of related party disclosure and Multinational Subsidiary is statistically significant. The Security Category has negative but significant impact on the extent of disclosure. The result of this study will add value to the existing literature by providing the empirical evidence of the determinants of related party disclosures from a developing country’s perspective. From practical point of view, the outcome of this paper will help the regulators like Securities & Exchange Commission (SEC) to form a frame of reference for the related party disclosures requirement. The results of this study will also help future accounting researchers to work on this area and the investors to make investment decision on the non-financial companies.
本研究试图找出对关联方披露程度有显著影响的决定因素。虽然关联方是企业丑闻最重要的原因之一,但很少有研究从发展中国家的角度来寻找关联方披露的决定因素。这促使作者寻找关联方披露的决定因素。为了进行本研究,编制了包含28个披露项目的披露指数,并根据该披露指数对达卡证券交易所(DSE) 102家非金融上市公司2019-2020年的年报进行了审查。研究结果表明,样本公司关联方披露的平均比例为37.36%,表明关联方披露的现状并不令人满意。回归分析是为了找到关联方披露的决定因素。结果表明,关联方披露程度与跨国子公司之间存在显著的相关性。证券类别对披露程度有负向但显著的影响。本研究的结果将增加现有文献的价值,从发展中国家的角度提供关联方披露决定因素的经验证据。从实践的角度来看,本文的研究成果将有助于证券监管机构的监管。形成了美国证券交易委员会(SEC)关联方披露要求的参考框架。本研究的结果也将有助于未来会计研究者在这一领域的工作,并有助于投资者对非金融公司进行投资决策。
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引用次数: 0
Assessing Stress Levels and Influencing Factors for Faculty in Higher Education Institutions: A Case Study in Visakhapatnam of Andhra Pradesh 高等教育机构教师压力水平评估及其影响因素:以安得拉邦维萨卡帕特南为例
Pub Date : 2023-09-30 DOI: 10.35940/ijmh.a1649.0910123
Tedlapu Narayana Rao, Dr. Uppu Venkata Subbarao, Dr. Vantaku Bala, Mehari Berhe Mezgebe
Stress is common among faculty during their college work. They can often experience high levels of stress because they frequently encounter various challenges at their workplace that can negatively affect their academic performance and general health. However, familiar sources of stress among faculty working in higher education sectors have not been clearly defined. Therefore, this study aimed to determine the familiar sources of stress among them in the region of Visakhapatnam. One of the northeastern coastal districts of Andhra Pradesh belongs to south India. This was a descriptive, cross-sectional study. The convenience sample included 85 faculties working in various higher education colleges in Visakhapatnam. The Faculty Stress Index (FSI) was used to describe the sources of stress from four domains: academic load, financial concerns, personal problems, and interface worries. The majority (60%) of the participants were aged between 31 and 60. The primary source of stress was academic load and interface teaching and research responsibilities (M = 3.74, SD = 1.156), followed by financial worries (M = 3.73, SD = 1.285), lack of appreciation regarding their contributions (M =3.61, SD = 1.319), and personal problems to excel in teaching evaluations (M = 2.75, SD = 1.272). The faculty’s stress resulting from their academic load was higher than the other sources of stress, and it was related to a large number of materials like targeted assignments, extended working hours, or other research-related works required for faculty. It is suggested to create a positive and supportive work environment at the workplace, implement strategies for workload management, and professional development opportunities.
