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The Influence of Intensity and Work Dicipline on Employee Performance (A Studi At the Berlian Makmur Jaya Consumer Cooperative) 工作强度和工作纪律对员工绩效的影响(在 Berlian Makmur Jaya 消费合作社的研究)
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.932
Hilmi Fauzan, Neng Rianti, Putri Apriliani, Sevia Fitriani, Desfinta Maharani
This study aims to determine the effect of incentives and work discipline on performance in the Berlian Makmur Jaya Consumer Cooperative. The population in the study were all employees at the Koperasi Konsumen Berlian Makmur Jaya Cianjur. The samples taken were 42 people. Data collection techniques are interviews, documentation studies and Questionnaires. The data used the Classical Assumption Test method, Multiple Linear Regression, t test (partial test), f test (simultaneous test), and the coefficient of determination with the help of IBM Statisctic SPSS 22 software. Based on the research results, the value of Ftable was obtained with a significance level of 5% or 0 .05 obtained Ftable of 3.232. Fcount is 38.691 with a significance of 0.000 below 0.05, this shows Fcount (38.691) > Ftable (3.232), then if Fcount > Ftable, then H0 is rejected and Ha is accepted. This means that the incentive and work discipline variables simultaneously influence the employee performance variables at the Koperasi Konsumen Berlian Makmur Jaya Cianjur. Meanwhile, the value of the coefficient of determination is 0.665, this means that employee performance can be explained by incentives and work discipline variables of 66.5% while the remaining 33.5% is explained by other variables not examined in this study. The biggest influence on employee performance is the incentive variable. This is because the regression coefficient, incentives (1.171) is greater than work discipline (0.089).
本研究旨在确定激励机制和工作纪律对 Berlian Makmur Jaya 消费者合作社绩效的影响。研究对象为 Koperasi Konsumen Berlian Makmur Jaya Cianjur 的所有员工。抽取的样本为 42 人。数据收集技术包括访谈、文献研究和问卷调查。在 IBM Statisctic SPSS 22 软件的帮助下,数据使用了经典假设检验法、多元线性回归、t 检验(部分检验)、f 检验(同时检验)和判定系数。根据研究结果,在显著性水平为 5%或 0.05 的情况下,得出 Ftable 值为 3.232。Fcount 为 38.691,显著性为 0.000,低于 0.05,这表明 Fcount (38.691) > Ftable (3.232),如果 Fcount > Ftable,则拒绝 H0,接受 Ha。这说明激励变量和工作纪律变量同时影响着 Koperasi Konsumen Berlian Makmur Jaya Cianjur 的员工绩效变量。同时,确定系数的值为 0.665,这意味着员工绩效可以由 66.5%的激励和工作纪律变量来解释,而其余的 33.5%则由本研究未涉及的其他变量来解释。对员工绩效影响最大的是激励变量。这是因为激励变量的回归系数(1.171)大于工作纪律变量的回归系数(0.089)。
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引用次数: 0
The Influence of Family Business Creativity on Business Competition 家族企业的创造力对商业竞争的影响
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.942
Ujang Tajul, Hani Aliya Wardani, Dede Lela, Mira Nurfitriya, A. Fauziyah
In the era of globalization and evolving market dynamics, family businesses play an important role in the economy. The sustainability of family businesses often depends on their ability to innovate and compete effectively. Creativity is considered the key to gaining an edge in tough business competition. To analyze the influence of family business creativity on business competition. This research uses quantitative methods with a descriptive verification approach to collect and analyze data. Quantitative data was obtained through questionnaires distributed to family members involved in the family business. The object of this research is a company owned by Geulis Umbrella Craftsmen in Tasikmalaya City. These family companies were chosen to see business creativity in facing market competition. The results of this study show that business creativity has a major influence on family business competition, with competition as a significant mediator in this relationship. It is hoped that this research's implications will provide insight into the importance of business creativity in helping family businesses compete in traditional and modern markets.
