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PENGARUH LITERASI KEUANGAN DAN FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN DI DESA PENGOTAN 金融素养和金融技术对筛选村财务包容的影响
Pub Date : 2023-03-17 DOI: 10.24843/ejmunud.2023.v12.i02.p02
I. W. Kerthayasa, N. Darmayanti
Financial inclusion is a banking instrument that plays an important role in financial system stability. Financial inclusion provides access to various financial institutions, products and services according to the needs and capabilities of the community and their businesses, which are used in a responsible and sustainable manner in improving people's welfare. This study aims to analyze the effect of financial literacy and financial technology on financial inclusion in Pengotan village. The population in this study is the people in Pengotan village and sample are 100 respondents. Methods of data collection using interviews and observation with multiple linear regression data analysis techniques. The results of the study show that financial literacy and financial technology have a positive and significant effect on financial inclusion. Keywords: Financial Literacy; Financial Technology; Financial Inclusion
普惠金融是一种银行工具,在金融体系稳定中发挥着重要作用。普惠金融根据社区及其业务的需求和能力,提供各种金融机构、产品和服务,以负责任和可持续的方式用于改善人民的福利。本研究旨在分析蓬哥滩村金融素养与金融科技对普惠金融的影响。本研究人口为蓬哥滩村居民,样本为100人。数据收集方法采用访谈和观察法,采用多元线性回归数据分析技术。研究结果表明,金融素养和金融技术对普惠金融具有显著的正向影响。关键词:金融素养;金融技术;金融包容性
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引用次数: 0
PENGARUH KOMPETENSI, KOMITMEN ORGANISASIONAL DAN PENGEMBANGAN KARIR TERHADAP KINERJA KARYAWAN 能力、组织承诺和职业发展对员工绩效的影响
Pub Date : 2023-03-17 DOI: 10.24843/ejmunud.2023.v12.i02.p03
Dhita Pricillia Djohan, I. Surya
This study aims to examine and explain the influence of competence, organizational commitment, and career development on employee performance at PT Bank Pembangunan Daerah Bali, Badung Branch. The subjects of this study were employees of the customer service executor at PT Bank Pembangunan Daerah Bali, Badung Branch. The sampling technique used is saturated sampling technique, with a total sample of 43 respondents. Data collection was carried out through distributing questionnaires. The analysis technique used is multiple linear regression analysis. The results showed that competence, organizational commitment, and career development had a positive and significant effect on employee performance at PT Bank Pembangunan Daerah Bali, Badung Branch. Keywords: Competence, Organizational Commitment, Career Development, Employee Performance
本研究旨在探讨PT Bank Pembangunan Daerah Bali巴东分行胜任力、组织承诺、职业发展对员工绩效的影响。本研究的对象是PT Bank Pembangunan Daerah Bali,巴东分行的客户服务主管员工。抽样技术采用饱和抽样技术,共抽样43人。通过发放问卷收集数据。使用的分析技术是多元线性回归分析。结果表明,胜任力、组织承诺和职业发展对PT银行巴东分行员工绩效有显著的正向影响。关键词:胜任力、组织承诺、职业发展、员工绩效
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引用次数: 0
PERANCANGAN STANDAR OPERASIONAL PROSEDUR LABORATORIUM KOMPUTER DELL POLITEKNIK INDUSTRI FURNITUR DAN PENGOLAHAN KAYU 戴尔理工学院计算机实验室程序的标准操作程序,家具和木材加工
Pub Date : 2023-03-17 DOI: 10.24843/ejmunud.2023.v12.i02.p05
Friska Damayanti, Niki Etruly, Safarah Putri Ma’wa
Dell Computer Laboratory is a laboratory under the auspices of the Furniture Design study program, Polytechnic of Furniture Industry and Wood Processing located in Kendal, Central Java. This laboratory supports the Furniture Design practicum course. There are currently no guidelines for laboratory use. This study aims to compile a guide in the form of Standard Operating Procedures (SOP) in the use of a computer laboratory for the Furniture Design study program at the Polytechnic of Furniture Industry and Wood Processing. The results of this study are in the form of SOPs related to the main activities of the laboratory, namely student practicum SOPs, SOPs for use for final projects, research, and community service, SOPs for laboratory facility maintenance, SOPs for software system maintenance, and SOPs for software reinstallation. SOP testing is carried out with a Focus Group Discussion (FGD) with the top management to ensure the correctness of the information contained in the SOP and through simulations to users in the laboratory. Keywords: Computer Laboratory, Management, SOP
