With the increasing use of aluminum-rich (Al-rich) supplementary cementitious materials (SCMs), clarifying the roles of aluminum in C-A-S-H gels and in surplus Al-rich phases is critical for assessing chloride resistance. An Al-rich C-A-S-H material was synthesized under precise stoichiometric conditions and exposed to accelerated chloride ingress for up to 120 days. The evolution of phase assemblage, gel chemistry and physicochemical properties was monitored during the exposure. A time-dependent model was developed to describe chloride ingress and binding. Chloride ion binding in the Al-rich C-A-S-H occurred through both chemical solidification in Friedel’s salt and physical adsorption, with physical adsorption on C-A-S-H surfaces being dominant, accounting for approximately 60–70% of total bound chloride. The Al-rich phase primarily acted as a “reservoir,” releasing Ca2+ and Al3+ which facilitated the formation of Friedel’s salt and promoted the subsequent formation of C-A-S-H gel. Furthermore, the subsequent re-incorporation of aluminum into the C-A-S-H gel under chloride leading to a partial transformation from cross-linked to non-cross-linked silicate chains. This structural evolution is accompanied by a marked micromechanical degradation, with the Young’s modulus decreasing from 11.1 to 6.9 GPa under highly accelerated, severe exposure conditions. Overall, these results provide a time-resolved mechanistic picture of how C-A-S-H gel and surplus Al phases co-evolve under chloride attack, offering a new basis for the durability design of SCM-rich cementitious composites.