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Acceptance of New Standards for Financial Inclusion by Financial Service Providers in Bangladesh 孟加拉国金融服务提供商接受普惠金融新标准
Pub Date : 2022-12-06 DOI: 10.48165/sajssh.2022.3607
Md. Asad Noor, Tanjela Hossain, Hasan Shirazi
This study looked at the readiness of investors to raise the post-COVID 19 year, using access  to financial services as a consideration of their customer’s financial expectations in the future.  Standard of living in the financial expectations of their customer. A random sampling  modeling method and a survey-based research method were also used in this study. A sample  of the research methodology was also used in this study. A total of 110 respondents from the  insurance, financial, and banking and non -banking sectors in Bangladesh participated in the  survey and provided responses. Hypotheses were tested using descriptive and inferential data,  with a threshold of significance of 5 percent considered significant. There has been a  significant link between Bangladesh’s socio-economic progress and the adoption of financial  intermediation as a new norm in financial transactions, according to the findings. Public  finance agencies and individuals are encouraged to create a conducive environment in  developing financial technology as a driver of investment in Bangladesh’s rapid growth, it is  expected.
本研究考察了投资者对2019冠状病毒病后一年的准备情况,将获得金融服务作为客户未来财务预期的考虑因素。顾客对生活水平的财务期望。本研究采用随机抽样建模方法和基于调查的研究方法。本研究还采用了研究方法的样本。来自孟加拉国保险、金融、银行和非银行部门的110名受访者参与了调查并提供了答复。假设使用描述性和推断性数据进行测试,显著性阈值为5%被认为是显著的。根据调查结果,孟加拉国的社会经济进步与采用金融中介作为金融交易的新规范之间存在着重要的联系。预计将鼓励公共财政机构和个人为发展金融技术创造有利环境,作为孟加拉国快速增长的投资驱动力。
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引用次数: 1
Dropout of Vaccination Among Iraqi Children 伊拉克儿童放弃接种疫苗
Pub Date : 2022-12-06 DOI: 10.48165/sajssh.2022.3610
Maha. A. Kadim, Anees Flayyih Abdulhasan, Z. A. Abdulrasol, A. F. Obaid
Immunization has been a successful method of preventing and controlling life-threatening  infectious diseases since the 20th century. About 2-3 million child deaths are avoided annually  through vaccination. Despite increasing vaccination rates worldwide, many children in  developing nations still miss their vaccinations. Therefore, many children are still vulnerable  to the Expanded Program on Immunization (EPI) targeted diseases. Missed opportunities for  vaccination (MOVs) occur when people who are eligible for vaccination visit a medical facility  but do not receive the necessary vaccinations. Therefore, vaccination has the opportunity to  achieve more if missed vaccination opportunities (MOVs) are removed and global  immunization coverage increases. A narrative review was conducted to summarize vaccination  missing among Iraqi children, and factors affecting the vaccine coverage rate.
