首页 > 最新文献

Journal of International Business, Economics and Entrepreneurship最新文献

英文 中文
Entrepreneurial Intention of Indonesian Migrant Workers 印尼外来务工人员的创业意向
Pub Date : 2019-12-31 DOI: 10.24191/jibe.v4i2.14311
D. A. Irawan, Abdul Qadir A Syakur, Hasan Maududi
This research aims to find out the effect of psychological characteristics and entrepreneurship training towards entrepreneurial intention of Indonesian Migrant Workers. This study is a quantitative research, and non-probability purposive sampling was used to select participants. There are 68 respondents that met the sample criteria. To analyze the data, this research uses partial least square (PLS) technique. The results showed that psychological characteristics and entrepreneurship training have positive and significant effect towards entrepreneurial intention and the relationship between entrepreneurship training and entrepreneurial intention could not be moderated by psychological characteristics.
本研究旨在了解心理特征和创业培训对印尼外来务工人员创业意向的影响。本研究为定量研究,采用非概率目的抽样的方法选择研究对象。有68名受访者符合抽样标准。为了分析数据,本研究使用偏最小二乘(PLS)技术。结果表明,心理特征和创业培训对创业意向有显著的正向影响,创业培训与创业意向的关系不受心理特征的调节。
{"title":"Entrepreneurial Intention of Indonesian Migrant Workers","authors":"D. A. Irawan, Abdul Qadir A Syakur, Hasan Maududi","doi":"10.24191/jibe.v4i2.14311","DOIUrl":"https://doi.org/10.24191/jibe.v4i2.14311","url":null,"abstract":"This research aims to find out the effect of psychological characteristics and entrepreneurship training towards entrepreneurial intention of Indonesian Migrant Workers. This study is a quantitative research, and non-probability purposive sampling was used to select participants. There are 68 respondents that met the sample criteria. To analyze the data, this research uses partial least square (PLS) technique. The results showed that psychological characteristics and entrepreneurship training have positive and significant effect towards entrepreneurial intention and the relationship between entrepreneurship training and entrepreneurial intention could not be moderated by psychological characteristics.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134019909","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Relationship between Conventional and Islamic Interbank Rates of a Dual Banking System in Malaysia, Middle East, and Western Countries 马来西亚、中东和西方国家双重银行体系下传统银行同业利率与伊斯兰银行同业利率的关系
Pub Date : 2019-12-31 DOI: 10.24191/jibe.v4i2.14313
Zetty Zahureen Mohd Yusoff, N. Azhar
The purpose of this research is to investigate the relationship between conventional monetary policy rate (CIMMR) and Islamic monetary policy rate (IIMMR) in Malaysia and selected Middle East countries and Western countries. This study runs a panel Cointegration test, a panel VECM and Wald test to examine the relationship and causal effect between the CIMMR and IIMMR for the sample of six countries starting from 2009 until 2018 based on monthly and yearly basis dataset. This study finds that CIMMR and IIMMR, in monthly and yearly basis, are both cointegrated and have a long-run relationship amongst them. Our findings confirm that there is a long run causality effect between conventional and Islamic monetary policies based on monthly interbank rates. Our findings further confirm that there is a short run causality effect between conventional and Islamic monetary policies based on yearly interbank rates. We confident that the implication of Islamic interbank rates in the implementation of monetary policy within a dual system is very high as proven by taking into consideration a different regions as samples for this panel study. To the best of the authors’ knowledge, this would greatly contribute to the body of knowledge in the field of monetary policy.
