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Influence of micro business on the economic empowerment of women cooperative societies in anambra state, nigeria 微型企业对尼日利亚阿南布拉州妇女合作社经济赋权的影响
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.53
Ezemba Nwamalubia Esther, Anigbogu, Theresa Ukamaka
The study examined micro business and economic empowerment of members of women cooperative societies in Anambra State, Nigeria. The study was motivated by the need to determine the influence of micro business on economic empowerment among members of women cooperative societies in Anambra State. The specific objectives are to: identify the socio economic characteristics of the respondents, ascertain the effect of non-registration status of micro business on economic empowerment of members of women cooperative societies in Anambra State, examine the influence of operating capital on economic empowerment of members of women cooperative societies in Anambra State and determine the effect of level of profit on economic empowerment of members of women cooperative societies in Anambra State. The area of study is Anambra State where 391 members of women cooperatives were selected from the population of 725 registered women cooperatives in the study area. The instrument used for data collection was the questionnaire. The study employed regression technique, frequency,and percentage in analyzing the data obtained. The study found out that there is a strong relationship between micro business and economic empowerment at value of (0.970) it also found that business registration status affects the increasing income of members business, it also revealed that operating capital and level of profit on economic empowerment ensures economic contribution, self-confidence, and accountability. The study concluded that micro business has a significant influence on economic empowerment among members of women cooperative societies in Anambra state, Nigeria. The study recommends that women operating micro-businesses need to register their businesses. This is because when registered they stand the chance of accessing funds for expansion from government and donor agencies. Members of women cooperative societies should be financially disciplined and keep proper record which is paramount for operating micro-businesses. Level of profit is found to have a positive and significant effect on the economic empowerment of members of women cooperative societies. Women business owners are urged to be accountable in their businesses by preparing trading account which will enable them track and grow their level of profit among others.
这项研究审查了尼日利亚阿南布拉州的微型企业和妇女合作社成员的经济赋权。开展这项研究的动机是需要确定微型企业对阿南布拉州妇女合作社成员经济赋权的影响。具体目标是:确定受访者的社会经济特征,确定微型企业未注册状态对阿南布拉州妇女合作社成员经济赋权的影响,检查经营资本对阿南布拉州妇女合作社成员经济赋权的影响,确定利润水平对阿南布拉州妇女合作社成员经济赋权的影响。研究地区是阿南布拉州,从研究地区725个登记的妇女合作社人口中选出391名妇女合作社成员。数据收集的工具是问卷调查。本研究采用回归技术、频率和百分比对所得数据进行分析。研究发现微型企业与经济赋权之间存在很强的关系,其值为(0.970),并且发现商业登记状态影响成员企业的收入增加,还揭示了运营资本和利润水平对经济赋权的经济贡献,自信和责任。该研究得出结论,微型企业对尼日利亚阿南布拉州妇女合作社成员的经济赋权具有重大影响。该研究建议,经营微型企业的妇女需要注册她们的企业。这是因为一旦注册,它们就有机会从政府和捐助机构获得扩张所需的资金。妇女合作社的成员应在财务上遵守纪律,并保持适当的记录,这对经营微型企业至关重要。研究发现,利润水平对妇女合作社成员的经济赋权具有积极和重大的影响。敦促女企业主通过准备交易账户来对自己的业务负责,这将使她们能够跟踪和提高利润水平。
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引用次数: 0
Effect of mobile banking on customer satisfaction in first bank plc, plateau state of nigeria 手机银行对尼日利亚高原州第一银行客户满意度的影响
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.41
Opusunju, Akyuz
The study investigates the effect of mobile banking on customer satisfaction in First Bank Plc, Plateau State of Nigeria. The total population of the study was 56837 according to First Bank of Nigeria Plc report in 2015 and a sample size of 397 was derived using Taro Yamani formula. A point in time data was applied from primary data source using questionnaires. Simple regression and e-view statistical software package were used to analysis data and findings revealed that there was a significant relationship between mobile banking and customer satisfaction in terms of customer loyalty in First Bank Plc in Plateau State of Nigeria. It is therefore recommended that First Bank Plc in Plateau State of Nigeria should emphasis more on mobile banking insecurity control, minimization of network failure problem and reduction of double debt when using paypal transaction since it help in achieving customer satisfaction in terms of customer loyalty.