自20世纪以来,免疫接种一直是预防和控制威胁生命的传染病的一种成功方法。通过接种疫苗,每年可避免约200万至300万儿童死亡。尽管世界范围内的疫苗接种率不断提高,但发展中国家的许多儿童仍然没有接种疫苗。因此,许多儿童仍然容易感染扩大免疫方案(EPI)针对的疾病。错过接种疫苗的机会是指有资格接种疫苗的人前往医疗机构,但没有接种必要的疫苗。因此,如果消除错过的疫苗接种机会并增加全球免疫覆盖率,疫苗接种就有机会取得更大成就。对伊拉克儿童缺少疫苗接种情况和影响疫苗覆盖率的因素进行了叙述性审查。
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引用次数: 0
Effects of Financial Inclusion on the Economic Growth of Developing Countries: An Empirical Analysis of the Bangladesh Economy 普惠金融对发展中国家经济增长的影响:基于孟加拉国经济的实证分析
Pub Date : 2022-12-06 DOI: 10.48165/sajssh.2022.3602
Md. Asad Noor, Tanjela Hossain, Hasan Shirazi
Financial inclusion in its widest meaning refers to inexpensive access to an extensive variety of  financial facilities. These include banking products, insurance, stock investments, and other  financial services. Financial inclusion helps economic development by widening the financial  system's resource base and encouraging rural residents to save. It also helps the rural economy  grow. In this study, from 2011 to 2020, the connection between financial inclusion and economic  development is examined. Financial inclusion is assessed by the number of Automated Teller  Machines (ATMs) and the credit-deposit ratio (CDR), among other factors. Multiple regression  analysis was used to analyze secondary data, along with other approaches. Before analysis, the  data were checked for completeness and correctness. VIF and Durbin-Watson tests examined  multicollinearity and autocorrelation in the data. The study's policy implications include that  financial inclusion, in all of its forms, is determined to be one of the most important components  of economic development. The study focuses that the government and other policymakers must  strive to preserve and promote sustainable and inclusive growth, which may be achieved via the  expansion of financial inclusion. Furthermore, the results provide support to the government of  Bangladesh’s social banking initiatives, which are being carried out in order to promote financial  inclusion. The research found that ATMs significantly boost the country's GDP. Nonetheless, the  CDR has a little beneficial influence on the GDP. 
普惠金融最广泛的含义是指以低廉的价格获得各种各样的金融设施。这包括银行产品、保险、股票投资和其他金融服务。普惠金融通过扩大金融体系的资源基础和鼓励农村居民储蓄来促进经济发展。这也有助于农村经济的发展。本研究从2011年到2020年,考察了普惠金融与经济发展之间的关系。金融包容性是通过自动柜员机(atm)的数量和信用存款比率(CDR)等因素来评估的。二次资料采用多元回归分析,并结合其他方法进行分析。在分析之前,检查数据的完整性和正确性。VIF和Durbin-Watson测试检验了数据中的多重共线性和自相关。该研究的政策含义包括,所有形式的普惠金融都被确定为经济发展最重要的组成部分之一。该研究强调,政府和其他政策制定者必须努力维护和促进可持续和包容性增长,这可以通过扩大普惠金融来实现。此外,研究结果为孟加拉国政府的社会银行倡议提供了支持,这些倡议正在实施中,以促进金融包容性。研究发现,自动取款机显著提高了该国的GDP。尽管如此,CDR对GDP的有益影响很小。
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引用次数: 2
Attachment Security and Attachment Styles in Romantic Relationships 恋爱关系中的依恋安全感和依恋风格
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3504
F. Zahra
Purpose. The present research aimed at studying the Attachment Security, Attachment Styles in  Romantic Relationships.   Method. Cross sectional research design was used in this study. The sample (N = 148) was selected  via online poll due to COVID regulations. Non probability purposive sampling technique was used  to collect sample. The Ainsworth Security Questionnaire Revisited ASQ- R was used to study  attachment security in early childhood and Experiences in close relationships Revised ECR-R  Scale was used in this study to evaluate attachment styles in romantic relationships.   Results. Results showed that attachment security was negatively correlated with insecure  attachment styles. It was also proved that those who scored low on attachment security measure  scored high on either anxious attachment dimension or avoidant attachment dimension.  Novelty/Originality of The Study. The main goals of this study were to develop a warm  collaborative therapy connection, identify particular problem sets and associated goals, psycho educate the participants.   Implications. The study will help how psychotherapy can help those with unhealthy attachment  styles to heal and have relationship satisfaction in romantic relationships by identification of  insecure attachment styles. 
