Pub Date : 2022-02-04DOI: 10.1177/10443894221076213
{"title":"Corrigendum to “That’s the Beauty of It”: Practitioners Describe the Affordances of Direct to Consumer Tele-Mental Health","authors":"","doi":"10.1177/10443894221076213","DOIUrl":"https://doi.org/10.1177/10443894221076213","url":null,"abstract":"","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"87 1","pages":""},"PeriodicalIF":0.9,"publicationDate":"2022-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85937991","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-18DOI: 10.1177/10443894211059126
Travis W. Cronin, Husain A Lateef, Dheeshana S. Jayasundara
This was an exploratory phenomenological study regarding experiences and perceptions about bullying among African American male adolescents (AAMAs) and their parents. The sample for this study included 16 AAMAs and 16 parents (one AAMA and one matched parent per family; N = 32). This study was designed to understand what AAMAs and their parents gleaned from their experiences with bullying. The findings were organized into three themes: interpersonal and structural barriers that hindered responses to bullying, intentional systemic approaches to prevent and respond to bullying, and taking direct action when bullying occurred.
{"title":"“Doing Something”: African American Male Adolescent/Parent Experiences and Perceptions About Bullying","authors":"Travis W. Cronin, Husain A Lateef, Dheeshana S. Jayasundara","doi":"10.1177/10443894211059126","DOIUrl":"https://doi.org/10.1177/10443894211059126","url":null,"abstract":"This was an exploratory phenomenological study regarding experiences and perceptions about bullying among African American male adolescents (AAMAs) and their parents. The sample for this study included 16 AAMAs and 16 parents (one AAMA and one matched parent per family; N = 32). This study was designed to understand what AAMAs and their parents gleaned from their experiences with bullying. The findings were organized into three themes: interpersonal and structural barriers that hindered responses to bullying, intentional systemic approaches to prevent and respond to bullying, and taking direct action when bullying occurred.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"83 1","pages":"450 - 462"},"PeriodicalIF":0.9,"publicationDate":"2022-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88106218","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-01DOI: 10.1177/10443894211061283
Devin Fergus, T. Shanks
For African Americans in particular, the question of financial capability and asset building is as old as Black freedom. Through conceptual frames such as racial capitalism, historical memory, and the family stress model, this article examines the many false starts since Reconstruction in which expectations were raised, but then hopes subsequently dashed when reality produced outcomes that kept tangible economic progress just out of reach of Black families.
{"title":"The Long Afterlife of Slavery in Asset Stripping, Historical Memory, and Family Burden: Toward a Third Reconstruction","authors":"Devin Fergus, T. Shanks","doi":"10.1177/10443894211061283","DOIUrl":"https://doi.org/10.1177/10443894211061283","url":null,"abstract":"For African Americans in particular, the question of financial capability and asset building is as old as Black freedom. Through conceptual frames such as racial capitalism, historical memory, and the family stress model, this article examines the many false starts since Reconstruction in which expectations were raised, but then hopes subsequently dashed when reality produced outcomes that kept tangible economic progress just out of reach of Black families.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"50 7 1","pages":"7 - 20"},"PeriodicalIF":0.9,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83524768","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-01DOI: 10.1177/10443894211066464
M. Sherraden, Jin Huang, Jenny L. Jones, Christine Callahan
Financial and economic issues underlie many of the problems that bring families to social services. Sometimes these financial difficulties are contributing factors. Other times, they are at the heart of a family’s troubles. Intake interviews and psychosocial assessments in family services often reveal insufficient income and assets, overwhelming debt, lack of emergency savings, limited access to public benefits and social assistance, challenges obtaining a bank account or credit, and worries about their future financial wellbeing. Together with possible physical and mental illness, incarceration, disability, or other challenges, financial stresses can overwhelm families, as well as professionals, organizations, and communities. Despite the many challenges, human service professionals are in a unique position to respond. They work with populations most at risk and have deep understanding of the reality of their clients’ lives. They understand the power of emotions in financial decision-making and can assist families in making optimal decisions. Social workers and other human service professionals understand deeply the importance of financial protections and know that basic financial knowledge and skills, as well as confidence, are essential to household financial management. At the same time, they understand that clients have little control over the larger social forces that shape family financial well-being and that social change is imperative. Human service professionals witness daily the adverse effects of financialization, as finance shapes more and more of life often to the disadvantage of low-income and minoritized groups. They work with many of the more than 7 million people who lack even a basic bank account (Federal Deposit Insurance Corporation, 2020) and with the millions more who have a tenuous relationship with the mainstream financial sector and resort to costly and often-risky predatory financial services, such as payday and car title loans. Human service professionals also have witnessed up close the effects of a global pandemic that has led to losses in jobs, benefits, childcare, and housing. They know that financial distress has been concentrated in poor and minoritized groups (Robert Wood Johnson Foundation, 2020). They observe how difficult it is for families to do more than make ends meet, frustrated at their attempts to build financial security. For many of their clients, 1066464 FISXXX10.1177/10443894211066464Families in SocietySherraden et al. editorial2021
