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SOCIAL RESPONSIBILITY - PHENOMENON OF SOCIO-ECONOMIC PROCESSES: MODERN HISTORICAL-CONCEPTUAL ASPECT OF RESEARCH 社会责任-社会经济过程的现象:现代历史-概念方面的研究
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-16-24
Olena Оvechkina, V. Khrapkina, Olga Maslosh, Nikita Ryabukh
The article examines the main theoretical issues of choosing a market model of corporate social responsibility (CSR) by domestic enterprises. The irrelevance of CSR in solving social problems of Ukrainian society and increasing the efficiency of its economic sphere has been determined. The factors inhibiting the implementation of CSR in the economic activity of business structures have been clarified. It was noted that an accelerated transition from the market model of CSR to the model of CSR based on "common values" is possible. It is shown that the joint (community) model of CSR is based on the establishment of mutually beneficial, long-term business relationships with internal and external circles of stakeholders. The social and economic significance for companies of expanding the circle of interested subjects was revealed. It is shown that the presence of stable groups of stake holders, which are expanding, indicates the public recognition of enterprises as socially significant subjects.
本文考察了国内企业社会责任市场模式选择的主要理论问题。企业社会责任在解决乌克兰社会的社会问题和提高其经济领域的效率方面是无关紧要的。明确了企业结构经济活动中阻碍企业社会责任实施的因素。会议指出,加速从市场企业社会责任模式向基于“共同价值观”的企业社会责任模式过渡是可能的。研究表明,企业社会责任的联合(社区)模式是建立在与内部和外部利益相关者建立互惠互利的长期业务关系的基础上的。揭示了企业扩大兴趣对象范围的社会经济意义。研究表明,稳定且不断扩大的利益相关者群体的存在,表明了公众对企业作为社会重要主体的认可。
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引用次数: 0
DEVELOPMENT OF A MANAGEMENT SYSTEM FOR AN INNOVATION-ACTIVE ORGANIZATION IN THE CONTEXT OF WARTIME CHALLENGES 在战时挑战的背景下,为创新活跃的组织开发管理系统
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-32-42
R. Hrynkevych
In the article, an analysis of the problems and obstacles in the activities of innovation-active organizations in Ukraine since 2016 is carried out. It has been found that with the dominant trend of reducing the number of innovatively active enterprises, there was an intensification of innovation activities of large companies, which created special departments of innovation development. This was facilitated by a fairly targeted state innovation policy. Even in the conditions of the pandemic, the tendency of maintaining the vector of innovative development as one that can ensure growth in the face of unexpected challenges remained. The full-scale war unleashed by russia in 2022 had a negative impact on innovation: hundreds of businesses were damaged and destroyed, many were forced to shut down their operations, and today most companies are operating in a survival mode and saving resources. In the article, the losses and new opportunities for innovative development of domestic enterprises that arose as a result of the war are systematized. Their implementation requires improving the mechanism of management of an innovation-active organization, which should be comprehensive and includ
本文对2016年以来乌克兰创新活跃组织活动中存在的问题和障碍进行了分析。研究发现,在创新活跃企业数量减少的主导趋势下,大企业创新活动加剧,形成了专门的创新发展部门。这得益于相当有针对性的国家创新政策。即使在大流行病的情况下,保持创新发展载体的趋势仍然存在,因为它可以确保在面对意想不到的挑战时实现增长。2022年俄罗斯发动的全面战争对创新产生了负面影响:数百家企业遭到破坏和摧毁,许多企业被迫关闭业务,如今大多数企业都在以生存模式运营,节约资源。本文系统分析了战争给国内企业带来的损失和创新发展的新机遇。其实施需要完善创新活跃型组织的管理机制,该机制应具有全面性和包容性
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引用次数: 0
РОЗВИТОК ТУРИЗМУ УКРАЇНИ В УМОВАХ ВІЙНИ
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-51-57
Iuliia Kostynets, Valeriia Kostynets, O. Shevchenko
The article is devoted to the problems of the functioning of the tourism sector of Ukraine in the conditions of the Russian-Ukrainian war. Special attention is devoted to the period of full-scale invasion from February 24, 2022. The negative impact of Russia's invasion of Ukraine on the development of international tourism and the functioning of international tourist logistics centres has been studied. The dynamics of air transportation and air ticket bookings for the period February-May 2022 were analysed, and it was established that the Ukrainian market is not the only one affected by this war: on certain European destinations, a drop in the number of flights is observed after February 24, compared to the same period in 2021. The main results of the development of domestic tourism in Ukraine were studied. Conclusions have been made regarding the development of outbound tourism. The lack of air connections between Ukraine and traditional tourist resorts forced operators of the tourist market to change logistics flows, starting bus connections between Ukrainian cities and such tourist destinations as resorts in Turkey, Greece, Italy, Croatia and a number of other countries, as well as reorientation of charter flight programs with departures from countries neighbouring Ukraine - Poland, Moldova, the Baltic states, etc.