在全球化和市场动态不断变化的时代,家族企业在经济中发挥着重要作用。家族企业的可持续发展往往取决于其创新和有效竞争的能力。创造力被认为是在激烈的商业竞争中获得优势的关键。为了分析家族企业的创造力对商业竞争的影响。本研究采用描述性验证的定量方法来收集和分析数据。定量数据通过向参与家族企业的家族成员发放问卷获得。本研究的对象是塔西克马拉亚市 Geulis Umbrella Craftsmen 所拥有的一家公司。选择这些家族企业是为了了解企业在面对市场竞争时的创造力。研究结果表明,商业创造力对家族企业的竞争有重要影响,而竞争是这一关系的重要中介。希望本研究的意义能让人们深入了解商业创造力在帮助家族企业参与传统和现代市场竞争方面的重要性。
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引用次数: 0
The Impact of Family Conflict on the Development of the Mulya Manggis Family Business 家庭冲突对 Mulya Manggis 家族企业发展的影响
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.933
Irvan Juliyano, Citra Putri Desmona, Rifan Irawan, Mira Nurfitriya, A. Fauziyah
Family businesses have unique characteristics as they are owned and managed by family members. However, family businesses also have unique challenges, such as family conflicts that have an impact on business development. This study aims to determine the impact of family conflict on the development of the Mulya Manggis family business. The object of this research is the Mulya Manggis family business. The method to be used in this research uses quantitative research methods with a descriptive verification approach in the form of interviews conducted in private and filling out questionnaires. The population used is Mulya Manggis family members and the sample used is family members who are directly involved in the Mulya Manggis family business. The alleged results of this study indicate that the impact of family conflict has significant negative implications for the development of family businesses.
家族企业由家族成员拥有和管理,因此具有独特性。然而,家族企业也有其独特的挑战,如影响企业发展的家族冲突。本研究旨在确定家族冲突对 Mulya Manggis 家族企业发展的影响。研究对象是 Mulya Manggis 家族企业。本研究采用的方法是定量研究方法,以私下访谈和填写调查问卷的形式进行描述性验证。研究对象为 Mulya Manggis 家族成员,样本为直接参与 Mulya Manggis 家族企业的家族成员。研究结果表明,家庭冲突对家族企业的发展具有重大的负面影响。
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引用次数: 0
An Empirical Assessment of Technology Adoption Model in E-Commerce 电子商务技术采用模式的实证评估
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.946
Nanda Pretty Amalia Zakiah, Evanitha Kurrata Aini, Ferdy Ferdy, Muhammad Ali Fikri, Xinxin Gan
Background: Over the past few decades, e-commerce has become one part of the development of electronic commerce technology. The development has caused customers' online purchasing habits to change. This research analyzes how e-commerce can be made more efficient and profitable and achieve business goals by using the Technology Acceptance Model (TAM) as a theoretical framework. Method: Data were examined using Smart's Partial Least Square (PLS) method. The widely used TAM is preferred as a suitable hypothetical model to examine how well the development of electronic commerce technology to support e-commerce. Results: The findings demonstrated that attitudes about and behavioral intentions to use were positively impacted by perceived usefulness. Research indicates that attitudes about utilizing are positively impacted by perceived ease of use, while behavioral intention to use is negatively impacted. It has also been demonstrated that behavioral intention to use is positively impacted by attitude toward usage. It has also been demonstrated that attitudes toward usage modulate the effects of perceived utility and perceived ease of use on behavioral intention to use. Conclusion: This research extends the theoretical and applied understanding needed to apply the TAM model in the e-commerce industry. This research enables business owners to better and more effectively utilize electronic commerce technology.