本研究的目的是调查马来西亚和选定的中东国家和西方国家的常规货币政策利率(CIMMR)和伊斯兰货币政策利率(IIMMR)之间的关系。本研究基于月度和年度数据集,采用面板协整检验、面板VECM和Wald检验,对2009 - 2018年6个国家样本的CIMMR和IIMMR之间的关系和因果效应进行了检验。本研究发现,CIMMR和IIMMR在月度和年度基础上都是协整的,并且两者之间存在长期的关系。我们的研究结果证实,基于月度银行间利率,传统货币政策和伊斯兰货币政策之间存在长期因果关系。我们的研究结果进一步证实,基于年度银行间利率,传统货币政策和伊斯兰货币政策之间存在短期因果关系。我们相信,考虑到不同地区作为本小组研究的样本,伊斯兰银行间利率在二元体系内实施货币政策的影响非常高。据作者所知,这将极大地促进货币政策领域的知识体系。
{"title":"Relationship between Conventional and Islamic Interbank Rates of a Dual Banking System in Malaysia, Middle East, and Western Countries","authors":"Zetty Zahureen Mohd Yusoff, N. Azhar","doi":"10.24191/jibe.v4i2.14313","DOIUrl":"https://doi.org/10.24191/jibe.v4i2.14313","url":null,"abstract":"The purpose of this research is to investigate the relationship between conventional monetary policy rate (CIMMR) and Islamic monetary policy rate (IIMMR) in Malaysia and selected Middle East countries and Western countries. This study runs a panel Cointegration test, a panel VECM and Wald test to examine the relationship and causal effect between the CIMMR and IIMMR for the sample of six countries starting from 2009 until 2018 based on monthly and yearly basis dataset. This study finds that CIMMR and IIMMR, in monthly and yearly basis, are both cointegrated and have a long-run relationship amongst them. Our findings confirm that there is a long run causality effect between conventional and Islamic monetary policies based on monthly interbank rates. Our findings further confirm that there is a short run causality effect between conventional and Islamic monetary policies based on yearly interbank rates. We confident that the implication of Islamic interbank rates in the implementation of monetary policy within a dual system is very high as proven by taking into consideration a different regions as samples for this panel study. To the best of the authors’ knowledge, this would greatly contribute to the body of knowledge in the field of monetary policy.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"82 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132629322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Digital Literacy and its Relationship with Employee Performance in the 4IR 第四次工业革命中数字素养及其与员工绩效的关系
Pub Date : 2019-12-31 DOI: 10.24191/jibe.v4i2.14312
Mohd Khalid Mohd Abas, R. Yahaya, Mohd She Fee Din
Work in the oil and gas industry today in general has rapidly grow alongside with the advancement of digital technology. However, many employees are facing issues of coping and keeping up with the technological knowledge in completing their work. This study investigates the relationship between digital literacy and employee performance in the oil and gas industry in Malaysia. The technological, organizational and environmental (TOE) context was applied to measure the influencing factors. Stratified sampling method was used to attain information from two divisions of the organization. Data was analyzed using correlational analysis and multiple regression methods. Outcome of this study suggests that there is a positive relationship between digital literacy in technological context, organizational context, environmental context and employee performance. It is suggested that a good foundation in the technological and organizational infrastructure is needed to increase digital literacy among employees. For future research, readiness in embracing digital literacy should be made at the managerial level in this industry.
随着数字技术的进步,石油和天然气行业的工作总体上迅速增长。然而,许多员工在完成工作时都面临着应对和跟上技术知识的问题。本研究调查了马来西亚石油和天然气行业数字素养与员工绩效之间的关系。采用技术、组织和环境(TOE)语境来衡量影响因素。采用分层抽样方法从该组织的两个部门获得信息。采用相关分析和多元回归方法对数据进行分析。研究结果表明,技术情境、组织情境、环境情境下的数字素养与员工绩效之间存在正相关关系。建议在技术和组织基础设施方面打下良好的基础,以提高员工的数字素养。为了未来的研究,应该在这个行业的管理层面做好接受数字素养的准备。
{"title":"Digital Literacy and its Relationship with Employee Performance in the 4IR","authors":"Mohd Khalid Mohd Abas, R. Yahaya, Mohd She Fee Din","doi":"10.24191/jibe.v4i2.14312","DOIUrl":"https://doi.org/10.24191/jibe.v4i2.14312","url":null,"abstract":"Work in the oil and gas industry today in general has rapidly grow alongside with the advancement of digital technology. However, many employees are facing issues of coping and keeping up with the technological knowledge in completing their work. This study investigates the relationship between digital literacy and employee performance in the oil and gas industry in Malaysia. The technological, organizational and environmental (TOE) context was applied to measure the influencing factors. Stratified sampling method was used to attain information from two divisions of the organization. Data was analyzed using correlational analysis and multiple regression methods. Outcome of this study suggests that there is a positive relationship between digital literacy in technological context, organizational context, environmental context and employee performance. It is suggested that a good foundation in the technological and organizational infrastructure is needed to increase digital literacy among employees. For future research, readiness in embracing digital literacy should be made at the managerial level in this industry.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132505322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