在大学工作中,压力在教师中很常见。他们经常会经历高水平的压力,因为他们经常在工作场所遇到各种各样的挑战,这些挑战会对他们的学习成绩和整体健康产生负面影响。然而,在高等教育部门工作的教师中常见的压力来源尚未得到明确界定。因此,本研究旨在确定在维沙卡帕特南地区它们之间熟悉的压力来源。安得拉邦东北部沿海地区之一属于印度南部。这是一项描述性横断面研究。便利样本包括在维萨卡帕特南各高等教育学院工作的85名教员。教师压力指数(FSI)用于描述来自四个领域的压力来源:学业负担、财务担忧、个人问题和界面担忧。大多数参与者(60%)的年龄在31岁至60岁之间。主要压力来源为学业负担和界面教研责任(M = 3.74, SD = 1.156),其次为财务担忧(M = 3.73, SD = 1.285),其次为对自己的贡献缺乏认识(M =3.61, SD = 1.319),最后为在教学评价中取得优异成绩而存在个人问题(M = 2.75, SD = 1.272)。教师的学业压力高于其他压力来源,这与大量的材料有关,如有针对性的作业,延长的工作时间,或其他研究相关的工作要求。建议在工作场所创造一个积极和支持性的工作环境,实施工作量管理策略,并提供专业发展机会。
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引用次数: 0
The Impact of Race on Healthcare Coverage for Women in Louisiana and Mississippi 种族对路易斯安那州和密西西比州妇女医疗保险覆盖面的影响
Pub Date : 2023-09-30 DOI: 10.35940/ijmh.a1653.0910123
Theresa T Patton, Dr. Nazim Najd, Dr. Juritsa Ford
It is crucial to confront the problem of health inequity that Black women are experiencing. Black women have a higher risk of pregnancy-related complications and experience worse outcomes in cardiovascular diseases, diabetes, high blood pressure, and mental health. Even with the Affordable Care Act, Black women still may not have access to affordable health insurance. This study examines the impact of race on healthcare coverage for women in Louisiana, which expanded Medicaid, and Mississippi, which did not. The study uses a quasi-experimental analysis to compare insurance coverage across states using publicly available data from the 2010 and 2021 American Community Survey. A chi-squared test determined a significant correlation between race and insurance type in both states. Insurance coverage for Black women increased in Louisiana. Women in Mississippi made slight gains even without Medicaid expansion. Despite these gains, racial disparity among women persists. Policymakers should strive for affordable healthcare for all women, regardless of race and geography.
必须正视黑人妇女正在经历的保健不平等问题。黑人女性患妊娠相关并发症的风险更高,在心血管疾病、糖尿病、高血压和心理健康方面的结果也更差。即使有了《平价医疗法案》,黑人女性仍然可能无法获得负担得起的医疗保险。这项研究考察了种族对路易斯安那州妇女医疗保险覆盖面的影响,路易斯安那州扩大了医疗补助计划,密西西比州没有扩大医疗补助计划。该研究使用了准实验分析,使用2010年和2021年美国社区调查的公开数据来比较各州的保险覆盖率。卡方检验确定了两个州的种族和保险类型之间的显著相关性。路易斯安那州增加了黑人妇女的保险覆盖率。即使没有医疗补助计划的扩张,密西西比州的女性也略有增长。尽管取得了这些进展,但女性之间的种族差异仍然存在。政策制定者应该努力为所有女性提供负担得起的医疗保健,而不分种族和地域。
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引用次数: 0
Development of Learning Facilities for ADHD Student Aged 6-9 Years Old at Special School in Indonesia 印尼特殊学校6-9岁ADHD学生学习设施的发展
Pub Date : 2023-09-30 DOI: 10.35940/ijmh.a1652.0910123
Bambang Tristiyono, Halimatus Sa’diyah Tualeka AC
Attention-Deficit / Hyperactivity Disorder (ADHD) is a neurobiological disorder in the form of inability to focus attention, easily distracted, impulsive, and hyperactive. Children with ADHD are usually aggressive, unable calm down, are difficult to teach, and have trouble focusing when doing an activity. With this, children with ADHD need treatment, special handling, as well as facilities and infrastructure that are suitable for children with ADHD. One special facility for ADHD that looks significant compared to other normal facilities is a study furniture designed for children with ADHD. The study furniture is important because it often interacts with children with ADHD for a long time. The good consideration of a design is the fulfillment of needs that can adapt to user conditions. To get a solution, interviews with experts were conducted, potential users that is children with ADHD aged 6-9 years, literature studies on ADHD, active seating, fidgeting, ergonomics, color, benchmarking to product existing, and analysis of user needs. The results of this design are furniture sets in the form of tables and chairs that use active seating, calm, adjustable, and safe as the concept to support the learning activities of children with ADHD in special schools. The chair design uses the concept of active seating in the form of whole body fidgeting to support hyperactive and inattention symtoms. This design utilizes digital simulation to digitize the concept and simulate it, reducing trial and error during prototype development. Furniture with adjustable height system for children aged 6-9 years with a simple and safe form for the needs of children with ADHD. This design uses muted brown color to give a clean impression and not cause distraction, combined with a muted blue color to give a calming feel from a psychological standpoint and fulfill user preferences.
