Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-12-372-382
Samina Owais, A. Khan, Zafar Khan
The objective of this study was to investigate the influence of psychological capital upon organizational commitment within public sector universities in Khyber Pakhtunkhwa. The research sample consisted of 2074 teachers from seven public sector universities in region, with a sample size of 335 teachers selected by using simple random sampling technique. In this regard, data analysis involved the utilization of Pearson correlation, linear regression, and multiple regression techniques. Finding revealed a positive and significant relationship between psychological capital and organizational commitment. The results offered significant information in reaching the desired leading conclusion and extracting certain recommendations for policy-makers and future researchers. Based on these results, it is recommended that university teachers should be provided with opportunities for professional & academic growth to foster the development of psychological capital, which ultimately results in enhancing the overall quality of education within the educational system.
{"title":"THE IMPACT OF POSITIVE PSYCHOLOGICAL CAPITAL ON ORGANIZATIONAL COMMITMENT IN PUBLIC SECTOR UNIVERSITIES OF KPK","authors":"Samina Owais, A. Khan, Zafar Khan","doi":"10.53664/jsrd/04-02-2023-12-372-382","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-12-372-382","url":null,"abstract":"The objective of this study was to investigate the influence of psychological capital upon organizational commitment within public sector universities in Khyber Pakhtunkhwa. The research sample consisted of 2074 teachers from seven public sector universities in region, with a sample size of 335 teachers selected by using simple random sampling technique. In this regard, data analysis involved the utilization of Pearson correlation, linear regression, and multiple regression techniques. Finding revealed a positive and significant relationship between psychological capital and organizational commitment. The results offered significant information in reaching the desired leading conclusion and extracting certain recommendations for policy-makers and future researchers. Based on these results, it is recommended that university teachers should be provided with opportunities for professional & academic growth to foster the development of psychological capital, which ultimately results in enhancing the overall quality of education within the educational system.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"08 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83751588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-03-262-273
Abrar Ahmed, Faisal Sajjad, Nabeela Gul
The social purpose of art expands its value and significance to problematize many social and political situations of day rather than limiting it to idea of aesthetic pleasure alone. African American philosophers, poets, and authors also attempt to project the issues of race and culture country is facing. They made an effort to create a strong literary framework despite various attempts at discrediting the significance of art and artists on global scale. Considering Alain Lock's idea of ‘Real art or Propaganda’ this paper examines true values of African American literature and takes it a step further to recognize the attempts made via literature to project their rights and preserve their culture and history. This influence never strays from true purpose of art and results in meaningful poems that appeal to human emotion and feelings on a universal level. They have historically given more weight to universal purpose of art, which is to arouse pleasure, and have utilized this as a platform to expose the systematic goal that disadvantages and presents negative picture of African American community.
{"title":"ANALYZING RACIAL PROPAGANDA AGAINST SOCIO-CREATIVE PERSPECTIVE IN SELECTED POEMS OF COUNTEE CULLEN AND LANGSTON HUGHES","authors":"Abrar Ahmed, Faisal Sajjad, Nabeela Gul","doi":"10.53664/jsrd/04-02-2023-03-262-273","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-03-262-273","url":null,"abstract":"The social purpose of art expands its value and significance to problematize many social and political situations of day rather than limiting it to idea of aesthetic pleasure alone. African American philosophers, poets, and authors also attempt to project the issues of race and culture country is facing. They made an effort to create a strong literary framework despite various attempts at discrediting the significance of art and artists on global scale. Considering Alain Lock's idea of ‘Real art or Propaganda’ this paper examines true values of African American literature and takes it a step further to recognize the attempts made via literature to project their rights and preserve their culture and history. This influence never strays from true purpose of art and results in meaningful poems that appeal to human emotion and feelings on a universal level. They have historically given more weight to universal purpose of art, which is to arouse pleasure, and have utilized this as a platform to expose the systematic goal that disadvantages and presents negative picture of African American community.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"39 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87863376","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
There are two recognized systems of the education. One is called formal system where face to face teaching- learning process is arranged in the classroom under prescribed scheme of studies for prescribed time. Other is known as non-formal system, which is delivered outside the framework of formal educational institutions. Both systems provide not only academic but professional programmes also, such as PTC, CT, B.Ed and M.Ed etc. This study is designed to compare the pedagogical expertise of graduates who have received B.Ed degree from these two systems. Further, results of this study may motivate heads of schools to arrange teacher training workshops for those teachers who have less command on teaching competencies. This study used Survey Research Methodology. Sample of study included 20 schools purposively selected. Data for the study were collected through questionnaire that consisted of 12 questions for heads of the schools. After analysis, the data revealed that B.Ed graduates of conventional system of teacher education were pedagogically more capable in comparison with B.Ed graduates of non-formal system of teacher education. However, B.Ed graduates of both systems were equally fair and impartial in giving rewards to their students.