戴尔计算机实验室是位于中爪哇肯德尔的家具工业和木材加工理工学院家具设计研究项目主持下的实验室。本实验室支持家具设计实习课程。目前尚无实验室使用指南。本研究旨在为家具工业与木材加工理工学院的家具设计研究项目编制一份以标准操作程序(SOP)形式使用计算机实验室的指南。本研究的结果以与实验室主要活动相关的标准操作程序的形式呈现,即学生实习标准操作程序、最终项目、研究和社区服务使用标准操作程序、实验室设施维护标准操作程序、软件系统维护标准操作程序和软件重装标准操作程序。通过与最高管理层的焦点小组讨论(FGD)进行SOP测试,以确保SOP中包含的信息的正确性,并通过实验室对用户进行模拟。关键词:计算机实验室,管理,SOP
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引用次数: 0
PENGARUH PROFITABILITAS, PRICE TO BOOK VALUE, BOOK VALUE PER SHARE TERHADAP HARGA SAHAM PERUSAHAAN PERBANKAN Pengaruh的盈利能力,股价与账面价值之比,每股账面价值
Pub Date : 2023-01-31 DOI: 10.24843/ejmunud.2023.v12.i01.p04
Gede Kurniawan Danuarta Santosa Suryadi, I. M. Dana
Composite Stock Price Index (JCI) during 2017-2020 has increased due to the increasing number of investors and also reflected in the high stock prices of banks. Increase of the Bank stock price is result of investor purchases influenced by supply and demand. Study based on data of banking companies listed on the Indonesia Stock Exchange (IDX). There are nine bank stocks on the Indonesia Stock Exchange (IDX) 80 index used as a sample in this study, The Sample is selected using saturation sampling. This study aims to determine the effect of Return on Equity (ROE), Price to Book Value (PBV), and Book Value Per Share (BVPS) on stock pricesin bankingcompanies at IDX 2017-2020. Data analysis used multiple linear regression. Results showed PBV and BVPS had positive significant effect on stock prices. Partially ROE variable hasa negative effect on stock prices in banking companies on the IDX, but partially PBV and BVPS each have positive significant effect on stock prices. This research implies that PBV and BVPS can considered as one the determinants of stock prices, but ROE shows there is no effect on stock prices in banking companies on the IDX 2017-2020. Keywords: Profitability, Book Value Per Share, Price to Book Value, Stock Price, Banking Stocks.
2017-2020年期间,由于投资者数量的增加,综合股价指数(JCI)有所上升,这也反映在银行股价的高企上。银行股价的上涨是投资者在供求关系的影响下购买银行股票的结果。基于在印尼证券交易所(IDX)上市的银行公司数据的研究。本研究以印尼证券交易所(IDX) 80指数上的9只银行股为样本,采用饱和抽样方法选择样本。本研究旨在确定股本回报率(ROE)、市净率(PBV)和每股账面价值(BVPS)对2017-2020年IDX银行公司股价的影响。数据分析采用多元线性回归。结果显示,PBV和BVPS对股票价格有显著的正向影响。部分ROE变量对银行公司股票价格在IDX上有负向影响,而部分PBV和BVPS对股票价格均有显著的正向影响。本研究表明,PBV和BVPS可以被认为是股票价格的决定因素之一,但净资产收益率表明,银行公司的股票价格对IDX 2017-2020没有影响。关键词:盈利能力,每股账面价值,市净率,股价,银行股
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引用次数: 0
PERAN KOMITMEN AFEKTIF TERHADAP ORGANIZATIONAL CITIZENSHIP BEHAVIOR PADA KARYAWAN PT X DI JAKARTA 对雅加达PT X公司雇员行为管理的情感承诺的作用
Pub Date : 2023-01-31 DOI: 10.24843/ejmunud.2023.v12.i01.p01
Delfina Patricia, Sophia Christina, Angela Fredella Nirwanto
Employees owned by the company should have extensive knowledge, adequate skills, and be committed to realizing company goals. Organizational Citizenship Behavior is a voluntary behavior shown by employees that influences performance improvement even though it is not included in the job description. Organizational Citizenship Behavior is thought to be enhanced by organizational commitment. Organizational commitment is an attitude of loyalty shown by employees towards their company in realizing the vision and mission and progress of the company. One dimension of organizational commitment that is in line with Organizational Citizenship Behavior is affective commitment. This study aims to determine the role of affective commitment to Organizational Citizenship Behavior. The research method uses quantitative methods that are non-experimental using predictive correlation techniques. The sample of this research is 73 employees who work at PT X. The results of this research show that affective commitment has a positive and significant role on Organizational Citizenship Behavior. The size of the role given by organizational commitment to Organizational Citizenship Behavior is 24%. The results of the different test as an additional test show that there are differences in the levels of Organizational Citizenship Behavior in employees with permanent and non-permanent status. Keywords: Organizational commitment, Organizational Citizenship Behavior, Employees