本文致力于乌克兰旅游部门在俄乌战争条件下的运作问题。特别值得关注的是从2022年2月24日开始的全面入侵时期。研究了俄罗斯入侵乌克兰对国际旅游业发展和国际旅游物流中心运作的负面影响。对2022年2月至5月期间航空运输和机票预订的动态进行了分析,并确定乌克兰市场不是唯一受这场战争影响的市场:在某些欧洲目的地,与2021年同期相比,2月24日之后的航班数量有所下降。对乌克兰国内旅游发展的主要成果进行了研究。对出境旅游的发展进行了总结。乌克兰与传统旅游胜地之间缺乏航空联系,迫使旅游市场运营商改变物流流程,开始在乌克兰城市与土耳其、希腊、意大利、克罗地亚和其他一些国家的度假胜地等旅游目的地之间建立巴士连接,以及重新定位包机计划,从乌克兰邻国出发-波兰、摩尔多瓦、波罗的海国家等。
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引用次数: 0
IT-SERVICES MARKET: TRENDS OF ECONOMIC DEVELOPMENT AND GUIDE FOR UKRAINE it服务市场:乌克兰经济发展趋势及指导
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-25-31
I. Shtuler, Viktor Prestaya
The article is devoted to the study of trends in the economic development of the IT services market in Ukraine and the determination of guidelines for the future. It was established that in the context of the integration processes that Ukraine is undergoing, its national economy is affected by a significant number of external and internal factors. And, it is obvious that the identified factors have had an impact on global and local markets in different periods. The market of IT services requires special attention, as it is a strategically important direction for our country - the stability of foreign currency inflows and the activity of attracting investments for development. In the current long period of transformational processes burdened by the war of the Russian Federation against Ukraine, the market of IT services means stable jobs, taxes paid on time and filling the State Budget of Ukraine. The article determines that the field of IT services is the most sensitive, first of all, to economic factors. These are: the volume of the IT market, the exchange rate of the US dollar, the cost of IT services, wages in the market of IT services, etc. An equally important role is played by the geopolitical position of the world's leading countries, which determine (dictate) the "rules of the game" in the IT services market and determine general globalization trends, etc. In the course of the research, we established that during 2017-2021, the number of registered IT service companies in Ukraine doubled. in the world ranking, Ukraine still has advantages in the IT market compared to the nearest competing countries. At the moment, compared to its nearest neighbors, Ukraine ranks 3rd in the world ranking, behind Belarus and Serbia, but ahead of Estonia, Hungary, Poland, Lithuania and Slovakia. Based on the results of the analysis of the data array, the dynamics of the export of computer services from Ukraine during 2017-2021 were studied, which demonstrates rapid annual growth. The trend of growth in the total volume of exports of IT services from Ukraine can be explained by the growth of demand on the world market. And although the IT services market in Ukraine is still being formed, it is important that it further develop in the direction of transparency, openness and competitiveness. And external factors, such as currency fluctuations, globalization processes, etc., did not hold back its development. In order to preserve the growing trends in the development of the IT services industry, it is important to make decisions about its further development based on world experience.
