Consumer behaviour change every day and evolve from time to time based on various factors, but the one thing that would always stay constant is their mentality on value consciousness, people always tend to gain more value for the spending money.Value consciousness means the value a customer gains for the amount of money he pays. People are starting to become more and more value conscious, as businesses are getting really competitive and the customers use the bet out of it. Purchase intention had showed remarkable work in contributing to the theory of buyer behaviour. However, the impact brand attitude on purchase intention in marketing has not yet been well explored especially in a developing economy. The fact that there are conceptual connections of trust to the notion of satisfaction and loyalty, and that this effort is especially lacking in the brand-consumer relationship, moves the authors to focus on analyzing the relationships existing among these concepts. Further the relationship between brand attitude, product knowledge, the way it affects the perceived value of consumers and the ultimate result on brand trust is also tested.
{"title":"Influence of consumer brand attitude on purchase intention -in case of selected branded atta products","authors":"V. P, S. A. S.","doi":"10.26524/jms.12.76","DOIUrl":"https://doi.org/10.26524/jms.12.76","url":null,"abstract":"Consumer behaviour change every day and evolve from time to time based on various factors, but the one thing that would always stay constant is their mentality on value consciousness, people always tend to gain more value for the spending money.Value consciousness means the value a customer gains for the amount of money he pays. People are starting to become more and more value conscious, as businesses are getting really competitive and the customers use the bet out of it. Purchase intention had showed remarkable work in contributing to the theory of buyer behaviour. However, the impact brand attitude on purchase intention in marketing has not yet been well explored especially in a developing economy. The fact that there are conceptual connections of trust to the notion of satisfaction and loyalty, and that this effort is especially lacking in the brand-consumer relationship, moves the authors to focus on analyzing the relationships existing among these concepts. Further the relationship between brand attitude, product knowledge, the way it affects the perceived value of consumers and the ultimate result on brand trust is also tested.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"25 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84509182","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Full crowns are often used as treatment in dentistry. Dislodgement of a crown may occur at any time if a negative tensile force on the crown allows displacement. Keeping the displaced crown in situ is problematic, as the crown tends to come off the stump,may be lost and or swallowed. Emergency refixing is often not feasible or available. This note suggests an easy, successful,emergency management of temporarily refixing the crown with sugarless chewing gum until the crown can be recemented by a dentist.
{"title":"A successful, temporary, pragmatic, emergency management of dislodged crowns","authors":"Touyz L Z G","doi":"10.26524/jms.12.55","DOIUrl":"https://doi.org/10.26524/jms.12.55","url":null,"abstract":"Full crowns are often used as treatment in dentistry. Dislodgement of a crown may occur at any time if a negative tensile force on the crown allows displacement. Keeping the displaced crown in situ is problematic, as the crown tends to come off the stump,may be lost and or swallowed. Emergency refixing is often not feasible or available. This note suggests an easy, successful,emergency management of temporarily refixing the crown with sugarless chewing gum until the crown can be recemented by a dentist.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"32 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77247103","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study is an empirical review of the effect of climate change on agriculture: a contingent valuation method. The paper relied on content analysis of extant literature. The paper viewed contingency valuation or the Contingent Valuation Method (CVM) is an economic, non-market based valuation method especially used to infer individual's preferences for public goods, notably environmental quality and more precisely it is used to place a monetary value on nonmarket goods. Available of the literature investigated suggest that there is a paucity of empirical literature in this area of study. However, findings from the empirical literature showed that climate impact negatively on agricultural production which suggests the need for proactive a mitigation and adaptation policy measures to help address the consequences of extreme events of climate change.