本研究调查了手机银行对尼日利亚高原州第一银行客户满意度的影响。根据尼日利亚第一银行2015年的报告,该研究的总人口为56837人,使用Taro Yamani公式得出的样本量为397人。采用问卷调查的方式,从原始数据源获取时间点数据。使用简单回归和e-view统计软件包对数据进行分析,结果显示,在尼日利亚高原州的第一银行,手机银行与客户忠诚度方面的客户满意度之间存在显著关系。因此,建议尼日利亚高原州的First Bank Plc在使用paypal交易时应更加重视手机银行的不安全控制,最大限度地减少网络故障问题和减少双重债务,因为这有助于在客户忠诚度方面实现客户满意度。
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引用次数: 0
Morphisms and economic modeling 形态和经济建模
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.77
Diego Lanzi
Morphisms are widely used in several branches of scienti c inquiry, but not so much in economics. Nevertheless, many conceptual advan- tages in the economic modeling from using a categorical setting exist. In this paper, we discuss why morphisms could be successfully injected into economic modeling and, in particular, that allomorphisms, i.e., structure- altering maps that re-shape economic processes, can be useful for letting economics to be part of relational social science.
态射在科学研究的几个分支中被广泛使用,但在经济学中并不多见。然而,在使用分类设置的经济建模中存在许多概念上的优势。在本文中,我们讨论了为什么形态可以成功地注入到经济建模中,特别是同种形态,即重塑经济过程的结构改变地图,可以帮助经济学成为关系社会科学的一部分。
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引用次数: 0
An investigation into the soft skills required of potential building graduate employee for sustainable employment 潜在建筑毕业生可持续就业所需软技能调查
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.48
Ojo, Samson Abayomi, Anaele E A O, Omeje H O
This study investigated the soft skills that Building Technology Students need for sustainable employment in Building Construction Industry. The study answered four research questions and tested four null hypotheses at 0.05 level of significance. The study adopted descriptive survey research design and was carried out in South-West, Nigeria. The population for the study was of 197 comprising of 159 employers from registered building construction industry and 38 building technology teachers from Building Technology Department in Polytechnics in South-West, Nigeria. There was no sampling for the study since the entire population was used. The instrument that was used for collecting data for the study was a structured questionnaire. The questionnaire was divided into two parts, I and II. Part I contains items that elicited the demographic information of the respondents while part II contains 62 soft skills items in four sections (A, B, C and D) on a five point likert-type rating scale option of Extremely Needed (EN),Somewhat Needed (SN), Neither Needed or Not Needed (NN), Somewhat Not Needed (SN) and Extremely Not Needed (EN) with a corresponding value of 5, 4, 3, 2 and 1 respectively. The face validation of the instrument was carried out by five experts. The Cronbach alpha coefficient (∝) method was used to ascertain the internal consistency of the questionnaire items and it yielded an overall reliability coefficient of 0.88. Data generated from the administration of the questionnaire was analyzed with Statistical Package for Social Sciences (SPSS) using mean and t-test statistics to answer the research questions and hypotheses respectively at 0.05 level of significance. Findings revealed that personal-attribute skills, people-related skills, higher-order thinking skills and career-attribute skills are required by building technology students in Polytechnics for sustainable employment in building construction industry. Based on the findings of the study, appropriate conclusions and recommendations were made which include the integration of the identified soft skills into the curriculum of building technology programme in Polytechnic among others.