本文致力于研究乌克兰IT服务市场的经济发展趋势,并确定未来的指导方针。可以确定的是,在乌克兰正在进行的一体化进程的背景下,其国民经济受到许多外部和内部因素的影响。而且,很明显,所确定的因素在不同时期对全球和当地市场产生了影响。信息技术服务市场需要特别注意,因为它是我国的一个战略重要方向- -稳定的外汇流入和吸引投资促进发展的活动。在俄罗斯联邦对乌克兰的战争所负担的当前长期转型过程中,IT服务市场意味着稳定的工作,按时缴纳税款和填补乌克兰的国家预算。文章认为,IT服务领域首先对经济因素最为敏感。这些因素包括:信息技术市场的规模、美元汇率、信息技术服务的成本、信息技术服务市场的工资等。世界领先国家的地缘政治地位也发挥着同样重要的作用,它们决定了IT服务市场的“游戏规则”,并决定了总体的全球化趋势等。在研究过程中,我们发现在2017-2021年期间,乌克兰注册的IT服务公司数量翻了一番。在世界排名中,与最接近的竞争国家相比,乌克兰在IT市场上仍然具有优势。目前,与其最近的邻国相比,乌克兰在世界排名中排名第三,排在白俄罗斯和塞尔维亚之后,但排在爱沙尼亚、匈牙利、波兰、立陶宛和斯洛伐克之前。基于数据阵列分析的结果,研究了2017-2021年乌克兰计算机服务出口的动态,显示出快速的年度增长。乌克兰IT服务出口总量的增长趋势可以通过世界市场需求的增长来解释。尽管乌克兰的IT服务市场还在形成阶段,但重要的是它要朝着透明、开放和竞争的方向进一步发展。而外部因素,如汇率波动、全球化进程等,并没有阻碍其发展。为了保持IT服务业的发展趋势,根据世界经验对其进一步发展做出决策是很重要的。
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引用次数: 0
SALES PERFORMANCE INDICATORS AT CONSTRUCTION COMPANIES 建筑公司销售业绩指标
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-6-15
Oleh Shcherbyna
The article considers the peculiarities of implementation of performance indicators of the sales department at construction enterprises. Achievement of the planned indicators is possible through effective resource management based on information about the company's economic and operational activities, analysis and prevention of possible deviations from the plan. In addition, these indicators should be fully consistent with the fundamental strategic goals of the entire organisation. In this regard, special attention is paid to setting achievable values that will satisfy both the fundamental aspirations of the owners to increase profits and the real market and organisational capabilities of the construction industry. The KPI system is used as the main tool for regulating this task, due to its ability to identify and control specific, measurable actions. The position of the KPI system in the overall structure of the sales department has been determined. The key performance indicators of a sales manager in the context of his activities at a manufacturing enterprise with specifics of work in the construction materials market are researched. An analysis of the results of the commercial department's activities in terms of meeting the planned indicators is carried out. It has been found that when implementing KPIs, the motivation system becomes clear and transparent, since planned and actual values are recorded. The applied strategy reveals its weaknesses and the necessary principles of employee motivation in relation to the set goals. The internal factors of influence on the performance of the sales department are proposed, which improve the internal climate and create favourable conditions for motivation and initiative of employees. It is proved that the use of KPI performance indicators allows identifying and adjusting specific tasks necessary to achieve the planned goals, more efficiently managing available resources in key areas of activity, and controlling the economic and operational activities of the company.