The Effect of Corporate Social Responsibility towards Consumer Buying Behaviour: A Study among Universities Students 企业社会责任对大学生消费行为的影响
Pub Date : 2019-12-31 DOI: 10.24191/jibe.v4i2.14310
Bibi Thomas, N. Tahir
Business corporations need to realize that in order to achieve their primary objective, they need to consider their responsibility towards society and environment. However, there are still a lot of unethical businesses that ignore their stakeholder’s interest. Therefore, business need to aware that their involvement of CSR practices in certain extent does affect the consumer buying behavior. This paper examines the relationship between CSR practices and consumer buying behavior. Quantitative approach was employed and 241questionnaires were collected and valid to be used. It was found that positive relationship existed between all the CSR practices (economic, legal, ethical, and philanthropic) and the consumer buying behavior. However, based on the students in Selangor perspective, the main element of CSR practices that influence the consumer buying behavior is economic. Therefore, business corporations need to strive to maximize their shareholder’s wealth as the consumers expect the corporations to fulfill the shareholder’s interest as they are among those who contribute in providing funds for the businesses survival and growth. Additionally, consumers also expect the business corporations should offer reasonable price and provide a good quality of products and services to them.
商业公司需要意识到,为了实现他们的主要目标,他们需要考虑他们对社会和环境的责任。然而,仍然有许多不道德的企业无视其利益相关者的利益。因此,企业需要意识到,企业参与社会责任实践在一定程度上确实会影响消费者的购买行为。本文考察了企业社会责任实践与消费者购买行为之间的关系。采用定量分析方法,共收集问卷241份,有效。研究发现,企业社会责任实践(经济、法律、道德和慈善)与消费者购买行为之间存在正相关关系。然而,根据雪兰莪州学生的观点,影响消费者购买行为的企业社会责任实践的主要因素是经济。因此,企业需要努力使股东的财富最大化,因为消费者希望企业满足股东的利益,因为他们是为企业的生存和发展提供资金的人之一。此外,消费者也希望商业公司提供合理的价格,并为他们提供高质量的产品和服务。
{"title":"The Effect of Corporate Social Responsibility towards Consumer Buying Behaviour: A Study among Universities Students","authors":"Bibi Thomas, N. Tahir","doi":"10.24191/jibe.v4i2.14310","DOIUrl":"https://doi.org/10.24191/jibe.v4i2.14310","url":null,"abstract":"Business corporations need to realize that in order to achieve their primary objective, they need to consider their responsibility towards society and environment. However, there are still a lot of unethical businesses that ignore their stakeholder’s interest. Therefore, business need to aware that their involvement of CSR practices in certain extent does affect the consumer buying behavior. This paper examines the relationship between CSR practices and consumer buying behavior. Quantitative approach was employed and 241questionnaires were collected and valid to be used. It was found that positive relationship existed between all the CSR practices (economic, legal, ethical, and philanthropic) and the consumer buying behavior. However, based on the students in Selangor perspective, the main element of CSR practices that influence the consumer buying behavior is economic. Therefore, business corporations need to strive to maximize their shareholder’s wealth as the consumers expect the corporations to fulfill the shareholder’s interest as they are among those who contribute in providing funds for the businesses survival and growth. Additionally, consumers also expect the business corporations should offer reasonable price and provide a good quality of products and services to them.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134490579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
ROLE OF INSURANCE IN THE DEVELOPMENT OF INDIA’S MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) 保险在印度中小微企业发展中的作用
Pub Date : 2019-12-31 DOI: 10.24191/jibe.v4i2.14316
Abhijit Chakraborty, Ashim Kr Das
