This systematic review examines how financial and social remittances contribute to resilience under environmental and socioeconomic stress by synthesizing 79 peer-reviewed studies published between 2002 and 2025. Guided by a Disaster Resilience Integrated Framework for Transformation (DRIFT)-informed, stage-based framework, we analyze resilience before, during, and after disasters, linking each phase to capacities such as consumption smoothing, livelihood diversification, asset-based adaptation, social capital, and institutional empowerment. Remittance-resilience research expanded rapidly after 2020, with most studies focusing on Asia and Africa and fewer in Latin America, Europe, and Pacific Small Island Developing States. Financial remittances primarily support immediate stabilization and asset repair, whereas social remittances strengthen skills, networks, risk awareness, and collective action that underpin longer-term adjustment. Regional patterns differ: Asian cases emphasize consumption smoothing and housing upgrades, while African studies highlight diversification and institutional pathways. Our review contributes by mapping remittance roles across household, community, and system levels; linking micro-level mechanisms to governance and market conditions; and offering a comparative regional synthesis. Key constraints include dependency risks, unequal access by gender and income, and market or institutional volatility. Policy priorities include integrating remittances into national adaptation and disaster risk reduction strategies, reducing transfer costs through digital rails, leveraging diaspora co-financing, and strengthening financial and digital literacy to enhance inclusive, shock-responsive resilience aligned with Sustainable Development Goals 11, 13, and 16.
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