公司所拥有的员工应该有广泛的知识,足够的技能,并致力于实现公司的目标。组织公民行为是员工自愿表现出来的一种影响绩效改进的行为,即使它没有包括在工作描述中。组织公民行为被认为是由组织承诺增强的。组织承诺是员工在实现公司的愿景、使命和进步过程中对公司表现出的一种忠诚态度。与组织公民行为一致的组织承诺的一个维度是情感承诺。本研究旨在探讨情感承诺对组织公民行为的影响。研究方法采用非实验的定量方法,采用预测相关技术。本研究以PT x公司73名员工为样本,研究结果表明,情感承诺对组织公民行为具有显著的正向影响。组织承诺对组织公民行为的作用大小为24%。作为附加测试的不同测试结果表明,常住员工和非常住员工的组织公民行为水平存在差异。关键词:组织承诺,组织公民行为,员工
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引用次数: 0
PENGARUH KARAKTERISTIK PRIBADI PADA LOYALITAS MENGGUNAKAN E-COMMERCE GENERASI X DAN GENERASI Y 利用X一代和Y一代的电子商务对忠诚的个人影响
Pub Date : 2023-01-31 DOI: 10.24843/ejmunud.2023.v12.i01.p03
I. P. W. Dwinata JS, Made Pradnyan Permana Usadi, Yustikarani Julianti Pambudi
This study aims to examine the effect of conformity and perceived innovation which is a personal characteristic on ease of use and benefits which will later affect the loyalty of using e-commerce in generation X and generation Y. This study used data of 217 respondents with purposive sampling method, which collected using questionnaires from google forms distributed through social media and whatsapp and analyzed using simple and multiple regression with the help of SPSS. The results obtained from this study revealed that conformity and perceived innovation influence positively to benefits. benefits have a significant effect on loyalty. In generation X and generation Y, there is a difference in the effect between conformity and perceived innovation. There is no difference in the effect of conformity, perceived innovation and subjective norms on the benefits of generation X and generation Y. And there is no difference in the effect of ease of use and benefits on loyalty from generation X and generation Y. Keywords: Conformity, Perception of Innovation, Generation X, Generation Y
本研究旨在考察从众和感知创新这一个人特征对易用性和收益的影响,进而影响X一代和y一代使用电子商务的忠诚度。本研究采用有目的抽样的方法,采用社交媒体和whatsapp分发的谷歌表格问卷收集217名受访者的数据,并借助SPSS进行简单回归和多元回归分析。本研究结果显示,从众与创新知觉对利益有正向影响。利益对忠诚度有显著影响。在X一代和Y一代中,从众和感知创新的效果是不同的。从众、感知创新和主观规范对X代和Y代的利益的影响没有差异,易用性和利益对忠诚度的影响在X代和Y代之间没有差异。关键词:从众、感知创新、X代、Y代
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引用次数: 0
PENGARUH GHRM, TASK-RELATED PRO-ENVIRONMENTAL BEHAVIOR, PROACTIVE PRO-ENVIRONMENTAL BEHAVIOR, GREEN INNOVATION PRACTICES TERHADAP ENVIRONMENTAL PERFORMANCE Pengaruh ghm,任务相关亲环境行为,主动亲环境行为,绿色创新实践对环境绩效的影响
Pub Date : 2023-01-31 DOI: 10.24843/ejmunud.2023.v12.i01.p02
Laely Nurulfadhilah, Netania Emilisa
This study has the objective of analyzing the positive influence of Green Human Resources Management, Task-Related Pro-Environmental Behavior, Proactive ProEnvironmental Behavior, Green Innovation Practices on Environmental Performance in Banten provincial hospitals using descriptive statistics and multiple linear regression. The data collection carried out in this study used a literature study and a questionnaire which was distributed online through the Google form media and was measured by a Likert scale. A sample of 160 people was determined using purposive sampling. This study shows that GHRM, Task-Related Pro-Environmental Behavior, Proactive Pro-Environmental Behavior, GIP have a positive effect on Environmental Performance. Managerial implications in this research need to pay attention to several variables so that the application can run effectively and improve environmental performance. As well as the limitations, namely this research was only conducted in a Banten regional hospital and further suggestions in this finding have been discussed to monitor GHRM, Pro-Environmental Behavior, and GIP practices that affect employee Environmental Performance. Keywords: GHRM, Pro-Environmental Behavior, Green Innovation Practices, Environmental Performance
