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Investor Decision for Retirement: An Exploratory Review on Financial Resource and Economic Force Influences 投资者退休决策:财务资源和经济力量影响的探索性回顾
Pub Date : 2021-04-20 DOI: 10.15341/jbe(2155-7950)/05.12.2021/008
Marcia Edna Santhana Rajan, A. Abdullah, Nazrul Hisyam Ab Razak, N. Nor
In Malaysia, many people exhibit sluggish retirement investor decisions despite the presence of investment platforms such as unit trusts, which provide a reliable source for asset accumulation. While prior literature advocates the influences of financial advisors; medical expense risk; and housing on retirement financial planning behaviours, there is a dearth of clarity on the roles these influences play in clarifying the investor behaviour aspect of retirement financial planning. This study is aimed at investigating the importance of these influences on individual retirement investor decisions through an inclusive review of relevant literature. Outcomes of the study mainly inform retirement planning researchers the value in further examining the extended lifecycle theory in the investment domain of retirement financial planning behaviour. The importance of financial advisors, housing, and medical expense risk further prove critical in explaining such behaviours, and accordingly deserves more attention in studies forthcoming. These influences are consequently proposed as factors to be considered in retirement investor decisions believed to stir decisions and in turn, wealth accumulation for late-life.
在马来西亚,尽管存在单位信托等投资平台,为资产积累提供了可靠的来源,但许多人在退休投资决策方面表现迟缓。而先前的文献主张财务顾问的影响;医疗费用风险;而住房对退休财务规划行为的影响,这些影响在澄清退休财务规划的投资者行为方面所起的作用缺乏明确。本研究旨在通过对相关文献的包容性回顾来调查这些影响对个人退休投资者决策的重要性。研究结果主要告诉退休计划研究人员在退休财务规划行为的投资领域进一步研究延长生命周期理论的价值。财务顾问、住房和医疗费用风险的重要性进一步证明了解释这些行为的关键,因此值得在未来的研究中得到更多的关注。因此,这些影响被认为是退休投资者决策中要考虑的因素,这些因素被认为会影响决策,进而影响晚年的财富积累。
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引用次数: 0
The Influence of Leader Member Exchange (Lmx) and Compensation on Employee Performance With Organizational Culture as Moderating Variable 以组织文化为调节变量的领导成员交换和薪酬对员工绩效的影响
Pub Date : 2020-10-01 DOI: 10.15341/JMER(2155-7993)/10.11.2020/008
Tristiana Rijanti, Askar Yunianto, S. Rahayuningsih, Naely Ushwaty
Abstract: This study aims to examine the influence of leader-member exchange (LMX) and compensation on employee performance by moderating organizational culture. The population of this study were employees at the Regional Personnel Agency (BKD) and the Financial Management Agency and Regional assets (BPKAD) of Pemalang Regency, amounting to 116 employees while the sampling technique used was the census. Data were analyzed using SPSS version 22 by testing the instrument, testing the model and testing the hypothesis. The results of hypothesis testing shows that performance is affected positively by LMX as well as compensation meanwhile organizational culture also moderates the influence of both LMX and compensation on the performance.
摘要:本研究旨在探讨领导-成员交换(LMX)和薪酬通过调节组织文化对员工绩效的影响。本研究员工的人口在地区人事代理(柏克德)和金融资产管理机构和地区(BPKAD) Pemalang摄政,总计116名员工所使用的抽样技术在人口普查。采用SPSS version 22对数据进行分析,包括检验仪器、检验模型和检验假设。假设检验结果表明,LMX和薪酬对绩效都有正向影响,同时组织文化也会调节LMX和薪酬对绩效的影响。
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引用次数: 0
Health Care Service Performance in the Governmental Hospitals and Its Relation to the Leaders’ Qualifications in the Eastern Region in Saudi Arabia 沙特阿拉伯东部地区政府医院卫生服务绩效及其与领导人资质的关系
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/010
Ali Altrad
This research seeks to examine the qualifications of hospital managers in the Eastern Region in Saudi Arabia and to identify the skills and competencies needed by hospital managers. Also, the study attempted to ascertain whether the qualifications of the managers of the hospital affect the performance of the hospital or not. The researcher used the descriptive analytical approach with its quantitative dimension. They study was conducted on 20 hospital managers in 20 governmental hospitals in the Eastern Region in Saudi Arabia. The researcher collected data for this research using a self-administered questionnaire and a performance indicators card. The findings showed that approximately 50% of hospital managers did not receive formal training in health management prior to assuming the post of director of the hospital as their basic qualification in the bachelor was not in the field of health management. Also, the results showed that all the skills and competencies mentioned are important with varying degrees. The most important skills and competencies for managers were the personal or soft skills. The leadership, strategic planning, quality and process improvement skills were second in importance for hospital managers. Furthermore, the majority of the managers indicated that the qualifications of hospital managers affect the performance of the hospital. It is found that there is a positive correlation between the qualifications of the managers and performance of health services in government hospitals.