This paper investigates the role of Insurance in the development of Micro, Small and Medium Enterprises (MSMEs) in India. MSMEs have been accepted as a crucial component of an economy irrespective of the phase of development it is in. It is estimated that more than 95% of the enterprises across the world are MSMEs, employing around 60% people in the private sector. The MSMEs are considered key elements in the development of every nation. In India, MSME sector contributed 28.77% in GDP in 2016-17 with 63 million enterprises and employment of 110 million people. Despite its size, MSMEs cumulatively act as foundation of a stable economy and plays a significant role in the sustainable economic growth of a nation. However, the inherent features of MSMEs including limited financial and managerial capability cause them to face financial and strategic risks. Sustainability of the MSMEs can be supported by eliminating the credit gap and ensuring enhanced access to finance. The provision of financial support by financial intermediaries like banks can be augmented with proper risk management by the MSMEs with the help of Insurance Sector. The study concludes that insurance can play a significant role in the development of MSMEs by providing them adequate risk protection and thus enhancing their access to finance
本文研究了保险在印度中小微企业(MSMEs)发展中的作用。中小微企业已被认为是一个经济体的重要组成部分,无论它处于哪个发展阶段。据估计,全球95%以上的企业是中小微企业,在私营部门雇用了约60%的人。中小微企业被认为是每个国家发展的关键因素。在印度,2016-17年,MSME部门贡献了28.77%的GDP,拥有6300万家企业和1.1亿人的就业机会。中小微企业的规模虽大,但它是稳定经济的基础,在国家经济可持续增长中发挥着重要作用。然而,由于中小微企业的财务和管理能力有限等固有特点,使其面临着财务和战略风险。可以通过消除信贷缺口和确保增加融资渠道来支持中小微企业的可持续性。中小微企业可以在保险业的协助下,加强银行等金融中介机构提供的资金支持,并进行适当的风险管理。该研究的结论是,保险可以为中小微企业的发展提供充分的风险保护,从而增加其获得融资的机会,从而在中小微企业的发展中发挥重要作用
{"title":"ROLE OF INSURANCE IN THE DEVELOPMENT OF INDIA’S MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs)","authors":"Abhijit Chakraborty, Ashim Kr Das","doi":"10.24191/jibe.v4i2.14316","DOIUrl":"https://doi.org/10.24191/jibe.v4i2.14316","url":null,"abstract":"This paper investigates the role of Insurance in the development of Micro, Small and Medium Enterprises (MSMEs) in India. MSMEs have been accepted as a crucial component of an economy irrespective of the phase of development it is in. It is estimated that more than 95% of the enterprises across the world are MSMEs, employing around 60% people in the private sector. The MSMEs are considered key elements in the development of every nation. In India, MSME sector contributed 28.77% in GDP in 2016-17 with 63 million enterprises and employment of 110 million people. Despite its size, MSMEs cumulatively act as foundation of a stable economy and plays a significant role in the sustainable economic growth of a nation. However, the inherent features of MSMEs including limited financial and managerial capability cause them to face financial and strategic risks. Sustainability of the MSMEs can be supported by eliminating the credit gap and ensuring enhanced access to finance. The provision of financial support by financial intermediaries like banks can be augmented with proper risk management by the MSMEs with the help of Insurance Sector. The study concludes that insurance can play a significant role in the development of MSMEs by providing them adequate risk protection and thus enhancing their access to finance","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130284860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Emerging Role of Management Education for Growing and Developing Agri-business In Indian Scenario: A Review 管理教育对印度农业企业成长和发展的新作用:综述
Pub Date : 2019-06-30 DOI: 10.24191/jibe.v4i1.14415
V. Kulkarni
In India, agriculture is considered as the backbone of its economy. It has been around since ancient times when other sectors were not even in existence yet. Today agriculture has achieved commercial importance and one of the powerful sectors contributing to nations’ GDP. The population of our country is increasing day by day and the size of land remains same. So, with increasing productivity, another important concept is “MANAGEMENT”. Agribusiness Management Education is a discipline that blends economic, agriculture, business (commerce) and management principles. In agriculture education, management field is gaining popularity day by day. Since the last few decades, agriculture has achieved satisfactory growth but due to some factors, the agricultural growth is relatively stagnated. So, upgradation is needed, right from pre harvesting until it reaches at the consumer level. Farmers are key performers in farming but are not able to get good returns to his produce due to many middlemen in the marketing channel. Due to a growing population, it creates a disparity between market demand and supply. So, proper management practices are required including reducing raw material wastage at farm and processing level and effective marketing strategies are also needed. Hence, an attempt is made in this paper to study the role of management education in agri-business sector and how it will help in developing managerial skills and to develop management workforce to cater for the Indian agricultural industry which serves as a good option for potential employment in corporate sector.