{"title":"PRINCIPALS' PERCEPTIONS: TEACHING EFFECTIVENESS OF B.ED GRADUATES OF FORMAL AND NON-FORMAL SYSTEMS","authors":"Parveen Saif, Amjad Reba, Tanzila Akbar","doi":"10.51380/gujr-39-02-06","DOIUrl":"https://doi.org/10.51380/gujr-39-02-06","url":null,"abstract":"There are two recognized systems of the education. One is called formal system where face to face teaching- learning process is arranged in the classroom under prescribed scheme of studies for prescribed time. Other is known as non-formal system, which is delivered outside the framework of formal educational institutions. Both systems provide not only academic but professional programmes also, such as PTC, CT, B.Ed and M.Ed etc. This study is designed to compare the pedagogical expertise of graduates who have received B.Ed degree from these two systems. Further, results of this study may motivate heads of schools to arrange teacher training workshops for those teachers who have less command on teaching competencies. This study used Survey Research Methodology. Sample of study included 20 schools purposively selected. Data for the study were collected through questionnaire that consisted of 12 questions for heads of the schools. After analysis, the data revealed that B.Ed graduates of conventional system of teacher education were pedagogically more capable in comparison with B.Ed graduates of non-formal system of teacher education. However, B.Ed graduates of both systems were equally fair and impartial in giving rewards to their students.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"14 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80860438","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-16-420-432
H. Khan, Nimra Yasmeen, Nimra Sadiq
This research study is investigating the themes of educational children TV programs broadcasted by Nickelodeon, and Disney. Data has been collected by adopting the content analysis and textual analysis method. Children TV educational programs are designed intentionally to impart the learning and education for the children in a colorful, and entertaining manner. They are produced intentionally to impart education, and problem-solving skills. This research study is exploring the educational children TV program themes in frame of education entertainment theory. This study highlighted important issues wherein results offered significant information for reaching conclusion and extracting certain recommendations. This study will provide an insight that what kind of educational children TV programs were broadcasted, the improvements and changings required for the betterment of the children TV entertainment activity. This study has proven that the children are learning education, problem solving skills and entertainment from these educational children TV programs.
{"title":"AN EXAMINATION ON THEMATIC ANALYSIS REGARDING THE CHILDREN’S TELEVISION EDUCATIONAL PROGRAMS","authors":"H. Khan, Nimra Yasmeen, Nimra Sadiq","doi":"10.53664/jsrd/04-02-2023-16-420-432","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-16-420-432","url":null,"abstract":"This research study is investigating the themes of educational children TV programs broadcasted by Nickelodeon, and Disney. Data has been collected by adopting the content analysis and textual analysis method. Children TV educational programs are designed intentionally to impart the learning and education for the children in a colorful, and entertaining manner. They are produced intentionally to impart education, and problem-solving skills. This research study is exploring the educational children TV program themes in frame of education entertainment theory. This study highlighted important issues wherein results offered significant information for reaching conclusion and extracting certain recommendations. This study will provide an insight that what kind of educational children TV programs were broadcasted, the improvements and changings required for the betterment of the children TV entertainment activity. This study has proven that the children are learning education, problem solving skills and entertainment from these educational children TV programs.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"8 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85352523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-17-433-444
S. Khan, N. Hassan, Javeria Islam
This study aims to investigate the influence of behavioral biases on investors' investment decisions and explore the moderating role of financial literacy in this relationship. Research adopts quantitative approach, utilizing a survey questionnaire distributed among a sample of individual investors actively trading in Pakistan stock exchange. Survey assesses prominent behavioral biases like overconfidence, disposition effect, risk-aversion bias, and herding behavior, while measuring participants' level of financial literacy. Findings of study proves significant impact of behavioral biases on investors' decisions. Respondents validate prevalence of shared biases, including overconfidence, disposition effect, risk-aversion bias, and herding behavior. These biases tend to influence the decision-making process of investors, leading to suboptimal investment choices. Results suggest that financial literacy plays moderating role in linking behavioral biases and investment decisions. The implications of findings suggest importance of promoting financial literacy amid investors over guidance and support of financial professionals, ultimately improving quality of investment decision-making.