本研究旨在检查医院管理人员在沙特阿拉伯东部地区的资格,并确定医院管理人员所需的技能和能力。此外,本研究试图确定医院管理人员的资格是否会影响医院的绩效。研究人员使用描述性分析方法及其定量维度。他们的研究对象是沙特阿拉伯东部地区20家政府医院的20名医院管理人员。研究人员使用自我管理问卷和绩效指标卡收集数据。调查结果显示,大约50%的医院管理人员在担任医院院长之前没有接受过正式的卫生管理培训,因为他们的基本资格不是卫生管理领域的学士学位。此外,研究结果显示,上述所有技能和胜任力的重要性程度不同。对于管理者来说,最重要的技能和能力是个人技能或软技能。领导力、战略规划、质量和流程改进技能对医院管理人员来说是第二重要的。此外,大多数管理人员表示医院管理人员的资格会影响医院的绩效。研究发现,公立医院管理人员素质与卫生服务绩效之间存在正相关关系。
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引用次数: 0
Disruptive Management: In Search of “The Next Big Thing” 颠覆式管理:寻找“下一件大事”
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/002
Serra Enric, Lara-Navarra Pablo, Ferreras-García Raquel
We are immersed in a changing and highly complex context. Highly volatile, complex and dynamic markets hinder managers’ role in planning and decision-making enormously. There seems to be a consensus that accelerated innovation could provide an answer to the question, what might the next discovery or advance that breaks the rules of our market be? Or in other words, to use an expression common in management speak, what is “the next big thing”? Disruptive management aims to study the causes of business innovation and how it can be systemized in a company, providing clues to achieving excellence in any given market and a methodology that can be learned by managers for application to all companies. This study describes some of the elements for professional and business adaptation to VUCA environments.
我们沉浸在一个不断变化和高度复杂的环境中。高度不稳定、复杂和动态的市场极大地阻碍了管理者在规划和决策中的作用。人们似乎一致认为,加速创新可以为这个问题提供答案,即下一个打破市场规则的发现或进步可能是什么?或者换句话说,用一句管理用语来说,“下一件大事”是什么?颠覆性管理旨在研究商业创新的原因以及如何在公司中系统化,为在任何给定市场中实现卓越提供线索,并为管理者提供一种可以应用于所有公司的方法。本研究描述了专业和商业适应VUCA环境的一些要素。
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引用次数: 0
The Impact of Internal Work Environment on the Retention of Healthcare Providers at Turaif General Hospital 内部工作环境对Turaif总医院医护人员留任的影响
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/006
Mohammed Alrouili
This study attempted to identify the impact of internal work environment on the retention of healthcare providers at Turaif General Hospital in the Kingdom of Saudi Arabia. In particular, the study aimed to identify the dimensions of work circumstances, compensation, and relationship with colleagues, professional growth, and the level of healthcare providers’ retention. In order to achieve the study goals, the researcher used the descriptive analytical approach. The researcher used the questionnaire as the study tool. The study population comprised all the healthcare providers at Turaif General Hospital. Questionnaires were distributed to the entire study sample that consisted of 220 individuals. The number of questionnaires valid for study was 183 questionnaires. The research findings were as follows: the participants’ estimate of the work circumstances dimension was high (3.64), the participants’ estimate of the compensation dimension was moderate (3.32), the participants’ estimate of the relationship with colleagues dimension was high (3.62), the participants’ estimate of the professional growth dimension was weak (2.39), and the participants’ estimate of healthcare providers’ retention level was intermediate (2.75). Accordingly, the researcher’s major recommendations are: the need to create the right atmosphere for personnel in hospitals, the interest of the hospital to provide the appropriate conditions for the staff in terms of the physical and moral aspects for building the work adjustment in the staff, and conducting training courses and educational lectures for personnel in hospitals on how to cope with the work pressures.