注意力缺陷/多动障碍(ADHD)是一种神经生物学障碍,表现为无法集中注意力、容易分心、冲动和过度活跃。患有多动症的儿童通常具有攻击性,无法平静下来,很难教,并且在做活动时难以集中注意力。因此,患有多动症的儿童需要治疗,特殊处理,以及适合患有多动症的儿童的设施和基础设施。与其他正常设施相比,ADHD的一个特殊设施看起来很重要,那就是为ADHD儿童设计的学习家具。学习家具很重要,因为它经常与患有多动症的儿童长期互动。设计的良好考虑是满足能够适应用户条件的需求。为了得到解决方案,我们对专家进行了访谈,对6-9岁的ADHD儿童进行了潜在用户访谈,对ADHD进行了文献研究,对现有产品进行了对标,对现有产品进行了对标,对用户需求进行了分析。本次设计的结果是桌椅形式的家具,采用主动座椅,平静,可调节和安全的概念,以支持特殊学校ADHD儿童的学习活动。椅子的设计采用了主动座椅的概念,以全身抖动的形式来支持过度活跃和注意力不集中的症状。本设计利用数字仿真对概念进行数字化和仿真,减少了原型开发过程中的试错。具有可调节高度系统的家具,适合6-9岁的儿童,具有简单安全的形式,适合多动症儿童的需要。这个设计使用柔和的棕色,给人干净的印象,不会引起分心,结合柔和的蓝色,从心理角度给人一种平静的感觉,满足用户的喜好。
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引用次数: 0
Assessment of Enrolment Factors in Technical Education: Implication on Graduate Employability 技术教育入学因素评估:对毕业生就业能力的启示
Pub Date : 2023-08-30 DOI: 10.35940/ijmh.l1648.0891223
Olojuolawe Sunday Rufus
The concern generated by the high rate of unemployment among graduates of tertiary institutions has reached a grievous level. This is borne out of the societal disdain for technical education programmes aimed at boosting the competency level of its recipients in both teaching, handling of tools and machines for gainful employment. Considering the dismal level of response to technical education programmes, this study assesses some factors related to enrolment in technical education programmes of Colleges of Education in southwestern Nigeria. Two research questions were drawn to guide the study. A total of 402 academic staff and students were used for the study. The students were randomly selected. A structured questionnaire was used for the data collection with a reliability coefficient of 0.97 using correlational analysis. Findings revealed that poor awareness, incentives, and inadequate facilities discourage and prevent people from enrolling in technical education. Thus, the place of both print and electronic media was stressed in sensitizing the general public about the importance of Technical Education in solving the problems confronting the Nigerian public.
高等院校毕业生的高失业率所引起的关注已经达到了令人痛心的程度。这是证实社会鄙视的技术教育项目旨在提振接受者的能力水平在两种教学,处理工具和机器赚钱。考虑到对技术教育计划的反应水平低下,本研究评估了尼日利亚西南部教育学院技术教育计划入学的一些因素。提出了两个研究问题来指导研究。共有402名教职员工和学生参与了这项研究。这些学生是随机挑选的。结构化问卷用于数据采集的可靠性系数0.97使用相关性分析。调查结果显示,意识不足、动机不足和设施不足阻碍和阻碍了人们接受技术教育。因此,在使一般公众认识到技术教育对解决尼日利亚公众面临的问题的重要性方面,强调了印刷和电子媒体的地位。
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引用次数: 0
Determinants of Profitability in Indian Housing Finance Companies: An Empirical Analysis 印度住房金融公司盈利能力的决定因素:实证分析
Pub Date : 2023-07-30 DOI: 10.35940/ijmh.l1643.0791123
M. C. Sharma, Prof. (Dr.) Ashok Kumar
Housing Finance Companies (HFCs) are essential non-banking financial institutions (NBFIs) in emerging economies where housing remains an active area of development. To ensure that low-cost and hassle-free housing finance is accessible to customers, it is crucial that HFCs function profitably. While previous studies have studied determinants of risk in financial intermediaries that provide housing finance, this is the first study which focuses on the issue of profitability in the case of HFCs. Specifically, this empirical study identifies determinants of profitability in the case of Indian Housing Finance Companies (HFCs) using the panel data regression method. The study employs a panel dataset of 57 Indian HFCs for the period 2011-2019. The profitability of HFCs is measured using the Return on Assets ratio. The results present three interesting findings. First, HFCs with a larger size exhibit higher profitability, suggesting that smaller HFCs face diseconomies of scale and scope. Second, an increase in interest expenses and compensation to employees is associated with reduced HFC profitability. Lastly, ownership characteristics of the HFC are key determinants of profitability. Specifically, we find that being a subsidiary of a commercial bank increases HFC’s profitability. Contrarily, being government-owned and being affiliated to a large business group is negatively associated with HFC profitability.