{"title":"UNLOCKING THE INVESTMENT PUZZLE: THE INFLUENCE OF BEHAVIORAL BIASES & MODERATING ROLE OF FINANCIAL LITERACY","authors":"S. Khan, N. Hassan, Javeria Islam","doi":"10.53664/jsrd/04-02-2023-17-433-444","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-17-433-444","url":null,"abstract":"This study aims to investigate the influence of behavioral biases on investors' investment decisions and explore the moderating role of financial literacy in this relationship. Research adopts quantitative approach, utilizing a survey questionnaire distributed among a sample of individual investors actively trading in Pakistan stock exchange. Survey assesses prominent behavioral biases like overconfidence, disposition effect, risk-aversion bias, and herding behavior, while measuring participants' level of financial literacy. Findings of study proves significant impact of behavioral biases on investors' decisions. Respondents validate prevalence of shared biases, including overconfidence, disposition effect, risk-aversion bias, and herding behavior. These biases tend to influence the decision-making process of investors, leading to suboptimal investment choices. Results suggest that financial literacy plays moderating role in linking behavioral biases and investment decisions. The implications of findings suggest importance of promoting financial literacy amid investors over guidance and support of financial professionals, ultimately improving quality of investment decision-making.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"98 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79268955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Small and medium-sized enterprises (SMEs) play a critical role in the global economy, but they often face significant challenges in realizing sustainable growth and competitiveness. One way for SMEs to enhance performance is over leveraging power of culture, marketing, and product innovations. This paper examines impact of cultural, marketing and product innovations on SMEs' performance and provides insights into how SMEs can effectively use these three factors to gain a competitive advantage. The sales volume was used as a measure of enterprises' performance, and the study sample consisted of 291 SME owners and workers drawn from target population provided by SMEDA. Descriptive and regression analyses were performed to estimate effect of innovation. Results showed that the SMEs in Lahore were predominantly male- owned businesses with majority of employees/ owners being single & having diploma level education. Regression results revealed a significant impact of innovation on the performance of SMEs in Lahore, with product, marketing, and organizational innovation having a statistically significant effect. Study concludes that SMEs should integrate culture, marketing, & product innovation to unleash their full potential and achieve sustainable growth.
{"title":"REVOLUTIONIZING SMEs PERFORMANCE: EMPOWERING GROWTH THROUGH CULTURAL TRANSFORMATION, DYNAMIC MARKETING, AND INNOVATIVE PRODUCTS","authors":"Muhammad Kamil, N. Khan, Ahmed Saeed","doi":"10.51380/gujr-39-02-04","DOIUrl":"https://doi.org/10.51380/gujr-39-02-04","url":null,"abstract":"Small and medium-sized enterprises (SMEs) play a critical role in the global economy, but they often face significant challenges in realizing sustainable growth and competitiveness. One way for SMEs to enhance performance is over leveraging power of culture, marketing, and product innovations. This paper examines impact of cultural, marketing and product innovations on SMEs' performance and provides insights into how SMEs can effectively use these three factors to gain a competitive advantage. The sales volume was used as a measure of enterprises' performance, and the study sample consisted of 291 SME owners and workers drawn from target population provided by SMEDA. Descriptive and regression analyses were performed to estimate effect of innovation. Results showed that the SMEs in Lahore were predominantly male- owned businesses with majority of employees/ owners being single & having diploma level education. Regression results revealed a significant impact of innovation on the performance of SMEs in Lahore, with product, marketing, and organizational innovation having a statistically significant effect. Study concludes that SMEs should integrate culture, marketing, & product innovation to unleash their full potential and achieve sustainable growth.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"66 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86105297","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Developing new businesses and expanding existing ones are crucial for a country's economic growth, as these activities lead to job creation and the opening of new markets. Growth, in business world, is often viewed as a desirable objective. It serves as important indicator of a company's success and plays major role in the job creation, prosperity, and global economic progression. A supportive ecosystem, comprising elements like individuals, organizations, governments, and support systems, is necessary to foster the entrepreneurship. These work synergistically to promote business creation and growth. This study aimed to determine influence of entrepreneurship ecosystem factors on entrepreneurs' growth intentions. Target population for the study comprised entrepreneurs who have already established their ventures. A total of 158 responses were collected using survey methods. The study used Smart PLS software, revealing positive association between socio-economic factors and entrepreneurs' growth intentions. Based on this positive association, we recommend enhancing the support systems within entrepreneurship ecosystem in Nepal. Strategic focus on education, networking opportunities, and financial support systems can significantly enhance entrepreneurship ecosystem, fostering the growth and success of businesses in Nepal.
