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Critical success factors for business intelligence and bank performance 商业智能和银行业绩的关键成功因素
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.3.022
Khaled M. Alzoubi, Khaled Bataineh, Mohammad Al Matalka, O. Al-Rawashdeh, A. Malkawi, Y. Alghasawneh, M. Alghadi, Mohammad M. Alibraheem, M. Alzoubi
This research attempts to investigate the technological, organizational, and environmental aspects that impact the banking industry's use of business intelligence (BI). In addition, the present research aims to quantify the effect of business intelligence adoption on bank performance to contribute to the current understanding of business intelligence adoption. Upon the completion of the sample verification procedure, 232 samples are collected. Throughout the research investigation, the SEM software is used to process all the acquired data. The study's findings indicate that TOE had a direct and beneficial effect on the adoption of BI systems by banks. Based on the results of the study, the researchers believe that decision-maker and managers would define all activities, responsibilities, and work processes using business intelligence platforms in order to increase their organization's versatility and performance.
本研究试图调查影响银行业使用商业智能(BI)的技术、组织和环境方面。此外,本研究旨在量化商业智能采用对银行绩效的影响,以有助于当前对商业智能采用的理解。样品验证程序完成后,采集232个样品。在整个研究调查过程中,SEM软件被用于处理所有获得的数据。研究结果表明,TOE对银行采用BI系统具有直接和有益的影响。基于研究结果,研究人员认为决策者和管理者将使用商业智能平台定义所有活动、责任和工作流程,以提高组织的通用性和绩效。
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引用次数: 0
Does the audit quality have any moderating impact on the relationship between ownership structure and dividends? Evidence from Jordan 审计质量是否对股权结构与股利之间的关系有调节作用?来自约旦的证据
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.6.012
M. Soda, M. Makhlouf, Y. Oroud, A. Alshehadeh, Rania Al Omari, Haneen A. Al-Khawaja
The article aims at investigating whether audit quality impacts the relationship between ownership structure and dividends in companies listed on the Amman Stock Exchange (ASE). The article is constructed on the analysis of time-series–cross-section (TSCS) (Panel Data). The study sample comprises 34 companies listed on the Amman Stock Exchange between 2016 and 2021. The study sample’s content of the financial reports is analyzed to attain appropriate data for the study. The Findings indicate that family ownership and ownership of board members negatively impact dividends. In contrast, institutional ownership and concentrated ownership positively impact dividends, as no effect of foreign ownership is found on dividends. By introducing audit quality as a modified variable on the relationship between ownership structure and dividends, the findings demonstrate that audit quality positively enhances and strengthens this relationship. This article with its results is of great significance to future stockholders and shareholders, as they help in selecting companies capable of distributing higher dividends than other companies and achieving satisfactory investment returns. The findings of the study also focus on the significance of audit quality as a guarantor for regulating the relationship between forms of ownership structure and the distribution of dividends. This study is regarded among the little research investigating the factors that would impact the relationship between ownership structure and dividends. This article plays a key role in bridging the research gap related to the lack of studies dealing with the relationship between ownership structure and dividends in emerging markets.