在印度,农业被认为是经济的支柱。在其他行业还不存在的时候,它就已经存在了。今天,农业已经取得了商业上的重要性,并成为贡献国家GDP的重要部门之一。我国的人口日益增加,而土地面积却保持不变。因此,随着生产力的提高,另一个重要的概念是“管理”。农业企业管理教育是一门融合了经济、农业、商业和管理原理的学科。在农业教育、管理领域日益受到欢迎。近几十年来,农业取得了令人满意的增长,但由于一些因素,农业增长相对停滞。所以,从收获前到进入消费者阶段,升级都是必要的。农民是农业的主要参与者,但由于营销渠道中有许多中间商,他们的产品无法获得良好的回报。由于人口的增长,造成了市场需求和供应之间的差距。因此,需要适当的管理实践,包括减少农场和加工层面的原材料浪费,还需要有效的营销策略。因此,本文试图研究管理教育在农业企业部门的作用,以及它将如何帮助发展管理技能和发展管理劳动力,以迎合印度农业,这是企业部门潜在就业的一个很好的选择。
{"title":"Emerging Role of Management Education for Growing and Developing Agri-business In Indian Scenario: A Review","authors":"V. Kulkarni","doi":"10.24191/jibe.v4i1.14415","DOIUrl":"https://doi.org/10.24191/jibe.v4i1.14415","url":null,"abstract":"In India, agriculture is considered as the backbone of its economy. It has been around since ancient times when other sectors were not even in existence yet. Today agriculture has achieved commercial importance and one of the powerful sectors contributing to nations’ GDP. The population of our country is increasing day by day and the size of land remains same. So, with increasing productivity, another important concept is “MANAGEMENT”. Agribusiness Management Education is a discipline that blends economic, agriculture, business (commerce) and management principles. In agriculture education, management field is gaining popularity day by day. Since the last few decades, agriculture has achieved satisfactory growth but due to some factors, the agricultural growth is relatively stagnated. So, upgradation is needed, right from pre harvesting until it reaches at the consumer level. Farmers are key performers in farming but are not able to get good returns to his produce due to many middlemen in the marketing channel. Due to a growing population, it creates a disparity between market demand and supply. So, proper management practices are required including reducing raw material wastage at farm and processing level and effective marketing strategies are also needed. Hence, an attempt is made in this paper to study the role of management education in agri-business sector and how it will help in developing managerial skills and to develop management workforce to cater for the Indian agricultural industry which serves as a good option for potential employment in corporate sector.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125057606","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Securitization: An Alternative Funding Mechanism for the Microfinance Institutions 证券化:小额信贷机构的另一种融资机制
Pub Date : 2018-12-31 DOI: 10.24191/jibe.v3i2.14427
S. Hossain, R. Khan
Despite microfinance has been widely appreciated as an informal financial mechanism to provide financial services to the poor people in developing countries, this sector is still lacking behind in fulfilling the demand gap due to the dearth of adequate funds. Securitization opens a new horizon that overcomes the funding barriers of microfinance through which the top tier Microfinance Institutions (MFIs) can accumulate funds to enlarge their portfolio without issuing any debt or equity. This paper is a desk study that synthesizes how securitization can be used in the funding of the MFI portfolio and what are the benefits and risks associated with securitization of microfinance portfolio. As a case study, we use the two examples of cross-border securitizations in the microfinance industry to diagnose the role of securitization in microfinance.
