This article discusses the impact of digital finance on Micro, Small and Medium Enterprises (MSMEs) in Indonesia. With a qualitative approach, this article emphasizes the literature study method. This article aims to provide information related to how digital finance affects MSMEs in Indonesia. Based on the results of research conducted, the existence of digital finance has a significant impact on MSMEs in Indonesia, because digital finance provides several benefits including being able to save time, minimize errors in calculations, data and information security will be more secure, and can facilitate business financial management.
{"title":"Digital Finance Influence for MSMEs in Indonesia","authors":"Afifah Zahroh Nurjannah, Berlian Thaeba Noevus, Husnia Salsabila Fathya","doi":"10.30595/pssh.v7i.467","DOIUrl":"https://doi.org/10.30595/pssh.v7i.467","url":null,"abstract":"This article discusses the impact of digital finance on Micro, Small and Medium Enterprises (MSMEs) in Indonesia. With a qualitative approach, this article emphasizes the literature study method. This article aims to provide information related to how digital finance affects MSMEs in Indonesia. Based on the results of research conducted, the existence of digital finance has a significant impact on MSMEs in Indonesia, because digital finance provides several benefits including being able to save time, minimize errors in calculations, data and information security will be more secure, and can facilitate business financial management.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131828302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Ashilla Nadiya Amany, Francinita Putri, B. Pratama
Money is a medium of exchange used to pay for goods or services. However, over time, the function of money evolved so that it could be used as a unit of account and a store of value. The development of the digital era provides economic convenience, resulting in a change in the use of money, one of which is the emergence of crypto or cryptocurrency investments that are used as digital currencies. Because there is no official permit from the government or state financial institutions, the existence of cryptocurrency investment in Indonesia is still questionable. So there is a high enough risk to invest there, such as if the investor loses money when the cryptocurrency's price falls. The methodology employed in this study is descriptive, with a qualitative approach. To evaluate the risk of cryptocurrency investment through the lens of Islamic economics.
{"title":"Risks of Cryptocurrency Investment from the Perspective of Sharia Economic Law","authors":"Ashilla Nadiya Amany, Francinita Putri, B. Pratama","doi":"10.30595/pssh.v7i.465","DOIUrl":"https://doi.org/10.30595/pssh.v7i.465","url":null,"abstract":"Money is a medium of exchange used to pay for goods or services. However, over time, the function of money evolved so that it could be used as a unit of account and a store of value. The development of the digital era provides economic convenience, resulting in a change in the use of money, one of which is the emergence of crypto or cryptocurrency investments that are used as digital currencies. Because there is no official permit from the government or state financial institutions, the existence of cryptocurrency investment in Indonesia is still questionable. So there is a high enough risk to invest there, such as if the investor loses money when the cryptocurrency's price falls. The methodology employed in this study is descriptive, with a qualitative approach. To evaluate the risk of cryptocurrency investment through the lens of Islamic economics.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"266 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124335069","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to determine whether there is a relationship between the diversity of the board of directors and environmental performance in corporate social responsibility. For this study, the population consisted of manufacturing companies traded on the Indonesia Stock Exchange in 2020. Purposive sampling was the method used to collect data so that 71 of the total sample of companies met the requirements. With the help of the SPSS application, descriptive statistical analysis methods were used in the data analysis process. Based on the findings of this investigation, the Corporate Social Responsibility factors are known as the foreign Director, tenure, gender, and environmental performance do not interact with each other at all.