本文旨在探讨安曼证券交易所上市公司的审计质量是否影响股权结构与股息之间的关系。本文建立在时间序列-截面(TSCS)(面板数据)分析的基础上。研究样本包括2016年至2021年间在安曼证券交易所上市的34家公司。对研究样本的财务报告内容进行分析,以获得适当的研究数据。研究结果表明,家族所有权和董事会成员所有权对股息产生负向影响。相比之下,机构持股和股权集中对股息有正向影响,外资持股对股息没有影响。通过引入审计质量作为股权结构与股利关系的修正变量,研究结果表明,审计质量对股权结构与股利关系有正向促进和强化作用。本文的研究结果对未来的股东和股东具有重要的意义,有助于选择能够分配比其他公司更高的股息并获得满意的投资回报的公司。研究结果还集中在审计质量作为调节所有权结构形式与股息分配之间关系的保证的重要性上。本研究被认为是少数调查影响股权结构与股息关系因素的研究之一。本文在弥合研究差距方面发挥了关键作用,这与缺乏研究新兴市场中所有权结构与股息之间的关系有关。
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引用次数: 0
Strategies to reduce credit risk and liquidity risk to increase bank profitability 降低信贷风险和流动性风险以提高银行盈利能力的策略
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.6.015
I. Damayanthi, N.L.P. Wiagustini, I. W. Suartana, H. Rahyuda
The purpose of this study is to examine the effect of credit risk and liquidity risk on profitability with loan restructuring and income diversification as moderating variables. The research population is all general banking companies, which were listed on the Indonesia Stock Exchange (IDX) during the period 2018-2021. The research sample was created using the purposive sampling technique and 160 observations were obtained. This study conducts panel data regression analysis using EViews 12 software. The results of this study indicate that an increase in credit risk reduces profitability, liquidity risk does not affect profitability, a loan-restructuring strategy can reduce the effect of credit risk on profitability, and an income-diversification strategy can reduce the effect of liquidity risk on bank profitability. The research findings provide an understanding of banking strategy, namely loan restructuring and income diversification can increase banking profitability under urgent conditions. This study provides support for contingency theory and stakeholder theory. The limitation of this research is that it does not discuss Islamic banking because the policies of those companies are different in terms of rules and there are limited data.
本研究以贷款重组和收入多元化为调节变量,探讨信贷风险和流动性风险对盈利能力的影响。研究对象为2018-2021年期间在印度尼西亚证券交易所(IDX)上市的所有一般银行公司。研究样本采用目的性抽样技术,共获得160个观察值。本研究使用EViews 12软件对面板数据进行回归分析。本研究结果表明,信贷风险的增加降低了银行的盈利能力,流动性风险不影响盈利能力,贷款重组策略可以降低信贷风险对盈利能力的影响,收益多元化策略可以降低流动性风险对银行盈利能力的影响。研究结果提供了对银行策略的理解,即在紧急情况下,贷款重组和收入多样化可以提高银行的盈利能力。本研究为权变理论和利益相关者理论提供了支持。这项研究的局限性在于它没有讨论伊斯兰银行,因为这些公司的政策在规则方面是不同的,而且数据有限。
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引用次数: 0
Does implementing green operation management affect the Sustainability of port operations in Labuan Bajo? 实施绿色运营管理是否会影响纳闽巴荷港口运营的可持续性?
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.8.005
Dewi Nusraningrum, T. Mekar, Endri Endri, F. Ahmad
Labuan Bajo Seaport's maritime logistics ecosystem serves the marine logistics supply chain as an essential part of economics and social development in the region. It is one of the economic regions that need to be developed where green operations management must be applied to suppress the negative impact of port operations. The research aims to analyze the influence of green marketing, business, and operation management on Sustainability. A cross-sectional study has been conducted in this research with data processing using partial least squares (PLS) path modeling. The population is the stakeholder of Labuan Bajo seaport, and the samples are 100 with a purposive sampling method. Findings show that green marketing has influenced business, operation management, and Sustainability. However, the green industry also influenced green operation management and impacted Sustainability. The study indicates that Sustainability can be achieved when the seaport operates using green principles from planning to monitoring by the involvement of the stakeholder.