尽管小额信贷作为向发展中国家的穷人提供金融服务的非正式金融机制已得到广泛认可,但由于缺乏足够的资金,该部门在填补需求缺口方面仍然落后。证券化开辟了一个新的领域,克服了小额信贷的融资障碍,通过它,顶级小额信贷机构(mfi)可以在不发行任何债券或股权的情况下积累资金,扩大其投资组合。本文是一项桌面研究,综合了证券化如何用于小额信贷投资组合的融资,以及与小额信贷投资组合证券化相关的收益和风险。作为案例研究,我们以小额信贷行业的两个跨境证券化案例来诊断证券化在小额信贷中的作用。
{"title":"Securitization: An Alternative Funding Mechanism for the Microfinance Institutions","authors":"S. Hossain, R. Khan","doi":"10.24191/jibe.v3i2.14427","DOIUrl":"https://doi.org/10.24191/jibe.v3i2.14427","url":null,"abstract":"Despite microfinance has been widely appreciated as an informal financial mechanism to provide financial services to the poor people in developing countries, this sector is still lacking behind in fulfilling the demand gap due to the dearth of adequate funds. Securitization opens a new horizon that overcomes the funding barriers of microfinance through which the top tier Microfinance Institutions (MFIs) can accumulate funds to enlarge their portfolio without issuing any debt or equity. This paper is a desk study that synthesizes how securitization can be used in the funding of the MFI portfolio and what are the benefits and risks associated with securitization of microfinance portfolio. As a case study, we use the two examples of cross-border securitizations in the microfinance industry to diagnose the role of securitization in microfinance.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125600026","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Generation Y Purchase Intention of Personal Care Products: The Influence of Attitude, Subjective Norms and Perceived Behavioural Control Y世代个人护理产品购买意愿:态度、主观规范和感知行为控制的影响
Pub Date : 2018-12-31 DOI: 10.24191/jibe.v3i2.14430
Noor’ain Mohamad Yunus, Rohana Mat Som, Afiza Abdul Majid, Ungku Munirah Ungku Abdul Aziz, Mohd Khalid Mohd Abas
Rising cost of living in Malaysia has negatively affected the demand for personal care products as consumers prefer to switch to cheaper alternatives. This has resulted in an increase in the number of registered and unregistered personal care products in the market. This situation has an impact on Malaysian consumption as some of the products contain hazardous and poisonous ingredients which may cause adverse effects on personal health. However, customers still consume the products although they are aware and conscious of the danger and the side effects of these products for self-satisfaction. Thus, using the Theory of Planned Behaviour (TPB), this study aims to shed further light on the factors that influence consumer decision making in the purchase of personal care products among Generation Y. The study was conducted using primary approach with the use of validated questionnaire from 390 university students. The findings revealed that subjective norm and perceived behavioural control influence consumer decision making. Findings provide evidence for businesses and policy makers to better understand the factors that influence consumer decision making. Further implications allow authorized body to identify the target group and conduct programs to educate consumers to engage in good judgement before making decisions to ensure healthy consumption choices aligned with the National Strategic Plan on promoting optimal healthy lifestyles.