文章分析了建筑企业销售部门绩效指标实施的特殊性。通过对公司经济和经营活动的信息进行有效的资源管理,分析和预防可能与计划的偏差,实现计划指标是可能的。此外,这些指标应与整个组织的基本战略目标完全一致。在这方面,我们特别注意设定可实现的价值,既能满足业主增加利润的基本愿望,又能满足建筑行业的实际市场和组织能力。KPI系统被用作调节此任务的主要工具,因为它能够识别和控制具体的、可测量的操作。KPI体系在销售部门整体结构中的位置已经确定。本文以某制造企业的销售经理为研究对象,结合建筑材料市场的具体工作,研究了销售经理的关键绩效指标。从满足计划指标的角度对商务部门的活动结果进行分析。我们发现,在实施kpi时,激励系统变得清晰透明,因为计划值和实际值都被记录了下来。应用战略揭示了其弱点和员工激励的必要原则与设定的目标。提出了影响销售部门绩效的内部因素,改善了内部氛围,为员工的积极性和主动性创造了有利条件。事实证明,使用KPI绩效指标可以识别和调整实现计划目标所需的特定任务,更有效地管理关键活动领域的可用资源,并控制公司的经济和运营活动。
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引用次数: 0
HOW SAFE ARE WE? SHAPING EUROPEAN ECONOMY BY GEOPOLITICAL SHOCKS 我们有多安全?地缘政治冲击塑造欧洲经济
Pub Date : 2023-03-01 DOI: 10.32752/1993-6788-2023-1-261-43-50
A. Papastamou
Could we measure the impact of geopolitical shocks, such as the Russian invasion of Ukraine and COVID19. on shaping economic diplomacy and investor decisions? This is the question that runs through this study. We are attempting to highlight and identify the vital interconnections between the economy as reflected in the functioning of a state's stock market and the geopolitical risks it faces, attempting to draw useful conclusions for economic diplomacy. The economic analysis of geopolitical risks and its integration into the economic policy framework is a major concern of the current scientific research and therein lies the value of the present study. By statistically exploiting data from 2000 for the countries facing strong geopolitical risks: the BRICS (Brazil, Russia, India, China & South Africa), MENA (Middle East & North Africa countries: Algeria, Bahrain, Djibouti, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Mauritania, Morocco, Oman, Palestinian Authority, Qatar, Saudi Arabia, Syria, Tunisia, United Arab Emirates & Yemen) and SAHEL (four countries bordering Lake Chad - Cameroon, Chad, Niger, Nigeria – as well as Burkina Faso, The Gambia, Guinea, Mali, Mauritania, and Senegal), but also for the G7 countries (Canada, France, Germany, Italy, Japan, the United Kingdom, & the US, as well as the European Union) due to their involvement in geopolitical crises (either through peacekeeping missions and development aid or by sending military equipment), it is possible to analyse the effects of geopolitical risks on the functioning of their economies, as reflected in stock market fluctuations. The conclusions are twofold: they feed the information "arsenal" for shaping economic diplomacy, and at the same time help investors to protect themselves from geopolitical risks by diversifying their investment portfolio.
我们能否衡量地缘政治冲击的影响,比如俄罗斯入侵乌克兰和2019冠状病毒病?如何塑造经济外交和投资者决策?这是贯穿整个研究的问题。我们正试图强调并确定一个国家股市运作所反映的经济与其面临的地缘政治风险之间的重要联系,试图为经济外交得出有用的结论。地缘政治风险的经济分析及其与经济政策框架的整合是当前科学研究的主要关注点,也是本研究的价值所在。通过统计利用2000年面临强烈地缘政治风险的国家的数据:金砖国家(巴西,俄罗斯,印度,中国和南非),中东和北非国家:阿尔及利亚、巴林、吉布提、埃及、伊拉克、约旦、科威特、黎巴嫩、利比亚、毛里塔尼亚、摩洛哥、阿曼、巴勒斯坦权力机构、卡塔尔、沙特阿拉伯、叙利亚、突尼斯、阿拉伯联合酋长国和也门)和萨赫勒(乍得湖沿岸的四个国家——喀麦隆、乍得、尼日尔、尼日利亚——以及布基纳法索、冈比亚、几内亚、马里、毛里塔尼亚和塞内加尔),以及七国集团国家(加拿大、法国、德国、意大利、日本、英国和美国),由于它们卷入了地缘政治危机(无论是通过维持和平特派团和发展援助,还是通过提供军事装备),因此有可能分析地缘政治风险对其经济运行的影响,正如股市波动所反映的那样。结论是双重的:它们为塑造经济外交提供了信息“武器库”,同时帮助投资者通过分散投资组合来保护自己免受地缘政治风险的影响。
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引用次数: 0
METHODOLOGICAL TOOLKIT FOR ASSESSING FINANCIAL POTENTIAL IN THE CONTEXT OF MONITORING THE EFFICIENCY OF THE FINANCIAL STRATEGY OF THE ELECTRICITY INDUSTRY ENTERPRISE 在监测电力工业企业财务战略效率的背景下评估财务潜力的方法工具包
Pub Date : 2023-02-01 DOI: 10.32752/1993-6788-2022-1-260-6-13
Maryna Maryna V. Savchenko, Oleksandr Kotsemyr