{"title":"EMPOWERING ENTREPRENEURS: EXPLORING THE ROLE OF ECOSYSTEM FACTORS IN DRIVING GROWTH INTENTIONS IN NEPAL","authors":"Bikram Prajapati, K. Khanal","doi":"10.51380/gujr-39-02-01","DOIUrl":"https://doi.org/10.51380/gujr-39-02-01","url":null,"abstract":"Developing new businesses and expanding existing ones are crucial for a country's economic growth, as these activities lead to job creation and the opening of new markets. Growth, in business world, is often viewed as a desirable objective. It serves as important indicator of a company's success and plays major role in the job creation, prosperity, and global economic progression. A supportive ecosystem, comprising elements like individuals, organizations, governments, and support systems, is necessary to foster the entrepreneurship. These work synergistically to promote business creation and growth. This study aimed to determine influence of entrepreneurship ecosystem factors on entrepreneurs' growth intentions. Target population for the study comprised entrepreneurs who have already established their ventures. A total of 158 responses were collected using survey methods. The study used Smart PLS software, revealing positive association between socio-economic factors and entrepreneurs' growth intentions. Based on this positive association, we recommend enhancing the support systems within entrepreneurship ecosystem in Nepal. Strategic focus on education, networking opportunities, and financial support systems can significantly enhance entrepreneurship ecosystem, fostering the growth and success of businesses in Nepal.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90536381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-11-352-371
M. Hayat, Ahmar Jamshaid, Neelam Sultana
In order to complete this study on factors affecting health care expenditures, we collected the annual data from 1972 to 2020 in order to assess the factors affecting health care expenses. The time series data frequently have unit root problem, which is present in data utilized in this study. It was scientifically proven by Eigen value test results that there is a causal relationship between health expenditures and the factors affecting those expenses. The Johansen co-integration approach has been used to examine long-term relationship between the variables. The study's conclusion is that access to health care in Pakistan is both a need and a luxury. Health care costs in Pakistan are being significantly impacted by urbanization. The number of doctors and hospital beds per 1000 people has a beneficial impact on health care costs. People under the age of ten and those who are older are more vulnerable and are having a favorable impact on health costs. The results offered the significant information in reaching the conclusion and offering suggestions to the policy makers and future researchers.
{"title":"AN INVESTIGATION ON FACTORS AFFECTING HEALTH CARE EXPENDITURES: THE CASE OF PAKISTAN","authors":"M. Hayat, Ahmar Jamshaid, Neelam Sultana","doi":"10.53664/jsrd/04-02-2023-11-352-371","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-11-352-371","url":null,"abstract":"In order to complete this study on factors affecting health care expenditures, we collected the annual data from 1972 to 2020 in order to assess the factors affecting health care expenses. The time series data frequently have unit root problem, which is present in data utilized in this study. It was scientifically proven by Eigen value test results that there is a causal relationship between health expenditures and the factors affecting those expenses. The Johansen co-integration approach has been used to examine long-term relationship between the variables. The study's conclusion is that access to health care in Pakistan is both a need and a luxury. Health care costs in Pakistan are being significantly impacted by urbanization. The number of doctors and hospital beds per 1000 people has a beneficial impact on health care costs. People under the age of ten and those who are older are more vulnerable and are having a favorable impact on health costs. The results offered the significant information in reaching the conclusion and offering suggestions to the policy makers and future researchers.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81022568","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-05-284-292
Muhammad Arif Bhatti, Umar Akbar, Muhammad Ahmar Jamshaid
In today's dynamic and competitive business environment, the organizations strive to attain superior performance by executing effective management strategies. One such strategy that has gained significant attention is Total Quality Management (TQM). This study aims to delve into the relationship between TQM and organizational performance, with a specific focus on the mediating effects of knowledge transfer. Drawing on comprehensive review of literature and empirical analysis, this research investigates the impact of TQM practices upon organizational performance, considering the crucial role played by knowledge transfer mechanisms. The study employs quantitative research design, collecting data from a manufacturing SME’s operating in Lahore, Pakistan. SEM is used to analyze data and test proposed hypotheses. The findings shed light on the significant positive relationship amid TQM & organizational performance, highlighting vital role of knowledge transfer as a mediating mechanism. The organizations that aim to improve performance should focus not only on implementing TQM practices but on establishing effective knowledge transfer mechanisms.