马来西亚生活成本的上升对个人护理产品的需求产生了负面影响,因为消费者更愿意转向更便宜的替代品。这导致市场上注册和未注册的个人护理产品数量增加。这种情况对马来西亚的消费产生了影响,因为一些产品含有危险和有毒成分,可能对个人健康造成不利影响。然而,消费者为了自我满足,尽管他们意识到这些产品的危险和副作用,但仍然消费这些产品。因此,本研究运用计划行为理论(TPB),旨在进一步揭示影响y世代消费者购买个人护理产品决策的因素。本研究采用初级方法,使用390名大学生的有效问卷进行。研究结果表明,主观规范和感知行为控制影响消费者的决策。研究结果为企业和政策制定者更好地理解影响消费者决策的因素提供了证据。进一步的影响使授权机构能够确定目标群体并开展方案,教育消费者在作出决定之前作出正确的判断,以确保健康消费的选择符合促进最佳健康生活方式的国家战略计划。
{"title":"Generation Y Purchase Intention of Personal Care Products: The Influence of Attitude, Subjective Norms and Perceived Behavioural Control","authors":"Noor’ain Mohamad Yunus, Rohana Mat Som, Afiza Abdul Majid, Ungku Munirah Ungku Abdul Aziz, Mohd Khalid Mohd Abas","doi":"10.24191/jibe.v3i2.14430","DOIUrl":"https://doi.org/10.24191/jibe.v3i2.14430","url":null,"abstract":"Rising cost of living in Malaysia has negatively affected the demand for personal care products as consumers prefer to switch to cheaper alternatives. This has resulted in an increase in the number of registered and unregistered personal care products in the market. This situation has an impact on Malaysian consumption as some of the products contain hazardous and poisonous ingredients which may cause adverse effects on personal health. However, customers still consume the products although they are aware and conscious of the danger and the side effects of these products for self-satisfaction. Thus, using the Theory of Planned Behaviour (TPB), this study aims to shed further light on the factors that influence consumer decision making in the purchase of personal care products among Generation Y. The study was conducted using primary approach with the use of validated questionnaire from 390 university students. The findings revealed that subjective norm and perceived behavioural control influence consumer decision making. Findings provide evidence for businesses and policy makers to better understand the factors that influence consumer decision making. Further implications allow authorized body to identify the target group and conduct programs to educate consumers to engage in good judgement before making decisions to ensure healthy consumption choices aligned with the National Strategic Plan on promoting optimal healthy lifestyles.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128502991","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
Historical Service Quality Assessment of Malaysia’s World Heritage Site 马来西亚世界遗产历史服务质量评估
Pub Date : 2018-12-31 DOI: 10.24191/jibe.v3i2.14428
Hasnawati Haji Guliling, Yuhanis Abdul Aziz
The tourism sector is experiencing a remarkable constant progress and becoming one of the fastest growing economic sectors globally. In this context, it is interest for the academics and destination marketing organizations to undertake a dedicated study that gives a greater understanding of the concept of satisfaction in enhancing tourists’ loyalty. The purpose of this paper is to discuss the impact of service quality as one of the key antecedents affecting tourists’ satisfaction and loyalty towards selected destinations of the World Heritage Site in Malaysia. To confine the scope of the study, the area of interest focuses on a specific type of city, namely the Heritage City. The historical cities of Melaka and George Town inscribed as UNESCO World Heritage City in Malaysia are chosen in order to gain a comprehensive understanding of the tourists’ attitudes towards heritage city. The sample consists of 450 international and domestic tourists who visited the heritage city. Theoretically, the study contributes to the body of knowledge by emphasizing on key antecedents affecting tourists’ behaviour. Practically, the research findings imply suggestive value to destination marketing planning for Malaysian tourist destinations. At the conclusion, the study makes suggestion of the employment of HISTOQUAL model, which provides a detailed and valuable insight into the service quality assessment of the heritage settings.