The article substantiates that the development of the financial architecture, being a component of overall economic stability and financial development, reaches the optimal level with the help of state regulation and the implementation of financial policy. The proposed scientific-methodical approach to assessing the development of the financial architecture is based on the calculation of the composite index of the development of the financial architecture - as a symbiosis of the sub-indices of the following components: banking, budgetary, non-banking, currency, money credit and stock market components. The algorithm of the scientific and methodical approach includes the following stages: the selection of indicators for assessing the development of the financial architecture - in total, the use of 29 indicators is proposed for six sub-indices; normalization of single indicators taking into account the type of their influence on the development of the financial architecture; block assessment taking into account the weight of individual indicators of the development of the financial architecture for each sub-index; calculation of the composite index of financial architecture development; determination of zones of development of financial architecture in accordance with the limit values and identification of the obtained values of the composite index for a certain zone. Approbation of the proposed scientific and methodological approach to assessing the development of the financial architecture for 2016-2021 was carried out. According to the results of the assessment, it was established that the development of the financial architecture of Ukraine was the highest in 2020 and was characterized as satisfactory.
金融架构的发展是经济稳定和金融发展的重要组成部分,在国家调控和金融政策的实施下,金融架构的发展达到了最佳水平。拟议的评估金融架构发展的科学方法是基于金融架构发展的综合指数的计算-作为以下组成部分的子指数的共生:银行,预算,非银行,货币,货币信贷和股票市场组成部分。科学和有条理的方法的算法包括以下几个阶段:选择评估金融架构发展的指标-总共建议使用29个指标用于6个子指数;考虑到单一指标对金融架构发展的影响类型,使其正常化;分块评估考虑了各个指标的权重,为每个分项指标制定金融架构;金融建筑发展综合指数的计算根据限定值确定金融建筑的发展区域,并对某一区域的综合指数得出的值进行识别。批准了评估2016-2021年金融架构发展的科学方法建议。根据评估结果,确定乌克兰金融架构的发展在2020年是最高的,并被认为是令人满意的。
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引用次数: 0
PROVIDING STRATEGIC DEVELOPMENT OF THE SPORTS INDUSTRY 战略性发展体育产业
Pub Date : 2023-02-01 DOI: 10.32752/1993-6788-2023-1-260-45-53
O. Slavkova
he article examines the theoretical and methodological foundations of the strategic development of the sports industry. The peculiarities of the phenomena of the sports product and sports relations have been established. The article examines the role of the sports industry in the conditions of the formation of a new economy. The sports industry is gaining more and more importance in the life of modern society and of every person in particular. Taking into account the fact that the sports industry affects the socio-economic aspect of human life and functions in the conditions of a market economy, it is appropriate, in our opinion, to apply a systematic approach to the development of strategic measures for the management of the sports industry. Information on expenditures for the sports industry from the State Budget of Ukraine for 2019-2021 is provided. The non-financial problems of the sports industry market development are characterized. Considering the conditions of the development of the sports industry, it was determined that during the period of the study the number of sports facilities is decreasing. the analysis shows that the total number of sports facilities decreased by 2,868 units or by 3.1 percent, which is due to the liquidation of sports facilities that are not subject to restoration. The fact that 107 stadiums with grandstands for 1,500 seats and more have been closed is a matter of concern. The number of indoor and semi-open shooting ranges at a distance of at least 25 meters also decreased by 517 units or by 13.5 percent. This is due to a decrease in interest in such sports and their low popularity among Ukrainians. In Ukraine, due to the military aggression of the Russian Federation, 320 sports facilities have already been damaged, 87 of them have been completely or partially destroyed, the amount of losses exceeds 250 million dollars. The list of measures that solve the problems of the development of the sports industry is substantiated. The principles of the development of the sports industry at the state level have been defined. An algorithm for the development of the sports industry has been proven, which involves the active use of certain principles and tools aimed at developing an organizational and economic mechanism for the strategic development of the sports industry, taking into account its features.