{"title":"Building Financial Capability and Assets in America’s Families","authors":"M. Sherraden, Jin Huang, Jenny L. Jones, Christine Callahan","doi":"10.1177/10443894211066464","DOIUrl":"https://doi.org/10.1177/10443894211066464","url":null,"abstract":"Financial and economic issues underlie many of the problems that bring families to social services. Sometimes these financial difficulties are contributing factors. Other times, they are at the heart of a family’s troubles. Intake interviews and psychosocial assessments in family services often reveal insufficient income and assets, overwhelming debt, lack of emergency savings, limited access to public benefits and social assistance, challenges obtaining a bank account or credit, and worries about their future financial wellbeing. Together with possible physical and mental illness, incarceration, disability, or other challenges, financial stresses can overwhelm families, as well as professionals, organizations, and communities. Despite the many challenges, human service professionals are in a unique position to respond. They work with populations most at risk and have deep understanding of the reality of their clients’ lives. They understand the power of emotions in financial decision-making and can assist families in making optimal decisions. Social workers and other human service professionals understand deeply the importance of financial protections and know that basic financial knowledge and skills, as well as confidence, are essential to household financial management. At the same time, they understand that clients have little control over the larger social forces that shape family financial well-being and that social change is imperative. Human service professionals witness daily the adverse effects of financialization, as finance shapes more and more of life often to the disadvantage of low-income and minoritized groups. They work with many of the more than 7 million people who lack even a basic bank account (Federal Deposit Insurance Corporation, 2020) and with the millions more who have a tenuous relationship with the mainstream financial sector and resort to costly and often-risky predatory financial services, such as payday and car title loans. Human service professionals also have witnessed up close the effects of a global pandemic that has led to losses in jobs, benefits, childcare, and housing. They know that financial distress has been concentrated in poor and minoritized groups (Robert Wood Johnson Foundation, 2020). They observe how difficult it is for families to do more than make ends meet, frustrated at their attempts to build financial security. For many of their clients, 1066464 FISXXX10.1177/10443894211066464Families in SocietySherraden et al. editorial2021","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"297 1","pages":"3 - 6"},"PeriodicalIF":0.9,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89226875","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-01DOI: 10.1177/10443894211051008
A. Santiago, Joffré Leroux
Utilizing administrative data from the Family Self-Sufficiency (FSS) Program operated by the Denver Housing Authority, four program outcomes, (a) savings and escrow growth, (b) credit and debt reduction, (c) employment and earnings, and (d) positive exits from subsidized housing, are examined to assess if any differences exist between participants (n = 424) who enrolled during or after the Great Recession. Propensity score matching with replacement was employed to match FSS enrollees. Compared to post-Great Recession enrollees, results suggest that enrollees entering the program during the Great Recession were more likely to reduce their monthly contractual debt and derogatory debt, increase monthly earned income, and remain in the FSS Program longer. Findings suggest that attaining participant financial capability goals is possible during severe economic shocks and may provide vulnerable families with additional capacity to weather such shocks.
{"title":"Family Self-Sufficiency Program Outcomes for Participants Enrolling During and After the Great Recession","authors":"A. Santiago, Joffré Leroux","doi":"10.1177/10443894211051008","DOIUrl":"https://doi.org/10.1177/10443894211051008","url":null,"abstract":"Utilizing administrative data from the Family Self-Sufficiency (FSS) Program operated by the Denver Housing Authority, four program outcomes, (a) savings and escrow growth, (b) credit and debt reduction, (c) employment and earnings, and (d) positive exits from subsidized housing, are examined to assess if any differences exist between participants (n = 424) who enrolled during or after the Great Recession. Propensity score matching with replacement was employed to match FSS enrollees. Compared to post-Great Recession enrollees, results suggest that enrollees entering the program during the Great Recession were more likely to reduce their monthly contractual debt and derogatory debt, increase monthly earned income, and remain in the FSS Program longer. Findings suggest that attaining participant financial capability goals is possible during severe economic shocks and may provide vulnerable families with additional capacity to weather such shocks.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"81 1","pages":"21 - 36"},"PeriodicalIF":0.9,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88596919","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-26DOI: 10.1177/10443894211063133
Christy Finsel, Mae Watson Grote, M. Libby, C. Mahon, M. Sherraden
This essay explores the enormous potential of social service organizations to contribute to people’s financial well-being. It is informed by the work of four pioneering organizations that use a racial- and gender-equity lens to advance financial well-being. It explores five strategies: (a) embedding financial development into social services; (b) focusing on youth transitioning to adulthood; (c) partnering with asset coalitions to expand financial opportunities; (d) partnering with financial institutions; and (e) developing fintech with equity. These approaches hold promise to help address the racial wealth gap and improve financial security.
