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The Implementation of Micro Financing in Sharia Commercial Banks in Undertaking Social Intermediary Function 伊斯兰商业银行小额融资在履行社会中介职能中的实施
Pub Date : 2019-03-01 DOI: 10.2991/sores-18.2019.30
Neneng Nurhasanah, M. Surahman, N. Nurhayati
This research aimed at describing the implementation of microfinance in BUS and the application of intermediary social function of sharia bank. The method used descriptive qualitative approach about the implementation of microfinance in BUS in West Java with library research, documentation, and interviews. The results showed that the implementation of microfinance in BUS was distributed directly to individual customers and MSMEs or through sharia microfinance institutions such as sharia cooperatives. The contract used mudharabah, musyarakah, and murabahah. The finance ceiling was between Rp. 2 million to Rp. 200 million with and or without collateral, and with and without assistance. Based on the distribution of microfinance to customers by using mudharabah contracts for investment or working capital (not consumptive), the objectives, and the targets of customers, the intermediary social function of BUS is adequate good. However, the use of murabahah contracts oriented to bank’s profit and the existence of collateral showed that the intermediary social function of BUS has not been optimal yet. Keywords—micro financing; sharia commercial banks; income
本研究旨在描述小额信贷在BUS的实施和伊斯兰银行中介社会功能的应用。该方法采用描述性定性方法,通过图书馆研究、文献和访谈,研究了西爪哇公共汽车小额信贷的实施情况。结果表明,公共汽车小额信贷的实施直接分配给个人客户和中小微企业,或通过伊斯兰教合作社等伊斯兰教小额信贷机构。合同中使用了mudharabah, musyarakah和murabahah。融资上限在200万至2亿卢比之间,有或没有抵押品,有或没有援助。基于小额信贷通过mudharabah合同向客户进行投资或流动资金(非消费性)的分配,以及客户的目标和目标,BUS的中介社会功能是足够好的。然而,以银行利益为导向的murabahah合同的使用和抵押品的存在表明,银行的中介社会功能尚未达到最优。Keywords-micro融资;伊斯兰商业银行;收入
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引用次数: 0
Elucidation and Criticism on the Hadith of Jihad 圣战圣训的阐释与批判
Pub Date : 2019-03-01 DOI: 10.2991/sores-18.2019.66
R. Fawzi, Fahmi Fatwa Rosyadi Satria Hamdani, Ilham Mujahid
This study aims to understand and apply the hadith of jihad in accordance with the demands and objectives of the Sharia, both from the aspect of sharia and criticism of the hadith of jihad, up to its implementation now. The method of takhrij hadith is used by inventorying the hadith of jihad, then confirming it to its original source and classifying the sanad and matan to determine the quality, quantity, backrest, and its elucidation. The instructions of the hadith studied regarding jihad in terms of war are not generally accepted, and they only apply in a state of war. Hadith about jihad in terms of quality: Shahih, aspect of quantity: ahad aziz, backrest aspect: marfu, and aspects of tathbiq: maqbul and mamul. The implementation of the hadith about jihad now includes jihad which is not identified with war, yet identified with the propagation of Islamic teachings, the teaching of Sharia Science, good deeds, society welfare and so forth. Keywords—elucidation; criticism; hadith; jihad
本研究旨在根据伊斯兰教法的要求和目标,从伊斯兰教法和对圣战圣训的批判两方面来理解和运用圣战圣训,直至其在当今的实施。塔赫里圣训的方法是对圣训进行编目,然后确认圣训的原始来源,并对圣训和圣训进行分类,以确定圣训的质量、数量、靠背和阐释。从战争的角度研究圣训中关于圣战的指示并没有被普遍接受,它们只适用于战争状态。圣训关于圣战的质量:Shahih,数量方面:ahad aziz,靠背方面:marfu,以及塔斯比克方面:maqbul和mamul。关于圣战的圣训的实施现在包括圣战,它不等同于战争,而是等同于伊斯兰教义的传播,伊斯兰教法科学的教学,善行,社会福利等等。Keywords-elucidation;批评;穆罕默德言行录;圣战
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引用次数: 1
Islamic Work Ethics Implementation in Islamic Bank 伊斯兰职业道德在伊斯兰银行的实施
Pub Date : 2019-03-01 DOI: 10.2991/sores-18.2019.21
Nurfahmiyati Nurfahmiyati, Allya Roosallyn A, W. Riani