本文探讨了体育产业战略发展的理论基础和方法论基础。确立了体育产品现象和体育关系的特殊性。本文考察了体育产业在新经济形成条件下的作用。体育产业在现代社会和每个人的生活中越来越重要。考虑到体育产业影响人类生活的社会经济方面和在市场经济条件下发挥作用这一事实,我们认为,对制定管理体育产业的战略措施采取系统的办法是适当的。提供了乌克兰2019-2021年国家预算中关于体育产业支出的信息。分析了体育产业市场发展中存在的非财务问题。考虑到体育产业的发展条件,确定在研究期间,体育设施的数量正在减少。分析结果显示,体育设施总数减少了2868个(3.1%),这是由于不属于修复对象的体育设施被清理所致。107座看台可容纳1500人以上的体育场已经关闭,这一事实令人担忧。25米以上的室内和半开放式射击场也减少了517个(13.5%)。这是由于人们对这类运动的兴趣减少,而且乌克兰人对这类运动的欢迎程度很低。在乌克兰,由于俄罗斯联邦的军事侵略,已有320个体育设施遭到破坏,其中87个被完全或部分摧毁,损失金额超过2.5亿美元。提出了解决我国体育产业发展中存在问题的对策。明确了国家一级体育产业发展的原则。体育产业发展的算法已经被证明,它涉及到积极使用某些原则和工具,旨在发展体育产业战略发展的组织和经济机制,考虑到体育产业的特点。
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引用次数: 0
INDIRECT TAXES AND THEIR IMPACT ON THE FORMATION OF BUDGET REVENUES 间接税及其对预算收入形成的影响
Pub Date : 2023-02-01 DOI: 10.32752/1993-6788-2023-1-260-36-44
Tsezar Ohon
The article is devoted to the study of the trends of indirect taxes, which are a significant component of tax revenues to the state budget and play a leading role as a tax instrument for regulating the interests of the state and business in the context of the development of the national economy. In the process of research, the distinguishing features of indirect taxes regarding their role and place in the process of budget revenue formation, in particular, value added tax in comparison with excise tax and customs duty, and the main problems of their management in the system of national economy are identified. Based on the analysis of indirect tax revenues to the state budget, the main factors influencing the implementation of budget indicators for the last three years are identified, which allowed to justify the need to amend the tax and customs legislation of Ukraine, as well as the implementation of international standards and further modernisation of indirect taxation in terms of ensuring the completeness of calculation and timely payment of indirect taxes, stability and predictability of state budget revenues. Separate areas of improvement of indirect taxation have been identified, including: further amendments to the Tax Code of Ukraine on the issue of VAT and excise tax, changes regarding the restoration of tax obligations of taxpayers who have the opportunity to fulfill their tax obligations, the Customs Code of Ukraine on matters of customs clearance, etc., which should contribute to the positive fulfillment of obligations by taxpayers, the projected receipt of all payments to the budget. The need for the implementation of international standards in the field of taxes, the further modernization of indirect taxation in terms of ensuring the completeness of the assessment and timely payment of indirect taxes, the stability and predictability of revenues to the state budget, the search for optimal tax collection mechanisms, the achievement of balanced business development, the protection of the interests of the state, and the preservation of workers is substantiated. places and ensuring the stability of budget revenues through the prism of improving the national legal framework of indirect taxation.