背景:过去几十年来,电子商务已成为电子商务技术发展的一部分。电子商务的发展改变了客户的网购习惯。本研究以技术接受模型(TAM)为理论框架,分析如何提高电子商务的效率和利润,实现商业目标。研究方法采用斯马特偏最小二乘法(PLS)对数据进行检验。首选广泛使用的 TAM 作为合适的假设模型,以研究电子商务技术的发展对电子商务的支持程度。研究结果:研究结果表明,使用态度和行为意向受到感知有用性的积极影响。研究表明,使用态度受感知易用性的积极影响,而使用行为意向则受感知易用性的消极影响。研究还表明,使用态度会对使用行为意向产生积极影响。研究还表明,使用态度会调节感知效用和感知易用性对行为使用意愿的影响。结论:本研究扩展了在电子商务行业应用 TAM 模型所需的理论和应用理解。这项研究有助于企业主更好、更有效地利用电子商务技术。
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引用次数: 0
The Role of Women Entrepreneurship and Eco-Friendly Entrepreneurship on Market Orientation and Marketing Performance of Female Entrepreneurs 妇女创业和生态友好型创业对女企业家的市场定位和营销绩效的作用
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.943
Windiyani Windiyani, R. S. Hamid, Sofyan Syamsuddin, Muhammad Ikbal
Background: In contemporary business landscapes, women entrepreneurs have emerged as a significant driving force, contributing to economic growth and innovation. Simultaneously, eco-friendly entrepreneurship has gained prominence, reflecting a growing global awareness of environmental sustainability in business practices. This study aims to examine the synergy between women's entrepreneurship and eco-friendly initiatives in shaping market orientation and marketing performance among female entrepreneurs. Method: The empirical analysis was conducted using a sample of 131 female entrepreneurs. This study used online survey for the data collection. After passing reliability and validity tests, the data were analyzed with partial least squares structural equation modeling. Results: The research results indicate that women entrepreneurship has a significant positive direct influence on market orientation. Eco-friendly also has a significant direct positive influence on market orientation. Finally, market orientation also has a significant positive influence on market performance. Conclusion: This study illuminates the intertwined dynamics of women's entrepreneurship and eco-friendly practices in influencing market orientation and marketing performance among female entrepreneurs. The findings underscore the potential for sustainable, gender-inclusive business strategies to not only drive business success but also contribute to environmental stewardship and societal progress. As women continue to play a pivotal role in the entrepreneurial landscape, fostering eco-friendly entrepreneurship offers a promising avenue for holistic economic and environmental advancement.
背景:在当代商业环境中,女企业家已成为推动经济增长和创新的重要力量。与此同时,生态友好型创业也日益突出,反映出全球在商业实践中对环境可持续性的认识不断提高。本研究旨在探讨女性创业与生态友好举措在塑造女性创业者的市场导向和营销绩效方面的协同作用。研究方法:以 131 名女企业家为样本进行实证分析。本研究采用在线调查的方式收集数据。在通过信度和效度检验后,采用偏最小二乘法结构方程模型对数据进行分析。研究结果研究结果表明,女性创业对市场导向有显著的正向直接影响。生态友好对市场导向也有显著的直接正向影响。最后,市场导向对市场绩效也有显著的正向影响。结论本研究揭示了女性创业和生态友好实践在影响女性创业者的市场导向和营销绩效方面相互交织的动态。研究结果强调了可持续的、性别包容的商业战略不仅能推动商业成功,还能促进环境管理和社会进步。随着妇女继续在创业领域发挥关键作用,促进生态友好型创业为经济和环境的全面进步提供了一条大有可为的途径。
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引用次数: 0
A Study of the Role of Initiators in Creating Sustainability of Kampung Gagot Tourism Village 研究发起人在创建甘榜加哥旅游村可持续性中的作用
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.922
Benedicta Evienia P, Andang Wirawan B, Penny Handayani
Background: To achieve the Sustainable Development Goals (SDGs), every area with social problems needs to carry out activities that can encourage the community or environment to carry out empowerment. Empowerment is an essential strategy in increasing the role of the community or society in increasing their potential to be more independent and work. This research aims to analyze the role of external agents in the development of Kampung Gagot Tourism Village, one of the leading destinations in Banjarnegara Regency. The active participation of the local community influences the current success of Kampung Gagot Tourism Village. However, the research reveals the unexpected role of external agents who act as directors in developing this area. Method: The research method was qualitative, with explanations through descriptive techniques. Data were collected through observation and in-depth interviews with informants selected using purposive sampling. Results: The results highlighted the role of initiators as conceptors, information mouthpieces, and tourism ambassadors in developing tourism in Kampung Gagot Tourism Village. Conclusion: The obstacles encountered need to be addressed wisely, and the recommended approach is to involve the local community, especially the younger generation, to become an independent tourist destination, reducing dependence on the initiator.