People’s believes that forms the aqidah relating to work may affects the optimal performance of individuals in the organization. Previous researches state that well-implemented Islamic work ethics has a direct and positive influence on various dimension of attitudes in organizational change and individual performance. However, the existence of work ethics in a company cannot always be implemented properly, meaning that there are still irregularities in the work ethics. It can be seen from the rampant fraud committed by employees and members of Islamic organizations. Looking at this phenomenon, this study will examine how the dimensions of Islamic work ethics (IWE) applied to Islamic Community Credit Bank (ICCB) employees in Bandung. ICBB is a financial institution with Islamic Community as its market segment. To reach this objectives, descriptive quantitative analysis method using questionnaire spread to Islamic Community Credit Bank employees operating in Bandung. The results show that there are various dimensions that influence the application of Islamic work ethics on Islamic Community Credit Bank in Bandung. It was found that the theoretical construct of Islamic work ethics (IWE) consists of 7 dimensions namely: Work Intentions, Trusteeship, Work type, Work results for Islamic Ummah, Justice and fairness, Cooperation and collaboration and Work as the only source of ownership. Based on the testing, the authors conclude that Islamic Bank in Bandung had an excellent Islamic work ethics (IWE). Keywords—Islamic Community Credit Bank (ICCB); work ethics; Islamic Work Ethics (IWE)
人们认为,与工作相关的组织形态可能会影响个人在组织中的最佳绩效。已有研究表明,良好实施的伊斯兰职业道德对组织变革态度的各个维度和个人绩效都有直接的积极影响。然而,一个公司的职业道德的存在并不能总是得到正确的执行,这意味着职业道德仍然存在不规范的情况。这可以从伊斯兰组织的雇员和成员猖獗的欺诈行为中看出。针对这一现象,本研究将研究伊斯兰职业道德(IWE)的维度如何应用于万隆伊斯兰社区信贷银行(ICCB)的员工。ICBB是一家以伊斯兰社区为细分市场的金融机构。为达到这一目标,采用描述性定量分析方法,对在万隆经营的伊斯兰社区信贷银行员工进行问卷调查。结果表明,影响伊斯兰职业道德在万隆伊斯兰社区信贷银行应用的因素有多个维度。研究发现,伊斯兰工作伦理的理论建构由七个维度组成,即:工作意图、托管、工作类型、伊斯兰教民的工作结果、正义与公平、合作与协作、工作是唯一的所有权来源。在此基础上得出结论:万隆伊斯兰银行具有良好的伊斯兰职业道德(IWE)。关键词:伊斯兰社区信贷银行;工作伦理;伊斯兰职业道德(IWE)
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引用次数: 0
Total Communication Learning Model: Using pictures, writing and reading to increase language capacity for deaf children 全沟通学习模式:运用图片、文字和阅读来提高聋儿的语言能力
Pub Date : 2019-03-01 DOI: 10.2991/SORES-18.2019.22
Purwowibowo Purwowibowo, K. Hendrijanto, A. Trihartono
This research described the use of total communication learning model in enhancing the language capacity of deaf children. Conventionally, the learning model employed in teaching deaf children is based on sign language and this limit their ability to communicate with people that are not deaf. Furthermore, these children are marginalized from the society because of their inability to understand the language used for public communication and, consequently, there is a problem of communication between them and other people in the society. The research was conducted through the use of qualitative research method while data as collected through the use of observation, in-depth interview, and focus group discussion. The data collected was verified through the use of source triangulation and descriptive analysis. The research revealed that total communication learning model through the use of pictures, writings, and readings increases and enhances the language skill of deaf children. It was also discovered that the model helped these children to communicate verbally with other people in their community. Conclusively, the research showed that it is possible for deaf children to communicate with other people without relying on sign language only. Keywords—deaf children; total communication; learning model; sign language; picture-writing-reading