{"title":"The Effect of Diversity of Board of Directors and Environmental Performance on Corporate Social Responsibility (Empirical Study of Companies Registered at the Ministry of Environment in 2020)","authors":"Dhea Vania Dominique Pijoh, Arbi Arsi Ave Noor, Isfi Arininiswah Muawanah, Aditya Prasetyanto, B. Pratama","doi":"10.30595/pssh.v7i.469","DOIUrl":"https://doi.org/10.30595/pssh.v7i.469","url":null,"abstract":"The purpose of this study was to determine whether there is a relationship between the diversity of the board of directors and environmental performance in corporate social responsibility. For this study, the population consisted of manufacturing companies traded on the Indonesia Stock Exchange in 2020. Purposive sampling was the method used to collect data so that 71 of the total sample of companies met the requirements. With the help of the SPSS application, descriptive statistical analysis methods were used in the data analysis process. Based on the findings of this investigation, the Corporate Social Responsibility factors are known as the foreign Director, tenure, gender, and environmental performance do not interact with each other at all.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"113 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115741243","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nur Sugianto, Carissa Nariswari Riandy, Shafa Fadia Zainavy, A. Hartikasari
The aim of this study is to determine whether environmental, social, and governance (ESG) disclosures have an effect on reducing information asymmetry between managers and stock market participants. This study tries to provide a comprehensive analysis of the company's ESG disclosure strategy. The data used in this study were collected from companies listed on the ESG Sector Leaders BEI KEHATI (ESGSKEHATI) and ESG Quality 45 IDX KEHATI (ESGQKEHATI). The findings show that ESG disclosure reduces stock market asymmetry. From these results, ESG disclosure strengthens the informativeness of environmental disclosures for the stock market. Stakeholders must assess and maintain an increased flow of information, a more efficient disclosure strategy becomes essential if companies are to convey a true picture of their ESG performance. The concept of company development in increasing ESG can be done through maintaining the surrounding environment, sustainable development, and establishing governance. The role of the company is also important, for example by maintaining good relations with employees, suppliers, consumers, shareholders, and various organizations or individuals who interact with the company.
{"title":"The Contribution of Environmental, Social, and Governance (ESG) Disclosure to Reduce Investor Asymmetry Information","authors":"Nur Sugianto, Carissa Nariswari Riandy, Shafa Fadia Zainavy, A. Hartikasari","doi":"10.30595/pssh.v7i.472","DOIUrl":"https://doi.org/10.30595/pssh.v7i.472","url":null,"abstract":"The aim of this study is to determine whether environmental, social, and governance (ESG) disclosures have an effect on reducing information asymmetry between managers and stock market participants. This study tries to provide a comprehensive analysis of the company's ESG disclosure strategy. The data used in this study were collected from companies listed on the ESG Sector Leaders BEI KEHATI (ESGSKEHATI) and ESG Quality 45 IDX KEHATI (ESGQKEHATI). The findings show that ESG disclosure reduces stock market asymmetry. From these results, ESG disclosure strengthens the informativeness of environmental disclosures for the stock market. Stakeholders must assess and maintain an increased flow of information, a more efficient disclosure strategy becomes essential if companies are to convey a true picture of their ESG performance. The concept of company development in increasing ESG can be done through maintaining the surrounding environment, sustainable development, and establishing governance. The role of the company is also important, for example by maintaining good relations with employees, suppliers, consumers, shareholders, and various organizations or individuals who interact with the company.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128712358","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
W. I. Sari, Deanisa Wahyuantika, B. Pratama, Anggun Tri Wardani, Umu Marhamah
This study aimed to determines the impact of board and environmental performances on financial performances. The population of this survey is the Islamic bank for the period 2016-2021. The sampling method used is purposive sampling, so the sample are 73 companies that meet the criteria. The data analysis method used is multiple regression analysis using SPSS programs. The results of this survey show that the age diversity of the board has a positive impact on financial performance, but it is not important. Board education does not affect financial performance. Environmental performance does not affect financial performance.
{"title":"The Effect of the Board of Directors and Environmental Performance on Financial Performance","authors":"W. I. Sari, Deanisa Wahyuantika, B. Pratama, Anggun Tri Wardani, Umu Marhamah","doi":"10.30595/pssh.v7i.468","DOIUrl":"https://doi.org/10.30595/pssh.v7i.468","url":null,"abstract":"This study aimed to determines the impact of board and environmental performances on financial performances. The population of this survey is the Islamic bank for the period 2016-2021. The sampling method used is purposive sampling, so the sample are 73 companies that meet the criteria. The data analysis method used is multiple regression analysis using SPSS programs. The results of this survey show that the age diversity of the board has a positive impact on financial performance, but it is not important. Board education does not affect financial performance. Environmental performance does not affect financial performance.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"150 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123214211","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this article is to figure out the elements that impact the monetary proficiency of MSMEs. The strategy utilized recorded as a hard copy this article is by utilizing the writing concentrate on technique. Writing concentrate on examinations different reference books and articles from the aftereffects of past exploration in light of public and global diaries that are pertinent to the subject of conversation, to be specific the elements that influence the monetary proficiency of MSMEs in Banyumas. In light of the consequences of past examinations, the variables that influence the monetary proficiency of SMEs are: age, education, gender, length of work, and income. The degree of monetary education keeps on expanding alongside the familiarity with the significance of monetary proficiency. Notwithstanding, the degree of monetary proficiency in Indonesia actually should be improved, for MSMEs, particularly in the Banyumas region
