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Determinants of financial inclusion: empirical evidence from Pakistan 普惠金融的决定因素:来自巴基斯坦的经验证据
Pub Date : 2020-11-27 DOI: 10.54692/ajss.2020.04031108
Afnan Khan, SherAfgan Khattak, Shumaila Hashim
Financial inclusion links the people with the financial system of the country; so that they can use financial services and products to fulfill their basic needs. This research study mainly deals with determinants of financial inclusion in Pakistan. Time series annual data was taken from 2008-2018. Johnson co-integration analysis was employed. Econometric results indicated that access and availability are the strong determinants of financial inclusion in Pakistan. 
普惠金融将人民与国家的金融体系联系起来;这样他们就可以使用金融服务和产品来满足他们的基本需求。本研究主要探讨巴基斯坦普惠金融的决定因素。时间序列年度数据取自2008-2018年。采用Johnson协整分析。计量经济学结果表明,可及性和可获得性是巴基斯坦普惠金融的重要决定因素。
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引用次数: 0
Game of the Chronotype: An Analysis of Online Mobile Gaming Consumers, Online Mobile Game Loyalty, and In-Game Features Purchase Intention 游戏的时间类型:对在线手机游戏消费者、在线手机游戏忠诚度和游戏内置功能购买意愿的分析
Pub Date : 2020-11-27 DOI: 10.54692/ajss.2020.04031114
S. Haider, H. Hashmi, Shahid Ali, Fizzah Malik
The number of online mobile gaming users is growing at a rapid pace, and businesses are struggling to cope with this evolution and to develop more effective strategies. In online mobile games, the “in-game purchase” is the most crucial stream of revenue for game developers. Past literature has merely focused on online purchase intention in relation to consumer lifestyle, information risk, experience, behavioral control and subjective norms. The research which delves into in-game purchase intention remains sparse. This study is the pioneer to investigate chronotypes’ (evening and morning-type individuals) and online mobile game loyalty impact on in-game purchase intention. A sample of 313 of two Chinese universities students confirms that evening types have greater online mobile gaming loyalty and high in-game purchase intentions than morning-type individuals, whereas game loyalty has a positive relationship with in-game purchase intention. Furthermore, we discussed paper contributions and insights for managers have been outlined to develop an effective online mobile gaming strategy. Directions for future research are also stated for researchers and academicians.
在线手机游戏用户的数量正在快速增长,企业正在努力应对这种变化,并制定更有效的策略。在在线手机游戏中,“游戏内购买”是游戏开发者最重要的收入来源。以往文献仅从消费者生活方式、信息风险、体验、行为控制、主观规范等方面对网络购买意愿进行研究。关于游戏内置购买意愿的研究仍然很少。本研究首次探讨了作息类型(晚睡型和早睡型)和在线手机游戏忠诚度对游戏内购买意愿的影响。一项由两名中国大学生组成的313人样本证实,夜猫子比早起的人拥有更高的在线手机游戏忠诚度和更高的游戏内购买意愿,而游戏忠诚度与游戏内购买意愿呈正相关。此外,我们还讨论了论文贡献,并概述了管理者制定有效在线手机游戏策略的见解。并为研究人员和学者指明了未来的研究方向。
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引用次数: 1
Relationship of Consumer Satisfaction and Brand Loyalty Through the Path of Attitude toward Brand 消费者满意度与品牌忠诚的关系——以品牌态度为路径
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031092
R. Ullah, H. M. F. Zaman, Muhammad Yousuf Khan Marri
This research aims to address the issue of brand loyalty while identifying its potential predictors. Along with the relationships of consumer satisfaction, attitude towards brand and brand loyalty. Attitude towards brand plays its role as a mediator. consumer satisfaction has significant positive impact on attitude towards brand and brand loyalty. Attitude towards brand partially mediates the relationship of consumer satisfaction and brand loyalty. For generalizing the result, current research can also be extended to customers of other users of products like FMCGs, luxury items and even for industrial products in which effect of consumer satisfaction and attitude towards brand may be even more prominent in enhancing the level of brand loyalty. This research explains how attitude towards Apple mobiles shape the consumer satisfaction and marketers can boost the level of brand loyalty by promoting the more credible customers of Samsung mobiles. This research adds in the body of literature by proposing the consumer satisfaction, attitude towards brand and brand loyalty in a single model. For the practical point of view this research describes that consumer satisfaction and attitude towards brand are equally important in shaping the brand loyalty. Simple random sampling technique is used for gathering the data from 220 respondents of Apple Pakistan from Lahore. Reliable and valid scales have been used for measuring the consumer satisfaction, attitude towards and brand loyalty.