背景:为了实现可持续发展目标(SDGs),每个存在社会问题的地区都需要开展能够鼓励社区或环境进行赋权的活动。赋权是增强社区或社会作用的重要战略,可以提高他们的潜力,使其更加独立和工作。本研究旨在分析外部机构在甘榜加戈旅游村发展中的作用,甘榜加戈旅游村是班渣内加拉县的主要旅游景点之一。当地社区的积极参与影响了甘榜加哥旅游村目前的成功。然而,研究揭示了在该地区开发过程中充当指导者的外部代理人所发挥的意想不到的作用。研究方法:研究方法是定性研究,通过描述性技术进行解释。通过观察和深入访谈收集数据,访谈对象采用目的性抽样。研究结果研究结果强调了作为概念提出者、信息传播者和旅游大使的发起人在甘榜加戈旅游村旅游业发展中的作用。结论需要明智地解决遇到的障碍,建议的方法是让当地社区,尤其是年轻一代参与进来,使其成为一个独立的旅游目的地,减少对发起者的依赖。
{"title":"A Study of the Role of Initiators in Creating Sustainability of Kampung Gagot Tourism Village","authors":"Benedicta Evienia P, Andang Wirawan B, Penny Handayani","doi":"10.30595/pssh.v15i.922","DOIUrl":"https://doi.org/10.30595/pssh.v15i.922","url":null,"abstract":"Background: To achieve the Sustainable Development Goals (SDGs), every area with social problems needs to carry out activities that can encourage the community or environment to carry out empowerment. Empowerment is an essential strategy in increasing the role of the community or society in increasing their potential to be more independent and work. This research aims to analyze the role of external agents in the development of Kampung Gagot Tourism Village, one of the leading destinations in Banjarnegara Regency. The active participation of the local community influences the current success of Kampung Gagot Tourism Village. However, the research reveals the unexpected role of external agents who act as directors in developing this area. Method: The research method was qualitative, with explanations through descriptive techniques. Data were collected through observation and in-depth interviews with informants selected using purposive sampling. Results: The results highlighted the role of initiators as conceptors, information mouthpieces, and tourism ambassadors in developing tourism in Kampung Gagot Tourism Village. Conclusion: The obstacles encountered need to be addressed wisely, and the recommended approach is to involve the local community, especially the younger generation, to become an independent tourist destination, reducing dependence on the initiator.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"27 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140503989","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of the Effect of Marketing Mix (4p) on Purchase Decisions Fashion Products on Shopee's E-commerce (Case study on the Z Generation of the City of Surakarta) 营销组合(4p)对 Shopee 电子商务平台上时尚产品购买决策的影响分析(苏拉卡尔塔市 Z 世代案例研究)
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.941
Susi Anggi Purnama Sari, Kusdiyanto Kusdiyanto
This study examines the analysis of the influence of a marketing mix (4p) on the purchase decision of a fashion product on Shopee's E-commerce (a case study on the Z-generation of the city of Surakarta). Marketing mix (4P) is the Product, Price, Promotion, and Place. The study aims to analyze whether the marketing mix (4p) influences the purchase of fashion products on the e-commerce Shopee made by the Generation Z. In accordance with the phenomenon that we raise that fashion shopping phenomena in Generation Z are highly supported by the existing data. This study used a quantitative research method because the population of this study cannot be generalized with certainty, sampling using a non-probability sampler approach. The study uses a sample of 151 generations of Surakarta city Z that have been confirmed and are qualified for testing because they have passed the data verification phase. Where data is measured numerically and using Structural Equation Modeling (SEM) with Partial Least Square (PLS) via Smart-PLS 3.0 software. The result is Price, Promotion, and Places have a significant positive influence on Shopee's E-Commerce Fashion Product Purchase Decision. Whereas the Product significantly has a negative impact on the Shopee E-commerce Fashion Products Purchasing Decision The conclusion of this study is that 3 variables are significantly influenced by the purchasing decision and 1 negative variable is not significant to the purchase decision so that it can be used as a basis forining the related strategy. This will have a greater impact on the sales and turnover of the company's profits.