目的。本研究旨在探讨恋爱关系中的依恋安全感、依恋类型。方法。本研究采用横断面研究设计。样本(N = 148)是根据COVID法规通过在线投票选择的。采用非概率目的抽样技术采集样本。本研究采用《安斯沃斯安全问卷重访》(ASQ- R)研究幼儿依恋安全感,采用修订ECR-R量表评估恋爱关系中的依恋类型。结果。结果表明,依恋安全感与不安全依恋类型呈负相关。结果还表明,依恋安全量表得分较低的人在焦虑依恋维度和回避依恋维度上得分较高。研究的新颖性/原创性。本研究的主要目的是建立一种温暖的合作治疗联系,确定特定的问题集和相关的目标,对参与者进行心理教育。的影响。这项研究将有助于心理治疗如何通过识别不安全的依恋类型来帮助那些有不健康依恋类型的人治愈并在恋爱关系中获得关系满意度。
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引用次数: 1
Key Factors and Perspectives in Cost Accounting with Real-Time Patterns 实时模式下成本会计的关键因素和观点
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3508
Omar Khalid Abdulameer Alhabeeb, M. A., Kareema Jasim Abdullah
Cost accounting term describe by chartered institute of management accountants (CIMA). Cost  accounting helpsthe company to calculate total cost details regarding the product so that according  to total Cost Company can fix the sale price of the product including profit margin percentage. Cost accounting can be of type standard, marginal, lean, activity based. Cost is the monetary term of a product that is set up by measuring its various internal costs including labor, material, overheads, etc. Costing is the technique to calculate the cost of the product by calculating various factors. Cost accounting is next to costing which relates and analyzes the various costing data and interpretsit to the management which helpsto improve the efficiency of the business by controlling the various problems that occur in the business. Cost accountancy is the art and science of the cost accountant. The main objective of cost accounting is to help the managerial personnel to make  decisions about the product sale price, control production cost, and maximize the profit ratio. Based upon the cost sheet cost accounting can decide the estimated cost or actual cost of the  product. Cost sheets include different types of costs incurred during the product manufacturing  process. 
成本会计术语由英国特许管理会计师协会(CIMA)提出。成本会计帮助公司计算有关产品的总成本细节,以便根据总成本公司可以确定产品的销售价格,包括利润率百分比。成本核算可以是标准型、边际型、精益型、作业型。成本是一个产品的货币术语,是通过衡量其各种内部成本,包括劳动力、材料、管理费用等而建立起来的。成本计算是通过计算各种因素来计算产品成本的技术。成本会计是仅次于成本核算的一门学科,它将各种成本核算数据联系和分析,并向管理层解释,通过控制企业中发生的各种问题,有助于提高企业的效率。成本会计是成本会计的艺术和科学。成本会计的主要目的是帮助管理人员对产品的销售价格进行决策,控制生产成本,使利润率最大化。成本核算可以根据成本表确定产品的估计成本或实际成本。成本表包括产品制造过程中发生的不同类型的成本。
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引用次数: 0
Defining Modernity through Education: Women’s Responses from Colonial Punjab 通过教育定义现代性:旁遮普殖民地妇女的反应
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3502
A. Minocha
Late-19th and early-20th centuries in Punjab were times of ferment and formation of new class,  caste, gender, and religious identities. The quest for a localized modernity at this historical  juncture was spear-headed by reform movements of Arya Samaj, Singh Sabha, and Ahmaddiya  reform movement, that predicated their quest on the construction of ‘modern womanhood’.  The new technology of print was used effectively by reform patriarchies to disseminate these  representations of modern womanhood. While much has been written about these patriarchal  reform movements that projected their own modernity through ‘liberal improvements’ in the  condition of their women and by opening up to ideas of education and companionate marriages,  the presence of women in this history has been elided over. This essay examines the print  spheres in late-19th and early-20th century Punjab, especially the periodical press, to trace  women’s responses to reform prescriptions about their education and deportment. It is in this  interplay between dominant discursive formations and alternative modes of articulation by  women that multiple cultural meanings emerge. 