{"title":"An empirical review of the effect of climate change on agriculture: a contingent valuation method","authors":"Unachukwu, Ijeoma Blessing, Ojiako, Ndubueze basil, Ebere Veronica","doi":"10.26524/jms.12.52","DOIUrl":"https://doi.org/10.26524/jms.12.52","url":null,"abstract":"This study is an empirical review of the effect of climate change on agriculture: a contingent valuation method. The paper relied on content analysis of extant literature. The paper viewed contingency valuation or the Contingent Valuation Method (CVM) is an economic, non-market based valuation method especially used to infer individual's preferences for public goods, notably environmental quality and more precisely it is used to place a monetary value on nonmarket goods. Available of the literature investigated suggest that there is a paucity of empirical literature in this area of study. However, findings from the empirical literature showed that climate impact negatively on agricultural production which suggests the need for proactive a mitigation and adaptation policy measures to help address the consequences of extreme events of climate change.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74441177","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Man wants success, since the success of a person in personal, professional, and social life depends on his patterns of communication behavior, the correction of these patterns also plays an essential role in achieving success.Success is achieved in the light of man's right and easy connection with himself and others; Because people are constantly interacting with themselves and others. Man is a social being and today, with the amazing development of societies, globalization,Individuals interact with a multitude of different organizations, and this has significantly complicated the relationship of individuals with each other and with organizations and the interrelationship of organizations with each other.Despite these complexities, everyone wants easy and correct communication with each other; Because they find comfort and tranquility in its light. This article seeks to examine the role of professional ethics in business, the history of business ethics in the world, the principles and foundations of business ethics and the views of thinkers, fair and unfair business practices, ethical guidelines on commercial advertising, consumer rights and ethics In production, globalization and business ethics, social marketing and its relationship with ethics, business ethics, and intellectual property rights, definitions of moral values, fair or just trade, ethical charters, and their codification circumstance business ethics terminology, international organizations active in the field of professional ethics.
{"title":"Role of ethics in global business","authors":"Hamid Saremi, Pedram Saremi","doi":"10.26524/jms.12.49","DOIUrl":"https://doi.org/10.26524/jms.12.49","url":null,"abstract":"Man wants success, since the success of a person in personal, professional, and social life depends on his patterns of communication behavior, the correction of these patterns also plays an essential role in achieving success.Success is achieved in the light of man's right and easy connection with himself and others; Because people are constantly interacting with themselves and others. Man is a social being and today, with the amazing development of societies, globalization,Individuals interact with a multitude of different organizations, and this has significantly complicated the relationship of individuals with each other and with organizations and the interrelationship of organizations with each other.Despite these complexities, everyone wants easy and correct communication with each other; Because they find comfort and tranquility in its light. This article seeks to examine the role of professional ethics in business, the history of business ethics in the world, the principles and foundations of business ethics and the views of thinkers, fair and unfair business practices, ethical guidelines on commercial advertising, consumer rights and ethics In production, globalization and business ethics, social marketing and its relationship with ethics, business ethics, and intellectual property rights, definitions of moral values, fair or just trade, ethical charters, and their codification circumstance business ethics terminology, international organizations active in the field of professional ethics.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88024057","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Keeping considering the necessities of things to come age, business supportability is an exertion that includes business improvement in the current climate without consumption of the normal assets in the climate. With regards to the feasible advancement of business we can notice an interconnection of climate including a harmony between shortages of assets and resolving the issues like environment changes, Global warming and accomplishing the designated development pace of the business movement utilizing the advances. Climate being a fundamental piece of our reality, working together, receiving climate cordial choices is unavoidable and fostering the green innovation measures is the indispensable way for eco-accommodating manageable business. The wide vision and the innate job of MSMEs in the economy have gotten more extensive in the post pandemic financial emergency. The weigh up truth of the meaning of MSMEs is acknowledged again in the development far away present scale all the more generally connected with business openings with adjusted turn of events and country's flourishing. In any case, "Make in India" with zero imperfection and zero impact drive by the Government of India is a huge advance towards:monetary development + supportability + social incorporation. This paper enlightens on the drive by the Government of India as a critical advance in reinforcing MSMEs and the financial arrangements under the exceptional proportion of Atma Nirbhar Bharat Abhiyaan, basically taken to make MSMEs' business reasonable.