本研究旨在运用描述性统计和多元线性回归分析万丹省医院绿色人力资源管理、任务相关亲环境行为、主动亲环境行为、绿色创新实践对环境绩效的正向影响。本研究的数据收集采用文献研究法和通过Google表单媒体在线分发的调查问卷,采用李克特量表进行测量。通过目的性抽样确定了160人的样本。本研究发现,GHRM、任务相关亲环境行为、主动性亲环境行为、GIP对环境绩效有正向影响。在本研究的管理意义需要注意几个变量,使应用程序可以有效地运行,提高环境绩效。以及局限性,即本研究仅在万丹地区医院进行,并讨论了该发现的进一步建议,以监测影响员工环境绩效的GHRM,亲环境行为和GIP实践。关键词:GHRM,亲环境行为,绿色创新实践,环境绩效
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引用次数: 0
PERAN KEPUASAN MEMEDIASI PENGARUH KUALITAS LAYANAN TERHADAP LOYALITAS (STUDI KASUS PADA PT KASI GARUDA BALI) 满意角色塑造服务质量对忠诚度的影响(巴厘岛PT KASI GARUDA的案例研究)
Pub Date : 2023-01-31 DOI: 10.24843/ejmunud.2023.v12.i01.p05
Ni Putu Arya Wiratni, I. G. Nandya Oktora Panasea
Loyalty is a positive attitude from plasma members (chicken farmers) towards the core company in a cooperative partner relationship. Loyal plasma members will make repeated collaborations, refuse to cooperate with other core companies, even recommend core companies that are invited to cooperate with other breeders. This research was conducted at PT Kasi Garuda Bali, a nucleus-plasma partnership company on broiler farms, involving all plasma members (40 plasma members) as respondents. The method used is non-probability sampling with saturated sampling technique through the distribution of questionnaires. The analysis technique used is path analysis. Based on the results of the analysis, it was found that service quality has a positive and significant effect on loyalty, service quality has a positive and significant effect on satisfaction, satisfaction has a positive and significant effect on loyalty, and satisfaction plays a significant role in mediating the effect of service quality on loyalty of plasma members. This shows that the better the quality of services provided by the core company and the more realized the expectations of plasma members when collaborating, the higher the loyalty of plasma members to continue to cooperate with partners. Keywords: service quality; satisfaction; loyalty
忠诚是血浆成员(养鸡户)在合作伙伴关系中对核心公司的一种积极态度。忠诚的血浆会员会反复合作,拒绝与其他核心公司合作,甚至推荐被邀请与其他育种商合作的核心公司。这项研究是在PT Kasi Garuda Bali进行的,这是一家肉鸡农场的核等离子体合作公司,涉及所有等离子体成员(40名等离子体成员)作为调查对象。采用非概率抽样和饱和抽样技术,通过问卷的分发。使用的分析技术是路径分析。根据分析结果,我们发现服务质量对忠诚度有正向显著的影响,服务质量对满意度有正向显著的影响,满意度对忠诚度有正向显著的影响,满意度在服务质量对等离子会员忠诚度的影响中起着显著的中介作用。这说明,核心公司提供的服务质量越好,越能实现等离子会员在合作时的期望,等离子会员继续与合作伙伴合作的忠诚度就越高。关键词:服务质量;满意度;忠诚
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引用次数: 0
ANALISIS PERANAN KOREAN WAVE TERHADAP DIVERSIFIKASI PRODUK DALAM KONTEKS INOVASI BISNIS BERKELANJUTAN 分析韩国浪潮在可持续企业创新的背景下对产品多样化的作用
Pub Date : 2022-12-31 DOI: 10.24843/ejmunud.2022.v11.i12.p04
Meichya Nirmala Putri, Afrianti Elsye Vanomy
This study has the purpose of knowing the role of Korean Wave on product diversification in the context of sustainable business innovation for MSME’s in Batam City. The method used in this research is a qualitative method. Source of data in this study was obtained by conducting interviews with five MSMEs in category of culinary, clothing and beauty commodities who were selected according to predetermined criteria. This study uses content analysis techniques to analyze the whole of interview data followed by triangulation activities with document studies to support the accuracy of the data.. The results of this study indicate that the Korean Wave phenomenon is a unique phenomenon with a very high market share in Batam City along with its role factors in giving birth to business opportunities for MSME actors in Batam City to make efforts to diversify products both horizontally and vertically with the aim of business development innovation and achieving business sustainability from the economic, social and environmental aspects. Keywords: Korean Wave; Product Diversificatio; Innovation; Sustainable Business; MSME.