{"title":"Factors Affecting Financial Literacy of MSMEs: A Conceptual Framework","authors":"N. Aeni, M. Innayah","doi":"10.30595/pssh.v7i.466","DOIUrl":"https://doi.org/10.30595/pssh.v7i.466","url":null,"abstract":"The purpose of this article is to figure out the elements that impact the monetary proficiency of MSMEs. The strategy utilized recorded as a hard copy this article is by utilizing the writing concentrate on technique. Writing concentrate on examinations different reference books and articles from the aftereffects of past exploration in light of public and global diaries that are pertinent to the subject of conversation, to be specific the elements that influence the monetary proficiency of MSMEs in Banyumas. In light of the consequences of past examinations, the variables that influence the monetary proficiency of SMEs are: age, education, gender, length of work, and income. The degree of monetary education keeps on expanding alongside the familiarity with the significance of monetary proficiency. Notwithstanding, the degree of monetary proficiency in Indonesia actually should be improved, for MSMEs, particularly in the Banyumas region","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132580798","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study discusses the Islamic banking industry, especially in Muslim countries, especially in Indonesia in order to improve the quality of Islamic banks by using an expert system. The use of expert systems in Islamic banks is a new thing so that it can be an innovation and a positive impact on the quality of Islamic banks. The development of Islamic banks is increasing along with the community's need for products, systems and services from Islamic banks, especially expert systems. An expert system is an information system from the knowledge of an expert that is used to assist non-experts in a particular field. Expert systems that can be used in Islamic banking such as the Decision Support System (DSS). Expert systems are useful for making decisions accurately and quickly compared to conventional systems. Expert systems in Islamic banking are new and have not been implemented. This refers to several conventional banks that use expert systems in their operations. The method used in this study is a quantitative approach and descriptive method with data collection techniques and data analysis techniques. The use of expert systems in banking greatly affects the level of efficiency of the information systems used, such as supporting decision-making to improve information systems in Islamic banks. Therefore, the use of expert systems in Islamic banking needs to be developed to improve the quality of transactions and reduce the error rate in the existing information systems in Islamic banking.
{"title":"The Influence of Expert Systems on Customer Satisfaction of Islamic Banks","authors":"Faizah Diah Hayuningtyas, Tiara Meilan Putri, Fatimah Nafisati Nugraheni, Ira Hapsari","doi":"10.30595/pssh.v7i.470","DOIUrl":"https://doi.org/10.30595/pssh.v7i.470","url":null,"abstract":"This study discusses the Islamic banking industry, especially in Muslim countries, especially in Indonesia in order to improve the quality of Islamic banks by using an expert system. The use of expert systems in Islamic banks is a new thing so that it can be an innovation and a positive impact on the quality of Islamic banks. The development of Islamic banks is increasing along with the community's need for products, systems and services from Islamic banks, especially expert systems. An expert system is an information system from the knowledge of an expert that is used to assist non-experts in a particular field. Expert systems that can be used in Islamic banking such as the Decision Support System (DSS). Expert systems are useful for making decisions accurately and quickly compared to conventional systems. Expert systems in Islamic banking are new and have not been implemented. This refers to several conventional banks that use expert systems in their operations. The method used in this study is a quantitative approach and descriptive method with data collection techniques and data analysis techniques. The use of expert systems in banking greatly affects the level of efficiency of the information systems used, such as supporting decision-making to improve information systems in Islamic banks. Therefore, the use of expert systems in Islamic banking needs to be developed to improve the quality of transactions and reduce the error rate in the existing information systems in Islamic banking.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"164 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131826114","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to determine the effect of Intellectual Capital and Shariah Compliance on Social Performance. The sample of this research is in the form of financial statements of Islamic banks on The Financial Services Authority for the period 2018 - 2020 for 3 years. The sampling technique used is purposive sampling technique so that a sample of 13 companies is obtained that has met the criteria. The data analysis technique used is multiple regression with the help of the SPSS program. The results of this study indicate that Intellectual Capital and Shariah Compliance have no partial effect on social performance.