{"title":"Contribution of economics in business sustainability","authors":"Srinivasulu Bayineni, Prashanthi Chagal","doi":"10.26524/jms.12.20","DOIUrl":"https://doi.org/10.26524/jms.12.20","url":null,"abstract":"Keeping considering the necessities of things to come age, business supportability is an exertion that includes business improvement in the current climate without consumption of the normal assets in the climate. With regards to the feasible advancement of business we can notice an interconnection of climate including a harmony between shortages of assets and resolving the issues like environment changes, Global warming and accomplishing the designated development pace of the business movement utilizing the advances. Climate being a fundamental piece of our reality, working together, receiving climate cordial choices is unavoidable and fostering the green innovation measures is the indispensable way for eco-accommodating manageable business. The wide vision and the innate job of MSMEs in the economy have gotten more extensive in the post pandemic financial emergency. The weigh up truth of the meaning of MSMEs is acknowledged again in the development far away present scale all the more generally connected with business openings with adjusted turn of events and country's flourishing. In any case, \"Make in India\" with zero imperfection and zero impact drive by the Government of India is a huge advance towards:monetary development + supportability + social incorporation. This paper enlightens on the drive by the Government of India as a critical advance in reinforcing MSMEs and the financial arrangements under the exceptional proportion of Atma Nirbhar Bharat Abhiyaan, basically taken to make MSMEs' business reasonable.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"4 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86269309","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Entrepreneurship drives both industrial and economic development globally. This is particularly true for marketing and tourism in emerging markets. Evidently, marketing/tourism graduates and entrepreneurs (MTGE) stand better chances in these markets.But MTGEs are yet to profitably and effectively scale the unemployment huddles in Nigeria. This study attempts a qualitative adaptation of Abdullah’s (2006) HEdPERF and Sultan and Wong’s (2011) core quality dimensions to understand why MTGEs are still unable to scale the unemployment huddles. The study posits first that the current perceptions of Marketing, tourism and entrepreneurship education (MTEE) are rather mistaken; MTEE perceptions and expectations are incongruent. Secondly,currents attempts are synonymous with learning to walk before crawling. Thirdly, there are largely mismatches between taught skills and actual market demand. Urgent steps like diligent stock taking, conscientiously imbibing relevant vocations and skills at early learning ages, change in mind set and keenly supervised capacity building programmes for teachers/trainers are suggested.Above all, complete overhaul of the Nigerian entrepreneurship education curricula is deemed prudent. Thus do we submit that we may sow good seeds of MTEE on fertile land and move away from the entrapment of a mono-product economy.
{"title":"An hedperf assessment of marketing, tourism and entrepreneurship education and graduate unemployment in osun state southwest nigeria","authors":"U. E. A., Motajo A I, Osinubi O B","doi":"10.26524/jms.12.37","DOIUrl":"https://doi.org/10.26524/jms.12.37","url":null,"abstract":"Entrepreneurship drives both industrial and economic development globally. This is particularly true for marketing and tourism in emerging markets. Evidently, marketing/tourism graduates and entrepreneurs (MTGE) stand better chances in these markets.But MTGEs are yet to profitably and effectively scale the unemployment huddles in Nigeria. This study attempts a qualitative adaptation of Abdullah’s (2006) HEdPERF and Sultan and Wong’s (2011) core quality dimensions to understand why MTGEs are still unable to scale the unemployment huddles. The study posits first that the current perceptions of Marketing, tourism and entrepreneurship education (MTEE) are rather mistaken; MTEE perceptions and expectations are incongruent. Secondly,currents attempts are synonymous with learning to walk before crawling. Thirdly, there are largely mismatches between taught skills and actual market demand. Urgent steps like diligent stock taking, conscientiously imbibing relevant vocations and skills at early learning ages, change in mind set and keenly supervised capacity building programmes for teachers/trainers are suggested.Above all, complete overhaul of the Nigerian entrepreneurship education curricula is deemed prudent. Thus do we submit that we may sow good seeds of MTEE on fertile land and move away from the entrapment of a mono-product economy.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"17 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89794546","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Organizations break overpass their life cycle through different stages, which evidence experiences, failures, learning and knowledge, which accumulate and serve as the basis for the subsequent stages. This is in addition to the interaction with internal and external organizational variables that influence it. In these stages, there is one in which the proposal lies, which suggests that in the stages of development and maturity there is a stage called evolutionary, which at present and given the conditions of competitiveness, innovation, and global markets. Allow organizations, to move from a stage of development to an evolutionary stage in which it continues to develop, and even in the stage of maturity can return to the evolutionary stage and return to development, which leads to a continuous cycle of evolution. This directly affects their organizational structure, which is altered by the change of stages. For the present article, scientific methodologies of induction - deduction and analysis - synthesis were used, as well as documentary and field research to substantiate and demonstrate the existence of the evolutionary stage.