本研究旨在探讨建筑科技专业学生在建筑业可持续就业所需的软技能。本研究回答了四个研究问题,并在0.05的显著性水平上检验了四个零假设。本研究采用描述性调查研究设计,在尼日利亚西南部进行。研究对象为197人,包括159名注册建筑行业的雇主和38名来自尼日利亚西南部理工学院建筑技术系的建筑技术教师。这项研究没有抽样,因为研究对象是整个人群。用于收集研究数据的工具是一份结构化问卷。问卷分为第一部分和第二部分。第一部分包含引出被调查者人口学信息的项目,第二部分包含62个软技能项目,分为A、B、C、D四个部分,采用李克特五分制量表选项:非常需要(EN)、有点需要(SN)、既不需要也不需要(NN)、有点不需要(SN)和非常不需要(EN),对应值分别为5、4、3、2和1。仪器的人脸验证由5位专家完成。采用Cronbach α系数(∝)法确定问卷条目的内部一致性,总体信度系数为0.88。问卷管理产生的数据使用SPSS (Statistical Package for Social Sciences)软件进行分析,采用均数和t检验分别在0.05显著性水平下回答研究问题和假设。研究发现,理工学院建筑技术专业学生在建筑行业可持续就业中需要个人属性技能、人际关系技能、高阶思维技能和职业属性技能。根据研究结果,提出了适当的结论和建议,其中包括将确定的软技能纳入理工学院建筑技术课程等。
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引用次数: 0
Adoption of new accounting information in nigeria: is accounting information more relevant? 尼日利亚采用新的会计信息:会计信息是否更相关?
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.79
Mohammed Yusuf Alkali, Umaru Hussaini, Almustapha Aliyu, Sani Abdulrahman Bala
This paper discussed whether there is an incremental value relevance of accounting information among Nigerian financial institutions. The study is motivated by the Report on the Observance of Standard Code (ROSC) of 2014 and 2011, which report that Nigerian accounting reporting has been marred with non-compliance, non-update, and non-disclosures of accounting information.These have contributed to the sudden fall of the Nigerian stock market from 2008 to 2009 and Nigerian financial institutions that made investors lose confidence in the Nigerian capital markets. This situation provided an opportunity to study the value relevance of accounting information among Nigerian financial institutions. The study uses 52 listed financial institutions in Nigeria. The stock return model used in value relevance studies is employed for data analysis. Data is collected from Bank Scope and Thompson Reuters Data Stream. The study findings provide more value relevance of accounting information under IFRS. Furthermore, assets and liabilities provide positive and negative significant relationships with stock returns, respectively. Lastly, the study provides evidence of the value relevance of accounting information after adopting IFRS.
本文讨论了尼日利亚金融机构之间会计信息是否存在增量价值相关性。这项研究的动机是2014年和2011年关于遵守标准守则(ROSC)的报告,该报告报告称,尼日利亚的会计报告存在不合规、不更新和不披露会计信息的问题。这些都导致了尼日利亚股市在2008年至2009年的突然下跌,尼日利亚金融机构使投资者对尼日利亚资本市场失去信心。这种情况为研究尼日利亚金融机构会计信息的价值相关性提供了机会。这项研究使用了尼日利亚的52家上市金融机构。数据分析采用价值关联研究中的股票收益模型。数据收集自Bank Scope和Thompson Reuters Data Stream。研究结果为国际财务报告准则下的会计信息提供了更多的价值相关性。此外,资产和负债分别与股票收益呈显著正相关和显著负相关。最后,本研究提供了采用国际财务报告准则后会计信息价值相关性的证据。
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引用次数: 0
The impact of brand ambidexterity on the three dimensions of the brand (case study: pak brand in dairy industry of guilan, north of iran) 品牌双元性对品牌三个维度的影响(以伊朗北部桂兰乳业pak品牌为例)
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.42
Mohammad Taleghani
Today, brand is a strategic requirement for organizations, which allows the creation of greater values for customers and sustainable competitive advantages of companies. Creating a strong brand in the market is the primary goal of many organizations. A strong brand can build up customer confidence for the purchase of goods and services, giving them a greater appreciation of the intangibles. Given the importance of the brand in marketing studies, this paper was conducted to investigate the effect of brand ambidexterity on brand performance and commitment. The research population consists of all customers of Pak brand in Rasht, Iran. Since the population size was not known, a sample size of n= 384 people was selected using the Cochran's formula for infinite population as well as Krejcie & Morgan table to ensure sampling adequacy. Structural equation modeling (SEM) using partial least squares (PLS) method were also used for data analysis. The results show that brand ambidexterity (exploitation and exploration) affects brand performance. The results also suggested that brand performance affects brand image, brand reputation and brand commitment.