19世纪末和20世纪初,旁遮普是新阶级、种姓、性别和宗教身份发酵和形成的时期。在这个历史关头,对局部现代性的追求是由Arya Samaj, Singh Sabha和Ahmaddiya改革运动的改革运动带头的,这些改革运动将他们的追求建立在“现代女性”的建设上。新的印刷技术被有效地用于改革父权制来传播这些现代女性的表现。这些父权改革运动通过对女性状况的“自由改善”,以及对教育和伴侣婚姻的开放,来投射自己的现代性,虽然有很多关于这些运动的文章,但这段历史中女性的存在却被忽略了。本文考察了19世纪末和20世纪初旁遮普的印刷领域,特别是期刊出版社,以追踪妇女对改革处方的反应,这些处方涉及她们的教育和仪态。正是在这种主导话语形式和女性表达的替代模式之间的相互作用中,多种文化意义出现了。
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引用次数: 1
Staff Competence, Support Services, and VAT Collection Performance: Does Managerial Performance Mediate the Relationship? 员工能力、支持服务和增值税征收绩效:管理绩效是否起到中介作用?
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3507
Nabil Yousuf Mohammad Fakhari, B. Din, Rusdi Omar
VAT collection is a major issue for several governments around the world. Different countries  have applied different techniques to enhance VAT collection. Likewise, the UAE government has  introduced VAT and its collection is challenging for them. One of the key issues that has been  observed in the literature is that support services are limited, and the staff appointed for collection  is incompetent and require proper training. Similarly, the managerial role at the same time cannot  be ignored. Therefore, the purpose of the study is to identify the mediating role of managerial  performance between staff competence, support services and VAT collection performance. For the  said purpose, primary quantitative causal research has been conducted using adopted  questionnaires. The findings of the study are based on structural equation modeling technique and  contributed to Economic Theory of Tax Compliance by identifying the mediating role of  managerial performance. The study is equally important for the practitioners in understanding the  importance of boosting staff competence and provision of support services for enhancing VAT  collection. 
增值税征收是世界上几个国家政府的一个主要问题。不同的国家采用不同的技术来加强增值税征收。同样,阿联酋政府也引入了增值税,征收增值税对他们来说是一个挑战。在文献中观察到的一个关键问题是支助服务有限,被任命负责收集的工作人员不称职,需要适当的培训。同样,同时也不能忽视管理的作用。因此,本研究的目的是确定管理绩效在员工能力、支持服务和增值税征收绩效之间的中介作用。为此,本文采用问卷调查的方法进行了初步的定量因果研究。研究结果基于结构方程建模技术,并通过确定管理绩效的中介作用,为税收合规的经济学理论做出了贡献。这项研究对从业人员了解提高员工能力和提供支持服务对提高增值税征收的重要性同样重要。
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引用次数: 2
The Effectiveness of Product Placement in Tamil movies: A Study with Reference to the State of Tamil Nadu, India 泰米尔电影植入广告的效果:以印度泰米尔纳德邦为例的研究
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3503
S. Kumar, K. Soundarapandiyan
This study endeavors to enquire the power of item arrangements in Tamil motion pictures. The  past surveys are more focused towards Hollywood films, and the majority of the Indian  examinations are concentrated towards Hindi motion pictures. Subsequently, there exists a  critical hole for this flow exploration to discover the viability of item position and item  advancement in the films. The review bargains on Tamil films, VIP support, buyer mentality,  corporate believability, brand picture and buy expectation are thought about to foster the  speculations. The review was led utilizing an organized poll which was coursed among 3500  film circumvents Tamil Nadu. The investigation was achieved utilizing Visual PLS and SPSS.  The consequences of this examination demonstrate that item situations really do have compelling  exploration among Tamil crowds, which likewise has a positive relationship with buy goal.  