{"title":"Evolutionary life cycle of organizations and its intervention in the design of organizational structures","authors":"Israel Patiño Galvan","doi":"10.26524/jms.12.38","DOIUrl":"https://doi.org/10.26524/jms.12.38","url":null,"abstract":"Organizations break overpass their life cycle through different stages, which evidence experiences, failures, learning and knowledge, which accumulate and serve as the basis for the subsequent stages. This is in addition to the interaction with internal and external organizational variables that influence it. In these stages, there is one in which the proposal lies, which suggests that in the stages of development and maturity there is a stage called evolutionary, which at present and given the conditions of competitiveness, innovation, and global markets. Allow organizations, to move from a stage of development to an evolutionary stage in which it continues to develop, and even in the stage of maturity can return to the evolutionary stage and return to development, which leads to a continuous cycle of evolution. This directly affects their organizational structure, which is altered by the change of stages. For the present article, scientific methodologies of induction - deduction and analysis - synthesis were used, as well as documentary and field research to substantiate and demonstrate the existence of the evolutionary stage.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"10 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86994031","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Over the year, the whole world has been struggling with the covid-19 pandemic in business and its stakeholders, general public. The people and business firms across the globe were strongly committed and to working together and helping each other in possible way during the unprecedented times filled with fear and uncertainty. The awareness about Corporate Social Responsibility practices is growing among several stakeholders of business firms. In the 21st Corporate Social Responsibility firms are facing challenges like stiff competition. The present study attempts to explore firm’s response towards Covid-19 and CSR outlays to support vital stakeholders. The objective of the present study was to understand the conceptual base of corporate social responsibility and to look over the literature review from two perspectives i.e, Financial and social perspective. The data has been collected from various articles, peer-reviewed journals, CSR Box and guidelines released by ministry of corporate affairs and the top firms spent on CSR activities beyond 100 crores were chosen with help of Inclusion and Exclusion criteria and it is descriptive study. The findings of the study revealed that CSR has provided business firms with ample of investment opportunities to spend on Covid-19 pandemic crisis and social welfare, also it was found that all the firms have spent on CSR outlays and CSR act as supporting arm to face the unprecedented times.
{"title":"Corporate social responsibility of firm’s during covid-19 pandemic: evidence from cross national studies.with exceptional reference to msmes","authors":"Sathvik","doi":"10.26524/jms.12.21","DOIUrl":"https://doi.org/10.26524/jms.12.21","url":null,"abstract":"Over the year, the whole world has been struggling with the covid-19 pandemic in business and its stakeholders, general public. The people and business firms across the globe were strongly committed and to working together and helping each other in possible way during the unprecedented times filled with fear and uncertainty. The awareness about Corporate Social Responsibility practices is growing among several stakeholders of business firms. In the 21st Corporate Social Responsibility firms are facing challenges like stiff competition. The present study attempts to explore firm’s response towards Covid-19 and CSR outlays to support vital stakeholders. The objective of the present study was to understand the conceptual base of corporate social responsibility and to look over the literature review from two perspectives i.e, Financial and social perspective. The data has been collected from various articles, peer-reviewed journals, CSR Box and guidelines released by ministry of corporate affairs and the top firms spent on CSR activities beyond 100 crores were chosen with help of Inclusion and Exclusion criteria and it is descriptive study. The findings of the study revealed that CSR has provided business firms with ample of investment opportunities to spend on Covid-19 pandemic crisis and social welfare, also it was found that all the firms have spent on CSR outlays and CSR act as supporting arm to face the unprecedented times.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"14 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78421630","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper studies the causes of oil price fluctuations in the last fifty years and critically analyses the factors affecting the oil price. It also put forth the business problem of loss incurred by the oil-importing countries like India due to oil price fluctuations and gives the solution to lower the severity of the loss incurred by them. The findings are based on the ANOVA test carried out using the prices of the three major crude oil benchmarks such as WTI, Brent crude and OPEC. The findings of this study can be beneficial to the oil-importing nations whose portfolio is less diversified, and they can mitigate the adverse effect of possible oil price fluctuations.