本研究分析了市场营销组合(4P)对 Shopee 电子商务上时尚产品购买决策的影响(以苏腊卡尔塔市的 Z 世代为案例)。营销组合(4P)是指产品、价格、促销和地点。本研究旨在分析营销组合(4P)是否影响 Z 世代在电子商务 Shopee 上购买时尚产品。本研究采用了定量研究方法,因为本研究的人群不能确定地概括,所以抽样采用了非概率抽样法。本研究使用的样本为苏腊卡尔塔市 Z 世代中的 151 人,这些样本已经过数据验证阶段,因此已被确认并具备测试资格。数据以数字形式测量,并通过 Smart-PLS 3.0 软件使用结构方程模型(SEM)和部分最小二乘法(PLS)。结果显示,价格、促销和地点对 Shopee 电子商务时尚产品购买决策有显著的正向影响。本研究的结论是,3 个变量对购买决策有明显影响,1 个负变量对购买决策影响不大,因此可以作为制定相关策略的依据。这将对公司的销售额和营业额产生更大的影响。
{"title":"Analysis of the Effect of Marketing Mix (4p) on Purchase Decisions Fashion Products on Shopee's E-commerce (Case study on the Z Generation of the City of Surakarta)","authors":"Susi Anggi Purnama Sari, Kusdiyanto Kusdiyanto","doi":"10.30595/pssh.v15i.941","DOIUrl":"https://doi.org/10.30595/pssh.v15i.941","url":null,"abstract":"This study examines the analysis of the influence of a marketing mix (4p) on the purchase decision of a fashion product on Shopee's E-commerce (a case study on the Z-generation of the city of Surakarta). Marketing mix (4P) is the Product, Price, Promotion, and Place. The study aims to analyze whether the marketing mix (4p) influences the purchase of fashion products on the e-commerce Shopee made by the Generation Z. In accordance with the phenomenon that we raise that fashion shopping phenomena in Generation Z are highly supported by the existing data. This study used a quantitative research method because the population of this study cannot be generalized with certainty, sampling using a non-probability sampler approach. The study uses a sample of 151 generations of Surakarta city Z that have been confirmed and are qualified for testing because they have passed the data verification phase. Where data is measured numerically and using Structural Equation Modeling (SEM) with Partial Least Square (PLS) via Smart-PLS 3.0 software. The result is Price, Promotion, and Places have a significant positive influence on Shopee's E-Commerce Fashion Product Purchase Decision. Whereas the Product significantly has a negative impact on the Shopee E-commerce Fashion Products Purchasing Decision The conclusion of this study is that 3 variables are significantly influenced by the purchasing decision and 1 negative variable is not significant to the purchase decision so that it can be used as a basis forining the related strategy. This will have a greater impact on the sales and turnover of the company's profits.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"25 29","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140503994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Successful Succession on the Progress of Family Business at PD Ayam Putra Kawalu 成功继承对 PD Ayam Putra Kawalu 家族企业进步的影响
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.920
Amelia Nurisnaeni, Dwi Ramdani, Muhammad Rizqi Mardiansyah, Mira Nurfitriya, A. Fauziyah
A company's progress is the goal of its founding, and the transfer of power can influence one form of sustainability. Successful succession is essential to ensure the progress of the family business. This research examines the influence of successful sequence on the better progress of family business companies. The object of this research is a chicken trading company in the Tasikmalaya area, PD Ayam Putra Kawalu, which has branches. This research uses quantitative and descriptive-verification approaches to collect and analyze data. Quantitative data were obtained from questionnaire surveys and interviews with family business owners, including branches and successors. The sample is a family business with a branch company that has experienced succession. The results from the hypothesis show a positive relationship between successful sequence on the progress of the family business and producing leaders who will contribute to the progress of the family business. The findings of this research will contribute to understanding the challenges and opportunities for successful family business succession that will provide progress for the company.