本文致力于研究间接税的趋势,间接税是国家预算税收收入的重要组成部分,在国民经济发展的背景下,作为调节国家和企业利益的税收工具,它发挥着主导作用。在研究过程中,明确了间接税在预算收入形成过程中的作用和地位的特点,特别是增值税与消费税和关税的比较,以及间接税在国民经济体系中管理的主要问题。根据对国家预算间接税收入的分析,确定了影响过去三年预算指标执行情况的主要因素,从而证明有必要修改乌克兰的税收和海关立法,执行国际标准,并进一步实现间接税的现代化,以确保间接税的完整计算和及时支付。国家预算收入的稳定性和可预测性。已经确定了改进间接税的单独领域,包括:对乌克兰税法关于增值税和消费税问题的进一步修订,对有机会履行其纳税义务的纳税人恢复纳税义务的修改,乌克兰海关法关于清关事项的修改,等等,这将有助于纳税人积极履行义务,预计将收到所有预算款项。在税收领域实施国际标准的必要性得到了证实,在确保间接税的评估和及时缴纳的完整性、国家预算收入的稳定性和可预见性、寻求最佳税收征收机制、实现均衡的商业发展、保护国家利益和保护工人方面,间接税进一步现代化的必要性得到了证实。通过完善国家间接税法律框架,确保预算收入的稳定。
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引用次数: 0
ANALYTICAL REVIEW OF THE CURRENT STATE INSURANCE MARKET OF UKRAINE 乌克兰国有保险市场现状分析综述
Pub Date : 2023-01-01 DOI: 10.32752/1993-6788-2023-1-259-51-56
P. Ovchar, Nadia Sribna-Sambor
The article is devoted to an analytical review of the current state of the insurance market of Ukraine. An effectively functioning insurance market is an integral part of the country's market economy. In times of wide range of risks as well as uncertainty, insurance companies must provide proven insurance protection to legal entities and individuals to facilitate their efficient functioning and ensure their confidence in the future. The stability and reliability of insurance companies is a very important prerequisite for their survival and a guarantee that their missions and strategic goals will be successfully implemented The article reviews the results of the activities of the main companies in the insurance market of Ukraine. It was established that as of June 30, 2022, the total amount of insurers' assets compared to the beginning of the year (before the military aggression) almost did not change (+2.2%) and amounted to UAH 65.7 billion. At the same time, during the specified period, the number of insurers decreased - from 155 (January 1, 2022) to 142 (July 1, 2022). In general, the composition of market participants working in the life insurance segment in Ukraine has not changed. In recent months, the insurance market has demonstrated a recovery in activity indicators compared to the first shock month of the war, operational and management processes are gradually being adjusted, and the decline in indicators is reducing. On average, the volume of the non-life insurance market decreased by 25% compared to 40-50% in the first months of the military aggression, while the decline in the volume of insurance payments remains commensurate (-26%). It was concluded that in order to maintain the positive trends that have formed in the market, the National Bank of Ukraine will monitor the insurers' compliance with the requirements for proper and timely disclosure of information about their financial status, mandatory financial standards, as well as the insurers' proper fulfillment of their obligations under concluded contracts insurance.
这篇文章是专门对乌克兰保险市场的现状进行分析审查。有效运行的保险市场是市场经济的重要组成部分。在大范围的风险和不确定性时期,保险公司必须为法人实体和个人提供可靠的保险保护,以促进他们有效运作,并确保他们对未来的信心。保险公司的稳定性和可靠性是其生存的重要前提,也是其使命和战略目标顺利实现的保证。本文回顾了乌克兰保险市场主要公司的活动结果。截至2022年6月30日,保险公司的资产总额与年初(军事侵略前)相比几乎没有变化(+2.2%),达657亿阿联酋元。与此同时,在指定期间,保险公司的数量有所减少,从155家(2022年1月1日)减少到142家(2022年7月1日)。总的来说,在乌克兰人寿保险部门工作的市场参与者的组成没有改变。近几个月来,保险市场的活动指标与战争的第一个冲击月相比有所复苏,业务和管理流程正在逐步调整,指标的下降幅度正在减少。平均而言,非人寿保险市场的数量减少了25%,而在军事侵略的头几个月则减少了40-50%,而保险赔付的数量仍然相应减少(-26%)。会议的结论是,为了保持市场上已形成的积极趋势,乌克兰国家银行将监测保险公司是否遵守适当和及时披露其财务状况资料的要求、强制性财务标准,以及保险公司是否适当履行已签订合同的保险义务。
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Actual Problems of Economics
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