{"title":"Financial Capability and Asset Building With a Racial- and Gender-Equity Lens: Advances From the Field","authors":"Christy Finsel, Mae Watson Grote, M. Libby, C. Mahon, M. Sherraden","doi":"10.1177/10443894211063133","DOIUrl":"https://doi.org/10.1177/10443894211063133","url":null,"abstract":"This essay explores the enormous potential of social service organizations to contribute to people’s financial well-being. It is informed by the work of four pioneering organizations that use a racial- and gender-equity lens to advance financial well-being. It explores five strategies: (a) embedding financial development into social services; (b) focusing on youth transitioning to adulthood; (c) partnering with asset coalitions to expand financial opportunities; (d) partnering with financial institutions; and (e) developing fintech with equity. These approaches hold promise to help address the racial wealth gap and improve financial security.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"49 1","pages":"86 - 100"},"PeriodicalIF":0.9,"publicationDate":"2021-12-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80008483","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-11DOI: 10.1177/10443894211048456
P. Samuel, Kathryn Wright, C. Marsack-Topolewski, Rosanne DiZazzo-Miller
Using the theoretical lens of Family Quality of Life, this study evaluated perceptions of older compound caregivers (i.e., caring for more than one family member) regarding their need for services. Quantitative analysis of cross-sectional data collected from 112 caregivers (50 years and older) demonstrated that compound caregivers faced more barriers in accessing services for their families than noncompound caregivers. Although all caregivers shared similar perceptions on the importance, opportunities, initiative, and attainment of service support for their families, compound caregivers had lower stability and satisfaction than noncompound caregivers. Findings highlight the need to develop support programs to equip older caregivers in managing their daily challenges at the individual and family level.
{"title":"When More Is Too Much: Compound Caregiving, Barriers to Services, and Service Support for Older Families of People With Disabilities","authors":"P. Samuel, Kathryn Wright, C. Marsack-Topolewski, Rosanne DiZazzo-Miller","doi":"10.1177/10443894211048456","DOIUrl":"https://doi.org/10.1177/10443894211048456","url":null,"abstract":"Using the theoretical lens of Family Quality of Life, this study evaluated perceptions of older compound caregivers (i.e., caring for more than one family member) regarding their need for services. Quantitative analysis of cross-sectional data collected from 112 caregivers (50 years and older) demonstrated that compound caregivers faced more barriers in accessing services for their families than noncompound caregivers. Although all caregivers shared similar perceptions on the importance, opportunities, initiative, and attainment of service support for their families, compound caregivers had lower stability and satisfaction than noncompound caregivers. Findings highlight the need to develop support programs to equip older caregivers in managing their daily challenges at the individual and family level.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"1 1","pages":"180 - 193"},"PeriodicalIF":0.9,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79923717","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-11DOI: 10.1177/10443894211059137
Julie B. Miller, Alexa Balmuth, Samantha Brady, Joseph Coughlin
To promote the financial capabilities of student loan borrowers, practitioners must understand the experiences and needs of borrowers across the life course. A national survey (n = 1,874) conducted by MIT AgeLab explored perceived loan-related effects across the life course and sources of advice for borrowers. Across age groups, repaying student loans had most regularly imposed negative perceived effects on multiple domains of borrowers’ financial well-being. Younger borrowers reported more negative perceived effects of loans across domains, whereas older borrowers reported fewer negative perceived effects. Few participants had sought professional advice about student loan repayment, although younger borrowers were more likely to have sought loan-related advice in general; perceived levels of helpfulness of advice and comfort consulting with contacts were mixed. Financial social work is uniquely situated to act as a resource for multiple generations of student loan borrowers and their families.