公司的进步是其创立的目标,而权力的转移会影响一种形式的可持续性。成功的继承对于确保家族企业的进步至关重要。本研究探讨了成功接班对家族企业更好发展的影响。研究对象是塔锡马拉亚地区的一家鸡肉贸易公司 PD Ayam Putra Kawalu,该公司拥有多家分支机构。本研究采用定量和描述性验证方法来收集和分析数据。定量数据来自问卷调查和对家族企业主(包括分支机构和继承人)的访谈。样本是一家拥有分公司并经历过继承的家族企业。假设的结果表明,家族企业进步的成功序列与培养出有助于家族企业进步的领导者之间存在正相关关系。这项研究的结果将有助于了解家族企业成功接班的挑战和机遇,从而为公司带来进步。
{"title":"The Influence of Successful Succession on the Progress of Family Business at PD Ayam Putra Kawalu","authors":"Amelia Nurisnaeni, Dwi Ramdani, Muhammad Rizqi Mardiansyah, Mira Nurfitriya, A. Fauziyah","doi":"10.30595/pssh.v15i.920","DOIUrl":"https://doi.org/10.30595/pssh.v15i.920","url":null,"abstract":"A company's progress is the goal of its founding, and the transfer of power can influence one form of sustainability. Successful succession is essential to ensure the progress of the family business. This research examines the influence of successful sequence on the better progress of family business companies. The object of this research is a chicken trading company in the Tasikmalaya area, PD Ayam Putra Kawalu, which has branches. This research uses quantitative and descriptive-verification approaches to collect and analyze data. Quantitative data were obtained from questionnaire surveys and interviews with family business owners, including branches and successors. The sample is a family business with a branch company that has experienced succession. The results from the hypothesis show a positive relationship between successful sequence on the progress of the family business and producing leaders who will contribute to the progress of the family business. The findings of this research will contribute to understanding the challenges and opportunities for successful family business succession that will provide progress for the company.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"21 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140504029","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Financial Use of Technology for Agriculture Business Perpetrators in Mojolaban 莫约拉班的农业经营者在财务上使用技术的情况
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.948
Ferina Indah Sari, Sri Padmantyo
Facilitating transactions in the agricultural sector is crucial in achieving independent farming. In this article we will discuss the activities of community service through socialization and training using the ICARE method (Introduction, Connection, Application, Reflection, Extend). The aim of this dedication is to provide an understanding of the use and use of financial technology in the agricultural sector in order to expand the business ecosystem and facilitate transactions. Fintech has the advantage of providing 24-hour service access that is faster, easier and cheaper than conventional services with limited operating hours. Collaborate with the Farmers' Board of MojoLaban to help provide education on the definition and use of financial technology for farmers in financing, facilitation of transactions, financial planning and wealth processing. Fintech helps farmers with underbanked and unbanked categories because Fintec's assessment uses logarithms created by the creators of different applications from other conventional systems that require 5C conditions. (Capacity, Condition, Capital, Character dan Collateral). Socialization gives farmers a new understanding of the financial use of technology in Mojolaban district and knowledge of the benefits of using financial technology.