今天,品牌是组织的战略要求,它可以为客户创造更大的价值,并使公司具有可持续的竞争优势。在市场上创造一个强大的品牌是许多组织的首要目标。一个强大的品牌可以建立顾客购买商品和服务的信心,让他们对无形资产有更大的认识。鉴于品牌在市场营销研究中的重要性,本研究旨在探讨品牌双元性对品牌绩效和承诺的影响。研究人群为伊朗拉什特Pak品牌的所有客户。由于不知道总体规模,为了保证样本的充分性,我们使用Cochran's formula for infinite population和Krejcie & Morgan table来选择n= 384人的样本量。采用偏最小二乘(PLS)方法进行结构方程建模(SEM)。结果表明,品牌双元性(开发和探索)对品牌绩效有显著影响。品牌绩效影响品牌形象、品牌美誉度和品牌承诺。
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引用次数: 0
Effect of livelihood diversification on poverty reduction among members of cooperative rural farmers in anambra state, nigeria 生计多样化对尼日利亚阿南布拉州合作农村农民成员减贫的影响
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.54
Akwaekwe, Christian Ikechukwu, Agbasi, Obianuju Emmanuela
This study investigated the effect of livelihood diversification on poverty reduction among members of cooperative rural farmersin Anambra State, Nigeria. The specific objectives are to ascertain the extent to which craftsmanship, paid labour, trading,service delivery and asset income have influenced poverty reduction among members of cooperative rural farmers in Anambra State. The study was a descriptive survey on a sample 142 respondents. Data for the study were obtained using a structured questionnaire and was subsequently analyzed using frequency tables, percentages and regression technique of the ordinary least square. Findings revealed that craftsmanship, Paid labour, service delivery and asset income have significant influence on poverty reduction among members of cooperative rural farmers in Anambra State. The study concludes that four out of the five regression coefficient - craftsmanship, paid labour, trading and asset income - significantly influenced poverty reduction among members of cooperative rural farmers in Anambra State, Nigeria. Service delivery was not significant but it had positive relationship with poverty reduction among members of cooperative rural farmers in Anambra State thus suggesting inadequate service delivery businesses among members of cooperative societies. Based on the findings of the study, the following recommendations are made: Cooperative societies should educate members on livelihood diversification craft engagements to help lift their members from poverty. Cooperative societies should train their members on skills that will enable them seek rewarding paid labour as a means of diversifying their livelihood strategies. The societies should help members obtain adequate affordable credit to go into meaningful trading. This is because trade was found to significantly reduce poverty among members of cooperative rural farmers in Anambra State. Members of cooperative should consider going into service delivery business like financial services which is a trending business today. Apart from commercial building for renting and receiving royalty from farm land, members of cooperative should consider investment in Stocks and securities, real estate, franchise and crypto businesses.