{"title":"ENHANCING PERFORMANCE THROUGH TOTAL QUALITY MANAGEMENT: UNVEILING THE MEDIATING INFLUENCE OF KNOWLEDGE TRANSFER","authors":"Muhammad Arif Bhatti, Umar Akbar, Muhammad Ahmar Jamshaid","doi":"10.53664/jsrd/04-02-2023-05-284-292","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-05-284-292","url":null,"abstract":"In today's dynamic and competitive business environment, the organizations strive to attain superior performance by executing effective management strategies. One such strategy that has gained significant attention is Total Quality Management (TQM). This study aims to delve into the relationship between TQM and organizational performance, with a specific focus on the mediating effects of knowledge transfer. Drawing on comprehensive review of literature and empirical analysis, this research investigates the impact of TQM practices upon organizational performance, considering the crucial role played by knowledge transfer mechanisms. The study employs quantitative research design, collecting data from a manufacturing SME’s operating in Lahore, Pakistan. SEM is used to analyze data and test proposed hypotheses. The findings shed light on the significant positive relationship amid TQM & organizational performance, highlighting vital role of knowledge transfer as a mediating mechanism. The organizations that aim to improve performance should focus not only on implementing TQM practices but on establishing effective knowledge transfer mechanisms.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"10 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79095551","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-30DOI: 10.53664/jsrd/04-02-2023-04-274-283
Muhammad Arslan Iqbal, Ahmad Saeed, S. Rehman
The present research attempts to investigate relationship between financial literacy and financial satisfaction, with the specific emphasis on intervening and moderating roles of investment decisions and risk attitude. The research employs a structural equation modelling (SEM) methodology to examine the proposed associations, using survey data from subset of individuals who have previously made decisions regarding investments. The results indicate that financial behavior and literacy have a positive and significant effect upon financial satisfaction and individual investment decisions. Also, individual investment decisions were found to have a positive and significant effect on financial satisfaction. The relationship between financial literacy, financial behavior, and financial satisfaction was found to be mediated by individual investment decisions. Moderating role of risk attitude was observed between financial literacy, financial behavior, and individual investment decisions. The study highlights standing of attaining high-level financial literacy and making smart investment decisions to rise financial satisfaction for individual, corporate, and real investors.
{"title":"IMPACT OF FINANCIAL LITERACY ON FINANCIAL SATISFACTION: MEDIATING ROLES OF INVESTMENT DECISIONS & MODERATING ROLE OF RISK ATTITUDE","authors":"Muhammad Arslan Iqbal, Ahmad Saeed, S. Rehman","doi":"10.53664/jsrd/04-02-2023-04-274-283","DOIUrl":"https://doi.org/10.53664/jsrd/04-02-2023-04-274-283","url":null,"abstract":"The present research attempts to investigate relationship between financial literacy and financial satisfaction, with the specific emphasis on intervening and moderating roles of investment decisions and risk attitude. The research employs a structural equation modelling (SEM) methodology to examine the proposed associations, using survey data from subset of individuals who have previously made decisions regarding investments. The results indicate that financial behavior and literacy have a positive and significant effect upon financial satisfaction and individual investment decisions. Also, individual investment decisions were found to have a positive and significant effect on financial satisfaction. The relationship between financial literacy, financial behavior, and financial satisfaction was found to be mediated by individual investment decisions. Moderating role of risk attitude was observed between financial literacy, financial behavior, and individual investment decisions. The study highlights standing of attaining high-level financial literacy and making smart investment decisions to rise financial satisfaction for individual, corporate, and real investors.","PeriodicalId":17736,"journal":{"name":"June 1","volume":"14 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86875564","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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