本研究旨在解决品牌忠诚度的问题,同时确定其潜在的预测因素。伴随着消费者满意度、品牌态度与品牌忠诚度的关系。对品牌的态度起到中介作用。消费者满意度对品牌态度和品牌忠诚有显著的正向影响。品牌态度在消费者满意与品牌忠诚之间起部分中介作用。为了概括结果,目前的研究还可以扩展到其他产品的用户,如快速消费品、奢侈品甚至工业产品,其中消费者满意度和对品牌的态度在提高品牌忠诚度水平方面的作用可能更加突出。本研究解释了对苹果手机的态度如何塑造消费者满意度,营销人员可以通过推广更可信的三星手机客户来提高品牌忠诚度。本研究通过在单一模型中提出消费者满意度、品牌态度和品牌忠诚度,从而增加了文献的主体。从实践的角度来看,本研究描述了消费者满意度和对品牌的态度在塑造品牌忠诚度方面同样重要。采用简单随机抽样技术,对来自拉合尔的220名苹果巴基斯坦受访者进行数据收集。使用了可靠有效的量表来测量消费者满意度、态度和品牌忠诚度。
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引用次数: 2
An Evolutionary Analysis of the Concept of Time: From Ancient to Postmodern Times 时间概念的演化分析:从古代到后现代
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031086
Rizwan Saeed Ahmed, Akhtar Aziz
Abstract  The study traces the evolution of the concept of time from ancient to postmodern times. It explores how great philosophers, theoreticians and scientists have treated the idea of time during different periods. The research finds out that despite the variegated nature of the development of the concept of time, much of human history has observed alternate periods of the linear, teleological and cyclical, non-teleological conceptions of time. The study has established that the same alternating trends mainly influence the human perception of time during the modern and postmodern eras. It also indicates that the progressive and teleological view of time resonates well with the spirit of the modern age. On the other hand, the research argues that the perpetual present, as a non-teleological notion of time, predominates the postmodern time-world.
本研究追溯了从古代到后现代时间观念的演变。它探讨了伟大的哲学家、理论家和科学家在不同时期是如何对待时间观念的。研究发现,尽管时间概念的发展具有多样性,但人类历史的大部分时间都观察到线性的、目的论的和周期性的、非目的论的时间概念的交替时期。该研究已经确定,在现代和后现代时代,同样的交替趋势主要影响人类对时间的感知。这也表明,进步性和目的论的时间观与现代精神有很好的共鸣。另一方面,研究认为永恒的现在作为一种非目的论的时间概念,支配着后现代的时间世界。
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引用次数: 0
Investigating Induction Trainings Program under the Provincial Institute of Teacher Education KP-ESED in relation to Professional development of newly appointed teachers 调查省教师教育学院KP-ESED下的入职培训计划与新聘教师专业发展的关系
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031129
Muhammad Idris, Mehnaz Begum, Said Saeed
The study aims to investigate Induction training under the umbrella of PITE and its relationship to the professional development of newly appointed teachers. Main objectives of this paper were to ascertain the induction program of PITE and identify correlation of induction training programs with teachers’ professional development. The population was 14856 trainee teachers. The sample was selected through simple random and convenient sampling techniques [n-594+14].  The mixed-method methodology was adopted to gather data from the unit of analysis through questionnaire and interviews.  Descriptive and inferential statistics were employed for quantitative data and thematic analysis for qualitative data. Large correlation was noted with r-value (.621) showing significance of induction training program with professional development of newly appointed teachers at primary and secondary levels. It is suggested that PITE and RITEs may be involved in providing training occasions for the skilled improvement of newly hired teachers for the achievement of organizational goals.