本研究试图探究泰米尔电影中项目安排的力量。过去的调查更侧重于好莱坞电影,大多数印度考试都集中在印度电影上。因此,这个流程探索存在一个关键的漏洞,即发现项目位置和项目推进在电影中的可行性。关于泰米尔电影、VIP支持、买家心态、企业可信度、品牌形象和购买预期的评论讨价还价被认为是为了促进投机。该评论是在泰米尔纳德邦3500名电影观众中进行的有组织的民意调查中进行的。采用Visual PLS和SPSS进行调查。这项研究的结果表明,物品情境确实在泰米尔人群中有引人注目的探索,这同样与购买目标有积极的关系。
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引用次数: 1
Recent Trends for The Development of the “Tax System” and its Impact on Improvement “Tax Revenues” in Iraq 伊拉克“税收制度”发展的最新趋势及其对改善“税收”的影响
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3501
Abdulameer Zamil Lateef, Fadhil abbas Kadhim, Noor Nadhim Hameed AL-Jassam
The objective of the study is to decide the correct methods through which the "Tax system" may  be advanced in a way this is well matched with numerous environmental variations and trends, in  addition to displaying the position of the "Tax system" in improving "Tax Revenues" and  encouraging financing the state's budget. The research is based on two fundamental assumptions:  (1) the development of the "Tax system" allows to enhance tax revenue and finance the state's  budget. The sample of research is of personnel inside the General Tax Authority, which include  administrators, accountants, and auditors, for the fiscal year finishing December 31, 2019.  Analytical equipment was used to attain the studies outcomes, which showed that the tax branch  has a susceptible hobby in transferring towards appropriate and cutting-edge techniques that It is  feasible to reduce tax evasion, as study has concluded that there is a set of appropriate scientific  methods that can help in decreasing tax evasion, improving tax sales, and financing the country's  budget. 
本研究的目的是确定正确的方法,通过这些方法,“税收制度”可能会以一种与众多环境变化和趋势相匹配的方式推进,除了显示“税收制度”在改善“税收收入”和鼓励国家预算融资方面的地位。该研究基于两个基本假设:(1)“税收制度”的发展可以增加税收收入并为国家预算提供资金。研究样本是截至2019年12月31日的财政年度的税务总局内部人员,包括管理员、会计师和审计师。分析设备被用来获得研究结果,这表明税务部门有一个易受影响的爱好,向适当和尖端的技术转移,这是可行的,以减少逃税,因为研究得出结论,有一套适当的科学方法,可以帮助减少逃税,改善税收销售,并为国家预算融资。
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引用次数: 1
Moderating Role of Foreign Investor Characteristics on the relationship between Regulatory Factors of International Trade and Environmental Degradation in UAE 外商投资特征对阿联酋国际贸易调控因素与环境恶化关系的调节作用
Pub Date : 2022-10-06 DOI: 10.48165/sajssh.2022.3509
Saood Mohammad Hassan Albahar, R. Islam
The study has been conducted to analyze the moderating role of economic factors of foreign  investor over the relationship between regulatory factors and environmental degradation in Dubai.  The study has been conducted in Dubai considering the country as a fastest growing economy and  attracting foreign direct investment in all fields. For the purpose of fulfilment of the study  objectives the research developed two hypotheses. The hypothesis was tested over a sample of 335  responses generated from the executives of multinational firms of Dubai. The results confirmed  that regulatory factors have a direct impact over environmental degradation, similarly, foreign  investor characteristics also have a significant moderating role over the significant relationship  between regulatory factors of foreign direct investment and environmental degradation. The study  is important for the policy makers to develop such rules that negative influence over the  environment may be curtailed.  
本研究分析了外国投资者的经济因素对迪拜监管因素与环境退化关系的调节作用。这项研究是在迪拜进行的,考虑到该国是增长最快的经济体,并在所有领域吸引外国直接投资。为了实现研究目标,本研究提出了两个假设。这一假设在迪拜跨国公司高管的335份回复样本中得到了检验。结果证实,监管因素对环境退化具有直接影响,同样,外国投资者特征对外国直接投资监管因素与环境退化之间的显著关系也具有显著的调节作用。这项研究对决策者制定这样的规则,以减少对环境的负面影响是很重要的。
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引用次数: 2
期刊
South Asian Journal of Social Sciences and Humanities
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