纳闽巴霍海港的海洋物流生态系统为海洋物流供应链提供服务,是该地区经济和社会发展的重要组成部分。它是需要发展的经济区域之一,必须应用绿色运营管理来抑制港口运营的负面影响。本研究旨在分析绿色营销、商业及营运管理对永续性的影响。本研究采用偏最小二乘(PLS)路径模型进行数据处理。人口是Labuan Bajo海港的利益相关者,样本为100人,采用有目的抽样方法。研究结果表明,绿色营销对企业业务、运营管理和可持续发展产生了影响。然而,绿色产业也影响了绿色经营管理,影响了可持续性。研究表明,当海港在利益相关者的参与下,从规划到监测都采用绿色原则时,就可以实现可持续发展。
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引用次数: 1
Green human resource management and green supply Chain Management on Sustainable performance of nickel mining companies in Indonesia 绿色人力资源管理和绿色供应链管理对印尼镍矿企业可持续绩效的影响
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2022.10.006
N. Maskuroh, Winda Widyanty, R. Nurhidajat, I. W. Wardhana, M. Fahlevi
The green economy with Islamic perspective is the primary discussion point in this study since it is seen as a potential solution to the current economic and environmental concerns. This study aims to analyze the Sustainability Performance of a nickel mine in North Maluku using Islamic economic perspective. A total of 80 mining workers in North Maluku were respondents in the study who were selected using the convenience sampling method. The results of data processing using structural equation modeling show that five of the six proposed hypotheses are empirically proven, the findings in this study indicate that the Sustainability Performance of nickel mining companies in North Maluku can be achieved through the practice of Green Human Resource Management which forms Health, Safety, Environmental Culture, and Green Supply Chain Management practices. The managerial implication of the findings in this study is that mining companies in North Maluku pay attention to recruitment supervision, training, and impose a system of rewards and punishments for workers related to safe work behavior and environmental preservation. In addition, the company also reports holding regular meetings with workers to socialize company policies related to work safety and environmental preservation. Finally, a license to carry out ISO certification to support the implementation of a supply chain that is environmentally sound and to have and carry out environmental program audits and support environmental-related regulations.
伊斯兰观点的绿色经济是本研究的主要讨论点,因为它被视为当前经济和环境问题的潜在解决方案。本研究旨在运用伊斯兰经济学的观点分析北马鲁古镍矿的可持续发展绩效。本研究采用便利抽样法选取了80名北马鲁古地区的矿工作为调查对象。结构方程模型的数据处理结果表明,6个假设中有5个被实证证明,研究结果表明,北马鲁古镍矿企业的可持续发展绩效可以通过绿色人力资源管理实践来实现,绿色人力资源管理实践包括健康、安全、环境文化和绿色供应链管理实践。本研究结果的管理含义是,北马鲁古的矿业公司注重招聘监督、培训,并对与安全工作行为和环境保护有关的工人实施奖惩制度。此外,该公司还报告说,定期与工人举行会议,以使公司有关工作安全和环境保护的政策社会化。最后,执行ISO认证的许可证,以支持实施环境无害的供应链,并拥有和执行环境程序审计,并支持与环境有关的法规。
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引用次数: 5
The effect of supply chain operational capabilities in consolidating organizational compatibility of supply chain process integration and business performance 供应链运作能力在巩固供应链流程整合与企业绩效的组织相容性中的作用
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2022.11.006
Cahyaningratri Cahyaningratri, Maal Naylah
Medium and large industries are vital businesses that have an important role in economic development and growth in Indonesia, with abundant job opportunities available in these industrial sectors. This study aims to examine the effect of supplier integration, internal integration, and relationship management to customer relationships on operational performance and business performance, and the role of operational performance variables as a mediation. The data taken were 210 respondents involved in various industries in Central Java, Indonesia and then analyzed and processed using IBM SPSS Statistic software version 24 and Smart PLS 3.0 (Smart Partial Least Square). The sampling technique used in this study was purposive sampling. Data obtained directly from respondents who met the characteristics of the population determined by distributing questionnaires. Based on the test analysis results, it was found that the supplier integration, internal integration, and relationship management to customer variables had a significant positive relationship on operational performance and business performance. It was also observed that operational performance mediated the effect of supplier integration, internal integration, and relationship management to customer on business performance.