旅游业正在经历着显著的持续进步,并成为全球增长最快的经济部门之一。在这种情况下,学者和目的地营销组织有兴趣进行一项专门的研究,以更好地理解提高游客忠诚度的满意度概念。本文的目的是讨论服务质量的影响,作为影响游客对马来西亚世界遗产选定目的地的满意度和忠诚度的关键因素之一。为了限制研究的范围,兴趣区域集中在一个特定类型的城市,即遗产城市。选择被联合国教科文组织列为马来西亚世界遗产城市的历史城市马六甲和乔治城,是为了全面了解游客对遗产城市的态度。样本包括450名参观过该遗产城市的国际和国内游客。从理论上讲,该研究通过强调影响游客行为的关键前因,为知识体系做出了贡献。研究结果对马来西亚旅游目的地的营销规划具有一定的参考价值。最后,本研究提出了使用HISTOQUAL模型的建议,该模型为遗产设置的服务质量评估提供了详细而有价值的见解。
{"title":"Historical Service Quality Assessment of Malaysia’s World Heritage Site","authors":"Hasnawati Haji Guliling, Yuhanis Abdul Aziz","doi":"10.24191/jibe.v3i2.14428","DOIUrl":"https://doi.org/10.24191/jibe.v3i2.14428","url":null,"abstract":"The tourism sector is experiencing a remarkable constant progress and becoming one of the fastest growing economic sectors globally. In this context, it is interest for the academics and destination marketing organizations to undertake a dedicated study that gives a greater understanding of the concept of satisfaction in enhancing tourists’ loyalty. The purpose of this paper is to discuss the impact of service quality as one of the key antecedents affecting tourists’ satisfaction and loyalty towards selected destinations of the World Heritage Site in Malaysia. To confine the scope of the study, the area of interest focuses on a specific type of city, namely the Heritage City. The historical cities of Melaka and George Town inscribed as UNESCO World Heritage City in Malaysia are chosen in order to gain a comprehensive understanding of the tourists’ attitudes towards heritage city. The sample consists of 450 international and domestic tourists who visited the heritage city. Theoretically, the study contributes to the body of knowledge by emphasizing on key antecedents affecting tourists’ behaviour. Practically, the research findings imply suggestive value to destination marketing planning for Malaysian tourist destinations. At the conclusion, the study makes suggestion of the employment of HISTOQUAL model, which provides a detailed and valuable insight into the service quality assessment of the heritage settings.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130310627","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Investment and Economic Indicators in Malaysia 马来西亚的投资和经济指标
Pub Date : 2018-12-31 DOI: 10.24191/jibe.v3i2.14429
Masturah Ma’in, Norfaiezah Nordin, Izza Hazira Zailan, S. Sulaiman, Z. Ismail
This study is to investigate the relationship between economic indicators and investment in Malaysia using secondary data spanned through 1982-2015. This study employs an empirical analysis by adapting the unit root test, Johansen co-integration test and vector error correction model (VECM) to determine the short-run and long run effect among variables. The cointegrating test indicates that investment is significantly related to the trade openness, GDP and population. Based on the VECM results, the findings show that a long run relationship exists between the trade openness and investment in Malaysia. Hence, these reveal that it is important for the Malaysian government to enhance the economic policy in liberalizing foreign trade in order to encourage more investments.
本研究是利用1982-2015年的二手数据调查马来西亚经济指标与投资之间的关系。本研究采用单位根检验、Johansen协整检验和向量误差修正模型(VECM)进行实证分析,确定变量之间的短期和长期效应。协整检验表明,投资与贸易开放程度、GDP和人口显著相关。基于VECM结果,研究结果表明,马来西亚的贸易开放与投资之间存在长期关系。因此,这表明马来西亚政府加强对外贸易自由化的经济政策,以鼓励更多的投资是很重要的。
{"title":"Investment and Economic Indicators in Malaysia","authors":"Masturah Ma’in, Norfaiezah Nordin, Izza Hazira Zailan, S. Sulaiman, Z. Ismail","doi":"10.24191/jibe.v3i2.14429","DOIUrl":"https://doi.org/10.24191/jibe.v3i2.14429","url":null,"abstract":"This study is to investigate the relationship between economic indicators and investment in Malaysia using secondary data spanned through 1982-2015. This study employs an empirical analysis by adapting the unit root test, Johansen co-integration test and vector error correction model (VECM) to determine the short-run and long run effect among variables. The cointegrating test indicates that investment is significantly related to the trade openness, GDP and population. Based on the VECM results, the findings show that a long run relationship exists between the trade openness and investment in Malaysia. Hence, these reveal that it is important for the Malaysian government to enhance the economic policy in liberalizing foreign trade in order to encourage more investments.","PeriodicalId":258234,"journal":{"name":"Journal of International Business, Economics and Entrepreneurship","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121218295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
Journal of International Business, Economics and Entrepreneurship
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1