本研究旨在了解在巴淡市中小微企业可持续经营创新的背景下,韩流对产品多元化的作用。本研究采用的方法是定性方法。本研究的数据来源是通过对根据预定标准选择的五家烹饪,服装和美容商品类别的中小微企业进行访谈获得的。本研究采用内容分析技术分析整个访谈数据,然后进行三角测量活动,并进行文献研究,以支持数据的准确性。本研究结果显示,韩流现象是巴淡市独特的现象,在巴淡市的市场占有率非常高,同时它的角色因素也为巴淡市的中小微企业参与者提供了商机,使他们努力在横向和纵向上实现产品多元化,以实现业务发展创新,并从经济、社会和环境方面实现业务可持续性。关键词:韩流;产品Diversificatio;创新;可持续的业务;MSME。
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引用次数: 0
PERAN KEPUASAN KERJA DALAM MEMEDIASI PENGARUH KECERDASAN EMOSIONAL TERHADAP KOMITMEN ORGANISASIONAL 工作满意度在培养情感敏感度对组织承诺的影响方面的作用
Pub Date : 2022-12-31 DOI: 10.24843/ejmunud.2022.v11.i12.p02
I. W. S. Wibawa, Ni Kadek Nonik Rasminingsih, P.A.P. Sanjiwani
HR is the main asset of the company, so employees in the company are expected to have high organizational commitment. This study aims to determine the role of job satisfaction in mediating the influence of emotional intelligence on organizational commitment, the research was conducted at the LPD of Tegal Darmasaba Traditional Village, Kec. Abiansemal. Badung. The number of samples is 40 employees determined by the census method. Collecting data with a questionnaire that uses a Likert scale. Data analysis technique used Structural Equation Modeling (SEM) with Partial Least Square (PLS) approach, and VAF test to mediation. The result showe emotional intelligence had a positive effect on organizational commitment, job satisfaction had a positive effect on organizational commitment, emotional intelligence had a positive effect on job satisfaction, and job satisfaction was able to mediate the influence of emotional intelligence on organizational commitment. The findings in this study have implications that in order to increase employee organizational commitment, organizations are expected to be active in approaching employees to find out the problems they are facing, so that colleagues and the organization are able to provide solutions when employees cannot control their emotions. Keywords: Emotional Intelligence; Job satisfaction; Organizational Commitment
人力资源是公司的主要资产,因此期望公司员工具有较高的组织承诺。本研究旨在探讨工作满意度在情绪智力对组织承诺的中介作用,本研究在浙江泰格达玛萨巴传统村的LPD进行。Abiansemal。Badung。样本数量为40名员工,采用人口普查方法确定。使用李克特量表的问卷收集数据。数据分析技术采用结构方程模型(SEM)和偏最小二乘法(PLS)方法,并采用VAF检验进行中介。结果表明:情绪智力对组织承诺有正向影响,工作满意度对组织承诺有正向影响,情绪智力对工作满意度有正向影响,工作满意度可以中介情绪智力对组织承诺的影响。本研究的发现表明,为了提高员工的组织承诺,组织应该积极接近员工,发现他们面临的问题,以便在员工无法控制自己的情绪时,同事和组织能够提供解决方案。关键词:情商;工作满意度;组织承诺
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引用次数: 0
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E-Jurnal Manajemen Universitas Udayana
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