中型和大型工业是至关重要的企业,在印度尼西亚的经济发展和增长中发挥着重要作用,这些工业部门提供了大量的就业机会。本研究旨在探讨供应商整合、内部整合、客户关系管理对经营绩效和企业绩效的影响,以及经营绩效变量的中介作用。数据采集自印度尼西亚中爪哇省各行各业的210名受访者,然后使用IBM SPSS统计软件版本24和Smart PLS 3.0(智能偏最小二乘法)进行分析和处理。本研究采用的抽样技术是有目的抽样。直接从符合通过发放问卷确定的人口特征的受访者那里获得的数据。通过测试分析结果发现,供应商集成、内部集成和客户关系管理变量对经营绩效和经营绩效具有显著的正相关关系。经营绩效在供应商整合、内部整合和客户关系管理对企业绩效的影响中起中介作用。
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引用次数: 2
The mediating role of organizational capabilities on the relationship between lean supply chain and operational performance 组织能力在精益供应链与经营绩效关系中的中介作用
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2022.12.005
R. Alkhawaldah, Feras S. ALShalabi, Ziad Ali Eid Alshawabkeh, H. Alsha'ar, Mahmoud Yahya Alzoubi, Rawan Alshawabkeh, Mohammad Ahmed Mohammad AL Dweiri
The aim of the study is to examine The Mediating Role of Organizational Capabilities on the relationship between Lean Supply Chain and Operational Performance. The study population consisted of the managers in the upper and middle management of industrial companies listed on the Amman Stock Exchange, which (84) companies. To achieve the study objectives, a questionnaire was formulated to measure the variables of the study. Data were primarily gathered through self-reported questionnaires created by Google Forms The structural model was used to test the study hypotheses. The study results show that Organizational Capabilities mediate the relationship between Lean Supply Chain and Operational Performance.
本研究旨在探讨组织能力在精益供应链与经营绩效关系中的中介作用。研究对象为安曼证券交易所上市的84家工业公司的中高层管理人员。为了达到研究目标,我们制定了一份问卷来测量研究的变量。数据主要通过谷歌Forms创建的自我报告问卷收集,采用结构模型对研究假设进行检验。研究结果表明,组织能力在精益供应链与运营绩效之间起中介作用。
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引用次数: 0
Assessing the influence of supply chain collaboration value innovation, market demand, and competitive advantage on improving the performance of ceramic SMEs 评估供应链协作、价值创新、市场需求和竞争优势对陶瓷中小企业绩效提升的影响
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.1.002
I. Normal, M. Setini, I. G. C. Putra
MSMEs in the ceramics industry are still experiencing a difficult period even though they have entered the post-pandemic period. Will competitive advantage be created from supply chain collaboration in terms of obtaining resource information which will ultimately create innovation and increase market demand? This research involved 200 ceramic MSMEs in Bali with the condition that the perpetrators had been running their business for more than one year, analyzed with SEM-PLS with the SmartPls processing tool. The results show that the relationship between market demands has a positive effect on competitive advantage and will give a boost to the performance of ceramics SMEs. While the collaborative relationship of innovation value does not have a positive effect on performance and competitive advantage because so far ceramic SMEs, especially photocatalysts, are still relatively new and are still running their business in one small group and no organization has yet been formed to support the acquisition of information related to the innovations to be carried out. This research also shows that the mediation of competitive advantage is the perfect mediation in creating market demand in improving the performance of MSMEs.
陶瓷行业的中小微企业虽然已进入大流行后时期,但仍在经历一段困难时期。在获取资源信息方面,供应链协作是否会创造竞争优势,从而最终创造创新并增加市场需求?本研究涉及巴厘岛的200家陶瓷中小微企业,条件是肇事者已经经营了一年以上的业务,使用SEM-PLS和SmartPls处理工具进行分析。研究结果表明,市场需求之间的关系对陶瓷中小企业的竞争优势具有正向影响,并将对陶瓷中小企业的绩效产生推动作用。虽然创新价值的协作关系对绩效和竞争优势没有积极影响,因为到目前为止,陶瓷中小企业,特别是光催化剂,仍然是相对较新的,仍然在一个小团体中经营他们的业务,还没有形成组织来支持获取与要进行的创新相关的信息。研究还表明,竞争优势的中介作用是中小微企业创造市场需求和提高绩效的完美中介作用。
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引用次数: 1
The effects of customer satisfaction, perceived service quality, perceived value, and brand image on customer loyalt 顾客满意、感知服务质量、感知价值和品牌形象对顾客忠诚的影响
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.1.004
Mochammad Jasin, Arif Firmansyah, H. U. Anisah, I. Junaedi, I. Haris
The purpose of this study was to analyze the effects of customer satisfaction, service quality, perceived value and brand image on consumer loyalty through a quantitative method. The research was conducted in schools in Indonesia. The sample of respondents in this study were 308 of owners of Small and Medium Enterprises (SMEs). The sampling method used was simple random sampling. Data collection techniques were accomplished using online questionnaires through social media. The measurement scale in this study was a Likert scale with a range of 1-7 and data analysis was performed using structural equation modeling (SEM) with data processing software SmartPLS software. The independent variables in this study were customer satisfaction, perceived service quality, perceived value, and brand image, while the dependent variable was customer loyalty. Based on the results of the study, it was found that satisfaction has a positive and significant effect on consumer loyalty. However, perceived service quality, perceived value and brand image had no significant effects on consumer loyalty.