本研究调查了生计多样化对尼日利亚阿南布拉州合作农村农民成员减贫的影响。具体目标是确定工艺、有偿劳动、贸易、提供服务和资产收入在多大程度上影响了阿南布拉州农村合作社农民成员的减贫工作。该研究对142名受访者进行了描述性调查。研究数据采用结构化问卷获得,随后使用频率表、百分比和普通最小二乘回归技术进行分析。调查结果显示,工艺、有偿劳动、服务提供和资产收入对阿南布拉州合作农村农民成员的减贫有重大影响。该研究得出结论,五个回归系数中的四个——手工艺、有偿劳动、贸易和资产收入——显著影响了尼日利亚阿南布拉州合作农村农民成员的减贫。服务提供不显著,但它与阿南布拉州合作社农民成员的减贫呈正相关关系,因此表明合作社成员的服务提供业务不足。根据这项研究的结果,提出了以下建议:合作社应就生计多样化和手工艺活动对其成员进行教育,以帮助其成员摆脱贫困。合作社应培训其成员的技能,使他们能够寻求有报酬的有偿劳动,作为使其生计战略多样化的一种手段。这些协会应帮助会员获得足够的负担得起的信贷,以便进行有意义的交易。这是因为发现贸易大大减少了阿南布拉州合作社农村农民成员的贫困。合作社的成员应该考虑进入像金融服务这样的服务提供行业,这是当今的一个趋势。除了用于租赁和收取农场土地使用费的商业建筑外,合作社成员还应考虑投资于股票和证券、房地产、特许经营和加密业务。
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引用次数: 0
Determinants of income inequality among members of farmers cooperative societies in anambra state, nigeria 尼日利亚阿南布拉州农民合作社成员收入不平等的决定因素
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.51
Dickson, Gift Oke, Emejulu, Gerald, Ojiagu, Nkechi Cordelia
This study examined the determinants of income inequality among members of Farmers Cooperative Societies in Anambra State,Nigeria. The specific objectives are to examine the influence of farming technique, farm size, input supply, credit obtained on the income of members of Farmers Cooperatives in Anambra State using a descriptive statistics like frequency, percentages, mean,standard deviation and regression technique of the ordinary least square on a sample of 290 respondents. Findings revealed that farming technique, farm size, input supply and credit obtained have significant influence on the income of members of Farmers Cooperative Societies in Anambra State. The study concludes that all the four coefficients (farming technique, farm size, input supply and credit obtained) are significant determinants of income inequality among members of Farmers Cooperative Societies in Anambra State, Nigeria. The variables also have direct and positive relationship with income inequality among members of Farmers Cooperative Societies in Anambra State. Based on the findings of the study, the following recommendations are made:The government should enlighten the members of Farmers Cooperative Societies in Anambra State on new and improve farming technique to enable them improve their productivity and income. The government should assist members of Farmers Cooperative in Anambra State with access to adequate farm land particularly in the government farm settlements. This will enable them increase their farm size, productivity and consequently income. The societies' leadership and government agency supplying input should make input supply to be adequate and timely. The agricultural cooperative subsector should be adequately financed to help improve the farmers’ income and also reduce income inequality.
本研究考察了尼日利亚阿南布拉州农民合作社成员之间收入不平等的决定因素。具体目标是利用频率、百分比、平均值、标准偏差和普通最小二乘回归技术等描述性统计数据,对290名答复者的样本进行调查,考察农业技术、农场规模、投入供应、获得的信贷对阿南布拉州农民合作社成员收入的影响。调查结果显示,农业技术、农场规模、投入供应和获得的信贷对阿南布拉州农民合作社成员的收入有重大影响。该研究得出结论,所有四个系数(农业技术、农场规模、投入供应和获得的信贷)都是尼日利亚阿南布拉州农民合作社成员收入不平等的重要决定因素。这些变量也与阿南布拉州农民合作社成员之间的收入不平等有直接和积极的关系。根据研究结果,提出了以下建议:政府应该向阿南布拉州农民合作社的成员介绍新的和改进的农业技术,使他们能够提高生产力和收入。政府应协助阿南布拉州农民合作社成员获得足够的农田,特别是在政府农场定居点。这将使他们能够扩大农场规模,提高生产力,从而增加收入。社会领导和提供投入的政府机构应保证投入的充足和及时。农业合作部门应该得到足够的资金支持,以帮助农民提高收入,减少收入不平等。
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引用次数: 0
Artificial neural networks: a brief literature review 人工神经网络:文献综述
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.40
Kemal Gokhan Nalbant, Yavuz Ozdemir, Omer Refik Inan
There are thousands of studies in the literature on the use of artificial neural network methods in estimation problems. As in all issues, modeling is one of the essential processes for the solution of estimation problems. In order to make a good prediction, it is necessary to pay attention to the necessary rules. The more attention is paid to the estimation stages, the more accurate the assessment will be, and the results can be generalized. In this study, publications in the literature on artificial neural networks were examined. This work aims to explore the studies on artificial neural networks and emphasize their importance. It is also ofgreat importance to increase the number of studies in this field.