本研究试图确定内部工作环境对沙特阿拉伯王国图赖夫总医院医疗服务提供者留用的影响。特别是,本研究旨在确定工作环境、薪酬、同事关系、专业成长和医疗服务提供者保留水平的维度。为了达到研究目标,研究者采用了描述性分析方法。研究者使用问卷作为研究工具。研究人群包括Turaif总医院的所有医疗保健提供者。调查问卷被分发给整个研究样本,包括220个人。有效问卷数为183份。研究结果表明:被试对工作环境维度的估计值为高(3.64),对薪酬维度的估计值为中等(3.32),对同事关系维度的估计值为高(3.62),对职业成长维度的估计值为弱(2.39),对医护人员留任水平的估计值为中等(2.75)。因此,研究人员的主要建议是:需要为医院人员创造合适的氛围,医院的利益是在身体和道德方面为员工提供适当的条件,以建立员工的工作适应能力,并为医院人员举办如何应对工作压力的培训课程和教育讲座。
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引用次数: 0
Design of a Metrics for Teaching Quality on Cram Schools Business 商科补习班教学质量指标的设计
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/007
Ming-Chu Lin, J. Lyu, Chia-wen Chen
Due to the pressure of fierce competition, many parents worry about their children being unable to compete with their peers. Besides the regular school class, they have engaged their kids at the cram school in order to strengthen the performance of their academic or creative art, so they might have a better foundation. The cram school business thus becomes a unique and prosperous educational business. Due to the low entry barrier, many companies have joining this business. However, the declining birth rate makes cram school business facing decreasing students number in recent years. Therefore, developing effective practices to improve students retention rate and to improve competitive advantages are becoming critical for managers of cram schools. The first step to change the cram school competition environment from cost-driven to quality-driven is to establish a way to measure the teaching quality — as there is no metrics during the past few decades in this domain. This work proposes a metrics based on the theory developed by Marsh and elaborated their idea to design a teaching quality assessment mechanism. Experts in academia and cram schools were interviewed to revise the proposed framework and the associated weighted values of elements in all dimensions of the framework were further calculated using Analytic Network Process (ANP) process. Questionnaires were distributed to representative teachers and supervisors in the cram school to justify the proposed metrics. The results show that this proposed metrics are valuable to the managers and could be used to improve students retention rate.
由于激烈竞争的压力,许多家长担心他们的孩子无法与同龄人竞争。除了常规的学校课程外,他们还让孩子参加补习班,以加强他们的学术或创意艺术的表现,这样他们就可以有更好的基础。因此,补习班事业成为一个独特而繁荣的教育事业。由于进入门槛低,很多公司都加入了这个行业。然而,随着出生率的下降,补习班业务近年来面临着学生人数减少的问题。因此,制定有效的措施,以提高学生的保留率,提高竞争优势,成为补习班管理者的关键。将补习班竞争环境从成本驱动型转变为质量驱动型的第一步是建立一种衡量教学质量的方法,因为在过去的几十年里,这一领域没有衡量标准。本文以Marsh的理论为基础,提出了一个度量标准,并阐述了他们设计教学质量评估机制的思路。对学术界和补习班的专家进行了访谈,以修改所提出的框架,并使用分析网络过程(ANP)进一步计算框架各维度元素的相关加权值。问卷被分发给有代表性的教师和主管在补习班,以证明所提出的指标。结果表明,提出的指标对管理人员有价值,可以用来提高学生的保留率。
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引用次数: 0
Renewable Energy Resources for Better Economics and Sustainable Living in Rural and Desert Areas 利用可再生能源改善农村和沙漠地区的经济和可持续生活
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/004
K. Gatterer, S. Arafa
Reliable and affordable energy is the key for the socio-economic development in rural and desert communities worldwide. While energy can be used for consumption purposes such as Lighting, Access to Information, Comfort and Entertainment, productive use of renewable energy is the key enabler for SMEs and Economy to grow. The paper examines the complex interactions among Energy, Materials, Water, Food, Building, Employment and Environment. It also discusses the implementation of renewable energy technologies to overcome some of barriers faced by rural villages and desert communities. It shows some of the special applications and approaches used over the past few decades in energy conversion, consumption and conservation to achieve poverty reduction, social justice and sustainable development. Field experiences in Basaisa projects, Egypt showed that open free dialogues with all stakeholders, site-specific education and training, appropriate local financing systems and access to knowledge are key-elements and essential factors for achieving green economy and sustainable community development. The coming decade will see a continued expansion of knowledge about renewable energy resources and its useful applications as systems friendly to the environment and as tools for economic activities, sustainable living and growth in rural and desert communities.
可靠和负担得起的能源是全球农村和沙漠社区社会经济发展的关键。虽然能源可以用于照明、获取信息、舒适和娱乐等消费目的,但可再生能源的生产性利用是中小企业和经济增长的关键推动因素。本文考察了能源、材料、水、食品、建筑、就业和环境之间复杂的相互作用。它还讨论了可再生能源技术的实施,以克服农村和沙漠社区面临的一些障碍。它展示了过去几十年来在能源转换、消费和节约方面为实现减贫、社会正义和可持续发展而使用的一些特殊应用和方法。埃及Basaisa项目的实地经验表明,与所有利益攸关方进行公开的自由对话、针对具体地点的教育和培训、适当的地方融资体系和获取知识是实现绿色经济和可持续社区发展的关键因素和基本因素。未来十年将继续扩大关于可再生能源的知识及其作为对环境友好的系统和作为农村和沙漠社区的经济活动、可持续生活和增长的工具的有用应用。
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引用次数: 0
Balance of Payments Constraint — Trade and Finance 国际收支约束——贸易与金融
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/001
Patricia Inés Laría, V. Rama, Joaquín Rodríguez
This paper summarizes conceptual aspects of two contemporary global phenomena: “economic growth external constraint” or “balance of payments constraint (BPC)” and “financial flows”, both of them especially studied as structural features of Argentina economy. Our general hypothesis is that external constrain, in its commercial (exports and imports relative income-elasticity) or financial (unsustainable debt, interest payments) versions, means a significant difficulty for some countries’ growth. Besides, financial outflows (purchase of foreign assets by residents, capital flight), offer various additional complexities. Both performs simultaneously as cause and consequence of growth, as circular cumulative causation (CCC).