{"title":"The Influence of Intellectual Capital and Shariah Compliance on Social Performance (Study Empirical on Islamic Banks in 2018-2020)","authors":"Vienka Ferenzha Salsabilla, Umi Solikhah, Fyna Maulina, Depriska Lailatul Aroof, Ufi Anjani, B. Pratama","doi":"10.30595/pssh.v7i.471","DOIUrl":"https://doi.org/10.30595/pssh.v7i.471","url":null,"abstract":"The purpose of this study was to determine the effect of Intellectual Capital and Shariah Compliance on Social Performance. The sample of this research is in the form of financial statements of Islamic banks on The Financial Services Authority for the period 2018 - 2020 for 3 years. The sampling technique used is purposive sampling technique so that a sample of 13 companies is obtained that has met the criteria. The data analysis technique used is multiple regression with the help of the SPSS program. The results of this study indicate that Intellectual Capital and Shariah Compliance have no partial effect on social performance.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"385 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122987990","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Indonesia is an archipelagic country and between the plates of the earth. Geographically, Indonesia is one of the countries prone to natural disasters such as landslides, earthquakes, tsunamis, floods, volcanic eruptions and other events. Natural phenomena come uninvited and appear suddenly which create panic and pressure for humans. Natural disasters are very dangerous for human safety, both property and life. Besides that, natural disasters leave various damages in the ecosystem of living things that will affect human life. Natural damage will have a significant effect on human life during the Encana, disaster management and during the recovery period. One solution to minimize disaster risk, schools can play a role by means of disaster mitigation education in order to build students' understanding and skills in disaster mitigation education in the school and community environment. This article was written using qualitative research methods. The research process by interacting directly through observation, recording, and digging up sources of information related to the events under study as well as reviewing library references from books, journals and scientific papers on disaster mitigation. Next, the author analyzes ideas with relevant theories regarding the role of schools in disaster mitigation education. The government together with education units or schools must integrate disaster mitigation materials in the curriculum as one of the right solutions to improve the competence of students in dealing with disasters and disaster mitigation. Strategic efforts that can be taken include disaster mitigation literacy programs, integrating disaster mitigation materials in subjects and extracurricular activities.
{"title":"Peran Sekolah dalam Pendidikan Migitasi Bencana","authors":"Idha Lusmianingtyas, S. Suwarno","doi":"10.30595/pssh.v6i.445","DOIUrl":"https://doi.org/10.30595/pssh.v6i.445","url":null,"abstract":"Indonesia is an archipelagic country and between the plates of the earth. Geographically, Indonesia is one of the countries prone to natural disasters such as landslides, earthquakes, tsunamis, floods, volcanic eruptions and other events. Natural phenomena come uninvited and appear suddenly which create panic and pressure for humans. Natural disasters are very dangerous for human safety, both property and life. Besides that, natural disasters leave various damages in the ecosystem of living things that will affect human life. Natural damage will have a significant effect on human life during the Encana, disaster management and during the recovery period. One solution to minimize disaster risk, schools can play a role by means of disaster mitigation education in order to build students' understanding and skills in disaster mitigation education in the school and community environment. This article was written using qualitative research methods. The research process by interacting directly through observation, recording, and digging up sources of information related to the events under study as well as reviewing library references from books, journals and scientific papers on disaster mitigation. Next, the author analyzes ideas with relevant theories regarding the role of schools in disaster mitigation education. The government together with education units or schools must integrate disaster mitigation materials in the curriculum as one of the right solutions to improve the competence of students in dealing with disasters and disaster mitigation. Strategic efforts that can be taken include disaster mitigation literacy programs, integrating disaster mitigation materials in subjects and extracurricular activities.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116134430","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine the impact of research-based learning on disaster mitigation education courses for students of the Geography Education study program at the Muhammadiyah University of Purwokerto. The method used is a survey of students both before learning and after learning. While the data analysis technique used qualitative analysis. The results obtained from this study are students can understand knowledge and attitudes in dealing with disasters, can understand disaster policies and guidelines, can understand disaster emergency response plans, and can understand disaster early warning systems.
{"title":"Mata Kuliah Pendidikan Mitigasi Bencana Berbasis Riset Pencegahan Longsor Lahan dengan Cara Vegetatif","authors":"S. Sutomo, MA. Miftahuddin, Ahmad Ahmad","doi":"10.30595/pssh.v6i.460","DOIUrl":"https://doi.org/10.30595/pssh.v6i.460","url":null,"abstract":"This study aims to determine the impact of research-based learning on disaster mitigation education courses for students of the Geography Education study program at the Muhammadiyah University of Purwokerto. The method used is a survey of students both before learning and after learning. While the data analysis technique used qualitative analysis. The results obtained from this study are students can understand knowledge and attitudes in dealing with disasters, can understand disaster policies and guidelines, can understand disaster emergency response plans, and can understand disaster early warning systems.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116525893","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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