本研究描述了全沟通学习模式在聋儿语言能力提升中的应用。传统上,教学聋哑儿童的学习模式是基于手语的,这限制了他们与非聋人交流的能力。此外,这些儿童被社会边缘化,因为他们无法理解用于公共交流的语言,因此,他们与社会上的其他人之间存在沟通问题。本研究采用定性研究方法,数据收集采用观察法、深度访谈法、焦点小组讨论法。收集的数据通过使用源三角测量和描述性分析进行验证。研究表明,通过使用图片、文字和阅读的整体交流学习模式可以提高聋儿的语言技能。研究还发现,该模型帮助这些孩子与社区中的其他人进行口头交流。最后,研究表明,失聪儿童不依赖手语也可以与其他人交流。Keywords-deaf孩子;总沟通;学习模式;手语;picture-writing-reading
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引用次数: 2
Representation of Indonesian Democratic Leaders by Jamā’ah Anṣāru Tawḥīd and Ḥizbut Taḥrīr as Radical Muslim Groups jami ' ah Anṣāru Tawḥīd和Ḥizbut Taḥrīr作为激进穆斯林团体代表印度尼西亚民主领导人
Pub Date : 2019-03-01 DOI: 10.2991/SORES-18.2019.74
Karman Karman, Ibnu Hamad
This study aims (1) to describe how radical-muslim groups representate Indonesian democratic leader in Indonesia; (2) to identify the implication from the way they representate system of democracy. To get these aims, we collected data, i.e., postings on the websites they managed. We focus on Jamā’ah Anṣāru Tawḥīd (JAT) and Ḥizbut Taḥrīr Indonesia (HTI) as representatives of radical-muslim groups, indicated by democracy refusal. We analyze their postings by adopting Leeuwen's model of discourse analysis. We find that JAT representate democracy as a “religion”. For JAT, democratic leaders are “Islam apostates”, “kāfir”, “ṭaghūt”. Meanwhile, HTI regard democracy as an instrument for capitalists or colonialists. They regard Indonesia democratic leaders as a colonialist’s cat’s paw. We conclude that radical muslim groups have different perspectives and rationale in representing and delegitimizing leaders within democracy context. Language functions as a structure to oppose, delegitimize democratic leaders. Even more, the practice of language can be used to legitimize violence. For example, construction of “democracy as a religion” and “leader as a kāfir” legitimize sacred violence, e.g. terrorism. Keywords—radical-muslim groups; delegitimization; democracy; discourse analysis
本研究旨在(1)描述激进穆斯林团体如何在印尼代表印尼民主领袖;(2)从他们代表民主制度的方式中识别其含义。为了实现这些目标,我们收集了数据,即他们管理的网站上的帖子。我们把重点放在伊斯兰教团Anṣāru Tawḥīd (JAT)和Ḥizbut Taḥrīr印度尼西亚(HTI)上,它们是激进穆斯林团体的代表,表现为拒绝民主。我们采用Leeuwen的话语分析模型来分析他们的帖子。我们发现JAT代表了民主作为一种“宗教”。对于JAT来说,民主领导人是“伊斯兰教的叛教者”,“kāfir”,“ṭaghūt”。同时,HTI认为民主是资本家或殖民主义者的工具。他们认为印尼的民主领导人是殖民主义者的爪牙。我们的结论是,激进的穆斯林团体在民主背景下代表和剥夺领导人的合法性方面有不同的观点和理由。语言的功能是作为一种结构来反对民主领导人,使其失去合法性。更重要的是,语言的实践可以用来使暴力合法化。例如,“民主作为一种宗教”和“领袖作为kāfir”的建构使恐怖主义等神圣暴力合法化。Keywords-radical-muslim组;合法性;民主;话语分析
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引用次数: 1
Group Information Society (KIM) in Representing Information and Prosperous Village in Ogan Komering Ulu (OKU) Regency, South Sumatera 南苏门答腊Ogan Komering Ulu (OKU)摄政代表信息与繁荣村的群体信息社会(KIM)
Pub Date : 2019-03-01 DOI: 10.2991/sores-18.2019.31
Isnawijayani Isnawijayani, S. Rahayu
This study aims to describe and analyze the Group Information Society (KIM) in Realizing the Information and Prosperous Village in Ogan Komering Ulu (OKU) South Sumatra, Baturaja which is not so well-known. This qualitative research makes informants as primary data sources besides researchers also observe directly and coordinate with the OKU District Communication and Information Service (Diskominfo). This study describes the form of KIM process, then KIM develops a network to solve the problems of rural communities who are left behind Information. KIM in OKU Regency was facing problem in developing this group information society. KIM runs a program to realize an information and prosperous village in OKU Regency. Researchers is monitoring that villages with the theory of Innovation Diffusion as well as being linked as government partners in disseminating information in the village and as a forum for community aspirations. It turned out that KIM OKU was formed in accordance with Law Number 14 of 2008 concerning Information Disclosure. The result of this research are OKU KIM encourages the existence of a village website, village social media, radio community, information boar, citizen meeting and all the information means to easily access the correct information. There are some problems such as there is no manpower, there is no role of head village, the lack of facilities and training in building information community. Associated with the theory of Diffusion of Innovation, KIM got something new to be used in life to become a prosperous information village. Keywords—Community Information Group (KIM); information village and prosper