本文总结了两个当代全球现象的概念方面:“经济增长外部约束”或“国际收支约束(BPC)”和“资金流动”,这两个现象都是作为阿根廷经济的结构特征而特别研究的。我们的一般假设是,外部约束,在商业(出口和进口相对收入弹性)或金融(不可持续的债务,利息支付)方面,意味着一些国家的增长面临重大困难。此外,金融流出(居民购买外国资产、资本外逃)也带来了各种额外的复杂性。两者同时作为生长的原因和结果,作为循环累积因果关系(CCC)。
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引用次数: 0
FAFAMI Project — Family Speaking Is Familiar: History and Prospects FAFAMI项目-家庭口语是熟悉的:历史和前景
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/009
D. Silva, Larissa Cristina Oliveira, Nayara Hakime Dutra Oliveira
This article aims to address the FAFAMI Project — Family speaking is familiar — in it’s historicity to the present moment, as a project of teaching, research and extension of the University of São Paulo state (UNESP) in Franca, SP, contributions to the historical moment and to the reality of the families with whom it operates. As this project aims to bring the university closer to the community, trying to themes that are related to the daily life of the families, there was a need to a bibliographical research for reflective notes that contextualize the moment in which we are inserted, the economic, political and social regent system and its implications for society, especially for the working class. And, also, reflect on the role of families in this system, how they are seen, their responsibilities in society, as how they are configured, among other fundamental questions for any analysis of reality.
本文旨在探讨FAFAMI项目(Family speaking是大家熟悉的)的历史意义,它是圣保罗州立大学(UNESP)的一个教学、研究和推广项目,它对历史时刻和与之合作的家庭的现实做出了贡献。由于该项目旨在使大学更接近社区,尝试与家庭日常生活相关的主题,因此需要对参考文献进行研究,以反思我们所处的时刻,经济,政治和社会摄政制度及其对社会的影响,特别是对工人阶级的影响。同时,也要反思家庭在这个体系中的作用,他们是如何被看待的,他们在社会中的责任,他们是如何被配置的,以及任何现实分析的其他基本问题。
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引用次数: 0
Determinants of Welfare and Decision Making of Long-Term Care Workers in Japan 日本长期护理工作者的福利决定因素和决策
Pub Date : 2019-12-22 DOI: 10.15341/jbe(2155-7950)/12.10.2019/005
Yoshimasa Kato
In this study, we aimed to examine the factors that influence the welfare and decision-making of long-term care workers in Japan. To estimate subjective welfare, we investigated the overall job satisfaction among long-term care workers, and to analyze their decision making, we investigated whether these workers wanted to work or quit their current job. Then, we estimated these dependent variables using the ordinary least squire regression analysis and by using the 11 responses toward job satisfaction as independent variables. According to the results, all factors influenced the well-being of employees; on-the-job training was found to be the most influential factor. Decision making showed less influenced on the workers’ well-being, whereas being worthy of the job was found to be the most influential factor in decision making. Moreover, our results also showed that working hours and leisure time also influence job satisfaction of employees. Therefore, to stabilize labor supply in the Japanese long-term care industry, it is important to improve workers’ on-the-job training at office and companies and increase their leisure time. In addition, it is important that employees actively communicate with each other for better job satisfaction.
在本研究中,我们旨在探讨影响日本长期护理工作者福利和决策的因素。为了评估主观福利,我们调查了长期护理工作者的整体工作满意度,并分析了他们的决策,我们调查了这些工作者是想工作还是辞职。然后,我们使用普通最小乡绅回归分析估计这些因变量,并将11个对工作满意度的回答作为自变量。结果表明,各因素对员工幸福感均有影响;在职培训是影响最大的因素。决策对员工幸福感的影响较小,而对工作的价值是决策中最具影响力的因素。此外,我们的研究结果还表明,工作时间和休闲时间也会影响员工的工作满意度。因此,为了稳定日本长期护理行业的劳动力供应,提高工人在办公室和公司的在职培训,增加他们的闲暇时间是很重要的。此外,员工之间的积极沟通对于提高工作满意度也很重要。
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引用次数: 0
期刊
Kinerja Journal of Business and Economics
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