住房金融公司(hfc)是新兴经济体中必不可少的非银行金融机构(nbfi),在这些经济体中,住房仍然是一个活跃的发展领域。为了确保客户能够获得低成本和无障碍的住房融资,氢氟碳化物的盈利运作至关重要。虽然以前的研究研究了提供住房融资的金融中介机构的风险决定因素,但这是第一次研究氢氟碳化物的盈利能力问题。具体而言,本实证研究使用面板数据回归方法确定了印度住房金融公司(hfc)盈利能力的决定因素。该研究采用了2011-2019年期间印度57种氢氟碳化物的面板数据集。氢氟碳化物的盈利能力是用资产收益率来衡量的。研究结果有三个有趣的发现。首先,规模越大的氢氟碳化物具有更高的盈利能力,这表明规模较小的氢氟碳化物面临规模和范围不经济的问题。其次,利息支出和员工薪酬的增加与HFC盈利能力的下降有关。最后,HFC的所有权特征是盈利能力的关键决定因素。具体而言,我们发现,作为商业银行的子公司,鸿富诚的盈利能力有所提高。相反,国有企业和隶属于大型企业集团与HFC的盈利能力呈负相关。
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引用次数: 0
Problems of the Requirement of Prior Approval for Humanitarian Relief Work in Armed Conflicts and Possible Legal Solutions Thereto 武装冲突中人道主义救济工作需要事先批准的问题及其可能的法律解决办法
Pub Date : 2023-07-30 DOI: 10.35940/ijmh.k1641.0791123
Mohammed Reada Jalkhy
The provisions of international humanitarian law require providers of humanitarian relief to obtain the prior approval of the country concerned to assist in its territory. One of the problematic issues, due to the ambiguity of the provisions of international humanitarian law, or at least its inability to keep pace with international developments, especially the increasing frequency of non-international armed conflicts. Accordingly, we present this study to clarify the problems of the requirement of prior approval for humanitarian relief work, and then try to search for possible legal solutions.
国际人道主义法的规定要求人道主义救济的提供者事先获得有关国家的批准才能在其领土内提供援助。这是一个有问题的问题,由于国际人道主义法的规定含糊不清,或者至少它无法跟上国际发展的步伐,特别是日益频繁的非国际性武装冲突。因此,我们提出这项研究是为了澄清人道主义救济工作需要事先批准的问题,然后试图寻找可能的法律解决方案。
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引用次数: 0
Setting The Stage for Innovation: Leveraging Technology for Recruitment and Talent Acquisition in Financial Sector 为创新搭建舞台:在金融领域利用技术进行招聘和人才获取
Pub Date : 2023-07-30 DOI: 10.35940/ijmh.k1634.0791123
Dr. Shivi Srivastava
For the financial industry to survive, both talent acquisition and retention are essential. The fact that more people concur that financial sectors should use the newest technologies to hire talent is evidence of this realization. Managing talent after recruiting has an impact on the role in talent management in addition to talent acquisition. The study was conducted in Prayagraj district, Uttar Pradesh. Financial firms of Prayagraj district were undertaken for the study. Public banks: Bank of Baroda, State Bank of India and United Bank of India were undertaken for the study. Most respondents from both groups stated that financial sectors use cutting-edge technologies in financial industry administration and recruitment. The study's findings showed that senior officials and human resource experts had the same opinions on the potential for innovation in hiring and managing talent in the financial sectors.
金融业要生存下去,人才的获取和保留都是至关重要的。越来越多的人认为金融部门应该使用最新的技术来雇佣人才,这一事实证明了这一认识。除人才获取外,先招聘后管理对企业在人才管理中的作用也有影响。这项研究是在北方邦的Prayagraj区进行的。研究对象是Prayagraj地区的金融公司。公共银行:巴罗达银行、印度国家银行和印度联合银行接受了这项研究。这两个群体的大多数受访者都表示,金融部门在金融行业管理和招聘方面使用了尖端技术。研究结果显示,高级官员和人力资源专家对金融部门招聘和管理人才的创新潜力持有相同的看法。
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引用次数: 0
期刊
International Journal of Management and Humanities
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