本研究旨在探讨PITE下的入职培训及其与新聘教师专业发展的关系。本文的主要目的是确定PITE的入职培训计划,并确定入职培训计划与教师专业发展的相关性。总人数为14856名实习教师。采用简单随机、方便的抽样技术[n-594+14]选取样本。采用混合方法,通过问卷调查和访谈的方式收集分析单元的数据。定量数据采用描述性统计和推理统计,定性数据采用专题分析。与r值(.621)有很大的相关性,表明入职培训计划对中小学新聘教师的专业发展具有重要意义。建议PITE和RITEs可以参与为新入职教师提供技能提升的培训机会,以实现组织目标。
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引用次数: 0
Mediating Role of Employee Psychological Empowerment for the relation of Structural Empowerment with Life Satisfaction 员工心理授权在结构授权与生活满意度关系中的中介作用
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031213
Nadeem Akhtar, Zeshan Ahmer, Aroona Hashmi
Current study is planned to find the relation of structural empowerment, psychological empowerment and life satisfaction. Nurses of public hospitals are considered as target population. 255 nurses were randomly selected for conducting this research. Results describes that structural empowerment has positive significant influence on life satisfaction and psychological empowerment. Furthermore, psychological empowerment partially mediates the relation of structural empowerment with life satisfaction. In future this kind of researches will also conducted on the nurses of private hospital and compare the results. In future, nurses of some other cities of Pakistan like Bahawalpur, Islamabad, Multan, Faisalabad, and Karachi may also include. It is also valuable to include more variables along with these variables.
本研究拟探讨结构授权、心理授权与生活满意度的关系。以公立医院护士为目标人群。随机抽取255名护士进行本研究。结果表明,结构授权对生活满意度和心理授权有显著的正向影响。此外,心理授权部分中介结构授权与生活满意度的关系。今后还将对民营医院护士进行此类研究,并对结果进行比较。未来,巴基斯坦其他一些城市的护士,如巴哈瓦尔布尔、伊斯兰堡、木尔坦、费萨拉巴德和卡拉奇也可能包括在内。在这些变量中包含更多的变量也很有价值。
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引用次数: 0
Satire as Counter-Narrative Criticism of USA in Twenty-first Century Pakistani Televisual Political Satire 讽刺:21世纪巴基斯坦电视政治讽刺对美国的反叙事批评
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031085
Y. Abbas, A. Aziz
The study observes that in the early twenty-first century different Pakistani comic televisual political satire shows started discussing current affairs and international relations. The United States of America remains one of the main targets of Pakistani televisual satire in the new century. The research finds that Pakistani televisual satire effectively exposes the flaws of the US foreign policy. Pakistani televisual satirists are very critical of America’s exploitative neocolonial enterprise. The satire among other things condemns America’s anti-Islam narrative and Islamophia; invasion of other nations and violation of their sovereignty; lust for oil and power; utilitarian foreign policy; and false pretexts for the war on terror. The research analyses the relevant satirical content of two of the representative shows. The study argues that the twenty-first century Pakistani televisual satire may be regarded as a counter-narrative. Additionally, the study uses Arthur Asa Berger’s classification of humour (1993) to explain the devices behind the satire making it effective. In this way, the study highlights the literary merit of Pakistani televisual satire. The research proposes that Pakistani televisual satire may be acknowledged as a subgenre of political satire.  