{"title":"Demystifying the oil price fluctuations and mitigating its effect on the nations","authors":"S. S, Justin Joy","doi":"10.26524/jms.12.30","DOIUrl":"https://doi.org/10.26524/jms.12.30","url":null,"abstract":"This paper studies the causes of oil price fluctuations in the last fifty years and critically analyses the factors affecting the oil price. It also put forth the business problem of loss incurred by the oil-importing countries like India due to oil price fluctuations and gives the solution to lower the severity of the loss incurred by them. The findings are based on the ANOVA test carried out using the prices of the three major crude oil benchmarks such as WTI, Brent crude and OPEC. The findings of this study can be beneficial to the oil-importing nations whose portfolio is less diversified, and they can mitigate the adverse effect of possible oil price fluctuations.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"229 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76524024","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In recent years technology has become pertinent element of success for businesses and manufacturing industries. Technologies have also changed the ways in which the organizations perform their businesses. Artificial intelligence has become the buzz word in the field of technology in the recent scenario with enormous power to transform the traditional methods & to bring wide range of benefits. This technological innovation is gaining all the attraction of corporate world also has become the key issues of any nation’s strategy. Due to rapid rise in digitization and online banking, there is growing need to adopt & implement Artificial Intelligence technology in banking organizations too. AI has become important disruptor for banking industry. AI substantially reduces operating cost, increases efficiency & improves customer satisfaction. As the use of technology increases, it also brings numerous risks & challenges along with legal & governance issues. Machines decisions are going to replace human decisions,but how reliable, ethical & logical these decisions stay, becomes the question of everyone’s mind. Numbers of barrier are present for this technological driven innovation of AI. The study aims to focus on the challenges that banking organizations are experiencing. Banks are encountering all the hurdles starting from AI adoption to reluctance of customers for acceptance of AI driven decisions.
{"title":"A theoretical study on the impediments of artificial intelligence in banking industry","authors":"Shweta Solanki, Meera Mathur","doi":"10.26524/jms.12.35","DOIUrl":"https://doi.org/10.26524/jms.12.35","url":null,"abstract":"In recent years technology has become pertinent element of success for businesses and manufacturing industries. Technologies have also changed the ways in which the organizations perform their businesses. Artificial intelligence has become the buzz word in the field of technology in the recent scenario with enormous power to transform the traditional methods & to bring wide range of benefits. This technological innovation is gaining all the attraction of corporate world also has become the key issues of any nation’s strategy. Due to rapid rise in digitization and online banking, there is growing need to adopt & implement Artificial Intelligence technology in banking organizations too. AI has become important disruptor for banking industry. AI substantially reduces operating cost, increases efficiency & improves customer satisfaction. As the use of technology increases, it also brings numerous risks & challenges along with legal & governance issues. Machines decisions are going to replace human decisions,but how reliable, ethical & logical these decisions stay, becomes the question of everyone’s mind. Numbers of barrier are present for this technological driven innovation of AI. The study aims to focus on the challenges that banking organizations are experiencing. Banks are encountering all the hurdles starting from AI adoption to reluctance of customers for acceptance of AI driven decisions.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"58 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76915092","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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