关于在估计问题中使用人工神经网络方法的文献中有成千上万的研究。在所有问题中,建模是解决评估问题的基本过程之一。为了做出好的预测,有必要注意必要的规则。对评估阶段的关注越多,评估就越准确,结果也就越具有普遍性。在本研究中,我们对人工神经网络的相关文献进行了分析。本文旨在探讨人工神经网络的研究,并强调其重要性。增加这一领域的研究也是非常重要的。
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引用次数: 0
Effect of cooperative inspection activities on the performance of farmers cooperative societies in anambra state, nigeria 合作考察活动对尼日利亚阿南布拉州农民合作社绩效的影响
Q3 Decision Sciences Pub Date : 2022-09-30 DOI: 10.26524/jms.12.50
Odigbo, Chinedu Francis, Agbasi, Obianuju Emmanuela
This study examined the effect of cooperative inspection activities on the performance of Farmers cooperative societies in Anambra State. The study Specifically modeled the effect of cooperative education and training, frequent inspection, inspectors frequent visitation and inspection activities on total output of Farmers cooperative societies, membership strength of Farmers,community investment of Farmers cooperative societies and members participation of Farmers Cooperative Societies in Anambra State respective using a descriptive survey design on a sample of 96 management committees of selected cooperative societies in Anambra State. The study was anchored on Systems Theory propounded by Ludwig von Bertalanffy in 1930s. Data collected for the study were analyzed using descriptive statistics and chi-square statistics. The results from the analysis revealed that cooperative education and training has significant influence on the total output of Farmers cooperative societies in Anambra State. Cooperative Societies activities have significant effect on the membership strength of Farmers cooperative societies in Anambra State. Inspectors’ frequent visitation has no significant influence on the community investment of Farmers cooperative societies in Anambra State. Inspection activities have significant influence on members’ participation of Farmers Cooperative Societies in Anambra State. Based on the findings, the following are recommended; to increase farmers output, cooperative societies should sustain cooperative education and training because it was found to have significant influence on the total output of Farmers cooperative societies in Anambra State. Cooperative societies should advertise their activities so that non members will its benefits and key into their activities by subscribing to its membership. Areas of cooperative community investment should be specifies to enable inspectors focus that. This will help improve the contributions of cooperative to community investment.Inspection activities should be done regularly as it has a positive influence on the participation of members.
本研究考察了合作视察活动对阿南布拉州农民合作社绩效的影响。本研究具体模拟了合作教育培训、频繁检查、检查员频繁访问和检查活动对农民合作社总产出的影响。采用描述性调查设计,对阿南布拉州选定的96个合作社管理委员会的样本进行调查,分别分析了阿南布拉州农民合作社的成员力量、农民合作社的社区投资和农民合作社的成员参与情况。这项研究的基础是路德维希·冯·伯塔朗菲在20世纪30年代提出的系统论。本研究收集的资料采用描述性统计和卡方统计进行分析。分析结果显示,合作教育和培训对阿南布拉州农民合作社的总产出有显著影响。合作社活动对阿南布拉州农民合作社的成员人数有重大影响。视察员的频繁访问对阿南布拉州农民合作社的社区投资没有显著影响。视察活动对阿南布拉州农民合作社成员的参与有重大影响。根据调查结果,建议如下:为了增加农民产出,合作社应继续开展合作教育和培训,因为研究发现,合作教育和培训对阿南布拉州农民合作社的总产量有重大影响。合作社应宣传其活动,使非会员了解其好处,并通过成为其会员而参与其活动。合作社社区投资的领域应加以具体说明,使检查员能够集中注意。这将有助于提高合作社对社区投资的贡献。检查活动应定期进行,因为它对成员的参与有积极影响。
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引用次数: 0
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Journal of Management Information and Decision Science
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