本研究的目的是通过定量的方法分析顾客满意、服务质量、感知价值和品牌形象对消费者忠诚的影响。这项研究是在印度尼西亚的学校进行的。本研究的调查对象为308名中小企业业主。抽样方法为简单随机抽样。数据收集技术是通过社交媒体的在线问卷来完成的。本研究的测量量表为李克特量表,范围为1-7,数据分析采用结构方程建模(SEM),数据处理软件为SmartPLS软件。本研究以顾客满意、感知服务品质、感知价值、品牌形象为自变量,以顾客忠诚为因变量。根据研究结果,我们发现满意度对消费者忠诚度有显著的正向影响。而感知服务质量、感知价值和品牌形象对消费者忠诚度的影响不显著。
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引用次数: 4
The role of international networking to mediate internet technology capabilities and international entrepreneurship orientation to export performance 国际网络化对互联网技术能力和国际创业导向对出口绩效的中介作用
Q1 Decision Sciences Pub Date : 2023-01-01 DOI: 10.5267/j.uscm.2023.2.004
I. P. Sukaatmadja, N. Yasa, I. Santika, G. Rahanatha, P. Rahmayanti, Nilna Muna
The purpose of this study is to explain the role of international networks in mediating the effect of internet technology capabilities and international entrepreneurship orientation on export performance. The population of this research is creative industry SMEs that have been exporting for at least the last 3 years in Bali. The size of the sample used was 170 managers of creative industry SMEs exporters with a purposive sampling method. The analytical technique used is Path Analysis using SEM-PLS. The results show that the internet technology capabilities have a positive and significant effect on export performance. International entrepreneurship orientation also has a positive and significant impact on export performance. Furthermore, the internet technology capabilities have a positive and significant impact on international networking; international entrepreneurship orientation also has a positive and significant impact on international networking; and international networking affects export performance. In addition, international networking is able to mediate the effect of internet technology capabilities and international entrepreneurship orientation on export performance. Therefore, it is important for SMEs of creative industry exporters in Bali to develop their internet technology capabilities and improve their international entrepreneurial orientation in order to be able to build wider international networks and have an impact on increasing export performance.
本研究的目的在于解释国际网络在互联网技术能力和国际创业取向对出口绩效的中介作用。本研究的对象是在巴厘岛从事出口业务至少3年的创意产业中小企业。本研究采用有目的的抽样方法,选取170名创意产业中小企业出口商的管理人员为样本。使用的分析技术是使用SEM-PLS的路径分析。结果表明,互联网技术能力对出口绩效有显著的正向影响。国际创业取向对出口绩效也有显著的正向影响。此外,互联网技术能力对国际网络化具有显著的正向影响;国际创业取向对国际网络化也有显著的正向影响;国际网络影响出口业绩。此外,国际网络化能够中介互联网技术能力和国际创业取向对出口绩效的影响。因此,对于巴厘岛创意产业出口商的中小企业来说,重要的是发展他们的互联网技术能力,提高他们的国际创业取向,以便能够建立更广泛的国际网络,并对提高出口绩效产生影响。
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引用次数: 0
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Uncertain Supply Chain Management
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