本研究旨在描述和分析巴图拉加南苏门答腊Ogan Komering Ulu (OKU)实现信息繁荣村中的群体信息社会(KIM)。这种定性研究使举证者作为主要数据来源,研究者也直接观察并与OKU地区通信和信息服务(Diskominfo)协调。本研究描述了KIM过程的形式,然后KIM发展了一个网络来解决农村社区的信息落伍问题。OKU摄政的KIM在发展这个群体信息社会方面面临着问题。KIM在OKU摄政区开展了一个实现信息和繁荣村的项目。研究人员正在用创新扩散理论监测这些村庄,并作为政府合作伙伴在村庄传播信息,并作为社区愿望的论坛。事实证明,KIM OKU是根据2008年《信息公开法》第14号成立的。这项研究的结果是OKU KIM鼓励建立一个村庄网站,村庄社交媒体,广播社区,信息公猪,公民会议和所有信息手段,以便轻松获取正确的信息。在信息社区建设中存在着人力资源不足、村长作用缺失、设施和培训不足等问题。与创新扩散理论相结合,KIM得到了一些新的东西,可以在生活中使用,成为一个繁荣的信息村。关键词:社区信息组;信息村与繁荣
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引用次数: 0
Being Young and Interreligious: Makassar young muslim generation views toward interfaith dialogue 年轻与跨宗教:望加锡年轻一代穆斯林对跨宗教对话的看法
Pub Date : 2019-03-01 DOI: 10.2991/SORES-18.2019.29
Muhammad Galib Mattola, M. Tajuddin, Syamsul Arif Galib
This study examines the views of young Muslim generation in Makassar who are actively involved in interfaith programs. This study identified that most of students who are actively involved in interfaith dialogue are lack of theological foundation but keen to understand more about the ethic of interfaith dialogue from Quranic perspective. The study also found the reasons of why young Muslim are eager to be involved in interfaith dialogue between Muslim and Non-Muslim. This research uses a qualitative approach with a descriptive method. The data were collected using a depth-interviewed, observation as well as documentation. In conclusion, theological foundation of interfaith dialogue must be taught to a young generation who are involved in the interfaith movement because they are often unable to demonstrate the theological basis of interfaith dialogue. Besides, the pattern of interfaith dialogue should begin to change. The form of dialogue should not only present by discussion but also present in more interesting and interactive models. Keywords—interfaith dialogue; interreligious; young muslim; Makassar; quranic studies
本研究考察了积极参与跨宗教项目的望加锡年轻一代穆斯林的观点。本研究发现,积极参与宗教间对话的学生大多缺乏神学基础,但渴望从古兰经的角度更多地了解宗教间对话的伦理。该研究还发现了年轻穆斯林渴望参与穆斯林和非穆斯林之间宗教间对话的原因。本研究采用定性方法和描述性方法。数据是通过深度访谈、观察和文献收集的。总之,必须向参与宗教间运动的年轻一代传授宗教间对话的神学基础,因为他们往往无法证明宗教间对话的神学基础。此外,宗教间对话的模式应该开始改变。对话的形式不仅要以讨论的形式呈现,还要以更有趣、更互动的形式呈现。Keywords-interfaith对话;各宗教间的;年轻的穆斯林;孟加锡;古兰经》研究
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引用次数: 0
Migration and Development: A case study of Indonesian migrant workers 移民与发展:印尼移民工人个案研究
Pub Date : 2019-03-01 DOI: 10.2991/SORES-18.2019.131
M. Hastuti, V. Megawati, A. Pratono, Muhammad Nour
This article aims to investigate how poor people in developing countries gain benefit from globalization by examining the opportunity to work as migrant worker. To respond the research gap, this study adopts a case study approach with a fieldwork survey in East Java Indonesia. The result indicates that diaspora strategy is almost impossible for the poor if he or she notices a high possibility for the employer to cheat those who work in domestic jobs, like nanny, driver, or baby sitter. Unless protection from both house and home countries is available, the diaspora strategy is not a better option for the migrant-work applicant. The paper contributes to the scholarly interest in the diaspora strategy to interrogate the assumption underlying the Migration-as-Development (MAD)