该研究指出,在21世纪初,不同的巴基斯坦喜剧电视政治讽刺节目开始讨论时事和国际关系。在新世纪,美国仍然是巴基斯坦电视讽刺的主要目标之一。研究发现,巴基斯坦的电视讽刺作品有效地暴露了美国外交政策的缺陷。巴基斯坦电视讽刺作家对美国的剥削性新殖民主义事业非常不满。这部讽刺作品谴责了美国的反伊斯兰叙事和伊斯兰恐惧症;侵略其他国家并侵犯其主权;对石油和权力的欲望;功利主义外交政策;以及反恐战争的虚假借口。本研究分析了两部具有代表性的电视剧的相关讽刺内容。该研究认为,21世纪巴基斯坦的电视讽刺可能被视为一种反叙事。此外,该研究使用亚瑟·阿萨·伯杰的幽默分类(1993)来解释讽刺背后的手段,使其有效。通过这种方式,这项研究突出了巴基斯坦电视讽刺作品的文学价值。研究认为,巴基斯坦电视讽刺文学可以被视为政治讽刺文学的一个亚类型。
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引用次数: 0
Cross-border news framing of social issues in India and Pakistan’s English dailies 印度和巴基斯坦英文日报对社会问题的跨界新闻框架
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031159
Abul Hassan, W. Rizvi, Tanveer Hussain
This study analyzed cross border news coverage by India and Pakistan’s English dailies (The Times of India, The Hindu, Dawn and The Nation) from 1st June 2014 to 31st May 2018 by focusing on Social indicators such as religion, culture and social structure which are further sub-divided into issues. The research design of the study implied quantitative and qualitative approaches. The author analyzed the content of 4480 news headlines and sub-headlines from front, back and international pages with their directional analysis and tested by two sample proportion tests as per the significance and association of variables. It was found that more coverage was given to the religious news than other social indicators. Cultural indicator was given most positive and religious news most negative coverage among the indicators while Hindu-Muslim issues was given most negative coverage among news issues. It was observed that 62.20% news stories were framed negatively, 19.74% positively and 18.06% neutrally. Indian newspapers covered Pakistani social issues more negatively than Pakistani newspapers. Times of India and Dawn framed cross borders social issues less negatively than The Hindu and Nation respectively. The content of the news is observed to be direct announcements, attacking proclamations, biased and partial pronouncements, patriotic statements and denoted war rather than peace journalism. This study recommends professional and peace journalism to promote neutral opinion about culture and especially religious thoughts among people from both sides. Keywords: Culture, Religion, Hindu-Muslim, News Coverage, Peace Journalism  
本研究分析了2014年6月1日至2018年5月31日期间印度和巴基斯坦英语日报(《印度时报》、《印度教徒报》、《黎明报》和《国家报》)的跨境新闻报道,重点关注宗教、文化和社会结构等社会指标,并进一步细分为问题。本研究的研究设计包含了定量和定性两种方法。作者对前、后、国际版的4480个新闻标题和小标题的内容进行了定向分析,并根据变量的显著性和相关性进行了两次样本比例检验。调查发现,对宗教新闻的报道比其他社会指标更多。文化指标被给予最积极的报道,宗教新闻被给予最负面的报道,而印度教-穆斯林问题在新闻问题中被给予最多的负面报道。调查发现,62.20%的新闻报道被负面诬陷,19.74%的新闻报道被正面诬陷,18.06%的新闻报道被中性诬陷。印度报纸对巴基斯坦社会问题的报道比巴基斯坦报纸更消极。《印度时报》和《黎明报》分别没有《印度教徒报》和《国家报》那么负面地描述跨境社会问题。新闻的内容被观察到是直接的公告,攻击公告,有偏见和部分的公告,爱国声明和暗示战争而不是和平的新闻。本研究建议专业和和平的新闻,以促进双方人民对文化,特别是宗教思想的中立意见。关键词:文化,宗教,印度教-穆斯林,新闻报道,和平新闻
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引用次数: 0
Job Stress, Social Support, Self-Efficacy, and Psychological Strain Among Faculty Members in Universities of Pakistan 巴基斯坦大学教职员工的工作压力、社会支持、自我效能与心理压力
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031115
Anwar Khan, Muhammad Anwar, Muhammad Saqib Khan, Khalid Rehman
Universities are the strategic assets of Pakistan, however, in the recent years, universities are facing different challenges due to the 21st century trends, which have created new performance standards. Resultantly academicians are experiencing job stress and psychological strain. Moreover, academicians need solution for coping with their job stress. Realizing the seriousness of problem of job stress in academia of Pakistan, this study has examined the direct relationship between job stress and psychological strain, moreover, the moderating role of social support and self-efficacy has also been examined to determine buffering effects of resources on job stress. Using a cross sectional design, data was collected via self-administered online questionnaire from a sample of faculty member. Socio-demographic data was analysed by descriptive statistics, whereas Hierarchal Multiple Regression Analysis was run to know direct and moderating effects among variables. Results show that job stress was positively associated with the psychological strain, whereas both social support and self-efficacy had significantly moderated the association between job stress and psychological strain. The findings of this study were in concurrence with the existing literature on job stress in academia. This study has yielded important implications and recommendations at individual, institutional and policy levels.