{"title":"Help When You Need It: Sources of Advice for Student Loan Borrowers Across the Life Course","authors":"Julie B. Miller, Alexa Balmuth, Samantha Brady, Joseph Coughlin","doi":"10.1177/10443894211059137","DOIUrl":"https://doi.org/10.1177/10443894211059137","url":null,"abstract":"To promote the financial capabilities of student loan borrowers, practitioners must understand the experiences and needs of borrowers across the life course. A national survey (n = 1,874) conducted by MIT AgeLab explored perceived loan-related effects across the life course and sources of advice for borrowers. Across age groups, repaying student loans had most regularly imposed negative perceived effects on multiple domains of borrowers’ financial well-being. Younger borrowers reported more negative perceived effects of loans across domains, whereas older borrowers reported fewer negative perceived effects. Few participants had sought professional advice about student loan repayment, although younger borrowers were more likely to have sought loan-related advice in general; perceived levels of helpfulness of advice and comfort consulting with contacts were mixed. Financial social work is uniquely situated to act as a resource for multiple generations of student loan borrowers and their families.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"600 1","pages":"49 - 64"},"PeriodicalIF":0.9,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77341108","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-11DOI: 10.1177/10443894211051570
Shin-Ho Choi, T. Powell, Jenna Muller, Emily A. Lux
Social service providers play a vital role in addressing the physical and mental health needs of vulnerable individuals, families, and communities during and after disasters. Considering the essential role of social service providers during and after disasters, it is vital to understand the challenges their clients encounter during emergencies. Our study explored social service providers’ perceptions of the barriers socially vulnerable individuals and communities experienced after hurricanes Michael and Irma struck coastal communities in Florida in 2017–2018. Seventeen social service workers who provided direct support to survivors during and after the hurricanes participated in four focus group interviews. Providers described five factors that increased vulnerability of their clients including risk perception, socioeconomic constraints, physical and mental health challenges, language and literacy proficiency, and resource dependency.
{"title":"Exploring the Disproportionate Impact of Disasters: Social Service Providers’ Perceptions of Factors Increasing Vulnerability Among Hurricane Survivors","authors":"Shin-Ho Choi, T. Powell, Jenna Muller, Emily A. Lux","doi":"10.1177/10443894211051570","DOIUrl":"https://doi.org/10.1177/10443894211051570","url":null,"abstract":"Social service providers play a vital role in addressing the physical and mental health needs of vulnerable individuals, families, and communities during and after disasters. Considering the essential role of social service providers during and after disasters, it is vital to understand the challenges their clients encounter during emergencies. Our study explored social service providers’ perceptions of the barriers socially vulnerable individuals and communities experienced after hurricanes Michael and Irma struck coastal communities in Florida in 2017–2018. Seventeen social service workers who provided direct support to survivors during and after the hurricanes participated in four focus group interviews. Providers described five factors that increased vulnerability of their clients including risk perception, socioeconomic constraints, physical and mental health challenges, language and literacy proficiency, and resource dependency.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"136 1","pages":"314 - 327"},"PeriodicalIF":0.9,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77358869","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-11DOI: 10.1177/10443894211048451
Lucia M. Lanfranconi, Aditi Das, Joy Subaran, Patricia Malagon
Previous research on welfare-to-work exits has focused on individual client characteristics rather than local economic contexts. Drawing on a qualitative comparative case study design, this study enhances our understanding on how welfare-to-work organizational narratives and client experiences of becoming job-ready are shaped across two different economic contexts. In the disadvantaged economic context, a punitive welfare-to-work narrative is operational resulting in clients accepting precarious work. In the more privileged economic context, the individual responsibility narrative dominates as clients struggle to make ends meet. Our findings highlight how regional economic factors shape organizational narratives and impel clients to accept precarious low wage working conditions and unstable housing. Thus, there is a need for alternatives to welfare-to-work, such as unconditional, Universal Basic Income.
{"title":"Becoming Job-Ready? Narratives of Local Welfare-to-Work Programs and Client Experiences Across Differing Economic Contexts in California","authors":"Lucia M. Lanfranconi, Aditi Das, Joy Subaran, Patricia Malagon","doi":"10.1177/10443894211048451","DOIUrl":"https://doi.org/10.1177/10443894211048451","url":null,"abstract":"Previous research on welfare-to-work exits has focused on individual client characteristics rather than local economic contexts. Drawing on a qualitative comparative case study design, this study enhances our understanding on how welfare-to-work organizational narratives and client experiences of becoming job-ready are shaped across two different economic contexts. In the disadvantaged economic context, a punitive welfare-to-work narrative is operational resulting in clients accepting precarious work. In the more privileged economic context, the individual responsibility narrative dominates as clients struggle to make ends meet. Our findings highlight how regional economic factors shape organizational narratives and impel clients to accept precarious low wage working conditions and unstable housing. Thus, there is a need for alternatives to welfare-to-work, such as unconditional, Universal Basic Income.","PeriodicalId":47463,"journal":{"name":"Families in Society-The Journal of Contemporary Social Services","volume":"43 1","pages":"408 - 421"},"PeriodicalIF":0.9,"publicationDate":"2021-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76225521","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"社会学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}