本文旨在研究发展中国家的穷人如何通过考察作为移民工人工作的机会来从全球化中获益。为了弥补研究空白,本研究采用个案研究方法,在印度尼西亚东爪哇进行实地调查。结果表明,如果穷人注意到雇主很有可能欺骗保姆、司机、保姆等从事家政工作的人,那么他们几乎不可能采取“侨民战略”。除非母国和母国都能提供保护,否则散居策略对移民工作申请人来说并不是更好的选择。这篇论文有助于对散居策略的学术兴趣,以质疑移民即发展(MAD)的假设。
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引用次数: 2
The Development of Trafficking as a Form of Human Rights Violations 人口贩运作为一种侵犯人权的形式的发展
Pub Date : 2019-03-01 DOI: 10.2991/sores-18.2019.97
N. Sambas
Human Trafficking is a form of exploitation of human dignity. Therefore, the trafficking can be categorized as a serious crime, a human rights disorder that develops in the world. Indonesia is a country that is vulnerable to Human Trafficking, because besides being a country of origin it is also a transit country and destination country. The research objective is to find out and examine the development of the practice of criminal acts of human trafficking, as one of the forms of crimes against human. With the normative juridical approach, the analytical descriptive nature based on secondary data is carried out in a qualitative analysis from the general to the special. Modus operandi Human Trafficking is carried out starting from the conventional recruitment victims of sending domestic and foreign workers, illegal adoption, infant abduction, noncommercial sexual exploitation of children, and sexual violence. Efforts must be made by the government, in addition to facilitate cooperation with various countries, law enforcement is firm and just by paying attention to the root causes, both legal, social aspects and culture. Keywords—people trading; human rights violations
人口贩运是对人类尊严的一种剥削。因此,贩卖人口可以被归类为严重犯罪,是在世界范围内发展的一种人权障碍。印度尼西亚是一个容易受到人口贩运的国家,因为它除了是一个原籍国之外,也是一个过境国和目的地国。研究的目的是找出和审查人口贩运犯罪行为的实践发展,作为危害人类罪的一种形式。在规范性的法学方法中,基于二手数据的分析描述性本质是在从一般到特殊的定性分析中进行的。贩卖人口的作案手法从传统的招募受害者、派遣国内外工人、非法收养、绑架婴儿、对儿童进行非商业性剥削、性暴力等开始。政府必须做出努力,除了促进与各国的合作外,执法要坚定公正,从法律、社会和文化三个方面关注根本原因。Keywords-people交易;侵犯人权行为
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引用次数: 0
The Influence of Pedagogic and Professional Ability of the Teachers Competency Exam Results 教师素质考试成绩对教学能力和专业能力的影响
Pub Date : 2019-03-01 DOI: 10.2991/SORES-18.2019.83
S. Sugiyarto, Maulana Ali
–The research aims to describe and analyze in depth about testing and analyzing the influence of; (1) pedagogic competence, (2) professional competence, (3) pedagogic and professional competences on results of the teachers competency test in Senior High School number one Payaraman. This research used a causality method. The types of data used were quantitative and qualitative. The findings of this research indicate that; (1) Pedagogic competence has a significant effect on the results of the teachers competency test; (2) Professional competence has a significant effect on the results of the teachers competency test; (3) Pedagogic and professional competences have a significant effect on the results of the teachers competency test in Ogan Ilir Sub-district, Payaraman. This study recommends an effort to boost teachers’ competency and school should really pay attention and continue to improve the supporting factors by engaging the teachers training, workshop and internships. Keywords—pedagogic competency and professional ability; teachers competency exam results
-本研究旨在对测试和分析的影响进行深入的描述和分析;(1)教学能力,(2)专业能力,(3)教师能力测试结果的教学能力和专业能力。本研究采用因果关系法。所使用的数据类型分为定量和定性两种。本研究结果表明:(1)教师胜任力对教师胜任力测试结果有显著影响;(2)专业胜任力对教师胜任力测试结果有显著影响;(3)教学能力和专业能力对Payaraman Ogan Ilir街道教师胜任力测试结果有显著影响。本研究建议学校应重视教师胜任力的提升,并透过教师培训、工作坊及实习等方式,持续改善教师胜任力的支持因素。关键词:教学能力与专业能力;教师胜任能力考试成绩
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引用次数: 1
期刊
Proceedings of the Social and Humaniora Research Symposium (SoRes 2018)
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