大学是巴基斯坦的战略资产,然而,近年来,由于21世纪的趋势,大学面临着不同的挑战,这创造了新的绩效标准。因此,院士们面临着工作压力和心理压力。此外,院士需要解决他们的工作压力。鉴于巴基斯坦学术界工作压力问题的严重性,本研究考察了工作压力与心理紧张之间的直接关系,并考察了社会支持和自我效能的调节作用,以确定资源对工作压力的缓冲作用。采用横断面设计,数据收集通过自我管理的在线问卷从教师样本。社会人口统计数据采用描述性统计分析,而层次多元回归分析则了解变量之间的直接和调节作用。结果表明,工作压力对心理压力有显著的正向影响,而社会支持和自我效能感对工作压力对心理压力有显著的调节作用。本研究的结果与学术界已有的关于工作压力的文献一致。这项研究在个人、机构和政策各级产生了重要的影响和建议。
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引用次数: 1
The Influence of Student feedback on Teaching Effectiveness and Students satisfaction at Higher Education level 高等院校学生反馈对教学效果和学生满意度的影响
Pub Date : 2020-11-16 DOI: 10.54692/ajss.2020.04031074
Nasrullah Channa, Anjum Bano Kazimi
Although with the rapid number of increased public and private higher education institutions in Pakistan, today the biggest challenge for stakeholders and the educational institutions is to ensure quality of higher education. The current study was aimed at investigating the influence of student feedback on teaching effectiveness and students’ satisfaction. The research philosophy of this study is positivism and the research design is explanatory design. The research approach is deductive reasoning. The type of investigation is causal study. The population of this study is all engineering universities of Sindh. Sample size was n=1066 collected from undergraduate students of ten public and private institutions in university setting. The unit of analysis for quantitative study is individual university student.  The time horizon for this study was cross-sectional. Sampling technique was probability sampling wherein simple random sampling technique was used for data collection. Cronbach Alpha Reliability of the instrument (34 items) was 0.938 which was considered quite good (Hair, Black, Babin, Anderson, & Tatham, 2011).Quantitative data were analyzed through statistical software, AMOS version 22 wherein 2nd Order CFA and SEM were performed. The results of study revealed that students’ feedback has a significant impact on teaching effectiveness at higher education level and teaching effectiveness has a significant impact on students’ satisfaction at higher education level as (β=1.553, p value=0.000) and (β=0.981, p value=0.000) respectively. This study recommends that student feedback is valid, consistent, and reliable for the teaching effectiveness and students’ satisfaction. Seminars and workshops should be arranged on the importance of student feedback for creating awareness and trust building among the students and faculty. Faculty should ensure to address short comings in teaching and learning process and student feedback may be utilized positively for the teaching effectiveness and students’ satisfaction at higher education level.
尽管巴基斯坦公立和私立高等教育机构的数量迅速增加,但今天利益相关者和教育机构面临的最大挑战是确保高等教育的质量。本研究旨在探讨学生反馈对教学效果及学生满意度的影响。本研究的研究理念为实证主义,研究设计为解释设计。研究方法为演绎推理。调查的类型是因果研究。本研究的对象是信德省所有的工程大学。样本量为n=1066,收集了10所公立和私立大学的本科生。定量研究的分析单位是大学生个体。这项研究的时间范围是横断面的。抽样技术为概率抽样,采用简单随机抽样技术进行数据收集。仪器(34个项目)的Cronbach Alpha信度为0.938,认为相当好(Hair, Black, Babin, Anderson, & Tatham, 2011)。通过统计软件AMOS version 22对定量数据进行分析,其中进行二阶CFA和SEM分析。研究结果显示,学生反馈对高等教育教学效能有显著影响,教学效能对高等教育学生满意度有显著影响,分别为(β=1.553, p值=0.000)和(β=0.981, p值=0.000)。本研究认为学生反馈对教学效果和学生满意度的影响是有效的、一致的、可靠的。应该安排研讨会和讲习班,说明学生反馈对于在学生和教师之间建立意识和信任的重要性。在高等教育教学过程中,教师应确保解决教学过程中的不足,积极利用学生反馈,提高教学效果和学生满意度。
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引用次数: 0
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Academic Journal of Social Sciences (AJSS )
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