促进农业部门的交易对于实现独立耕作至关重要。在本文中,我们将采用 ICARE 方法(导入、连接、应用、反思、扩展),通过社会化和培训讨论社区服务活动。本篇献辞旨在让大家了解金融技术在农业领域的应用和使用,以扩大商业生态系统,促进交易。与营业时间有限的传统服务相比,金融科技的优势在于提供 24 小时服务通道,更快捷、更方便、更便宜。与 MojoLaban 的农民委员会合作,帮助为农民提供有关金融技术的定义和使用的教育,包括融资、促进交易、财务规划和财富处理。金融科技帮助农民解决银行服务不足和无银行服务的问题,因为 Fintec 的评估使用的对数是由不同应用程序的创建者创建的,与其他需要 5C 条件的传统系统不同。(能力(Capacity)、条件(Condition)、资本(Capital)、品格(Character)和抵押品(Collateral)。社会化使农民对莫焦拉班地区的金融技术使用有了新的认识,并了解了使用金融技术的好处。
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引用次数: 0
The Effect of Financial Literacy on Consumptive Behavior: Self-Control as a Mediator 金融知识对消费行为的影响:自控力是中介
Pub Date : 2024-01-18 DOI: 10.30595/pssh.v15i.925
Eka Marcella, Ahmad Katsir, Muhammad Ali Fikri, Desta Rizky Kusuma
Background: The situation faced by the younger generation today can affect their consumptive behavior. The level of literacy and self-control are some of the variables that can affect a person's consumptive behavior. How financial literacy can affect a person's consumptive behavior is the aim of this study. Method: To obtain research data, students of the Faculty of Economics and Business from various universities in the Special Region of Yogyakarta were given questionnaires. The data that has been obtained is then processed using the SPSS statistical tool. Results: Research shows that self-control has the ability to mediate the effects of financial literacy on consumptive behavior. Conclusion: Thus, it can be concluded that when one's students have high financial knowledge, they are better able to control their consumptive behavior.
背景:当今年轻一代所面临的状况会影响他们的消费行为。文化水平和自我控制能力是影响消费行为的一些变量。金融知识如何影响一个人的消费行为是本研究的目的。研究方法为了获取研究数据,我们向日惹特区各所大学经济与商业学院的学生发放了调查问卷。然后使用 SPSS 统计工具对获得的数据进行处理。研究结果研究表明,自我控制能够调节金融知识对消费行为的影响。结论因此,可以得出这样的结论:如果学生拥有较高的金融知识,他们就能更好地控制自己的消费行为。
{"title":"The Effect of Financial Literacy on Consumptive Behavior: Self-Control as a Mediator","authors":"Eka Marcella, Ahmad Katsir, Muhammad Ali Fikri, Desta Rizky Kusuma","doi":"10.30595/pssh.v15i.925","DOIUrl":"https://doi.org/10.30595/pssh.v15i.925","url":null,"abstract":"Background: The situation faced by the younger generation today can affect their consumptive behavior. The level of literacy and self-control are some of the variables that can affect a person's consumptive behavior. How financial literacy can affect a person's consumptive behavior is the aim of this study. Method: To obtain research data, students of the Faculty of Economics and Business from various universities in the Special Region of Yogyakarta were given questionnaires. The data that has been obtained is then processed using the SPSS statistical tool. Results: Research shows that self-control has the ability to mediate the effects of financial literacy on consumptive behavior. Conclusion: Thus, it can be concluded that when one's students have high financial knowledge, they are better able to control their consumptive behavior.","PeriodicalId":426946,"journal":{"name":"Proceedings Series on Social Sciences & Humanities","volume":"189 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140503772","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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